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05th April Daily Current Affairs 2022: Today GK Updates for Bank Exam

Daily GK updates are incorporated with the important news that made the current affairs headlines for banking or other competitive exams. Daily GK Update is the complete bag of the important news that is held all day long. One should have complete knowledge about banking terms, current affairs news, etc. So, here is the GK update of the 05th April 2022 to help you prepare the Current affairs part. After reading this section, you can successfully attempt Current Affairs Quiz.

Here is the Daily GK Update of the 05th  April 2022 covering the following news headlines: Tata Neu, National Maritime Day, Miami Open Tennis Tournament 2022, Army chief, Hobby Hubs, ideathon Manthan, United Nations Human Rights Council.

Top 14 Daily GK Updates: National & International News 

Here is providing below the top 14 important Daily General Knowledge 2022 updates with national & international news.

International News

1. Viktor Orban wins Fourth Term as Prime Minister of Hungary 

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  • Hungarian Prime Minister, Viktor Orban won a fourth successive term in office by a landslide victory in the country’s general elections for 2022. His right-wing Fidesz party secured 53.1% of the total 98% of the count complete. The 58-year-old is already the longest-serving head of government in the EU, since assuming the role of Prime Minister in May 2010.
  • The 58-year-old, already the longest-serving head of government in the EU, was challenged by six united opposition parties seeking to roll back the “illiberal” revolution Orban’s Fidesz party has pursued during 12 consecutive years in office.

Important takeaways for all competitive exams:

  • Hungary Capital: Budapest;
  • Hungary Currency: Hungarian forint.

2. UN Human Rights Council names Tuvalu negotiator Dr Ian Fry as climate expert

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  • The United Nations Human Rights Council (UNHRC) has appointed Dr Ian Fry as the world’s first independent expert for human rights and climate change. Dr Fry has been appointed for a period of three years. He holds dual citizenship of Tuvalu and Australia. The first to hold the post will be Ian Fry, who holds both Australian and Tuvaluan nationality.
  • He has negotiated on behalf of least developed countries including at the 2015 Paris climate conference where he helped ensure that human rights were part of the final package.
  • The position of Special Rapporteur for human rights and climate change was created by UNHRC in October 2021.
  • The new independent expert will have the mandate to “study and identify how the adverse effects of climate change, including sudden and slow-onset disasters, affect the full and effective enjoyment of human rights and make recommendations on how to address and prevent these adverse effects”.

Important takeaways for all competitive exams:

  • United Nations Human Rights Council President: Federico Villegas;
  • United Nations Human Rights Council Headquarters: Geneva, Switzerland;
  • United Nations Human Rights Council Founded: 15 March 2006.

Banking News

3. HDFC Bank adjudged as Best Performing Bank in SHG Linkage by DAY-NRLM

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  • HDFC Bank Limited has been adjudged Best Performing Bank in Self Help Group (SHG) Linkage by Deendayal Antyodaya Yojana – National Rural Livelihood Mission (DAY-NRLM).
  • Ministry of Rural Development, Government of India at the event organised at the Vigyan Bhavan, New Delhi. HDFC Bank is the only private bank to be honoured with the award for their contribution in SHGs by NRLM.
  • Giriraj Singh, Union Minister of Rural Development presented the award to K Venkatesh, Head of Sustainable Livelihood Initiative of HDFC Bank.
  • National Rural Livelihoods Mission (NRLM) was launched by the Ministry of Rural Development (MoRD) in June 2011 is a poverty alleviation project. This rural income generation scheme is also known as Aajeevika Mission.

Important takeaways for all competitive exams:

  • HDFC Bank Headquarters: Mumbai;
  • HDFC Bank Founded: August 1994;
  • HDFC Bank CEO: Sashidhar Jagdishan;
  • HDFC Bank Chairman: Atanu Chakraborty;
  • HDFC Bank Tagline: We understand your world.

