How many vacancies are announced under IOB Specialist Officer Recruitment 2026?

IOB has announced a total of 291 vacancies for Generalist and Specialist Officer posts. These vacancies are distributed across JMG Scale I, MMG Scale II and MMG Scale III.

When will the IOB SO online application process start?

The IOB SO online registration process will start on 29 August 2026. Eligible candidates can submit their applications online up to 15 September 2026.

What is the IOB SO application fee?

The application fee is ₹175 for SC/ST/PwBD candidates and ₹1,000 for all other candidates, including OBC and EWS candidates. The amounts are inclusive of GST and are non-refundable.

What is the selection process for IOB Specialist Officer Recruitment 2026?

The selection process consists of an Online Examination followed by an Interview. Candidates qualifying in the Online Examination will be called for the Personal Interview, subject to the bank's shortlisting criteria.

Is there negative marking in the IOB SO exam?

Yes, there is negative marking in the Online Examination. One-fourth of the marks allotted to the respective question will be deducted for every wrong answer, while no marks are deducted for an unanswered question.

Can candidates apply for more than one IOB SO post?

Yes, candidates can apply for more than one post, provided they fulfil the eligibility requirements for each post. However, if multiple applications are submitted for the same post, only the latest submitted application will be considered.

What is the salary offered under IOB SO Recruitment 2026?

The pay scale is ₹48,480–₹85,920 for JMGS I, ₹64,820–₹93,960 for MMGS II, and ₹85,920–₹1,05,280 for MMGS III. Candidates will also receive applicable allowances and benefits as per IOB rules.

IOB Specialist Officer Recruitment 2026 Notification Out for 291 Vacancies, Apply Online Link

Q: When was the IOB Specialist Officer Recruitment 2026 notification released?

Indian Overseas Bank released the IOB Generalist/Specialist Officer Recruitment 2026 notification on 28 August 2026. The recruitment advertisement is for 291 vacancies across different officer scales. Candidates should carefully check the post-specific eligibility criteria before applying.

The IOB Specialist Officer Recruitment 2026 Notification has been released by Indian Overseas Bank (IOB) for recruitment to 291 Generalist and Specialist Officer vacancies across JMG Scale I, MMG Scale II and MMG Scale III. The advertisement, Advt. No. HRDD/RECT/04/2026-27, is dated 28 August 2026 and invites applications from qualified and experienced professionals. The online registration process will begin on 29 August 2026 and continue up to 15 September 2026.

IOB Specialist Officer Recruitment 2026

The recruitment includes 100 vacancies for Manager (Branch Management), while the remaining 191 vacancies are distributed among various Specialist Officer posts in IT, Information Security, Credit, Risk, Database Administration, Network Administration, Cyber Security and Security. The bank has specified different age limits, educational qualifications, professional experience and certification requirements for each post, with all eligibility conditions calculated as on 1 August 2026. The selection process will consist of an Online Examination followed by an Interview, with the final merit list prepared using 80% weightage for the Online Examination and 20% for the Interview.

IOB Specialist Officer Notification 2026: Download PDF

IOB Specialist Officer Recruitment 2026: Highlights

Particular	Details
Organisation	Indian Overseas Bank
Post	Generalist / Specialist Officers
Advertisement No.	HRDD/RECT/04/2026-27
Notification Date	28 August 2026
Total Vacancies	291
Generalist Post	Manager – Branch Management
Scale	JMG Scale I, MMG Scale II & MMG Scale III
Online Registration Starts	29 August 2026
Last Date to Apply	15 September 2026
Application Mode	Online
Selection Process	Online Examination + Interview
Eligibility Cut-off Date	1 August 2026
Official Website	iob.bank.in

IOB SO Recruitment 2026: Important Dates

The complete application schedule currently announced by Indian Overseas Bank is given below.

Event	Date
Notification Date	28 August 2026
Online Registration Starts	29 August 2026
Application Fee Payment Starts	29 August 2026
Online Registration Ends	15 September 2026
Application Fee Payment Ends	15 September 2026
Online Examination	To be announced
Interview	To be announced

IOB SO Vacancy 2026

The recruitment offers 291 vacancies across 14 post codes, with Post Code 01 being the only Generalist Officer post and all other posts classified as Specialist Officer posts.

Post Code	Post Name	Scale	Vacancies
1	Manager – Branch Management	MMGS II	100
2	Manager – IT	MMGS II	65
3	Manager – Information Security	MMGS II	5
4	Manager – Information Security Audit	MMGS II	5
5	Senior Manager – IT	MMGS III	10
6	Senior Manager – Information Security	MMGS III	3
7	Senior Manager – Information Security Audit	MMGS III	2
8	Senior Manager – Database Administrator	MMGS III	10
9	Senior Manager – Network Administrator	MMGS III	5
10	Senior Manager – Cyber Security Administrator	MMGS III	5
11	Manager – Credit	MMGS II	35
12	Senior Manager – Credit	MMGS III	15
13	Senior Manager – Risk	MMGS III	6
14	Assistant Manager – Security	JMGS I	25
Total			291

Indian Overseas Bank SO Eligibility Criteria

The eligibility requirements are post-specific, and candidates must satisfy the prescribed age, qualification, professional experience and certification requirements as applicable to their chosen post.

