FREE Counseling - Talk to Our Bank Exams Expert Now 9220405247

RBI Grade B Syllabus 2025 and Exam Pattern for Phase I + Phase II Exam

Understanding the RBI Grade B Syllabus and Exam Pattern is crucial for candidates to plan their preparation effectively and focus on high-weightage topics. The exam is designed to test candidates’ knowledge in areas such as General Awareness, Quantitative Aptitude, English Language, and Economic & Social Issues. By familiarizing themselves with the latest syllabus and marking scheme, aspirants can maximize their performance in both phases of the selection process.

RBI Grade B Syllabus

The RBI Grade B 2025 exam follows a two-phase selection process. Phase I, scheduled for 18 and 19 October 2025, is an objective test that evaluates candidates on English, Quantitative Aptitude, Reasoning, and General Awareness. Those who qualify move to Phase II, which assesses deeper analytical and subject knowledge through papers on Economic & Social Issues, Finance & Management, and Descriptive English.

Also Check, RBI Grade B Notification 2025 Out

RBI Grade B Syllabus and Exam Pattern 2025

The RBI Grade B 2025 exam follows a two-phase selection process. Phase I, held for 200 marks in 120 minutes, tests candidates through objective questions in English Language (30 Qs, 25 mins), General Awareness (80 Qs, 25 mins), Quantitative Aptitude (30 Qs, 25 mins), and Reasoning (60 Qs, 45 mins). Those who qualify move to Phase II, which includes objective and descriptive papers on Economic & Social Issues, Finance & Management, and English writing skills, while candidates for DEPR and DSIM focus on specialized papers in economics, statistics, and quantitative techniques.

RBI Grade B Syllabus 2025 Overview

Familiarity with RBI Grade B Syllabus and exam pattern is essential for planning preparation and managing time effectively. Here are the short summery of Syllabus and Exam Patter.

RBI Grade B Syllabus 2025
Organization Name Reserve Bank of India
Exam Name RBI Grade B 2025
Category Syllabus
Mode of Exam Online
Selection Process Phase 1 (Objective), Phase 2 (Descriptive) & Phase 3 (Interview)
Phase I Exam Date 18-19 October 2025
Phase 2 Exam Date 6-7 December 2025
Negative Marking 0.25 marks (in objective type)
Language of Paper English and Hindi
Official Website rbi.org.in

RBI Grade B Exam Pattern 2025

Cracking the RBI Grade B exam demands focused preparation across core subjects such as Quantitative Aptitude, Reasoning, English and General Awareness. The RBI Grade B Exam pattern varies depending on the post applied for: General (DR), DEPR, or DSIM. To navigate the stage-wise structure and syllabus specific to each role, aspirants are advised to refer to the comprehensive guide outlined in this article.

RBI Grade B Exam Pattern for General (DR)

Here, the candidates can check the detailed RBI Grade B Exam Pattern for all the stages of the examination. As mentioned above, the RBI Grade B Exam has three stages for General (DR). Here is the detailed RBI Grade B Exam Pattern.

RBI Grade B Phase 1 Exam Pattern 2025

The RBI Grade B 2025 Phase I exam is structured with 200 multiple-choice questions, each carrying one mark, making the total score 200. Candidates are given 120 minutes (2 hours) to complete the test. For every incorrect answer, 0.25 marks are deducted as negative marking. Additionally, the exam includes sectional cut-offs, requiring candidates to meet both individual section-wise and overall cut-off scores to qualify for Phase II.

RBI Grade B Exam Pattern For Phase 1
Name Of The Section No. Of Questions  Marks Duration
English Language 30 30 25 Minutes
General Awareness 80 80 25 Minutes
Quantitative Aptitude 30 30 25 Minutes
Reasoning 60 60 45 Minutes
Total 200 200 120 Minutes

Note- The marks scored by candidates in the RBI Grade B Phase 1 exam will not be considered in the final merit list. The merit list will be based on the marks scored by candidates in the Phase 2 exam and the interview round.

RBI Grade B Phase 2 Exam Pattern

The RBI Grade B Phase II exam combines both objective and descriptive formats to assess candidates’ in-depth knowledge and analytical skills. The exam pattern for Phase II includes papers on Economic & Social Issues, English (descriptive), and General Finance & Management, as detailed in the table below.

RBI Grade B Exam Pattern For Phase 2
Name Of Paper Type Of Paper Time No. Of Qs Marks
Paper-I:
Economic and Social Issues		 50% Objective 30 Minutes 30 Objective Questions 50
50% Descriptive 90 Minutes 4 Descriptive Questions 50
Paper-II:
English (Writing Skills)		 Descriptive 90 Minutes 3 100
Paper-III:
General Finance & Management		 50% Objective 120 Minutes 30 Objective Questions 50
50% Descriptive  4 Descriptive Questions 50

RBI Grade B Exam Pattern for DEPR

The RBI Grade B (DR) – DEPR selection process includes an Online/Written Examination followed by an Interview. Candidates must clear each phase to move forward in the recruitment process. Below are the key details of the exam pattern:

Phase I

  • Paper I: Objective Type (Economics)
  • Paper II: Descriptive Type (English)
  • Candidates must achieve the minimum aggregate marks in both papers to qualify for Phase II.

Phase II

  • Paper I: Descriptive Type (Economics)
  • Paper II: Descriptive Type (Economics)

Interview Round

  • The Interview carries 75 marks and plays a crucial role in the final selection.
  • The final merit list is prepared based on candidates’ performance in Phase I, Phase II, and the Interview.
RBI Grade B Exam Pattern For DEPR
Phase  Name Of Paper Duration Maximum Marks
Phase I Paper – I Objective Type (on Economics)

Paper – II English – Descriptive
(To be typed with the help of a keyboard)

 120 Minutes 100
120 Minutes 100
Phase II Paper – I Descriptive Type (on Economics) (Question paper displayed on computer, answers to be written on paper)

Paper – II Descriptive Type (on Economics) (Question paper displayed on the computer, answers to be written on paper)

 120 Minutes 100
120 Minutes 100
Total 400

RBI Grade B Exam Pattern For DSIM

The selection process for RBI Grade B (DR) – DSIM comprises an Online/Written Examination followed by an Interview. Candidates must qualify at each stage to progress further in the recruitment process. Below are the detailed exam pattern highlights:

Examination Structure

  • Paper I: Objective Type (Statistics)
  • Paper II: Descriptive Type (Statistics)
  • Paper III: Descriptive Type

Important Details

  • Candidates must secure the minimum aggregate marks in Paper I to be eligible for shortlisting in Paper II and Paper III.
  • The Interview round carries 75 marks and is a key component of the final selection process.
  • The final merit list is prepared based on candidates’ performance in Paper I, Paper II, Paper III, and the Interview.
RBI Grade B Exam Pattern for DSIM
Paper Duration Marks
Phase I Paper-I Statistics (Objective Type) 120 minutes 100
Phase II Paper-II Statistics (Descriptive Type)

(Question paper displayed on a computer, answers to be written on paper)

 180 minutes 100
Paper-III English (Descriptive)
(To be typed with the help of a keyboard)		 90 minutes 100
 Total 300

RBI Grade B Syllabus 2025

The RBI Grade B 2025 exam evaluates candidates across key areas such as General Awareness, English, Quantitative Aptitude, and Reasoning in Phase I. Phase II emphasizes specialized subjects like Economic & Social Issues, Finance & Management, and Descriptive English, with the structure varying by post General (DR), DEPR, or DSIM. For the General (DR) stream, the primary focus remains on Reasoning, Quantitative Aptitude, English, and General Awareness.

RBI Grade B Syllabus for DR (General)

RBI Grade B Syllabus 2025 for Phase 1 has four subjects. You can access the section-wise syllabus for RBI Grade B.

  1. English Language
  2. General Awareness
  3. Quantitative Aptitude
  4. Reasoning Ability

RBI Grade B Phase I Syllabus For General (DR)

The RBI Grade B 2025 Phase I General (DR) exam consists of four sections: English Language, Reasoning Ability, Quantitative Aptitude, and General Awareness. Below is a complete breakdown of the topics covered in each section for the Phase 1 examination.

RBI Grade B Syllabus For Phase I General (DR)
English Language Reasoning Ability Quantitative Aptitude General Awareness
Reading Comprehension Puzzles Data Interpretation Indian Banking Systems
Cloze Test Seating Arrangements Inequalities (Quadratic Equations) Indian Financial Systems
Fillers Direction Sense Number Series Govt. Schemes and Policies
Error Detection Blood Relation Approximation or Simplification Current Affairs
Vocabulary-based questions Syllogism Data Sufficiency Static Awareness
Sentence Improvement Order and Ranking Miscellaneous Arithmetic Problems Monetary Plans
Jumbled Paragraph Coding-Decoding Quantity Comparison (Q1 & Q2) National Institutions
Phrase Replacement/ Phrase Correction Machine Input-Output Banking Terms
Match The Column Inequalities
Word Swap Alpha-Numeric-Symbol Series
Word Rearrangement Data Sufficiency
Idioms Logical Reasoning (Passage Inference, Statement,
Assumption, Conclusion, Argument)
Paragraph /Sentences Restatement
Paragraph-Based Questions
Paragraph Fillers

pdpCourseImg

RBI Grade B Phase II Syllabus For General (DR)

In the Phase 2 exam of the RBI Grade B officer, there are 3 Papers, viz.

  • Paper I (Economic and Social Issues)
  • Paper II (English Writing Skills)
  • Paper III (General Finance and Management)

We have shared the detailed updated RBI Grade B Syllabus for Phase 2.

