SBI PO Salary 2025, Revised Salary Structure, Job Profile, Perks And Benefits

Becoming a Probationary Officer (PO) at the State Bank of India (SBI) is a dream for many banking aspirants and for good reason. In 2025, an SBI PO starts with a basic salary of ₹56,480, and with allowances and perks added, the monthly earnings can go up to approximately ₹82,000. The combination of an excellent pay scale, numerous benefits, and a challenging yet rewarding work environment makes this role highly sought after. In this article, we’ll walk you through the complete SBI PO salary details, job responsibilities, perks, and the exciting career growth opportunities it offers.

SBI PO Salary 2025

The State Bank of India (SBI) has recently enhanced the salary structure for Probationary Officers (PO) following the 12th Bipartite Settlement. With the basic pay now revised to ₹48,480, the overall compensation package has seen a significant boost. As a result, the annual Cost to Company (CTC) for an SBI PO can climb up to ₹18.67 lakh, firmly establishing it as one of the most rewarding career options in the banking industry. In this article, we delve into the newly updated SBI PO salary details, highlighting important elements such as allowances, perks, job roles, and career advancement prospects.

Also Read, SBI PO Mains Admit Card 2025

SBI PO Salary Overview

The SBI PO Salary 2025 is determined based on the bipartite agreement between banks and their employees. The salary structure for SBI Probationary Officers undergoes regular revisions to ensure competitive pay.

SBI PO Salary Structure 2025

The SBI PO Salary 2025 comes with a highly rewarding pay structure, making it a preferred choice for banking aspirants. Under the revised pay scale of ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920, the initial basic pay starts at ₹48,480. In addition to the basic salary, employees are entitled to several allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowance. After all necessary deductions, the take-home salary amounts to approximately ₹84,965 per month.

SBI PO Salary 2025 Deductions

SBI POs receive various perks with the deductions they can claim while filling out their ITR and figuring out their tax obligations. All of the allowable deductions from the SBI PO salary structure 2025 are listed in the table below.

SBI PO Salary Slip 2025

Through the SBI PO Salary Slip, candidates get to know the authentic details such as the basic pay, amount for the various allowances, deductions, etc. Here, we have provided the SBI PO Salary Slip of a Probationary Officer who joined the organization on 01 July 2024.

SBI PO Training Period Salary

The salary offered during the SBI PO training period is highly competitive and appealing to newly selected candidates. Trainees receive an initial basic pay of ₹48,480/-, including four advance increments, under the pay structure of ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920 for Junior Management Grade Scale-I. Alongside the basic pay, they are entitled to several allowances such as Dearness Allowance (DA), House Rent Allowance (HRA) or Lease Rental, City Compensatory Allowance (CCA), medical benefits, and other perks as per existing norms.

• Dearness Allowance, which amounts to 15.97% of the Basic Pay
• City Compensatory Allowance, ranging from 3% to 4% depending on the employee’s location
• House Rent Allowance, ranging from 7% to 9% depending on the place of posting
• Medical Insurance, with 100% coverage for the employee and 75% coverage for the dependent family
• Travelling Allowance, which reimburses the employee for AC 2-tier fare during official travels
• Additional allowances like Newspaper Allowance, Entertainment Allowance, and Books Allowance, vary based on the place of posting.
• Cashless treatment in selected medical facilities around the country
• Concessionary interest rates for House Loan, Car Loans, and Personal Loan
• New pension scheme contribution
• Leave Travel Concessions (LTC).

Here are the details on allowances in amounts and percentages as per the structure for SBI PO Salary:

SBI PO Job Profile & Promotion

The role of a Probationary Officer (PO) at SBI is dynamic and filled with learning opportunities. During their initial years, POs are trained and groomed for higher managerial responsibilities. Their daily tasks involve handling core banking activities, supervising operations, managing customer service, and helping the bank grow its business. Training is provided both on-the-job and at SBI’s designated training institutes to prepare officers for future leadership roles.

Key Responsibilities of an SBI PO:

• Overseeing administrative tasks, loan processing, account opening, and overall branch operations.
• Promoting and implementing new schemes launched by the bank.
• Acquiring new customers and expanding the bank’s client base.
• Providing efficient customer service and addressing customer grievances.
• Carrying out any additional duties as assigned by the bank from time to time.
• Undergoing structured training programs at SBI training centers to develop managerial and leadership skills.

SBI PO Promotion Hierarchy

The SBI offers a well-defined promotion hierarchy for the Probationary Officers The promotion hierarchy for the SBI POs typically follows a structured path, allowing employees to progress based on their performance, experience & merit. The SBI PO Promotion Hierarchy is mentioned below.

• Assistant Manager
• Deputy Manager
• Manager
• Senior Manager
• Chief Manager
• Assistant General Manager (AGM)
• Deputy General Manager (DGM)
• General Manager (GM)
• Chief General Manager
• Deputy Managing Director
• Managing Director
• Chairman

SBI PO Salary 2025 Annual Package

The SBI Salary Annual Package is structured to provide attractive benefits to its employees. The annual package includes various components like basic pay, allowances, and perks, which collectively contribute to the overall remuneration. To calculate the SBI Salary Annual Package, the sum of Basic Pay, Dearness Allowances, HRA, City Compensatory Allowances, and other benefits is considered. The total annual package may vary depending on various factors such as location (City X, Y & Z), experience, etc. The minimum Gross compensation is expected to be approximately Rs. 9.50 lakhs per annum, while the maximum gross compensation shall be around Rs. 11 lakhs per annum.