Important Letter Topics for IBPS PO Mains 2024

The IBPS PO Mains Exam 2024 will be conducted on 30 November 2024 at various centers across the country. Letters and essays are asked in the descriptive paper in one section of the IBPS PO Mains Exam 2024 and the descriptive paper plays a major role in the main exam. This paper also proves to be a deciding one. The importance of this paper also increases because the marks of the descriptive paper are also added to the merit list. The main objective of this article is Important Letter Topics for IBPS PO Mains.

IBPS PO Mains Strategy for Letter Writing

In the IBPS PO Mains exam, you may be asked to write formal or informal letters. Formal letters require a professional tone and follow a specific structure, while informal letters are written in a conversational style. It is important to identify the type of letter to determine the appropriate tone and format.

Plan Your Letter Before You Write

Before you start writing, take 2-3 minutes to outline your letter. Identify the purpose and main points, and decide on a logical flow of ideas. This step will help you stay focused and organized.

Write clearly and concisely

Keep your language simple and straightforward. Avoid complex words or long sentences that may confuse the reader. Aim for clarity and accuracy, making sure each sentence contributes to the overall message.

Pay Attention to Grammar

Proper grammar and punctuation are important in letter writing. Mistakes can negatively affect your score. Review the letter for errors in sentence structure, spelling, and punctuation before submitting it.

Review and Edit

Before finalizing your letter, take the last few minutes to review it for spelling and grammatical errors. Make sure the letter is within the word limit and that it flows logically from beginning to end.

Also Read, IBPS PO Prelims Score Card 2024

How to Write a Letter in IBPS PO Mains?

In the IBPS PO 2024 Mains exam, you may be asked to write formal or informal letters. Formal letters require a professional tone and follow a specific structure, while informal letters are written in a conversational style. It is important to identify the type of letter to determine the appropriate tone and format. Both the types are discussed here-

Format of Formal Letter

Your Address
[Street Address] [City, State – ZIP Code]

Date: [DD/MM/YYYY]

Recipient’s Details
[Designation/Title] [Organization/Institution Name] [Full Address]

Subject: [State the objective clearly]

Salutation: Dear Sir/Madam,

• Opening Statement: Begin by briefly stating your reason for writing.
• Details: Provide necessary context, discuss the issue in detail, and support with relevant facts or information. Clearly state any specific requests or actions required.
• Closing Statement: End with a polite expression of hope or gratitude, emphasizing the importance of the topic.

Closing:
Yours sincerely,
[Your Name]

Format of Informal Letter

Date:
Place:

Dear,

I hope this letter finds you in good health and spirits. How have you been?

Envelope Address:

To,
[Recipient’s Name],
[Recipient’s Address Line 1],
[Recipient’s Address Line 2],
[City, Postal Code],

Also Read, IBPS PO Mains Admit Card 2024

Important Letter Topics for IBPS PO Mains

Candidates preparing for IBPS PO Mains 2024 exam should be aware of the various letter writing topics that can be included in the exam. IBPS PO Mains 2024 letter writing has a lot of topics, below is the list of the major topics that will help candidates in their efforts for letter writing.

Letters to the Editor

• Addressing food adulteration issues.
• Addressing issues related to online education.
• Application for promoting local tourism for economic growth.
• Ban on single-use plastics and its implementation.
• Complaint about unauthorized transactions.
• Complaint about incorrect credit card charges.
• Complaint regarding the malfunction of the ATM.
• Complaint about delays in fund transfers.
• Complaint about unresponsive customer service.
• Encouraging plantation drives to combat deforestation.
• Encouraging youth to participate in democratic processes.
• Eradication of child labor from society.
• Growing problem of stray animals in urban areas.
• Highlighting the need for more women-centric safety measures.
• Importance of mental health awareness campaigns.
• Importance of promoting renewable energy sources.
• Increasing cases of cybercrimes and online frauds.
• Increasing cases of waterborne diseases in summers.
• Increasing traffic congestion in metropolitan cities.
• Lack of proper sanitation in rural areas.
• Mismanagement of waste in residential areas.
• Need for awareness about environmental conservation.
• Need for better medical facilities in remote areas.
• Need for skill-based education in schools.
• Poor condition of roads after the monsoon season.
• Promoting local tourism for economic growth.
• Request for improving public transport facilities.
• Rising air pollution and its health impacts.
• Rising prices of essential commodities.
• Urging authorities to control noise pollution during festivals.

Letters to the Bank Manager

• Application for an education loan.
• Application for issuing a new ATM card.
• Application for issuing a duplicate passbook.
• Application for locker facility allotment.
• Application for personal loan.
• Application for updating contact details in the account.
• Application for updating nominee details in the account.
• Complaint about incorrect credit card charges.
• Complaint about unresponsive customer service.
• Complaint regarding the malfunction of the ATM.
• Complaint about delays in fund transfers.
• Inquiry about fixed deposit schemes.
• Inquiry about loan interest rates and procedures.
• Inquiry about transferring a savings account to another branch.
• Request for closure of a bank account.
• Request for a cheque book issuance.
• Request for increasing the credit card limit.
• Request for NOC after loan repayment.
• Request for activating internet banking services.
• Request for transferring a savings account to another branch.
• Request for EMI rescheduling due to financial hardship.
• Request for issuing a duplicate passbook.
• Request for waiving off bank charges due to an error.

