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GA Capsule for SBI Clerk Mains 2025, Download PDF

The SBI Clerk Mains Exam 2025 is scheduled for 10 and 12 April 2025, making it essential for candidates to enhance their General Awareness (GA) section to boost their overall scores. The GA section holds significant weight, encompassing current affairs, banking awareness, and static GK. To support candidates in their preparation, we have curated a detailed GA Capsule PDF that includes all key topics necessary for excelling in the SBI Clerk Mains Exam 2025.

GA Capsule for SBI Clerk Mains 2025

The GA Capsule for SBI Clerk Mains 2025 is an essential resource for candidates aiming to excel in the General Awareness section. The General Awareness section in the SBI Clerk Mains exam helps candidates score high marks in less time as it does not require lengthy calculations. Well-prepared aspirants can attempt this section quickly and accurately, boosting their overall score. The GA section primarily includes current affairs, banking and financial news, and important static GK topics.

Read Also: SBI Clerk Mains Admit Card 2025

GA Capsule for SBI Clerk Mains 2025, Download PDF

To help aspirants in their preparation, we are providing a free downloadable PDF that covers all the important General Awareness topics for the SBI Clerk 2025 Mains exam. Click on the link below to download the GA Capsule:

SBI Clerk Mains GA Capsule 2025
GA Capsule for SBI Clerk Mains 2025: Download Part 1 and 2 PDF

GA Capsule for SBI PO Mains 2025- Click Here to Download

GA Capsule for SBI Clerk Mains 2025, Download PDF_3.1

SBI Clerk Mains GA Capsule Contains

The GA Capsule PDF provided here covers a wide range of topics relevant to the SBI Clerk Mains 2025, ensuring that aspirants have access to all important updates in one place. Below is the list of topics covered:

1. National Current Affairs

  • Important government schemes, policies, and initiatives
  • Major developments in Indian states and union territories
  • Infrastructure projects and national-level appointments

2. International Current Affairs

  • Global events impacting India and the world
  • Political changes and international summits
  • Agreements between nations

3. New Appointments (National & International)

  • Key government and corporate sector appointments
  • Changes in leadership at central banks, ministries, and international organizations

4. Agreements/Memorandum of Understanding (MoUs)

  • Agreements signed between India and other countries
  • MoUs between banks, companies, and government bodies

5. Banking Current Affairs

  • RBI updates, monetary policy changes, and banking reforms
  • Mergers, acquisitions, and financial market trends
  • Digital banking initiatives and fintech developments

6. Economy/Business Current Affairs

  • GDP growth rates, economic indicators, and policy changes
  • Business expansions, acquisitions, and major investments
  • Important reports and economic rankings

7. Defense Current Affairs

  • Defence deals, acquisitions, and new weapon systems
  • Military exercises and strategic alliances
  • Appointments and retirements in the defence sector

8. Awards & Recognition

  • National and international awards in various fields
  • Prestigious honours like Bharat Ratna, Padma Awards, and Nobel Prize

9. Summits | Events | Festivals (National & International)

  • Important national and international summits and conferences
  • Cultural and religious festivals across India and the world

10. Committees & Meetings

  • Government and corporate sector committees
  • Important high-level meetings and policy decisions

11. List/Indexes (Ranks & Reports)

  • India’s ranking in global indices and reports
  • Reports by organizations like the World Bank, IMF, UN, and WEF

12. Books & Authors

  • Newly released books and their authors
  • Important literary awards

13. Sports Current Affairs

  • Major sports events and tournaments
  • Achievements of Indian and international athletes

14. Science & Technology

  • Latest technological advancements and innovations
  • ISRO, NASA, and other space missions

15. Schemes/Apps/Portals

  • Government welfare schemes and newly launched portals
  • Updates on digital initiatives and mobile applications

16. Important Days

  • National and international observances
  • Themes of special days

17. Environment

  • Climate change events and reports
  • Government and global environmental initiatives

18. Obituaries (National/International)

  • Notable personalities from various fields who passed away

19. Miscellaneous Current Affairs & One-Liners

  • Other crucial events and quick revision points

20. Static Takeaways Current Affairs

  • Important historical, geographical, and political facts related to India and the world
Related Capsules You Must Not Miss
Appointments Capsule Schemes Capsule
Important Days Capsule Awards Capsule
Summits & Conferences Capsule Ranks & Reports Capsule

How to Use the GA Capsule Effectively?

To utilize the GA Capsule, candidates must adopt a smart study approach. Regular revision, note-making, and quiz practice will help in better retention and recall. Prioritizing key topics like banking and the economy is crucial for maximizing scores in the SBI Clerk Mains Exam 2025.

  • Revise Regularly: Read the PDF daily to stay updated with important events.
  • Make Notes: Write down key points for quick revision before the exam.
  • Attempt Quizzes: Solve daily quizzes on current affairs to strengthen your knowledge.
  • Focus on Banking & Economy: Since SBI Clerk is a banking exam, prioritize banking and financial awareness.
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Featured

The Hindu Review October 2022: Download Hindu Review PDF

In order to help applicants study for the General Awareness Section, which is significant in many competitive examinations, The Hindu Review compiles all the current events for a month and organises them by category. News from “The Hindu newspaper,” as well as from publications like Indian Express and Mint, as well as from websites like PIB and NewsOnAir, is covered by The Hindu Review.

What has changed in the Hindu Review?

The news is presented in The Hindu Review in a succinct and clear manner. We have included external links for each news item if you want to read the news in more depth.

Which examinations will Hindu review be helpful for?

NIACL PO Mains, LIC AAO Mains, EPFO SSA, FCI, various banks and SSC exams, SBI PO Mains, SBI Junior Associates, IBPS PO Mains, IBPS Clerk Mains, SSC CGL, SSC CHSL, RBI Grade B, NABARD Grade A, SEBI Grade A, and NIACL PO Mains. The general studies part of the State PCS will benefit from this pdf.

What are the categories of The Hindu Review?

  1. Banking and Financial Current Affairs
  2. Economy Current Affairs
  3. Business Current Affairs
  4. International Current Affairs
  5. National Current Affairs
  6. States Current Affairs
  7. Schemes/Committees
  8. Agreement/Memorandum of Understanding (MoU)
  9. Appointments/Resignations (National & International)
  10. Ranks and Reports
  11. Sports Current Affairs
  12. Summits And Conferences
  13. Awards & Recognition
  14. Important Days
  15. Defence Current Affairs
  16. Science and Technology
  17. Books & Authors
  18. Miscellaneous Current Affairs
  19. Obituaries

Hindu Review October 2022: Important News Updates

  • Nobel prize 2022
  • 36th National Games 2022
  • Global Hunger Index 2022
  • Times Higher Education Rankings 2023
  • World Green City award 2022
  • Britain’s Booker Prize 2022
  • Sir Syed Excellence Award 2022
  • 2022 Ballon d’Or awards
  • Rashtriya Ekta Diwas or National Unity Day 2022
  • ICC Player of the Month

How to Download The Hindu Review of October 2022?

i. Click on the Hindu Review link mentioned below.
ii. A ”form” by ADDA247 will open.
iii. Fill in your name, email, etc. in that form.
iv. Click on the Submit button.
v. You will get a link to download the Hindu Review PDF of October 2022.

Click Here to download The Hindu Review October 2022

GA Capsule for SBI Clerk Mains 2025, Download PDF_5.1

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Tips to Improve Accuracy in IBPS RRB PO Prelims Exam

The IBPS RRB PO Prelims Exam 2025 is one of the most competitive exams for banking aspirants, and accuracy plays a crucial role in qualifying for the next stage. With negative marking in place, every wrong answer can reduce your overall score. The exam tests not only your problem-solving ability but also your ability to make quick and correct decisions under pressure.

Tips to Improve Accuracy in IBPS RRB PO Prelims Exam

Improving accuracy in the IBPS RRB PO Prelims Exam requires a smart blend of concept clarity, time management, and consistent practice. Start by strengthening your basics in Reasoning and Quantitative Aptitude to reduce careless errors. Focus on attempting only those questions you’re confident about, and avoid random guessing to minimize negative marking. Practice sectional and full-length mock tests regularly, analyze your mistakes, and work on weak areas.

Important Point to be Remember Before the Exam

To improve your accuracy, you need consistent practice, a clear understanding of concepts, and the discipline to attempt only those questions you are confident about. During the exam, stay calm, read questions carefully, and manage your time wisely. A composed mind, clear understanding, and consistent revision are the keys to achieving high accuracy and scoring well.

Importance of Accuracy

Accuracy is what separates top scorers from the rest. With negative marking in play, even a few mistakes can affect your score. Focus on attempting questions smartly, identifying the easy ones quickly, and avoiding risky guesses. Balancing speed with accuracy is the real key to clearing the cut-off.

Strengthen Your Basics First

Build a strong foundation in Reasoning and Quantitative Aptitude. Revise topics like simplification, number series, DI, and puzzles regularly. Understand the logic behind formulas and tricks instead of memorizing them. Clear basics reduce confusion and improve accuracy under pressure.

Practice with a Purpose

Practice daily quizzes and sectional tests to sharpen your precision. Analyze every mistake to find its cause misreading, calculation error, or time pressure. Maintain an error log to track and fix repeated issues. Consistent practice ensures fewer mistakes in the actual exam.

Manage Time Smartly

Plan your time wisely between sections. Attempt the easy questions first and mark difficult ones for later. Avoid spending too much time on a single problem. Attempt fewer questions accurately rather than rushing through many with errors to minimize negative marking.

Build Exam Temperament

Stay calm and composed during the exam. Read every question carefully and avoid assumptions. Skip tough or confusing questions and return later if time permits. A relaxed and confident mindset helps you stay focused and make accurate decisions.

Revise Regularly and Stay Consistent

Revise notes, formulas, and important patterns frequently. Take mock tests in real exam settings to test both speed and accuracy. Use them to refine your strategy and identify strengths and weaknesses. Regular revision helps maintain stability and boosts confidence.

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JAIIB AFM Exam Analysis 2025, 09 November Exam Review

The Indian Institute of Banking and Finance held the Accounting and Financial Management paper on 9 November 2025. Banking Professional who took this paper have shared their valuable experience with us, and by carefully analyzing their feedback our experts have prepared a complete JAIIB AFM Exam Analysis 2025, the analysis consists of the full list of questions asked in the exam along with the difficulty level. This exam review will help candidates preparing for future attempts to understand the exam pattern better and pinpoint high-weightage topics.

JAIIB AFM Exam Analysis 2025, 09 November Exam Review

The JAIIB AFM examination was conducted smoothly in three shifts across various centers nationwide. The paper comprised 100 multiple-choice questions carrying a total of 100 marks, with each shift lasting for 2 hours. The exam covered questions from four distinct modules.

