Important Essay Topics for IBPS PO Mains Exam 2024

The IBPS PO Mains 2024 scheduled on 30 November will see the participation of thousands of candidates. Apart from the objective test, the Descriptive Test forms an important component, assessing candidates’ ability to express their thoughts clearly and concisely. IBPS PO Mains Descriptive Section typically requires writing an essay and a letter, with the essay testing one’s knowledge of current issues, analytical skills, and articulation.

IBPS PO Mains: Tips for Writing an Essay

Preparing for IBPS PO 2024 Mains Descriptive Section demands awareness of trending topics and practice in structured writing. Here, we have discussed the tips for writing an essay that will be beneficial for the candidates appearing in the IBPS PO Mains Exam 2024.

1. Understand the Topic: Spend a minute or two analyzing the topic to ensure a clear understanding of its scope.
2. Structure Your Essay: Follow a three-part structure:
   • Introduction: Define the topic and provide context.
   • Body: Discuss arguments, examples, and data to support the points.
   • Conclusion: Summarize and suggest actionable insights.
3. Focus on Clarity: Write in simple, grammatically correct language.
4. Use Data and Facts: Include relevant statistics or examples from credible sources to strengthen the essay.
5. Practice Time Management: Allocate time for brainstorming, writing, and proofreading within the 30-minute time limit.

Also Read, IBPS PO Score Card 2024

IBPS PO Mains: Strategy for Essay Writing

Mastering essay writing for IBPS PO Mains requires a combination of knowledge, practice, and clarity. By focusing on these important topics and honing their writing skills, candidates can confidently tackle this section and boost their overall score. To excel in the IBPS PO Mains Descriptive Section, aspirants should follow the following strategy:

• Read Newspapers and Journals: Stay updated with current events and issues. Editorials in newspapers are particularly useful.
• Practice Writing Daily: Choose a topic and write essays regularly to improve coherence and time management.
• Review Sample Essays: Analyze well-written essays to understand the structure and content.

Important Essay Topics for IBPS PO Mains

Candidates aspiring to secure a seat as Probationary Officers in public sector banks should have an idea of the topics that can be asked as essay writing in the IBPS PO Mains 2024. Below is a compilation of important essay topics for the IBPS PO Mains, to help in focused preparation.

• India as a Rising Global Power
• One Nation, One Election: Pros and Cons
• G20: Economic Relevance and India’s Role
• Role of Startups in Strengthening the Indian Economy
• The Role of FinTech in Transforming the Financial Sector
• Financial Inclusion and the Role of Banks in Promoting Financial Literacy
• The Contribution of the Unorganized Sector to India’s Economic Growth
• Silver Economy: Opportunities and Challenges in an Aging Society
• Artificial Intelligence: Significance and Roadblocks
• Space Economy: Unlocking New Frontiers of Growth
• Uniform Civil Code: A Step Towards National Integration
• Women Empowerment: Challenges and the Path Forward
• Climate Change and Biodiversity Loss: Implications for Human Life and the Economy
• Growing Mental Health Concerns Among Youth
• Importance of Health Insurance in Modern Society
• The Role of Technology in Revolutionizing Education
• War and Peace: Resolving Conflicts through Understanding, Not Force

Also Read, IBPS PO Mains Admit Card 2024

Important Essay Topics for IBPS PO Mains Exam 2024: Sample 1

Q. Write an Essay on Pros and Cons of ‘One Rank One Pension Scheme’

Title: Pros and Cons of ‘One Rank One Pension Scheme’

Introduction: The ‘One Rank One Pension’ (OROP) scheme is a policy initiative introduced in India to address disparities in pension benefits among retired armed forces personnel. It aims to ensure that individuals of the same rank and length of service receive the same pension amount, regardless of their retirement date. The OROP scheme has been a topic of much debate and discussion, with proponents highlighting its potential benefits and critics raising concerns about its feasibility. In this essay, we will delve into the pros and cons of the OROP scheme.

Pros of One Rank One Pension:

1. Equity and Fairness: OROP upholds the principle of fairness by ensuring that individuals with the same rank and length of service receive equal pension benefits. This rectifies past discrepancies in pension calculations.
2. Motivation for Service Personnel: The OROP scheme serves as a morale booster for serving and retired armed forces personnel, assuring them that their sacrifices and dedication are duly recognized and rewarded.
3. Administrative Simplification: By establishing a uniform pension system, OROP simplifies the process of calculating and disbursing pensions. This reduces administrative complexity and minimizes the chances of errors.
4. Social Support: OROP offers financial security to retired personnel, enabling them to lead a dignified life post-retirement. It serves as a form of social support, which is particularly important in a country like India where the armed forces are held in high esteem.

Cons of One Rank One Pension:

1. Financial Burden: Implementing OROP can exert significant financial pressure on the government’s budget. Ensuring the necessary funds are allocated while balancing other fiscal priorities can be a challenging task.
2. Retroactive Payments: The scheme necessitates calculating and disbursing retroactive payments to veterans, a complex and time-consuming process. These retroactive payments can also pose a financial strain on the government.
3. Inequality Among Retirees: While OROP ensures uniformity for personnel of the same rank and service duration, it can inadvertently lead to disparities between individuals who served in different ranks or specialized roles.
4. Lack of Indexation: OROP does not incorporate automatic indexation of pension amounts to account for inflation. Without indexation, the real value of pensions can diminish over time, affecting the financial well-being of retirees.

