When it comes to government jobs in India, salary is one of the most important factors that aspirants consider along with job security, perks, and growth opportunities. Every year, lakhs of graduates prepare for exams like UPSC, SSC, Banking, Insurance, and regulatory bodies such as RBI, SEBI, and NABARD. However, not all government jobs offer the same pay scale at the entry level. In 2025, the Life Insurance Corporation of India (LIC) Assistant Administrative Officer (AAO) recruitment set a new benchmark, offering the highest starting basic pay of ₹88,635 per month.
Which is the Highest Government Job Starting Salary After Graduation?
The LIC AAO post has always been one of the most prestigious insurance sector jobs. What makes it even more attractive in 2025 is the revised salary structure. With a starting basic pay of ₹88,635 per month, the LIC AAO is now positioned above all other government and regulatory body exams. Along with allowances such as House Rent Allowance (HRA), Dearness Allowance (DA), and City Compensatory Allowance (CCA), the gross salary goes even higher, making it a lucrative opportunity for fresh graduates.
Note: Interested candidates can apply online from the link below for LIC AAO 2025 for 842 vacancies before the deadline, i.e. 08 September 2025.
Also Read, LIC AAO Apply Online 2025 Starts, Last Chance to Fill Form Till 8th September
LIC AAO Salary Comparison with Other Major Government Exams
To put LIC AAO’s salary into perspective, let us compare it with the starting salaries of some of the most sought-after government jobs in India:
UPSC Civil Services (IAS/IPS/IFS): Basic pay starts at around ₹56,100 per month (Level 10 of Pay Matrix).
SSC CGL (Income Tax Inspector, Assistant Section Officer, etc.): Basic pay starts around ₹44,900 per month, depending on the post.
IBPS PO / SBI PO: Initial basic pay is ₹48,480/ ₹56,480 per month, depending on the bank.
RBI Grade B Officer: One of the most prestigious banking jobs, with a starting basic pay of ₹55,200 per month.
SEBI Grade A Officer: Basic pay starts at ₹44,500 per month.
NABARD Grade A Officer: Basic pay starts at ₹44,500 per month.
Other Insurance AO Posts (like NIACL AO, OICL AO, etc.): Initial pay is around ₹50,925 per month.
Is LIC AAO Better Than Other Jobs in Terms of Salary?
While UPSC Civil Services still holds the top spot in terms of prestige, authority, and long-term career growth, when we talk purely about starting salary, LIC AAO 2025 is unmatched. RBI Grade B, SEBI Grade A, and NABARD Grade A are close competitors, but none of them offer a basic pay as high as LIC AAO.
Why LIC AAO Salary Stands Out?
The uniqueness of the LIC AAO’s salary package lies in:
- Higher Basic Pay: No other government job at the graduate level starts with such a high basic pay.
- No Prior Experience Required: Fresh graduates can directly apply for Generalist post and start with an excellent package.
- Additional Benefits: Apart from salary, employees enjoy medical benefits, housing allowances, loans at concessional rates, pension schemes, and insurance coverage.
- Financial Growth: With timely increments, promotions, and perks, the salary structure becomes even more rewarding.
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