  • Module A: Accounting Principles and Processes
  • Module B: Financial Statements & Core Banking Systems
  • Module C: Financial Management
  • Module D: Taxation & Fundamentals of Costing

JAIIB AFM Exam Analysis 2025, November 9 Shift 1

The shift 1 or the first batch was held from 9:30 AM to 11:30 AM, the candidates who appeared in this shift had mixed feedbacks about the difficultly level but the overall difficulty of this paper was moderate and maximum questions were from Module B. The topics from which questions were asked in the examination are listed below.

  1. Types of Company
  2. Future Value Of Annuity
  3. Revenue and Capital Expenditure
  4. Weighted Average Cost of Capital Theory
  5. Normal Loss-Theory
  6. Collection Period Question
  7. Schedule 18-Notes to Account
  8. Break Even Point
  9. AS 2-Not Applicable
  10. Bill of Exchange
  11. ​Match the column about posting, balance
  12. ​How to improve current ratio of the firm?
  13. Cash Book – Slip System
  14. ​Improvement of Debt Equity Ratio
  15. Composition Voucher
  16. Section 80D
  17. Exchange Rate
  18. SLM Numerical
  19. Depression
  20. FOREX PV Point
  21. Journal Entry
  22. Ledger Entry
  23. Depreciation
  24. Trial balance
  25. PL Balance Sheet
  26. COGS
  27. Capital Receipts
  28. Revenue Receipts
  29. Capital Expenditure
  30. Revenue Expenditure
  31. Cash Flow
  32. Cost Break Even Point
  33. Company Formation
  34. Statutory Reserve
  35. Schedule 10 (Balance Sheet)
  36. Non-Voting
  37. Calls In Advance
  38. Share Premium
  39. Uneven Balance
  40. Reconciliation
  41. Limited With Liability
  42. Net Worth Concept
  43. Gross Profit Ratio Denominator
  44. Debt Capital provide a tax shield
  45. Nominal Account
  46. Bullet and Balloon
  47. Trial Balance
  48. Sinking Fund-Numerical
  49. Preference Share Capital of a Company
  50. PL Appropriation

JAIIB AFM Exam Analysis 2025, November 9 Shift 1 Video Link

 

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IBPS RRB Exam Date 2025 Out, Check New Dates for Officer Scale 1, 2, 3 and Office Assistant

IBPS RRB is considered one of the most competitive exams in the banking sector. This year, a total of 13,316 vacancies have been announced across Officer Scale I, Office Assistant (Clerk), and various Specialist posts. In this article, we provide a detailed overview of the IBPS RRB Exam Date 2025 and all the key updates candidates should know before appearing for the exam.

IBPS RRB Exam Date 2025

The Institute of Banking Personnel Selection has officially confirmed the RRB PO Exam Date 2025 and RRB Clerk Exam Date 2025, helping candidates plan their preparation more effectively. According to the schedule, the IBPS RRB PO Exam Date 2025 for the Preliminary round is set for 22 and 23 November 2025. For aspirants targeting the clerical cadre, the IBPS RRB Clerk Exam Date 2025 has been announced as 6, 7, 13, and 14 December 2025.

IBPS RRB Exam Date 2025 (For Specialist)

Candidates appearing for Officer Scale-II and Scale-III should note that their single-phase examination will be conducted on 28 December 2025. This updated timeline ensures that candidates can streamline their study strategy for both PO and Clerk exams with clarity and confidence. As the exam date is approaching, candidates should focus on revision, mock tests, and time management to boost their performance.

IBPS RRB PO Exam Date 2025

The IBPS RRB PO Exam 2025 will kickstart the IBPS RRB recruitment cycle for the year. The IBPS RRB PO Prelims Exam Date 2025 is scheduled for 22 and 23 November 2025, while the Mains Exam will take place on 28 December 2025. Candidates who clear the Mains stage will move forward to the Interview Round, expected to be conducted between January and February 2026. With the exam timeline now clear, aspirants should begin a focused and well-planned preparation strategy to excel in every stage of the selection process.

  • Preliminary: 22-23 November 2025
  • Mains: 28 December 2025
  • Interview (Tentative): January-February 2026

IBPS RRB Exam Date 2025 for Clerk and Scale 2 & 3: Important Dates

Are you planning to crack the IBPS RRB 2025 exam for PO or Clerk? It all starts with knowing the deadlines. Having a clear idea about the exam dates helps you manage your time, set study goals, and avoid last-minute stress. To make things easier, we have put together all the important dates in one place. Mark your calendar, follow your study plan, and stay ahead in your preparation journey!

IBPS RRB Exam Date 2025
Post Prelims Exam Date Mains/Single Exam Date Interview Date (Tentative)
Officer Scale I (PO) November 22-23 2025 December 28, 2025 January-February 2026
Office Assistant (Clerk) December 6, 7, 13, 14, 2025 February 1, 2026 N/A (LPT only)
Officer Scale II (Generalist/Specialist) N/A (Single-Level Exam) December 28, 2025 January-February 2026
Officer Scale III (Senior Manager) N/A (Single-Level Exam) December 28, 2025 January-February 2026

IBPS RRB Clerk Exam Date 2025

The IBPS RRB Clerk 2025 exam will also be conducted in two phases Prelims and Mains. The IBPS RRB Prelims Exam will take place on 6th, 7th, 13th, and 14th December 2025, while the mains exam is scheduled for 1st February 2026. Successful candidates in both phases will be eligible for final selection.

  • Prelims: 6th, 7th, 13th and 14th December 2025
  • Mains: 1st February 2026

IBPS RRB Scale-II & III Exam Date 2025

For candidates applying for Officer Scale 2 and Scale 3 posts, the single-level online examination is scheduled on 28th December 2025. This exam will directly test candidates’ professional knowledge and abilities for higher-level managerial positions.

  • 28th December 2025

IBPS RRB 2025 Exam Pattern for PO & Clerk

The IBPS RRB 2025 exam is held to recruit candidates for various posts in Regional Rural Banks (RRBs), including:

  • Office Assistant (Clerk)
  • Officer Scale-I (PO)
  • Officer Scale-II and III

The selection process and exam pattern are different for each post. Here’s a simple breakdown of the exam pattern for Office Assistant and Officer Scale-I, which include Prelims and Mains stages.

Post Section No. of Questions Marks Duration
Clerk (Office Assistant) Reasoning 40 40 25 minutes
Numerical Ability 40 40 20 minutes
Total 80 80 45 minutes
PO (Officer Scale-I) Reasoning 40 40 25 minutes
Quantitative Aptitude 40 40 20 minutes
Total 80 80 45 minutes

Important Points:

  • All exams are conducted online.
  • There is negative marking of 0.25 marks for every wrong answer.
  • For Officer Scale-I, candidates who qualify Mains will be called for an interview.
  • For the Clerk, the final selection is based only on the Mains marks.

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RRB PO Exam Shift Timings 2025

The RRB PO Exam 2025 (IBPS RRB Officer Scale I) will be held in multiple shifts, with the Preliminary examination generally conducted across four shifts in a single day, based on previous years’ patterns. Each Prelims shift has a duration of 1 hour. As per past exam trends, the expected shift timings for RRB PO Prelims 2025 are:

  • Shift 1: 9:00 AM – 10:00 AM
  • Shift 2: 11:30 AM – 12:30 PM
  • Shift 3: 2:00 PM – 3:00 PM
  • Shift 4: 4:30 PM – 5:30 PM

Important Note: These shift timings are based on previous year exams. The exact IBPS RRB PO exam shift timing for 2025 will be clearly mentioned on your admit card. Always rely on the admit card for accurate shift and reporting details.

Reporting and Exam Day Essentials

Your shift timing, center code, and exam venue address will be printed on your individual admit card. Always follow the instructions mentioned there for a smooth exam-day experience.

  • Reach the exam center at least 30 minutes before the reporting time to complete formalities like biometric verification and handwriting sample submission.
  • Carry the following mandatory items:
  • Admit card
  • Valid photo ID proof
  • Recent passport-size photograph

IBPS RRB Admit Card 2025 for (PO & Clerk)

The IBPS RRB Admit Card 2025 for PO and Clerk posts will be released separately for each stage of the exam Prelims, Mains/Single Exam and Interview. Candidates appearing for the RRB PO exam on 22nd and 23rd November 2025 can expect their admit cards to be available 7 to 10 days before the exam. For RRB Clerk, the admit card is likely to be released in the last week of November for the Prelims starting from 6th December 2025.

Preparation Tips for IBPS RRB 2025 Exam

Here are some simple and useful tips to help you prepare well for the IBPS RRB 2025 exam:

  • Know the Syllabus: Focus on Reasoning (puzzles, coding, syllogism), Quantitative Aptitude (DI, arithmetic), General Awareness (banking, economy), English or Hindi, and Computer Basics.
  • Practice Mock Tests: Take at least 10–15 full-length mock tests to improve your speed and accuracy.
  • Stay Updated: Cover the last 6 months of current affairs, especially related to banking and the economy.
  • Prepare for Local Language: For Clerk posts, practice reading, writing, and speaking your regional language for the LPT round.

Topics to Focus on for IBPS RRB PO & Clerk Prelims 2025

The IBPS RRB Prelims exam for Officer Scale 1 (PO) and Office Assistant (Clerk) assesses candidates on Reasoning Ability & Quantitative Aptitude. With limited time per section, aspirants must prioritize topics with high weightage, practice extensively, and strengthen their speed and accuracy. Focusing on key areas ensures that candidates can attempt more questions correctly and clear the prelims stage efficiently.

Key Topics – Reasoning Ability

  • Puzzles & Seating Arrangement (Linear, Circular, Floor-based, Box-based)
  • Blood Relations and Direction Sense
  • Coding-Decoding & Inequalities
  • Syllogism and Input-Output
  • Data Sufficiency and Statement-Conclusion

Key Topics – Quantitative Aptitude

  • Simplification / Approximation
  • Number Series and Quadratic Equations
  • Data Interpretation (Tables, Pie Charts, Bar Graphs)
  • Time & Work, Time & Distance, Ratio & Proportion
  • Profit & Loss, Simple & Compound Interest, Mensuration

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NABARD Grade A Syllabus and Exam Pattern 2025 for Phase 1 & Phase 2 Exam

The NABARD Grade A Syllabus and Exam Pattern 2025 play a crucial role for candidates aiming to excel in the upcoming examination. Understanding the detailed structure of both Phase 1 (Prelims) and Phase 2 (Mains) helps aspirants plan an effective preparation strategy. The syllabus covers a wide range of subjects, including Reasoning, Quantitative Aptitude, English Language, General Awareness, Economic and Social Issues, Agriculture and Rural Development, and other stream-specific topics.

NABARD Grade A Syllabus 2025

The NABARD Grade A 2025 exam syllabus is divided into Prelims and Mains stages. The Prelims exam tests candidates on Reasoning, English Language, Computer Knowledge, General Awareness, Quantitative Aptitude, Economic & Social Issues, and Agriculture & Rural Development, with a special emphasis on Rural India. The Mains exam evaluates proficiency in General English, Economic & Social Issues, Agriculture & Rural Development, along with subjects specific to the candidate’s chosen role or stream.