RBI Grade B Syllabus For Phase II Paper 1 General (DR): Economic and Social Issues

The detailed topic-wise syllabus for RBI Grade B Phase 2 Paper I for Economic and Social Issues is provided below:

Syllabus For Economic and Social Issues
Category Important Topics
Growth & Development National Income & Per Capita Income
Poverty Alleviation & Employment
Sustainable Development & Environment
Economic Landscape Economic History
Industrial & Labour Policy Changes
Monetary & Fiscal Policy (Post-1991 Reforms)
Economic Survey & Union Budget Priorities
Financial System Money & Financial Markets
Role of Banks & Reserve Bank of India
Public Finance
Political Economy’s Influence
Economic Sectors Industrial Developments
Importance of Agriculture
Services Sector Growth
Globalization Opening Up of the Indian Economy
Balance of Payments Explained
Export-Import Policy
International Economic Institutions (IMF, World Bank, WTO)
Regional Economic Cooperation & International Issues
Social Structure India’s Multiculturalism
Demographic Trends & Analysis
Urbanisation & Migration Impact
Gender Issues & Social Justice

RBI Grade B Syllabus For Phase II Paper 2 General (DR): English Writing Skills

The RBI Grade B Syllabus 2025 for Phase 2 Paper II will be descriptive. The paper on English shall be framed in a manner to assess the writing skills, including expression and understanding of the topic

RBI Grade B Syllabus For Phase II Paper 3 General(DR): General Finance and Management

The RBI Grade B Syllabus 2025 for Phase 2 and Paper III includes General Finance and Management. We have shared the detailed topic-wise syllabus for the convenience of the aspirants:

Syllabus For Finance and Management
Category Topics
Financial System Structure and Functions Of Financial Institutions
Functions Of the Reserve Bank of India
Banking System in India – Structure and Developments, Financial Institutions – SIDBI, EXIM Bank, NABARD, NHB, NaBFID, etc.
Recent Developments in the Global Financial System and Its Impact on the Indian Financial System
Role Of Information Technology in Banking and Finance
Non-Banking System
Developments in Digital Payments
Financial Markets Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), function, instruments, and recent developments.
General Topics Financial Risk Management
Basics of Derivatives
Global financial markets and International Banking-broad trends and latest developments
Financial Inclusion
Alternate source of finance, private and social cost-benefit, Public-Private Partnership
Corporate Governance in the Banking Sector
The Union Budget – Concepts, approach and broad trends
Basics of Accounting and Financial Statements- Balance Sheet, Profit and Loss, Cash Flow Statements, Ratio Analysis
Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI -components and trends; striking a balance between inflation and growth through monetary and fiscal policies.
 Management Fundamentals of Management & Organisational Behaviour
Introduction to management: Evolution of management thought
Management functions and Managerial roles
Meaning & concept of organisational behaviour; Personality: meaning, factors affecting personality, Big Five model of personality
Perception: concept, perceptual errors. Motivation: Concept, importance, Content theories and process theories
Leadership: Concept, Theories
Emotional Intelligence: Concept, Importance, Dimensions
Analysis of Interpersonal Relationships
Conflict: Concepts, Sources, Types, and Management of Conflict
Organisational Development (OD)
Ethics At The Workplace and Corporate Governance
Meaning of ethics, why ethical problems occur in business
Theories of ethics
Ethical Principles in Business
Corporate Governance
Communication

RBI Grade B Syllabus for DEPR

The syllabus for RBI Grade B (DR) DEPR is as per the specialisation. The syllabus pertains to core economics and is generally similar to the syllabus for a Master’s Degree in economics.

RBI Grade B Syllabus for DEPR
Category Topics
Financial System Structure and Functions Of Financial Institutions
Functions Of the Reserve Bank of India
Banking System in India – Structure and Developments, Financial Institutions – SIDBI, EXIM Bank, NABARD, NHB, NaBFID, etc.
Recent Developments in the Global Financial System and Its Impact on the Indian Financial System
Role Of Information Technology in Banking and Finance
Non-Banking System
Developments in Digital Payments
Financial Markets Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), function, instruments, and recent developments.
General Topics Financial Risk Management
Basics of Derivatives
Global financial markets and International Banking-broad trends and latest developments
Financial Inclusion
Alternate source of finance, private and social cost-benefit, Public-Private Partnership
Corporate Governance in the Banking Sector
The Union Budget – Concepts, approach and broad trends
Basics of Accounting and Financial Statements- Balance Sheet, Profit and Loss, Cash Flow Statements, Ratio Analysis
Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI -components and trends; striking a balance between inflation and growth through monetary and fiscal policies.
 Management Fundamentals of Management & Organisational Behaviour
Introduction to management: Evolution of management thought
Management functions and Managerial roles
Meaning & concept of organisational behaviour; Personality: meaning, factors affecting personality, Big Five model of personality
Perception: concept, perceptual errors. Motivation: Concept, importance, Content theories and process theories
Leadership: Concept, Theories
Emotional Intelligence: Concept, Importance, Dimensions
Analysis of Interpersonal Relationships
Conflict: Concepts, Sources, Types, and Management of Conflict
Organisational Development (OD)
Ethics At The Workplace and Corporate Governance
Meaning of ethics, why ethical problems occur in business
Theories of ethics
Ethical Principles in Business
Corporate Governance
Communication

RBI Grade B Syllabus for DEPR

The syllabus for RBI Grade B (DR) DEPR is as per the specialisation. The syllabus pertains to core economics and is generally similar to the syllabus for a Master’s Degree in economics.

Phase 1: Paper 1 Objective Type (on Economics)

Economics
Module Topics
Microeconomics Theories of consumer demand, Production, Market Structures and Pricing, Distribution, and Welfare Economics
Macroeconomics Theories of Employment, Output and Inflation; Monetary Economics; ISLM Model; Schools of Economic Thought
International Economics Theories of International Trade; Balance of Payments; Exchange Rate Models
Theories of Economic Growth Classical neo-classical approaches to economic growth and major theories of economic development
Public Finance Theories of taxation and public expenditure, and Public Debt Management
Environmental Economics Green GDP, Environmental Valuation, Environmental Policy Instruments
Quantitative Methods in Economics Mathematical and Statistical Methods for Economics, Ordinary Least Squares Regression
Current Developments in the Indian Economy Growth, inflation, poverty, unemployment, financial sector developments, external sector developments, fiscal developments, agriculture, industry, infrastructure, and services

Phase 1: Paper 2 Descriptive Type (in English)

The English paper will evaluate the candidate’s writing abilities, including their expression and comprehension of the given topic.

Phase 2: Paper 1 Descriptive Type (on Economics)

Microeconomic Module

Microeconomic Module
Topic Description
Consumer Theory Cardinal and Marginal Utility Analysis, Consumer Surplus, Indifference Curve Analysis, Price, Income and Substitution Effects, Game Theory
Production Theory Forms of Production Function; Laws of Returns to Scale; Partial Equilibrium Vs General Equilibrium Analysis
Market Theory Pricing under different market structures
Distribution Theories Ricardo, Marx, Kalecki, and Kaldor
Welfare Economics Pareto Optimality, Schools of Welfare Thought including Arrow, Coase, and Sen

Macroeconomic Module

Macroeconomic Module
Topic Description
National Income Accounting Various methods for the measurement of National Income
Theory of Employment and Output Classical and Neo-classical approaches, Keynesian theory of Employment and output, Post-Keynesian developments, Business Cycles
Inflation Types of Inflation, Philip’s curve, Taylor’s Rule, Lucas Critique
Money and Banking Quantity theory of Money, Neutrality of money, IS-LM Model and AD-AS Models, Money Multiplier, Monetary Policy
Theories of Economic Growth Theories of growth, Classical and neoclassical approaches, Theories of Economic Development
International trade and Balance of Payments Theories of international trade, Determination of exchange rates, Impossible Trinity
Public Finance Theories of taxation, Theories of public expenditure, Theories of public debt management

Phase 2: Paper 2 Descriptive Type (on Economics)

Module on Quantitative Methods in Economics

Module on Quantitative Methods in Economics

Topic

Description

Mathematical Methods in Economics

 Differentiation and Integration, Optimisation, Sets, Matrices, Linear algebra and Linear programming
Statistical Methods in Economics Measures of central tendency and dispersion, Probability, Time series, and Index numbers.
Econometrics and Advanced Applications Regression analysis, Panel data econometrics, Time Series econometrics, Basics of Bayesian Econometrics, Basic application of Artificial Intelligence/ Machine Learning

The module on Indian Economy – Policy and Trends

The module on Indian Economy – Policy and Trends

Topic

 Description
Fiscal policy in India Evolution, scope and limitations, current trends
Monetary Policy in India Evolution, Functions of the Reserve Bank of India, Monetary-Fiscal coordination, Inflation targeting, Operating framework of Monetary Policy, Current trends
Banking and financial sector development in India Banks and other constituents of Indian financial markets and related developments, Current trends
Inflation in India Trends and drivers
External sector developments in India Exchange rate management, external debt, Balance of payments, Current trends

RBI Grade B Syllabus For DSIM

RBI Grade B Syllabus 2025 for DSIM comprises three papers: Paper 1, Paper 2, and Paper 3. Candidates aspiring for the RBI Grade B 2025 DSIM Posts must be familiar with the topics to be covered in each of the papers.

Paper 1

Paper 1
Module Topics
Probability and Sampling Definition of Probability, Standard distribution, Large and small sample theory, Analysis of Variance, Estimation, Testing of Hypotheses, Multivariate analysis, and Stochastic Processes

Paper 2

Questions would cover (i) Probability and Sampling, (ii) Linear Models and Economic Statistics, (iii) Statistical Inference: Estimation, Testing of hypothesis and Non-parametric Test, (iv) Stochastic Processes, (v) Multivariate analysis, (vi) Econometrics and time series, (vii) Statistical computing; and (viii) Data Science, Artificial Intelligence and Machine Learning Techniques.

Candidates will have ample options to answer the mandatory number of questions from a minimum of three out of the eight groups mentioned above. Here is the detailed syllabus for the RBI Grade B Syllabus for DSIM.

Paper 2
Module Topics
Probability and Sampling Theory of Probability and Probability Distributions, Sampling Theory
Linear Models and Economic Statistics Simple linear regression, Multiple regression, Measurement of economic inequality
Statistical Inference Estimation, Testing of Hypothesis and Non-Parametric Test
Stochastic Processes Poisson Processes, Markov Chains, Brownian Motion
Multivariate Analysis Multivariate normal distribution, Canonical correlation analysis, Principal components analysis, Factor analysis and cluster analysis
Econometrics and Time Series General linear model, Autocorrelation, Simultaneous linear equations model, Box-Jenkins models, ARCH/GARCH models
Statistical computing Simulation techniques, Resampling methods, Robust linear regression, Neural Networks, Association Rules, Markov Chain Monte Carlo
Data Science, Artificial Intelligence and Machine Learning Techniques Supervised and unsupervised pattern classification, Regression and Classification algorithms, Neural Networks, and Natural Language Processing

Paper 3: English

The English paper will be designed to evaluate the candidate’s writing abilities, including their expression and comprehension of the given topic.

