RBI Grade B Phase I Expected Cut Off 2026, Check Complete Category-Wise Cut Off Marks

The RBI Grade B exam is among the most sought-after opportunities in the banking and regulatory sector. After the completion of the Phase 1 exam, candidates closely track the expected cut-off, as it determines eligibility for the Phase 2 stage. The cut-off varies each year depending on factors such as vacancies, exam difficulty, and candidate performance.

RBI Grade B Expected Cut Off 2026

For 2026, the biggest deciding factor is the sharp drop in vacancies to just 40 posts, which is the lowest in recent years. This has significantly increased competition pressure, making the expected cut-off higher than previous years. As the exam has now concluded, candidates are eagerly waiting for the official cut-off announcement.

Why RBI Grade B Phase 1 Cut Off is Increasing Year by Year?

Vacancy has a direct impact on cut-offs. When vacancies decreased in 2024–2025, cut-offs rose sharply. The same trend is expected to continue in 2026 due to even lower vacancies.

1. Extremely Low Vacancy (40 seats)

• Lowest in recent cycle
• Creates intense competition per seat
• Pushes cut-off upward

2. Rising Competition Level

• More serious aspirants targeting RBI Grade B
• Higher average attempts and accuracy

3. Paper Difficulty (Expected Moderate)

• If paper remains moderate, cut-off rises further
• Only a tough paper can slightly reduce it

4. Previous Trend Momentum

• 2025 already reached 77.50 (General)
• Indicates upward shift in baseline

RBI Grade B Phase 1 Expected Cut Off 2026

RBI Grade B Phase 1 2026 is expected to be one of the most competitive cycles in recent years due to only 40 vacancies. The cut-off is likely to move upward compared to 2025. Based on vacancy pressure + trend analysis:

Safe Score for Phase 1

Given the high competition and only 40 vacancies, candidates should aim to score significantly higher than the expected cut-off to be on the safe side. For the General category, a score of 110+ marks is considered a safe target, while candidates in the Reserved category should aim for a decent buffer above their expected cut-off range. A higher score increases the chances of comfortably qualifying for Phase 2.

How Does Vacancy Impact RBI Grade B Cut Off?

The number of vacancies is a key factor in determining the RBI Grade B cut-off. Generally, fewer vacancies lead to higher competition and a higher cut-off, while more vacancies can result in a lower cut-off.

• Lower vacancies increase competition per seat.
• More candidates compete for limited positions.
• Higher competition usually pushes the cut-off upward.
• Previous years have shown a clear link between vacancy reduction and rising cut-offs.
• With only 40 vacancies in 2026, the cut-off is expected to remain on the higher side.