Bank of Baroda C&IC Syllabus and Exam Pattern 2026, Download PDF

The Bank of Baroda C&IC Syllabus and Exam Pattern 2026 is an important resource for candidates preparing for recruitment in the Corporate & Institutional Credit (C&IC) Department. The online examination is designed to assess candidates’ aptitude as well as their professional expertise in banking and credit-related domains. Understanding the latest exam pattern, marking scheme, and section-wise syllabus will help candidates prepare strategically and focus on the topics that carry maximum weightage in the examination.

Bank of Baroda C&IC Syllabus and Exam Pattern 2026

The Bank of Baroda C&IC Online Test consists of 150 questions carrying 225 marks, divided into four sections: Reasoning, English Language, Quantitative Aptitude, and Professional Knowledge. While the first three sections are qualifying in nature, the Professional Knowledge section carries 75 questions for 150 marks and plays the most significant role in the selection process.

Bank of Baroda C&IC Exam Pattern 2026

The online examination will comprise four sections with a total of 150 questions carrying 225 marks. The exam duration will be 150 minutes. The first three sections are qualifying in nature, while the Professional Knowledge section carries the highest weightage.

Important Points About the Exam Pattern

• Reasoning, English Language, and Quantitative Aptitude are qualifying in nature.
• Marks obtained in these three sections are not considered for the final merit list.
• Professional Knowledge carries 150 marks and plays a crucial role in shortlisting candidates.
• There is no negative marking for incorrect answers.
• Except for the English Language, all sections will be available in both English and Hindi.

Bank of Baroda C&IC Syllabus

The syllabus is divided into four major sections. Candidates should focus more on Professional Knowledge, as it covers domain-specific concepts related to Credit and Corporate Banking.

Reasoning Ability Syllabus

The Reasoning section tests logical thinking and analytical ability.

• Seating Arrangement
• Puzzles
• Blood Relations
• Direction Sense
• Coding-Decoding
• Syllogism
• Inequality
• Input-Output
• Data Sufficiency
• Statement and Conclusion
• Alphanumeric Series
• Order and Ranking

English Language Syllabus

This section evaluates grammar, vocabulary, and reading skills.

• Reading Comprehension
• Cloze Test
• Error Detection
• Sentence Improvement
• Fillers
• Para Jumbles
• Phrase Replacement
• Vocabulary
• Synonyms and Antonyms
• Word Usage

Quantitative Aptitude Syllabus

Candidates are expected to possess a good understanding of arithmetic and data interpretation.

• Simplification and Approximation
• Number Series
• Quadratic Equations
• Data Interpretation
• Percentage
• Profit and Loss
• Ratio and Proportion
• Average
• Simple and Compound Interest
• Time and Work
• Time, Speed and Distance
• Partnership
• Mensuration
• Probability

Professional Knowledge Syllabus

The Professional Knowledge section is the most important part of the examination. Questions will be based on Credit, Corporate Banking, Financial Analysis, and Banking Regulations.

Credit Management

• Principles of Lending
• Credit Appraisal
• Credit Monitoring
• Credit Risk Assessment
• Working Capital Assessment
• Fund Based and Non-Fund Based Limits
• Credit Rating

Financial Statement Analysis

• Balance Sheet Analysis
• Ratio Analysis
• Cash Flow Statement
• Profit & Loss Analysis
• Financial Ratios
• Break-even Analysis

Corporate Banking

• Corporate Credit
• MSME Financing
• Project Finance
• Consortium Lending
• Trade Finance
• Working Capital Management
• Structured Finance

Banking Regulations

• RBI Guidelines on Credit
• Basel Norms
• SARFAESI Act
• Insolvency and Bankruptcy Code (IBC)
• Banking Regulation Act
• Prevention of Money Laundering Act (PMLA)
• KYC and AML Guidelines

Risk Management

• Credit Risk
• Market Risk
• Operational Risk
• Risk Mitigation Techniques
• Internal Rating Systems

Is There Negative Marking in Bank of Baroda C&IC Exam 2026?

No. The official notification clearly states that there will be no negative marking for wrong answers in any section of the online examination. Unattempted questions will also not attract any penalty.

Selection Process of Bank of Baroda C&IC Recruitment 2026

The selection process may include the following stages:

• Application Scrutiny
• Online Test
• Psychometric Test
• Group Discussion (if conducted)
• Personal Interview

Note: The final selection will be based on the candidate’s performance in the stages decided by the Bank for the recruitment process.