RBI Grade B 2025 Selection Process

The RBI Grade B 2025 selection process is structured to assess a candidate’s knowledge, skills, and overall suitability for different posts. Each role has a slightly different process, but all stages are crucial for final selection.

General (DR) Post:

  • Prelims – Objective-type questions to test aptitude.
  • Mains – In-depth evaluation through objective and descriptive papers.
  • Interview – Assessment of overall suitability and personal traits.

Specialised Posts (DEPR & DSIM):

  • Written Exam (Online/Offline) – Tests technical knowledge in relevant fields.
  • Interview – Evaluates expertise, analytical ability, and suitability for the role.

How do I complete the RBI Grade B Syllabus?

To complete the RBI Grade B syllabus efficiently, start by knowing the exam structure. The exam consists of Phase I and Phase II. Phase I includes General Awareness, English Language, Quantitative Aptitude, and Reasoning. Phase II covers Economic and Social Issues, Finance and Management, and descriptive papers.

Break down the syllabus into topics. For General Awareness, focus on banking, finance, and current affairs. For Economic and Social Issues, study growth, development, and government policies. Finance and Management require concepts of financial markets, corporate governance, and HR management.

Use standard study material like RBI’s annual reports, economic surveys, and government schemes, which are essential for in-depth preparation.

Regular revision is important for remembering important topics. Make short notes for formulas, concepts, and financial terms. Keep revisiting important economic indicators and finance-related topics.

Solving previous year papers helps in understanding question patterns and identifying frequently asked topics. This makes it easier to focus on the most relevant parts of the syllabus.

For descriptive papers, practice writing essays, a precis, and comprehension. Focus on economic and financial topics to develop well-structured answers.

RBI Grade B Interview Round

The final hurdle in the RBI Grade B selection process is the interview, which is reserved for candidates who clear both Phase I and Phase II with the required marks. This assessment of 75 marks gives candidates an opportunity to present their case in Hindi or English in front of a panel of five senior officers. The discussion usually revolves around the candidate’s academic background, professional experience and awareness of current affairs. After passing the interview, there is a mandatory medical examination to confirm the physical fitness of the candidate for his responsibilities as an RBI Grade B officer.

RBI Grade B Marking Scheme

In the RBI Grade B exam, for every incorrect answer in the multiple-choice questions, 1/4 of the marks for that question will be taken off as a penalty. This means you’ll lose a quarter of the points for each wrong answer.

Important Topics to Focus On

To maximize performance in the RBI Grade B Exam 2025, candidates should prioritize topics with higher weightage and frequent appearances in previous years.

Phase I (Objective Paper):

  • General Awareness & Current Affairs: RBI policies, banking regulations, economic developments, government schemes, international affairs, and recent financial news.
  • Quantitative Aptitude: Simplification, data interpretation, ratio & proportion, percentages, averages, interest calculations, profit & loss, time & work, and time, speed & distance.
  • English Language: Reading comprehension, error detection, sentence correction, vocabulary (synonyms & antonyms), and para jumbles.
  • Reasoning Ability: Puzzles, seating arrangements, inequalities, coding-decoding, and logical reasoning questions.

Phase II (Descriptive + Objective Paper):

  • Economic & Social Issues: Indian economy, fiscal & monetary policies, social development issues, and financial inclusion.
  • Finance & Management: Banking and financial system, financial markets, accounting, management principles, and business environment.
  • English Descriptive: Essay writing, precise writing, and comprehension-based questions.
Related Posts
RBI Grade B Salary RBI Grade B Selection Process
RBI Grade B Cut Off RBI Grade B Exam Date 2025
RBI Grade B Preparation Strategy Is RBI Grade B Exam Difficult?

IBPS PO 2025 Mains Exam Date, 5208 Posts, Selection Process & Exam Pattern

The Institute of Banking Personnel Selection (IBPS) has scheduled the IBPS PO 2025 Mains Exam for 12 October 2025. This year, IBPS is conducting the recruitment process to fill 5208 Probationary Officer (PO) vacancies in participating banks. Candidates who cleared the prelims stage are now set to appear in the mains examination, which plays a decisive role in the final selection process. Along with the exam date, aspirants must be aware of the selection process and updated exam pattern to strategize their preparation effectively.

IBPS PO 2025 Mains Exam Date

The IBPS PO 2025 Mains exam will be conducted on 12th October 2025 across multiple exam centres in India. The exam serves as the second and most decisive stage of the recruitment process, as it evaluates candidates through both objective and descriptive tests. Admit cards for the Mains will be released soon on the official website, and candidates must download them using their registration credentials. Those qualifying in the Mains will be shortlisted for the interview round, which marks the final stage of the selection process.

Also Read, IBPS PO Prelims Result 2025

IBPS PO 2025: Overview

The IBPS PO Mains Exam 2025 is the second stage of the three-tier selection process (Prelims, Mains, Interview) for recruiting Probationary Officers/Management Trainees in 11 participating public sector banks, including Bank of Baroda, Canara Bank and Punjab National Bank. The overview table for IBPS PO 2025 will give aspirants a summary of the exam.

IBPS PO 2025
Organization Institute of Banking Personnel Selection
Exam Name IBPS PO Exam
Post Probationary Officers
Vacancy 5208
Category Bank Job
Job Location All across India
Education Qualification Graduation
Age Limit 20 to 30 Years
Selection Process Prelims, Mains, and Interview
Application Fees General & Others- Rs. 850 and
SC/ST/PWD- Rs. 175
Application Mode Online
Official Website www.ibps.in
WhatsApp Official Channel Join WhatsApp Channel

For which exam are you preparing?? Click Here to Let Us Know

IBPS PO 2025 Notification PDF

The Institute of Banking Personnel Selection (IBPS) has released the official IBPS PO 2025 Notification PDF on its website, announcing 5208 vacancies for the post of Probationary Officer. Eligible graduates can now apply online for the recruitment process. Candidates are advised to check the complete details in the official notification. The IBPS PO Notification PDF has been given below for your download.

IBPS PO Notification 2025 PDF: Check Here

Test Prime

IBPS PO 2025: Important Dates

Below we have given the important dates for IBPS PO 2025 Exam.

IBPS PO 2025: Important Dates
Events Dates
Prelim Result 2025 26 September 2025
IBPS PO Mains Exam Date 2025 12 October 2025
IBPS PO Mains Admit Card 2025 will be released after the exam

IBPS PO 2025 Online Application Form

The online application process for IBPS PO 2025 has now been closed. This is the time to focus on preparation, as the IBPS PO Mains Exam is scheduled for 12 October 2025. The IBPS PO Mains Admit card will be released soon for prelims, and candidates will undergo a three-stage selection process: Prelims, Mains, and Interview, based on their performance and qualifying for the next stage.

IBPS PO Apply Online 2025 Link (Inactive)

IBPS PO 2025 Vacancy

The vacancies for IBPS PO have been announced along with the Notification PDF. This year, 5208 vacant posts have been released. It is important for candidates who are interested in banking careers to go through the table below to learn about the vacancy trend of IBPS PO.

IBPS PO Vacancy (Trends)
Year Vacancies
2025 5208
2024 5973 (3955+885+1133)*
2023 5314
2022 8485
2021 4135

*Vacancy Increased

IBPS PO 2025 Application Fees

The category-wise application fee is given below, which is required at the time of filling out the application form. Candidates must note that the IBPS PO Application Fee is non-refundable once they submit the fees. For SC/ ST/ PWD the application fee is Rs. 175, and for General and Others, the fee is Rs. 850.

IBPS PO 2025 Application Fees
Category Application Fees
SC/ ST/ PWD Rs. 175
General & Others Rs. 850

IBPS PO Eligibility Criteria

The eligibility criteria for IBPS PO 2025, including the educational qualification, age limit, and age relaxation, have been given below.

IBPS PO Education Qualification

To be eligible for the IBPS PO 2025 exam, candidates must meet the following educational and language criteria:

  • Educational Qualification: A graduation degree in any discipline (e.g., BA, B.Com, B.Sc, B.Tech) from a recognized university approved by the Government of India.
  • Document Requirement: Candidates must have their degree certificate or mark sheet at the time of application, clearly stating the percentage of marks.
  • Computer Knowledge: Basic computer skills are essential as the exam is conducted in online mode.
  • Language Proficiency: Candidates should be able to read, write, and speak the official language of the State/UT they are applying for.

IBPS PO Age Limit

The minimum age must be 20 years, and the candidate must not be older than 30 years to be eligible for IBPS PO 2025.

IBPS PO Age Limit
Minimum Age 20 Years
Maximum Age 30 Years

IBPS PO Age Relaxation

Candidates can check age relaxation for different categories in the following table. This includes the different category-wise age relaxation data, which will help you to analyse whether you are eligible or not.

IBPS PO Age Relaxation
Category Age Relaxation
SC/ ST 5 Years
OBC 3 Years
PWD 10 Years
Ex-Servicemen (Army Personnel) 5 Years
Persons affected by the 1984 riots 5 Years

RBI Grade B Syllabus 2025 and Exam Pattern for Phase I + Phase II Exam - Part 3_6.1

IBPS PO Nationality

A candidate applying for the IBPS CRP PO Examination must be one of the following, which are listed below. If you come under any of these points, you are eligible to appear for the exam.

  1. Citizens of India
  2. The subject of Nepal or Bhutan
  3. Tibetan Refugee who came to India before 1st January 1962 with the intention of permanent settlement
  4. Person of Indian Origin (PIO) who has migrated from Burma, Pakistan, Sri Lanka, Vietnam or East African countries of Zaire, Kenya, Tanzania, Uganda, Zambia, Ethiopia, or Malawi, with the intention of permanent settlement in India.

