The SBI CBO Exam Analysis 2026 is now available after the successful conduct of the SBI CBO Exam 2026 on 14 March 2026 by State Bank of India across various exam centres in the country. Thousands of candidates appeared for the exam to secure the Circle Based Officer (CBO) post. After the exam concluded, candidates were keen to check the overall difficulty level, section-wise analysis, and types of questions asked in the exam.
SBI CBO Exam Analysis 2026, 14 March
Based on feedback from candidates who appeared in the SBI CBO Exam 2026, the SBI CBO Exam Analysis 2026 indicates that the paper consisted of sections such as English Language, Banking Knowledge, General Awareness/Economy, and Computer Aptitude. The section-wise analysis below provides an overview of the topics and question pattern, while keeping the exact numbers blank so they can be updated once the complete exam memory becomes available.
Overall Difficulty Level of SBI CBO Exam 2026
According to the candidates who appeared for the SBI CBO Exam 2026, the overall difficulty level of the exam was Moderate. Some sections were relatively straightforward, while a few required careful reading and conceptual clarity. Candidates who had a good understanding of banking awareness and current affairs found the paper manageable.
| Section | Difficulty Level |
| English Language | Easy to Moderate |
| Banking Knowledge | Easy to Moderate |
| General Awareness / Economy | Moderate |
| Computer Aptitude with Reasoning | Moderate |
| Overall | Moderate |
SBI CBO Section Wise Exam Analysis 2026
The SBI CBO Section Wise Exam Analysis 2026 gives a quick overview of the different sections asked in the exam conducted by State Bank of India. It highlights the difficulty level, key topics, and types of questions from sections like English Language, Banking Knowledge, General Awareness/Economy, and Computer Aptitude.
English Language
The English Language section in the SBI CBO Exam 2026 mainly tested candidates on their reading comprehension, grammar, and vocabulary skills. Many candidates reported that the questions were easy in nature and required careful reading of the passages. Topics that appeared in the section included the following:
| Topic | No. of Questions |
| Reading Comprehension | 9 |
| Cloze test | Updating Soon |
| Miss spelt | 1 |
| Spotting Error | 2 |
| Rearrangement | 3 |
| Word Swap | 3 |
| Cloze Test | Updating Soon |
| Sentence Improvement | 5 |
| Total | 30 |
GA & Banking Awareness Analysis
The SBI CBO 2026 exam tested candidates’ knowledge of current affairs, banking awareness, and digital finance. This analysis highlights the key topics and questions asked in the General Awareness and Banking Awareness sections, covering everything from digital payments, banking schemes, and financial regulations to international events and general knowledge.
- Bharat Bill Payment System (BBPS)
- NPCI – Total Subsidiaries
- International Airport
- Book & Author
- Committee – Narsimba
- UPI Circle
- Hypothecation
- UPI – 1, 2, 3 Features
- International Peace Day
- PSL (Priority Sector Lending)
- Report Rate Direct Questions
- MSME Loan Related Questions
- Taxable Amount
- Documents Required for Loan
- Risk Parameters
- Man of the Tournament – World Cup
- Kisan Credit Card
- PMEGP Subsidy
- NRE/NRO Related Questions
- Nominee Addition Related Questions
- NPA Related Questions
- Indian Domestic Card by NPCI
Computer Aptitude & Reasoning Section
The Computer Aptitude section tested candidates on basic computer knowledge and digital banking awareness. Most of the questions were reported to be Easy in difficulty and based on fundamental computer concepts. The reasoning part included topics such as puzzles, seating arrangement, syllogisms, blood relations, coding-decoding, and inequality.
| Topic | No. of Questions |
| Coded Inequalities | 5 |
| Input-Output | 5 |
| Coded-Direction | 3-4 |
| Chines Coding (Symbol Based) | 3-4 |
| Coded-Syllogism | 5 |
| Total | 20 |
SBI CBO Exam Analysis 2026, 14 March Descriptive Paper Analysis
The SBI CBO Exam Analysis 2026 for the 14 March descriptive paper shows that the section tested candidates on letter writing and essay writing skills. The topics were banking and current affairs related, and most candidates found the descriptive paper moderate in difficulty with sufficient time to complete both questions.
Letter Writing Summary
- Zonal Manager Sales on an issue of Credit Card
- Letter to Bank Manager to organize loan awareness
Essay Writing Summary: 3 option (200 to 250 words)
- Rapid Digitalization in India’s Financial Sector
- Working of Banks for Four Days a Week
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| SBI CBO Salary | SBI CBO Cut off |



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