Also Read, NABARD Grade A Apply Online 2025 

NABARD Grade A Syllabus 2025: Overview

The NABARD Grade A 2025 exam for Assistant Manager posts has been announced, with 91 vacancies. The selection involves Prelims, Mains, and Interview rounds. This table summarizes the important exam pattern, syllabus, and key details for quick reference.

Category Details
Exam Name NABARD Grade A Recruitment 2025
Posts Assistant Manager (Generalist & Specialist)
Vacancies 91
Selection Process Prelims → Mains → Interview
Prelims 200 questions, 200 marks, 120 mins, Negative marking: 0.25 per wrong answer
Prelims Sections Reasoning, English, Computer Knowledge, Quantitative Aptitude, Decision Making, General Awareness, Economic & Social Issues, Agriculture & Rural Development
Merit Consideration Marks in General Awareness, Economic & Social Issues, Agriculture & Rural Development only
Mains – Generalist Paper I: General English (Descriptive, 100 marks), Paper II: Economic & Social Issues + Agriculture & Rural Development (Objective + Descriptive, 100 marks)
Mains – Specialist Paper I: General English, Paper II: Stream Specific Paper (Objective + Descriptive)
Interview Marks: 50–100, Hindi/English, assesses knowledge & awareness
Syllabus PDF Available for all streams: General, Agriculture, Engineering, Animal Husbandry, Finance, Forestry, Horticulture, Soil Science, Water Resources, IT

NABARD Grade A Exam Pattern 2025

The NABARD Grade A 2025 exam consists of two stages. The first stage is the Prelims exam, which is conducted online and consists of 200 Multiple Choice Questions (MCQs). Candidates have 2 hours to complete the exam. The second stage is the Mains exam which includes two papers (Paper I and Paper II). Each paper has a duration of 90 minutes. Candidates need to qualify in both the Prelims and Mains exams to move forward in the selection process for the NABARD Grade A positions.

NABARD Grade A Phase 1 Exam Pattern 2025

The NABARD Grade A 2025 Prelims exam consists of 8 sections and all section with their questions and marks has been given in the table form below. The exam has a total of 200 questions to be completed in 2 hours. Candidates should note that 0.25 marks will be deducted for each incorrect answer.

NABARD Grade A Phase 1 Exam Pattern 2025
S.No.  Name of the Test Questions Marks Version Total Time
1 Test of Reasoning 20 20 Bilingual – Hindi and English except for the English language Section Composite time of 120 Minutes for all the tests together
2 English Language 30 30
3 Computer Knowledge 20 20
4 Quantitative Aptitude 20 20
5 Decision Making 10 10
6 General Awareness 20 20
7 Eco & Soc. Issues (emphasis on Rural India) 40 40
8 Agriculture & Rural Development (emphasis on Rural India) 40 40
Total 200 200

Marks Obtained in General Awareness, Economic & Social Issues and Agriculture & Rural Development are considered for Merit, Other Sections viz. Reasoning, English, QA, Computer & Decision Making are Qualifying in nature. Candidates are selected for the main exam based on the marks obtained in the Merit section only.

NABARD Grade A Phase 2 Exam Pattern 2025

The NABARD Grade A Phase 2 (Mains) exam evaluates candidates in greater depth, focusing on both subject knowledge and writing skills. The exam pattern differs slightly for Generalist and Specialist/Rajbhasha posts, but in both cases, candidates are required to attempt two papers: one assessing General English through descriptive writing, and the other covering role-specific subjects with both objective and descriptive questions.

NABARD Grade A Phase 2 Exam Pattern for Generalist Posts

The NABARD Grade A Mains Exam 2025 will consist of two papers. The First paper will be General English having a weightage of 100 marks with a sectional time limit of 90 minutes. The second paper will be on Economic and Social Issues, and Agriculture & Rural Development having both objective as well as descriptive questions. 

NABARD Grade A Phase 2 Exam Pattern for Generalist Posts
Paper Grade A Type of Paper Total Questions Total Marks Duration Remarks
Paper I General English Online Descriptive 3 100 90 Minutes Descriptive Answers are to be typed using a keyboard
Paper II Economic & Social Issues, and Agriculture & Rural Development Objective 30 50 30 minutes  
  Descriptive Type 6 questions will be asked, of which candidates will be required to attempt 4 questions [2 of 15 marks each (with difficulty level) and 2 of 10 marks each] 50 90 Minutes Descriptive

Answers are to be typed using a keyboard either in English or Hindi (Remington and Inscript keyboards)

NABARD Grade A Phase 2 Exam Pattern(Specialist/Rajbhasa)

Here, in the following table, the NABARD Grade A Phase 2 exam pattern is given for the Specialists Officers and Rajbhasa. This table give you the information regarding all the details regarding exam pattern.

NABARD Grade A Phase 2 Exam Pattern for Specialist Officers Posts
Paper Grade A Type of Paper Total Questions Total Marks Duration Remarks
Paper I General English Online Descriptive 3 100 90 Minutes Descriptive Answers are to be typed using a keyboard
Paper II Stream Specific Paper Objective 30 50 30 minutes
Descriptive Type 6 questions will be asked, of which candidates will be required to attempt 4 questions [2 of 15 marks each (with difficulty level) and 2 of 10 marks each] 50 90 Minutes Descriptive

Answers are to be typed using a keyboard either in English or Hindi (Remington and Inscript keyboards)

NABARD Grade A Exam Pattern for Protocol & Security

The NABARD Grade A Exam Pattern for Protocol & Security differs from other streams as it includes only an Online Test followed by an Interview. Unlike the RDBS and Specialist streams, this post does not include the mains & descriptive test phase.

NABARD Grade A Exam Pattern for Protocol & Security
Section No. of Qs. Max. Marks Duration
Reasoning 50 50 120 minutes
English 50 25
General Awareness 50 50
Professional Knowledge 50 75
Total 200 200 2 hours

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NABARD Grade A Syllabus 2025

As the recruitment will be done based on the prelims, mains, and interview rounds, we are going to provide you with the detailed NABARD Grade A syllabus.

NABARD Grade A Phase 1 Syllabus 2025

The NABARD Grade A 2025 Prelims exam includes 8 sections: Reasoning Ability, Quantitative Aptitude, Computer Knowledge, English Language, General Awareness, Decision Making, Economic and Social Issues, and Agriculture & Rural Development. Below is the detailed subject-wise syllabus for the Preliminary exam:

NABARD Grade A Prelims Syllabus 
Quantitative Aptitude Reasoning Ability English Language General Awareness Computer knowledge
Number Series Blood Relation Spotting Errors Current Affairs Networking
Quadratic Equations Input-Output Reading Comprehension Banking Awareness Input-output devices
Simplification & Approximation Inequality Cloze Test Insurance DBMS
Data Sufficiency Puzzles & Seating Arrangement Sentence Improvement Economy MS Office
Arithmetic Questions Verbal Reasoning Fill in the blanks Awards and Honors History of computers & generations,
Data Interpretations and Caselets Syllogism Sentence Rearrangement Science and Technology Shortcuts
Mathematical Inequalities Coding-Decoding Para Jumbles New appointments Internet
Quantity Comparisons Miscellaneous Questions Word Swap and Column Basic Hardware and Software

NABARD Grade A Phase 2 Syllabus 2025

The NABARD Grade A mains exam consists of 2 papers, paper 1 consists of the online descriptive test, and paper 2 is an online objective test the detailed subject-wise syllabus of NABARD Grade A 2025 is given below:

Paper 1: Paper 1 includes Essay, Précis writing, Comprehension, and Business/Office Correspondence. The paper on English shall be framed in a manner to assess the writing skills including expressions and understanding of the topic.

Paper 2: NABARD Grade A 2025 Mains (RDBS) Paper 2 for General consists of two subjects. Questions will be asked from Economic and Social Issues and Agriculture and Rural Development (focus on Rural India).

NABARD Grade A Syllabus for Economic and Social Issues

Economic and Social Issues is an important section of the NABARD Grade A Exam. The given table provides the section and their specific topics covering the complete NABARD Grade A Syllabus for Economic and Social Issues.

NABARD Grade A Syllabus For Economic and Social Issues
Subject Topics 
Nature of the Indian Economy
  • Structural and Institutional features
  • Economic Underdevelopment
  • Opening up the Indian Economy
  • Globalization
  • Economic Reforms in India
  • Privatization.
Inflation
  • Trends in Inflation & their Impact on National Economy and Individual Income.
Poverty Alleviation and Employment Generation in India
  • Rural and Urban
  • Measurement of Poverty
  • Poverty Alleviation Programmes of the Government.
Population Trends
  • Population Growth and Economic Development
  • Population Policy in India. 
Agriculture
  • Characteristics / Status
  • Technical and Institutional Changes in Indian Agriculture 
  • Agricultural performance
  • Issues in Food Security in India
  • Non-Institutional and Institutional Agencies in rural credit.
Industry
  • Industrial and Labour Policy
  • Industrial performance
  • Regional Imbalance in India’s Industrial Development
  • Public Sector Enterprises.
Rural banking and financial institutions in India
  • Reforms in the Banking/ Financial sector.
Globalization of Economy
  • Role of International Funding Institutions
  • IMF & World Bank
  • WTO
  • Regional Economic Cooperation.
Social Structure in India
  • Multiculturalism
  • Demographic trends
  • Urbanization and Migration
  • Gender Issues Joint Family System
  • Social Infrastructure
  • Education
  • Health and Environment. 
Education
  • Status & System of Education
  • Socio-Economic Problems associated with Illiteracy
  • Educational relevance and educational wastage
  • Educational Policy for India.
Social Justice
  • Problems of scheduled castes and scheduled tribes
  • Socio-economic programmes for scheduled castes, scheduled tribes and other backward classes.
Positive Discrimination in favour of the underprivileged
  • Social Movements
  • Indian Political Systems
  • Human Development

NABARD Grade A Syllabus for Agriculture and Rural Development

The syllabus for Agriculture and Rural Development is vast. To know the detailed NABARD Grade A Syllabus for Agriculture and Rural Development, candidates need to refer the below table.

