LIC AAO Exam Date 2025 Out, 841 Various Posts, Selection Process & Eligibility

The Life Insurance Corporation of India (LIC) has officially announced the LIC AAO Exam Date 2025 for the recruitment of 841 Assistant Administrative Officer (AAO) posts. The registration process has already concluded, and now candidates are preparing for the upcoming exams. The Prelims Examination is scheduled for 3rd October 2025, making it crucial for aspirants to focus on revision and practice in the remaining days. This recruitment is a major opportunity for candidates seeking a career in one of India’s leading insurance organizations.

LIC AAO Exam Date 2025 Out

According to the official schedule, the LIC AAO 2025 Prelims Examination will be conducted on 3rd October 2025, followed by the Mains Examination on 8th November 2025. Candidates who qualify in the prelims will be shortlisted for the mains, which will test their advanced knowledge and aptitude. With both exam dates announced, aspirants should align their preparation strategies accordingly to maximize their chances of success.

LIC AAO Fee Relaxation Update

As per the latest authority update, candidates from SC, ST and PwBD category will no longer have to pay intimation fee of Rs 85 (including GST) during the application process. This means that the amount already paid by such candidates will be refunded directly to their registered bank accounts through the payment service provider. The refund will be initiated after the online application process is over, ensuring that eligible candidates get their money back without any additional processing.

LIC AAO Recruitment 2025: Overview

This year’s recruitment primarily focuses on the Assistant Administrative Officer (AAO) Generalist position. This article provides all the important information related to the LIC AAO Notification 2025. If candidates want to see this information in brief, an overview is presented in the table below.

LIC AAO 2025: Important Dates

LIC has also released the LIC AE Recruitment 2025 and provided all the important dates related to the LIC AAO 2025 recruitment. This is a highly sought-after government job due to the attractive perks and job security it offers. As per the notification, the online application process is open from 16 August and will remain active till 08 September 2025. Candidates can refer to the table below for the important dates regarding the LIC AAO 2025 exam.

LIC AAO Notification 2025 PDF

According to the schedule, the LIC AAO Prelims exam is expected to take place on 3 October 2025, with the Mains exam scheduled for 8 November 2025. Candidates should carefully review the official notification before submitting their application forms. For ease of access, a direct link to download the LIC AAO Notification 2025 PDF is provided below.

LIC AAO Notification 2025 (Generalists): Click Here to Download

LIC AAO Notification 2025 (Specialists & AE): Click Here to Download

LIC AAO Vacancy 2025

The Life Insurance Corporation of India (LIC) has announced a total of 841 vacancies under the LIC AAO Recruitment 2025. Among these, 350 positions are for AAO Generalist, including some backlog vacancies. Additionally, 410 posts are available for AAO Specialists in areas such as Chartered Accountancy, Actuarial, Legal, and other professional streams. The recruitment also includes 81 vacancies for Assistant Engineers in Civil and Electrical disciplines. A detailed category-wise distribution of these vacancies is provided in the table below.

LIC AAO Vacancy Trend

Over the last five years, LIC has conducted AAO recruitment only in 2025, 2023, and 2020, while no vacancies were released in 2024, 2022, and 2021. The vacancy trends show that the number of posts varies each cycle, with opportunities announced for both Generalist and Specialist roles. Below is the year-wise data of LIC AAO vacancies:

• 2025: 841 vacancies
  • Generalist: 350
  • Specialist: 410
  • Assistant Engineers (AE): 81
• 2023: 300 vacancies (AAO Generalist only)
• 2020: 168 vacancies (Specialist only)

LIC AAO Online Application 2025 Link

Life Insurance Corporation of India (LIC) has started the LIC AAO 2025 online application process on its official website. Candidates must carefully fill in the application form, upload the necessary documents in the correct format, and complete the online fee payment within the given timeline to avoid last-minute problems. For easy access, we have shared the direct link to apply online for LIC AAO 2025 below.

LIC AAO Apply Online 2025 Link-Click here to Apply

Are You Preparing for LIC AAO 2025?

How to Apply for LIC AAO Recruitment 2025?

Below we have given the steps to fill the online registration form for the LIC AAO Recruitment 2025.

• Visit the official LIC website at https://www.licindia.in.
• Go to the “Careers” section and click on the LIC AAO 2025 notification.
• Read all instructions carefully before starting the application.
• Register by entering your name, email ID, mobile number, and other details.
• Upload your photo and signature in the correct size and format.
• Fill in the rest of the form with correct personal and educational details.
• Pay the application fee online using card, UPI, or net banking.
• Submit the form and download the confirmation page.
• Take a printout of the filled form for future use.

