SBI PO Salary 2025, Revised Salary Structure, Job Profile, Perks And Benefits

The SBI PO Salary 2025 has been revised to offer a highly attractive pay structure, making the role of a Probationary Officer both financially rewarding and professionally fulfilling. Along with a competitive basic pay, SBI POs are entitled to various allowances, including Dearness Allowance (DA), House Rent Allowance (HRA), and other special benefits.

SBI PO Salary 2025

In a significant update under the 12 Bipartite Settlement, SBI has revised the salary structure for Probationary Officers to make the position more lucrative and appealing. The new basic pay has been increased to ₹48,480 (with 4 advanced increments), while the total annual Cost to Company (CTC) now reaches approximately ₹18.67 lakh. This enhancement reflects SBI’s commitment to attracting and retaining top talent. In the upcoming sections, we will provide a detailed breakdown of this updated salary, along with insights into the additional perks, job responsibilities, and promising career growth opportunities that come with the SBI PO role.

SBI PO Salary Overview

The SBI PO Salary 2025 is structured in line with the provisions of the latest bipartite agreement, ensuring that employees receive a fair and competitive compensation package. The salary is periodically revised to reflect market standards and employee expectations. Apart from a lucrative pay scale, the role of a Probationary Officer offers a promising career path with consistent promotion opportunities, extensive medical coverage, generous leave policies, and a range of employee-friendly benefits.

SBI PO Salary Structure 2025

The SBI PO 2025 pay structure offers a financially rewarding and stable career in the public sector banking space. With a starting basic pay of ₹48,480 (plus 4 advanced increments), as per the revised scale of ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920, candidates are assured of steady salary growth over time. In addition to the basic pay, officers receive various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowance, enhancing the overall compensation. After standard deductions, the approximate in-hand salary amounts to ₹84,000 per month making it one of the most attractive pay packages among government banking jobs. At Mumbai centre, the annual CTC is provided at initial scale of pay is Rs. 20.43 Lakhs.

SBI PO Salary 2025 Deductions

SBI POs receive various perks with the deductions they can claim while filling out their ITR and figuring out their tax obligations. All of the allowable deductions from the SBI PO salary structure 2025 are listed in the table below.

SBI PO Salary Slip 2025

Through the SBI PO Salary Slip, candidates get to know the authentic details such as the basic pay, amount for the various allowances, deductions, etc. Here, we have provided the SBI PO Salary Slip of a Probationary Officer.

SBI PO Training Period Salary

During the training period, newly appointed POs start with a basic salary of ₹48,480, which includes four advance increments. This is in line with the Junior Management Grade Scale-I pay band: ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920. Beyond the basic pay, trainees receive various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA) or leased accommodation, City Compensatory Allowance (CCA), and medical facilities. These benefits, guided by the latest regulations, ensure financial comfort even during the probation period.

• Dearness Allowance, which amounts to 15.97% of the Basic Pay
• City Compensatory Allowance, ranging from 3% to 4% depending on the employee’s location
• House Rent Allowance, ranging from 7% to 9% depending on the place of posting
• Medical Insurance, with 100% coverage for the employee and 75% coverage for the dependent family
• Travelling Allowance, which reimburses the employee for AC 2-tier fare during official travels
• Additional allowances like Newspaper Allowance, Entertainment Allowance, and Books Allowance, vary based on the place of posting.
• Cashless treatment in selected medical facilities around the country
• Concessionary interest rates for House Loan, Car Loans, and Personal Loan
• New pension scheme contribution
• Leave Travel Concessions (LTC).

Here are the details on allowances in amounts and percentages as per the structure for SBI PO Salary:

SBI PO Job Profile & Promotion

The role of a Probationary Officer (PO) at SBI is dynamic and filled with learning opportunities. During their initial years, POs are trained and groomed for higher managerial responsibilities. Their daily tasks involve handling core banking activities, supervising operations, managing customer service, and helping the bank grow its business. Training is provided both on-the-job and at SBI’s designated training institutes to prepare officers for future leadership roles.

Key Responsibilities of an SBI PO:

• Overseeing administrative tasks, loan processing, account opening, and overall branch operations.
• Promoting and implementing new schemes launched by the bank.
• Acquiring new customers and expanding the bank’s client base.
• Providing efficient customer service and addressing customer grievances.
• Carrying out any additional duties as assigned by the bank from time to time.
• Undergoing structured training programs at SBI training centers to develop managerial and leadership skills.

SBI PO Promotion Hierarchy

The SBI offers a well-defined promotion hierarchy for the Probationary Officers The promotion hierarchy for the SBI POs typically follows a structured path, allowing employees to progress based on their performance, experience & merit. The SBI PO Promotion Hierarchy is mentioned below.

• Assistant Manager
• Deputy Manager
• Manager
• Senior Manager
• Chief Manager
• Assistant General Manager (AGM)
• Deputy General Manager (DGM)
• General Manager (GM)
• Chief General Manager
• Deputy Managing Director
• Managing Director
• Chairman

SBI PO Salary 2025 Annual Package

The SBI Salary Annual Package is designed to offer competitive benefits to its employees. It consists of various elements such as basic pay, allowances, and additional perks, all of which contribute to the total compensation. To calculate the annual package, the sum of Basic Pay, Dearness Allowance, House Rent Allowance (HRA), City Compensatory Allowances, and other benefits is considered. The total annual package can differ based on factors like location (City X, Y, Z), experience, and other variables.