NABARD Grade A Syllabus For Agriculture and Rural Development
Subject Topics 
Agriculture
  • Definition, meaning and its branches
  • Agronomy: Definition, meaning, and scope of agronomy.
  • Classification of field crops.
  • Factors Affecting Crop Production
  • Agro Climatic Zones
  • Cropping Systems: Definition and types of cropping systems.
  • Problems of dry land – Seed production, seed processing, seed village
  • Meteorology: weather parameters, crop-weather advisory
  • Precision Farming
  • System of Crop Intensification
  • Organic farming
Soil and Water Conservation
  • Major soil types
  • Soil fertility
  • Fertilizers
  • Soil erosion
  • Soil conservation
  • Watershed management
Water Resource
  • Irrigation Management
  • Types of irrigation
  • Sources of irrigation
  • Crop-water requirement
  • Command area development
  • Water conservation techniques
  • Micro-irrigation
  • Irrigation pumps
  • Major, medium and minor irrigation.
Farm and Agri Engineering
  • Farm Machinery and Power
  • Sources of power on the farm- human, animal, mechanical, electrical, wind, solar and biomass, biofuels
  • Water harvesting structures
  • Farm Ponds
  • Agro-Processing
  • Controlled and modified storage, perishable food storage, godowns, bins, and grain silos.
Plantation & Horticulture
  • Definition, meaning, and its branches
  • Agronomic practices and production technology of various plantation and horticulture crops
  • Post-harvest management, value, and supply chain management of Plantation and Horticulture crops.
Animal Husbandry
  • Farm animals and their role in the Indian economy
  • Animal husbandry methods in India
  • Common terms of different species of livestock
  • Utility classification of breeds of cattle.
  • Introduction to common feeds and fodders, their classification, and utility.
  • Introduction to the poultry industry in India (past, present, and future status)
  • Common terms about poultry production and management
  • The concept of mixed farming and its relevance to socioeconomic conditions of farmers in India
  • Complimentary and obligatory nature of livestock and poultry production with that of agricultural farming.
Fisheries
  • Fisheries resources
  • Management and exploitation – freshwater, brackish water, and marine
  • Aquaculture- Inland and marine
  • Biotechnology
  • Post-harvest technology
  • Importance of fisheries in India
  • Common terms of fish production.
Forestry
  • Basic Concepts of Forest and Forestry
  • Principles of silviculture, forest mensuration, forest management, and forest economics
  • Concepts of social forestry, agroforestry, joint forest management
  • Forest policy and legislation in India, India State of Forest Report 2015
  • Recent developments under the Ministry of Environment, Forest and Climate Change.
Agriculture Extensions
  • Its importance and role, methods of evaluation of extension programs
  • Role of Krishi Vigyan Kendra’s (KVK) in the dissemination of Agricultural technologies.
Ecology and Climate Change
  • Ecology and its relevance to man, natural resources, sustainable management, and conservation
  • Causes of climate change, GreenHouse Gases (GHG), major GHG emitting countries, climate analysis
  • Distinguish between adaptation and mitigation
  • Climate change impact on agriculture and rural livelihoods
  • Carbon credit
  • IPCC, UNFCCC, CoP meetings
  • Funding mechanisms for climate change projects
  • Initiatives by Govt of India, NAPCC, SAPCC, INDC.
Present Scenario of Indian Agriculture and Allied Activities
  • Recent trends
  • Major challenges in agriculture measures to enhance
  • Viability of agriculture Factors of Production in agriculture
  • Agricultural Finance and Marketing
  • Impact of Globalization on Indian Agriculture and Issues of Food Security
  • Concept and Types of Farm Management
Rural Development
  • Concept of Rural Area
  • Structure of the Indian Rural Economy
  • Importance and role of the rural sector in India
  • Economic, Social and Demographic Characteristics of the Indian rural economy
  • Causes of Rural Backwardness.
  • Rural population in India
  • Occupational structure
  • Farmers, Agricultural Laborers, Artisans, Handicrafts, Traders, Forest dwellers/tribes and others in rural India
  • Trends of change in rural population and rural workforce
  • Problems and conditions of rural labour
  • Issues and challenges in Hand-looms
  • Panchayati Raj Institutions – Functions and Working.
  • MGNREGA, NRLM – Aajeevika, Rural Drinking Water Program, Swachh Bharat, Rural Housing, PURA, and other rural development programs.

NABARD Grade A (RDBS) Information Technology Syllabus 2025

There are various topics covered in the subject of Information Technology. For NABARD Grade A(RDBS), we have listed down the Information Technology Syllabus in the given section.

NABARD Grade A(RDBS) Information Technology Syllabus 2025
Subject Topic
Information Technology Introduction to Software, Data Structure through ‘C’ and ‘PASCAL’, Elements of Systems Analysis and Design, Numerical and Statistical Computing, Data Communication and Networks, Computer Architecture, Object-Oriented Systems, Computer Fundamentals, File Structure and Programming in COBOL, Database Management Systems, Software Engineering, Accounting and Finance on Computers, Operating Systems, Intelligent Systems, Relational Database, Management Systems

NABARD Grade A Legal Service Syllabus 2025

For the specialist cadre in NABARD Grade A, questions from the specific stream are asked. In the given table, we have discussed the NABARD Grade A Legal Service Syllabus.

NABARD Grade A Legal Service Syllabus 2025
Subject Topics
Legal Service The paper will be based on proficiency in interpreting various Laws viz., Banking, Negotiable Instruments, Company, Industrial and Cooperative Laws, Cyber laws, Commerce/Property transactions, Rural non-life insurance, direct financing, staff matters, and good experience in drafting various types of documents.

NABARD Grade A Interview 2025

Candidates who clear the Prelims and Mains exams will be called for the Interview round.

  • The interview will include questions on various topics, including current affairs, to assess awareness and response skills.
  • Interview marks:
    • 50 marks for RDBS or Rajbhasha posts
    • 100 marks for P&SS posts
  • Candidates can choose to give the interview in Hindi or English.
  • A merit list will be prepared based on the combined scores of the written exams and the interview.
  • Candidates who perform well in the interview will move on to the final stages, such as document verification and appointment.

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NABARD Grade A Selection Process 2025

The selection process for the posts of NABARD Grade A is given below:

  • Phase 1
  • Phase 2
  • Psychometric Test
  • Interview

The selection process for the post of Protocol & Security includes:

  • Online Examination
  • Interview

NABARD Grade A Syllabus PDF

The NABARD Grade A syllabus is a important resource that every candidate should consider when preparing for the exam. Competition for this position is expected to be fierce, as many candidates are attracted to it due to its promising career prospects. The NABARD Grade A syllabus PDF is a valuable tool for focused preparation. Candidates can check the detailed syllabus for each paper and download the PDF from the links below:

NABARD Grade A Syllabus PDF

General Download PDF
General Agriculture Download PDF
Agriculture Engineering Download PDF
Animal Husbandry Download PDF
Finance Download PDF
Forestry Download PDF
Horticulture-Plantation Download PDF
Land Development- Soil Science Download PDF
Water Resources  Download PDF
Information Technology Download PDF

Important Resources for NABARD Grade A Exam 2025

To prepare effectively for NABARD Grade A 2025, candidates should utilize a mix of official materials, reference books, and practice resources. Below are the essential resources:

  • Official Syllabus & PDFs: Download the complete NABARD Grade A syllabus and stream-wise PDFs from the official NABARD website to ensure comprehensive coverage of all topics.
  • Standard Reference Books: Use authoritative books for subjects like Economics, Agriculture, Rural Development, Finance, and Information Technology to build conceptual clarity.
  • Online Mock Tests & Quizzes: Practice regularly with mock tests and online quizzes to improve speed, accuracy, and time management.
  • Current Affairs Compilations: Stay updated with monthly or weekly General Awareness capsules, focusing on rural development schemes, economic policies, and banking updates.
  • Previous Year Question Papers: Analyze past NABARD Grade A papers to identify trends, frequently asked topics, and question patterns.
  • Descriptive English Practice: Enhance writing skills through sample essays, précis writing, comprehension exercises, and business correspondence practice for the Mains descriptive paper.
Related Articles
NABARD Grade A Salary NABARD Grade A Cut Off
NABARD Grade A Previous Year Papers NABARD Grade A Eligibility
NABARD Grade A Study Material How to Prepare for NABARD Grade A?

NABARD Grade A Cut Off 2025, Check Previous Year Cut Off Here

The NABARD Grade A Cut Off 2025 will help candidates understand the minimum marks required to qualify for each stage of the selection process. Knowing the cut-off trends is essential for effective exam preparation, as it provides insights into the level of competition and expected score range. Aspirants can also check the previous year’s NABARD Grade A cut-off marks here to analyze category-wise and discipline-wise trends for both Prelims and Mains, helping them set realistic targets for the upcoming exam.

NABARD Grade A Cut Off 2025

The NABARD Grade A Cut Off 2025 will show the minimum marks required to qualify for each stage of the exam. It helps candidates understand the level of competition and plan their preparation. The cut-off marks will be released category-wise and discipline-wise for Prelims, Mains, and Interview rounds. NABARD will publish the official cut-off on its website www.nabard.org and it will also be updated here once released. Checking previous year cut-offs can also help candidates estimate the expected marks for NABARD Grade A 2025 Exam.

Also Read, NABARD Grade A Recruitment 2025

NABARD Grade A Previous Year Cut Off

The NABARD Previous Year Cut Off Marks help candidates understand the exam’s difficulty level and the marks needed to qualify. By checking the NABARD Grade A previous year cut-offs, candidates can get an idea of the expected cut-off for the upcoming exam. These marks show how much score you should target to secure a place in the final list. The cut-off depends on factors like the number of vacancies, total applicants, and the exam’s overall difficulty level each year.

NABARD Grade A Final Cut Off 2024 (Select List Cut Off)

The NABARD Grade A Final Cut Off 2025 is now out. It has been calculated by combining the marks obtained in the Mains examination and the interview round. The final cut-off differs for each category and stream, highlighting the varying levels of performance and competition in each segment.

NABARD Grade A Final Cut Off 2024 (Select List Cut Off)
Disciplines UR SC ST OBC EWS
General 168.00 170.00 169.25 169.00 170.25
Chartered Accountant 178.75 178.25 *
Finance 163.50 154.00 * 162.50 *
Computer/IT 159.75 169.25 148.50 163.00
Agriculture 185.25 179.25
Animal Husbandry 165.75 182.50
Fisheries 187.25
Food Processing 162.50
Forestry 183.25 182.00
Plantation & Horticulture 185.50
Geo Informatics 168.00
Development Management 181.25 153.25 183.25
Statistics 103.75 136.50
Civil Engineering 175.50 172.00
Electrical Engineering 157.00
Environmental Engineering 192.75 176.50
HR Management 184.50 123.75
Rajbhasha 166.00 156.50

NABARD Grade A Wait List Cut Off

NABARD Grade A Mains Cut Off 2025

Several factors such as the difficulty level of the paper, total number of available posts, and candidates’ overall performance influence the NABARD Grade A Mains cut-off marks. The cut-offs are declared distinctly for each category and discipline. To help you evaluate your progress in the selection process, a detailed table outlining the category-wise and stream-wise cut-off marks is provided below.

