SIDBI Grade A and B Syllabus & Exam Pattern 2025 for Phase 1 and Phase 2 Exam

To help candidates prepare for the upcoming examination of SIDBI Grade A and B, a detailed overview of the SIDBI Grade A and B Syllabus and Exam Pattern 2025 has been provided. Understanding the exam structure and subject-wise topics is essential for strategic preparation and maximizing performance in the selection process.

SIDBI Grade A and B Syllabus 2025

The Small Industries Development Bank of India (SIDBI) has released the detailed syllabus and exam pattern for the SIDBI Grade A & B Recruitment 2025. The exam structure is designed to evaluate candidates on their subject knowledge, analytical abilities, and overall suitability for the respective roles. In this article here we have provided the detailed SIDBI Grade A and B Syllabus & Exam Pattern 2025

SIDBI Exam Pattern 2025

The SIDBI Grade A & B Exam Pattern 2025 is crafted to assess candidates in a phased manner, ensuring a balanced evaluation of core knowledge and role-specific skills.

• The initial stage, Phase I, features an online objective test covering reasoning, quantitative aptitude, English language, and professional knowledge relevant to the post.
• Those qualifying move on to Phase II, which delves deeper through a mix of objective and descriptive questions tailored to the stream applied for.
• To maintain accuracy and fairness, a negative marking of 0.25 marks is applied for each wrong answer in the objective tests.

SIDBI Phase 1 Exam Pattern 2025

The Phase 1 exam for SIDBI Grade A and B posts is designed to test the knowledge of candidates in their chosen field. It is an online objective test that acts as a screening round. Depending on the field applied for general, legal, IT, or others the exam will focus on relevant topics such as finance, technical subjects, law, or information technology.

SIDBI Phase 2 Exam Pattern 2025

The Phase 2 exam consists of two papers:

• Paper I: English Language, which tests writing skills through essay writing, precis, comprehension and business correspondence.
• Paper II: Domain-specific questions tailored to each stream.

Descriptive answers are to be typed using a keyboard.

SIDBI Phase 2 Exam Pattern 2025: General Stream (Grade A & B)

SIDBI Phase 2 Exam Pattern 2025: Legal Stream (Grade B)

SIDBI Phase 2 Exam Pattern 2025: IT Stream (Grade B)

SIDBI Grade A, B Syllabus

The syllabus emphasises on domain-specific competencies, tailored to the technical and functional demands of each role. Whether applying under the General, Legal or IT stream, candidates must have a deep understanding of their subject, as the assessment is designed to test both conceptual clarity and practical application related to the domain. Here the detailed and Phase wise the SIDBI Syllabus has been given:

SIDBI Syllabus 2025 Phase 1

The SIDBI Phase 1 Exam for 2025 will consist of multiple sections, each designed to evaluate specific skill sets required for the position. The exam pattern is outlined below, along with the relevant syllabus for each section:

English Language (30 Questions, 30 Marks)

• Reading Comprehension
• Synonyms and Antonyms
• Vocabulary
• Sentence Completion and Correction
• Error Spotting
• Para Jumbles
• Cloze Test

Reasoning Ability (25 Questions, 25 Marks)

• Seating Arrangements and Puzzles
• Syllogisms
• Blood Relations
• Direction Sense
• Coding-Decoding
• Input-Output
• Logical Reasoning
• Analytical Reasoning
• Data Sufficiency

Quantitative Aptitude (25 Questions, 25 Marks)

• Data Interpretation
• Simplification and Approximation
• Percentages
• Profit and Loss
• Time and Work
• Time, Speed, and Distance
• Simple and Compound Interest
• Averages
• Probability
• Ratio and Proportion

Computer Knowledge (20 Questions, 20 Marks)

• Basics of Computers
• MS Office (Word, Excel, PowerPoint)
• Internet and Web Technologies
• Computer Hardware and Software
• Networking Concepts
• Security Tools and Cyber Threats