Important Letter Topics for IBPS PO Mains 2024: Sample 1

Write a letter to the Bank Manager to block your lost Credit Card and issue a new one.

XYZ

Street no. 15
Ahmednagar, Pune

5 September, 2023

ABC,

Bank Manager

Punjab National Bank

Ahmednagar, Pune

Subject: Request to Block Lost Credit Card and Issue a Replacement

Dear Sir/Madam,

I am writing to request the immediate blocking of my lost credit card, account number [XXXXXX], due to its recent loss. I am deeply concerned about the security of my account and wish to prevent any unauthorized transactions.

Furthermore, I kindly request your assistance in issuing a replacement credit card as soon as possible to ensure uninterrupted access to my banking services.

Your prompt attention to this matter is greatly appreciated. Please do not hesitate to contact me at [XXXXXXXX90] for any necessary verification.

Thank you for your assistance.

Sincerely,

XYZ

Important Letter Topics for IBPS PO Mains 2024: Sample 2

Write a letter to the branch manager of your bank to conduct a campaign in your area to create awareness about the benefits of KYC.

John Smith

123 Elm Street

Cityville, ST 54321

October 26, 2022

Ms. Emily Rodriguez

Cityville Bank

456 Oak Avenue

Cityville, ST 54321

Subject: Proposal for KYC Awareness Campaign

Dear Ms. Rodriguez,

I hope this letter finds you well. I am writing as a concerned customer of Cityville Bank to propose an initiative that I believe would benefit both our community and the bank itself.

Given the importance of Know Your Customer (KYC) procedures in preventing financial fraud and ensuring the security of our accounts, I would like to suggest that Cityville Bank conducts an awareness campaign in our locality. This campaign could include informative sessions, distribution of pamphlets, and perhaps even digital outreach to educate our community about the significance of KYC and the ease of compliance.

By fostering a better understanding of KYC, we can not only enhance the security of our financial transactions but also streamline the banking experience for customers. I am confident that this initiative would reflect positively on the bank’s commitment to customer safety and satisfaction.

I would be happy to assist in any way possible to make this campaign a success. Please consider this proposal as a sincere effort to improve our banking services and strengthen our community’s financial well-being.

Thank you for your attention, and I look forward to hearing from you regarding the feasibility of this initiative.

Sincerely,

John Smith

Important Letter Topics for IBPS PO Mains 2024: Sample 3

Write a letter to the E-commerce site portal to deliver products in your localities.

Rahul Verma

45 B, Sri Sakthi Road

N G G O Colony

Ashokapuram P O

Coimbatore – 641022

15th October, 2024

XYZ Service Department

15 Avenue Street

Ashokapuram

Coimbatore – 641022

Subject: Request for Expanded Delivery Services in Our Locality.

Dear Sir/Madam,

I hope this letter finds you well. I am a loyal customer of your esteemed e-commerce portal and have consistently enjoyed the convenience and efficiency of your services. However, I am writing to request an expansion of your delivery services to include our locality.

Currently, many residents in our area are eager to benefit from the wide range of products available on your platform, but we often face difficulties in having our orders delivered promptly due to the absence of delivery coverage in our locality. This not only inconveniences us but also restricts us from making the most of the services your portal offers.

I kindly request your team to consider extending your delivery services to our area. It would undoubtedly help us access quality products and services more efficiently. We are willing to cooperate and provide any necessary information or support to facilitate this expansion.

I look forward to a positive response and hope to continue our association with your platform.

Thank you for your attention to this matter.

Sincerely,

Rahul Verma

Important Letter Topics for IBPS PO Mains 2024: Sample 4

Write a letter to the Bank Manager to share an innovative idea on file management system in banks.

45 B, Sri Sakthi Road

N G G O Colony

Ashokapuram P O

Coimbatore – 641022

15th November, 2024

The Bank Manager

South Indian Bank

N G G O Colony Branch

Coimbatore – 641022

Subject: Innovative Idea for Improved File Management System

Sir,

I hope this letter finds you well. I am a dedicated customer of  South Indian Bank and have been impressed by the bank’s commitment to innovation and efficiency. With this in mind, I would like to share an innovative idea for enhancing the file management system within the bank.

In today’s fast-paced digital world, efficiency is paramount. I propose the implementation of an advanced electronic document management system that can streamline file storage, retrieval, and tracking processes. This system could enable the bank to transition to a paperless environment, reducing physical storage needs, minimizing human errors, and enhancing data security.

Additionally, integrating optical character recognition (OCR) technology would facilitate the quick scanning and indexing of documents, making it easier for bank staff to access and manage customer information efficiently. Such a system could also include robust encryption and access control features to ensure data privacy and compliance with regulatory requirements.

I believe that this innovative approach to file management could greatly benefit the bank by improving operational efficiency, reducing costs, and enhancing customer service. I am willing to offer further insights and support in implementing this idea.

Thank you for considering my suggestion, and I look forward to the opportunity to discuss this idea in more detail.

Sincerely,

XYZ