The LIC AAO Mains Exam Date 2025 has been officially announced. The LIC AAO Mains phase is crucial for securing a place in the final merit list, so aspirants should focus on revision, mock tests, and time management to boost their performance. With the exam nearing, aspirants should focus on intensive, smart, and consistent preparation to secure their spot.
LIC AAO Mains Exam Date 2025 Out
The LIC AAO Mains Exam 2025 is scheduled to be held on 8 November 2025, marking the next important stage of the selection process. The admit card for the exam has now been released on the official LIC website, allowing candidates to download it using their registration details or date of birth. With the exam just around the corner, aspirants are advised to focus on revising high-weightage topics, solving practice questions, and taking full-length mock tests to strengthen speed and accuracy.
Also Read, LIC AAO Result 2025
LIC AAO 2025: Overview
The LIC AAO 2025 recruitment primarily focuses on the Assistant Administrative Officer (AAO) Generalist post. To make it easier for aspirants to grasp the key information at a glance, here’s a concise overview of the important details related to the LIC AAO 2025 exam presented in the table below.
| LIC AAO 2025 | |
| Organisation | Life Insurance Corporation of India (LIC) |
| Exam Name | LIC AAO 2025 |
| Position | Assistant Administrative Officer (AAO) |
| Vacancies | 841 |
| Category | Recruitment |
| Application Dates | 16 August to 08 September 2025 |
| Educational Qualification | Graduation |
| Age Limit | 21 to 30 years |
| Selection Process | Phase 1, Phase 2 and Interview |
| Application Fees | ₹700 + GST
No fee Required for SC, ST and PwBD |
| Official Website | www.licindia.in |
| WhatsApp Official Channel | Join WhatsApp Channel |
LIC AAO Exam 2025: Important Dates
LIC has also released the LIC AE Exam 2025 and provided all the important dates related to the LIC AAO 2025 Exam. This is a highly sought-after government job due to the attractive perks and job security it offers. Candidates can refer to the table below for the important dates regarding the LIC AAO 2025 exam.
| LIC AAO 2025: Important Dates | |
| Events | Dates |
| Last Date To Apply | 08 September 2025 |
| Prelims Examination | 03 October 2025 |
| LIC AAO Mains Admit Card 2025 | 1st November 2025 |
| Mains Examination | 08 November 2025 |
LIC AAO Mains Exam 2025 Admit Card
The LIC has officially released the admit card for the LIC AAO Mains Exam 2025. Candidates who cleared the preliminary stage can now download their admit cards from the LIC website using their registration credentials or date of birth. The admit card includes crucial information such as the candidate’s name, exam date, shift, venue, and instructions for the day of the exam. It is essential to carry a printed copy of the admit card along with a valid photo ID to gain entry to the examination centre.
LIC AAO 2025 Mains Shifts Schedule & Guidelines
Candidates appearing for the LIC AAO 2025 Mains exam should carefully follow the revised entry schedule to avoid any inconvenience on exam day.
- Shift: Morning (Shift I)
- Important Timings:
- Arrival at Venue: 7:00 a.m.
- Last Entry: 8:45 a.m. (gates will be locked)
- Exam Commences: 9:00 a.m.
Guidelines for Candidates of LIC AAO Mains Exam 2025:
- Early Arrival: Reach the exam centre by 7:00 a.m. to complete identity verification, biometric registration, and other formalities.
- Gate Closure: No entry will be permitted after 8:45 a.m., so plan your commute accordingly.
- Start of Examination: The test will begin sharp at 9:00 a.m. after all verifications are done.
Documents Mandatory for LIC AAO Mains Exam 2025
Before going to the LIC AAO Mains Exam 2025, ensure you carry the following mandatory documents:
- Printed Admit Card: Carry two printed copies of your admit card on A4-sized paper.
- Photo ID Proof: Original photo ID (Aadhaar Card, PAN Card, Voter ID, Passport, or Driving License) that matches the details on your admit card.
- Recent Passport-Size Photos: Two identical passport-sized photos as per the application form.
- Black/Blue Ballpoint Pen: Bring a pen for any manual work.
Prohibited Items:
- No phones, smartwatches, calculators, bags, or study materials.
- You may carry a transparent water bottle for hydration.
