Why are Budget-based questions important for banking exams?

Budget questions test your understanding of fiscal policy, government priorities, and economic indicators topics frequently asked in General Awareness and interview rounds.

How does the Union Budget 2025–26 impact the banking and financial sector?

The Budget 2025–26 emphasizes digital banking expansion, MSME credit support, green finance, and capital infusion for public sector banks strengthening financial inclusion and improving liquidity across India’s banking ecosystem.

How far back should I study budget-related current affairs before the exam?

Focus primarily on the current year’s budget (2025–26) and the preceding 6–12 months of related economic updates for context and follow-up schemes.

What types of budget questions are commonly asked in exams?

Expect questions on major allocations, fiscal targets (fiscal/primary/revenue deficits), flagship schemes’ funding, sector-wise allocations, and percentage-share questions (tax/revenue/expenditure).

Best strategy to retain budget facts for exams?

Make short notes of key figures, revise daily with flashcards/MCQs, attempt weekly quizzes, and relate figures to trends or government priorities this boosts recall and understanding.

Banking Awareness Questions from Budget 2025-26 for upcoming Exams

The Union Budget 2025–26 plays a crucial role in shaping the Indian economy, and questions from it frequently appear in banking and insurance exams such as IBPS PO, SBI Clerk, RBI Assistant, NABARD, and LIC AO. Aspirants preparing for these exams must have a clear understanding of key announcements, schemes, and fiscal policies presented in the budget, as they directly relate to banking awareness and economic current affairs.

Banking Awareness Questions from Budget 2025-26

The Union Budget 2025–26 introduced several key financial measures and policy reforms aimed at boosting India’s banking and economic framework. Aspirants preparing for bank exams should focus on topics like digital payment expansion, rural credit growth, capital support for public sector banks, financial inclusion initiatives, green finance policies, and updates to taxation and fiscal deficit targets. The budget also emphasized promoting MSME lending, strengthening cooperative banks, and modernizing financial infrastructure through digital innovation. Understanding these highlights will help candidates tackle banking awareness questions effectively in upcoming competitive exams.

Why Budget-Based Banking Questions Are Important

The Budget reflects the government’s financial planning, fiscal priorities, and economic direction for the year. Questions based on it test a candidate’s understanding of monetary policy, financial inclusion, taxation, and public welfare schemes, which are vital for anyone aspiring to work in the banking sector.

Important Banking Awareness Questions from Union Budget 2025–26

Q1. What is the total expenditure projected in the Union Budget 2025–26?

(a) ₹39,44,255 crore
(b) ₹50,65,345 crore
(c) ₹34,20,409 crore
(d) ₹11,21,090 crore
(e) ₹15,48,282 crore
Answer: (b) ₹50,65,345 crore

Q2. Which component contributes the highest share of revenue to the government in Budget 2025–26?

(a) Corporation Tax
(b) Income Tax
(c) Borrowings & Other Liabilities
(d) GST & Other Taxes
(e) Customs Duty
Answer: (c) Borrowings & Other Liabilities

Q3. The fiscal deficit target for 2025–26 has been set at what percentage of GDP?

(a) 1.5%
(b) 0.8%
(c) 0.3%
(d) 4.4%
(e) 3.2%
Answer: (d) 4.4%

Q4. How much has been allocated to the Defence Sector in Budget 2025–26?

(a) ₹4,91,732 crore
(b) ₹6,81,210.27 crore
(c) ₹2,33,210.68 crore
(d) ₹2,87,333.16 crore
(e) ₹2,55,445.18 crore
Answer: (a) ₹4,91,732 crore

Q5. Which ministry received the highest allocation in the Union Budget 2025–26?

(a) Ministry of Defence
(b) Ministry of Railways
(c) Ministry of Finance
(d) Ministry of Road Transport & Highways
(e) Ministry of Home Affairs
Answer: (c) Ministry of Finance

Q6. What is the budget allocation for the PM-KISAN Scheme for 2025–26?

(a) ₹86,000 crore
(b) ₹74,626 crore
(c) ₹67,000 crore
(d) ₹63,500 crore
(e) ₹41,250 crore
Answer: (d) ₹63,500 crore

Q7. What percentage of government revenue comes from Income Tax in the 2025–26 Budget?

(a) 17%
(b) 22%
(c) 18%
(d) 24%
(e) 20%
Answer: (b) 22%

Q8. What is the total projected revenue receipts in the Union Budget 2025–26?