Candidates belonging to categories 2, 3 and 4 must have a certificate of eligibility issued by the Government of India in their favour.

Major Bank Participating in IBPS PO 2025

The IBPS PO 2025 recruitment process is conducted by the Institute of Banking Personnel Selection (IBPS), which aims to fill Probationary Officer/ Management Trainee (PO/MT) vacancies across 11 public sector banks in India. These banks participate under the Common Recruitment Process (CRP PO/MT-XV) to select eligible candidates through Prelims, Mains and Interview stages. The list of participating banks includes:

  • Bank of Baroda
  • Bank of India
  • Bank of Maharashtra
  • Canara Bank
  • Central Bank of India
  • Indian Bank
  • Indian Overseas Bank
  • Punjab National Bank
  • Punjab & Sind Bank
  • UCO Bank
  • Union Bank of India

Candidates can select their preferred banks during the online application process, which is expected to be released soon. The final allotment depends on vacancies, merit and candidate preferences.

IBPS PO 2025 Exam Pattern

The IBPS PO 2025 selection process involves three important stages: Preliminary Exam, Mains Exam, and a Personal Interview.

IBPS PO Prelims Exam Pattern

IBPS PO Prelims Exam Pattern 2025
Subject Questions Marks Time
English Language 30 30 20 minutes
Quantitative Aptitude 35 30 20 minutes
Reasoning Ability 35 40 20 minutes
  • Total: 100 questions, 100 marks, 1 hour
  • Negative Marking: –0.25 will be deducted for each wrong answer

IBPS PO Mains Exam Pattern 2025:

IBPS PO Mains Exam Pattern 2025 (Revised)
Section Questions Marks Time
Reasoning & Computer Aptitude 40 60 50 minutes
English Language 35 40 40 minutes
Data Analysis & Interpretation 35 50 45 minutes
General/ Economy/ Banking Awareness 35 50 25 minutes
Total 145 200 160 minutes

Part B – Descriptive Test (25 marks – 30 minutes)

  • Format: 1 Essay + 1 Letter
  • Time limit: 30 minutes
  • Total Marks: 25

Stage 3: Personal Interview (100 marks)

  • This stage is conducted after clearing the Mains exam.
  • Evaluates personality, communication skills, and fit for the banking role
  • Minimum qualifying marks: 40% for General; 35% for reserved categories
  • Final selection: 80% weightage for Mains + 20% for Interview

IBPS PO 2025 Syllabus

The syllabus is one of the important tools required for the preparation of IBPS PO 2025. The syllabus is the same as that of other banking examinations, including Reasoning Ability, English Language, Quantitative Aptitude, and General Awareness. Aspirants preparing along with the IBPS PO Syllabus will be able to cover all the topics specified in the syllabus. IBPS has notified in the PDF a special mechanism for evaluating Descriptive Paper in the English Language (Letter Writing & Essay), the snippet of which has been provided below.

 

RBI Grade B Syllabus 2025 and Exam Pattern for Phase I + Phase II Exam - Part 3_7.1

How to Remember Current Affairs for IBPS PO Mains

To remember current affairs for IBPS PO Mains, focus on relevant topics like banking news, government schemes, economic updates, and important appointments. Make short notes with important dates, names and figures and revise them regularly with the help of Current Affairs Adda247, where you get all the study material that helps during IBPS PO Mains Exam. Use mnemonics or associations to link facts with familiar concepts, and practice with quizzes or mock tests to reinforce memory. Stick to 2–3 reliable sources to avoid information overload and improve retention.

IBPS PO 2025 Selection Process

The selection process for IBPS PO 2025 consists of three stages:

  • Preliminary Exam: This is a qualifying stage where candidates must secure the minimum cut-off to move to the next phase. Marks obtained in this stage are not counted in the final merit list.
  • Main Exam: This stage is crucial as the marks obtained here are considered for the final selection. It includes objective and descriptive sections testing reasoning, aptitude, English, general awareness, and writing skills.
  • Interview: This is the final round where shortlisted candidates from the Mains are assessed through a personal interview. The marks scored here are combined with the Mains exam to prepare the final merit list.

IBPS PO Previous Year Papers

IBPS PO Previous Year Question Papers are useful for understanding the pattern and types of questions asked in the exam. It helps them become familiar with both the Prelims and Mains exam formats. Reviewing these IBPS PO Previous Year Papers can guide your preparation, allowing you to identify weak areas and focus on them. Solving these papers regularly can also improve time management and boost confidence for the actual exam.

IBPS PO 2025 Salary

The basic pay for a newly appointed IBPS PO starts at ₹48,480 per month, while the gross salary amounts to nearly ₹90,733 per month, which includes various allowances and benefits. After deductions like taxes, provident fund, and pension contributions, the in-hand salary comes to approximately ₹76,431 per month. Along with the salary, officers enjoy several allowances and perks that make the overall package lucrative and secure.

Key Components of IBPS PO Salary 2025:

Allowances:

  • Dearness Allowance (DA)
  • Special Allowance
  • House Rent Allowance (HRA)
  • City Compensatory Allowance (CCA)
  • Learning Allowance and other location-based allowances
  • Perks & Benefits:
  • Medical insurance coverage
  • Travel and conveyance reimbursement
  • Newspaper and utility allowances
  • Pension benefits under the National Pension Scheme (NPS)

IBPS PO 2025 Cut Off

The IBPS PO Cut Off 2025 will be officially released after the completion of each exam stage- Prelims, Mains, and Interview. These cut-offs help determine the minimum marks required to qualify for the next stage of the selection process. The table below contains the Prelims cut-off marks for 2024, 2023, and 2022, which can be useful for setting target scores and planning preparation accordingly.

IBPS PO Prelims Cut Off
Category 2024 2023 2022
General 48.50 54.25 49.75
EWS 48.50 54.25 49.75
OBC-NCL 48.50 54.25 49.75
SC 48.00 49.50 46.75
ST 41.00 43 40.50
HI 16.00 21.75 17.50
OC 35.00 42.50 32.75
WE 15.75 39 24.75
ID 15.50 20.25 19.75

IBPS PO 2025 Exam Centre

IBPS PO 2025 exams will be conducted across various cities and states in India. Candidates must choose their preferred centre during the application process. However, IBPS has the right to change the exam centre if required.

State / UT / NCR Preliminary Examination Centres
Main Examination Centres
Andaman & Nicobar Port Blair Port Blair
Andhra Pradesh Ananthapur, Eluru, Guntur/ Vijaywada, Kadapa, Kakinada, Kurnool, Ongole, Rajahmundry, Tirupati, Vishakhapatnam, Vizianagaram
Guntur/ Vijaywada, Kurnool, Vishakhapatnam, Vizianagaram
Arunachal Pradesh Naharlagun Naharlagun
Assam Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur
Dibrugarh, Guwahati, Jorhat, Silchar
Bihar Arrah, Aurangabad, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea, Samastipur
Arrah, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea, Samastipur
Chandigarh Chandigarh/Mohali
Chandigarh/Mohali
Chhattisgarh Bhilai Nagar, Bilaspur, Durg, Raipur
Bhilai Nagar, Bilaspur, Raipur
Dadra & Nagar Haveli and Daman & Diu Surat, Jamnagar Surat
Delhi Delhi/New Delhi/Delhi NCR, Faridabad, Ghaziabad
Delhi/New Delhi/Delhi NCR, Faridabad, Ghaziabad
Goa Panaji Panaji
Gujarat Ahmedabad/Gandhinagar, Anand, Bhavnagar, Jamnagar, Mehsana, Rajkot, Surat/Bardoli, Vadodara
Ahmedabad/Gandhinagar, Vadodara, Rajkot, Surat/Bardoli
Haryana Ambala, Faridabad, Hisar, Gurugram, Kurukshetra
Ambala, Faridabad, Hisar, Gurugram, Kurukshetra
Himachal Pradesh Baddi, Bilaspur, Hamirpur, Mandi, Kangra, Kullu, Shimla, Solan, Una
Baddi, Bilaspur, Hamirpur, Mandi, Shimla, Solan, Una
Jammu & Kashmir Jammu, Samba, Srinagar, Baramullah
Jammu, Samba, Srinagar
Jharkhand Bokaro, Dhanbad, Hazaribagh, Jamshedpur, Ranchi
Dhanbad, Hazaribagh, Jamshedpur, Ranchi
Karnataka Bengaluru, Belagavi (Belgaum), Kalaburagi (Gulbarga), Dharwad/Hubballi (Hubli), Mangaluru (Mangalore), Mysuru (Mysore), Shivamogga (Shimoga), Udupi
Bengaluru, Belagavi (Belgaum), Dharwad/Hubballi (Hubli), Kalaburagi (Gulbarga), Mangaluru (Mangalore), Mysuru (Mysore), Shivamogga (Shimoga), Udupi
Kerala Alappuzha, Kannur, Ernakulam, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur
Alappuzha, Ernakulam, Kollam, Kottayam, Kozhikode, Malappuram, Thiruvananthapuram, Thrissur
Ladakh Leh, Kargil Leh, Kargil
Lakshadweep Kavaratti Kavaratti
Madhya Pradesh Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain
Bhopal, Indore, Gwalior, Jabalpur, Satna, Ujjain
Maharashtra Akola, Amravati, Ahilyanagar (Ahmednagar), Bhandara, Chhatrapati Sambhaji Nagar (Aurangabad), Chandrapur, Jalgaon, Jalna, Kolhapur, Latur, Mumbai/ Thane/ Navi Mumbai/ MMR, Nagpur, Nanded, Nashik, Pune, Solapur
Amravati, Ahilyanagar (Ahmednagar), Bhandara, Chhatrapati Sambhaji Nagar (Aurangabad), Jalgaon, Jalna, Kolhapur, Mumbai/ Thane/ Navi Mumbai/ MMR, Nagpur, Nanded, Pune
Manipur Imphal, Kakching
Imphal, Kakching
Meghalaya Shillong, Tura Shillong, Tura
Mizoram Aizawl Aizawl
Nagaland Kohima, Dimapur
Kohima, Dimapur
Odisha Balasore, Berhampur (Ganjam), Bhubaneshwar, Cuttack, Dhenkanal, Rourkela, Sambalpur
Bhubaneshwar, Cuttack, Rourkela, Sambalpur
Puducherry Puducherry Puducherry
Punjab Amritsar, Bhatinda, Fatehgarh Sahib, Jalandhar, Ludhiana, Moga, Mohali, Pathankot, Patiala, Phagwara
Amritsar, Bhatinda, Fatehgarh Sahib, Jalandhar, Ludhiana, Mohali, Patiala, Phagwara
Rajasthan Ajmer, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur, Sriganganagar
Bikaner, Jaipur, Jodhpur, Udaipur, Sikar
Sikkim Gangtok Gangtok
Tamil Nadu Chennai, Coimbatore, Cuddalore, Erode, Karur, Krishnagiri, Madurai, Nagercoil/Kanyakumari, Ramanathapuram, Salem, Thanjavur, Thiruchirapalli, Tirunelveli, Vellore, Virudhunagar, Namakkal, Thoothukudi, Tirupur, Viluppuram, Dharampuri, Dindigul
Chennai, Coimbatore, Madurai, Namakkal, Salem, Thiruchirapalli, Tirunelveli, Vellore, Virudhunagar
Telangana Hyderabad, Karimnagar, Khammam, Mahabubnagar, Warangal, Nizamabad
Hyderabad, Karimnagar, Warangal
Tripura Agartala Agartala
Uttar Pradesh Agra, Aligarh, Bareilly, Ayodhya, Ghaziabad, Gorakhpur, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Noida/ Greater Noida, Prayagraj (Allahabad), Varanasi, Ghazipur
Ghaziabad, Noida/ Greater Noida, Kanpur, Lucknow, Meerut, Prayagraj (Allahabad), Varanasi
Uttarakhand Dehradun, Haldwani, Roorkee
Dehradun, Haldwani, Roorkee
West Bengal Asansol, Durgapur, Kolkata/ Greater Kolkata, Howrah, Hooghly, Kalyani, Siliguri
Asansol, Durgapur, Kolkata/ Greater Kolkata, Kalyani, Siliguri