LIC AAO Exam 2025 Notification PDF
The LIC AAO Prelims Exam 2025 was successfully conducted on 3 October 2025, and the results have already been released. Candidates who qualified in the prelims are now gearing up for the LIC AAO Mains Exam, scheduled for 8 November 2025. Aspirants are advised to go through the official notification carefully for complete details and can access the LIC AAO 2025 Notification PDF through the direct link provided below.
LIC AAO Notification 2025 (Generalists): Click Here to Download
LIC AAO Notification 2025 (Specialists & AE): Click Here to Download
LIC AAO 2025 Vacancy
The Life Insurance Corporation of India (LIC) has announced 841 vacancies under the LIC AAO Exam 2025. Out of these, 350 vacancies are for AAO Generalist, 410 vacancies are for AAO Specialists in different professional fields, and 81 vacancies are for Assistant Engineers in Civil and Electrical streams.
| LIC AAO 2025 Vacancy | |||||||
| Pots | SC | ST | OBC | EWS | UR | Total | |
| AAO | Generalists | 51 | 22+6 | 88+3 | 38 | 142 | 341 |
| CA | 4 | 2 | 7 | 3 | 14 | 30 | |
| CS | 1 | 1 | 2 | 1 | 5 | 10 | |
| Actuarial | 4 | 2 | 7 | 3 | 14 | 30 | |
| Insurance Specialists | 45 | 22 | 77 | 34 | 132 | 210 | |
| Legal | 4 | 2 | 7 | 3 | 14 | 30 | |
| Assistant Engineer | Civil | 8 | 3 | 13 | 5 | 21 | 50 |
| Electrical | 4 | 3 | 8 | 3 | 13 | 31 | |
| Total | 841 | ||||||
LIC AAO Vacancy Trend
Over the last five years, LIC has conducted AAO Exam only in 2025, 2023, and 2020, while no vacancies were released in 2024, 2022, and 2021. The vacancy trends show that the number of posts varies each cycle, with opportunities announced for both Generalist and Specialist roles. Below is the year-wise data of LIC AAO vacancies:
- 2025: 841 vacancies
- Generalist: 350
- Specialist: 410
- Assistant Engineers (AE): 81
- 2023: 300 vacancies (AAO Generalist only)
- 2020: 168 vacancies (Specialist only)

LIC AAO 2025 Online Application Link
The online application process for the LIC AAO 2025 has now been completed on the official website of the Life Insurance Corporation of India (LIC). With the apply online window closed, no further registrations will be accepted. At this stage, candidates should shift their complete focus towards preparing for the upcoming Prelims Exam, emphasizing revision, practice, and time management to boost their chances of success.
LIC AAO Apply Online 2025 Link-Click here to Apply (Over)
Are You Preparing for LIC AAO 2025?
How to Apply for LIC AAO 2025?
Below we have given the steps to fill the online registration form for the LIC AAO Exam 2025.
- Visit the official LIC website at https://www.licindia.in.
- Go to the “Careers” section and click on the LIC AAO 2025 notification.
- Read all instructions carefully before starting the application.
- Register by entering your name, email ID, mobile number, and other details.
- Upload your photo and signature in the correct size and format.
- Fill in the rest of the form with correct personal and educational details.
- Pay the application fee online using card, UPI, or net banking.
- Submit the form and download the confirmation page.
- Take a printout of the filled form for future use.
LIC AAO Fee Relaxation Update
As per the latest authority update, candidates from SC, ST and PwBD category will no longer have to pay intimation fee of Rs 85 (including GST) during the application process. This means that the amount already paid by such candidates will be refunded directly to their registered bank accounts through the payment service provider. The refund will be initiated after the online application process is over, ensuring that eligible candidates get their money back without any additional processing.

LIC AAO Eligibility Criteria
The eligibility criteria for LIC AAO 2025 have been clearly mentioned in the official notification released on the LIC website. Candidates applied for the Assistant Administrative Officer (AAO) post must ensure they fulfill the prescribed educational qualifications and fall within the specified age limits. To make it easier for aspirants, the detailed eligibility requirements for LIC AAO 2025 are outlined below.