Conclusion: The ‘One Rank One Pension’ scheme represents a well-intentioned effort to provide uniform and fair pension benefits to retired armed forces personnel. While it fosters equity, motivation, and administrative efficiency, it also presents financial challenges and potential inequalities among retirees. To strike a balance between these advantages and drawbacks, the government must ensure that the scheme’s implementation is managed judiciously and that the financial implications are sustainable in the long run. Addressing these challenges will determine the overall success and impact of the OROP scheme.

Important Essay Topics for IBPS PO Mains Exam 2024: Sample 2

Q. Write an essay on “G20 Summit 2023”. 

Title: G20 Summit 2023

The G20 Summit of 2023 is a pivotal gathering of leaders from the world’s major economies, representing a critical juncture for addressing global challenges and fostering international cooperation. This annual summit is set to take place against a backdrop of unprecedented global issues, making it a momentous event.

The G20, short for the Group of Twenty, is a forum for governments and central bank governors from 19 countries and the European Union. It was established in 1999 to promote global financial stability and sustainable economic growth. Over the years, its agenda has expanded to include a wide range of global issues, from climate change and trade to poverty reduction and public health.

The 2023 summit is expected to focus on several key priorities. Climate change and environmental sustainability will be at the forefront, as nations grapple with the urgent need to mitigate the impacts of climate change and transition to more sustainable economies. The G20 will also likely address global health challenges, given the ongoing COVID-19 pandemic and the need for equitable access to vaccines and healthcare.

Economic recovery and financial stability will be central themes, as countries work to rebuild their economies in the wake of the pandemic. Trade relations and international cooperation in the face of geopolitical tensions will also be on the agenda.

In summary, the G20 Summit of 2023 represents a crucial opportunity for world leaders to come together and tackle pressing global issues. The outcomes of this summit will have far-reaching implications for the world’s economy, environment, and overall well-being, making it a critical event on the international stage.

Important Essay Topics for IBPS PO Mains Exam 2024: Sample 3

Q. Write an essay on “Digital India”. 

Title: Digital India: Transforming the Nation

Digital India is a transformative initiative launched by the Government of India in 2015. It is a visionary program aimed at harnessing the power of technology to empower citizens, improve governance, and foster economic growth. This ambitious project seeks to bridge the digital divide and create a digitally inclusive society.

At its core, Digital India is about providing access to digital infrastructure and services to every corner of the country. This includes the provision of high-speed internet connectivity, the creation of digital infrastructure in rural areas, and promoting digital literacy. The program’s goal is to ensure that even the remotest villages have access to the internet, enabling them to access information, government services, and educational resources.

One of the key components of Digital India is the promotion of e-governance. The initiative aims to make government services more accessible and efficient by digitizing various processes. This not only reduces bureaucratic hurdles but also minimizes corruption. Aadhar, a biometric identity program, is a prime example of this, as it has streamlined the process of identity verification for citizens.

Digital India has also spurred innovation and entrepreneurship. It has nurtured a thriving ecosystem of startups, leading to the emergence of India as a global technology hub. Initiatives like “Make in India” and “Startup India” have encouraged young entrepreneurs to pursue their dreams and contribute to the nation’s economic growth.

In conclusion, Digital India is a monumental step toward transforming the nation into a digitally empowered society. By promoting access to digital infrastructure, e-governance, and entrepreneurship, it has the potential to revolutionize the way India operates, bridging gaps and propelling the country toward a brighter, more prosperous future. This program continues to be a driving force for change, and its impact will be felt for generations to come.

Important Essay Topics for IBPS PO Mains Exam 2024: Sample 4

Q. Write an essay on “Ethical Problems of e-commerce”. 

Title: Ethical Problems of e-commerce

E-commerce, the burgeoning field of online buying and selling, has revolutionized the way business is conducted. While it offers convenience and accessibility, it also raises a host of ethical issues that need careful consideration.

One major concern is the issue of privacy. E-commerce websites often collect vast amounts of personal data, including browsing history and purchase preferences. The mishandling of this data can result in privacy breaches, identity theft, and unauthorized use of personal information. Companies must adopt stringent data protection measures and transparent privacy policies to mitigate these risks.

Another ethical problem is online fraud. With the anonymity of the internet, fraudulent activities such as phishing, counterfeit products, and online scams are on the rise. Ethical e-commerce businesses must work diligently to identify and combat these fraudulent activities, ensuring the safety and trust of their customers.

Furthermore, e-commerce has an environmental impact. The packaging and shipping processes generate substantial waste and carbon emissions. Ethical e-commerce companies should take steps to reduce their environmental footprint by adopting sustainable packaging and shipping practices.

Fair pricing and competition are additional concerns. Some e-commerce giants may engage in predatory pricing or monopolistic practices, stifling competition and harming smaller businesses. Ethical conduct in e-commerce requires adherence to fair pricing practices and supporting a competitive marketplace.

Lastly, labor practices in e-commerce warehouses and delivery services have come under scrutiny. Ensuring fair wages, safe working conditions, and reasonable hours for employees in the e-commerce supply chain is an ethical imperative.

In conclusion, while e-commerce offers numerous benefits, it also presents ethical dilemmas that need attention. Businesses in this sector must prioritize customer privacy, combat fraud, reduce environmental impact, promote fair competition, and uphold ethical labor practices to build trust and ensure the long-term sustainability of e-commerce as a reliable and responsible industry.