(a) ₹28,37,409 crore
(b) ₹34,20,409 crore
(c) ₹16,44,936 crore
(d) ₹50,65,345 crore
(e) ₹583,000 crore
Answer: (b) ₹34,20,409 crore

Q9. How much has been allocated to the Education Sector in the 2025–26 Budget?

(a) ₹96,777 crore
(b) ₹98,311 crore
(c) ₹1,28,650 crore
(d) ₹2,66,817 crore
(e) ₹5,48,649 crore
Answer: (c) ₹1,28,650 crore

Q10. The Revenue Deficit as a percentage of GDP for 2025–26 is projected at?

(a) 4.4%
(b) 1.5%
(c) 0.8%
(d) 0.3%
(e) 2.0%
Answer: (b) 1.5%

Q11. What is the allocation for the Urban Challenge Fund in Budget 2025–26?

(a) ₹1 lakh crore
(b) ₹1.5 lakh crore
(c) ₹50,000 crore
(d) ₹2 lakh crore
(e) ₹75,000 crore
Answer: (a) ₹1 lakh crore

Q12. What is the total allocation for Transport Infrastructure in the 2025–26 Budget?

(a) ₹2,87,333.16 crore
(b) ₹2,55,445.18 crore
(c) ₹5,48,649 crore
(d) ₹3,74,725 crore
(e) ₹4,91,732 crore
Answer: (c) ₹5,48,649 crore

Q13. What portion of government expenditure is spent on Interest Payments?

(a) 16%
(b) 18%
(c) 20%
(d) 22%
(e) 24%
Answer: (c) 20%

Q14. What is the allocation for Mahatma Gandhi NREGA in the 2025–26 Budget?

(a) ₹63,500 crore
(b) ₹74,626 crore
(c) ₹86,000 crore
(d) ₹67,000 crore
(e) ₹41,250 crore
Answer: (c) ₹86,000 crore

Q15. What share of total expenditure goes to States as Taxes & Duties?

(a) 18%
(b) 20%
(c) 22%
(d) 24%
(e) 26%
Answer: (c) 22%

Q16. What is the allocation for Jal Jeevan Mission in Budget 2025–26?

(a) ₹86,000 crore
(b) ₹67,000 crore
(c) ₹74,626 crore
(d) ₹63,500 crore
(e) ₹19,000 crore
Answer: (b) ₹67,000 crore

Q17. What percentage of total expenditure is allocated to Major Subsidies (Food, Fertilizer, Petroleum)?

(a) 4%
(b) 6%
(c) 8%
(d) 10%
(e) 12%
Answer: (b) 6%

Q18. What is the budget allocation for the Ministry of Science & Technology?

(a) ₹26,026.25 crore
(b) ₹38,613.32 crore
(c) ₹18,446.05 crore
(d) ₹13,416.20 crore
(e) ₹20,516.61 crore
Answer: (b) ₹38,613.32 crore

Q19. What are the total Capital Receipts (including borrowings) in Budget 2025–26?

(a) ₹34,20,409 crore
(b) ₹28,37,409 crore
(c) ₹16,44,936 crore
(d) ₹50,65,345 crore
(e) ₹583,000 crore
Answer: (c) ₹16,44,936 crore

Q20. What is the total allocation for PM Awas Yojana (Grameen & Urban) in 2025–26?

(a) ₹86,000 crore
(b) ₹74,626 crore
(c) ₹67,000 crore
(d) ₹63,500 crore
(e) ₹41,250 crore
Answer: (b) ₹74,626 crore

Q21. What is the total budget allocation for the Department of Space in 2025–26?

(a) ₹13,416.20 crore
(b) ₹26,026.25 crore
(c) ₹38,613.32 crore
(d) ₹18,446.05 crore
(e) ₹20,516.61 crore
Answer: (a) ₹13,416.20 crore

Q22. What is the total projected market borrowings for FY 2025–26?

(a) ₹11,53,834 crore
(b) ₹343,382 crore
(c) ₹23,490 crore
(d) ₹2,92,598 crore
(e) ₹5,23,846 crore
Answer: (a) ₹11,53,834 crore

Q23. What percentage of total government revenue is derived from Corporation Tax?

(a) 15%
(b) 17%
(c) 19%
(d) 21%
(e) 23%
Answer: (b) 17%

Q24. How much has been allocated to the Healthcare sector in Budget 2025–26?

(a) ₹96,777 crore
(b) ₹98,311 crore
(c) ₹1,28,650 crore
(d) ₹2,66,817 crore
(e) ₹5,48,649 crore
Answer: (b) ₹98,311 crore

Q25. What is the total transfer to States and UTs in the 2025–26 Budget?