LIC AAO Educational Qualification
| Post | Educational Qualification | Experience |
| Generalists | Bachelor’s Degree | – |
| AE (Civil) | B.Tech/B.E. (Civil) from AICTE recognized Indian University/Institution | Minimum 3 years post-qualification experience in planning & execution of multi-storied building projects with all infrastructure |
| AE (Electrical) | B.Tech/B.E. (Electrical) from AICTE recognized Indian University/Institution | Minimum 3 years post-qualification experience in planning & execution of multi-storied building projects with all infrastructure |
| AAO (Chartered Accountant) | Bachelor’s Degree + Passed Final ICAI Exam, completed Articles, Associate Member of ICAI | Membership number must be provided; will be verified with ICAI |
| AAO (Company Secretary) | Bachelor’s Degree + Qualified Member of ICSI | – |
| AAO (Actuarial) | Bachelor’s Degree in any discipline + At least 6 papers cleared from IAI/UK Institute & Faculty of Actuaries | Membership number must be provided; will be verified |
| AAO (Insurance Specialists) | Bachelor’s Degree in any discipline + Fellowship of Insurance Institute of India (Life) | Minimum 5 years experience in Life Insurance Companies regulated by IRDAI |
| AAO (Legal) | Bachelor’s Degree in Law from UGC recognized University/ College, Min 50% marks (45% for SC/ST/PwBD) | Enrolled with Bar Council as Advocate; At least 2 years experience post-enrollment as Advocate/Law Officer |
LIC AAO Age Limit
Candidates must fulfill the age criteria mentioned below:
| Criteria | Age Limit |
| Minimum Age | 21 Years |
| Maximum Age | 30 Years (32 years for CA & Legal posts) |
Candidates belonging to this category are eligible for the age relaxation, as mentioned below.
- OBC: 03 years
- SC/ST: 05 years
- PwBD (Gen): 10 years
- PwBD (OBC): 13 years
- PwBD (SC/ST): 15 years
LIC AAO 2025 Application Fees
The LIC AAO 2025 online application process has already been completed on the official website of LIC. The registration and fee payment window is now closed, and no new applications will be accepted. Candidates who have successfully applied should now concentrate on their exam preparation, especially for the upcoming Prelims stage. For reference, the details of the category-wise application fees are provided below.
| LIC AAO 2025 Application Fees |
|
| Category | Application Fee |
| Others | ₹700 |
| SC/ST/PwBD | Nill |
LIC AAO Exam 2025 Selection Process
The selection process for the LIC AAO Notification 2025 will consist of three stages to ensure a comprehensive assessment of candidates. These stages are as follows:
- Preliminary Examination: The first stage is the Prelims Exam, which will be conducted online in an objective format. Candidates must qualify in this stage to proceed to the next round.
- Mains Examination: In the Mains Exam, candidates will be required to attempt both objective and descriptive papers. Performance in this stage will play a significant role in the final merit list.
- Interview: Candidates who successfully clear the Mains Exam will be invited for a Personal Interview. The final selection will be based on the combined marks obtained in the Mains Exam and the Interview.
LIC AAO 2025 Mains Exam Pattern
The LIC AAO Mains Exam has two parts an Objective Test and a Descriptive Test. The exam is held online, and each section has its own time limit.
Objective Test (Total: 300 Marks | Duration: 120 Minutes)
| Section | No. of Questions | Total Marks | Time |
| Reasoning | 30 | 90 | 40 minutes |
| General Knowledge & Current Affairs | 30 | 60 | 20 minutes |
| Professional Knowledge | 30 | 90 | 40 minutes |
| Insurance & Financial Market Awareness | 30 | 60 | 20 minutes |
| Total | 120 | 300 | 120 minutes |
Descriptive Test (Total: 25 Marks | Duration: 30 Minutes)
| Section | Type of Questions | Marks | Time |
| English Language (Letter Writing & Essay) / Legal Drafting (for AAO-Legal) | 2 | 25 | 30 minutes |
Important Points:
- The Descriptive Test is qualifying only — marks are not added to the final merit list.
- You must pass each section of the Objective Test separately.
- There is no negative marking for wrong answers.
LIC AAO 2025 Syllabus
The LIC AAO 2025 exam syllabus is designed to test a candidate’s reasoning, quantitative, and language skills, along with domain knowledge for the insurance and financial sector. The selection process begins with the Preliminary exam, which includes Reasoning Ability, Quantitative Aptitude, and English Language. While Reasoning and Quantitative Aptitude contribute to the final score, the English section is qualifying in nature. For Generalist posts, there is no negative marking in prelims, allowing aspirants to attempt all questions confidently.