LIC AAO Eligibility Criteria

The eligibility criteria for LIC AAO 2025 have been detailed in the official notification PDF, which has been released on LIC’s official website. Candidates aspiring for the Assistant Administrative Officer (AAO) post must meet the required qualifications and age criteria. Below, we have outlined the complete eligibility requirements for LIC AAO 2025.

LIC AAO Educational Qualification

LIC AAO Age Limit

Candidates must fulfill the age criteria mentioned below:

Candidates belonging to this category are eligible for the age relaxation, as mentioned below.

• OBC: 03 years
• SC/ST: 05 years
• PwBD (Gen): 10 years
• PwBD (OBC): 13 years
• PwBD (SC/ST): 15 years

LIC AAO Notification 2025 Application Fees

The LIC AAO 2025 online application process is now active on the official LIC website. Interested and eligible candidates can fill out the form by registering online and paying the application fee. The application must be submitted through the official website www.licindia.in. Candidates can pay the fee using net banking, credit card, debit card, UPI, or any other online payment method accepted by LIC. Below we have given the category wise application fees.

Can A Graduate Apply for LIC AAO 2025

Yes, a graduate can apply for LIC AAO, but only for the Generalist post. For other specialist posts, additional professional degrees or relevant work experience are required. For the Generalist post, candidates only need a Bachelor’s degree in any discipline, making it open to fresh graduates. However, for specialized roles such as Assistant Engineers (Civil/Electrical), AAO (Chartered Accountant/Company Secretary/Actuarial/Insurance Specialist/Legal), additional qualifications like professional certifications, technical degrees, or relevant work experience are mandatory.

LIC AAO Notification 2025 Selection Process

The selection process for the LIC AAO Notification 2025 will consist of three stages to ensure a comprehensive assessment of candidates. These stages are as follows:

• Preliminary Examination: The first stage is the Prelims Exam, which will be conducted online in an objective format. Candidates must qualify in this stage to proceed to the next round.
• Mains Examination: In the Mains Exam, candidates will be required to attempt both objective and descriptive papers. Performance in this stage will play a significant role in the final merit list.
• Interview: Candidates who successfully clear the Mains Exam will be invited for a Personal Interview. The final selection will be based on the combined marks obtained in the Mains Exam and the Interview.

LIC AAO 2025 Exam Pattern

The Preliminary exam for LIC AAO 2025 will consist of three sections: Reasoning, Quantitative Aptitude, and English Language. While the Reasoning and Quantitative Aptitude sections contribute to the final score, the English Language section is qualifying in nature and will not be included in the merit list.

There will be no negative marking in the prelims exam for Generalist posts, giving applicants an advantage to attempt all questions without fear of losing marks. However, for Specialist posts, a penalty of 1/4th mark will be deducted for each wrong answer in the preliminary stage.

Duration: 1 hour

Type: Multiple Choice Questions (MCQs)

Sections: 

• Reasoning Ability (35 Questions, 35 Marks, 20 minutes)
• Quantitative Aptitude (35 Questions, 35 Marks, 20 minutes)
• English Language (35 Questions, 35 Marks, 20 minutes)

The Mains exam comprises four objective sections along with a descriptive English test. Each section carries a set number of questions, marks, and time duration.

The descriptive test will assess candidates’ English writing skills through Letter Writing and Essay Writing. This section is qualifying in nature.

LIC AAO 2025 Syllabus

The LIC AAO 2025 exam syllabus is designed to test a candidate’s reasoning, quantitative, and language skills, along with domain knowledge for the insurance and financial sector. The selection process begins with the Preliminary exam, which includes Reasoning Ability, Quantitative Aptitude, and English Language. While Reasoning and Quantitative Aptitude contribute to the final score, the English section is qualifying in nature. For Generalist posts, there is no negative marking in prelims, allowing aspirants to attempt all questions confidently.

The Mains exam further evaluates candidates through Reasoning Ability, General Knowledge & Current Affairs, Data Analysis & Interpretation, and Insurance & Financial Market Awareness, along with a descriptive English test assessing letter and essay writing skills. This detailed syllabus ensures that candidates are tested on both analytical and communication abilities, as well as their understanding of the insurance sector.

LIC AAO Salary

The salary for LIC AAO (Assistant Administrative Officer) 2025 is given below:

• The starting basic salary is Rs.88,635 per month.
• With regular yearly increases, the salary can go up to Rs.1,69,025 per month.
• Including all allowances like House Rent Allowance (HRA) and City Allowance, the total in-hand salary is about Rs.1,26,000 per month in a big city.
  Other Benefits Candidates will Get:
  Pension and Gratuity
  Medical benefits for you and your family
  Accident and health insurance
  Leave Travel Concession (LTC)

LIC AAO Previous Year Cut Off Marks

The cut off marks play an important role in shortlisting candidates for the next stage of the LIC AAO selection process. The official cut off for LIC AAO 2025 will be released after each phase of the examination. For reference, aspirants can check the previous year cut off marks given below to understand the difficulty level and competition trends. This will help candidates set a realistic preparation strategy for the upcoming exam.

