The first shift of the IBPS PO Prelims Exam 2026, held on 22 August 2026, is now over. Candidates who appeared for the Shift 1 exam have shared their feedback regarding the difficulty level, type of questions asked, number of good attempts and section-wise difficulty. Based on the feedback received from candidates, we have provided the detailed IBPS PO Exam Analysis 2026 for 22 August Shift 1.
IBPS PO Exam Analysis 2026, 22 August Shift 1
This analysis will help candidates appearing in the upcoming shifts understand the overall difficulty level and get an idea of the questions being asked in the exam. The IBPS PO Prelims exam consists of three sections: English Language, Quantitative Aptitude, and Reasoning Ability. Candidates should read the full article for a detailed IBPS PO Exam Analysis 2026.
IBPS PO Prelims Exam Analysis 2026, Difficulty Level & Good Attempts
As per the initial candidate feedback, the overall difficulty level of the IBPS PO 22 August Shift 1 was Moderate and the expected good attempts for the IBPS PO First Shift Exam Analysis 2026 are provided below.
The IBPS PO Prelims Exam 2026 comprises three sections: English Language, Quantitative Aptitude, and Reasoning Ability, carrying a total of 100 marks to be attempted within 60 minutes. The detailed section-wise analysis of the IBPS PO Prelims Shift 1 held on 22 August 2026 is provided below, based on the feedback shared by candidates after the examination.
IBPS PO Prelims Reasoning Ability Exam Analysis 2026
Topics
No. Of Questions
Seating arrangement (Parallel Row- 14p)
5
Puzzle (Month (3) + Date (2) + Variable)
5
Puzzle (Box Based + variable)
5
Selection Based (3 Cities)
5
Comparison Puzzle (6 p)
3
Blood Relation (3 gen)
3
Direction
3
Pair Formation
1
Inequalities (2 comma-based, 1 non-comma)
3
Meaningful Word
1
Odd One Out (4 letters)
1
Total
35
IBPS PO Quantitative Aptitude Exam Analysis 2026
Topics
No. Of Questions
Q1 – Q2 (Partnership and M&A)
3-4
Approximation
5
Missing Number Series
5
DI (Table Graph)
5
DI (Line Graph)
5
Arithmetic
11-12
Total
35
IBPS PO Prelims English Exam Analysis 2026
Topics
No. Of Questions
Reading Comprehension (Modern town planning- disease, etc.)
8-9
Cloze Test (crops)
5
Error Detection
5
Word Swap
3-4
Word Usage
2-3
Sentence Rearrangement
2-3
Word Replacement
2-3
Total
30
IBPS PO Exam Analysis 2026: What Candidates Should Do After the Exam?
Candidates who have completed the examination should avoid spending too much time analyzing every question immediately after the exam. Those appearing in the upcoming shifts can use the analysis to understand the pattern and difficulty level.
Check the types of questions asked in each section.
Identify the topics that were time-consuming.
Practise similar questions before their examination.
Focus on accuracy along with speed.
Avoid attempting questions merely because they appear familiar.
Manage time carefully across all three sections.
IBPS PO Prelims Exam Analysis 2026, Shift 1, 22 August: Video Analysis
The UPSC EPFO APFC Salary 2026 is an important factor for candidates applying for the Assistant Provident Fund Commissioner post. As per the official UPSC EPFO APFC Recruitment 2026 notification, the post is placed in Level 10 of the Pay Matrix under the 7th Central Pay Commission, with a starting basic pay of ₹56,100. The salary includes basic pay along with Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance (TA), and other admissible benefits as applicable under the rules.
UPSC EPFO APFC Salary 2026
As per the UPSC EPFO APFC Recruitment 2026 candidates selected for the Assistant Provident Fund Commissioner (APFC) post will receive an initial basic pay of ₹56,100. Along with the basic salary, APFC officers are entitled to various allowances and government benefits, including Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance, and other applicable perks.
UPSC EPFO APFC Salary: Overview
To help you understand the role better, here is a detailed overview of the UPSC EPFO APFC Salary 2026 covering key aspects like recruitment details, selection process, and application mode presented in the table below.
Particulars
Details
Organization
Employees’ Provident Fund Organisation (EPFO)
Recruiting Body
Union Public Service Commission (UPSC)
Pay Level
Level 10
Basic Pay
₹56,100
Current DA Rate
60%
DA Amount
₹33,660
Basic Pay + DA
₹89,760
Post Classification
Group A, Non-Ministerial
Headquarters
New Delhi
Job Location
All India Service Liability
Probation Period
1 Year
UPSC EPFO APFC Salary Structure 2026
The UPSC EPFO APFC Salary Structure 2026 consists of Basic Pay and various admissible allowances. The starting Basic Pay is ₹56,100 under Level 10 of the Pay Matrix. The latest DA rate applicable from 1 January 2026 is 60%, which makes the DA component ₹33,660.
Salary Component
Amount
Basic Pay
₹56,100
Dearness Allowance @ 60%
₹33,660
Basic Pay + DA
₹89,760
House Rent Allowance
As per applicable rules
Transport Allowance
As per applicable rules
Other admissible allowances
As applicable
UPSC EPFO APFC Latest Salary Slip
As an Assistant Provident Fund Commissioner (APFC), candidates receive a basic pay of ₹56,100 under Pay Level 10. With allowances such as DA, HRA, and Transport Allowance, the gross salary can reach around ₹1 lakh per month. After applicable deductions, the in-hand salary is approximately ₹85,000 per month.
UPSC EPFO Salary 2026: Allowances
In addition to the basic pay, Assistant Provident Fund Commissioners (APFC) are entitled to several allowances and benefits, making the overall salary package highly attractive. These allowances are provided to help cover living expenses and improve the financial well-being of the officers. These benefits add significant value to the UPSC EPFO APFC pay structure, ensuring both financial stability and comfort for the employees.
Here is the list of allowances included in the UPSC EPFO Salary 2026:
Dearness Allowance (DA) – To offset inflation and rising cost of living.
House Rent Allowance (HRA) – Based on the city of posting (X, Y, or Z class cities).
Transport Allowance (TA) – To cover daily commuting expenses.
Fixed Medical Allowance (FMA) – For personal medical needs.