Common Mistakes to Avoid in IBPS PO Preparation

Preparing for the IBPS PO exam can be challenging, and aspirants often fall into common traps that affect their performance. Being aware of these mistakes can save valuable time and improve your chances of success. Here are the key mistakes to avoid:

Ignoring the Syllabus: Many candidates start preparation without thoroughly understanding the syllabus. Skipping topics or studying randomly can lead to gaps in knowledge and lower scores. Always refer to the official IBPS PO syllabus before planning your strategy.

Overlooking Time Management: Time management is critical both during preparation and in the exam. Spending too much time on one section or practicing excessively without a timetable can reduce efficiency. Create a daily and weekly schedule, and stick to it.

Relying Only on Coaching or Notes: Blindly following coaching material or notes without practicing can be a mistake. Self-study, solving previous year papers, and attempting mock tests are equally important to gauge your preparation level.

Ignoring Mock Tests and Analysis: Taking mock tests without analyzing performance is a common error. Always review mistakes, understand weak areas, and work on them systematically. Mock tests are the closest simulation to the real exam.

Neglecting General Awareness: Many aspirants focus only on Quantitative Aptitude and Reasoning, neglecting General Awareness. Current affairs, banking awareness, and economic updates are crucial for the IBPS PO exam and can make a significant difference.

Last-Minute Preparation Panic: Cramming at the last moment often backfires. Instead, maintain a consistent study routine and revise regularly. Focus on strengthening weak areas and practicing shortcuts rather than trying to learn everything at the last minute.

Related Posts
IBPS PO Eligibility IBPS PO Preparation Strategy
Do’s and Don’ts for IBPS PO Interview IBPS PO Interview Questions
IBPS PO Mock Test IBPS PO Online Coaching
IBPS PO Salary

HUDCO Recruitment 2025 Notification Out, Apply Online Starts for 79 Posts

The Housing and Urban Development Corporation Limited (HUDCO) has released the HUDCO Recruitment 2025 Notification for 79 vacancies across multiple disciplines including Projects, Finance, Law, HR & Admin, Information Technology, Economics, and Official Language. The recruitment drive provides an excellent opportunity for candidates aspiring to build their careers in a reputed public sector organization. Interested and eligible applicants can apply online through the official HUDCO website within the given schedule.

HUDCO Recruitment 2025 Notification Out

The HUDCO Recruitment 2025 Notification invites applications for 79 vacancies across various posts, including Deputy General Manager, Assistant General Manager, Senior Manager, Manager, and Trainee Officer. Eligible candidates from relevant educational backgrounds can apply online within the specified dates. The HUDCO Recruitment 2025 Notification has been given below.

HUDCO Recruitment 2025: Click Here to Download

HUDCO Recruitment 2025 Important Dates

Candidates must submit their applications within the specified dates to be considered for the recruitment process.

Event Date & Time
Opening of Online Application 27th September 2025, 10:30 hrs
Last Date of Online Application 17th October 2025, 18:00 hrs

HUDCO Vacancy 2025

The organization has announced multiple vacancies across various disciplines and posts. Candidates with relevant qualifications and experience can apply for positions ranging from Trainee Officer to Deputy General Manager. The detailed breakdown of available posts in each discipline is provided below:

Discipline Post Total No. of Posts
Projects Deputy General Manager 5
Assistant General Manager 3
Senior Manager 5
Manager 2
Trainee Officer 15
Finance Deputy General Manager 4
Assistant General Manager 2
Senior Manager 6
Manager 4
Trainee Officer 14
Law Trainee Officer 3
HR & Admin Senior Manager 1
Manager 1
Deputy Manager 1
Trainee Officer 2
Information Technology Senior Manager 1
Manager 1
Trainee Officer 2
Economics Deputy General Manager 1
Trainee Officer 1
Official Language Trainee Officer 1
Projects Trainee Officer 1
Finance Trainee Officer 1
Law Trainee Officer 2
Total 79

HUDCO Recruitment 2025 Online Application Form

The online application process for HUDCO Recruitment 2025 is now live and will remain open until 17 October 2025. Candidates can apply through the official website www.hudco.org.in. Ensure all details are accurately filled before submitting the application. Stay updated with the website for any notifications during this period.

HUDCO Apply Online 2025: Click Here To Apply

How to Apply for HUDCO Recruitment 2025

Candidates who wish to apply for the HUDCO Recruitment 2025 must complete the application process online. Applicants are advised to carefully read the notification before filling the form and ensure they meet all eligibility conditions. Steps to Apply Online:

  • Visit the official HUDCO website.
  • Go to the Careers section and click on the HUDCO Recruitment 2025 link.
  • Register yourself by providing the required details.
  • Fill in the application form with accurate personal, academic, and professional details.
  • Upload scanned copies of the required documents, including photograph and signature.
  • Pay the application fee through the available online payment modes.
  • Review the filled application form and submit it.
  • Download and take a printout of the submitted application for future reference.

HUDCO Recruitment 2025 Application Fees

The application fee for HUDCO Recruitment 2025 depends on the post you are applying for. Candidates applying for Lateral Posts need to pay ₹1500, while those applying for Trainee Officer Posts have to pay ₹1000. The application fee must be paid online at the time of submitting the form. Make sure to check your category and post type before making the payment.

HUDCO Recruitment 2025 Application Fees
Category Post Type Fee
UR / EWS / OBC-NCL Lateral Posts ₹1500
UR / EWS / OBC-NCL Trainee Officer Posts ₹1000
SC / ST / PwBD All Posts No Fee

HUDCO 2025 Eligibility Criteria

The eligibility criteria for HUDCO recruitment covers age limit, educational qualifications, and required experience for both Lateral positions and Trainee Officers, as specified below.

Age Limit

Lateral Positions: Varies by post (typically ranges from 30 to 45 years depending on the post; for example, Deputy General Manager max 45 years, Assistant General Manager max 40 years, Manager max 30 years, etc.).

Trainee Officers (E-1 Grade): Maximum age is 28 years.

Age relaxations are available: SC/ST – 5 years, OBC-NCL – 3 years, PwBD – 10 years (in addition to category relaxations) but the maximum age with all relaxations must not exceed 56 years.

Educational Qualifications

Projects (Engineering): Bachelor’s degree in Civil/Electrical/Mechanical/Electrical & Electronics Engineering (minimum 60%) or equivalent; MBA/PG Diploma (Finance) desirable.

Finance: CA/CMA or MBA/PG Diploma (2 years full time) with specialization in Finance (minimum 60%).

Law: Bachelor’s degree in Law (LLB) (minimum 60%); LLM preferred.

Human Resource Management/Admin: MBA (HR) or 2-year PGD in HR/PMIR/MHRM or Masters in Personnel Management (minimum 60%). Bachelor’s in Law is preferred.

Information Technology: Bachelor’s in Engineering (relevant streams), MCA, or relevant post-graduate degree (minimum 60%).

Economics: Post Graduation in Economics or Business Economics (minimum 60%).

Official Language: Post Graduation in Hindi with English as an elective at Graduate level (minimum 60%).

Experience

Lateral Positions: Experience required ranges from 2 years (Dy. Manager) to 11 years (Dy. General Manager) post-qualification, as per the specific post requirements. The nature of experience needed varies by discipline and post; the experience must be in executive roles with specific skill sets outlined for each position (e.g., financial modeling, real estate monetization, HR functions, IT management, policy formulation, etc.). For each role, specific industry experience or relevant sectoral exposure is detailed.

Trainee Officers: No prior experience is required for freshers. Candidates studying in the final year of required qualifications are also eligible, provided proof of completion is given before the interview.

HUDCO 2025 Salary

The salary for HUDCO Recruitment 2025 varies by post and level. It includes basic pay, DA (as per IDA pattern), and benefits like HRA, allowances, perks, performance-related pay, medical facilities, group insurance, pension, CPF, gratuity, and post-retirement medical benefits (as per service rules). Some key posts have the following pay scales:

Post IDA Pay Scale (₹)
Deputy General Manager 80,000-2,20,000
Assistant General Manager 70,000-2,00,000
Senior Manager 60,000-1,80,000
Manager 50,000-1,60,000
Trainee Officer 40,000-1,40,000

Bank Mahapack

IDBI Junior Assistant Manager Syllabus 2025 and Exam Pattern

The IDBI Junior Assistant Manager Syllabus 2025 has been curated as per the Exam Pattern for candidates preparing for the recruitment exam. Knowing the syllabus and exam structure is essential to plan a proper study strategy and focus on important topics. The online test will cover sections like Logical Reasoning, English Language, Quantitative Aptitude, and General/ Economy/ Banking Awareness. Aspirants must go through the updated exam pattern to understand the marking scheme, time duration, and weightage of each section.

