Bank Of India Credit Officer 2026 Exam Date, 514 Posts, Selection Process & Exam Pattern

The Bank of India Credit Officer Exam 2025-26 invited applications for 514 vacancies in the General Banking Officer (GBO) stream across MMGS-II, MMGS-III, and SMGS-IV scales. Candidates who have applied for this post should start preparing for the Bank of India Credit Officer 2026 exam date which will be released anytime on the official website.

Bank Of India Credit Officer 2026 Exam Date

The Bank of India Credit Officer Exam 2025–26 is aimed at selecting qualified professionals in credit and finance through eligibility checks, online tests, and subsequent selection stages. The application window has closed, and candidates who applied are advised to keep track of updates, as the Bank Of India Credit Officer 2026 Exam Date will be released shortly.

BOI Credit Officer 2025-26: Overview

With structured pay scales, growth opportunities, and a defined selection process, the Bank of India Credit Officer Exam 2025-26 presents a significant chance for banking professionals seeking mid-to-senior management roles.

BOI Credit Officer Notification 2025–26 Download PDF

The Bank of India has released the official notification for the Credit Officer Exam 2025-26. Interested candidates can now download the PDF notification from the Bank’s official website to check detailed information regarding eligibility criteria, selection process, important dates, and application procedures. Aspirants are advised to carefully read the notification before applying to ensure they meet all requirements for the Credit Officer position.

Bank of India Credit Officer Recruitment 2025-26: Notification PDF

BOI Credit Officer Vacancy 2025–26

The recruitment covers three different scales under the GBO stream with category-wise reservations.

BOI Credit Officer Exam: Important Dates

The Bank of India (BOI) has released the official notification for the Credit Officer Exam 2025-26. Candidates aspiring to join BOI should carefully note the key dates related to the application process to avoid missing any important deadlines.

• Notification Released: 17 December 2025
• Online Application Starts: 20 December 2025
• Last Date to Apply Online: 5 January 2026
• Fee Payment Window: 20 December 2025 to 5 January 2026
• Online Examination Date: To be notified

Bank of India Credit Officer Eligibility Criteria 2025-26

Candidates must meet the prescribed age limits for the respective scale as on 01 November 2025, with the minimum and maximum age varying for MMGS II, MMGS III, and SMGS IV posts. Applicants should possess the required educational qualifications and relevant work experience as specified in the official notification for Credit Officer posts under the GBO stream. Only those fulfilling both age and qualification criteria on the cut-off date will be considered eligible for the selection process.

Educational Qualification

The educational qualifications, preferred certifications, and work experience requirements for Credit Officer positions across three different pay scales (MMGS-II, MMGS-III, and SMG-IV) in the GBO (General Banking Operations) stream are mentioned in the table below.

Age Limit (As on 01.11.2025)

Candidates must fall within the prescribed age limits for the respective scales.

• SMGS-IV: Minimum 30 years | Maximum 40 years
• MMGS-III: Minimum 28 years | Maximum 38 years
• MMGS-II: Minimum 25 years | Maximum 35 years

Relaxation of Upper Age Limit

Bank of India Credit Officer Application Form 2025-26

Candidates who applied for the 514 General Banking Officer (GBO) vacancies were required to submit personal details, educational qualifications, and upload documents such as a photograph, signature, and certificates. The application process has now ended, and applicants are advised to focus on their preparations to perform well in the upcoming exam.

Bank of India Credit Officer Application Form 2025-26

Steps to Fill the BOI Credit Officer Online Application 2025 Form

Follow the step-by-step process given below to successfully submit the application form.

• Visit the official website of Bank of India: www.bankofindia.bank.in
• Click on the Career section available on the homepage
• Select the link for “Recruitment of Credit Officers in GBO Stream”
• Complete the new registration process to get the Provisional Registration Number and Password
• Log in using the registration details
• Fill in the online application form carefully
• Upload the required documents: photograph, signature, left thumb impression, and handwritten declaration
• Pay the application fee online within the given dates
• Submit the application form and download the confirmation page for future reference

BOI Credit Officer 2025-26 Selection Process

The Bank of India Credit Officer Exam 2025–26 aims to select skilled professionals for managerial roles in the banking sector. The selection process is structured to evaluate candidates’ knowledge, experience, and suitability for officer-level positions.

Selection Process:

• Candidates will be assessed for their professional knowledge and managerial skills.
• Selection may include an online test and/or a personal interview, depending on the number of applicants.
• The bank may shortlist candidates at any stage of the process.
• Final merit will be based on performance in the applicable selection stages.

Bank of India Credit Officer Online Exam Pattern

The BOI Credit Officer exam will be conducted in online mode. The question paper will be available in English and Hindi, except for the English Language section, which will be in English only. The English section is qualifying in nature, so its marks will not be added to the final merit list, but candidates must score the minimum qualifying marks.

BOI Credit Officer Application Fees 2025-26

Candidates must pay the application fee online within the given dates.

• SC / ST / PWD: ₹175 (Intimation Charges only)
• General / OBC / EWS & Others: ₹850 (Application Fee + Intimation Charges)

Fees once paid are non-refundable under any circumstances.

Bank of India Credit Officers Salary

Selected candidates will receive an attractive salary along with allowances and perquisites. In addition to basic pay, officers are entitled to DA, HRA, CCA, medical benefits, pension, and other admissible perks as per Bank of India rules.

• MMGS-II: ₹64,820 – 2,340 (1) – 67,160 – 2,680 (10) – 93,960
• MMGS-III: ₹85,920 – 2,680 (5) – 99,320 – 2,980 (2) – 1,05,280
• SMGS-IV: ₹1,02,300 – 2,980 (4) – 1,14,220 – 3,360 (2) – 1,20,940

BOI Credit Officer Exam Centre 2025-26

The Bank of India (BOI) Credit Officer Exam 2026 will be held in online mode at various cities across India. Candidates can select their preferred exam centre while applying online. However, once the centre is allotted, no request for change will be accepted. The Bank reserves the right to add, cancel, or allot a different exam centre based on administrative requirements. Candidates must reach the exam centre at their own expense and risk. Any kind of misbehavior during the exam can lead to disqualification.