SBI CBO Salary 2025 Revised, Pay Scale, Perks and Allowances

One of the biggest motivations for candidates to apply for the Circle Based Officer (CBO) post in SBI is the impressive salary package. The State Bank of India offers not only a competitive basic pay but also a range of additional allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and other financial perks. Understanding the complete salary structure gives aspirants a clear picture of the advantages that come with the SBI CBO position, making it a highly desirable opportunity.

SBI CBO Salary 2025

The SBI Circle Based Officer (CBO) Salary 2025 starts with a basic pay of ₹48,480. The salary follows a fixed pay scale: ₹48,480–2,000/7–62,480–2,340/2–67,160–2,680/7–85,920, which means the salary increases at regular intervals over time. According to the latest SBI CBO notification, candidates who have at least two years of experience as an officer in a Scheduled Commercial Bank or Regional Rural Bank will get two extra increments at the time of joining. Along with the basic salary, SBI CBOs also receive various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA) or lease rental, and City Compensatory Allowance (CCA). These benefits make the total salary package very attractive and stable.

SBI Circle Based Officer Salary 2025: Overview

The SBI CBO Salary notifies the compensation package received by the Circle Based Officer. Interested candidates must go through the SBI CBO Salary 2025 structure to boost their zeal for recruitment. Here, we have mentioned the SBI CBO Salary details in a tabular format.

SBI CBO Salary Structure 2025

The entire salary structure for the SBI Circle Based Officer (CBO) post is detailed in the official SBI CBO Notification 2025 PDF. For your convenience, we have outlined the essential salary components and salary increments below. Apart from the fixed salary, SBI CBOs are entitled to several financial and non-financial benefits such as provident fund contribution, pension under the National Pension System (NPS), Leave Fare Concession (LFC), medical coverage, and various other allowances as per the bank’s guidelines.

SBI CBO In Hand Salary 2025

SBI CBO In Hand Salary 2025 involves great basic pay along with other allowances and benefits. The initial basic pay of the position will be Rs. 48,480/-. If a newly joined SBI CBO Candidate has two years of experience in the officer cadre in any Scheduled Commercial Bank or Regional Rural Bank, they will be getting two advance increments.

SBI CBO 2025 Perks and Allowances

The State Bank of India (SBI) offers a comprehensive benefits package to its Circle-Based Officers (CBOs), making the role financially rewarding and professionally stable. These perks are aligned with the 7th Pay Commission and are designed to support both personal and professional well-being.

SBI CBO Salary 2025 Job Profile

The Circle Based Officer (CBO) job in SBI is a mid-level post meant for people who already have some experience in banking. It’s a mix of customer service, branch work, and helping the bank grow in a specific region. Here’s what a CBO usually does:

• Helping Customers CBOs talk to customers, solve their problems, and make sure they get the right banking services. They help build good relationships with customers.
• Handling Loans They check loan applications, verify documents, and make sure everything follows SBI’s rules. They also keep an eye on loan repayments to avoid losses.
• Managing the Branch CBOs helps run the branch smoothly. They guide junior staff, make sure rules are followed, and help the branch meet its goals.
• Working in a Local Area, CBOs are posted in one region (called a circle). They should know the local language and understand the needs of people in that area. This helps them serve customers better and grow SBI’s business locally.

SBI CBO Salary: Promotion Path

SBI gives Circle-Based Officers (CBOs) a great chance to grow in their careers over time. When you join as a CBO, you start at the Junior Management Grade Scale-I (JMGS-I) level. As you gain experience and perform well, you can be promoted to higher positions step by step.

Here’s how the promotion path looks:

• Starting Point: You begin as a Circle-Based Officer (CBO) in JMGS-I.
• First Promotion: After a few years, you can be promoted to Middle Management Grade Scale-II (MMGS-II).
• Next Levels: With more experience and good performance, you can move up to MMGS-III and then to Senior Management Grade Scale-IV (SMGS-IV).