City Compensatory Allowance (CCA) – Paid in metro or expensive cities to balance high cost of living.
Washing Allowance – To cover the cost of uniform or work-related clothing maintenance.
Job Profile Of EPFO APFC
The job role of Assistant Provident Fund Commissioner is not easy, as it is a very responsible position where you have to look after various things and also involves public dealing. Here we are providing below the various responsibilities of an EPFO APFC officer.
One of the key role of UPSC EPFO APFC officer is to look after the work of Enforcement
Performing Statutory functions like conducting enquiries and settling claims
Performing administrative functions like general administration, maintenance of Cash Book/Reconciliation of Bank Statements, MIS returns, etc
Also looks after pension and cash-related matters
The EPFO APFC officer is also responsible for seeing to the legal matters
Career Growth of EPFO APFC Officer
Before starting to prepare for any exam, one question that strikes our mind is, if we get selected today, then how far can we reach in that particular organisation? So here we have provided the career growth of UPSC EPFO APFC officer
Good news for banking aspirants who were yet to complete their IBPS Clerk application! IBPS has extended the last date for IBPS Clerk Registration 2026, giving candidates additional time to apply online for the 11,403 vacancies announced under CRP CSA-XVI. The registration window has now been extended till 28 August 2026, so candidates who missed the earlier deadline can use this opportunity to complete their application.
IBPS Clerk Registration 2026 Last Date Extended
The IBPS Clerk Registration 2026 last date has been extended to 28 August 2026 for the recruitment of 11,403 Customer Service Associate (Clerk) vacancies under CRP CSA-XVI. Candidates who have not yet registered can now apply online through the official IBPS website within the revised application window. If you have already submitted the application successfully, there is no need to register again, while candidates who were waiting to apply should use this additional time to complete the process and carefully verify all details before final submission.
IBPS Clerk Registration 2026: Key Details
Here are the most important details candidates should check before submitting the IBPS Clerk application today.
Particulars
Details
Exam Name
IBPS Clerk / Customer Service Associate
Recruitment
CRP CSA-XVI
Total Vacancies
11,403
Application Start Date
1 August 2026
Last Date to Apply
28 August 2026 (Extended)
Last Date for Fee Payment
28 August 2026 (Extended)
Application Deadline
11:59 PM
Educational Qualification
Graduation in any discipline
Age Limit
20 to 28 years
Application Mode
Online
Prelims
10 & 11 October 2026
Mains
27 December 2026
Provisional Allotment
March 2027
IBPS Clerk 2026 Apply Online Link
Candidates can complete their registration through the official IBPS CRP CSA-XVI application portal before the deadline.
Details/Documents Required for IBPS Clerk Registration
Keep the required documents ready before beginning the final application process.
Recent photograph
Signature
Left thumb impression
Handwritten declaration
Graduation details
Category details, wherever applicable
Valid mobile number
Active email ID
Identity-related details
Other documents prescribed in the notification
How to Apply Online for IBPS Clerk 2026?
The application has to be submitted online through the IBPS recruitment portal. Candidates who have not yet applied should keep their photograph, signature, thumb impression, handwritten declaration, graduation details and other required information ready before starting the final submission.
Step 1: Visit the official IBPS website or the CRP CSA-XVI application portal. Step 2: Click on CRP CSA-XVI and select the new registration option. Step 3: Complete the basic registration and generate the Registration ID and Password. Step 4: Log in and complete the detailed application form. Step 5: Enter personal, educational and State/UT-related details carefully. Step 6: Upload the photograph, signature and other documents in the prescribed format. Step 7: Preview the entire application before final submission. Step 8: Pay the applicable application fee online. Step 9: Submit the application and save/download the confirmation page and e-receipt.
IBPS Clerk Application Fee 2026
The application fee must also be paid by 28 August 2026 for the application to be considered complete:
SC/ST/PwBD/eligible exempted categories: ₹175
General/OBC/EWS and other applicable categories: ₹850
Last-Minute Checklist for IBPS Clerk Registration
Before clicking the final submit button, spend a few minutes checking these details.
Name matches the educational certificates.
Date of birth is correct.
Category is correctly selected.
Educational qualification details are accurate.
Graduation percentage has been entered correctly.
State/UT preference is carefully selected.
Local-language eligibility has been checked.
Photograph and signature meet specifications.
Left thumb impression is correctly uploaded.
Handwritten declaration is correctly uploaded.
Application fee has been paid successfully.
E-receipt has been generated.
Final application form has been downloaded.
How will Clerk be selected?
The IBPS Clerk selection process moves through the following stages.
Online Preliminary Examination
Online Main Examination
Local Language Proficiency Test (LLPT), wherever applicable
Document Verification and other prescribed formalities
Note: There is no interview stage in the IBPS Clerk/CSA recruitment process.
What Should You Do After Registering for IBPS Clerk?
Once your application is successfully submitted, the next priority should be converting the remaining preparation time into focused Prelims practice.
English: Reading Comprehension, Cloze Test, Error Detection, Fillers, Para Jumbles and Vocabulary.
Quantitative Aptitude: Simplification, Approximation, Number Series, Arithmetic, Data Interpretation and Quadratic Equations.
Reasoning: Puzzles, Seating Arrangement, Inequality, Syllogism, Coding-Decoding and Blood Relations.
Mock Tests: Begin with analysis-driven practice instead of attempting mocks without reviewing mistakes.
Accuracy: Avoid unnecessary attempts where the probability of an error is high because negative marking can reduce the final score.
How to Check Whether Your IBPS Clerk Application Has Been Successfully Submitted?
Candidates can verify the successful submission of their IBPS Clerk 2026 application by checking whether the final application form and fee payment have been completed. After submission, candidates should look for the following confirmation signs:
Application Status: Log in to the IBPS portal and check whether the application has been successfully submitted.
Registration Number: A Registration ID/Number should be generated and retained for future use.
Fee Payment: The applicable fee should show as successfully paid, and an e-receipt should be available.
Final Application Form: Candidates should be able to download or print the submitted application form.
Confirmation Message: A successful submission/confirmation message should appear after completing the process.
Email/SMS: Candidates should also check their registered email ID and mobile number for the application confirmation, if communicated by IBPS.