The Mains exam further evaluates candidates through Reasoning Ability, General Knowledge & Current Affairs, Data Analysis & Interpretation, and Insurance & Financial Market Awareness, along with a descriptive English test assessing letter and essay writing skills. This detailed syllabus ensures that candidates are tested on both analytical and communication abilities, as well as their understanding of the insurance sector.
LIC AAO 2025 Salary
The salary for LIC AAO (Assistant Administrative Officer) 2025 is given below:
- The starting basic salary is Rs.88,635 per month.
- With regular yearly increases, the salary can go up to Rs.1,69,025 per month.
- Including all allowances like House Rent Allowance (HRA) and City Allowance, the total in-hand salary is about Rs.1,26,000 per month in a big city.
Other Benefits Candidates will Get:
Pension and Gratuity
Medical benefits for you and your family
Accident and health insurance
Leave Travel Concession (LTC)
LIC AAO Mains Exam 2025 Preparation Strategy
With the LIC AAO Mains Exam scheduled for November 8, 2025, candidates must now focus on smart, time-bound, and result-oriented preparation. Here’s a structured strategy to help you maximize your performance:
- Exam Pattern & Weightage: Get familiar with the sections- Reasoning, General Knowledge & Current Affairs, Data Analysis & Interpretation, Insurance & Financial Market Awareness, and Descriptive English. Prioritize sections based on your strengths and scoring potential.
- Strengthen Conceptual Clarity: Revise core topics daily, especially in reasoning and data interpretation. Focus on accuracy and avoid guesswork, as there’s negative marking.
- Daily Practice with Mock Tests: Attempt at least one full-length mock test every alternate day. Analyze your performance, identify weak areas, and revise accordingly. Increase mock test frequency as the exam nears.
- Current Affairs & Financial Awareness: Cover at least the last 6 months of current affairs, with emphasis on LIC-related updates, insurance news, and financial sector developments.
- Descriptive Paper Practice: Write one essay or letter daily on insurance, economy, or current topics to build speed and clarity for the descriptive test.
- Time Management & Revision: Dedicate fixed slots for each section and reserve the last week entirely for revision and full-length practice papers.
LIC AAO Previous Year Cut Off Marks
The cut off marks play an important role in shortlisting candidates for the next stage of the LIC AAO selection process. The official cut off for LIC AAO 2025 will be released after each phase of the examination. For reference, aspirants can check the previous year cut off marks given below to understand the difficulty level and competition trends. This will help candidates set a realistic preparation strategy for the upcoming exam.
| LIC AAO Prelims Cut Off 2023 (Previous Year Cut Off) | |
| Category | Cut Off Marks |
| SC | 48 |
| ST | 45 |
| OBC | 52 |
| UR | 55 |
| EWS | 52 |
Minimum Qualifying Marks
In addition to overall cut off marks, candidates must also secure the prescribed sectional qualifying marks to be considered for selection. These marks vary for different categories. For example, in Reasoning Ability and Quantitative Aptitude, candidates from the SC/ST/PwBD category need 16 marks while others require 18 marks. Similarly, for the English Language section, the minimum qualifying marks are 9 for SC/ST/PwBD candidates and 10 for others.
- Reasoning Ability: 16 (SC/ST/PwBD), 18 (Others)
- Quantitative Aptitude: 16 (SC/ST/PwBD), 18 (Others)
- English Language: 9 (SC/ST/PwBD), 10 (Others)
LIC AAO 2025 Previous Year Paper
Solving LIC AAO Previous Year Papers is a proven strategy to enhance exam readiness and performance. These papers give candidates a clear idea of the question trends, section-wise weightage, and difficulty level of the exam. By analyzing past papers, aspirants can develop effective time management skills and strengthen their exam strategy. To support focused preparation, a comprehensive set of LIC AAO previous year papers has been provided for candidates to practice thoroughly.
How to Prepare for LIC AAO?
Preparing for the LIC AAO exam requires a well-structured study plan, smart time management, and consistent practice. Since the exam is conducted in multiple phases Prelims, Mains, and Interview candidates should focus on building both speed and accuracy.
