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SBI Clerk Main 2019 English Language Quiz- 2nd July

SBI Clerk Main English Language Quiz- 2nd July

SBI Clerk Main English Language Quiz

Is your DREAM to get selected in SBI Clerk 2019 recruitment? Well, then you must speed up your preparation as the Main exam which is the final step towards selection will take place on 10th August. The English Language is one of the subjects you’ll need to deal with and to help you keep your preparation up to the mark, here we provide you with a questionnaire of English Language to crack SBI Clerk Main. For other subjects, you can check the Dream SBI Clerk Selection Study Plan.




Directions (1-5): Read the following passage divided into a number of paragraphs carefully and answer the questions that follow it. 


Paragraph 1: SURAT, the famed “cloth city” of India, accounts for as much as 80 per cent of the country’s man-made fibre market and virtually 100 per cent of its production of synthetic sarees and dress material. The wholesale synthetic textile market in Surat is located on a 1.5-km stretch of its arterial ring road, lined with 185 multi-storey buildings on both sides. Each building has an average of six floors and about 5,000 to 7,000 shops. The scale of business is staggering. Through the year, this business hub teems with trucks laden with fabric, businessmen from across the country, local wholesale traders and labour who help with transport and packing.



Paragraph 2: On July 1, though, when the Goods and Services Tax (GST) was introduced, Surat’s bustling markets went silent. Earlier, all stages of the textile industry other than yarn had been free of the tax net, but these were now brought into the GST regime at one stroke. The enormity of the task ahead, as well as the consequent loss due to taxes, has stunned and shattered textile traders.
Paragraph 3: The centuries-old textile sector is an integral part of India’s sociocultural fabric. Chiefly made up of small businesses, the textile trade in Surat is carried out through traditional methods such as long-term credit and consignments based on trust. The GST move appears to encourage vertical integration and is expected to shift the sector towards big industry, which seems to be the mission of the current government. The immediate reaction of the textile traders was to go on strike. For three weeks, the markets in Surat shut down, leading to massive losses to traders. Tarachand Kasat, president of the GST Sangharsh Samiti, told Frontline: “We lost close to Rs.1.25 crore a day. More than 65,000 textile traders participated in the strike. Every stage in the chain will be taxed and therefore affected.”
Paragraph 4: In spite of the sizeable mobilisation within the textile community, the strike had a bleak outcome. Finance Minister Arun Jaitley refused to remove the tax altogether, saying it would break the input tax credit chain. However, the GST Council, which met on August 5, did roll back taxes on jobwork, reducing the percentage from 18 to 5. While this is a slight improvement, traders are nevertheless deeply disappointed as they believe they have been let down by a government which they helped bring to power. “Hamari bhul, kamal ka phool (our fault was [voting for] the lotus),” says Kasat. He says this will have repercussions in the Gujarat Assembly elections and, later, in the Lok Sabha elections.
Paragraph 5: For now, the textile traders seem to have accepted it as a fait accompli. “The festival season is upon us. Our orders are a third of what usually goes out during this period owing to the strike and because everyone in the industry is busy sorting out their paperwork,” says Gurumukh Kunjwani, president of the Millennium Market Traders Association. “It is not as though we are against paying taxes or even GST; after all, we do pay income tax. As a sector that has hitherto not been taxed, all we are asking for is some time to put systems in place,” says Kunjwani. “Most of us are small businesses, and are not well versed in technology. We also have to hire professional accountants. These are added costs that will eat into our marginal profits. We estimate that about Rs.8 lakh will be added to our costs annually.” Most traders Frontline spoke to clarified that their protest was not against GST per se but the fact that they needed time to implement accounting and other processes.


Q1. How according to the passage, the bustling markets of Surat went silent after the introduction of GST? 