IDBI JAM Grade O Final Result 2026 has been released, bringing the recruitment journey to its final stage. IDBI Bank has released the Result of the personal interview for candidates who appeared for the Junior Assistant Manager (JAM) Grade ‘O’ recruitment process. The final result has been released on 21 August 2026, and candidates can now check their selection status through the official IDBI Bank website. The recruitment process included an online examination followed by the Personal Interview and Document Verification stages.
IDBI JAM Grade O Final Result 2026 Out
The IDBI JAM Grade ‘O’ recruitment was conducted for 1,100 vacancies, providing a major opportunity for graduates seeking a career in the banking sector. Candidates who qualified the online examination were shortlisted for the subsequent Personal Interview and Document Verification process, and the final selection has now been announced after completion of the interview stage.
IDBI JAM Grade O Final Result 2026 Download Link
Candidates can access the final result through the official IDBI Bank recruitment portal. The recruitment application portal confirms that the JAM Grade ‘O’ recruitment was conducted for the 2026-27 cycle, while IDBI’s interview instructions confirm that shortlisted candidates were called for the Personal Interview and Document Verification stage.
Candidates can follow the steps below to check their final selection status:
Visit the official IDBI Bank website.
Go to the Careers/Current Openings section.
Look for the link related to JAM Grade ‘O’ Final Result 2026.
Click on the result link.
Enter the required login credentials, if prompted.
Submit the details.
Check your selection status.
Download and save the result for future reference.
IDBI JAM Final Result 2026: Selection Status
Wondering what to look for after opening the result? Candidates should search for their Roll Number/Registration Number in the result document or use the prescribed login facility, depending on the format provided by IDBI Bank. If your details are included among the finally selected candidates, you have successfully cleared the selection process for the Junior Assistant Manager Grade ‘O’ post.
What After IDBI JAM Final Result 2026?
If your name appears in the final selection list, congratulations—you have cleared the competitive stages of the recruitment process. The next steps will involve the appointment and joining formalities communicated by IDBI Bank, subject to the prescribed conditions. Candidates should therefore regularly check their registered email ID, mobile number and the official IDBI website for further instructions.
If you were not selected, don’t let the result become the end of your preparation journey. Your online examination and interview experience can provide useful insights into your strengths and the areas that need improvement before your next banking examination.
The EPFO APFC Notification 2026 has been released by the Union Public Service Commission (UPSC) under Special Advertisement No. 52/2026 for 80 vacancies of Assistant Provident Fund Commissioner (APFC) in the Employees’ Provident Fund Organisation (EPFO), Ministry of Labour & Employment. The online application process will begin on 22 August 2026, and eligible candidates can submit their applications through the UPSC Online Recruitment Application portal until 11 September 2026, 6:00 PM. The post carries Level 10 in the Pay Matrix as per the 7th CPC, and the Recruitment Test (RT) is scheduled to be conducted on 20 December 2026.
EPFO APFC Notification 2026 Out for 80 Vacancies
For candidates targeting a Group A opportunity in EPFO, this recruitment is particularly important because the APFC post is a permanent Central Board Group A, Non-Ministerial post with All India Service liability. The essential educational qualification is a Degree from a recognised University or equivalent, while a Diploma in Company Law, Labour Laws or Public Administration is listed as a desirable qualification. The recruitment process includes a pen-and-paper Recruitment Test followed by an interview for shortlisted candidates, with the notification prescribing a 75:25 weightage between the RT and Interview.
Candidates should keep the following dates marked for the recruitment cycle.
Event
Date
Notification
21 August 2026
Online Application Starts
22 August 2026
Online Application Ends
11 September 2026
Closing Time
6:00 PM
Recruitment Test
20 December 2026
Interview
To be intimated separately
EPFO APFC Vacancy 2026: 80 Posts
The 80 APFC vacancies are distributed across the categories as specified in the UPSC advertisement.
UR: 29
EWS: 08
OBC: 18
SC: 15
ST: 10
Total: 80
PwBD Reservation: 03
EPFO APFC Apply Online 2026
Candidates can submit the online application from 22 August 2026 through the UPSC Online Recruitment Application portal, with the closing time fixed at 6:00 PM on 11 September 2026.
EPFO APFC Eligibility Criteria 2026
Candidates should check the prescribed educational qualification and age limit before starting the application.
Educational Qualification
Essential Qualification: Degree of a recognised University or equivalent.
Desirable Qualification: Diploma in:
Company Law
Labour Laws
Public Administration
Age Limit 2026
UR/EWS: 35 years
OBC: 38 years
SC/ST: 40 years
PwBD: Up to 10 years additional relaxation, subject to maximum age of 56 years
EPFO APFC Recruitment Test
The APFC Recruitment Test (scheduled for 20 December 2026) will be a two-hour objective-type examination conducted in both English and Hindi.
Mode: Pen & Paper Based
Duration: 2 Hours
Question Type: Objective / Multiple Choice
Medium: English & Hindi
Marks: 300
Negative Marking: 1/3 mark assigned to the question for each wrong answer
The IBPS Clerk Notification 2026 has been released by the Institute of Banking Personnel Selection (IBPS) under CRP CSA-XVI, announcing 11,403 vacancies for the post of Customer Service Associate (CSA) in participating Public Sector Banks. The IBPS Clerk Apply Online 2026 process is closing today, 21 August 2026, making it the last opportunity for eligible graduates to complete their registration and submit the application form through the official IBPS website.
IBPS Clerk Notification 2026, Last Date to Apply
The IBPS Clerk 2026 application window closes today, 21 August 2026. Candidates who are eligible but have not yet submitted their application should complete the registration and fee payment before the deadline. Avoid waiting until the last minute to prevent technical issues during submission.
IBPS Clerk Notification 2026: Overview
The IBPS Clerk Recruitment 2026 offers graduates an opportunity to secure a clerical position in leading public sector banks across India. Selected candidates will be appointed as Customer Service Associates, responsible for handling customer transactions, account services, cash operations, passbook updates, digital banking support, and other day-to-day banking activities.
