CAIIB ABFM Exam Analysis 2025, 13 December All Shifts Exam Review

The CAIIB ABFM Paper for the December Cycle has concluded on 13 December 2025, bringing candidates one step closer to earning the CAIIB Certificate. Immediately after the exam, we collected feedback from banking professionals who appeared for the paper. By thoroughly analyzing their responses, our experts have curated an accurate and easy-to-understand CAIIB ABFM Exam Analysis 2025. In this article, candidates will find the complete CAIIB ABFM Exam Review 2025, including the list of topics asked and the difficulty level.

CAIIB ABFM Exam Analysis 2025, 13 December 2025

The CAIIB ABFM paper tests a candidate’s understanding of advanced financial management, business strategy, risk management, and organizational behavior. It evaluates how effectively banking professionals can make strategic financial decisions and contribute to efficient business operations within a bank. Based on the feedback received from candidates at different exam centres, the overall difficulty of the ABFM paper was moderate to difficult. In this article, candidate can find the complete CAIIB ABFM Exam Analysis 2025 for all shifts conducted on 13 December 2025

CAIIB ABFM Exam Analysis 2025, 13 December Shift 1

Shift 1 of the CAIIB ABFM Exam 2025 was successfully held on 13 December. According to candidate feedback, the shift 1 paper was numerical heavy and those candidates who had studied numericals during preparation found the paper relatively easier, the overall difficulty level of the Shift 1 paper was moderate to difficult. A complete review of the exam, including the types of questions asked and major highlights from this shift, is provided below.

1. Interest Coverage Ratio
2. Financial Leverage (PV-based)
3. Startup Firms
4. Startup India Action Plan
5. AI uses computer algorithms
6. Degree of Financial Leverage (DOFL)
7. Return on Invested Capital (ROIC)
8. Steps of Relative Valuation
9. CAPM – Systematic Risk & Return
10. Internal Accruals
11. EV/EBITDA
12. EV/BV
13. Corporate Risk Analysis
14. Hurdle Rate
15. Green Bond
16. ISO 32210 (Sustainable Finance)
17. ISO 14007 (Environmental Benefit)
18. ISO 14008 (Monetary Valuation)
19. ISO 14097 (Climate Change)
20. Role of Investment Banker
21. Arbitrage Operations
22. Investor Claim Approach
23. Gross Profit Ratio
24. Profitability Index
25. Cash Flow
26. Discounted Cash Flow (DCF)
27. Balance Sheet
28. Spot Rate
29. P/E Ratio
30. P/B Ratio
31. P/S Ratio

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CAIIB ABFM Exam Analysis 2025, 13 December Shift 1 Video Link

CAIIB ABFM Exam Analysis 2025, 13 December Shift 2

The CAIIB ABFM Exam 2025 Shift 2 has now concluded. Based on feedback received from candidates, the overall difficulty level of this shift was moderate to difficult. Similar to Shift 1, the Shift 2 paper was highly numerical-centric, requiring strong calculation skills and conceptual clarity. A significant number of questions were asked from the Merger topic, making it the most dominant area in this shift.

1. 3-Stage Growth Model
2. Merger – 10 Questions
3. Financial Leverage
4. Combined Leverage
5. Break-Even Point (BEP)
6. Case Study on Terminal Value
7. Spot Rate
8. Return on Invested Capital (ROIC)
9. Arbitrage Pricing Theory (APT)
10. Foreign Currency
11. Home Currency
12. P/E Ratio
13. P/B Ratio
14. P/S Ratio
15. Mutual Funds – 3 Questions
16. Relevant Cost
17. Black–Scholes Model
18. Prime Mortgage
19. Net Present Value (NPV) and Accounting Rate of Return (ARR)
20. Delegation of Authority
21. Data Mining
22. Warrants and Options
23. Organizing
24. PESTLE Analysis
25. Stages in a Start-up
26. Mezzanine Financing
27. Strategy (Corporate, Business, Functional)
28. Venture Capital
29. Operating Leverage

CAIIB ABFM Exam Analysis 2025, 13 December Shift 2 Video Link

CAIIB ABFM Exam Analysis 2025, 13 December Shift 3

The CAIIB ABFM Shift 3 Paper carried the same trend as the previous two shifts with the paper being numerical centric. According to those who appeared in this shift the paper was very lengthy and the over all difficulty level of this shift was moderate to difficult. Candidates can check the entire list of topics asked in this section.

1. Debt to Equity Ratio
2. Financial Leverage
3. Operating Leverage
4. Combined Leverage
5. Start-up Theory
6. Sunk Cost
7. Simple Formula of CL
8. PSL Renewable Energy Limit
9. Weighted Average Cost of Capital
10. EV/EBIT
11. DDM – H Model (Numerical)
12. Fixed Cost
13. Loan Portfolio (Numerical)
14. Forecasting (Case Study)
15. Merger
16. Certainty Equivalent Coefficient
17. Foreign Currency Financial Leverage

CAIIB ABFM Exam Analysis 2025, 13 December Shift 3 Video Link