(I) All stages of the textile industry except yarn which were free of tax net earlier had been brought under the GST regime. 
(II) The traders went through a massive loss of 1.25 crore per day after the implementation of GST. 
(III) The traders and businessmen were skeptical about rising costs to their production that would consume their marginal profits.
Only (I) is correct
Only (II) is correct
Both (II) and (III) are correct
Both (I) and (III) are correct
All are correct
Solution:
The passage is more about the problems and differences in opinions of traders and businessmen of Surat regarding the implementation of GST. The bustling markets of Surat went silent after the introduction of GST as all stages of the textile industry which were free of tax net earlier had been brought under the GST regime at one go. It can be inferred from the second paragraph of the passage, “Earlier, all stages of the textile industry other than yarn had been free of the tax net, but these were now brought into the GST regime at one stroke.” Thus statement (I) is correct.
The statement (II) is incorrect as according to the passage, the traders went through a massive loss of 1.25 crore per day due to continuous strike from them for three weeks against the implementation of GST. It can be inferred from the third paragraph.
The statement (III) is correct as it can be inferred from the last paragraph of the passage, “Most of us are small businesses, and are not well versed in technology. We also have to hire professional accountants. These are added costs that will eat into our marginal profits…”
Hence (d) is the correct option in context of the passage.
Q2. What does the author mean by the phrase “fait accompli”, used in context of the traders of Surat, as mentioned in paragraph 5?
(I) The traders and businessmen of Surat were left with no option than to accept the new change in the form of GST as they felt that the implementation was done without their consent. 
(II) The traders of Surat found the new tax regime under GST too complicated to apprehend that affected their business and marginal profits badly.
(III) The traders of Surat felt that they were the most vulnerable faction to this sudden change in the system as they would hardly get any benefit of GST except input tax credit.
Only (I) is correct
Only (II) is correct
Both (I) and (III) are correct
Both (II) and (III) are correct
A ll are correct
Solution:
The literal meaning of the phrase “fait accompli” means a thing that has already happened or been decided before those affected hear about it, leaving them with no option but to accept it. In this context, the author has tried to express the grievances and concerns of traders and businessmen of Surat who were badly affected after the implementation of GST. Read the first sentence of the last paragraph carefully, the author has clearly indicated that the textile traders are left with no alternative but to accept the new tax regime in the system. They had already incurred the loss due to shut down and any further acts of such extent would have an adverse impact on their business. So they have accepted GST though it was imposed without their consent. Other two statements are out of the context. Hence only statement (I) is correct in context of the passage.
Q3. Which of the following statements is not true regarding the famed “cloth city” of India?
The city accounts for almost 80 per cent of the country’s man-made fibre market.
The wholesale synthetic textile market in Surat is located on a 1.5-km stretch of its arterial ring road, lined with 185 multi-storey buildings on both sides.
The business hub of the country is always thronged with trucks laden with fabric, businessmen from across the country, local wholesale traders and labour who help with transport and packing.
Surat is home to seven lakh looms, 1.10 lakh embroidery machines and nine industrial estates with thousands of textile weaving, dyeing and printing mills.
All are true.
Solution:
All the statements except (d) can be inferred from the first paragraph of the passage. However, statement (d) seems to be another fact which may or may not be true as there is no clear evidence of this fact in the passage. None of the paragraphs has got any connection with the given statement. Thus it can be left out on the basis of its truancy from the passage. Hence (d) is the correct option in context of the passage.
Q4. What according to the author is the aim of the government behind bringing the textile sector within the GST regime? 
(I) This would entail a fair and better practice of taxation in the system especially by bringing the sectors which were tax free earlier. 
(II) This is an attempt to bring various unorganized sectors into the tax net with an intention to curtail cash transactions and black money and show more accountability. 
(III) This would encourage the vertical integration of traditional methods of textile trade such as long-term credit and consignments based on trust and shift the sector towards big industry.

Only (I) is correct
Only (III) is correct
Both (I) and (II) are correct
Both (II) and (III) are correct
All are correct
Solution:
It is to be noted that both the statements (I) and (II) are generalized versions of government’s motives behind bringing GST into the system. However, the question is about the aim behind bringing the textile sector within the GST regime which the author has pointed out in the third paragraph of the passage, “Chiefly made up of small businesses, the textile trade in Surat is carried out through traditional methods such as long-term credit and consignments based on trust. The GST move appears to encourage vertical integration and is expected to shift the sector towards big industry, which seems to be the mission of the current government.” Hence, in context of the passage only statement (III) brings out the correct motive behind the decision of the government.
Q5. Which of the following problems related to GST did the author feel that traders were more concerned with? 
(I) The traders needed more time to implement accounting and other processes in their existing system. 
(II) The traders had had to hire professional accountants which could have reduced their marginal profits. 
(III) Most of the traders were not that skilled with the technology.
Only (I) is correct
Only (II) is correct
Both (I) and (II) are correct
Both (II) and (III) are correct
All are correct
Solution:
All three statements are the problems related to the implementation of GST that the author felt that the traders of Surat were concerned with. This can be verified after going through last few sentences of the last paragraph, “Most of us are small businesses, and are not well versed in technology. We also have to hire professional accountants. These are added costs that will eat into our marginal profits…… but the fact that they needed time to implement accounting and other processes.” Hence (e) is the correct option in context of the passage.
Directions (6-10): The following question consists of a sentence which is divided into three parts which contain grammatical errors in one or more than one part of the sentence. If there is an error in any part of the sentence, find the correct alternatives to replace those parts from the three options given below each question to make the sentence grammatically correct. If there is an error in any part of the sentence and none of the alternatives is correct to replace that part, then choose (D), i.e., None of the (I), (II) and (III) as your answer. If the given sentence is grammatically correct or does not require any correction, choose (E), i.e., No correction required as your answer. 