Particular
Details
Organization
Institute of Banking Personnel Selection (IBPS)
Post Name
Customer Service Associate (CSA)
Popular Name
IBPS Clerk 2026
Recruitment Process
CRP CSA-XVI
Application Mode
Online
Registration Dates
1 August – 21 August 2026
Selection Process
Preliminary Exam, Main Exam, LLPT, Document Verification & Medical Examination
Official Website
www.ibps.in
IBPS Clerk Notification 2026 PDF
The IBPS Clerk Notification 2026 (CRP CSA-XVI) has been released for recruitment to the Customer Service Associate (CSA) post in participating Public Sector Banks. As per the notification, candidates who meet the prescribed educational qualification, age limit, and other eligibility conditions can apply for the recruitment through the online application process. The notification contains complete details regarding vacancies, eligibility, selection process, exam pattern, application procedure, and other important instructions.
According to the official notification, the tentative examination schedule is as follows:
Preliminary Examination: 10 & 11 October 2026
Main Examination: 27 December 2026
IBPS Clerk Important Dates
Event
Date
Notification Release
1 August 2026
Online Registration Starts
1 August 2026
Last Date to Apply
21 August 2026
Fee Payment
1–21 August 2026
Application Correction Window
Two days after registration closes
Pre-Examination Training
September 2026
Preliminary Admit Card
September 2026
Preliminary Exam
10 & 11 October 2026
Preliminary Result
27 December 2026
Main Admit Card
October/November 2026
Main Examination
November 2026
IBPS Clerk Vacancy 2026
The official notification states that vacancies are indicative and subject to change depending on the requirements of participating public sector banks. State-wise and category-wise vacancies have been published in the notification.
Bank-wise Vacancies
The table below shows the number of Customer Service Associate (CSA) vacancies announced by each participating public sector bank under the IBPS Clerk Recruitment 2026.
Participating Bank
Number of Vacancies
Bank of Baroda
2,500
Bank of India
1,050
Bank of Maharashtra
1,000
Canara Bank
1,000
Central Bank of India
2,000
Indian Bank
Not Reported
Indian Overseas Bank
450
Punjab National Bank
2,000
Punjab & Sind Bank
358
UCO Bank
550
Union Bank of India
495
Total
11,403
Note: Indian Bank has not reported vacancies under the current notification. The vacancy position may change depending on the bank’s requirement
IBPS Clerk State-wise Vacancy 2026
The following table presents the state/UT-wise vacancies for IBPS Clerk (Customer Service Associate) Recruitment 2026.
State / UT
Vacancies
Andaman & Nicobar
13
Andhra Pradesh
367
Arunachal Pradesh
22
Assam
204
Bihar
308
Chandigarh
63
Chhattisgarh
214
Dadra & Nagar Haveli & Daman & Diu
35
Delhi (NCT)
416
Goa
87
Gujarat
753
Haryana
144
Himachal Pradesh
114
Jammu & Kashmir
61
Jharkhand
106
Karnataka
1,170
Kerala
330
Ladakh
05
Lakshadweep
07
Madhya Pradesh
601
Maharashtra
956
Manipur
31
Meghalaya
18
Mizoram
28
Nagaland
27
Odisha
249
Puducherry
19
Punjab
276
Rajasthan
328
Sikkim
20
Tamil Nadu
894
Telangana
261
Tripura
32
Uttar Pradesh
1,315
Uttarakhand
102
West Bengal
540
Total
11,403
Eligibility Criteria
Candidates must satisfy all eligibility conditions prescribed in the official notification before applying.
Educational Qualification
As per the notification:
A Bachelor’s degree in any discipline from a recognized university or an equivalent qualification recognized by the Central Government.
The graduation result must have been declared on or before 21 August 2026.
Candidates must possess valid mark sheets or degree certificates during registration.
Computer literacy is mandatory. Candidates should either possess a certificate/diploma/degree in computer operations or have studied computer/IT as a subject in school or college.
Candidates must be proficient in the local language of the State/UT for which they are applying.
Age Limit
Candidates must satisfy the prescribed age criteria mentioned in the official notification. Age relaxation for reserved categories will be applicable as per Government of India guidelines.
Nationality
A candidate must be:
A citizen of India, or
A subject of Nepal or Bhutan, or
A Tibetan refugee meeting the prescribed conditions, or
A person of Indian origin who has migrated from specified countries with the necessary eligibility certificate.
IBPS Clerk Online Registration Link
The IBPS Clerk Online Registration Link 2026 is available on the official IBPS portal for eligible candidates. Applicants can use the link to complete registration, enter their details, upload the required documents, pay the prescribed application fee, and submit the application form online.
How to Apply for IBPS Clerk 2026?
Candidates can complete the application process by following these steps:
Visit the official IBPS website.
Click on CRP CSA-XVI Registration.
Register using a valid email ID and mobile number.
Fill in personal, educational, and communication details.
Upload all required documents in the prescribed format.
Preview the application carefully.
Pay the application fee online.
Submit the application form.
Download and print the confirmation page.
Application Fee
Application fees are to be paid online during registration. The fee structure for different categories is mentioned in the official notification.
Selection Process
The IBPS Clerk 2026 selection process consists of the following stages:
Preliminary Online Examination
Main Online Examination
Local Language Proficiency Test (LLPT)
Document Verification
Medical Examination
Provisional Allotment
IBPS Clerk Salary 2026
The IBPS Clerk Salary 2026 offers an attractive pay package along with excellent career growth. The starting basic pay is ₹24,050, while the in-hand salary ranges between ₹34,000 and ₹38,000 per month depending on the place of posting. In addition to the basic pay, employees receive Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, Transport Allowance, medical benefits, and annual increments.
Why Is IBPS Clerk a Great Opportunity?
IBPS Clerk remains one of India’s most sought-after banking examinations because of its job stability, attractive salary, career growth, and work-life balance. Some major advantages include:
Opportunity to work in leading public sector banks.
Attractive salary with allowances and annual increments.
Job security under the public sector banking system.
Promotion opportunities to Officer Scale positions through internal examinations.
Exposure to modern banking technologies and customer service operations.
Fixed working hours with public holidays and additional employee benefits.
Bank of Baroda has released the BOB LBO Recruitment 2026 notification, announcing 2,482 Local Bank Officer (LBO) vacancies in the JMG/S-I scale. Online applications are open from 18 August to 7 September 2026 on the official Bank of Baroda careers portal. Candidates need a graduate degree plus at least one year of post-qualification officer experience in a Scheduled Commercial Bank to apply.