4. RBI fixed WMA limit for States/UTs at Rs 47,010 crores

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  • The Reserve Bank reduced the Ways and Means Advances (WMA) for states and union territories to Rs 47,010 crore from Rs 51,560 crore on Friday, citing an improvement in the economic scenario. WMAs are short-term loans provided by the RBI to the government to help it deal with any discrepancies between receipts and payments.
  • Due to the uncertainty surrounding COVID-19, the RBI increased the WMA limit for all states to Rs 51,560 crore. The new WMA was in effect until March 31, 2022.
  • RBI stated it has decided to revert to the WMA limitations and deadlines for Over Draft (OD) for state governments / UTs, as recommended by the Advisory Committee on Ways and Means Advances to State Governments, following a review of the limits and in light of the gradual easing of COVID-19 restrictions.
  • The Special Drawing Facility (SDF) used by state governments and UTs would continue to be linked to the amount of marketable securities issued by the government of India, such as Auction Treasury Bills, according to the RBI (ATBs).
  • The interest rate on SDF, WMA, and OD will continue to be linked to the Reserve Bank’s policy rate, the repo rate.
  • The Government of India’s WMA limit for the first half of fiscal year 2022-23 has been set at Rs 1,50,000 crore.

Economy News

5. SEBI has announced an ideathon Manthan to foster innovation in the securities business

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  • As she launched an ideathon to promote innovation, Sebi Chairperson Madhabi Puri Buch said that India is ideally positioned to harness technology in the securities market to give bespoke solutions at a very low cost to individuals across the country.
  • Buch stated at the start of the ideathon ‘Manthan’ that the implementation of financial technology (FinTech) in the securities market offered tremendous prospects for all parties involved.
  • Sebi, in collaboration with BSE, NSE, NSDL, CDSL, KFintech, CAMS, LinkInTime, and MCX, is hosting a six-week ideathon called Manthan. According to a press release released by Sebi, it will promote the formation of a pool of ideas and creative solutions centred on the securities market.
  • Through a hackathon, workable ideas from Manthan, which were unveiled at an event in Mumbai on Wednesday, may be turned into possibilities and prototypes.

Business News

6. HP acquires Poly with the goal of becoming a full-service hybrid work ecosystem provider

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  • HP has completed its acquisition of Poly for $1.7 billion in an all-cash deal worth $3.3 billion when debt is factored in. Poly is a manufacturer of office communication devices such as headsets, AV conference room equipment such as desk phones, and software.
  • The decision comes eight months after HP acquired Teradici, a remote desktop software supplier, with the goal of accelerating HP’s entrance into hybrid work. The resulting ecosystem will be able to deliver entire workforce solutions in a hybrid work environment that necessitates seamless transitions between office and home settings.
  • HP and Poly, according to Lores, establish a “leading portfolio of hybrid work solutions across big and expanding markets, with Poly’s strong technology, complementary go-to-market, and experienced team helping to drive long-term profitable growth as we continue to build a better HP.”

7. Flipkart Foundation launched for growth of rural area and women 

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  • Homegrown e-commerce giant, The Flipkart Group has constituted and launched the Flipkart Foundation, a new platform with a focus on development in rural areas and providing equitable access to growth opportunities for women and other disadvantaged communities.
  • The Flipkart Foundation aims to positively influence 20 million lives directly and indirectly in the coming decade across a wide array of areas by utilising Flipkart’s learnings over the years.
  • The operations of the Flipkart Foundation will be grant-based. The contributions will come from the Flipkart Group and through the ‘Charity Checkout’ feature available on Flipkart platforms.
  • The Flipkart Foundation will engage with diverse stakeholders to enable transformational development work for society and the economy, by offering support to underprivileged sections of society and making them a part of the country’s growth story.

Important takeaways for all competitive exams:

  • Flipkart headquarters: Bengaluru, Karnataka;
  • Flipkart CEO: Kalyan Krishnamurthy.

Schemes News

10. Delhi government launched scheme to set up ‘Hobby Hubs’ in government schools

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  • The Delhi government has set up Hobby Hubs for government schools in Delhi after school hours to promote extra-curricular activities. This project will implement in the single shift government school.
  • A project to set up ‘Hobby Hubs’ in government schools in Delhi with after-school dance, music, arts and crafts activities during this new academic session is in the works.
  • For the 2022-2023 academic session, this project will only be implemented in single shift government schools. The idea is to make optimum use of school infrastructure and to use it after school hours to promote these extra-curricular activities.

