Cracking the IBPS RRB PO interview is a key step toward securing your dream banking job in regional rural banks. This real candidate experience from the 28th January 2026, Morning Shift shares the panel composition, languages used, and exact questions with model answers. The interviews are scheduled to be held until 4th February 2026, so use this insight to prepare confidently for your turn.
IBPS RRB PO Interview Experience 2026
The interview lasted around 15-20 minutes in a mix of these languages. The panel was professional yet approachable, focusing on personal background, banking basics, and role-specific scenarios. Stay calm, speak clearly, and link answers to rural banking priorities for a strong impression.
IBPS RRB PO Interview Experience 1
The IBPS RRB PO interview for 2026 was conducted in Maharashtra on 28th January during the morning session. The panel consisted of 4 male members and 1 female member, and the interview was conducted in a mix of Hindi, English, and Marathi. Here’s a detailed account of the questions asked and how candidates can approach them.
1. Introduction
The interview started with a simple self-introduction. Candidates were asked to briefly introduce themselves, highlighting educational background, hobbies, and career aspirations. The panel seemed particularly attentive to clarity and confidence while speaking.
2. Family Background Questions
The next round of questions revolved around the candidate’s family. Candidates were asked about their parents’ occupation, siblings, and family values. It is recommended to answer honestly and confidently, showing awareness of one’s background.
3. City Background
Candidates were asked about their city or hometown, including basic demographic and economic facts. The panel also tested if the candidate had awareness of local banking and business opportunities.
4. Graduation Basics
A few questions were asked based on the candidate’s graduation stream. This included fundamental concepts from their discipline. It’s advisable to revise basics from your graduation subjects before the interview.
5. Gap in Education/Work
One of the panel members asked about a 3-year gap in the candidate’s career. Candidates should be ready to explain gaps clearly, mentioning any productive activities like skill development, internships, or competitive exam preparation.
6. Why was the RRB Established?
The panel asked about the purpose of Regional Rural Banks (RRBs). Ideal answers include points such as promoting financial inclusion, providing banking services to rural areas, and supporting agriculture and small industries.
7. CASA Ratio
Candidates were asked to explain the CASA (Current Account Saving Account) ratio and its importance in banking. It is crucial to know that CASA ratio reflects low-cost deposits in a bank and impacts profitability.
8. Negotiable Instruments
The interview also included questions about negotiable instruments, such as cheques, bills of exchange, and promissory notes. Candidates should focus on definition, types, and usage in banking operations.
9. Role as a Branch Manager
Finally, the panel asked: “What would you do as a Branch Manager?” The ideal answer covers responsibilities like managing staff, customer service, achieving targets, financial inclusion, compliance, and maintaining good customer relations.
IBPS RRB PO Interview Experience 2
The IBPS RRB PO interview for 2026 was conducted in Indore, Madhya Pradesh. The panel consisted of 3 male members and 1 female member. The session focused on both technical banking questions and personal background. Here’s a detailed overview of the questions asked and tips on how to approach them.
1. Academic Preparation
The Head Member (HM) started by asking: “Kya padhkar aaye ho?” (What have you studied?). Follow-up questions were based on the candidate’s preparation, focusing on practical knowledge.
2. Banking Fundamentals
- NPA (Non-Performing Assets): Candidates were asked the definition of NPA and about NPA sub-standardisation.
- Balance Sheet: Questions included the meaning of a balance sheet and follow-ups based on its components and interpretation.
3. Finance Concepts
The Female Member asked:
- What is Depreciation?
- Difference between Gross Profit and Net Profit
- Assets in a Balance Sheet
Candidates should revise basic finance and accounting concepts and be able to give clear, concise answers.
4. Personal Motivation
Member 2 (M2) asked: “Bank aapko hi kyu chune, itna competition hai?” (Why should the bank select you despite high competition?). Candidates should highlight their skills, motivation, and suitability for the RRB PO role.
5. Family and Local Background
The HM asked about family background, which is common in RRB interviews. Candidates were also asked about local agriculture, e.g., “Which crop grows in your area?”
6. Rural and Government Schemes
The panel asked about local and national schemes, including VBG & RAMG schemes. Candidates should be aware of important government initiatives related to rural development and banking.
IBPS RRB PO Interview Experience 3
The IBPS RRB PO interview for 2026 was conducted in Maharashtra. The panel consisted of 4 members and focused on banking knowledge, current affairs, and the candidate’s personal and academic background. Below is a detailed account of the questions asked and tips on how to approach them.
1. Self-Introduction
The interview began with a simple self-introduction. Candidates were expected to summarize their educational background, hobbies, and career goals clearly and confidently.
2. Banking Awareness
- Key Functions of RBI: Candidates were asked to explain the main functions of the Reserve Bank of India.
- e-KYC: The panel asked about electronic Know Your Customer (e-KYC) and its importance in banking.
3. Current Affairs
Candidates were asked about the biggest news in the country that day. Staying updated with national news, especially related to banking, finance, and economy, is crucial.
4. General Awareness & Technology
OTT Platforms: Candidates were asked what OTT is and to differentiate between theatre and OTT platforms. This tests awareness of modern technology and digital trends.
5. Academic Background
Candidates were asked about subjects studied during graduation, along with two questions related to history. It is advisable to revise basic concepts from graduation and general awareness topics.
6. Role of RRBs
The panel asked why Regional Rural Banks are important for the Indian economy. Ideal answers include points on financial inclusion, rural development, supporting agriculture, and aiding small businesses.
7. Banking Knowledge
- Current interest rates on home loans
- Total deposits, total loans, and the total number of branches of RRBs
- Candidates should be familiar with basic banking statistics and policies, as these are common in RRB interviews.
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