BOB LBO Recruitment 2026 Out
The BOB LBO Recruitment 2026 is a state-wise recruitment drive in which candidates can apply for only one state. Knowledge of the selected state’s local language is mandatory. The selection process includes an online examination followed by the Local Language Proficiency Test (LPT), GD/PI and/or other assessments, as decided by the Bank.
Bank Of Baroda LBO Recruitment 2026: Overview
Particulars
Details
Organisation
Bank of Baroda
Post
Local Bank Officer (LBO)
Grade
JMG/S-I
Notification No.
BOB/HRM/REC/ADVT/2026/16
Total Vacancies
2,482
Application Mode
Online
Selection Process
Online Test, LPT, GD/PI and/or Psychometric Test
Job Location
Applied State
Probation
12 months
Official Website
bankofbaroda.bank.in/career
Local Bank Officer Recruitment 2026: Important Dates
Candidates should keep track of the important dates related to the BOB LBO 2026 application process.
Event
Date
Online Registration Starts
18 August 2026
Last Date to Apply Online
7 September 2026
Last Date for Fee Payment
7 September 2026
Eligibility Cut-off Date
1 August 2026
BOB LBO Vacancy 2026
Bank of Baroda has announced 2,482 LBO vacancies across 20 states/UTs, including both new and carried-forward unfilled positions. Each state has a mandatory local language requirement candidates can apply for only one state.
BOB LBO State-Wise Vacancy
Bank of Baroda has announced 2,482 LBO vacancies across 20 states/UTs. The vacancies include both new and unfilled vacancies, along with the respective local language requirements.
State
Local Language
Total
Andhra Pradesh
Telugu
80
Arunachal Pradesh
English*
20
Assam
Assamese / Bodo
40
Goa
Konkani
21
Gujarat
Gujarati
1,185
Jammu & Kashmir
Urdu / Kashmiri / Dogri
15
Karnataka
Kannada
418
Kerala
Malayalam
49
Maharashtra
Marathi
218
Manipur
Manipuri / Meitei
15
Meghalaya
Garo / Khasi
15
Mizoram
Mizo
15
Nagaland
English*
15
Odisha
Odia
100
Punjab
Punjabi
34
Sikkim
Nepali / Sikkimese
10
Tamil Nadu
Tamil
132
Telangana
Telugu
50
Tripura
Bengali / Kokborok
8
West Bengal
Bengali / Nepali
42
Total
2,482
Highest Vacancies (State Wise)
Gujarat has the highest number of BOB LBO vacancies, with 1,185 posts.
Karnataka has the second-highest total with 418 vacancies.
Maharashtra has 218 vacancies.
Tamil Nadu has 132 vacancies.
Odisha has 100 vacancies.
Andhra Pradesh has 80 new vacancies.
Telangana has 50 new vacancies, while Kerala has 49 total vacancies.
Candidates can apply for only one state and should carefully check the local language requirement before submitting the application.
BOB LBO Category-Wise Vacancy
Category
Vacancies
SC
358
ST
240
OBC
600
EWS
303
General
981
Total
2,482
PwBD reservation is horizontal and included within the overall vacancies.
PwBD Category
Vacancies
LD
42
HI
37
VI
26
d&e
25
What is the BOB LBO Exam?
The BOB LBO Exam 2026 is a state-wise selection process conducted by the Bank of Baroda to appoint Local Bank Officers in the JMG/S-I grade. Candidates must meet the prescribed eligibility and local language requirements.
Candidates can apply for only one state.
Selection and merit are prepared state-wise and category-wise.
Knowledge of the selected state’s local language is mandatory.
Selected candidates are generally posted within the applied state for 12 years or until promotion to SMGS-IV, whichever is earlier.
After this period, the Bank may transfer officers anywhere in India.
Candidates must fulfill the prescribed age, graduation and work experience requirements.
A minimum of 1 year of post-qualification officer experience in a Scheduled Commercial Bank is required.
Eligible nationality categories include Indian citizens and certain specified categories of Nepalese, Bhutanese, Tibetan refugees and Persons of Indian Origin, subject to the notification conditions.
Current Bank of Baroda officer-cadre employees and certain former BoB employees are not eligible as per the prescribed conditions.
BOB LBO Eligibility Criteria 2026
Candidates must meet the prescribed educational qualification, age, nationality, and work experience requirements to apply for BOB LBO 2026.
Age: Min 21 – Max 30 years (as on 01.08.2026); usual SC/ST/OBC/PwBD/Ex-servicemen relaxations apply
Category
Age Relaxation
Maximum Upper Age Limit
General / EWS
Nil
30 Years
Scheduled Caste (SC) / Scheduled Tribe (ST)
5 Years
35 Years
Other Backward Classes (OBC – Non-Creamy Layer)
3 Years
33 Years
Persons with Benchmark Disabilities (PwBD – Gen / EWS)
10 Years
40 Years
Persons with Benchmark Disabilities (PwBD – OBC)
13 Years
43 Years
Persons with Benchmark Disabilities (PwBD – SC / ST)
15 Years
45 Years
Ex-Servicemen / Commissioned Officers (Gen / EWS)
5 Years
35 Years
Ex-Servicemen / Commissioned Officers (OBC)
8 Years
38 Years
Ex-Servicemen / Commissioned Officers (SC / ST)
10 Years
40 Years
Education: Graduation in any discipline from a recognized university (mandatory); preferred certs — IC 38, NISM Series V-A/XXI-A/XIII
Minimum 1 year of post-qualification experience as an Officer in any Scheduled Commercial Bank included in the RBI’s Second Schedule. Experience in other banks, NBFCs, or clerical posts will not be considered.
Experience of less than 6 months in a single organisation will not be counted, unless it is part of the candidate’s current employment.
Candidates must submit a valid Experience Certificate/Job Profile.
If the job profile does not substantially match the responsibilities of a Scale-I Officer at Bank of Baroda, the application may be summarily rejected.