IDBI Junior Assistant Manager Syllabus 2025

The IDBI Junior Assistant Manager Exam 2025 includes four sections: Logical Reasoning & Data Analysis, Quantitative Aptitude, English Language, and General/ Economy/ Banking Awareness. Reasoning tests analytical skills through puzzles and arrangements, while Quant focuses on arithmetic, data interpretation, and simplification. The English section covers grammar, vocabulary, and reading comprehension. General Awareness checks knowledge of current affairs, economic updates, and key banking concepts.

IDBI Junior Assistant Manager Syllabus and Exam Pattern

Understanding the syllabus and exam pattern is very important for smart and focused preparation for the IDBI Junior Assistant Manager exam. It helps candidates make a proper study plan and focus more on the important topics. The selection process includes an online test followed by a personal interview. Since the syllabus is quite similar to other bank exams, knowing it well can help candidates prepare better and improve their chances of success.

Bank Mahapack

IDBI Junior Assistant Manager Exam Pattern 2025

The online examination for the recruitment of Junior Assistant Manager will be based on the specified pattern mentioned in the Notification PDF. The key features of IDBI Junior Assistant Manager Exam Pattern 2025 are:

  • The questions asked in the online test will be objective.
  • A total of 200 questions will be asked from the various sections for a maximum of 200 marks.
  • Section wise time has been allotted for the exam.
  • There is a negative marking and one-fourth or 0.25 of the marks will be deducted for each wrong answer.
IDBI Junior Assistant Manager Exam Pattern 2025
S. No. Sections No. Of Questions Maximum Marks Time
1. Logical Reasoning, Data Analysis & Interpretation 60 60 40 Minutes
2. English Language 40 40 20 Minutes
3. Quantitative Aptitude 40 40 35 Minutes
4. General/Economy/Banking
Awareness/Computer Awareness		 60 60 25 Minutes
Total 200 200 2 Hours

IDBI JAM Syllabus 2025 Section Wise

As per the official notification, the IDBI Junior Assistant Manager Syllabus 2025 is divided into five key areas: Logical Reasoning, Data Analysis & Interpretation, Quantitative Aptitude, English Language, General/Economy/Banking Awareness including Computer/IT Awareness, and Professional Knowledge. To perform well in the exam, candidates should have a clear grasp of each section and ensure complete coverage of all relevant topics.

IDBI Junior Assistant Manager Syllabus For Reasoning And Data Analysis & Interpretation

Below are the topics of the Reasoning Section that are going to be asked in the exam as per IDBI Junior Assistant Manager Syllabus 2025.

  • Seating Arrangement
  • Puzzle
  • Inequality
  • Syllogism
  • Blood Relation
  • Direction and Distance
  • Blood Relation
  • Alphanumeric Series
  • Order and Ranking
  • Data Sufficiency
  • Data Analysis & Interpretation

IDBI Junior Assistant Manager Syllabus For English Language

As per the Syllabus, these are the topics of the English Language that the candidates need to prepare for the IDBI Junior Assistant Manager Exam 2025.

  • Cloze Test
  • Reading Comprehension
  • Spotting Errors
  • Sentence Improvement
  • Sentence Correction
  • Para Jumbles
  • Fill in the Blanks
  • Para/Sentence Completion
  • Paragraph Completion
  • Coherent Paragraph
  • Inferences
  • Starters
  • Connectors
  • Column Based
  • Spelling Errors
  • Word Rearrangement
  • Idioms and Phrases
  • Word Usage
  • Sentence Based Error

IDBI Junior Assistant Manager Syllabus  For Quantitative Aptitude

These are the topics of the Quantitative Aptitude that the candidates need to practice a lot to improve their score for the IDBI Junior Assistant Manager 2025.

  • Simplification and Approximation: BODMAS, Square & Cube, Square & cube root, Indices, fraction, percentage, etc.
  • Number Series: Missing Number series, Wrong number series, etc.
  • Inequality: Linear equation, Quadratic equation, Quantity comparison (I and II), etc.
  • Arithmetic: Ratio and Proportion, Percentage, Number System, HCF and LCM, Average, Age, Partnership, Mixture and Alligation, Simple Interest, Compound Interest, Time and Work & wage, Pipe and Cistern, Profit and Loss & Discount, Speed Time Distance, Boat And stream, Train, Mensuration 2D and 3D, Probability, Permutation, and combination, etc.
  • Data Interpretation (DI): Table DI, Missing Table DI, Pie chart DI (single and multiple pie chart), Line chart DI (Single and multiple lines), Bar chart DI, Mixed DI, Caselet (Simple table-based caselet, Venn diagram based caselet, Arithmetic based caselet) etc.
  • Data Sufficiency (DS): Two Statement Data Sufficiency

IDBI Junior Assistant Manager Syllabus 2025 For General/Economy/Banking Awareness

The topics given below are the most important topics of General Awareness as per the syllabus of IDBI Junior Assistant Manager 2025.

  • National Current Affairs
  • International Current Affairs
  • State Current Affairs
  • Sports News
  • Central Government Schemes
  • Agreements/MoU
  • Books & Authors
  • Summits & Conferences
  • Defense News
  • Science & Technology News
  • Banking & Insurance News
  • Static GK
  • Ranks/Reports/Indexes
  • Business & Economy Related News
  • Important Days-Direct, Theme, Related Facts/News
  • Obituaries
  • Important Appointments-National, International, Brand Ambassador
  • Important Awards & Honors
  • Union Budget 2023-24
  • Current Static
  • Apps & Portals
  • Static Banking
  • Committees/Councils
  • RBI In News
  • International Loans
  • Abbreviation

IDBI Junior Assistant Manager Preparation Tips

To prepare for the IDBI Junior Assistant Manager Exam 2025, candidates should focus on a structured study plan covering all the major sections. For Logical Reasoning and Data Interpretation, regularly practice puzzles, seating arrangement and data analysis to increase problem-solving speed.

  • In Quantitative Aptitude, prioritize arithmetic, number series and data interpretation while ensuring strong calculation skills.
  • The English Language section requires vocabulary building through daily reading, grammar practice and comprehension and error-spotting exercises.
  • For General/Economy/Banking Awareness, stay updated with current affairs, banking news and static GK.
  • Additionally, review the exam pattern, practice mock tests and analyze previous years’ cut-offs to improve time management and accuracy. Lastly, since there is negative marking, attempt only well-assured answers to score maximum marks.

Important Topics to Focus for IDBI Junior Assistant Manager Exam 2025

For effective preparation for the IDBI Junior Assistant Manager Exam 2025, candidates should prioritize topics that carry higher weightage and are frequently asked in previous years.

  • Logical Reasoning & Data Interpretation: Puzzles, seating arrangement, blood relations, coding-decoding, inequalities, data interpretation sets, and logical sequences are crucial.
  • English Language: Reading comprehension, cloze test, error detection, sentence correction, para jumbles, and vocabulary-based questions like synonyms and antonyms are important.
  • Quantitative Aptitude: Simplification, ratio & proportion, percentages, profit & loss, time & work, speed & distance, averages, interest calculations, and data interpretation are frequently asked.
  • General/Economy/Banking Awareness: Banking terms, current affairs, economic policies, RBI guidelines, financial institutions, and recent updates in the banking sector must be given priority.
Related Article
IDBI Junior Assistant Manager Salary
IDBI Junior Assistant Manager Cut off
IDBI Junior Assistant Manager Previous Year Paper

 Important Days in October 2025, National and International Days.

October is packed with meaningful observances, and knowing the Important Days in October 2025, National and International Days allows individuals to plan activities, participate in awareness programs, and celebrate cultural, social, and environmental events across the country and the world.

Important Days in October 2025

October 2025 is a month full of significant national and international observances that highlight cultural, social, and environmental causes. From Gandhi Jayanti on October 2 to World Mental Health Day on October 10 and United Nations Day on 24 October, the month offers opportunities to celebrate, raise awareness, and participate in global and local initiatives. 

International Days List

October marking these important days helps individuals, students, and organizations engage in meaningful activities, raise awareness on global and local issues, and stay connected with worldwide campaigns and traditions.

From international days like World Mental Health Day and International Day of Non-Violence, to national observances in India such as Gandhi Jayanti and Indian Air Force Day, and cultural or fun events like Halloween and National Taco Day, October offers a variety of opportunities to celebrate, reflect, and participate in diverse initiatives.

Date Event Name
Oct 1 International Coffee Day, International Day of Older Persons, World Vegetarian Day, International Music Day, National Kale Day
Oct 2 International Day of Non-Violence, Gandhi Jayanti
Oct 3 World Smile Day
Oct 4 World Animal Day, World Space Week begins, National Taco Day
Oct 5 World Teachers’ Day, World Habitat Day
Oct 6 World Cerebral Palsy Day, World Cotton Day
Oct 8 Dussehra
Oct 10 World Mental Health Day, World Egg Day, Indian Air Force Day
Oct 11 International Girl Child Day
Oct 12 World Arthritis Day, World Sight Day, UN International Day for Natural Disaster Reduction
Oct 13 World Standard Day
Oct 14 World Students Day
Oct 15 International Day of Rural Women, World White Cane Day, Global Handwashing Day, National Post Day
Oct 16 World Anaesthesia Day, World Food Day, National Boss’s Day
Oct 17 International Poverty Eradication Day
Oct 20 World Osteoporosis Day
Oct 22 International Stuttering Awareness Day
Oct 24 United Nations Day, World Polio Day
Oct 27 World Day for Audiovisual Heritage
Oct 29 World Stroke Day
Oct 30 World Savings Day
Oct 31 World Cities Day, Rastriya Ekta Diwas (in memory of Sardar Patel), National Integration Day (in memory of Indira Gandhi), Halloween

Importance of Observing International and National Days

October 2025 is a month full of important international, national, and cultural observances. Marking these days helps raise awareness, celebrate achievements, and connect with global and local traditions.