NABARD Grade A Mains Cut Off 2024 (out of 200)
Discipline SC ST OBC EWS UR
General 121.00 120.25 123.50 123.00 126.75
Chartered Accountant 126.35 131.00
Finance 121.50 117.50 123.25
Computer/IT 113.25 107.25 115.00 119.25
Agriculture 127.75 138.25
Animal Husbandry 120.75- 130.75
Fisheries 119.00
Food Processing 116.50
Forestry 129.50 136.75
Plantation & Horticulture 130.25
Geo Informatics 109.25
Development Management 123.25 130.25 134.25
Statistics 78.75 89.25
Civil Engineering 126.75 135.50
Electrical Engineering 108.00
Environmental Engineering 136.50 139.50
HR Management 108.75 119.75
Rajbhasha 116.50

NABARD Grade A Prelims Cut Off 2024

The NABARD Grade A Prelims cut-off marks have also been announced, outlining the minimum scores required to move forward in the selection process. These cut-offs differ across categories and streams, offering a clear view of the qualifying standards. Analyzing these scores gives aspirants a better understanding of where they stand and the intensity of the competition. Refer to the table below for the detailed category-wise cut-off for the Prelims stage.

NABARD Grade A Prelims Cut Off 2024 (out of 100)
Discipline SC ST OBC EWS UR
General 39.25 37.50 44.25 38.00 47.00
Chartered Accountant 6.75 15.25
Finance 9.00 9.25 11.25 15.75
Computer/IT 19.50 11.00 17.75 23.00
Agriculture 21.75 40.75
Animal Husbandry 13.00 18.50
Fisheries 11.25
Food Processing 24.00
Forestry 13.00* 27.50
Plantation & Horticulture 31.25
Geo Informatics 10.75
Development Management 9.75 11.75 24.25
Statistics 8.75 21.25
Civil Engineering 7.75 25.75
Electrical Engineering 10.50
Environmental Engineering 12.25 16.75
HR Management 8.00 15.00
Rajbhasha 8.25 16.00

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NABARD Grade A Cut Off 2023: Prelims

The cut-off mark for the General stream of the Unreserved category is 46 marks. The table below shows the cut off marks category-wise and discipline-wise.

NABARD Grade A Prelims Cut Off 2023
Disciplines UR EWS OBC SC ST
General 46 33.50 42.50 37.50 30.25
Computer/ Information Technology 11.50 5.25 5.50 6.75
Finance 16.75 14.75 6 5.25 8.75
Company Secretary 17 14.50
Civil Engineering 15.75 12.25 8.50
Electrical Engineering 21 17.50 5
Geo Informatics 15
Forestry 22.50 10.50
Food Processing 17.00 10.75
Statistics 16.75
Mass Communication/ Media Specialist 13.25

NABARD Grade A 2023 Prelims Cut-Off: PDF Click here to Download

NABARD Grade A Cut Off 2023: Mains

The cut-off mark for the General stream of the Unreserved category is 128.50 marks. The table below shows the cut off marks discipline-wise and category-wise

NABARD Grade A Mains Cut-Off 2023
Disciplines UR EWS OBC SC ST
General 128.50 121 125.50 120.75 111.50
Computer/ Information Technology 113.50 101 106.50 104.25 106.25
Finance 139.50 135 120.25 120.50
Company Secretary 125.50 115.00
Civil Engineering 115.25 113.75 110.50
Electrical Engineering 125.50 116.75 116.25
Geo Informatics 111.50
Forestry 136.50 120.50
Food Processing 128.25 119.25
Statistics 101.50
Mass Communication/ Media Specialist 118.50

NABARD Grade A 2023 Mains Cut-Off: PDF Click here to Download

NABARD Grade A Cut Off 2023: Select List (Final Cut-off)

The NABARD also published the cut off marks for the select list i.e. it would be considered the final cut off marks for the selection. With it, NABARD also tell us the wait list cut-off marks

NABARD Grade A Final Cut Off 2023
Disciplines UR EWS OBC SC ST
General 172.75 168.50 172.75 166 156.75
Computer/ Information Technology 160 139.75 152.50 152.50 150.00
Finance 189.75 164 145.50
Company Secretary 150.50 145
Civil Engineering 130.25 166.25 157.50
Electrical Engineering 180.25 141.75 156.25
Geo Informatics 151.50
Forestry 185 169
Food Processing 175.25 162.25
Statistics 136
Mass Communication/ Media Specialist 166.75

NABARD Grade A 2023- Select List (Final Cut Off) & Wait List Cut Off: PDF Click here to Download

NABARD Grade A Cut Off 2022: Prelims

Candidates can check category-wise and discipline-wise NABARD Grade A Phase I Cut off in the given below table.

NABARD Grade A Cut Off 2022: Prelims
Discipline SC ST OBC EWS UR
Fisheries 16.50 22.75
General 33.25 30.75 37.75 29.25 41.75
Forestry 19.25 27.75
Agriculture Engineering 17.75 10.00 27.25 32.25
Land Development – Soil Science 28.00 30.50 39.50
Plantation/Horticulture 16.00 36.75
Civil Engineering 13.25 17.00
Environmental Engg/Science 9.00 11.50 21.00
Finance 9.25 8.50 14.75
Computer/IT 7.25 8.00 14.50
Development Management 16.50 19.00
AM (Rajbjasha) 16.00 16.00 10.75 16.00

NABARD Grade A Prelims Cut Off 2022 PDF

NABARD Grade A Cut Off 2022: Mains

Here candidates can check the NABARD Grade A Mains Cut-Off 2023 in the given below table.

NABARD Grade A Cut Off 2022: Mains
Discipline SC ST OBC EWS UR
Fisheries 90.25 116.75
General 120.00 119.25 124.50 121.50 130.50
Forestry 120.25 131.00
Agriculture Engineering
Land Development – Soil Science 114.00 105.75 120.75
Plantation/Horticulture 106.00 118.25
Civil Engineering 106.75 122.25
Environmental Engg/Science 126.50 125.50 138.50
Finance 93.75 96.50 94.50 121.25
Computer/IT 109.75 108.75 110.25 121.25
Development Management 102.00
AM (Rajbjasha) 84.50 91.50 91.50

NABARD Grade A Mains Cut off 2022 PDF

NABARD Grade A Final Cut Off 2022

Here candidates can check the category wise final cutoff of NABARD Grade A 2022 in the given below table.

NABARD Grade A Cut Off 2022
Discipline UR SC ST OBC EWS
Fisheries 170.75 153.50
General 171.50 160.00 156.00 167.50 165.75
Forestry 173.00 164.75
Agriculture Engineering 160.75 156.25 169.00 167.25
Land Development – Soil Science 167.25 149.00 164.75
Plantation/Horticulture 162.25 144.00
Civil Engineering 163.25 152.25
Environmental Engg/Science 183.75 174.75 167.50
Finance 158.25 138.25 139.50 121.75
Agri Marketing/Agri /Business 169.50 128.75
Computer/IT 161.00 150.50 150.00 149.00
Development Management 160.25
AM (Rajbjasha) 137.25 128.5 114.50 157.00

NABARD Grade A Final Cut off 2022 PDF

NABARD Grade A Cut Off 2020: Prelims

The below table mentions the NABARD Grade A cut-off of the prelims examination( Phase 1) which was held on 25 Feb 2020.

NABARD Grade A Prelims Cut Off 2020
Discipline SC ST OBC EWS UR
AM (RDBS)
General 98.5 92 104 95.75 118.5
General Agriculture 62.25 82.25 61.75 99.5
Agriculture Engineering 62.5 82.25 96.5
Food/ Dairy Processing 33.25 71 87.75
Land Development – Soil Science 70.5 33.5 88.25
Environmental Engg/Sciences 49.5 22.25 48.75 82
Agriculture Marketing/ Agriculture business Management 56.25 71
Geo Informatics 26.5 45.75
Agriculture Economics/Economics 55.5.0 72.75 31 93.75
Information Technology 74.5 50.75 69.25 34.75 94.25
Chartered Accountant 37 36.5 37.75 44.25 57.5
Company Secretary 50.25 47.25 50.25
Finance 31.75 32.75 25.75 35.25 65.5
Human Resource Management 27.5 66.25
Statistics 33.25 61.5
AM (Rajbjasha) 23.75 25 34.25
AM (Legal) 36.75 28 84.5

NABARD Grade A Cut Off 2020: Mains

The NABARD Grade A Mains exam was held on 24 September 2020. The below table highlights the category-wise cut-off of the phase 2 2020 exam.

NABARD Grade A Mains Cut Off 2020
Discipline SC ST OBC EWS UR
AM (RDBS)
General 116.75 11.5.25 117 117 126
General Agriculture 100 112 103.5 117.75
Agriculture Engineering 101 108.5 125.25
Food/ Dairy Processing 84.5 106.25 119.5
Land Development – Soil Science 107 82 117.5
Environmental Engg/Sciences 107.25 101.5 114.75 124.74
Agriculture Marketing/ Agri business Management 105 110
Geo Informatics 93 103
Agriculture Economics/Economics 129 137 123.25 145.75
Information Technology 102.5 100.5 97.25 93.75 113.75
Chartered Accountant 97.25 102.75 97.75 110.5
Company Secretary 106.75 99.25 119.5
Finance 109.5 102.25 103.25 100.75 122.5
Human Resource Management 116.25 105.5 139.25
Statistics 108.25 122
AM (Rajbjasha) 119.75 98.75 131.5
AM (Legal) 114 89.75 121.5

NABARD Grade A Cut-Off 2020: Final Cut Off

The below table shows the final cut-off. It is a combined NABARD Grade A cut-off released by the board of mains and interview rounds.

NABARD Grade A Final Cut Off 2020
Discipline EWS OBC SC ST UR
AGRI ECO/ECO 157 170.25 164 181.75
AGRI ENGG 152 131 155
AGRI MKTG/AGRI BUS MGMT 133.75 139.25
CHARTERED ACCOUNTANT 132 141.5 120.25 148.75
COMPANY SECRETARY 141.25 148.5 153.75
ENV ENGG/SCI 148.75 138.75 154.25 161.75
FINANCE 126.75 147 147.5 136 164
FOOD/ DAIRY PRO 155.25 123.25
GEN AGRI 139.25 138.75 140.25 144.5
GENERAL 150.25 148.75 151.25 151 157.75
GEO INFORMATICS 139 136.25
HUMAN RES MGMT 161.25 157.5 174.25
IT 134.75 127 141.25 138.75 145
LAND DEV – SOIL SCI 138.25 145.75 156
STATISTICS 140 172
AM (Rajbjasha) 171.5 146.75 173
AM (Legal) 151 135.5 153

NABARD Grade A Cut-Off 2019: Prelims

The NABARD Grade A Phase 1 exam was held on 15th, and 16th June 2019. The below table highlights the category-wise cut-off of phase 1 examination 2019.

NABARD Grade A Phase 1 Cut Off 2019
Discipline SC ST OBC EWS UR
General 109.5 100.5 117 111 129
Animal Husbandry/ Dairy Technology 31.5 60.25 62.75
Economics & Agricultural Economics 66 66.5 75 74.25 101.25
Environment 48.5 33.5 70.25 94
Food Processing 41.25 67.75 88.5
Forestry 47.25 55.25 79.25
Finance 53 24 35.25 62 94.5
Land Development – Soil Science 93 102.5
Plantation & Horticulture 59 69.25

NABARD Grade A Cut Off 2019: Mains

The NABARD Grade A Phase 2 exam was held on 27 July 2019. The below table highlights the category-wise cut-off of phase 2 examination 2019.