Experience: Minimum 1 year post-qualification as an Officer in a Scheduled Commercial Bank (RBI Second Schedule) — less than 6 months anywhere won’t count unless part of current job; clerical experience not counted
Language: Must be proficient (read/write/speak/understand) in the Local Language of the state applied for
Nationality: Indian citizen (or Nepal/Bhutan subject/Tibetan refugee pre-1962/specified PIO categories with eligibility certificate)
Exclusions: Current BoB officer-cadre staff and those who resigned from BoB officer posts in the last 3 years are NOT eligible
Bank of Baroda LBO Apply Online 2026
Candidates interested in the Local Bank Officer post can complete the BOB LBO Apply Online 2026 process through the Bank of Baroda Careers portal. The online registration has commenced on 18 August 2026 and will remain open until 7 September 2026. Applicants should carefully enter their personal, educational, experience and state-related details before submitting the form, as the application details cannot be changed after final submission. The direct application link is provided below for candidates’ convenience.
How to Apply for Bank Of Baroda LBO Recruitment 2026?
Visit the official Bank of Baroda website and open the Career/Current Opportunities section.
Select the BOB LBO 2026 recruitment notification.
Complete the online registration using the required details.
Fill in the application form carefully.
Upload the photograph, signature and required documents.
Review all the information before final submission.
Pay the applicable application fee through the available online payment methods.
Submit the application form.
Download and save the completed application form and fee receipt for future reference.
Candidates should carefully check their personal details, qualifications, experience, state, and category before clicking the final Submit button, as changes are not permitted after submission.
BOB LBO Application Fee
The application fee varies according to the candidate’s category.
Category
Application Fee
General/EWS/OBC
₹850
SC/ST/PwBD/ESM/Women
₹175
Documents Required for BOB LBO Application
Candidates should keep the required documents ready before starting the online application.
Black ink on white paper, 140 × 60 pixels, 10–20 KB
Left Thumb Impression
240 × 240 pixels, 20–50 KB
Handwritten Declaration
English, candidate’s own handwriting, 800 × 400 pixels, 50–100 KB
BOB LBO Experience Certificate Requirements 2026
Candidates must submit a valid Experience Certificate/Job Profile to prove the required 1 year of post-qualification officer experience in a Scheduled Commercial Bank. Experience in clerical posts, NBFCs, or other ineligible organisations will not be counted.
Job Profile Requirement
The job profile should substantially match the responsibilities of a Scale-I Officer at Bank of Baroda. Simply having an officer designation may not be sufficient if the actual duties do not match the prescribed requirements.
When Can the Application Be Rejected?
The application may be rejected if the candidate:
Does not have the required 1 year of eligible experience.
Claims experience from an NBFC or clerical post.
Has less than 6 months of experience in a single organisation, unless it is part of the current employment.
Submits a job profile that does not substantially match Scale-I officer responsibilities.
What Should the Experience Certificate Include?
The certificate should clearly mention the candidate’s designation, employment duration, organisation, and job responsibilities.
How to Choose the Right State for BOB LBO 2026?
Since candidates can apply for only one state, choosing the right state is an important decision in the BOB LBO application process. Candidates should consider the following factors before selecting their preferred state:
Check the vacancy: Prefer states with a higher number of vacancies, as they offer more available positions. Gujarat has the highest vacancies with 1,185 posts, followed by Karnataka with 418 vacancies.
Verify local language proficiency: Candidates must be proficient in reading, writing, speaking and understanding the required local language of the selected state.
Check your language certificate: Candidates who studied the required local language at the 10th or 12th level may be exempted from the LPT, subject to the Bank’s conditions.
Consider the state-wise competition: A higher vacancy count does not necessarily mean lower competition, so candidates should not select a state based only on vacancies.
Choose carefully: Since only one state can be selected, candidates should ensure that they meet all eligibility and language requirements before submitting the application.
BOB LBO Local Language Proficiency Test 2026
The Local Language Proficiency Test (LPT) is an important part of the BOB LBO selection process. Candidates must fulfil the local language requirement of the state for which they apply.
Who needs to appear for LPT? Shortlisted candidates may have to appear for the LPT to demonstrate proficiency in the required local language.
Who can get an exemption? Candidates who provide valid proof of having studied the required local language at the 10th or 12th level may be exempted from the LPT, subject to the Bank’s prescribed conditions.
When is LPT conducted? It is conducted for shortlisted candidates as part of the selection process after the online examination.
Why is state selection important? Candidates can apply for only one state, so they should check the required local language and their eligibility for it before submitting the application.
What if the candidate does not meet the language requirement? Candidates should ensure that they fulfil the prescribed local language criteria for their selected state, as language proficiency is an important eligibility condition.
Selection Process of BOB Local Bank Officer 2026
The BOB LBO selection process consists of multiple stages. The Bank reserves the right to modify or add components to the selection process as per the recruitment requirements.
1. Online Examination
The first stage is an objective online examination consisting of four sections:
English Language
Banking Knowledge
General/Economic Awareness
Reasoning Ability & Quantitative Aptitude
2. Local Language Proficiency Test
Candidates shortlisted for the next stage may have to appear for the Local Language Proficiency Test (LPT). Candidates who can provide valid proof of having studied the required local language at the 10th or 12th level may be exempted from appearing in the LPT, subject to the conditions specified by the Bank.
3. GD/PI and Other Tests
Depending on the Bank’s decision, candidates may also be assessed through:
Group Discussion
Personal Interview
Psychometric Test
Descriptive Test/Case Study, if introduced
The minimum qualifying marks for GD/PI are 60% for General category candidates and 55% for reserved category candidates, as prescribed in the notification.
BOB LBO Exam Pattern 2026
The online examination consists of 120 questions for 120 marks, with a separate 30-minute time limit for each section.
Each correct answer carries 1 mark.
0.25 mark is deducted for every incorrect answer.
There is no negative marking for unattempted questions.
Each section has a separate 30-minute sectional time limit.
English Language is a qualifying section, and its marks are not counted towards the final merit.
Section
Questions
Marks
Duration
English Language
30
30
30 minutes
Banking Knowledge
30
30
30 minutes
General/Economic Awareness
30
30
30 minutes
Reasoning Ability & Quantitative Aptitude
30
30
30 minutes
Total
120
120
120 minutes
BOB LBO Salary 2026
The Local Bank Officer will be appointed in the Junior Management Grade Scale-I (JMG/S-I). The pay scale is: ₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,920
Candidates with at least one year of prior officer experience in a Scheduled Commercial Bank are eligible for one advance increment, subject to the conditions specified by the bank.