Q6. India’s GDP growth expecting to be around 7.1 per cent this fiscal (I)/ following a likely pick up in industrial production as firms (II)/ resort to ‘restocking’ post-GST especially ahead of festive season, says a Nomura report. (III) 



(I)India's GDP growth is expected to be around 7.1 per cent this fiscal 
(II)follows a likely picking up in industrial production as firms 
(III)resorting to 'restocking' post-GST especially ahead festive season, says a Nomura report
Only (I)
Only (II)
Both (I) and (III)
None of the (I), (II) and (III)
No correction required
Solution:
In the first part of the sentence, "expecting" should be replaced by "is expected" as the sentence is in the passive voice. Moreover, the correct form depends on context. When we combine a verb with a form of to be, we typically need an -ed or -ing form. When we combine a verb with a modal like can or should, we typically need the base form. The other two parts of the sentence do not require any correction as both are grammatically correct. Hence (a) is the correct option.
Q7. The Reserve Bank of India (RBI) has identified the second batch (I)/ of large accounts which have defaulted in repayment of (II)/ loans and has advised banks to resolve them. (III) 
(I)The Reserve Bank of India identified the second batch 
(II)of large accounts which have defaulted in repaying of 
(III)loans and have advised banks to resolve them
Only (I)
Both (II) and (III)
Both (I) and (II)
None of the (I), (II) and (III)
No correction required
Solution:
The given sentence is grammatically correct. Hence it doesn’t require any correction.
Q8. It is a measure of the economic slide that plagues rural India (I)/that there could be remarkable surge in demand of jobs (II)/in Mahatma Gandhi National Rural Employment Guarantee Scheme. (III) 
(I) It is a measure of the economic slide that had plagued rural India 
(II) that there has been a remarkable surge in demand for jobs 
(III) under the Mahatma Gandhi National Rural Employment Guarantee Scheme
Only (I)
Both (II) and (III)
Both (I) and (III)
None of the (I), (II) and (III)
No correction required
Solution:
The first part of the sentence is grammatically correct as the sentence is in Present tense. In part (II) of the sentence, “there has been a remarkable surge in demand for jobs” is the correct phrase as the noun phrase ‘remarkable surge’ seems to be missing a determiner before it. The addition of article ‘a’ before ‘remarkable surge’ acts as a determiner to it. Moreover, an article (a, an, or the) is a type of determiner. Possessive adjectives (my, his, our), possessive nouns (Joe’s, mother’s), and quantifiers (each, every) are also determiners. Single countable nouns usually require a determiner. In the third part of the sentence, the preposition “in” should be replaced by “under” and the article “the” should be used before “Mahatma Gandhi National Rural Employment Guarantee Scheme” to make the sentence grammatically correct. Hence (b) is the correct option.
Q9. Flood control of India is complicated and in a large extent neglected (I)/ to simple reason that “flood control” as a subject is absent (II)/ from the Union, State and Concurrent Lists of the Constitution of India. (III) 
(I)Flood control in India is complicated and to a large extent neglected 
(II)for the simple reason that “flood control” as a subject is absent 
(III)for the Union, State and Concurrent Lists of the Constitution of India

Only (II)
Both (I) and (II)
All (I), (II) and (III)
None of the (I), (II) and (III)
No correction required
Solution:
In the first part of the sentence, replace the phrases “Flood control of India” and “in a large extent” by “Flood control in India” and “to a large extent” respectively as “in” and “to” are the correct prepositions in the context of their usage in the sentence. Moreover, Prepositions are function words that indicate how a noun or noun phrase relates to the rest of the sentence. Some prepositions, such as in, on, after, or since, express temporal or spatial relationships. In other cases, the relationship is more abstract, and the best preposition to use may depend on the words around it. These are known as “dependent prepositions,” and they do not follow any clear pattern. So, we need to choose prepositions carefully because sometimes changing a preposition can completely change the meaning of the phrase. Similarly, in the second part of the sentence, the phrase “to simple reason” should be replaced by “for the simple reason” as the correct preposition is “for” and there should be a use of determiner before the noun phrase “simple reason.” The third part of the sentence doesn’t require any correction as it is grammatically correct. Hence (b) is the correct option.
Q10. The joint decision to enhance military-to-military (I)/cooperation would have gone long way in reducing (II)/border tensions and standoffs if correctly implemented. (III) 
(I)The joint decision has enhanced military-to-military 
(II)cooperation would go a long way in reducing 
(III)border tensions and standoffs are correctly implemented
Only (I)
Both (I) and (III)
Only (II)
None of the (I), (II) and (III)
No correction required
Solution:
The first part of the sentence is grammatically correct and connects well with the other two parts to generate a coherent sentence. In the second part of the sentence, “would have gone long way” should be replaced by “would go a long way” as the phrase “gone long way” is not paired with the correct article. Moreover, there are many set expressions that require the definite article (the point is), the indefinite article (keep an eye on), or no article (head over heels). These expressions are idiomatic, so they don’t follow a particular pattern. The third part of the sentence is grammatically correct as there will be a use of the dependent clause “if” to make the sentence meaningful. Hence (c) is the correct option.
Directions (11-15): In question given below there are two statements, each statement consists of two blanks. You have to choose the option which provides the correct set of words that fits both the blanks in both the statements appropriately and in the same order making them meaningful and grammatically correct. 