Important takeaways for all competitive exams:

  • Delhi Chief Minister: Arvind Kejriwal;
  • Delhi Governor: Anil Baijal;
  • Delhi Heritage site: Humayun’s Tomb, Qutb Minar and its Monuments;

Defence News

9. Vice chief Lt Gen Manoj Pande all set to become next Army chief

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  • Vice Chief Lieutenant General, Manoj Pande is all set to become Chief of the Army Staff as the incumbent Army Chief General M.M. Naravane, who is being seen as the frontrunner for the Chief of Defence Staff’s post, is due to retire by the end of this month. Being senior-most in the office after General Naravane, Lt Gen Pande will take over the reign.
  • Lt Gen Pande became the senior-most after a few top officers retired in the last three months. The incumbent Lt Gen Raj Shukla who was commanding Army’s training command (ARTRAC) retired on March 31.
  • Meanwhile, present Army Chief, Gen MM Naravane is ahead in the race for the post of Chief of Defence Staff after the post fell vacant in December last year as the then Chief of Defence Staff, General Bipin Rawat passed away in a helicopter crash near Coimbatore.

Sports News

10. Miami Open Tennis Tournament 2022 Overview

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  • The 2022 Miami Open tennis tournament was the 37th edition of the men’s and women’s event, held from March 22 to April 3, 2022, in Miami Gardens, Florida.
  • Miami Open is classified as an ATP Masters 1000 event on the 2022 ATP Tour and a WTA 1000 event on the 2022 WTA Tour.

Here is the complete list of winners:

Award Winner Runner-Up
Men’s Single Carlos Alcaraz (Spain) Casper Ruud (Norway)
Women’s Single Iga Świątek  (Poland) Naomi Osaka (Japan)
Men’s Double Hubert Hurkacz / John Isner Wesley Koolhof / Neal Skupski
Women’s Double Laura Siegemund / Vera Zvonareva Veronika Kudermetova / Elise Mertens

Books and Authors News

11. A new book titled “Queen of Fire” authored by Devika Rangachari

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  • Award-winning children’s writer and historian, Devika Rangachari has authored a new novel titled “Queen of Fire”, which explores the story of Rani Lakshmibai of Jhansi. The book focuses on the journey of Rani Lakshmibai as a queen, soldier, and statesman.
  • The book provides a detailed account on how the queen took over the kingdom as a widow and joined the revolutionaries to rebel against the East India Company. Devika Rangachari is a historian who has conducted post-doctoral research on gender in early medieval Indian history.

Important Days

12. National Maritime Day 2022 observed on the 5th April

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  • National Maritime Day in India is observed on 5 April every year. This year is the 59th edition of the National Maritime Day.
  • The National Maritime Day is celebrated every year day to illustrate the awareness in supporting intercontinental commerce and the global economy as the most well-organized, safe and sound, environmentally responsive approach of transporting goods from one corner to another corner of the world.
  • On this day ‘NMD Award of Excellence’ is usually given during the celebrations and there is a trophy and citation, given to recognize and honour individuals for their lifetime distinguished and exceptional achievements and performances in the Indian Maritime sector at a senior level.
  • The theme of the National Maritime Day is “Sustainable Shipping beyond Covid-19’’.

Obituaries News

13. Pulitzer Prize-winning American poet Richard Howard passes away

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  • Pulitzer Prize awardee American poet, Richard Howard passed away at age of 92. Richard Joseph Howard was born on 13 October 1929 in Cleveland, Ohio, United States (US). He was an American poet, literary critic, essayist, teacher, and translator.
  • Howard won the Pulitzer Prize in 1970 for ‘’Untitled Subjects’’ and was a National Book Award Finalist in 2008 for ‘’Without Saying’’. His translation of Charles Baudelaire’s “Les Fleurs du Mal” won the National Book Award (then called the American Book Award) in 1983.

Miscellaneous News

14. The Tata Group is preparing to unveil its super app

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  • On April 7, the Tata Group will launch Neu, its much-anticipated super app. This software will be available for download through the Google Play Store. The Tata Group’s key goal is to expand its digital division so that it can compete with market leaders like Amazon, Flipkart, and Reliance Group’s JioMart.
  • Tata Neu is an all-in-one platform that brings together all of the company’s services into a single app.
  • Exclusive offers, incentives, and more will be available through the app. It’s a one-stop-shop for a hassle-free buying and payment process.
  • Tata Pay allows users to pay for items and bills both online and in-store in real-time.
  • According to the information provided on the Play Store, the Tata Neu app pays users for shopping, booking flights and hotels, and other activities.
  • Tata Neu App gives Neu Coins as an incentive for spending, which can be exchanged for other services.

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