- Go through the Exam Pattern & Syllabus: Begin by going through the detailed syllabus for Prelims (Reasoning Ability, Quantitative Aptitude, English Language) and Mains (Professional Knowledge, General Awareness, Insurance & Financial Market Awareness, Data Analysis, and Reasoning).
- Make a Study Plan: Allocate time to each subject daily. Focus more on weak areas while keeping strong topics in regular practice.
- Practice Mock Tests & Previous Papers: Attempt online mock tests regularly to improve speed, accuracy, and time management. Analyzing previous year papers helps in understanding question trends.
- Strengthen General Awareness & Insurance Knowledge: Read newspapers, current affairs magazines, and keep track of banking, finance, and insurance industry updates. This section is crucial in the Mains exam.
- Revise Regularly: Keep short notes for important formulas, current affairs, and key concepts. Revise them frequently to retain information until the exam.
- Focus on Accuracy in Prelims & Depth in Mains: In Prelims, clearing sectional cut-offs with speed and accuracy is important, while in Mains, conceptual clarity and subject knowledge play a bigger role.
Why Choose a Career with LIC as an AAO?
A career as Assistant Administrative Officer (AAO) in Life Insurance Corporation of India (LIC) offers unmatched stability, growth opportunities and professional recognition in the insurance sector. Being one of India’s largest and most trusted insurance organizations, LIC offers its employees a secure work environment and attractive financial benefits.
1. Job Security and Stability: LIC is a government-owned organization, which means employees enjoy long-term job security, regular promotions, and structured career progression. Unlike private-sector jobs, LIC offers peace of mind with minimal risk of sudden layoffs.
2. Attractive Salary and Perks: The starting salary of an LIC AAO is competitive, with additional allowances like House Rent Allowance (HRA), City Compensatory Allowance (CCA), and performance-based incentives. With periodic increments, the total in-hand salary can reach impressive levels, especially in metro cities.
3. Comprehensive Benefits: Employees receive numerous benefits such as pension schemes, gratuity, medical coverage for self and family, accident and health insurance, and Leave Travel Concession (LTC). These benefits make LIC AAO one of the most rewarding government positions in terms of overall compensation.
4. Professional Growth Opportunities: LIC encourages continuous learning and development through training programs, workshops, and certifications. AAOs can specialize in areas such as finance, actuarial, legal, or technical roles, allowing them to build a highly rewarding and diversified career.
5. Prestigious and Respected Position: Working as an AAO in LIC is considered prestigious and a matter of respect in the society. Employees get the opportunity to interact with customers, policy makers and industry leaders, thereby enhancing their professional network and reputation.
6. Work-Life Balance: LIC AAOs enjoy a structured work environment with fixed office hours, holidays as per government norms, and a manageable workload compared to private-sector jobs. This ensures a good balance between personal life and professional growth.
7. Opportunity to Contribute to the Nation: As an AAO, employees play a very important role in providing financial security and life insurance to millions of Indian citizens. This adds a sense of purpose and fulfillment to their career.
LIC AAO Stability and Reward in One Career Path
A career as an LIC Assistant Administrative Officer (AAO) perfectly blends financial security, social prestige, and professional fulfillment. Working with the Life Insurance Corporation of India not only ensures long-term stability but also provides opportunities for continuous learning and advancement.
Why LIC AAO is a Rewarding Career Choice:
- Unmatched Stability: Secure a government-backed job with steady growth and benefits.
- Professional Growth: Structured career progression with regular promotions and training opportunities.
- Financial Rewards: Attractive salary, perks, and allowances that increase with experience.
- Prestige & Recognition: Enjoy a respected position in one of India’s most reputed institutions.
- Balanced Lifestyle: Fixed working hours and employee-friendly policies support work-life balance.
| Related Posts | |
| LIC AAO Syllabus | LIC AAO Salary |
| LIC AAO Previous Year Question Paper | LIC AAO Cut Off |
| LIC AAO Mock Test | LIC AAO Expected Cut Off 2025 |




ECGC PO Notification 2025 Out, Download ...
NABARD Grade A Notification 2025 PDF Out...
Punjab National Bank LBO Recruitment 202...