Key reasons to observe these dates:

  • Raise awareness about global challenges like poverty, mental health, and disaster prevention.
  • Honor the contributions of national heroes such as Gandhi and Sardar Patel.
  • Embrace cultural and fun traditions that bring people together worldwide.
  • Aid students, UPSC aspirants, and bank exam candidates in preparing for general awareness sections and essays.
  • Encourage reflection, action, and celebration of shared values across communities.
  • Deepen understanding of diverse cultures and worldwide priorities.

Test Prime

Related Posts
Important Days in August 2025 Important Days in September 2025

World Heart Day 2025 Theme and Significance

World Heart Day 2025 urges everyone to prioritize cardiovascular health and adopt heart-healthy habits. Observed on 29 September, the day focuses on awareness, prevention, and lifestyle changes, emphasizing that everyone, everywhere, can take steps to protect their heart and live healthier lives. By understanding risk factors, making informed lifestyle choices, and encouraging others to do the same, individuals can actively reduce the prevalence of heart disease.

World Heart Day 2025

Every year on September 29, the world observes World Heart Day, a day dedicated to raising awareness about cardiovascular diseases (CVDs) and promoting heart-healthy lifestyles. Heart disease remains the leading cause of death globally, claiming millions of lives each year, but many of these deaths are preventable through education, lifestyle changes, and timely medical intervention.

World Heart Day 2025: Why Heart Health Matters

Cardiovascular diseases include conditions such as heart attacks, strokes, high blood pressure, and coronary artery disease. Sedentary lifestyles, poor diets, stress, smoking, and alcohol consumption are major risk factors. Educating people about the warning signs, healthy habits, and preventive measures is critical to reducing heart-related deaths.

World Heart Day 2025 Theme

World Heart Day 2025 emphasizes inclusive heart health with the theme “Heart Health for Everyone.” The focus highlights the importance of ensuring that people from all walks of life regardless of age, gender, or socioeconomic status have access to information, resources, and medical care that can prevent heart-related illnesses. It encourages individuals, communities, and governments to work together to reduce the burden of cardiovascular diseases worldwide.

How to Take Care of Your Heart

  • Balanced Diet: Eat plenty of fruits, vegetables, whole grains, and lean proteins while reducing salt, sugar, and trans fats.
  • Regular Exercise: Aim for at least 150 minutes of moderate activity per week, such as walking, swimming, or cycling.
  • Avoid Tobacco and Limit Alcohol: Smoking and excessive alcohol intake significantly increase the risk of heart disease.
  • Regular Health Check-ups: Monitor blood pressure, cholesterol, and blood sugar levels regularly.
  • Manage Stress: Practice mindfulness, meditation, or yoga to reduce stress levels.

World Heart Day 2025 Global Efforts and Awareness

Organizations like the World Heart Federation (WHF) lead campaigns, educational programs, and community initiatives to promote heart health globally. Each year, countries participate in events, workshops, and health screenings to spread awareness and encourage preventive care.

Take Action Today

World Heart Day is a reminder that small lifestyle changes can have a big impact on heart health. From maintaining a healthy diet to staying active and avoiding risky habits, everyone can play a role in protecting their heart. Communities and governments also have a responsibility to make heart-healthy choices accessible and affordable for all.

Looking ahead

World Heart Day 2025 is not just a date on the calendar, it’s a call to action. It reminds us that heart health is a lifelong commitment and that prevention is far more effective than cure. By adopting healthy habits and encouraging others to do the same, we can reduce the global burden of cardiovascular diseases and live longer, healthier lives.

Test Prime

Related Posts
Important Days in August 2025 Important Days in September 2025

IBPS RRB Exam Date 2025 Out, Check New Dates for Officer Scale 1, 2, 3 and Office Assistant

The IBPS RRB Exam Date 2025 has been officially confirmed, bringing relief and clarity to thousands of banking aspirants. According to the schedule announced, the recruitment exams for Officer Scale I, II, III, and Office Assistants will begin from 22 November 2025. This updated timetable marks a slight shift in the exam cycle, giving candidates extra time to strengthen their preparation.

IBPS RRB Exam Date 2025

The official notification for IBPS RRB Notification 2025 has been released, bringing complete clarity on the exam schedule and related details. As per the announcement, the IBPS RRB PO Prelims will be conducted on 22 & 23 November 2025, while the IBPS RRB Clerk Prelims are scheduled for 6, 7, 13 & 14 December 2025. Furthermore, the single-phase examinations for Officer Scale-II and Scale-III will take place on 28 December 2025.

IBPS RRB Exam Date 2025 for PO, Clerk and Scale 2 & 3: Important Dates

Are you planning to crack the IBPS RRB 2025 exam for PO or Clerk? It all starts with knowing the deadlines. Having a clear idea about the exam dates helps you manage your time, set study goals, and avoid last-minute stress. To make things easier, we have put together all the important dates in one place. Mark your calendar, follow your study plan, and stay ahead in your preparation journey!

IBPS RRB Exam Date 2025
Post Prelims Exam Date Mains/Single Exam Date Interview Date (Tentative)
Officer Scale I (PO) November 22-23 2025 December 28, 2025 January-February 2026
Office Assistant (Clerk) December 6, 7, 13, 14, 2025 February 1, 2026 N/A (LPT only)
Officer Scale II (Generalist/Specialist) N/A (Single-Level Exam) December 28, 2025 January-February 2026
Officer Scale III (Senior Manager) N/A (Single-Level Exam) December 28, 2025 January-February 2026

RRB Clerk Exam Date 2025

The IBPS RRB Clerk 2025 exam will also be conducted in two phases Prelims and Mains. The IBPS RRB Prelims Exam will take place on 6th, 7th, 13th, and 14th December 2025, while the mains exam is scheduled for 1st February 2026. Successful candidates in both phases will be eligible for final selection.

  • Prelims: 6th, 7th, 13th and 14th December 2025
  • Mains: 1st February 2026

RRB PO Exam Date 2025

The IBPS RRB PO 2025 examination will be conducted in two stages Prelims and Mains. The IBPS RRB PO Exam 2025 is scheduled for 22nd and 23rd November 2025, followed by the IBPS RRB PO 2025 for Mains exam on 28th December 2025. Candidates must clear both stages to proceed further in the selection process.

  • Prelims: 22nd and 23rd November 2025
  • Mains: 28th December 2025

IBPS RRB Scale-II & III Exam Date 2025

For candidates applying for Officer Scale 2 and Scale 3 posts, the single-level online examination is scheduled on 28th December 2025. This exam will directly test candidates’ professional knowledge and abilities for higher-level managerial positions.

  • 28th December 2025

IBPS RRB 2025 Exam Pattern for PO & Clerk

The IBPS RRB 2025 exam is held to recruit candidates for various posts in Regional Rural Banks (RRBs), including:

  • Office Assistant (Clerk)
  • Officer Scale-I (PO)
  • Officer Scale-II and III

The selection process and exam pattern are different for each post. Here’s a simple breakdown of the exam pattern for Office Assistant and Officer Scale-I, which include Prelims and Mains stages.

Post Section No. of Questions Marks Duration
Clerk (Office Assistant) Reasoning 40 40 25 minutes
Numerical Ability 40 40 20 minutes
Total 80 80 45 minutes
PO (Officer Scale-I) Reasoning 40 40 25 minutes
Quantitative Aptitude 40 40 20 minutes
Total 80 80 45 minutes

Important Points:

  • All exams are conducted online.
  • There is negative marking of 0.25 marks for every wrong answer.
  • For Officer Scale-I, candidates who qualify Mains will be called for an interview.
  • For Clerk, final selection is based only on Mains marks.

 

pdpCourseImg

Preparation Tips for IBPS RRB 2025 Exam

Here are some simple and useful tips to help you prepare well for the IBPS RRB 2025 exam:

  • Know the Syllabus: Focus on Reasoning (puzzles, coding, syllogism), Quantitative Aptitude (DI, arithmetic), General Awareness (banking, economy), English or Hindi, and Computer Basics.
  • Practice Mock Tests: Take at least 10–15 full-length mock tests to improve your speed and accuracy.
  • Stay Updated: Cover the last 6 months of current affairs, especially related to banking and the economy.
  • Prepare for Local Language: For Clerk posts, practice reading, writing, and speaking your regional language for the LPT round.

These tips will help you prepare better and boost your confidence for the exam.

Related Posts
IBPS Calendar 2025 IBPS PO Exam Date 2025
IBPS Clerk Exam Date 2025 IBPS SO Exam Date 2025

LIC AAO Information Handout 2025 Out, Download Official PDF

The Life Insurance Corporation of India (LIC) has issued the LIC AAO Information Handout 2025 examination, offering candidates a clear understanding of the LIC AAO Phase I Prelims Exam scheduled for 3 October 2025. The LIC AAO Information Handout 2025 outlines the online exam pattern, marking scheme, and key instructions to ensure smooth preparation.

LIC AAO Information Handout 2025 Out

The Life Insurance Corporation of India (LIC) is conducting the AAO (Assistant Administrative Officer) & AE (Assistant Engineer) Exam 2025 to fill 841 vacancies across India. The Preliminary Exam will feature objective-type multiple-choice questions divided into three sections: Reasoning Ability, Quantitative Aptitude, and English Language, with a total duration of 60 minutes.

Also Read, LIC AAO Admit Card 2025

LIC AAO Information Handout 2025 Download PDF

The LIC AAO Information Handout 2025 offers detailed guidance for both AAO & AE Preliminary Exams. Each section of the exam is separately timed, and all sections except English Language will be bilingual (English & Hindi). Candidates must select the correct answer from five options by clicking on it, and once submitted, answers will be final unless changed within the allotted time.