(a) ₹14,22,444 crore
(b) ₹25,01,284 crore
(c) ₹1,32,767 crore
(d) ₹3,74,725 crore
(e) ₹541,850 crore
Answer: (b) ₹25,01,284 crore

Q26. What is the Primary Deficit as a percentage of GDP in the 2025–26 Budget?

(a) 4.4%
(b) 1.5%
(c) 0.3%
(d) 0.8%
(e) 2.0%
Answer: (d) 0.8%

Q27. What is the total allocation for POSHAN 2.0 (Nutrition Mission) in Budget 2025–26?

(a) ₹9,406 crore
(b) ₹21,960 crore
(c) ₹9,652 crore
(d) ₹13,560 crore
(e) ₹7,500 crore
Answer: (b) ₹21,960 crore

Q28. How much has been allocated to the Ministry of Home Affairs?

(a) ₹2,33,210.68 crore
(b) ₹2,55,445.18 crore
(c) ₹2,87,333.16 crore
(d) ₹1,90,405.53 crore
(e) ₹1,61,965.21 crore
Answer: (a) ₹2,33,210.68 crore

Q29. What share of government revenue comes from Non-Tax Receipts?

(a) 5%
(b) 7%
(c) 9%
(d) 11%
(e) 13%
Answer: (c) 9%

Q30. How much has been allocated to PM Schools for Rising India (PM SHRI)?

(a) ₹13,560 crore
(b) ₹9,406 crore
(c) ₹7,500 crore
(d) ₹21,960 crore
(e) ₹9,652 crore
Answer: (c) ₹7,500 crore

Q31. What is the allocation for Production Linked Incentive (PLI) Schemes)?

(a) ₹2,445 crore
(b) ₹19,000 crore
(c) ₹9,406 crore
(d) ₹13,560 crore
(e) ₹7,500 crore
Answer: (a) ₹2,445 crore

Q32. What is the budget for the Ministry of Electronics & IT in 2025–26?

(a) ₹38,613.32 crore
(b) ₹26,026.25 crore
(c) ₹18,446.05 crore
(d) ₹13,416.20 crore
(e) ₹20,516.61 crore
Answer: (b) ₹26,026.25 crore

Q33. How much has been allocated for Food Subsidies in the Union Budget 2025–26?

(a) ₹167,887 crore
(b) ₹203,420 crore
(c) ₹12,100 crore
(d) ₹2,76,618 crore
(e) ₹1,28,650 crore
Answer: (b) ₹203,420 crore

Q34. What is the allocation for the Samagra Shiksha Programme?

(a) ₹7,500 crore
(b) ₹41,250 crore
(c) ₹13,560 crore
(d) ₹9,406 crore
(e) ₹21,960 crore
Answer: (b) ₹41,250 crore

Q35. What is the allocation for the Ministry of Women & Child Development?

(a) ₹20,516.61 crore
(b) ₹26,889.69 crore
(c) ₹18,446.05 crore
(d) ₹13,416.20 crore
(e) ₹38,613.32 crore
Answer: (b) ₹26,889.69 crore

Q36. How much has been allocated for PM Gram Sadak Yojana?

(a) ₹67,000 crore
(b) ₹19,000 crore
(c) ₹13,560 crore
(d) ₹9,406 crore
(e) ₹21,960 crore
Answer: (b) ₹19,000 crore

Q37. What is the total allocation for Ayushman Bharat – PMJAY in Budget 2025–26?

(a) ₹21,960 crore
(b) ₹13,560 crore
(c) ₹9,406 crore
(d) ₹7,500 crore
(e) ₹19,000 crore
Answer: (c) ₹9,406 crore

Q38. What is the allocation for Social Assistance Programmes?

(a) ₹7,500 crore
(b) ₹9,652 crore
(c) ₹13,560 crore
(d) ₹21,960 crore
(e) ₹9,406 crore
Answer: (b) ₹9,652 crore

Q39. What is the allocation for the Ministry of Power in 2025–26?

(a) ₹21,847.00 crore
(b) ₹26,026.25 crore
(c) ₹18,446.05 crore
(d) ₹13,416.20 crore
(e) ₹20,516.61 crore
Answer: (a) ₹21,847.00 crore

Q40. What is the budget allocation for the Ministry of Ports, Shipping & Waterways?

(a) ₹5,850.37 crore
(b) ₹3,470.58 crore
(c) ₹13,416.20 crore
(d) ₹20,516.61 crore
(e) ₹18,446.05 crore
Answer: (b) ₹3,470.58 crore