Probation Period
The probation period for selected BOB LBO candidates is 12 months from the date of joining.
Service Bond
Selected candidates are required to serve the Bank for a minimum period of three years. Candidates leaving before completing the prescribed service period may be required to pay an amount equivalent to three months’ gross salary, subject to a maximum of ₹2 lakh, as specified in the notification.
The IBPS Clerk Handwritten Declaration 2026 is a mandatory part of the online application process. Candidates must write the declaration themselves in their own handwriting and upload its scanned copy as per the specifications mentioned by IBPS. The declaration should be clear and properly formatted, as an incorrect or improperly uploaded document can result in the application being rejected.
IBPS Clerk Handwritten Declaration 2026
The IBPS Clerk Handwritten Declaration 2026 is an essential part of the online application for CRP CSA-XVI. Candidates must write the declaration in their own handwriting and upload the scanned copy in the required format and specifications. As today 21 August 2026 is the last date to apply, candidates who have not completed their application should submit the form and upload the declaration without delay.
IBPS Clerk Handwritten Declaration Text 2026
Candidates should write the following declaration exactly as prescribed by IBPS.
“I, __________ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
Important: Do not make any changes to the wording unless IBPS specifically revises the declaration in the official notification.
IBPS Clerk Handwritten Declaration Specifications
Candidates should upload the declaration according to the specifications prescribed by IBPS.
Particular
Specification
Paper
White Paper
Ink
Black Ink
Language
English
Written By
Candidate only
File Format
JPG/ JPEG
File Size
50 – 100 KB
Dimension
800 x 400 pixels in 200 DPI i.e. 10 cm * 5 cm (Width * Height)
Documents Required Along with the Handwritten Declaration
Before starting the application process, keep all the required documents ready.
Passport-size Photograph
Signature
Left Thumb Impression
Handwritten Declaration
SSC/ SSLC/ 10th standard
How to Upload the IBPS Clerk Handwritten Declaration?
Once the declaration is ready, follow these steps to upload it successfully.
Visit the official IBPS website.
Open the CRP CSA-XVI application form.
Fill in your personal and educational details.
Proceed to the document upload section.
Click on Upload Handwritten Declaration.
Select the scanned JPG/JPEG file.
Verify the uploaded image.
Save the application and continue with the fee payment.
Submit the application and download the confirmation page.
Common Mistakes Candidates Should Avoid
Several applications face issues because candidates overlook the declaration guidelines. Avoid the following mistakes:
Typing the declaration instead of writing it by hand.
Using blue or coloured ink when black ink is required.
Writing in Hindi or another language.
Changing the declaration text.
Uploading a blurred or cropped image.
Writing someone else’s name.
Uploading another person’s handwriting.
Uploading the wrong document in place of the declaration.
What Happens If the IBPS Clerk Handwritten Declaration Is Rejected?
If the IBPS Clerk Handwritten Declaration 2026 does not follow the prescribed guidelines, the uploaded document may be rejected during application scrutiny. Candidates should ensure that the declaration has the correct text, format, file size, dimensions, and clear image quality before final submission.
To avoid rejection, candidates should ensure that:
The declaration is written in their own handwriting.
The prescribed declaration text is reproduced exactly.
It is written in English using black ink.
The image is clear, properly cropped, and readable.
The file is in the prescribed JPG/JPEG format and within the required size and dimensions.
The declaration is uploaded in the correct document field.
Can You Edit the Handwritten Declaration After Uploading in IBPS Clerk Form?
Check the uploaded declaration carefully before final submission.
If the application portal permits editing, replace the incorrect file with the corrected declaration.
Once the application is finally submitted, changes may not be possible.
As 21 August 2026 is the last date to apply, verify all uploaded documents before final submission.
Keep the corrected declaration ready in the prescribed format and size.
What Happens If the Declaration Text Has a Spelling Mistake?
Do not submit a declaration containing spelling mistakes.
Avoid overwriting, erasing, or correcting words on the same sheet.
Write the complete declaration again on a fresh white sheet.
Ensure the wording matches the prescribed declaration exactly.
Scan the corrected declaration clearly and upload it in the required format.
Recheck the declaration once before clicking the final submit button.
UPSC EPFO APFC Recruitment 2026 offers a promising opportunity for candidates seeking a Group A government position in the social security sector. The recruitment is being conducted by UPSC for the Assistant Provident Fund Commissioner post in EPFO. Candidates should check the eligibility, selection process, and application details before applying. The post offers Level 10 pay under the 7th Central Pay Commission.
UPSC EPFO APFC Notification 2026 Out
The UPSC EPFO APFC Recruitment 2026 provides candidates with an opportunity to secure a central government position with EPFO. Before applying, aspirants should carefully review the available recruitment information and stay updated with the detailed notification for complete instructions regarding eligibility, vacancies, application process, and selection stages.
UPSC EPFO Notification 2026: Overview
This UPSC EPFO Notification 2026 provides an opportunity for graduates to join the Employees’ Provident Fund Organisation as Assistant Provident Fund Commissioners.
Particulars
Details
Exam Conducting Body
Union Public Service Commission
Organisation
Employees’ Provident Fund Organisation
Ministry
Ministry of Labour & Employment
Post Name
Assistant Provident Fund Commissioner
Total Vacancies
80
Application Start Date
22 August 2026
Last Date to Apply
11 September 2026
Age Cut-off Date
11 September 2026
Pay Level
Level-10
Pay Commission
7th CPC
Mode of Application
Online
Official Website
www.upsc.gov.in.
EPFO APFC Vacancy 2026
A total of 80 Assistant Provident Fund Commissioner vacancies have been announced. The category-wise vacancy distribution is as follows:
Category
Vacancies
UR
29
EWS
8
OBC
18
SC
15
ST
10
Total
80
Out of the total 80 vacancies, 3 vacancies are reserved for Persons with Benchmark Disabilities (PwBD). These vacancies are included within the total number of 80 posts and are not additional vacancies.
UPSC EPFO APFC 2026: Important Dates
Details
Date / Status
Short Notification Out
19 August 2026
Detailed Notification
Available Soon
Form Starting Date
22 August 2026
Form Last Date
11 September 2026, 11:59 PM
Exam Date
To be Notified Later
Interview Date
To be Notified Later
Who can apply for UPSC EPFO APFC?