NABARD Grade A Mains Cut Off 2019
Discipline SC ST OBC EWS UR
General 115.5 111.75 120.75 118.5 127.5
Animal Husbandry/ Dairy Technology 111 125.5 115 128.25
Economics & Agricultural Economics 100 105.75 105.75 101 116
Environment 113.75 115.25 125.5 132.5
Food Processing 107.5 96.25 121.25
Forestry 121 120.5 131.5
Finance 118 105.25 103.75 132 133.75
Land Development – Soil Science 94 100.5 108.25
Plantation & Horticulture 96.75 106.25

NABARD Grade A Cut-Off 2019: Final Cut Off

The below table shows the final cut-off. It is a combined cut-off released by the board of mains and the interview round.

NABARD Grade A Final Cut Off 2019
Discipline EWS OBC SC ST UR
Ah/Dairy 148.25 168.25 165.5 158.75
Eco & Agri Eco 138.75 134.25 124.75 135 141.5
Environment 162 148.25 138.25 157
Finance 147 147.75 140 157.75
Food Processing 145.5 129.5 153.5
Forestry 152 152 157
General 149.25 152.25 146.75 149.25 154
Land Dev – Soil Sci 133.25 125.25

138.25
Plant & Horticulture 127.75 134.5

NABARD Grade A Cut Off 2018: Prelims

Candidates can check the NABARD Grade A cut-off 2018 in the given table.

NABARD Grade A Prelims Cut Off 2018
Discipline SC ST OBC UR
General 99.75 94.75 105.25 116.5
Economics 61.75 67.5 90.5
Environment Engineering 68.75 90.75
Animal Husbandry 19.25 55 64.75
Forestry 28.75 57 77.75
Chartered Accountant 53.75 34.5 74.5
Food Processing/Food Tech 25.5 69.25 86
Land Development(Soil Science)/Agriculture 76 62.25 79.25 91.5
Minor Irrigation(Water Resources) 35.25 29.25 46.25 59.75
Social Work 23.5 39.25 70.75

NABARD Grade A Cut Off 2018: Mains

Candidates can check NABARD Grade A phase II cutoff in the given table.

NABARD Grade A Mains Cut Off 2018
Discipline SC ST OBC UR
General 113.75 114.25 117.75 124
Economics 102 113.75 128
Environment Engineering 120.25 127
Animal Husbandry 128.25 130.5 134
Forestry 141.5 139.75 145.25
Chartered Accountant 108 131.25 142.25
Food Processing/Food Tech 98.5 111.5 121.75
Land Development(Soil Science)/Agriculture 124.25 121.75 132.5 136.75
Minor Irrigation(Water Resources) 93 85.75 103.25 111.5
Social Work 121.25 128.5 137.75

NABARD Grade A Cut Off: Prelims

Candidates can check the NABARD Grade A cut-off for all the disciplines in the given table.

NABARD Grade A Cut Off for Prelims Exam
Discipline SC ST OBC UR
General 93.5 88 98.25 109.25
Economics 53.25 46.25 66.25 89
Agriculture 67.75 59.5 74.5 82
Agriculture Engineering 59.75 80.75
Plantation & Horticulture 38 49.5 63.75
Animal Husbandry 15 38 51.25
Fisheries 19.25 18.25 53.75
Food Processing 55.75 73
Forestry 48.5 66.5
Environmental Engineering 58.75 75
Water Resource Development & Management 28.75 31 46.75
Social Work 19.75 57.5
Chartered Accountant 58.5 46.25 66.25
Company Secretary 57.75 57.75

NABARD Grade A Cut Off: Mains

Candidates can check the NABARD Grade A cut-off for phase II for all the disciplines in the given table below.

NABARD Grade A Cut Off For Mains Exam
Discipline SC ST OBC UR
General 118.5 115.75 125 132.5
Economics 126.5 114 128 137.25
Agriculture 104.75 101.5 116.25 119
Agriculture Engineering 102 113.25
Plantation & Horticulture 99.25 115.25 117.75
Animal Husbandry 94.75 104.25 110.75
Fisheries 79.75 90.5 96.25
Food Processing 98.75 102
Forestry 118.5 121.75
Environmental Engineering 107.5 111.5
Water Resource Development & Management 87.5 89 106
Social Work 114 124.5
Chartered Accountant 128.25 117.25 128.25
Company Secretary 127 138

 

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NABARD Grade A Salary NABARD Grade A Previous Year Papers

 

Changes in NABARD Grade A 2025

The National Bank for Agriculture and Rural Development (NABARD) has introduced notable changes in its Grade A Recruitment 2025, reshaping the structure, posts, and selection process to align with evolving organizational and sectoral needs. The online application process will be active from 08 November to 30 November 2025, inviting candidates to apply for 91 vacancies, which marks a reduction from the previous year’s count of 102.

Changes in NABARD Grade A 2025

This year’s NABARD Grade A Recruitment 2025 notification brings a blend of traditional roles and newly introduced specialist positions, reflecting NABARD’s shift towards a more diversified and technically skilled workforce. The inclusion of posts like AM (Protocol & Security) and domain-specific streams indicates a strategic move toward strengthening internal communication, corporate governance, and technical proficiency.

GA Capsule for SBI Clerk Mains 2025, Download PDF_21.1

Vacancies and Posts

  • The total number of vacancies in NABARD Grade A 2025 has been reduced from 102 to 91, indicating a more focused recruitment strategy.
  • Several new specialist posts have been introduced, including Media Specialist, Company Secretary, Protocol & Security, and other technical disciplines.
  • The introduction of Assistant Manager (Protocol & Security) is the most prominent update this year, signifying NABARD’s emphasis on organizational communication, internal coordination, and security management.
  • The revised structure shows a shift from generalist hiring toward stream-specific recruitment, ensuring specialized expertise in each functional domain.

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Selection Process

  • The selection process for NABARD Grade A 2025 introduces a two-tier structure for the newly created Assistant Manager (Protocol & Security) post.
  • The Protocol & Security stream will include:
    • Stage 1: Online Objective Test
    • Stage 2: Psychometric Test
    • Stage 3: Interview
  • There will be no mains & descriptive test for this role, simplifying the overall selection framework.
  • In contrast, all other streams- such as RDBS, Legal, and Specialist categories, will follow the four-stage process:
    • Phase I: Preliminary Examination
    • Phase II: Mains Examination
    • Phase III: Psychometric Assessment
    • Phase IV: Personal Interview

This change underlines NABARD’s effort to customize the recruitment process as per the nature of the role, ensuring an efficient evaluation mechanism tailored to the candidate’s expertise.

Exam Pattern and Syllabus

  • The exam pattern for most streams remains consistent with the previous cycle, maintaining its two-tier structure—Prelims and Mains—followed by a Psychometric Test and Interview.
  • However, the syllabus has been updated and expanded to include subject-specific content for the new specialist posts.
  • For example:
    • The Media Specialist stream will feature topics related to mass communication, digital marketing, and public relations.
    • The Company Secretary stream will cover corporate governance, compliance, and financial regulations.
    • The Protocol & Security stream will focus on organizational protocol management, safety procedures, and administrative coordination.
    • These updates reflect NABARD’s initiative to adopt a modernized and role-relevant testing approach that aligns with evolving institutional goals.
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NABARD Grade A Salary 2025, Salary Structure, Perks and Allowances

The NABARD Grade A Salary 2025 attracts thousands of aspirants every year due to its lucrative pay scale, job security, and attractive perks. NABARD, being one of India’s top financial institutions, offers its Assistant Managers not just a stable career but also excellent growth prospects and benefits. Understanding the detailed salary structure, allowances, and perks helps candidates know what to expect once they join the organization.

NABARD Grade A Salary 2025

The NABARD Grade A basic pay is ₹44,500 per month, and the initial gross monthly emoluments are around ₹1,00,000, depending on the place of posting and other allowances. The NABARD Grade A Recruitment 2025 salary package includes Dearness Allowance, House Rent Allowance, Local Compensatory Allowance, and many other benefits, making it one of the most rewarding jobs in the banking and financial sector.

Also Read, NABARD Grade A Apply Online 2025

NABARD Grade A Salary Structure

In 2025, candidates appointed as NABARD Grade A Officers will be entitled to a well-defined salary structure that ranges from ₹44,500 to ₹89,150 over a period of 17 years. The pay scale follows a progressive format: ₹44,500 – 2500 (4) – 54,500 – 2850 (7) – 74,450 – EB – 2850 (4) – 85,850 – 3300 (1) – 89,150. Starting with a basic pay of ₹44,500 per month, officers receive regular increments that substantially enhance their earnings over time. When allowances and additional benefits are factored in, the total gross monthly salary reaches close to ₹1,00,000, making the role financially appealing and professionally fulfilling.

NABARD Grade A In Hand Salary

The in-hand salary for NABARD Grade A Officers in 2025 can vary depending on the location and specific deductions. However, on average, the in-hand salary after all deductions (such as pension fund contributions, taxes, and other mandatory deductions) is approximately ₹85,000 to ₹90,000 per month. This amount is after considering the basic pay, allowances, and the standard deductions applicable to the role.

NABARD Grade A Salary 2025: Increments

The NABARD Grade A salary structure for 2025 is designed to ensure steady financial progression through a systematic increment framework. As officers gain experience and move ahead in their careers, their basic pay is revised at regular intervals. This upward revision not only boosts the basic salary but also increases various associated allowances and benefits. Such a structured approach highlights the long-term earning potential and financial security the role offers. The increment pattern outlined below provides a clear picture of how the salary evolves over time.

NABARD Grade A Salary 2025: Increments & Basic Pay 

Time Period

Basic Pay (INR)

Increment (INR)

For the first four years

Rs. 44500

Rs. 2500

For the next 7 years

Rs. 54500

Rs. 2850

For the next 4 years

Rs. 74450

Rs. 2850

For the next 4 years

Rs. 85850

Rs. 3300 for 1 year

Max. Basic Pay

Rs. 89150

Till retirement

NABARD Grade A Salary: Deductions

The in-hand salary received by NABARD Grade A Officers is the net amount credited after applicable deductions. These deductions include mandatory contributions such as pension fund deductions, insurance premiums, and other components as per NABARD’s internal policies. While the gross salary reflects the total earnings, the final amount that employees receive each month referred to as the net or in-hand salary is calculated after subtracting these deductions.

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NABARD Grade A Salary: Perks & Benefits

NABARD Grade A is considered one of the most rewarding career options in the government banking sector. Beyond the prestige and steady basic pay, what truly enhances the appeal of this role is the wide range of allowances and perks offered to Grade A Officers. These additional benefits significantly boost the overall compensation, making the position both financially and professionally fulfilling. In this section, you’ll find a detailed overview of the various allowances that form an essential part of the NABARD Grade A Salary 2025.

