Cracking the IBPS RRB PO interview is a key step toward securing your dream banking job in regional rural banks. This real candidate experience from the 28th January 2026, Morning Shift shares the panel composition, languages used, and exact questions with model answers. The interviews are scheduled to be held until 4th February 2026, so use this insight to prepare confidently for your turn.
IBPS RRB PO Interview Experience 2026 Overview
The interview lasted around 15-20 minutes in a mix of these languages. The panel was professional yet approachable, focusing on personal background, banking basics, and role-specific scenarios. Stay calm, speak clearly, and link answers to rural banking priorities for a strong impression.
- Date & Shift: 28th January 2026, Morning Shift
- Location: Maharashtra
- Panel: 4 Males, 1 Female
- Languages: Hindi, English, Marathi
IBPS RRB PO Interview Experience 2026: 28th Jan, Morning Shift
The IBPS RRB PO interview for 2026 was conducted in Maharashtra on 28th January during the morning session. The panel consisted of 4 male members and 1 female member, and the interview was conducted in a mix of Hindi, English, and Marathi. Here’s a detailed account of the questions asked and how candidates can approach them.
1. Introduction
The interview started with a simple self-introduction. Candidates were asked to briefly introduce themselves, highlighting educational background, hobbies, and career aspirations. The panel seemed particularly attentive to clarity and confidence while speaking.
2. Family Background Questions
The next round of questions revolved around the candidate’s family. Candidates were asked about their parents’ occupation, siblings, and family values. It is recommended to answer honestly and confidently, showing awareness of one’s background.
3. City Background
Candidates were asked about their city or hometown, including basic demographic and economic facts. The panel also tested if the candidate had awareness of local banking and business opportunities.
4. Graduation Basics
A few questions were asked based on the candidate’s graduation stream. This included fundamental concepts from their discipline. It’s advisable to revise basics from your graduation subjects before the interview.
5. Gap in Education/Work
One of the panel members asked about a 3-year gap in the candidate’s career. Candidates should be ready to explain gaps clearly, mentioning any productive activities like skill development, internships, or competitive exam preparation.
6. Why was the RRB Established?
The panel asked about the purpose of Regional Rural Banks (RRBs). Ideal answers include points such as promoting financial inclusion, providing banking services to rural areas, and supporting agriculture and small industries.
7. CASA Ratio
Candidates were asked to explain the CASA (Current Account Saving Account) ratio and its importance in banking. It is crucial to know that CASA ratio reflects low-cost deposits in a bank and impacts profitability.
8. Negotiable Instruments
The interview also included questions about negotiable instruments, such as cheques, bills of exchange, and promissory notes. Candidates should focus on definition, types, and usage in banking operations.
9. Role as a Branch Manager
Finally, the panel asked: “What would you do as a Branch Manager?” The ideal answer covers responsibilities like managing staff, customer service, achieving targets, financial inclusion, compliance, and maintaining good customer relations.
Preparation Tips for Upcoming IBPS RRB PO Interview 2026
Cracking the IBPS RRB PO interview requires a combination of banking knowledge, personal awareness, and communication skills. Here’s a complete strategy for aspirants:
1. Master Your Self-Introduction
- Prepare a concise 1–2 minute introduction: Include your name, education, hobbies, and career aspirations.
- Focus on confidence, clarity, and fluency. Avoid memorized scripts that sound robotic.
- Be ready to answer follow-up questions from your intro.
2. Know Your Background
- Be prepared to discuss family, hometown, and education.
- Be honest and confident about any career gaps, explaining productive activities like learning, internships, or exam preparation.
3. Brush Up on Banking Basics
- Regional Rural Banks (RRBs): Purpose, objectives, role in financial inclusion.
- Banking Terms: CASA ratio, NPA, priority sector lending, negotiable instruments, cheque, bills of exchange, promissory notes.
- Products & Services: Savings/current accounts, loans, deposits, insurance products, and digital banking.
4. Understand the Role of a Branch Manager (BM)
- Be ready to explain what you would do as a BM:
- Customer service and relationship management
- Staff supervision and motivation
- Achieving targets (deposits, loans, CASA growth)
- Compliance with banking norms and regulations
5. Stay Updated on Current Affairs
- Follow banking news, RBI policies, government schemes, and rural development initiatives.
- Be aware of state and local developments, especially if the posting is in rural areas.
6. Practice Communication Skills
- Be comfortable speaking in Hindi, English, and local languages (like Marathi, Tamil, etc., depending on your state).
- Practice clear pronunciation and a calm tone. Avoid filler words like “um” or “like”.
7. Mock Interviews & Feedback
- Conduct mock interviews with friends, mentors, or online platforms.
- Focus on body language, eye contact, and confidence.
- Take feedback seriously and improve weak areas.
8. Anticipate Common Questions
Prepare answers for typical questions such as:
- Why do you want to join RRB?
- What are your strengths and weaknesses?
- How would you increase business in your branch?
- Explain recent banking developments or schemes.
SBI PO Interview Experience 2025, Check ...
