IBPS RRB PO Interview Questions 2025-26 (Expected & Previous Year Questions)

The IBPS RRB PO interviews 2025-26 are scheduled to be held from 28th January to 5th February 2026, and candidates are now entering the crucial final stage of the selection process. This round is a vital opportunity to showcase not only knowledge of banking concepts and current affairs but also communication skills, confidence, and overall personality. Performing well in the interview can make a significant difference, as it forms the last step in securing the PO position.

IBPS RRB PO Interview 2025-26 Questions

Candidates can expect questions like “Tell us about yourself” or “What are your strengths and weaknesses?”, which help the interviewer gauge their suitability for the role. Reviewing previous years’ IBPS RRB PO interview questions can provide insight, but it’s recommended that aspirants prepare answers in their own words to present them confidently and effectively.

Personal Questions for IBPS RRB PO Interview

1. Tell us about yourself.
2. Why do you want to join the banking sector?
3. What do you know about RRBs?
4. Why do you want to join our bank?
5. Where do you see yourself in 5 years?
6. What are your strengths and weaknesses?
7. Tell us about your educational background.
8. How do you handle stress and pressure?
9. What motivates you to do your best on the job?
10. Describe a situation where you had to work as part of a team.
11. Will you be ready to relocate to a rural area?

Banking Awareness Questions for IBPS RRB PO Interview

1. What are the functions of RRBs?
2. Explain the role of NABARD in RRBs.
3. What is the difference between a scheduled and a non-scheduled bank?
4. What are NPA (Non-Performing Assets)?
5. What are the different types of deposits in a bank?
6. Explain the concept of the Reserve Bank of India.
7. What is financial inclusion?
8. What are the different types of bank accounts?
9. Explain the term ‘Priority Sector Lending’.
10. What are the key features of the Pradhan Mantri Jan Dhan Yojana?
11. CRR and SLR Related Questions
12. Why CRR and SLR are maintained?
13. Base Rate
14. What is KYC?
15. What is the Repo Rate?
16. What is the Reverse Repo Rate?

IBPS RRB PO Interview Questions Related to Rural Banking

1. What are the unique challenges faced by RRBs?
2. How can RRBs contribute to the development of rural areas?
3. What is the role of RRBs in agricultural financing?
4. Explain the concept of SHGs (Self Help Groups).
5. What is the importance of microcredit in rural development?
6. How do RRBs support small and medium enterprises (SMEs)?
7. What is financial literacy and why is it important for rural areas?
8. What are the different types of agricultural loans?
9. How can technology be used to improve banking services in rural areas?
10. What are the government schemes aimed at rural development?
11. India’s 1st Rural Bank
12. Why RRBs have been established?
13. How will you approach rural people?
14. What is a Kisan Credit Card?
15. Interest rates on Crop loans

Questions from Financial and Economic Concepts for IBPS RRB PO Interview

1. What is GDP?
2. Explain the concept of inflation.
3. What is the difference between fiscal policy and monetary policy?
4. What is the role of the World Bank?
5. Explain the concept of demand and supply.
6. What are mutual funds?
7. What is the difference between savings and investment?
8. What is the stock market?
9. Explain the term ‘Forex’.
10. What is the balance of payments?

Questions from Current Events for IBPS RRB PO Interview

1. What are the recent developments in the banking sector?
2. Discuss any major economic policy introduced by the Indian government recently.
3. What is the current repo rate and reverse repo rate?
4. How has the COVID-19 pandemic impacted the banking sector?
5. Explain the implications of the Digital India initiative on banking.
6. What is India’s current inflation rate?
7. Discuss the impact of GST on the banking sector.
8. What are the recent mergers in the Indian banking sector?
9. Explain the concept of cryptocurrency.
10. What is the current status of the Indian economy?

Technical Questions for the IBPS RRB PO Interview

1. What is a balance sheet?
2. Explain the term ‘Capital Adequacy Ratio’.
3. What are the different types of loans offered by banks?
4. Explain the difference between credit and debit cards.
5. What is the Basel III Accord?
6. What is the significance of the KYC process?
7. Explain the term ‘Microfinance’.
8. What is the role of a PO in a bank?
9. How does the cheque-clearing process work?
10. What are the different types of fund transfer systems in India?
11. Near your RRB branch, if any SBI branch is there, then how will you attract customers to your bank?

Regulatory and Legal Questions for IBPS RRB PO Interview Questions

1. What are the RBI guidelines for KYC?
2. Explain the concept of AML (Anti-Money Laundering).
3. What is the Banking Regulation Act?
4. What are the rights of a bank customer?
5. Explain the term ‘banking ombudsman’.
6. What is the significance of the RTI Act in banking?
7. What are the different types of fraud in banking?
8. Explain the term ‘bankruptcy’.
9. What is the role of SEBI in the financial market?
10. What are the penalties for non-compliance with banking regulations?

Personal Finance IBPS RRB PO Interview Questions

1. What is a credit score?
2. Explain the concept of personal loans.
3. What is an EMI?
4. How do you plan your personal finances?
5. What is a home loan?
6. What are the benefits of a fixed deposit?
7. Explain the concept of life insurance.
8. What is a retirement plan?
9. What is the difference between health insurance and life insurance?
10. What are the different types of investment options available?

Situational and Behavioral Interview Questions for IBPS RRB PO

1. Describe a time when you had to deal with a difficult customer.
2. How would you handle a situation where you suspect fraudulent activity?
3. Describe a time when you went above and beyond for a customer.
4. How do you prioritize your tasks when you have multiple deadlines?
5. How would you handle a situation where you disagree with your manager?
6. Describe a situation where you had to make a quick decision.
7. How would you handle a situation where a team member is not contributing?
8. Describe a time when you had to learn something new quickly.
9. How do you ensure accuracy in your work?
10. How would you handle a situation where a customer is not satisfied with your service?

Miscellaneous Interview Questions for IBPS RRB PO

1. What is the role of technology in modern banking?
2. Explain the term ‘core banking solutions’.
3. What is mobile banking and how does it work?
4. Describe the term ‘fintech’.
5. What is artificial intelligence and how is it used in banking?
6. Explain the concept of blockchain technology.
7. What are digital payments?
8. How does an ATM work?
9. What is cyber security and why is it important in banking?
10. What are the benefits of e-banking?