  1. Local Compensatory Allowance: An allowance provided to employees to compensate for the difference in the cost of living between their place of work and their hometown.
  2. House Rent Allowance: An allowance given to employees to cover their rental expenses for accommodation if they do not reside in government-provided quarters.
  3. Dearness Allowance: An allowance granted to employees to adjust their salaries according to the rising cost of living and inflation.
  4. Grade Allowance: An additional allowance given to employees based on their grade or level in the organization’s pay structure.
  5. Family Allowance: An allowance provided to employees to support their family’s financial needs and expenses.
  6. Dispensary Allowance: An allowance given to employees to cover medical expenses or access medical facilities provided by the organization.
  7. Furniture Allowance: An allowance granted to employees to purchase or maintain furniture for their official or residential use.

NABARD Grade A: Job Profile & Promotion

The NABARD Grade A 2025 is a managerial-level job. The job profile Assistant Manager includes the following responsibilities that candidates should be aware of:

  1. Policy Implementation: Assistant Managers are responsible for implementing various policies mandated by the State and Central government.
  2. Multitasking: Assistant Managers are not assigned to a specific task but are expected to perform multitasking. They need to handle multiple responsibilities and duties simultaneously.
  3. Fulfilling Assignments: Assistant Managers are entrusted with fulfilling the work assigned by the Chief General Manager of the Regional Office (RO). They play a crucial role in completing tasks and projects as directed.

NABARD Grade A Salary: Promotion

After being selected for the NABARD Grade A post, candidates have opportunities for further promotions through departmental exams and interviews. As a managerial post, the promotion hierarchy for NABARD Grade A is as follows:

  1. Assistant Manager
  2. Manager
  3. Assistant General Manager
  4. Deputy General Manager
  5. General Manager
  6. Chief General Manager
  7. Executive Director
  8. Director

NABARD Grade A Salary: Know the Annual Package

The annual package comprises a combination of basic pay, various allowances & emoluments. The annual package of NABARD Grade A Salary ranges from Rs. 9.6 lakhs to Rs. 12.5 lakhs varies as per the employment location, grade, years of service, etc. With an attractive salary package and the opportunity to contribute towards rural development and agricultural finance, a career as a Grade A officer in NABARD holds immense promise and fulfilment.

NABARD Grade A Probation Period

The candidates who will be selected as the Grade A Officers will have to undergo a probation period of 2 years. The candidates must note that this is a mandatory probation period. Candidates will be paid full salary during probation.

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Punjab National Bank LBO Recruitment 2025 Notification Out for 750 Posts

The Punjab National Bank (PNB) has released the PNB LBO Recruitment 2025 Notification for 750 vacancies of Local Bank Officer (LBO) under the Junior Management Grade Scale-I (JMGS-I). This recruitment aims to strengthen local-level banking operations by appointing officers familiar with regional languages and customer needs. Eligible candidates can submit their online applications until 23 November 2025, making this a crucial opportunity for aspirants seeking a stable and rewarding career in the banking sector.

PNB LBO Recruitment 2025 Notification Out

The official notification for the PNB Local Bank Officer (LBO) Recruitment 2025 has been published by Punjab National Bank on 3 November 2025. Candidates who have completed a graduation degree and possess a minimum of one year of relevant work experience are eligible to apply. This guide covers all essential details about the recruitment, including eligibility requirements, important dates, and key information regarding the LBO position.

Punjab National Bank LBO Notification 2025 Overview

Candidates are strongly encouraged to go through the official notification carefully to get a clear understanding of the eligibility criteria, application dates, and selection process before submitting their forms. To make things easier, here is a brief summary of the Punjab National Bank Local Bank Officer Recruitment 2025, highlighting the most important details discussed in this article.

PNB LBO Notification 2025
Organisation Punjab National Bank (PNB)
Exam PNB LBO 2025
Post Local Bank Officer (JMGS I)
Vacancy 750
Basic Pay ₹48,480/-
Educational Qualification Graduate
Age Limit 20 – 30 years
Selection Process Online test, screening, language test, and interview
Official Website pnb.bank.in
WhatsApp Official Channel Join WhatsApp Channel

PNB LBO Recruitment 2025 Notification PDF

The Punjab National Bank Local Bank Officer (LBO) Recruitment 2025 notification PDF provides detailed information about the recruitment process, including eligibility criteria, state-wise vacancies distribution, application process, exam pattern, syllabus, selection stages, and important dates. It serves as a primary document for candidates to understand the terms and conditions, salary structure, and language proficiency requirements for the LBO position in the JMGS-I scale. Candidates can download the notification PDF using the link provided below.

PNB LBO Recruitment 2025: Click Here to Download PDF

Are You Preparing for PNB LBO 2025?

Punjab National Bank LBO Vacancy 2025

The Punjab National Bank (PNB) LBO Recruitment 2025 invites applications for 750 Local Bank Officer (JMGS-I) posts across various states and union territories. The vacancies are distributed based on state-wise language proficiency and include different categories such as SC, ST, OBC, EWS, and UR.

State / UT Language Proficiency Total Vacancies
Andhra Pradesh Telugu 5
Gujarat Gujarati 95
Karnataka Kannada 85
Maharashtra Marathi 135
Telangana Telugu 88
Tamil Nadu Tamil 85
West Bengal Bengali 90
Jammu & Kashmir Urdu / Dogri / Kashmiri 20
Ladakh Urdu / Purgi / Bhoti 3
Arunachal Pradesh English 5
Assam Assamese / Bodo 86
Manipur Manipuri / Meitei 8
Meghalaya Garo / Khasi 8
Mizoram Mizo 5
Nagaland English 5
Sikkim Nepali / Sikkimese 5
Tripura Bengali / Kokborok 22
Total 750

PNB LBO 2025 Apply Online

Candidates interested in the PNB LBO Recruitment 2025 can apply online through the official Punjab National Bank website or the using link given below. The online application process allows aspirants to submit their details, upload required documents, and complete the registration for the Local Bank Officer (JMGS-I) posts before the last date of 23 November 2025.

PNB LBO Apply Online 2025: Click Here to Apply

Punjab National Bank LBO Recruitment 2025 Eligibility Criteria

The PNB LBO Recruitment 2025 has set clear eligibility criteria for applicants, covering nationality, age, educational qualifications, and work experience. Candidates must meet these requirements to apply for the Local Bank Officer (JMGS-I) posts.

Nationality

  • Indian citizen, or
  • Subject of Nepal, Bhutan, Tibetan refugee who came before 1962, or
  • Person of Indian origin migrated from specified countries with eligibility certificate from the Government of India.

Age Limit

  • Minimum age: 20 years
  • Maximum age: 30 years
  • Age calculated as on 01 July 2025
  • Relaxation as per government rules (SC/ST/OBC/PwBD/Ex-Servicemen)

Educational Qualification

  • Graduation in any discipline from a recognized university or equivalent
  • Valid mark sheet/degree certificate
  • Must indicate percentage scored in graduation during online registration

Work Experience

  • Minimum 1 year post-qualification experience in clerical/officer cadre in Scheduled Commercial Bank or Regional Rural Bank
  • Experience in non-banking financial companies or other institutions not considered eligible for increments

PNB LBO 2025 Application Process:

Visit the Official Website: Go to https://pnb.bank.in/ and navigate to the Recruitment/Careers section or get direct on apply page by the click on the link given.

Application Window: Submit your application between 3rd November and 23rd November 2025.

Fill in Details: Complete the online registration form with personal, educational, and professional details.

Upload Documents: Upload scanned copies of the following:

  • Passport-sized photograph
  • Signature
  • Left thumb impression
  • Handwritten declaration
  • Educational certificates
  • Experience certificates
  • Caste/disability certificate (if applicable)

Application Fee Payment: Pay the required fee online. Note: The fee is non-refundable.

Submit Application: Review all details carefully and submit the completed application.

Common Mistakes to Avoid While Applying for PNB LBO 2025

Applying for the PNB Local Bank Officer (LBO) recruitment requires careful attention to detail. Many candidates make simple mistakes that can cost them their chance of selection. Here are some common errors to avoid:

  • Missing the Application Deadline: The last date to apply is 23 November 2025. Submitting late applications will lead to automatic rejection.
  • Incomplete or Incorrect Personal Details: Ensure all personal details like name, date of birth, and contact information match official documents. Errors may lead to disqualification.
  • Uploading Wrong or Poor-Quality Documents: Only upload passport-sized photos, signature, educational certificates, and experience proofs in the prescribed format. Blurry or incorrect files can result in rejection.
  • Ignoring Eligibility Criteria: Candidates must meet age, educational qualification, and work experience requirements. Not checking these beforehand wastes time and effort.
  • Skipping the Application Fee Payment: The fee is mandatory. Failing to pay online will make the application incomplete.
  • Not Checking Language Proficiency Requirements: Each state has a specific language requirement. Candidates must ensure they meet the local language criteria before applying.
  • Providing Wrong Experience Details: Only relevant experience in Scheduled Commercial Banks or Regional Rural Banks is considered. Non-banking experience is not valid.
  • Not Reviewing the Application Before Submission; Double-check all details and documents. Once submitted, changes cannot be made.

Punjab National Bank LBO Recruitment 2025 Application Fees

Once you have filled out the application form, you need to pay the required fee. Please ensure that you review your application carefully before making the payment. The fee is non-refundable and cannot be transferred to any other exam or selection process. Here is the category-wise application fee for PNB LBO Recruitment 2025.

Category
Application Fees
SC/ST/PwBD Candidates
₹50 + GST (18%) = ₹59 (Only postage charges)
All Other Candidates
₹1000 + GST (18%) = ₹1180

PNB LBO 2025 Selection Process

The PNB LBO 2025 selection process includes an online written test covering reasoning, quantitative aptitude, English, data analysis, and general awareness, followed by screening of documents. Candidates who have not studied the local language must clear a Local Language Proficiency Test (LLPT). Finally, a personal interview is conducted, and the final merit list is prepared based on the combined marks of the online test and interview, with LLPT qualification.

Online Written Test: Eligible candidates must appear for a computer-based test covering reasoning, aptitude, English, data analysis, and general awareness.

Document Screening: Documents of written test qualifiers will be verified for eligibility. Any discrepancies or false information will lead to disqualification.

Local Language Proficiency Test (LLPT): 

  • Required for candidates who have not studied the local language in 10th/12th.
  • Qualifying marks are mandatory; failure results in ineligibility.
  • Tests reading, writing, and speaking skills in the local language.
  • Candidates who studied the local language earlier are exempt but must provide proof.

Personal Interview

Shortlisted candidates from the written test (and LLPT if applicable) are called for a 50-mark interview. Minimum qualifying marks: 45% for SC/ST, 50% for others. Passing the interview does not guarantee selection; LLPT qualification is essential for the merit list.

PNB LBO 2025 Exam Pattern

The upcoming Online Written Test is a crucial stage for eligible candidates to demonstrate their knowledge and aptitude across multiple domains. The test is designed to assess reasoning, quantitative skills, English proficiency, computer knowledge, and general awareness, including banking and economic topics. Candidates must be well-prepared for each section within the allocated time to maximize their performance.

