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21st July Daily Current Affairs 2022: Today GK Updates for Bank Exam

Daily GK updates are incorporated with the important news that made the current affairs headlines for banking or other competitive exams. Daily GK Update is the complete bag of the important news that is held all day long. One should have complete knowledge about banking terms, current affairs news, etc. So, here is the GK update for 21st July 2022 to help you prepare the Current affairs part. After reading this section, you can successfully attempt Current Affairs Quiz. 

Here is the Daily GK Update of the 21st July 2022 covering the following news headlines: Jawaharlal Nehru Port, Petersberg Climate Dialogue, Henley Passport Index 2022, Gautam Adani, India Innovation Index 2021.

Top 20 Daily GK Updates: National & International News 

Here is providing below the top 20 important Daily General Knowledge 2022 updates with national & international news.

National News

1. 15th President of India: Draupadi Murmu

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  • Daughter of a tribal family coming from a very ordinary house in Odisha, Draupadi Murmu has been elected as the 15th President of India.
  • The 2022 Indian Presidential Election was the 16th presidential election that was held in India on the 18th of July 2022. Murmu becomes India’s first woman tribal president.
  • She also becomes the second woman to hold the post after Pratibha Patil. The tenure of incumbent president Ram Nath Kovind will end on 24 July.

To read the complete article: Click Here

2. In 272 of the most needy districts, Govt starts “Nasha Mukt Bharat Abhiyaan” 

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  • The Ministry of Social Justice and Empowerment began implementing Nasha Mukt Bharat Abhiyaan in the 272 most susceptible districts in August 2020.
  • The National Survey of Extent, Pattern and Trends of Substance Use conducted in 2004 and the Comprehensive National Survey on Extent and Pattern of Substance Use in India conducted in 2018 both show a change in the pattern of substance abuse, according to the Minister of State for Social Justice and Empowerment A. Narayanaswamy.
  • According to A. Narayanaswamy, the participation of stakeholders including women, children, educational institutions, and civil society groups is given special consideration under the “Nasha Mukt Bharat Abhiyaan” programme.

Important Takeaways For All Competitive Exams:

  • Ministry of Social Justice & Empowerment, Government of India: Dr. Virendra Kumar
  • Minister of State for Social Justice and Empowerment: A. Narayanaswamy

International News

3. Sri Lanka: Ranil Wickremesinghe elected as 9th President 

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  • Veteran Sri Lankan politician and six-time Prime Minister, Ranil Wickremesinghe has been elected as the 9th President of the Island nation by the Parliament. He secured 134 votes in the presidential election by the 225-member parliament.
  • The 73-year-old Wickremesinghe will serve the remaining term of former President Gotabaya Rajapaksa, which ends in 2024.

Important takeaways for all competitive exams: 

  • Sri Lanka Capitals: Colombo, Sri Jayawardenepura Kotte;
  • Sri Lanka Currency: Sri Lankan rupee.

4. Due to an intense heat wave, England under its first-ever red weather warning 

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  • As temperatures have continued to soar, the UK Meteorological (Met) Office issued the first-ever red extreme heat warning for areas of England, including London.
  • Temperatures could reach 40 degrees Celsius, and a red warning, the maximum level used by the Met Office under its alert system, indicates a risk to life is possible. The unusual warning, which is categorised as a national emergency, signifies that life is in danger for people of all ages.
  • According to the UK Health Security Agency (UKHSA), a heatwave reaches level four when it is so intense and/or persistent that its consequences go beyond the reach of the health and social care system. This implies that everyone, not just high-risk groups, including healthy, fit people, could be vulnerable to illness and death.

Appointments News

5. Brijesh Gupta appointed as MD of RattanIndia Power 

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  • RattanIndia Power announced hiring Brijesh Gupta as its new managing director. He has experience working across the renewable, steel, mining and commodities sector in India and abroad.
  • He has over three decades of experience in the industrial sector. Brijesh Gupta held leadership positions in Adani Enterprises, Essar Group, Welspun and Atha Group. Other than this, he also has global experience by working across geographies in the USA, Middle East, Iran and the Indian Subcontinent.

6. Jayanti Prasad named as Whole Time Member of IBBI 

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  • The Central Government has appointed, Jayanti Prasad as a Whole-time Member of the Insolvency and Bankruptcy Board of India (IBBI) for five years.
  • This period of five years will be counted from the date of assumption of charge of the post i.e July 5, 2022, or up to the age of 65 years, whichever is the earliest, according to an executive order issued by the Ministry of Corporate Affairs (MCA).