General Awareness (20 Questions, 20 Marks)

• Current Affairs (National & International)
• Banking and Financial Awareness
• Government Schemes and Policies
• Economic and Social Issues
• Business and Economy
• RBI and SIDBI-related updates
• Static GK related to India and the World

MSMEs (30 Questions, 30 Marks)

• Policy, Regulatory and Legal Framework
• Finance and Management for MSMEs
• MSME Financing (Due Diligence, KYC, Financial Ratios)
• NPA and Recovery, IRAC norms
• Credit Risk Assessment
• Terms related to MSME Loans, Term Loans, Working Capital, and
• Documentary Credit

Stream-Specific (50 Questions, 50 Marks)

The stream-specific section will have questions related to the specific role or department for which the candidate has applied (e.g., Legal, IT, etc.).

Legal Stream (Grade B)

General Knowledge of Law:

• Key statutes include Constitutional Law, Administrative Law, and Statutory Interpretation.
• Detailed focus on acts relevant to financial and property transactions, such as the Contract Act, 1872 and Transfer of Property Act, 1882.
• Specialized acts: SARFAESI Act, RTI Act, Limitation Act, Insolvency and Bankruptcy Code (IBC).

Legal Drafting and Recovery Laws:

• Drafting practices, familiarity with the Recovery of Debts and Bankruptcy (RDB) Act.
• Legal requirements for credit recovery, foreclosure, and dispute resolution.

IT Stream (Grade B)

Technical Skills:

• Programming languages: C, C++, Java and Python.
• Database Management, Networking and Security fundamentals.

Current IT Developments:

• Emerging fields like Artificial Intelligence (AI) and Machine Learning (ML), systems design and architecture.
• Knowledge of cyber security, data handling, and cloud infrastructure.

SIDBI Syllabus 2025 Phase 2

The SIDBI Grade A & B Syllabus is both objective and descriptive exam type. It examines the candidates’ knowledge of MSME or professional knowledge and also their English writing skills. Here is the section-wise detailed syllabus for the SIDBI Grade A & B for Phase 2.

Paper I: English Language

• Tests skills in essay writing, précis, comprehension, and office correspondence.
• Emphasis on clarity, coherence, and conciseness in professional communication.

Paper II: General Stream (Grade A & B): MSMEs, Policy, and Finance

• Policy and Regulatory Framework: Insights into policies affecting MSMEs, regulatory standards, and recent legislative changes.
• MSME Financing: Similar to Phase 1 but in greater depth, covering financial ratios, working capital assessments, and credit assessment.
• NPA and Recovery: Procedures under IRAC, the role of Asset Reconstruction Companies (ARCs) and managing NPAs in MSME financing.
• Banking and Investment Concepts: Covering investment banking, merchant banking, equity markets, Alternative Investment Funds (AIFs) and economic development schemes for MSMEs.

Paper II: Legal Stream (Grade B): Advanced Legal Knowledge

• Focus on core statutes: Contract Law, Property Act, Negotiable Instruments Act, and administrative statutes.
• Emphasis on the Bharatiya Nyaya Sanhita, Bharatiya Nagarik Suraksha Sanhita, Bharatiya Sakshya Adhiniyam.
• Specialized laws for SIDBI’s operational areas, including the RDB Act, SARFAESI Act, and Insolvency and Bankruptcy Code.
• Practical aspects of legal drafting and handling recovery cases within SIDBI’s framework.

Paper II: IT Stream (Grade B): Advanced IT and Data Management

• Programming in C, C++, Java, and Python, along with data structures, algorithms, and statistical computing.
• Systems design principles, cyber security, IoT, and mobile computing.
• Databases and big data analytics: Advanced SQL, RDBMS, data visualization, and warehousing.
• AI and ML fundamentals, focusing on natural language processing and data security practices.
• Emphasis on recent IT advancements that are applicable within the banking and MSME sectors.