Minimum Qualifying Marks

In addition to overall cut off marks, candidates must also secure the prescribed sectional qualifying marks to be considered for selection. These marks vary for different categories. For example, in Reasoning Ability and Quantitative Aptitude, candidates from the SC/ST/PwBD category need 16 marks while others require 18 marks. Similarly, for the English Language section, the minimum qualifying marks are 9 for SC/ST/PwBD candidates and 10 for others.

• Reasoning Ability: 16 (SC/ST/PwBD), 18 (Others)
• Quantitative Aptitude: 16 (SC/ST/PwBD), 18 (Others)
• English Language: 9 (SC/ST/PwBD), 10 (Others)

LIC AAO Previous Year Paper

Practicing previous year papers is one of the most effective ways to prepare for the LIC AAO exam. The LIC AAO Previous Year Papers help candidates understand the exam pattern, types of questions asked, and the difficulty level of each section. By solving past papers, aspirants can identify important topics, improve their time management skills, and boost their confidence ahead of the exam. For convenience, we have compiled a collection of LIC AAO previous year papers to aid in thorough preparation.

How to Prepare for LIC AAO

Preparing for the LIC AAO exam requires a well-structured study plan, smart time management, and consistent practice. Since the exam is conducted in multiple phases Prelims, Mains, and Interview candidates should focus on building both speed and accuracy.

1. Go through the Exam Pattern & Syllabus: Begin by going through the detailed syllabus for Prelims (Reasoning Ability, Quantitative Aptitude, English Language) and Mains (Professional Knowledge, General Awareness, Insurance & Financial Market Awareness, Data Analysis, and Reasoning).
2. Make a Study Plan: Allocate time to each subject daily. Focus more on weak areas while keeping strong topics in regular practice.
3. Practice Mock Tests & Previous Papers: Attempt online mock tests regularly to improve speed, accuracy, and time management. Analyzing previous year papers helps in understanding question trends.
4. Strengthen General Awareness & Insurance Knowledge: Read newspapers, current affairs magazines, and keep track of banking, finance, and insurance industry updates. This section is crucial in the Mains exam.
5. Revise Regularly: Keep short notes for important formulas, current affairs, and key concepts. Revise them frequently to retain information until the exam.
6. Focus on Accuracy in Prelims & Depth in Mains: In Prelims, clearing sectional cut-offs with speed and accuracy is important, while in Mains, conceptual clarity and subject knowledge play a bigger role.

Why Choose a Career with LIC as an AAO?

A career as Assistant Administrative Officer (AAO) in Life Insurance Corporation of India (LIC) offers unmatched stability, growth opportunities and professional recognition in the insurance sector. Being one of India’s largest and most trusted insurance organizations, LIC offers its employees a secure work environment and attractive financial benefits.

1. Job Security and Stability: LIC is a government-owned organization, which means employees enjoy long-term job security, regular promotions, and structured career progression. Unlike private-sector jobs, LIC offers peace of mind with minimal risk of sudden layoffs.

2. Attractive Salary and Perks: The starting salary of an LIC AAO is competitive, with additional allowances like House Rent Allowance (HRA), City Compensatory Allowance (CCA), and performance-based incentives. With periodic increments, the total in-hand salary can reach impressive levels, especially in metro cities.

3. Comprehensive Benefits: Employees receive numerous benefits such as pension schemes, gratuity, medical coverage for self and family, accident and health insurance, and Leave Travel Concession (LTC). These benefits make LIC AAO one of the most rewarding government positions in terms of overall compensation.

4. Professional Growth Opportunities: LIC encourages continuous learning and development through training programs, workshops, and certifications. AAOs can specialize in areas such as finance, actuarial, legal, or technical roles, allowing them to build a highly rewarding and diversified career.

5. Prestigious and Respected Position:Working as an AAO in LIC is considered prestigious and a matter of respect in the society. Employees get the opportunity to interact with customers, policy makers and industry leaders, thereby enhancing their professional network and reputation.

6. Work-Life Balance: LIC AAOs enjoy a structured work environment with fixed office hours, holidays as per government norms, and a manageable workload compared to private-sector jobs. This ensures a good balance between personal life and professional growth.

7. Opportunity to Contribute to the Nation: As an AAO, employees play a very important role in providing financial security and life insurance to millions of Indian citizens. This adds a sense of purpose and fulfillment to their career.