Q11. (1)DBT enables ________________ of Aadhar card to bank accounts and other subsidized services availed by citizens, ________________ a slew of government schemes.
(2) The Centre is ________________ Aadhar card with license numbers to make the system more effective and dynamic, _________________ a significant part of the population.



connecting, protecting
attaching, rigging
pairing, benefitting
linking, covering
integrating, smearing
Solution:
The word “linking” means connecting or joining something to something else. The word fits perfectly in both the sentences as in both the cases it signifies the similar meaning though in different contexts. The other word “covering” means deal with (a subject) by describing or analyzing its most important aspects or events. The word adds meaning to the sentence which other words given as options lack. Hence (d) is the correct choice.
Q12. (1) With crude oil prices ______________ last year, the government levied cess on petrol in order to mop up _______________ revenue for the exchequer.
(2)Cassini has been _________________ between the top of Saturn's atmosphere and the rings - a previously __________________ area which has returned some unique data.
jumping, extra
plunging, unexplored
rolling, illegal
descending, remote
shoving, extrinsic
Solution:
The word “plunging” means falling steeply. The word fits in both the sentences as in the first case; it is about fall in crude oil prices while on the other, it is about falling of Cassini in the Saturn’s atmosphere. The other word “unexplored” means not investigated or mapped. It is also used in different contexts in both the sentences but makes them meaningful. Hence (b) is the correct option.
Q13. (1) In _____________ Tagore and Vivekananda as 'Bengal's children', Narendra Modi has taken a significant step forward in this seemingly _______________ task of winning the heart of the people of Bengal.
(2) By ____________ ‘America first’ repeatedly, President Donald Trump has made it clear that the U.S. considers the burden of leading the global order too _________________.

invoking, onerous
referring, arduous
adducing, strenuous
enticing, rudimentary
eliciting, engaging
Solution:
‘invoking, onerous’ is the correct choice.
Invoking means call on (a deity or spirit) in prayer, as a witness, or for inspiration.
Onerous means (of a task or responsibility) involving a great deal of effort, trouble, or difficulty.
Arduous has some similarity with onerous but the use of referring is incorrect.
Rudimentary means relating to an immature, undeveloped, or basic form but the second part of both the sentences require a word which resembles ‘difficulty’, therefore the choice is not correct.
Adducing means cite as evidence therefore it is an incorrect choice and illogical.
Elicit means to draw out.
Q14. (1) The King refused to expand duke's ______ due to the voices raised by the ________ ministers.
(2) In the _________ of West Bengal, the Mamata Banerjee government crushes __________ voices.
hegemony, infuriated
fiefdom, dissenting
ascendancy, invalid
reign, abrogating
plight, repudiating
Solution:
‘fiefdom, dissenting’ fits the two sentences perfectly.
Fiefdom means a territory or sphere of operation controlled by a particular person or group.
Dissent means hold or express opinions that are at variance with those commonly or officially held.
Plight means a dangerous, difficult, or otherwise unfortunate situation. The use of plight in both the sentences makes it illogical and out of the context.
Infuriated means make (someone) extremely angry and impatient. It is not a correct choice for the second option and therefore option (a) is incorrect.
Q15. (1) Standardized testing has garnered ___________ views as they find it an unreliable way to measure students' intelligence and ________ ability.
(2) In his rather long address, Modi sought to marry two rather ________ ideas into one __________ whole.

diverging, cognitive
intellective, implausible
critical, agnostic
phlegmatic, unperceivable
voluntary, apprehensive
Solution:
“diverging, cognitive” is the correct choice for the given question.
Diverging means (of a road, route, or line) separate from another route and go in a different direction.
The first sentence is talking about the views and since views can be different therefore diverging fits the sentence appropriately. The second sentence is mentioning the word ‘two’, and as we know, two ideas can be different therefore diverging here fits the bill too.
Cognitive means the mental action or process of acquiring knowledge and understanding through thought, experience, and the senses.
Both the sentences are talking about ideas , intelligence and views therefore cognitive is the correct choice. The combination of both Diverging and cognitive fits bother sentences perfectly, therefore option (a) is the correct choice.
Voluntary means done, given, or acting of one's own free will.
               



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All the Best BA'ians!!


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