Post	Age	Educational Qualification	Experience
Manager – Branch Management	23–33 years	Graduation in any discipline	3 years as Officer in Scheduled Public/ Private Sector Bank, including 2 years in Branch Banking
Manager – IT	25–35 years	B.E./ B.Tech relevant disciplines / MCA / M.Sc. CS/ IT	5 years in IT, including 3 years in Banking/ BFSI
Manager – Information Security	22–32 years	B.E./ B.Tech or M.E./ M.Tech in relevant disciplines	2 years in at least 3 specified security domains
Manager – Information Security Audit	22–32 years	B.E./ B.Tech / M.E./ M.Tech / MCA in relevant fields	2 years, with prescribed IS Audit/ Cyber Security/ IT experience
Senior Manager – IT	28–38 years	B.E./ B.Tech / MCA / M.Sc. CS/IT	8 years in IT, including 5 years in Banking/ BFSI
Senior Manager – Information Security	25–35 years	B.E./ B.Tech or M.E./ M.Tech in relevant fields	5 years in at least 2 specified domains
Senior Manager – Information Security Audit	25–35 years	B.E./ B.Tech / M.E./ M.Tech / MCA	5 years with prescribed IS Audit/ Cyber Security/ IT experience
Senior Manager – Database Administrator	28–38 years	B.E./ B.Tech / MCA / M.Sc. CS/IT	8 years in Database Administration, including 5 years in Production DBA
Senior Manager – Network Administrator	25–35 years	B.E./ B.Tech / M.Tech / MCA in relevant fields	5 years in Network Operations, including Network Security
Senior Manager – Cyber Security Administrator	25–35 years	B.E./ B.Tech or M.E./ M.Tech in relevant fields	5 years in at least 2 specified domains
Manager – Credit	23–33 years	MBA Finance/ PGDBA/ PGDBM/ MMS Finance or CA/ CMA	3 years in Bank/ Financial Institution, including 2 years in Credit
Senior Manager – Credit	25–35 years	MBA Finance/ PGDBA/ PGDBM/ MMS Finance or CA/ CMA	6 years in Bank/ Financial Institution, including 4 years in Credit
Senior Manager – Risk	25–35 years	Prescribed Finance/ Risk-related qualifications	5 years in Risk/ Credit/ Forex/ Treasury/ Finance
Assistant Manager – Security	30–45 years	Graduation + prescribed Computer/ IT qualification	Prescribed military/ paramilitary/ police experience

Age Limit

All age, educational qualification and post-qualification work experience conditions are calculated as on 1 August 2026, while relaxation in the upper age limit is available according to applicable Government guidelines.

SC/ST: 5 years
OBC (Non-Creamy Layer): 3 years
PwBD: 10 years
Persons affected by 1984 riots: 5 years
Eligible Ex-Servicemen: 5 years

IOB SO Application Fee 2026

The application fee/intimation charges are non-refundable, and the amount varies according to the applicant’s category.

SC/ST/PwBD: ₹175 inclusive of GST
All Others, including OBC & EWS: ₹1,000 inclusive of GST

IOB Specialist Officer Selection Process 2026

The selection process consists of an Online Examination followed by a Personal Interview, with IOB retaining the right to shortlist candidates based on qualifications, experience and profile before calling candidates for the relevant stages.

Stage 1: Preliminary screening/shortlisting, wherever applicable
Stage 2: Online Examination
Stage 3: Personal Interview
Final Merit: 80% weightage to Online Examination
Final Merit: 20% weightage to Interview
Interview carries a maximum of 100 marks.
Interview qualifying marks are 50% for unreserved candidates and 45% for reserved candidates.
Candidates called for interview must produce original documents along with self-attested photocopies

Indian Overseas Bank SO Exam Pattern 2026

The Online Examination contains 100 objective questions for 100 marks with a total duration of 2 hours, with separate timings for each section.

For Manager – Branch Management, Scale II

Section	Questions	Marks	Duration
English Language	25	25	30 minutes
Professional Knowledge	75	75	90 minutes
Total	100	100	2 hours

Note: The Professional Knowledge section for the Generalist Officer covers Banking Law & Practice, Indian Economy & Indian Financial System, Principles & Practices of Banking, and Accounting & Financial Management for Bankers.

For All Other Scale I/II/III Posts

Section	Questions	Marks	Duration
English Language	25	25	30 minutes
General Awareness with Special Reference to Banking Industry	25	25	30 minutes
Professional Knowledge	50	50	60 minutes
Total	100	100	2 hours

IOB Officer Salary 2026

The pay scales vary according to the management grade, while DA, HRA, CCA and other benefits are payable as per the applicable bank rules.

Scale	Pay Scale
JMGS I	₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,920
MMGS II	₹64,820 – 2,340/1 – ₹67,160 – 2,680/10 – ₹93,960
MMGS III	₹85,920 – 2,680/5 – ₹99,320 – 2,980/2 – ₹1,05,280