LIC AAO Information Handout 2025: English PDF (Click here to Download)

LIC AAO Information Handout 2025: Hindi PDF (Click here to Download)

Test Prime

LIC AAO Negative Marking and Scoring Pattern

The Life Insurance Corporation of India (LIC) is gearing up to conduct the AAO & AE 2025 Examination, offering candidates a chance to join one of India’s most prestigious organizations. With 841 vacancies this year, it is a key opportunity for aspirants seeking a rewarding career in insurance and administration.

Objective-type multiple-choice questions divided into Reasoning Ability, Quantitative Aptitude, and English Language, each separately timed. The exam is bilingual (English & Hindi) except for the English section. Total exam duration is 60 minutes, though candidates should plan for around 120 minutes at the venue for login and verification.

  • Answer Submission: Candidates must select the correct answer from five options, and submissions are final unless changed within the allotted time.
  • Negative Marking: 0.25 marks will be deducted for wrong answers only for Specialist and Legal posts; Generalist posts have no negative marking.
  • Qualifying Marks & Cut-offs: LIC will set minimum qualifying marks for each section and overall cut-offs.
  • Score Normalization: Scores from different shifts will be normalized to ensure fairness; final scores are reported up to two decimal places.
  • English Section: This section is qualifying only, and its marks are not counted in the ranking.

LIC AAO Sample Questions and Preparation

The handout also provides sample questions to give candidates a glimpse of the exam’s question types and difficulty. These samples cover reasoning puzzles, quantitative problems, and English language comprehension, helping aspirants get accustomed to the exam format and difficulty. These are illustrative and the actual questions may be more challenging or include new types.

LIC AAO Prelims Exam Pattern 2025 (Generalist)

Section Questions Max Marks Medium Duration Qualifying Marks (SC/ ST/ PwBD) Qualifying Marks (Others)
Reasoning Ability 35 35 English & Hindi 20 minutes 16 18
Quantitative Aptitude 35 35 English & Hindi 20 minutes 16 18
English Language** 30 30 English 20 minutes 9 10
Total 100 70 60 minutes

Note: English Language section is qualifying only and marks will not be considered in final ranking.

 LIC AAO Prelims Exam Pattern 2025 (Specialists)

Section Questions Max Marks Medium Duration
Reasoning Ability 35 35 English & Hindi 20 minutes
Quantitative Aptitude 35 35 English & Hindi 20 minutes
English Language** 30 30 English 20 minutes
Total 100 70 60 minutes

Negative marking of one-fourth per wrong answer (except English) applies.

LIC AAO Prelims Exam Pattern 2025 (Legal Posts)

Section Questions Max Marks Medium Duration
Reasoning Ability 35 35 English & Hindi 20 minutes
English Language 35 35 English 20 minutes
General Awareness** 30 30 English & Hindi 20 minutes
Total 100 70 60 minutes

General Awareness is qualifying only; marks will not affect ranking.

Related Posts
LIC AAO Syllabus LIC AAO Salary
LIC AAO Previous Year Question Paper LIC AAO Cut Off

JAIIB Salary 2025 in Hand Salary, Pay Scale, Job Profile

The JAIIB Salary 2025 is an important aspect for banking professionals preparing for the Junior Associate of the Indian Institute of Bankers (JAIIB) exam. Clearing this exam not only enhances knowledge but also brings monetary benefits in the form of increments and better pay scale. Candidates who qualify can expect a significant increase in their in-hand salary, along with allowances and perks offered by banks. Understanding the salary structure, pay scale, and job profile helps aspirants plan their career growth more effectively.

JAIIB Salary 2025 After Certification

While the exact salary hike after clearing the JAIIB exam may vary based on individual bank policies, there is a general framework followed across most public sector banks. Typically, both clerical and officer-grade employees witness an increment in their basic pay, which automatically enhances other components like allowances, perks, and benefits. Though the amount may not be uniform, the overall financial impact is positive and noticeable, making the JAIIB qualification a valuable step for those aiming to boost their earnings and professional standing.

Types of Salary Increment After Clearing JAIIB

Clearing the JAIIB exam not only enhances a banking professional’s knowledge but also brings tangible financial rewards in the form of salary increments. These increments are structured based on the employee’s designation and are recognized across most public sector banks, helping individuals progress both professionally and financially.

Types of Salary Increment After Clearing JAIIB:

  • Clerical Grade Increment: Clerks receive 1 additional increment in their salary upon qualifying for JAIIB.
  • Officer Grade Increment: Officers are also entitled to 1 increment in their salary after successfully clearing the JAIIB exam.

Job Profile After Qualifying JAIIB

JAIIB-qualified professionals are rewarded appropriately for their achievements, further motivating employees to excel in their banking careers. The Job Profile of both Clerical and Officer Grade Employees advances after qualifying for JAIIB.

Clerical Grade

After clearing the JAIIB Exam, clerical-grade employees receive benefits in the promotional examinations. Their responsibilities expand and it include more supervisory and administrative tasks, offering significant career growth.

Officer Grade

For Officers, the JAIIB certification boosts their chances of promotion, and even if they remain in their current role, their pay increases along with added allowances and responsibilities.

JAIIB Maha Pack

JAIIB Increment Implementation Timeline

The salary increment benefit that comes with clearing the JAIIB exam follows a structured and timely process. Once a candidate qualifies, the increment isn’t automatic it requires a few essential steps to be completed for the benefit to reflect in the salary.

  • Certificate Issuance: The Indian Institute of Banking and Finance (IIBF) issues the JAIIB certificate within 45 days of the result declaration.
  • HRMS Submission: The candidate must submit this certificate to their bank’s HRMS department to initiate the salary increment process.
  • Effective Date of Increment: The increment is considered effective from the date of certificate issuance.
  • Salary Credit and Arrears: If the certificate is submitted after the payroll for the current month is processed, the increment is applied in the next month’s salary along with arrears.

JAIIB vs Non-JAIIB Salary Difference

One of the biggest advantages of clearing the JAIIB exam is the increment in salary that directly reflects in a banker’s earnings. Candidates who qualify JAIIB are eligible for one additional increment as per IBA guidelines. This means their basic pay increases, which further raises their allowances such as DA, HRA, and other benefits. Over the years, this increment leads to a considerable difference between JAIIB and Non-JAIIB qualified employees.

For instance, a Non-JAIIB clerk or officer continues to receive the regular scale increments, while a JAIIB-qualified employee enjoys faster salary growth due to additional increments. Even though the difference may appear small initially, it becomes significant in the long run, impacting total in-hand salary, yearly increments, and career progression. Hence, clearing JAIIB not only boosts knowledge but also ensures better financial stability and growth in the banking sector.

Related Posts
JAIIB Exam Date 2025
 JAIIB CAIIB Online Coaching
JAIIB Study Material 2025 JAIIB Syllabus 
JAIIB Exam Preparation Tips 2025 JAIIB Previous Year Papers
JAIIB Mock Test

Azim Premji Scholarship 2025, Check Eligibility, Benefits and Application Process

The Azim Premji Scholarship 2025 opens doors for deserving girl students to continue their education without financial stress. By providing ₹30,000 annually, the scholarship ensures access to quality higher education. Students gain not only financial support but also mentorship, guidance, and opportunities to contribute to society, making it a transformative step toward academic success and personal growth for bright young women across India. The last date to apply is 30 September 2025.

Azim Premji Scholarship 2025

The Azim Premji Scholarship 2025 is a prestigious initiative aimed at supporting meritorious students from underprivileged backgrounds in pursuing higher education. Established by the Azim Premji Foundation, the scholarship provides financial assistance to deserving candidates who wish to build their careers while contributing to society.

The scholarship reflects the Foundation’s vision of promoting equity and accessibility in education. By offering financial aid, it ensures that bright students from economically weaker sections can continue their studies without financial constraints.

Eligibility Criteria for Azim Prelmji Scholarship 2025

To be eligible for the Azim Premji Scholarship 2025, candidates must meet the following requirements:

  • The applicant must be a girl student.
  • She should have completed Class 10 and Class 12 as a regular student in a government school located in one of the eligible states or union territories.
  • She must have secured admission in the first year of a recognized undergraduate degree or diploma program (2 to 5 years) at a government or accredited private college/university in India.
  • Applicants should not already be receiving other major scholarships (such as Wipro’s scholarships) and should not have started their undergraduate or diploma program prior to applying.

Deadline & Important Dates for

The last date to submit applications for the 2025 cohort is 30 September 2025, 11:59 PM.

Students are encouraged to apply well in advance to avoid last-minute issues.

For students renewing their scholarship from previous cohorts (2024), the renewal deadline is 15 October 2025.

Test Prime

How to Apply for Azim Premji Scholarship 2025

  1. Visit the official Azim Premji Foundation website and navigate to the “Azim Premji Scholarship” section.
  2. New applicants should click “Register (New Applicants Cohort 2025)”; existing users can log in.
  3. Complete the application form with personal, academic, and financial details.
  4. Upload all required documents, including Photograph, Signature, Aadhaar, bank details, Class 10 & 12 marksheets, and proof of admission.
  5. Submit the application and retain the acknowledgment for future reference.
  6. Shortlisted candidates may undergo further verification or interviews before final selection.

Azim Premji Scholarship 2025: Benefits & Annual Amount

The scholarship provides ₹30,000 per year, directly deposited into the student’s bank account for the duration of the course, as long as she continues her studies without interruption.

For example, a student enrolled in a 4-year degree program would receive a total of ₹1,20,000 over the entire course period. The scholarship also includes mentorship, guidance, and opportunities for academic and personal development.

Selection & Renewal of Azim Premji Scholarship 2025

Selection is based on eligibility, document verification, and additional assessments if required.

To continue receiving the scholarship each year, recipients must apply for renewal and maintain satisfactory academic performance throughout their course.

Bank Maha Pack for IBPS, RRB & SBI Exams

Popular Articles

Recent Posts

IMPORTANT EXAMS

Bank Exams

Other Exams

Preparation Products

Our Other Websites

Bankersadda is India’s Leading and most trusted website for Banking Jobs. The portal has complete information about all Banking and Insurance Jobs, its latest notifications, from all state and national level jobs, and updates.

Download Adda247 App

google app

Follow us on

  • youtube
  • facebook
  • twitter
  • telegram
  • linkedin
  • whatsapp
© 2025 Adda247. All rights reserved.