The State Bank of India successfully conducted the SBI Promotion Exam 2025 on 27 December for promotion from Clerk to Trainee Officer. Candidates who appeared for the exam shared their experiences immediately after it was held. After thoroughly analyzing the feedback, our experts have prepared a detailed SBI Clerk to Trainee Officer Exam Analysis 2025, which is provided in this article.
SBI Clerk To Trainee Officer Exam Analysis 2025, 27 December
The first day of the SBI Promotion Exam 2025 has concluded successfully, with the examination conducted today for promotion from Clerk to Trainee Officer. As anticipated, candidates are eager to know the types of questions asked and the overall difficulty level of the exam. To assist aspirants, we have provided a detailed SBI Promotion Exam Analysis 2025, which will be especially beneficial for candidates appearing in the upcoming exam shifts scheduled in January 2026.
SBI Clerk To Trainee Officer Exam Analysis 2025, List of Questions Asked
As per the feedback shared by candidates who appeared for the exam, the overall difficulty level was Moderate, with several questions testing in-depth conceptual clarity rather than rote knowledge. A significant portion of the paper focused on core banking products, policies, and case-based scenarios. Below is a compiled list of topics and questions reported by candidates:
Difficulty Level: Moderate
- ROA (%) for FY 2025
- Gold Variant Current Account
- Current Account features (3–4 questions)
- Locker Services (Case Study – 5 questions)
- Deposit limit of Digital Current Account
- Gold Current Account
- UPI Lite
- PABL / PAPL concepts
- Maximum loan amount under MSME
- Insurance cover for injured athletes
- Chairman’s Policy (4–5 questions)
- Maximum number of nominations allowed
- CASA and its impact on ROA
- SBI ULIP Plans
- Banking and Financial Terminology (Word-based section)
- First Chairman of SBI
- SBI Subsidiaries
- Foreign Travel Card limit
- Hypothecation – In Which Act
- Nostro Account and FCNR Account
- Escrow Account
- White Label ATMs
- SBI presence: Number of countries where SBI operates
- ATM complaint handling process (Case Study)
- Branch Darpan (Case Study)


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