Important takeaways for all competitive exams: 

  • IBBI Founded: 1 October 2016;
  • IBBI Headquarters: New Delhi;
  • IBBI Parent department: Ministry of Corporate Affairs;
  • IBBI Chairperson: Ravi Mittal.

Agreements News

7. India sign an agreement with Namibia to reintroduce cheetah 

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  • A Memorandum of Understanding (MoU) between India and Namibia aims to bring back cheetahs to the country after nearly seven decades. The first eight cheetahs are expected to arrive in Madhya Pradesh’s Kuno National Park by August 15.
  • Separately, India is anticipated to receive 12 cheetahs from South Africa; a draught deal has already been signed, and a final one is forthcoming, according to authorities with knowledge of the situation.
  • 69 years after the last known cheetah was hunted down in Chhattisgarh in 1952, the animal will re-enter a wild enclosure in India.

Business News

8. Digit Insurance launched ‘pay as you drive’ for motor insurance 

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  • Go Digit General Insurance is the first insurer to offer a ‘pay as you drive’ (PAYD) add-on feature for motor insurance own damage (OD) policies.
  • The Insurance has launched an add-on feature for motor insurance Own Damage policies, named ‘Pay as you Drive’. Vehicle-owners can purchase this benefit as part of comprehensive coverage, along with motor own damage (OD) policies.

Banking News

9. IndusInd Bank board approves raising Rs 20,000 crore through debt 

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  • The board of private lender IndusInd Bank has authorised a plan to raise Rs 20,000 crore in debt to finance company expansion. In a meeting, the bank’s board of directors approved the proposal, according to a statement from IndusInd Bank.
  • The board authorised the issuance of debt securities in any permitted manner through a private placement on the condition that the total amount raised does not exceed Rs 20,000 crore. As required, it may also be raised in foreign currencies with the consent of the bank’s members and after receiving any additional governmental or regulatory permissions.

10. Govt and RBI policies aid banks to recover bad loans of Rs. 8.6 lakh crore in 8 fiscal years

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  • The administration informed Parliament that concrete actions taken by the RBI and government-assisted banks in recovering bad loans of more than Rs 8.6 lakh crore over the course of the previous eight fiscal years.
  • Non-performing assets (NPAs) are a natural, albeit unfavourable, the corollary of the banking industry, according to Minister of State for Finance Bhagwat Karad in a written response to the Lok Sabha.
  • The government of India and the Reserve Bank of India (RBI) regularly issue directives and have implemented a number of initiatives aimed at resolving long-standing stressed assets on banks’ books as well as timely identification and recognition of stress immediately upon default and take corrective action for mitigating the same.

Economy News

11. Morgan Stanley cuts India’s FY23 GDP forecast to 7.2% 

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  • American brokerage Morgan Stanley cut its FY23 real GDP expansion estimate for India by 0.40 per cent to 7.2 per cent on slower global growth and GDP growth will slow down to 6.4 per cent in FY24.
  • A majority of watchers are expecting FY23 GDP growth to come at over 7 per cent levels. The RBI estimate also stands at 7.2 per cent. Morgan Stanley expects the CPI inflation to average 6.5 per cent in F23, as compared to its forecast of 7 per cent earlier.
  • However, they do not expect much change in inflation beyond FY23, and expect it to average 5.3 per cent in FY24.

Ranks and Reports News

12. India Innovation Index 2021: Karnataka, Manipur and Chandigarh topped

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  • Karnataka, Manipur and Chandigarh topped the third edition of NITI Aayog’s India Innovation Index, which ranks the states and the union territories on their innovation performance.
  • NITI Aayog Vice Chairman Suman Bery released the India Innovation Index 2021 in presence of apex public policy think tank member Dr VK Saraswat, CEO Parameswaran Iyer and senior adviser Neeraj Sinha.
  • Karnataka topped in the ‘Major States’ category and Manipur emerged as a winner in the ‘North East and Hill States’ category. Chandigarh was the top performer in the ‘Union Territories and City States’ category.

To read the complete article: Click Here

13. Forbes Real-Time Billionaires List: Gautam Adani surpasses Bill Gates 

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  • As per the Forbes Real-Time Billionaires List, India’s richest person, Gautam Adani has now also become the fourth richest person in the world, leaving behind Microsoft founder Bill Gates.
  • This increment came as Gates announced that he would be donating $20 billion of his wealth to his non-profit organisation — Bill & Melinda Gates Foundation.
  • Elon Musk is the richest person with a $230 billion net worth, followed by Bernard Arnault of Louis Vuitton at the second spot and Amazon’s Jeff Bezos at third on the list.
  • Mukesh Ambani was placed 10th on the Forbes list (net worth: $88 billion).