  • Reasoning & Computer Aptitude: 25 Questions | 25 Marks | 35 Minutes
  • Data Analysis & Interpretation: 25 Questions | 25 Marks | 35 Minutes
  • English Language: 25 Questions | 25 Marks | 25 Minutes
  • Quantitative Aptitude: 25 Questions | 25 Marks | 35 Minutes
  • General/Economy/Banking Awareness: 50 Questions | 50 Marks | 50 Minutes

PNB LBO 2025

Punjab National Bank LBO 2025 Salary

The PNB Local Bank Officer (LBO) 2025 position offers an attractive salary under the Junior Management Grade Scale-I (JMGS-I). The pay structure starts at ₹48,480 per month with periodic increments: ₹2,000 every 7 months initially, followed by ₹23,480 after 2 years, and further increments of ₹2,680 every 7 months, eventually reaching a maximum of ₹85,920 per month. This structured scale ensures steady growth in compensation for selected candidates.

PNB LBO Job Profile

The Local Bank Officer (LBO) position at PNB offers candidates a structured career path within their selected state. Along with a defined job profile, LBOs are guided by the bank’s transfer and posting policies to ensure smooth operations while providing opportunities for growth and experience.

  • Posting Location: LBOs will be posted within the state for which they are selected and will generally remain there for 9 years or until promotion to Scale IV, whichever occurs earlier.
  • Transfer Policy: The Bank reserves the right to transfer, reassign roles, or change postings based on operational requirements.
  • Seniority Consideration: Prior experience in other banks will not confer seniority or influence job postings.

PNB LBO Service Bond & Tenure Requirement

Selected candidates for the PNB Local Bank Officer (LBO) post are required to execute a service bond of ₹2,00,000, committing to serve the bank for a minimum of three years. If an officer resigns before completing this period, the bond amount must be refunded to the bank. This requirement ensures retention and encourages officers to fulfill their initial tenure, providing stability and continuity in their role.

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NABARD Grade A Previous Year Question Paper PDF With Solution

The NABARD Grade A Previous Year Question Paper PDF with Solutions is a valuable resource for aspirants preparing for the upcoming NABARD Grade A exam. Practising previous year papers helps candidates understand the exam pattern, question trends, and difficulty level of each section. It also enables effective time management and boosts accuracy during the actual exam. Download the NABARD Grade A previous year papers with detailed solutions to strengthen your preparation and improve your chances of success.

NABARD Grade A Previous Year Question Papers

To prepare better for the NABARD Grade A Recruitment 2025, candidates should involved previous year question papers into their study plan. Prioritize important sections like English, Reasoning, Quantitative Aptitude, and Computer Awareness, and attempt them within a fixed time frame to mirror real exam conditions. This focused practice not only boosts accuracy but also enhances time management and exam confidence.

Also Read, NABARD Grade A Apply Online 2025 

NABARD Grade A Previous Year Paper 2023 PDF

Once you finish attempting the paper, cross-check your answers with the solutions PDF to identify mistakes, analyze weak areas, and enhance your preparation. The table below contains the questions and detailed solutions for the NABARD Grade A 2023 Previous Year Paper.

NABARD Grade A Previous Year Paper 2023 PDF
NABARD Grade A Previous Year Paper Questions and Solutions

NABARD Grade A Previous Year Paper 2022 PDF

Regular practice helps in understanding the exam pattern, identifying key topics, and evaluating one’s preparation level effectively for the upcoming examination. Candidates can download the NABARD Grade A Previous Year Paper with solutions from the link provided below.

NABARD Grade A Previous Year Paper 2022 PDF
NABARD Grade A Previous Year Paper Questions and Solutions

NABARD Grade A Previous Year Paper 2021 PDF

Here we have provided the NABARD Grade A Question Paper PDF of 2021 which has been divided section-wise:

NABARD Grade A Previous Year Paper 2021 PDF
Sections PDFs
NABARD Grade A Previous Year Paper (English) Download Now
NABARD Grade A Previous Year Paper (Hindi) Download Now

NABARD Grade A Previous Year Paper 2020 PDF

Below the NABARD Grade A Previous Year Paper has been given, candidates can download it by one click.

NABARD Grade A Previous Year Paper 2020 PDF
Sections PDFs
NABARD Grade A Previous Year Paper (English) Download Now
NABARD Grade A Previous Year Paper (Hindi) Download Now

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NABARD Grade A Previous Years Question Papers Analysis Phase I

A close review of the NABARD Grade A Phase I previous year papers reveals consistent trends that can guide smarter preparation. By identifying high-weightage topics and frequently asked questions, candidates can fine-tune their study plan and focus on areas that matter most. Such analysis not only streamlines preparation but also helps in setting clear priorities and improving overall performance. Key insights drawn from past papers include:

  • Reasoning: Puzzles and Sitting Arrangement dominate this section, contributing roughly 10 out of 20 questions.
  • English: Reading Comprehension is crucial, accounting for nearly 50% of the section with around 10 questions.
  • Economic & Social Issues: Most questions are drawn from the National Food Security Act, Economic Development, Government Schemes, and National Skill Development, making these topics essential for focused preparation.

How can we Attempt the NABARD Grade A Memory-Based Question Paper?

Attempting the Memory-Based Question Paper is crucial for the candidates preparing for the NABARD Grade B exam. To efficiently attempt these memory-based question papers candidates may follow the following suggestions

Candidates are advised that, first, they must familiarize themselves with the exam pattern and review the complete syllabus, after completion of the syllabus, only then start solving the previous year’s question paper.

  • Time Management– Solve the previous years’ papers in a time-bound manner as it is in the exam (i.e. Total time- 120 minutes). Prioritize topics as per their weights and importance.
  • Maintain Accuracy– Accuracy is crucial in such a competitive exam. Avoid wild guessing and aim for high accuracy during practice.
  • Avoid Misinterpretation– Misinterpretation may lead to negative markings, which shall reduce the overall marks. Give sufficient time to read and understand the question, don’t rush, but do not take too much time on a single question.
  • Problem-Solving Skills– Improve problem-solving skills by practicing different types of problems. Solve previous years’ papers, mock tests and sample papers also.
  • Shortcut Techniques– Use shortcut techniques that you learned to arrive at the solution quickly and accurately, it shall save lots of time.
  • Review and Analyze– After completing the previous year’s question paper, always review your performance and identify the areas that need your attention. Use analysis to refine your preparation strategy.
  • Stay Calm & Focused– Maintain a calm and composed demeanor, and don’t get upset, if a hard question appears. Avoid getting distracted during the exam.

Solutions for NABARD Grade A Memory-Based Question Paper

The NABARD Grade A exam often includes questions that test candidates’ knowledge across various domains. To analyze how a candidate has performed in the exam, he/she shall require the solutions for the NABARD Garde A Memory Based Question Paper. The solutions are provided at the end of each PDF in detail. The solution includes a comprehensive explanation and concepts in detail.

Benefits of Preparing with NABARD Grade A Previous Year Question Papers

Candidates preparing for the NABARD Grade A exam must practice with the help of NABARD Grade A Previous Year Question Papers by which they can boost their preparation, some of the benefits of solving the NABARD Grade A Previous Year Question Paper are given below:

  • It makes an aspirant familiar with the exact exam pattern
  • By solving the NABARD Grade A Previous Year Paper, candidates will get familiar with the type of questions asked in the exam
  • NABARD Grade A Previous Year Paper helps you identify your weaknesses and strengths so that you can work on them before the final examination.
  • It helps you get mentally ready concerning the difficulty level of the exam.
  • It can help you to understand how you can improve your preparation strategy.
  • NABARD Grade A Previous Year Paper will show your level of preparation before the exam

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Possible Changes in SBI & IBPS Recruitment from 2026

The Finance Minister of India, Nirmala Sitharaman, during the SBI Banking and Finance Conclave held on November 6-7, made statements that could significantly reshape the future of banking recruitment in India. Her remarks emphasized the need for a customer-centric approach in banking, with a strong focus on local language proficiency and community understanding among bank employees. These statements have sparked widespread discussion among students, job seekers, and industry experts about potential reforms in SBI and IBPS recruitment processes from 2026 onward.

Possible Changes in SBI & IBPS Recruitment from 2026

The Finance Minister’s vision represents a paradigm shift in India’s banking recruitment model, moving from a centralized, uniform system to a decentralized, customer-oriented approach. As the banking sector prepares for modernization and inclusion, students and job seekers must adapt by diversifying their skill sets, learning regional languages, and gaining on-ground experience to stay relevant.

GA Capsule for SBI Clerk Mains 2025, Download PDF_32.1

Finance Minister’s Key Statements

  • The Finance Minister highlighted that banks must revise their HR policies to prioritize local language understanding and cultural awareness.
  • She stressed that customer-centric communication should be a top priority for all banking staff.
  • Sitharaman’s remarks were shared publicly on social media, urging all banks to hire staff who can effectively communicate in the customer’s local language.
  • The Minister underlined the need for policy alignment between head offices and ground-level operations, ensuring that banking services cater to regional customer needs.

HR and Recruitment Policy Changes

  • All public sector banks, including SBI, are expected to revise HR policies to emphasize local language proficiency.
  • Recruitment may prioritize candidates who belong to or are fluent in the regional language of the branch area.
  • The approach aims to enhance customer experience and address the communication gap between officers and clients.
  • The Finance Minister also pointed out the disconnect between policy formulation and ground implementation, urging realistic changes that can be practically applied.

Challenges in Implementation

  • Implementing language-based recruitment across India’s diverse linguistic landscape poses logistical and operational challenges.
  • Officers are often transferred across states, leading to potential communication issues in areas where they are unfamiliar with local languages.
  • Existing recruitment frameworks under IBPS and SBI do not currently assess language skills as a key eligibility criterion.
  • Simplifying bureaucratic procedures and reducing excessive paperwork were also highlighted as vital steps to improve customer service.
  • The Minister noted that without streamlining lending and service processes, public sector banks risk falling behind local moneylenders who offer faster services.

Test Prime

Local Language Proficiency in Banking

  • Each branch may be required to have staff fluent in the local language to ensure better interaction with customers.
  • While this initiative supports inclusion, it poses challenges for transferable officer roles, especially in multi-lingual regions.
  • The policy may lead to a rise in Local-Based Officer (LBO) recruitment, reducing inter-state postings.
  • Ensuring training and assessment for language proficiency could become part of future recruitment or induction processes.

Implications for Future Banking Careers

  • A potential reduction in general officer vacancies is expected if banks shift focus to regional hiring.
  • Candidates with local language proficiency and prior experience may be preferred over new graduates.
  • Freshers aspiring for IBPS or SBI officer roles might face tougher competition due to narrower eligibility pools.
  • There could be a gradual shift towards contractual, regional, or limited-transfer roles in smaller districts and towns.
  • The overall recruitment model may transition from nationalized officer positions to localized staffing, changing the dynamics of the banking job market.