Educational Qualification: Candidates must fulfill the prescribed qualification for the APFC post.
Age Limit: Candidates must be within the prescribed age limit as of 11 September 2026.
Age Relaxation: Reserved category candidates can avail of age relaxation as per applicable rules.
Nationality: Candidates must meet the prescribed nationality criteria.
Application Window: Candidates must submit their application between 22 August and 11 September 2026.
Other Requirements: Candidates should check the official EPFO Notification 2026 for the application fee and other eligibility conditions before applying.
Is Work Experience Required for the APFC Post?
No, prior work experience is not required for the UPSC EPFO APFC post based on the eligibility details provided in the currently available recruitment information. Candidates with a Bachelor’s Degree in any discipline from a recognised university or an equivalent qualification can apply, subject to fulfilling the prescribed age, nationality, and other eligibility conditions.
UPSC EPFO APFC Eligibility Criteria 2026
Candidates planning to apply for the UPSC EPFO APFC Recruitment 2026 must fulfil the prescribed eligibility conditions related to educational qualification, age, nationality, and category-wise relaxation. The important eligibility requirements are given below.
Educational Qualification
Candidates must have a Bachelor’s Degree in any discipline from a recognized university or an equivalent qualification. Therefore, graduates from any stream can apply for the APFC post, provided they fulfil all other eligibility conditions.
Age Limit
The maximum age limit for the APFC post is 35 years for UR/EWS candidates.
Category
Upper Age Limit
UR
35 years
EWS
35 years
OBC
38 years
SC
40 years
ST
40 years
Age relaxation
Age relaxation is applicable to reserved categories as per government rules.
Category
Age Relaxation
SC/ST
5 years
OBC
3 years
PwBD
Up to 10 years
Other Eligible Categories
As per applicable government rules
PwBD Eligibility
A total of 3 vacancies are reserved for Persons with Benchmark Disabilities (PwBD) within the overall 80 APFC vacancies.
Nationality
Candidates must meet the nationality conditions prescribed by UPSC. Eligible candidates may include:
Indian citizens
Subjects of Nepal or Bhutan
Tibetan refugees who entered India before 1 January 1962 with the intention of permanent settlement
Persons of Indian origin who migrated from specified countries and intend to settle permanently in India.
Important Points to Check Before Applying
Candidates must have the required Bachelor’s Degree.
The candidate must be within the prescribed age limit on 11 September 2026.
Eligible reserved-category candidates can claim age relaxation as per rules.
Candidates claiming reservation must have the required valid certificates.
Candidates should ensure that their qualification is from a recognized university/institution.
Meeting the eligibility criteria does not itself guarantee selection; candidates must qualify in the prescribed recruitment process.
Candidates should verify all eligibility conditions from the official UPSC notification before submitting the application.
EPFO APFC Salary 2026
Candidates selected for the Assistant Provident Fund Commissioner (APFC) post will receive a basic pay of ₹56,100 under Pay Level 10. After adding applicable allowances and benefits, the in-hand salary is approximately ₹1,06,896 per month. The salary also includes various Central Government allowances and benefits.
Post Name
Pay Level
Pay Scale (7th CPC)
Assistant Provident Fund Commissioner
Level-10
₹56,100 – ₹1,77,500/-
EPFO APFC Selection Process 2026
The UPSC EPFO APFC selection process consists of a written examination followed by an interview. Candidates must qualify at each stage to be considered for final selection.
Written Examination: Candidates first appear for the UPSC APFC recruitment test.
Interview: Shortlisted candidates are called for an interview based on their performance in the written examination.
Final Selection: The final merit list is prepared based on the prescribed weightage of the written examination and interview, subject to fulfilling all eligibility and document verification requirements.
EPFO APFC Apply Online 2026
The UPSC EPFO APFC online application process will start on 22 August 2026. Eligible candidates will be able to submit their applications through the official UPSC online application portal. Candidates should complete the registration; when the link is active, we will attach the direct apply link below.
UPSC EPFO APFC Apply Online 2026: Active on 22 August 2026
Application Fee
Category / Details
Application Fee / Information
UR (General) / OBC / EWS
₹25/-
SC / ST / PwD / Female
₹0/- (Nil)
Payment Mode
Online Mode
Payment Methods
Net Banking, Credit/Debit Card, UPI, etc.
How to Apply for UPSC EPFO APFC Online Form 2026?
Visit the official UPSC Online Recruitment Application (ORA) website using the link given below.
If you are not already registered, complete the One Time Registration (OTR) on the UPSC website.
Log in using your OTR ID and select the Assistant Provident Fund
Commissioner (APFC) post under Special Advt. No. 52/2026.
Enter your personal details, educational qualifications, and category details correctly.
Upload the required documents, photograph, and signature in the prescribed format.
Pay the application fee online, if applicable.
Submit the application form and save or print the acknowledgment receipt for future reference.
What Are the Major Responsibilities of an APFC?
An Assistant Provident Fund Commissioner (APFC) is responsible for supporting the administration and implementation of various provisions related to employees’ provident fund and social security. The major responsibilities generally include:
Supervising EPFO operations and ensuring smooth functioning of the assigned office or section.
Monitoring provident fund and social security matters related to employees and establishments.
Handling administrative and compliance-related work under the applicable EPF laws and regulations.
Supervising subordinate staff and reviewing the progress of assigned work.
Addressing grievances and claims related to provident fund and other EPFO services.
Coordinating with employers and employees on matters concerning EPF compliance and related services.
Preparing reports and maintaining official records as required by the organisation.
Documents Required for UPSC EPFO APFC Application
Candidates should keep all the required documents ready before filling out the online application. These may include:
Graduation degree/certificate
Date of birth proof
Valid photo identity proof
Recent passport-size photograph
Signature
Category certificate, if applicable
PwBD certificate, wherever applicable
Other documents specified by UPSC
Is APFC a Field Job or Desk Job?
The Assistant Provident Fund Commissioner (APFC) role involves a mix of desk-based administrative work and field-related responsibilities. The exact nature of work can vary depending on the posting and responsibilities assigned.