14. Tamil Nadu tops in Smart City Fund utilisation 

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  • Tamil Nadu tops the list of states so far as utilisation of funds under the government’s flagship Smart City Mission is concerned.
  • While Tamil Nadu has spent over Rs 3932 crore out of the Rs 4333 crore released by the Centre, Uttar Pradesh is in the second position with the utilisation of Rs 2699 cr out of the Central share release of Rs 3142 crore.
  • As on 8 July 2022, the Centre has released Rs 30,751.41 crore for 100 Smart Cities, out of which Rs 27,610.34 crore (90%) has been utilised.

To read the complete article: Click Here

15. Henley Passport Index 2022: India ranks 87th

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  • The Henley Passport Index has recently released the list of the World’s Most Powerful Passports for the year 2022.
  • Three Asian nations Japan, Singapore and South Korea bagged the top three positions on the list, reversing pre-pandemic rankings that were dominated by European nations.
  • India is ranked 87th on the list of the world’s most powerful passports in 2022, according to the latest Henley Passport Index from Henley & Partners, an immigration consultancy.

To read the complete article: Click Here

Summits and Conferences News

16. 13th Petersburg Climate Dialogue begins in Germany 

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  • The 13th Petersberg Climate Dialogue began in Berlin, Germany. The two-day informal ministerial meet is being chaired by Germany and Egypt, hosts of this year’s annual climate meet (COP-27).
  • The informal ministerial meeting proposes to build consensus and provide political direction to resolve divergences aimed at improving the implementation of climate action, the core goal of COP-27.
  • Ministers and delegations from several countries recalled the urgency to move to the implementation of all the previous resolutions made during the last meeting in order to limit global warming to 1.5 degrees Celsius.

Schemes and Committees News

17. Sanjay Agarwal to chair the committee Center established to strengthen MSP system 

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  • A committee on the Minimum Support Price (MSP) was established by the government eight months after it made a similar commitment in exchange for repealing three divisive agriculture policies.
  •  Sanjay Agrawal, a former agricultural secretary, will preside over the committee.
  • The government has made a provision for Sanyukta Kisan Morcha (SKM) to have three representatives on the committee, but the farm organisation has not yet provided any candidates for the group.

18. $1 billion loan from the World Bank approved for the PM ABHIM 

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  • Union Health Minister Mansukh Mandaviya informed the Rajya Sabha that the World Bank had granted a loan of USD $1 billion to fund India’s flagship PM Ayushman Bharat Health Infrastructure Mission (PM-ABHIM).
  • The loan that has been cleared consists of two complementary loans totalling USD 500 million each for India’s Enhanced Health Service Delivery Program and Transforming India’s Public Health Systems for Pandemic Preparedness Program (PHSPP).

Important Takeaways For All Competitive Exams:

  • Union Health Minister: Mansukh Mandaviya.

Science and Technology News

19. Since 1999, ISRO used PSLV to launch 345 foreign spacecraft from 34 different nations 

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  • Dr. Jitendra Singh, the Union Minister of State (Independent Charge) for Science and Technology, announced that ISRO has signed six agreements with four nations for the launch of foreign satellites between 2021 and 2023.
  • According to the Minister, the Indian Polar Satellite Launch Vehicle (PSLV) has successfully launched 342 foreign satellites from 34 countries since 1999 on a commercial basis. Dr. Jitendra Singh stated in a written response to a question in the Rajya Sabha today that the launch of these foreign satellites on a commercial basis will generate roughly 132 Million Euros.

Miscellaneous News

20. Jawaharlal Nehru Port becomes first 100% Landlord Major Port of India 

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  • Jawaharlal Nehru Port has become the first 100 per cent Landlord Major Port of India having all berths being operated on the PPP model.
  • The PPP model of investment in Indian ports has made remarkable progress in the last 25 years, beginning from the Jawaharlal Nehru Port, resulting in capacity addition and productivity improvement.
  • JNP is one of the leading container ports in the country and is ranked 26th among the top 100 global ports (as per Lloyds List Top 100 Ports 2021 Report).

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21st July | Current Affairs 2022 | Current Affairs Today | Current Affairs by Ashish Gautam

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