Can A Clerk Become A Manager?

Banking aspirant usually want to know if they entered as a clerk can become PO or not. There are two ways to get into the bank namely: Clerical Cadre and Officer Cadre. To get entry through any of the level, a candidate has to go through a rigorous recruitment process. If you are thinking that you can get a job in bank as clerk and will later be promoted as an Probationary officer, you are wrong. It is not the case, the candidate recruited as a clerk once, will not be promoted as a probationary officer after a certain period because the probationary officers is a direct entry level job but don’t be dishearten as this does not mean that a candidate joined as a clerk cannot be promoted to officer cadre. Once a candidate completes the certain period as clerk, he/she can be promoted as TO ( Trainee Officer) or JMGS – 1 (Junior Management Grade Officer Scale -1).

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There are a total of 3 ways to do this which are given below:

Internal Examination:  PSBs conduct an internal exam every 2 years for employees wanting to make a shift to the officer cadre. A candidate interested in joining as an officer can take this exam. There are certain eligibility criteria laid for the promotion of a clerk into the officer and only those who are found to be eligible can only take up the internal exam.

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The eligibility criteria are as follow:

(i) 3 years of service in the bank, along with the completion of the CAIIB (Certified Association of the Indian Institute of Bankers) exam,


(ii) 4 years of service, along with the completion of the JAIIB (Junior Associate of the Indian Institute of Bankers) exam,


(iii) a minimum of 6 years of service.

There is no difference in the perks and salary received by a Trainee Officer as than that received by the Probationary Officer. The process is also the same once a candidate is selected into the officer cadre. He/she is required to undergo probation for two years. Once the probation period is over the TO ( Trainee Officer) is either promoted to MMGS-II or back to Clerical cadre based on his/her performance.

OJM Internal Exam: The other way to get into officer cadre is the OJM internal exam. This is another internal exam (written & interview) that helps a candidate to switch from clerical cadre to officer cadre. This test also has eligibility criteria: a candidate working as a clerk should have a minimum of 6 years of service as a clerk under the fast track promotion channel or 12 years of service under normal promotion channel. If a candidate gets promotion through this exam then the perks are equivalent to that of a PO but the salary is relatively lesser.

Direct recruitment as PO: This is probably the known way and most of the applicants use this way to get promotes as this does not want the candidate to serve for certain years in a bank and then become eligible. Every year many PSBs conduct their recruitment process to directly hire PO. The candidate need not have experience or anything. He/she can directly appear for this exam if he has a bachelors degree from a recognized university.

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The table given below will give you more detail idea about the different scale and minimum time require to get promoted to next scale:

From scale To Scale Promotion Channel Min experience required in the previous post
I II Normal/Seniority Channel 5
I II Merit/Fast Track Channel 3
II III Normal/Seniority Channel 5
II III Merit/Fast Track Channel 3
III IV Merit/Fast Track Channel 3
IV V Merit Channel 3
V VI Merit Channel 3
VI VIII Merit Channel 3

Given below is  the career graph of a Clerk working his way to the top

The ways given above for promotion have other rules and regulation as well for ex:  age limits, number of chances of promotion, further educational qualification and so on and it differs bank to bank. You can find all these information in the circulars released by banks from time to time.

Frequently Asked Questions:

Q. Can bank clerk become manager?

Ans. Yes! a clerk can become manager after fulfilling the certain eligibility given above.

Q. Can a clerk become po?

Ans. No a clerk cannot become PO but he can be promoted to TO ( Trainee Officer) which is equivalent to PO.

Q. What is major difference between clerk and PO?

Ans. The difference is in the salary and the type of work involved in the two job profiles. A clerk mainly do clerical work while PO does managerial work.

Q. What is the salary of a clerk in Bank?

Ans. The basic pay of a Clerk is Rs. 11765/- per month, in the scale of Rs. 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31540. It varies based on the place of posting as well.

Q. Is clerk a good job than Bank PO?

Ans. It is good job as it offers less workload and limited working hours unlike PO.

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