SBI PO Salary 2025, Revised Salary Structure, Job Profile, Perks And Benefits

The SBI PO Salary stands as a major draw for countless applicants annually. The starting basic pay is substantial at ₹56,480, which incorporates four advance increments. This figure, combined with a comprehensive suite of allowances and perks, translates into a highly competitive and attractive in-hand salary. This strong financial package firmly establishes the Probationary Officer position as one of the most desirable in the Indian banking sector.

SBI PO Salary 2025

The 12th Bipartite Settlement marks a substantial increase in the financial appeal of the SBI PO role. The revised SBI PO Basic pay now stands at ₹48,480, including four advanced increments. Significantly, the total annual Cost to Company (CTC) package has soared to approximately ₹20.43 lacs. This competitive update is designed to attract top talent by making the Probationary Officer position one of the most highly compensated and sought-after roles in the banking industry.

Also Read, SBI PO Mains Result 2025

SBI PO Salary Overview

The SBI PO Salary 2025 is structured in line with the provisions of the latest bipartite agreement, ensuring that employees receive a fair and competitive compensation package. The salary is periodically revised to reflect market standards and employee expectations.

SBI PO Salary Structure 2025

Securing an SBI PO position offers one of the most attractive compensation packages in government banking. The starting basic pay is ₹48,480 (with 4 advance increments), situated within the steady growth scale of 48,480 to 85,920. Crucially, the addition of major allowances (like DA, HRA, and Special Allowance) boosts the total value, delivering an approximate monthly in-hand salary of ₹84,000. This makes the post highly competitive, further evidenced by the initial annual CTC of ₹20.43 Lakhs for a placement in a major center like Mumbai.

SBI PO Salary 2025 Deductions

SBI POs receive various perks with the deductions they can claim while filling out their ITR and figuring out their tax obligations. All of the allowable deductions from the SBI PO salary structure 2025 are listed in the table below.

SBI PO Salary Slip 2025

The SBI PO Salary Slip provides official transparency, detailing the basic pay, various allowances, and mandatory deductions. Beyond the competitive pay scale, the Probationary Officer role offers a robust employment package, which includes a clear path for promotions, comprehensive medical coverage, generous leave policies, and numerous additional employee benefits. The authentic details of an SBI PO’s compensation are officially presented in the salary slip provided below.

SBI PO Training Period Salary

Newly appointed Probationary Officers (POs) at SBI begin their journey with a well-structured pay scale and attractive perks. Even during the training phase, the salary and benefits are designed to offer financial stability and motivation to the recruits.

SBI PO Salary During Training:

• The starting basic salary is ₹48,480, which already includes four advance increments.
• This pay structure follows the Junior Management Grade Scale-I: ₹48,480–2000/7–62,480–2340/2–67,160–2680/7–85,920.
• In addition to the basic pay, POs also receive several allowances and benefits such as:
  • Dearness Allowance (DA) to offset inflation.
  • House Rent Allowance (HRA) or leased accommodation, depending on the posting location.
  • City Compensatory Allowance (CCA) applicable in metro and large cities.
  • Medical benefits for the employee and dependents.

• Dearness Allowance, which amounts to 15.97% of the Basic Pay
• City Compensatory Allowance, ranging from 3% to 4% depending on the employee’s location
• House Rent Allowance, ranging from 7% to 9% depending on the place of posting
• Medical Insurance, with 100% coverage for the employee and 75% coverage for the dependent family
• Travelling Allowance, which reimburses the employee for AC 2-tier fare during official travels
• Additional allowances like Newspaper Allowance, Entertainment Allowance, and Books Allowance, vary based on the place of posting.
• Cashless treatment in selected medical facilities around the country
• Concessionary interest rates for House Loan, Car Loans, and Personal Loan
• New pension scheme contribution
• Leave Travel Concessions (LTC).

Here are the details on allowances in amounts and percentages as per the structure for SBI PO Salary:

SBI PO Job Profile & Promotion

The role of a Probationary Officer (PO) at SBI is dynamic and filled with learning opportunities. During their initial years, POs are trained and groomed for higher managerial responsibilities. Their daily tasks involve handling core banking activities, supervising operations, managing customer service, and helping the bank grow its business. Training is provided both on-the-job and at SBI’s designated training institutes to prepare officers for future leadership roles.

Key Responsibilities of an SBI PO:

• Overseeing administrative tasks, loan processing, account opening, and overall branch operations.
• Promoting and implementing new schemes launched by the bank.
• Acquiring new customers and expanding the bank’s client base.
• Providing efficient customer service and addressing customer grievances.
• Carrying out any additional duties as assigned by the bank from time to time.
• Undergoing structured training programs at SBI training centers to develop managerial and leadership skills.

SBI PO Promotion Hierarchy

The SBI offers a well-defined promotion hierarchy for the Probationary Officers The promotion hierarchy for the SBI POs typically follows a structured path, allowing employees to progress based on their performance, experience & merit. The SBI PO Promotion Hierarchy is mentioned below.

• Assistant Manager
• Deputy Manager
• Manager
• Senior Manager
• Chief Manager
• Assistant General Manager (AGM)
• Deputy General Manager (DGM)
• General Manager (GM)
• Chief General Manager
• Deputy Managing Director
• Managing Director
• Chairman

SBI PO Prelims Exam Analysis 2025, 4th August 2025 Shift 1
SBI PO Exam Analysis 2025,4th August 2025 Shift 2
SBI PO Exam Analysis 2025, Shift 3, 4th August 2025
SBI PO Exam Analysis 2025, Shift 4, 4th August 2025

SBI PO Salary 2025 Annual Package

The SBI PO annual package for 2025 has seen a notable upgrade, making it one of the most rewarding entry-level officer positions in the public sector. The compensation reflects both financial growth and career prestige right from the beginning.

SBI PO Annual Package 2025 Highlights: The total Cost to Company (CTC) for a newly appointed PO at a metro location like Mumbai is around ₹20.43 lakh per annum. The package includes a combination of fixed and variable pay components such as:

• Basic Pay
• Dearness Allowance (DA)
• House Rent Allowance (HRA) or lease accommodation
• City Compensatory Allowance (CCA)
• Provident Fund (PF) and National Pension Scheme (NPS) contributions
• Medical benefits for employees and their families
• Other allowances as per bank norms