RBI Grade B Phase I Expected Cut Off 2026, Check Complete Category-Wise Cut Off Marks

The RBI Grade B exam is one of the most competitive regulatory exams in India, and the Phase 1 cut-off plays a crucial role in shortlisting candidates for the Mains stage. Every year, the cut-off changes based on vacancies, exam difficulty, and overall candidate performance.

RBI Grade B Expected Cut Off 2026

For 2026, the biggest deciding factor is the sharp drop in vacancies to just 40 posts, which is the lowest in recent years. This has significantly increased competition pressure, making the expected cut-off higher than previous years. As the exam has now concluded, candidates are eagerly waiting for the official cut-off announcement.

Why RBI Grade B Phase 1 Cut Off is Increasing Year by Year?

Vacancy has a direct impact on cut-offs. When vacancies decreased in 2024–2025, cut-offs rose sharply. The same trend is expected to continue in 2026 due to even lower vacancies.

1. Extremely Low Vacancy (40 seats)

• Lowest in recent cycle
• Creates intense competition per seat
• Pushes cut-off upward

2. Rising Competition Level

• More serious aspirants targeting RBI Grade B
• Higher average attempts and accuracy

3. Paper Difficulty (Expected Moderate)

• If paper remains moderate, cut-off rises further
• Only a tough paper can slightly reduce it

4. Previous Trend Momentum

• 2025 already reached 77.50 (General)
• Indicates upward shift in baseline

RBI Grade B Phase 1 Expected Cut Off 2026

RBI Grade B Phase 1 2026 is expected to be one of the most competitive cycles in recent years due to only 40 vacancies. The cut-off is likely to move upward compared to 2025. Based on vacancy pressure + trend analysis: