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Balancing PhD and Bank Exams: How Ankita Vaza Turned Hard Work Into Success

Success does not always come from comfort or perfect conditions. It often comes from persistence, discipline, and belief in oneself. Ankita Vaza from Gir Somnath, Gujarat, is a shining example of how determination can turn challenges into achievements.

Balancing a PhD and Bank Exams

Ankita is pursuing a PhD in Agricultural Economics while simultaneously preparing for competitive banking exams. Managing full-day college responsibilities, research work, and exam preparation together was not easy. With limited time and a demanding academic schedule, she had to rely largely on recorded lectures and self-study. Despite the pressure, she stayed committed to her goal. Instead of giving in to stress, she focused on structured preparation and consistent effort.

Overcoming Challenges with Discipline

Preparing for banking exams alongside a PhD requires exceptional time management and mental strength. There were moments of exhaustion and difficulty, but Ankita chose consistency over excuses. She trusted the process and worked steadily every day, even when progress felt slow. Her journey shows that success is not about having extra time; it is about using the available time wisely.

The Role of Mentorship and Guidance

Ankita credits her success to the constant guidance and motivation she received from her mentors. She expresses heartfelt gratitude to Saurav Sir, Shantanu Sir, and Ashish Sir for their support throughout her preparation. Their direction helped her stay focused, confident, and positive during challenging phases. Strong mentorship gave her clarity and strengthened her belief in her abilities.

Bank Mahapack 2026

A Message for Every Aspirant

Ankita’s story is more than just clearing an exam. It is about resilience, balance, and belief. She proved that even while managing higher education and heavy responsibilities, one can achieve ambitious goals with discipline and determination. Her journey inspires every aspirant who feels overwhelmed. No matter how busy or challenging life may seem, consistent effort and faith in the process can lead to success.

Most Important Topics for Banking Exams 2026

Banking Exams 2026 are expected to be highly competitive with increasing difficulty levels in both Prelims and Mains stages. Whether an aspirant is preparing for SBI PO, SBI Clerk, IBPS PO, IBPS Clerk, RRB, or other banking exams, understanding the most important topics can help them prioritize their preparation and maximize score. In this article, we have covered the section-wise most important topics for Banking Exams 2026 based on recent trends, exam patterns, and difficulty levels.

Most Important Topics for Banking Exams 2026

The Banking Exam Pattern 2026 remains largely similar to previous years but with a noticeable increase in analytical and application-based questions. Most exams are designed to test not only conceptual clarity but also speed, accuracy, and decision-making ability under time pressure. Understanding the exam structure is the first step toward building an effective preparation strategy, as it helps aspirants allocate time wisely across sections and focus more on high-weightage areas.

Banking Exam Pattern 2026

Most banking exams are conducted in two stages:

  • Prelims: Qualifying stage
  • Mains: Merit-based selection

Common Sections:

  • Reasoning Ability
  • Quantitative Aptitude
  • English Language
  • General/Banking Awareness
  • Computer Awareness (in some exams)
  • Descriptive Test (for PO level exams)

Most Important Topics for Banking Exams  Section-Wise

To crack exams like SBI PO, SBI Clerk, IBPS PO, IBPS Clerk, and RRB, aspirants must focus on high-weightage and frequently asked topics rather than studying everything randomly. Below is a section-wise table highlighting the most important topics for Banking Exams 2026 based on recent trends and exam patterns.

Section Focus Area Important Topics
Reasoning Ability Accuracy in high-weightage logic puzzles Multi-layer puzzles, Mixed Seating (Circular + Linear), Syllogism, Inequalities, Blood Relations, Direction Sense, Order & Ranking, Input-Output, Data Sufficiency
Quantitative Aptitude Speed in calculation and strong Data Interpretation Caselet DI, Missing DI, Arithmetic DI, Simplification, Approximation, Quadratic Equations, Number Series (Missing/Wrong), Profit & Loss, SI-CI, Time & Work, Ratio, Percentage
English Language Reading speed and contextual understanding Inference-based RC, Tone-based Questions, Error Detection, Word Swap, Fillers, Cloze Test (New Pattern), Para Jumbles
General & Banking Awareness Staying updated with financial regulations Last 6 Months Current Affairs, RBI Updates, Circulars, Banking Terms, Government Schemes, 2026 Budget, Digital Banking Updates
Computer Awareness Practical and fundamental knowledge MS Office (Shortcut Keys), Networking, Internet, Cyber Security, Hardware Basics, Common Abbreviations

Bank Mahapack 2026

Preparation Strategy for Banking Exams 2026

Smart preparation is not about studying more hours, but about studying the right topics with consistency and proper analysis.

  • Focus on Mock Tests: Attempt full-length mock tests regularly and analyze your mistakes carefully. Mock analysis is where real improvement happens.
  • Strengthen Arithmetic and Puzzles: These two areas dominate both Prelims and Mains exams. Mastering them can significantly boost your overall score.
  • Daily Current Affairs: Revise at least six months of current affairs before the Mains exam. Consistency here gives you an edge in the GA section.
  • Improve Speed and Accuracy: Time management is the real game changer. Practice under timed conditions to balance speed with accuracy.
  • Revise Weekly: Regular revision strengthens concepts and improves retention. Clear concepts plus revision lead to higher accuracy.
Related Posts
Banking Exam Syllabus  Bank Exam Preparation Tips
How to Crack Banking Exams

Daily Current Affairs Quiz 4th March 2026 Check Important Questions Here

Practice Current Affairs Quiz to stay updated with national, international, economic, and banking news. This quiz is based on the previous day’s current affairs and is designed to boost your exam readiness, improve speed and accuracy, strengthen memory, and build confidence for competitive exams and interviews.

Daily Current Affairs: 4 March 2026

Q1. The ‘HANUMAN’ Project (Healing and Nurturing Units for Monitoring, Aid and Nursing of Wildlife), aimed at reducing human–wildlife conflict and strengthening wildlife conservation through scientific interventions, was recently launched by which state government?

(a) Telangana

(b) Tamil Nadu

(c) Karnataka

(d) Andhra Pradesh

(e) Odisha

Answer: d

Solution:

In a significant step towards mitigating human–wildlife conflict, Andhra Pradesh Deputy Chief Minister and Minister for Forest & Environment Pawan Kalyan launched the ‘Hanuman’ Project on 3 March 2026 at Mangalagiri, near Vijayawada.

The project aims to strengthen wildlife conservation efforts while ensuring the safety of people residing in forest fringe villages.

HANUMAN stands for Healing and Nurturing Units for Monitoring, Aid and Nursing of Wildlife.

The initiative is designed as a scientific and technology-driven intervention to:

  • Monitor wildlife movement
  • Provide rescue and rehabilitation support
  • Reduce human–animal conflicts

During the launch, Pawan Kalyan emphasised India’s philosophy of “Vasudhaika Kutumbam”, meaning the world is one family, including wildlife.

The project highlights the importance of ecological balance and wildlife protection for sustainable human development.

Q2. India and Canada signed a 10-year uranium supply agreement worth $1.9 billion in March 2026. The uranium under this deal will primarily be used for which purpose?

(a) Defence nuclear arsenal

(b) Space research propulsion

(c) Civilian nuclear power reactors

(d) Medical isotope production only

(e) Export to third countries

Answer: c

Solution:

  • On 2 March 2026, India and Canada agreed to a $1.9 billion uranium supply deal for Indian nuclear power reactors.
  • The agreement spans 10 years, ensuring a stable fuel supply for India’s civilian nuclear energy programme.
  • The decision followed talks between Prime Minister Narendra Modi and Canadian Prime Minister Mark Carney in New Delhi.
  • Both sides also agreed to conclude the long-pending Comprehensive Economic Partnership Agreement (CEPA) within the year.

Q3. The Central Board of Trustees (CBT) of EPFO has recommended retaining the interest rate on Provident Fund deposits for FY 2025–26 at what level?

(a) 7.85%

(b) 8.00%

(c) 8.10%

(d) 8.50%

(e) 8.25%

Answer: e

Solution:

  • In March 2026, the Central Board of Trustees (CBT) of the Employees’ Provident Fund Organisation (EPFO) recommended retaining the interest rate on Provident Fund (PF) deposits at 8.25% for FY 2025-26.
  • The recommended rate will be officially notified by the Government of India.
  • After notification, the EPFO will credit the approved 25% interest into the accounts of its subscribers.

Q4. In March 2026, Jio Platforms appointed which veteran investment banker as its President to lead international business initiatives?

(a) Mark Carney

(b) Dan Bailey

(c) Ajay Banga

(d) Nandan Nilekani

(e) Andy Jassy

Answer: b

Solution:

  • In March 2026, Jio Platforms appointed veteran investment banker Dan Bailey as its President.
  • He will lead the company’s international business initiatives from London, marking a strategic global expansion effort.
  • Bailey brings over 35 years of experience in consulting and investment banking.
  • The appointment reflects Jio’s strategic ambition to expand its digital infrastructure and platform capabilities globally.

Q5. StartupBlink’s Innovators Business Environment Index (IBEI) 2026 evaluates countries based on foundational conditions for innovation. Which country ranked first with a perfect score of 100?

(a) Singapore

(b) United Kingdom

(c) United States

(d) Germany

(e) Canada

Answer: c

Solution:

  • The StartupBlink released the Innovators Business Environment Index (IBEI) 2026, which assesses national business environments on a 0–100 scale.
  • The IBEI measures foundational business conditions such as regulation, capital access, taxation, infrastructure, and global openness.
  • Unlike outcome-based rankings (like startup success rates), IBEI focuses on input and enabling conditions that support entrepreneurs in starting and scaling businesses.

 Methodology & Key Pillars:

The index aggregates scores from 30+ measurable indicators under the following pillars:

  1. Regulation & Government – Ease of starting/operating businesses and regulatory predictability.
  2. Access to Capital & Financial Infrastructure – Funding ecosystem and credit availability.
  3. Taxation – Incentives and business tax structure.
  4. Digital Infrastructure – Internet speed, connectivity, and digital freedom.
  5. Global Mobility & Openness – International access, governance stability, and market perception.

IBEI Rankings 2026:

  • 1st – United States (Score: 100)
  • 2nd – Singapore
  • 3rd – United Kingdom

India’s Performance:

  • India ranked 54th globally with a score of 035.
  • India ranks ahead of China, which is placed 85th.

Daily Current Affairs and GK Updates (3rd March 2026)

National News

Central Warehousing Corporation Celebrates The 70th Foundation Day

  • The Central Warehousing Corporation (CWC) celebrated its 70th Foundation Day on 2 March 2026 in New Delhi, with Union Minister Pralhad Joshi praising its role in strengthening India’s food security and logistics.
  • CWC recorded its highest-ever turnover of ₹2,776.88 crore and PBT of ₹711.60 crore in FY 2024-25, reflecting robust growth.
  • The corporation, a Central Public Sector Enterprise under the Ministry of Consumer Affairs, provides scientific storage, integrated logistics, and supply chain services nationwide.
  • Future plans include digital transformation, expansion, and a proposal to restructure CWC into a company with broader operational scope, aiming for Maharatna status.

BEE Turns 25! Power Minister Unveils BEE@25 Logo, Star Label App & RCO Portal

  • The Bureau of Energy Efficiency (BEE) celebrated its 25th Foundation Day at India Habitat Centre, marking milestones in India’s energy conservation journey.
  • Union Power Minister Manohar Lal Khattar unveiled the BEE@25 logo, launched the BEE Star Label Mobile App, and introduced the RCO Portal to strengthen compliance and transparency.
  • Key achievements highlighted include India’s 36% reduction in emissions intensity, 52% non-fossil fuel capacity, and efficiency focus in emerging sectors.
  • The event also showcased flagship programmes like PAT, CCTS, CAFE standards, and ECSBC, reaffirming BEE’s pivotal role in promoting sustainable energy efficiency nationwide.

Debrigarh Sanctuary To Showcases Rich Wildlife in Second Indian Bison Fest

  • The second edition of the Indian Bison Fest will be held on March 8, 2026, at Zeropoint, Debrigarh Wildlife Sanctuary, celebrating the Indian bison (gaur) and promoting conservation awareness.
  • The two-day festival features guided gaur safaris, night camping, stargazing, trekking, and wildlife films, offering an immersive eco-tourism experience.
  • Debrigarh Wildlife Sanctuary, with a rising gaur population of 848 and strong breeding success, is emerging as a key conservation hub.
  • The event highlights ongoing habitat management, grassland and wetland restoration, and population monitoring, reinforcing the sanctuary’s role in preserving gaurs and supporting sustainable wildlife tourism.

State News

Haryana Unveils ₹2.23 Lakh Crore Budget for 2026-27

  • Nayab Singh Saini presented the Haryana Budget 2026–27 with an outlay of ₹2,23,658 crore, a 10.28% rise over the previous year.
  • The fiscal deficit is projected at ₹40,293 crore (2.65% of GSDP), with strong emphasis on capital expenditure and long-term growth.
  • Key highlights include ₹474 crore for the Haryana AI Mission to train 1 lakh youth, ₹5,715 crore for the Water Secure Haryana Project, women-focused health and employment schemes, and major agricultural incentives.
  • Reforms such as the creation of Haryana Agri Discom and a ₹500 crore industrial empowerment fund aim to boost sustainability, rural development, and economic expansion.

Project HANUMAN Launched to Address Growing Human Wildlife Conflict

  • Pawan Kalyan, Deputy Chief Minister of Andhra Pradesh, has launched Project HANUMAN to address rising human-wildlife conflict across vulnerable districts.
  • The initiative aims to protect rural communities while ensuring wildlife safety through a structured, long-term response system.
  • Project HANUMAN focuses on rapid response teams, early warning systems, forest boundary strengthening, and data-driven wildlife monitoring.
  • It also promotes coordination between forest officials and local communities, along with awareness campaigns to reduce risky behavior near forest areas.
  • The move comes amid increasing incidents of elephants, leopards, and wild boars entering settlements due to habitat loss, urban expansion, climate change, and forest-edge farming pressures.

International News

India, Canada Announce Strategic Energy Partnership, Revive CEPA Talks

  • During Canadian Prime Minister Mark Carney’s visit to India, he and Prime Minister Narendra Modi unveiled a roadmap to reset ties, marking 79 years of diplomatic relations.
  • The Joint Leaders’ Statement adopted “Vasudhaiva Kutumbakam One Earth, One Family, One Future” as the framework for a renewed Strategic Partnership.
  • Key outcomes include launching a Strategic Energy Partnership, a CAD 2.6 billion uranium supply deal between Cameco and India’s Department of Atomic Energy, and new MoUs on critical minerals and clean energy.
  • Negotiations for a Comprehensive Economic Partnership Agreement aim to raise trade to CAD 70 billion by 2030. Cooperation also expanded across AI, space, defense, Indo-Pacific security, education, and technology.

India AI Impact Summit 2026 Outcomes: Declaration, AI Investments & Guinness Record

  • The India AI Impact Summit 2026, held at Bharat Mandapam from February 16–21, brought together delegates from 100+ countries, with 6 lakh in-person attendees and 9 lakh virtual views.
  • India secured a Guinness World Records title for the most AI responsibility pledges in 24 hours (2.5 lakh+ pledges) and expanded the IndiaAI Mission with over 38,000 GPUs provisioned and 20,000 more planned.
  • The summit saw endorsement of the India AI Impact Declaration by 92 countries, launch of global AI governance frameworks, and announcements exceeding
  • USD 200 billion in AI investments positioning India at the forefront of responsible, inclusive artificial intelligence development.

Economy News

RBI Reports Sharp Fall in India’s Current Account Deficit in 2025

  • India’s external sector strengthened in 2025 as the current account deficit (CAD) fell to $30.1 billion (1% of GDP) from $36.6 billion last year, signaling improved balance of payments stability.
  • Foreign Direct Investment (FDI) surged to $3 billion, boosting investor confidence and supporting the narrowing CAD, while Foreign Portfolio Investment (FPI) saw net outflows of $4.3 billion amid global uncertainties.
  • Foreign exchange reserves declined by $30.8 billion, reflecting RBI interventions and capital flow movements, yet remained sufficient to manage external shocks.
  • Overall, trade performance, services export growth, and stable FDI inflows contributed to India’s stronger external sector in 2025.

Business News

Jio Platforms Appoints Dan Bailey as President for International Expansion

  • Jio Platforms Limited has appointed telecom veteran Dan Bailey as President to lead its global expansion, signaling a strong push beyond India.
  • Based in London, Bailey will report to Akash Ambani, Chairman of Reliance Jio Infocomm Limited, and join the Executive Committee.
  • With over 35 years in consulting and investment banking, he held senior roles at Morgan Stanley, HSBC, Schroders/Citi, and chaired Deutsche Bank’s TMT practice.
  • His appointment aligns with Jio’s 2026 vision to leverage its 1-billion-user digital platforms and scalable telecom infrastructure for international growth.

Appointments News

Meet Saba Shawl: The First Kashmiri Woman to Head Central Jail Srinagar

  • Saba Shawl, from Peerbagh, Srinagar, is the first Kashmiri woman appointed to head Central Jail Srinagar, a high‑security facility, under the J&K Home Department’s March 2, 2026 order.
  • A Master’s in Social Work, she cleared the JKPSC in 2012, earning the lone open merit post for Superintendent of Police (Prisons).
  • Before joining the Prisons Department, she worked as a senior community development consultant with the Indo Global Social Service Society, gaining experience in social reform and administration.
  • In the Prisons Department, she served in key roles including PRO and training coordination, and her appointment marks a breakthrough for women in uniformed services.

Defense News

B.P. Singh Assumes Charge as DG Naval Armament at Naval Headquarters

  • Shri B.P. Singh assumed charge as Director General of Naval Armament (DGONA) at Naval Headquarters, New Delhi, on March 1, 2026, succeeding Divakar Jayant.
  • A 1994-batch officer of the Indian Naval Armament Service (INAS), he brings over 30 years of experience in armament management, procurement, logistics, and guided weapon systems support.
  • An alumnus of the National Defence College (NDC-60) and a Mechanical Engineering graduate from NIT Patna, he has served in key roles at Naval Armament Depots in Mumbai, Visakhapatnam, Trombay, and Aluva.
  • His appointment strengthens strategic leadership in ensuring operational readiness of the Indian Navy’s weapon systems.

Ranks & Reports News

Top 10 Most Popular Websites of 2026: Google & YouTube Ruled

  • In 2026, global internet traffic reflects rapid digital evolution, with over 6 billion users online.
  • Google leads with 94.8 billion visits, followed by YouTube, while AI-powered ChatGPT enters the top five with 5.5 billion visits.
  • Social media platforms like Facebook and Instagram remain strong, highlighting continued engagement.
  • These trends show search, video, and AI platforms dominating usage, signaling deeper digital reliance and a growing integration of AI tools in daily life, work, education, and content creation.

Science & Technology News

Kolli Hills Gets Tamil Nadu’s First Dark Sky Park

  • The Tamil Nadu Forest Department has inaugurated the state’s first Dark Sky Park at Ariyur Shola Forest, developed at ₹1 crore to protect natural night skies from light pollution.
  • The park features solar-powered facilities, three advanced telescopes, eco-huts, and monthly stargazing camps, promoting scientific awareness and sustainable tourism.
  • Kolli Hills elevated terrain and dense forests provide ideal conditions for clear celestial observation, making it both environmentally and scientifically significant.
  • The initiative combines conservation, education, and eco-tourism, generating local livelihoods while positioning Tamil Nadu as a responsible astro-tourism destination.

Summits & Conferences News

India to Host Bharat Steel Summit in New Delhi from April 16

  • India will host Bharat Steel 2026 in New Delhi on April 16–17, 2026, bringing together global leaders from steel, mining, technology, and trading sectors to shape the next-generation steel ecosystem.
  • The summit aims to strengthen policy–industry collaboration and position India as a key global steel hub.
  • Key focus areas include promoting green and low-carbon steel production, encouraging technological innovation, boosting international partnerships, and enhancing supply chain resilience.
  • Officials have described the event as a major platform for policy-business dialogue, supporting sustainable industrial growth while reinforcing India’s ambition to expand its footprint in the global steel market.

Sports News

Raksha Khadse Announces Special Edition ASMITA Women’s Sports League 2026

  • Raksha Nikhil Khadse announced a special edition of the ASMITA Women’s Sports League in New Delhi to mark International Women’s Day 2026.
  • The league promotes grassroots sports participation, empowers female athletes, and identifies young talent across India.
  • Competitions are organized in three age categories: under 13, 13–18, and 18+, featuring athletics events like 100m, 200m, and 400m races.
  • The initiative aims to strengthen India’s sports culture, enhance confidence and leadership among girls, and provide a pathway from school-level participation to national-level competitions, reflecting the government’s commitment to gender equality in sports.

Important Days News

World Wildlife Day 2026: Why Medicinal Plants Are at the Heart of Global Conservation

  • World Wildlife Day will be celebrated on March 3, 2026, highlighting global efforts to protect wild animals, plants, and biodiversity.
  • The day marks the 1973 signing of Convention on International Trade in Endangered Species of Wild Fauna and Flora (CITES), which regulates international trade in endangered species.
  • The 2026 theme, “Medicinal and Aromatic Plants: Conserving Health, Heritage and Livelihoods,” emphasizes the vital role plant species play in healthcare, cultural traditions, and rural economies.
  • With up to 95% of people in developing nations relying on plant-based medicine, the campaign urges sustainable harvesting, stronger conservation policies, and action against habitat loss, climate change, and illegal wildlife trade.

Obituaries News

Six-Time MP KP Unnikrishnan Passes Away at 89: A Political Era Ends

  • Veteran Congress leader K. P. Unnikrishnan passed away at 89 in Kozhikode, Kerala, while undergoing treatment for age-related ailments. A six-time Lok Sabha MP from Vadakara (1971–1991), he was a prominent national figure during the 1980s and 1990s.
  • He served as Union Minister for Surface Transport and Communications in the V. P. Singh Cabinet (1989–90), notably overseeing the evacuation of Indians during the Gulf War crisis.
  • Beginning as a journalist, Unnikrishnan was associated with socialist movements before joining the Indian National Congress, earning respect for his parliamentary leadership and grassroots connect in Kerala politics.

Current Affairs Today | 03 March 2026 Current Affairs | Daily Current Affairs By Ashish Gautam

RBI Assistant 2026 Notification Out for 650 Posts, Apply Online by 8 March

The RBI Assistant 2026 Notification has been released for 650 vacancies, creating a significant opportunity for banking aspirants across the country. The recruitment drive announced by the Reserve Bank of India invites eligible candidates to apply online before the last date, 8 March 2026. With a stable career, attractive salary, and prestigious work environment, RBI Assistant remains one of the most sought-after positions in the banking sector.

RBI Assistant 2026 Notification Out

The RBI Assistant 2026 Notification outlines important information regarding eligibility criteria, selection process, exam pattern, and application procedure. The recruitment process will include Preliminary and Main examinations, followed by a Language Proficiency Test as per official guidelines. Candidates must ensure that they meet the prescribed educational qualifications and age requirements before applying. The online application link is active on the official RBI website, and applicants are advised not to wait until the last date to submit their forms.

RBI Assistant 2026 Overview

Particulars Details
Organization Reserve Bank of India
Post Name Assistant
Exam Name RBI Assistant Exam 2026
Total Vacancies 650
Application Mode Online Only
Online Application Dates 16 February 2026 to 8 March 2026
Application Fee ₹450 (Gen/OBC/EWS) • ₹50 (SC/ST/PwBD/EXS) + GST
Selection Process Prelims → Mains → Language Proficiency Test (LPT)
Educational Qualification Bachelor’s Degree (Minimum 50% marks for Gen/OBC/EWS)
Age Limit 20 to 28 Years (Relaxation as per rules)
Computer Knowledge Required
Language Requirement Proficiency in local language of the applied office
Negative Marking Yes (0.25 marks per wrong answer)
Job Location RBI Regional Offices (Mostly State Capitals)
Starting Basic Pay ₹29,000 per month
Approx. Gross Salary ₹47,000–₹58,000 per month (depending on location)
Official Website rbi.org.in
Notification PDF Download Now

RBI Assistant Recruitment 2026: Important Dates

Event Date
Online Application Starts 16 February 2026
Last Date to Apply Online 8 March 2026
Last Date to Pay Application Fee 8 March 2026
RBI Assistant Prelims Exam
11 April 2026
RBI Assistant Mains Exam
7 June 2026

Is RBI Assistant a transferable job?

Yes, transfers are possible. However, postings are generally within the applied regional office. Inter-office transfers are limited.

RBI Assistant Vacancy 2026

A total of 650 vacancies have been announced for the post of Assistant. The vacancies are distributed category-wise (SC, ST, OBC, EWS, and General) and office-wise. Detailed vacancy distribution is available in the official notification PDF.

Office SC ST OBC EWS GEN/UR Total
Ahmedabad 0 4 6 2 8 20
Bengaluru 0 3 9 2 10 24
Bhopal 1 5 0 3 21 30
Bhubaneswar 3 4 2 1 8 18
Chandigarh 5 0 5 2 8 20
Chennai 13 1 12 5 22 53
Guwahati 2 9 7 3 15 36
Hyderabad 2 0 3 1 5 11
Jaipur 2 1 2 1 5 11
Jammu 0 1 4 1 4 10
Kanpur & Lucknow
 14 0 11 5 20 50
Kolkata 3 2 0 2 22 29
Mumbai 54 2(1) 25 24 144 249
Nagpur 2 5 1 1 8 17
New Delhi 6 0 6 4 33 49
Patna 3 0 5 1 8 17
Thiruvananthapuram
 0 0 1 0 5 6
Total 110 37(1) 99 58 346 650(1)

1. Which office has the highest number of vacancies?

Ans. Mumbai has the highest number of vacancies with 249 posts, making it the most vacancy-rich office in this recruitment cycle.

2. Which office has the lowest number of vacancies?

Ans. Thiruvananthapuram has the lowest number of vacancy with only 6 posts.

RBI Assistant 2026 Eligibility

The following table outlines the detailed eligibility requirements for the RBI Assistant 2026 recruitment conducted by the Reserve Bank of India:

Educational Qualification:

Criteria Details
Educational Qualification Bachelor’s Degree in any discipline with minimum 50% marks in aggregate
Relaxation for SC/ST/PwBD Only Pass Class in graduation required
Computer Literacy Knowledge of word processing on a PC is essential
Language Proficiency Must be proficient (reading, writing, speaking, understanding) in the local language of the applied office
Work Experience Not required – Fresh graduates can apply

Age Limit:

Criteria Details
Minimum Age 20 Years
Maximum Age 28 Years
Birth Window Born between 2 February 1998 and 1 February 2006 (both dates inclusive)
Age Relaxation SC/ST – 5 years
OBC – 3 years
PwBD – 10 to 15 years

Is there any work experience required?

No, prior work experience is not required. Fresh graduates can apply.

Is knowledge of the local language mandatory for RBI Assistant?

Yes, candidates must be proficient in the official language of the state/region they are applying for.

RBI Assistant 2026 Application Fee

The application fee must be paid online while submitting the application form.

Category Application Fee
General / OBC / EWS
₹450 + 18% GST
SC / ST / PwBD / EXS ₹50 + 18% GST

RBI Assistant 2026RBI Assistant 2026 Selection Process

Stage Examination Description
Stage 1 Preliminary Examination Online objective test to shortlist candidates for the Mains exam
Stage 2 Main Examination Comprehensive online exam assessing overall knowledge and aptitude
Stage 3 Language Proficiency Test (LPT) Candidates must prove proficiency in the local language of the applied state/region

Note: Final selection is based on performance in the Mains exam and qualifying the Language Test, along with document verification.

Is there an interview in RBI Assistant 2026?

No, there is no interview stage in the Reserve Bank of India Assistant 2026 recruitment selection process.

RBI Assistant 2026 Exam Pattern

The RBI Assistant 2026 exam is conducted in three stages: Prelims Exam, Mains Exam, and Language Proficiency Test (LPT). Candidates must qualify each stage to move to the next.

Prelims

Section No. of Questions Marks Duration
English Language 30 30 20 minutes
Numerical Ability 35 35 20 minutes
Reasoning Ability 35 35 20 minutes
Total 100 100 60 minutes

Mains

Section No. of Questions Marks Duration
Reasoning 40 40 30 minutes
English Language 40 40 30 minutes
Numerical Ability 40 40 30 minutes
General Awareness 40 40 25 minutes
Computer Knowledge 40 40 20 minutes
Total 200 200 135 minutes

Is there negative marking in RBI Assistant 2026?

Yes, 0.25 marks are deducted for every incorrect answer in both Prelims and Mains examinations.

Language Proficiency Test (LPT)

Candidates provisionally selected from the Mains exam must appear for the Language Proficiency Test.

  • Conducted in the official/local language of the respective RBI office.
  • Candidates must be able to read, write, speak, and understand the local language.
  • This stage is qualifying in nature.
  • Failure to qualify for LPT leads to disqualification.

Are there sectional timings in both Prelims and Mains?

Yes, both stages have sectional timing. Candidates must complete each section within the allotted time before moving to the next one.

RBI Assistant 2026 Salary

  • Basic Pay (Starting): 29,000 per month (revised pay scale)
  • Pay Scale: ₹29,000 – 1700 (3) – 34,100 – 2040 (4) – 42,260 – 2720 (6) – 58,580 – 2950 (2) – 64,480 – 3370 (3) – 74,590 – 4050 (1) – 78,640
  • Monthly Gross Salary: ₹58,514 (including DA, HRA, Transport Allowance, and other perquisites; varies by posting location)
  • House Rent Allowance (HRA): 15% of basic pay if RBI accommodation is not provided
  • Salary Growth: Regular increments as per the RBI pay scale
  • Other Benefits: Additional allowances and benefits as per RBI rules

What is the salary of an RBI Assistant?

The starting basic pay is around ₹29,000 per month. With allowances such as HRA, DA, Transport Allowance, and other benefits, the gross monthly salary is  ₹58,514 depending on the posting location.

RBI Assistant 2026 Online Application Link

The online application process for RBI Assistant 2026 has started and will remain open until 08 March 2026. Candidates can apply only through the official online mode, as offline applications will not be accepted. Before submitting the form, applicants should carefully review the eligibility criteria and keep scanned copies of the required documents ready to ensure a smooth application process.

RBI Assistant 2026 Apply Online Direct Link

How to Fill the Online Application Form for RBI Assistant 2026

  • Visit the official website: www.rbi.org.in.
  • Navigate to “Opportunities@RBI” > “Current Vacancies” > “Vacancies.”
  • Click on the link for “Recruitment for the Post of Assistant – Panel Year 2025.”
  • Register: Provide basic details to generate a Registration ID and Password.
  • Upload: Recent photograph, signature, left-thumb impression, and a handwritten declaration.
  • Pay Fee: General/OBC/EWS: ₹450 + 18% GST.
    SC/ST/PwBD/EXS: ₹50 + 18% GST.
  • Submit and print your application for future reference.

Pro Tips For Crack RBI Assistant 2026

RBI Assistant 2026 demands speed, accuracy, and RBI-specific focus. Here are 7 unique, high-impact preparation tips drawn from expert strategies.

Preparation Tips

  • RBI-Focused GA: Spend 20 minutes daily on recent updates of the Reserve Bank of India (repo rate, policies, reports). Make short monthly notes for quick revision.
  • Sectional Speed Practice: Practice puzzles and DI for 15 minutes daily with a timer. Focus on high accuracy to clear cut-offs.
  • Prepare for Prelims + Mains Together: Give about 40% time to speed (Prelims) and 60% to concepts (Mains: Computer & Banking Awareness) from the start.
  • Mistake Notebook: Write down errors from mocks, note why they happened, and review weekly to avoid repeating them.
  • Vocabulary Practice: Learn about 20 banking or English terms daily using flashcards and revise regularly.
  • Mock Test Routine: Take one full mock every 2 days and spend time analyzing it to improve your score steadily.
  • LPT Practice: Practice reading and writing in the local/official language weekly, especially formal documents.

RBI Assistant 2026 Job Profile

Category Details
Clerical Role RBI Assistants perform office and clerical work in the regional offices of the Reserve Bank of India. There is usually no direct interaction with the public.
Data & File Work Enter daily data, maintain records, verify documents, and keep official files updated and accurate.
Administrative Help Handle emails and official letters, coordinate with senior officers, and support managers in routine administrative tasks.
Currency-Related Work Assist in note and coin handling, sorting, circulation processes, and treasury-related activities.
Work Week 5-day work week
Office Timing 9:30 AM – 5:30 PM
Posting Location Mainly in state capitals (regional offices of the Reserve Bank of India)
Work Environment Office-based, stable government job with an internal work focus

RBI Assistant Promotion

The RBI offers a structured career progression with opportunities to rise from an entry-level role to top executive positions based on experience, performance, and internal promotions.

  • Assistant: Entry-level position at joining.
  • Assistant Manager: Typically promoted after 3–5 years.
  • Manager: Usually reached in the next 4–5 years.
  • Assistant General Manager: Achieved after about 7 more years.
  • Deputy General Manager: Promoted after the next 4 years.
  • General Manager: Reached after another 4 years.
  • Chief General Manager: Attained in the following 4 years.
  • Principal Chief General Manager: Promoted after the next 4 years.
  • Executive Director: Based on experience and performance.
  • Deputy Governor: Appointed by the Government of India (GOI).
  • Governor: Appointed by the Government of India (GOI).

RBI Assistant vs SBI Clerk: Key Differences Explained

Both RBI Assistant and SBI Clerk are highly popular banking exams among graduates seeking a stable government job. While both offer attractive salaries and career growth, there are notable differences in work profile, salary structure, transfers, and overall work environment.

The RBI Assistant exam is conducted by the Reserve Bank of India, whereas SBI Clerk recruitment is conducted by the State Bank of India.

Basis of Comparison
 RBI Assistant SBI Clerk
Conducting Authority Reserve Bank of India State Bank of India
Nature of Bank Central Bank of India Public Sector Commercial Bank
Job Role Mostly clerical & administrative work in RBI offices Customer-facing role in bank branches
Public Dealing Very limited High (daily customer interaction)
Work Pressure Comparatively lower Moderate to high (targets & customer load)
Posting Location Mostly State Capitals (Regional Offices) Across India (Urban & Rural branches)
Transfers Limited, generally within regional office More frequent, transferable across India
Starting Basic Pay ₹29,000 per month ₹26,730 per month (approx.)
Gross Monthly Salary ₹47,000–₹58,000 (approx.) ₹35,000–₹42,000 (approx.)
Work Week 5 days 6 days (2nd & 4th Saturday off)
Promotion Scope Structured internal promotion system Regular promotions through internal exams
Interview Stage No Interview No Interview
Prestige Factor High (Central Bank Job) High (Largest PSU Bank)
Related Posts
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RBI Assistant Vacancy 2026 RBI Assistant Study Plan
RBI Assistant Syllabus RBI Assistant Salary
Common Mistakes to Avoid While Applying for RBI Assistant

Uniform to Banking: An Ex-Air Force Veteran Cracks IBPS Clerk in Second Attempt

A career in uniform demands discipline, resilience, and mental strength. Transitioning from military service to the competitive world of banking is no small decision. This is the story of an Ex-Servicemen who retired from the Indian Air Force on 30 June 2025 and successfully cracked the IBPS Clerk examination in his second attempt. Conducted by the Institute of Banking Personnel Selection, the IBPS Clerk exam is highly competitive, making his achievement even more meaningful.

Ex-Air Force Veteran Cracks IBPS Clerk in Second Attempt

With just one year of service remaining, he knew it was time to prepare for a second career. In 2024, while still serving, he began his banking preparation journey. Balancing professional responsibilities with study was challenging, but the discipline developed during his Air Force tenure became his greatest asset. He understood that the transition would require patience and consistent effort.

Beginning the Banking Journey

Starting from scratch in a completely different field required courage and clarity. Instead of feeling overwhelmed, he chose to build his preparation step by step.

  • He began by watching banking mathematics lectures by Navneet Sir, which motivated him to understand the subject deeply.
  • Gradually, he developed clarity about exam patterns and banking requirements.
  • He strengthened his reasoning skills by following Saurav Sir’s structured teaching methods.
  • He focused on understanding concepts rather than memorizing shortcuts.
  • This gradual and disciplined approach laid a strong foundation.

Overcoming the First Attempt

Success did not come immediately. His first attempt did not lead to selection, but it provided valuable insights.

  • He analyzed his weak areas and worked specifically on them.
  • He improved his speed and accuracy through regular mock tests.
  • He maintained consistency despite adjusting to post-retirement life.
  • He treated failure as feedback rather than defeat.
  • The lessons from the first attempt became stepping stones for the second.

The Role of Guidance and Content

He credits his success to the structured content and guidance that supported his preparation.

  • Banking mathematics lectures helped him overcome his initial fear of numbers.
  • Reasoning techniques improved his logical thinking and problem-solving approach.
  • Quality practice questions strengthened his exam readiness.
  • Continuous motivation kept him focused during challenging phases.
  • He acknowledges that the learning resources and mentorship played a key role in shaping his preparation strategy.

From Uniform to Banking Desk

Cracking the IBPS Clerk in the second attempt marked the beginning of his new professional chapter. Moving from the disciplined life of the Air Force to a banking career symbolizes adaptability and determination. His journey reflects that career transitions, though demanding, are achievable with clarity and persistence.

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Mayan Baranwal’s Inspiring Comeback: From UPSC Setback to IBPS PO, RRB PO & SBI Clerk Success

Success stories often shine because of achievements but some truly inspire because of the journey behind them. Mayan Baranwal’s journey is one such story of resilience, courage, and unwavering belief. From the disappointment of a UPSC setback to the triumph of IBPS PO, RRB PO, and SBI Clerk success Mayan’s comeback stands as a powerful reminder that resilience creates results.

Mayan Baranwal’s Inspiring Comeback

Mayan Baranwal’s journey is not just about clearing exams; it’s about rebuilding confidence, reclaiming belief, and proving that no effort ever goes to waste. For every aspirant standing at a crossroads this story is for you.

A Leap of Faith: Leaving a Job for UPSC

Like thousands of ambitious aspirants across India, Mayan made a bold decision he left his job to prepare for the prestigious Union Public Service Commission (UPSC) examination. It was not just a career choice; it was a leap of faith.

Preparing for UPSC demands sacrifice long hours of study, social isolation, and mental endurance. Mayan gave it his all. However, when the results didn’t go in his favor, he faced what every serious aspirant dreads: disappointment, self-doubt, and an uncertain future.

The silence after a setback is heavy. It tests confidence, patience, and identity. But instead of letting one failure define his path, Mayan chose to redefine it.

Restarting in 2025: A New Beginning

In 2025, Mayan made a powerful decision—he started again. This time, with renewed hope, sharper discipline, and stronger mental resilience. He shifted his focus towards banking examinations, channeling his preparation strategy in a more structured and exam-oriented way. This strategic shift marked the turning point in his journey.

He analyzed his mistakes, rebuilt his study routine, and focused on:

  • Strengthening Quantitative Aptitude fundamentals
  • Improving speed and accuracy in Reasoning
  • Enhancing English language proficiency
  • Practicing mock tests consistently
  • Revising regularly with discipline

First Breakthrough: IBPS PO 2025

His hard work paid off when he cleared the Institute of Banking Personnel Selection (IBPS) PO examination in his very first attempt. Clearing IBPS PO is no small feat—it requires clearing prelims, mains, and the interview stage against intense competition.

For Mayan, this wasn’t just a result. It was validation. A reminder that failure is not final.

Another Milestone: RRB PO 2025

Soon after, Mayan achieved another milestone by clearing the Institute of Banking Personnel Selection RRB PO examination. Success in RRB PO demonstrated his consistency and adaptability across different exam patterns. At this stage, it was clear this was no coincidence. It was the result of disciplined preparation and mental strength.

Completing the Hat-Trick: SBI Clerk (SBI-JA) 2025

Adding another achievement to his name, Mayan successfully cleared the SBI Junior Associate (Clerk) examination conducted by the State Bank of India. SBI exams are known for their competitive nature and slightly unpredictable patterns. Clearing SBI-JA further proved his command over concepts, time management, and exam temperament.

Lessons from Mayan Baranwal’s Journey

Mayan’s story is more than a list of results. It is a roadmap for aspirants who are struggling after setbacks.

1. One Failure Does Not Define You

UPSC did not work out for him but that did not mean he was incapable.

2. Strategy Matters as Much as Hard Work

He didn’t just work harder; he worked smarter.

3. Consistency Beats Motivation

Daily discipline, regular mock tests, and structured revision made the difference.

4. Adaptability Is Key

He transitioned from UPSC preparation to banking exams effectively by understanding exam demands.

A Message to Aspirants

Many aspirants feel lost after a setback especially after leaving a job or investing years in preparation. Mayan Baranwal’s journey is proof that:

  • Setbacks don’t break you they rebuild you.
  • Redirection is not failure; it’s growth.
  • Success may take a different route, but it comes to those who persist.

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IBPS Clerk Mains Result 2025-26 Out at ibps.in, Direct Link, Cut Off Marks & Allotment List

IBPS declared the IBPS Clerk Mains Result 2025-26 on 2 March 2026 on its official website, ibps.in. Candidates can access their result and the provisional allotment list directly using the download link provided below. Candidates can log in with their registration details and password or date of birth to view their scores.

IBPS Clerk Mains Result 2025-26 Out

The result showcases their performance in the mains exam, and those who have qualified can also check the provisional list of candidates allotted for the Clerk position. Candidates should review their scores carefully and save a copy for future reference, as it will be needed for the next stages of the selection process and final appointment. Below is the direct link to access the provisional list of candidates allotted under IBPS Clerk Mains 2025-26.

IBPS Clerk Mains Result 2025-26
Particulars Details
Organization Institute of Banking Personnel Selection (IBPS)
Exam Name IBPS Clerk (CRP Clerks XV)
Post Name Customer Service Associate (Clerk)
Exam Level National Level
Mains Exam Date November & December 2025
Result Status Released on 2 March 2026
Mode of Result Online
Score Card Availability Along with / After Result
Cut Off State-wise & Category-wise
Selection Process Prelims → Mains → Provisional Allotment
Official Website www.ibps.in

IBPS Clerk Mains Result 2025 Download Link

Candidates who appeared for the examination can access their IBPS Clerk Mains Result 2025–26 through the official result link available below. By entering their Registration or Roll Number along with their Password or Date of Birth, they will be able to log in to the portal. After signing in, aspirants can review their obtained marks, confirm their qualification status, and download the provisional allotment details for candidates shortlisted in the recruitment process.

IBPS Clerk Mains Result 2025-26: Click here to Download Link

IBPS Clerk Final Result 2025-26 Out!! Share Your Success Story

Also Share Your Success Story on 8750044828

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Steps to Download IBPS Clerk Final Result 2026

  • Step 1: Go to the official IBPS website at www.ibps.in.
  • Step 2: On the homepage, navigate to the section for “CRP Clerical Recruitment.”
  • Step 3: Click on the link for Common Recruitment Process for Clerical Cadre XIV.
  • Step 4: Look for the link mentioning IBPS Clerk Mains Result 2025-26 and click on it.
  • Step 5: Enter your Registration/Roll Number and Password or Date of Birth correctly, along with the captcha code.
  • Step 6: Click on the Submit button to view your result.
  • Step 7: Your IBPS Clerk Mains Result 2025-26 will appear on the screen. Download and save a copy in PDF format for future reference.

Detailed Information Mentioned in IBPS Clerk Mains Result 2025-26

The IBPS Clerk Mains Result 2025-26 contains important details that help candidates understand their performance and qualification status. Here’s what is typically included in the result:

  • Candidate Name: The full name of the aspirant as registered during the application.
  • Registration/Roll Number: Unique ID assigned to each candidate for login and verification.
  • Category: The reservation category of the candidate (General, OBC, SC, ST, etc.).
  • Section-Wise Marks: Marks obtained in each section of the mains exam.
  • Total Marks: The cumulative score of the candidate in the mains examination.
  • Qualifying Status: Indicates whether the candidate has cleared the mains exam.
  • Provisional Allotment Status: For qualified candidates, this shows whether they have been provisionally allotted to any participating bank.
  • Cut-Off Marks: The minimum marks required to qualify, sometimes provided as category-wise cut-offs.
  • Remarks/Instructions: Any additional notes from IBPS regarding the next stage of selection or document verification.

IBPS Clerk Mains Cut Off 2025-26

The IBPS Clerk Mains Cut Off 2025–26 has been released along with the Mains result. The cut off has been published state-wise, reflecting factors such as vacancies, exam difficulty, and overall candidate performance. As per the released data, high-competition states like Uttar Pradesh, Bihar, Maharashtra, and Tamil Nadu have recorded comparatively higher cut offs for final provisional allotment.

IBPS Clerk Mains Cut Off 2026

IBPS Clerk Mains Marking Scheme 2026

The IBPS Clerk Mains Exam follows a simple marking system. For every correct answer, candidates get 1 mark. For every wrong answer, 0.25 marks (1/4th mark) are deducted as negative marking. If you leave a question unanswered, no marks are deducted. The total marks for the Mains exam are 200. The final score is calculated by adding correct answers and subtracting negative marks for wrong answers. Only the mains marks are considered for the final selection process.

What Happens After IBPS Clerk Mains Result 2026?

After IBPS declares the Clerk Mains Result 2026, qualified candidates move to the final stage of the selection process:

  • Merit List Preparation– IBPS prepares the final merit list based solely on Mains marks.
  • Language Proficiency Test (LPT)- Shortlisted candidates must clear this qualifying test.
  • Document Verification- Candidates submit required documents for verification.
  • Provisional Allotment- IBPS allots selected candidates to participating public sector banks.
Related Posts
IBPS Clerk Salary IBPS Clerk Mains Cut off
IBPS Clerk Previous Year Papers IBPS Clerk Syllabus

IBPS Clerk Mains Cut Off 2025-26 Out, Check Mains/Final State Wise Cut off Marks

The IBPS Clerk Mains Cut Off 2026 has been officially released along with the IBPS Clerk Mains Result Cut Off for candidates who appeared in the final phase of the examination. The final cut-off has been prepared after evaluating key factors such as the number of vacancies, overall exam difficulty, and the performance level of candidates under the recruitment process conducted by the Institute of Banking Personnel Selection.

IBPS Clerk Mains Cut Off 2026 Out

The IBPS Clerk Mains Cut Off 2026 has been officially released along with the IBPS Clerk Mains Result 2025-26. The marks have been published state-wise, as the final provisional allotment is determined on this basis. Candidates who have secured marks equal to or higher than the prescribed IBPS Clerk Mains CutOff are now eligible to be considered for allotment in participating public sector banks.

IBPS Clerk Mains Minimum Cut Off 2026
State/UT SC ST OBC EWS UR HI OC VI ID ESM DESM
Karnataka 31.13 27.25 37.13 31.25 37.38 NA 26.25 24.13 NA NA NA
Kerala 30.25 25.63 43.38 22.00 44.00 NA 25.88 22.25 NA 28.75 NA
Ladakh NA 31.50 NA NA NA NA NA NA NA NA NA
Lakshadweep NA 17.25 NA NA NA NA NA NA NA NA NA
Madhya Pradesh 29.50 22.63 41.25 38.63 41.88 NA 30.88 NA NA 23.00 NA
Maharashtra 37.63 25.50 38.63 36.38 39.00 NA 27.88 34.75 NA NA NA
Manipur NA 34.13 44.88 NA 40.25 NA NA NA NA NA NA
Meghalaya NA 32.75 NA NA 33.38 NA NA NA NA NA NA
Mizoram NA 33.00 NA NA 25.88 NA NA NA NA NA NA
Nagaland NA 32.50 NA NA 32.63 NA NA NA NA NA NA
Odisha 27.38 19.13 42.50 36.75 42.75 NA 25.00 NA NA 23.63 NA
Puducherry 31.38 NA 38.25 NA 34.00 NA NA NA NA NA NA
Punjab 30.38 NA 39.50 41.88 44.75 NA NA NA NA 20.38 NA
Rajasthan 31.75 25.13 44.75 42.88 45.00 NA 23.75 25.63 NA 26.25 NA
Sikkim NA 26.38 37.88 NA 38.75 NA NA NA NA NA NA
Tamil Nadu 34.50 29.25 44.75 NA 45.00 NA 26.13 25.50 NA 13.50 NA
Telangana 36.25 38.13 42.38 39.25 42.63 NA 35.38 NA NA NA NA
Tripura 37.75 23.00 NA NA 38.63 NA NA NA NA NA NA
Uttar Pradesh 27.50 22.75 36.38 38.75 40.00 NA 26.50 25.50 NA 17.13 NA
Uttarakhand 34.63 NA 42.75 44.25 46.00 NA 42.88 NA NA 30.50 NA
West Bengal 32.75 27.75 34.63 27.75 42.50 NA 17.00 NA NA NA NA

 

IBPS Clerk Minimum Cut off

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IBPS Clerk Previous Year Cut Off

Looking at the IBPS Clerk previous year cut-off marks helps aspirants understand the competition level and the score range required for selection. The cut-off differs from state to state and category to category, influenced by factors such as available vacancies, difficulty level of the paper, and overall performance of candidates.

Analyzing these past trends enables candidates to set clear score targets and prepare more strategically for both the Prelims and Mains stages conducted by the Institute of Banking Personnel Selection.

IBPS Clerk Prelims Cut Off 2025

The IBPS Clerk Cut Off 2025 marks the minimum score candidates must achieve to qualify for the mains examination.

IBPS Clerk Prelims Cut Off 2025
States/ UT UR EWS OBC SC ST
Andhra Pradesh 64.50
Assam 65.75
Bihar 61.25 61.25 61.25
Chandigarh 86.50
Chhattisgarh 66.75
Delhi 84.00 83.00
Gujarat 45.25 45.25 45.25
Haryana 78.50 70.75
Himachal Pradesh 82.75
Jharkhand 74.50 74.50
Karnataka 46.00 46.00
Kerala 77.25 77.25
Madhya Pradesh 69.00 69.75
Maharashtra 46.00 46.25 46.25 46.25
Manipur 52.00
Odisha 69.75
Punjab 81.00 81.00
Rajasthan 77.50 77.50 77.50 64.50
Tamil Nadu 45.25
Telangana 46.25
Uttar Pradesh 69.75 69.75 63.00 57.75
Uttarakhand 85.00
West Bengal 78.50

IBPS Clerk Prelims Cut Off 2024

For each stage of the recruitment process, i.e. Prelims and Mains, IBPS releases the cut off marks state-wise as well as category-wise. The table below shows the IBPS Clerk Prelims Cut Off 2024.

IBPS Clerk Prelims Cut Off 2024
States/ UT UR EWS OBC SC ST
Andaman & Nicobar
Andhra Pradesh 77.50 77.5
Arunachal Pradesh 71.00
Assam 83.75 82.25 81.25
Bihar 79.50
Chandigarh 81.50
Chhattisgarh 77
Dadra and Nagar Haveli and Daman Diu
Delhi 80.75 78.50 75.25
Goa 68 68
Gujarat 77.25 67.75
Haryana 83.00
Himachal Pradesh 86.75 83
Jammu & Kashmir 86.25
Jharkhand 83.50 83.50
Karnataka 65.75 64.75
Kerala
Ladakh
Lakshadweep
Madhya Pradesh 80 80
Maharashtra 73.00 72.50
Manipur 70.25
Meghalaya 73.50
Mizoram
Nagaland
Odisha 86.75 86.75
Puducherry
Punjab 81.25 79.75 70
Rajasthan 83.25 83.75 83.25
Sikkim 41
Tamil Nadu 63.25
Telangana 68.25
Tripura 80.25
Uttar Pradesh 79.00 79.00 70.75
Uttarakhand
West Bengal 87.75 80.25

IBPS Clerk Mains Mock Test 2026

IBPS Clerk Mains Cut Off 2024

The IBPS Clerk Mains Cut-Off 2024 will determine the minimum qualifying marks for candidates across various states and categories. To secure a place in the final selection, candidates must achieve the required score in the Mains exam.

IBPS Clerk Mains Cut Off 2024
State/ UT 2024
Andaman & Nicobar 26.75
Andhra Pradesh 40
Arunachal Pradesh 33
Assam 37.88
Bihar 41.25
Chandigarh 43.75
Chhattisgarh 39.25
Dadra Nagar Haveli, Daman & Diu 26.5
New Delhi 40.75
Goa 34
Gujarat 37.25
Haryana 42.75
Himachal Pradesh 41.88
Jammu & Kashmir 40.63
Jharkhand 39.5
Karnataka 38.25
Kerala 39.75
Ladakh 29.38
Lakshadweep 36
Madhya Pradesh 41
Maharashtra 38.5
Manipur 39
Meghalaya 36.63
Mizoram 22.63
Nagaland 33.75
Odisha 42.75
Puducherry 37.5
Punjab 43.5
Rajasthan 41.75
Sikkim 25.75
Tamil Nadu 41.25
Telangana 39
Tripura 39.88
Uttar Pradesh 40.13
Uttarakhand 41.38
West Bengal 41.75

Balancing PhD and Bank Exams: How Ankita Vaza Turned Hard Work into Success_20.1

Balancing PhD and Bank Exams: How Ankita Vaza Turned Hard Work into Success_21.1

IBPS Clerk Reserve List Cut off 2025

IBPS has released the reserve list cut off category-wise and state-wise, check the cut off from the link mentioned below.

IBPS Clerk Reserve List Cut off 2025

IBPS Clerk Cut Off 2023

Although the difficulty level of this year’s exam remains unpredictable, the IBPS Clerk Cut-Off 2023 serves as a useful benchmark for trend analysis. Below, we present the IBPS Clerk 2023 cut-off 2023 for both Prelims and Mains to help aspirants understand the shift in patterns.

IBPS Clerk Prelims Cut Off 2023

Candidates can check the IBPS Clerk Prelims Cut Off 2023 for the prelims examination now. The cut-off has been decided based on the difficulty level of the paper, and average attempts made by aspirants. The table below will be updated with the latest state-wise IBPS Clerk Cut Off 2023.

IBPS Clerk Prelims Cut-Off 2023
States/ UT General EWS/SC/OBC/ST
Andhra Pradesh 81.25 OBC-50
Assam 79
Bihar 78 EWS-78, SC-67.75
Chhattisgarh 77
Chandigarh 85.75
Delhi 78.25 EWS-78.5, OBC-76
Gujarat 75.25 SC-75.25, ST-64.5
Goa 48.25
Himachal Pradesh 84 OBC-78.75
Haryana 80.25
J & K 60 EWS-60.75
Jharkhand 82.5
Kerala
Madhya Pradesh 78 SC-7078.50
Maharashtra 72.75 SC-72, EWS-72.75
Manipur
Odisha 86.5 OBC-86.5
Punjab 81 EWS – 81, SC – 69
Rajasthan 82 SC – 74
Karnataka 75.75 OBC – 75.75, SC-75.25
Telangana 78.50 OBC-78.5
Uttar Pradesh 84 EWS-79.25, SC-69.5, OBC-78.5
Uttarakhand 87.25
West Bengal 85.5 SC-76.50, OBC-80.25, EWS-79.5, ST-70
Tamil Nadu 65 OBC-65
Tripura 80

IBPS Clerk Mains Cut Off 2023

The State-wise IBPS Clerk Mains Cut Off 2023 for the unreserved category has been provided below. The highest cut off mark is 39.63 for Odisha and the lowest is for Chandigarh, i.e. 26.13.

IBPS Clerk Mains Cut Off 2023-24
State/ UT UR
Andaman & Nicobar 30.13
Andhra Pradesh 38.50
Arunachal Pradesh 29.13
Assam 36.63
Bihar 38.63
Chandigarh 26.13
Chhattisgarh 36.13
Dadra Nagar Haveli Daman & Diu 35.50
New Delhi 38.25
Goa 33.38
Gujarat 34.25
Haryana 37.88
Himachal Pradesh 39.13
Jammu & Kashmir 37.88
Jharkhand 39.00
Karnataka 33.88
Kerala 39.13
Ladakh 30.50
Lakshadweep NA
Madhya Pradesh 38.00
Maharashtra 36.38
Manipur 35.50
Meghalaya 31.88
Mizoram 29.63
Nagaland 30.50
Odisha 39.63
Puducherry 33.88
Punjab 39.25
Rajasthan 37.38
Sikkim 31.13
Tamil Nadu 36.63
Telangana 35.63
Tripura 39.25
Uttar Pradesh 37.75
Uttarakhand 38.38
West Bengal 38.88

IBPS Clerk Cut Off 2022

The IBPS releases cut-off marks for both the Prelims and Mains stages of the Clerk exam after each phase is completed. In 2022, the Mains cut-off spanned from 31.38 to 63.00, while the Prelims cut-off ranged between 68.25 and 89.50. Recognizing this difference helps aspirants understand how competition and seat allocation shape the final cut-off scores.

IBPS Clerk Prelims Cut Off 2022

The highest IBPS Clerk Prelims Cut Off 2022 has been reported from Uttarakhand, i.e. 89.50 and the lowest from Telangana, i.e. 68.25. For the other states cut off, candidates can refer to the below table.

IBPS Clerk Cut-Off 2022 For Prelims
State  Cut Off(General)
Andhra Pradesh 76.50
Assam 80.75
Bihar 82.5
Delhi 84.25
Gujarat 81
Haryana 85.50
Himachal Pradesh 86.50
Chattisgarh 81.25
Jammu & Kashmir 83.75
Jharkhand 83.75
Karnataka 74.75
Kerala 85.5
Madhya Pradesh 85
Maharashtra 75.50
Odisha 87.50
Punjab 83.25
Rajasthan 86.25
Tamil Nadu 78
Telangana 68.25
Uttar Pradesh 84
Uttarakhand 89.50
West Bengal 86

IBPS Clerk Mains Cut Off 2022

The IBPS Clerk Mains Cut Off 2022 has been decided out of a total of 100 marks. Here, aspirants can go through the state as well as category-wise minimum qualifying marks.

IBPS Clerk Mains Cut off 2022 (Out of 100)
State/ UT SC ST OBC EWS UR
ANDAMAN & NICOBAR NA NA NA NA 40.63
ANDHRA PRADESH 48.75 36.25 47.13 41.63 61.13
ARUNACHAL PRADESH NA 37.75 NA NA 41.75
ASSAM 40.63 41.00 44.13 43.00 52.88
BIHAR 38.75 36.38 53.25 46.13 57.38
CHANDIGARH 37.50 NA 41.25 38.88 48.88
CHHATTISGARH 41.88 40.38 40.50 41.75 52.38
DADRA NAGAR HAVELI DAMAN & DIU NA NA 28.00 NA 31.38
NEW DELHI 43.63 45.13 51.88 47.38 61.00
GOA 34.13 37.88 43.88 39.25 46.00
GUJARAT 43.75 41.13 44.13 44.00 53.13
HARYANA 44.38 NA 51.75 44.38 60.50
HIMACHAL PRADESH 44.13 37.75 49.13 43.25 54.63
JAMMU & KASHMIR 37.25 30.75 40.88 36.25 52.38
JHARKHAND 34.13 42.50 43.88 43.63 51.13
KARNATAKA 42.13 41.63 44.13 44.00 63.00
KERALA 39.38 29.00 46.63 44.75 54.25
LADAKH NA NA NA NA 28.75
LAKSHADWEEP NA NA NA NA 39.25
MADHYA PRADESH 42.88 44.75 45.75 44.88 51.63
MAHARASHTRA 45.50 39.13 51.38 45.38 57.88
MANIPUR 33.88 37.50 49.13 NA 50.25
MEGHALAYA NA NA NA NA 37.88
MIZORAM NA NA NA NA 31.88
NAGALAND NA 36.38 NA NA 41.75
ODISHA 41.13 38.38 45.88 44.00 53.38
PUDUCHERRY 31.88 NA 41.38 31.88 44.38
PUNJAB 45.00 NA 45.75 51.63 54.13
RAJASTHAN 43.13 35.00 44.63 51.13 54.00
SIKKIM NA 32.63 38.25 NA 41.25
TAMIL NADU 46.25 36.13 48.63 45.50 54.75
TELANGANA 38.25 37.00 41.75 40.13 49.63
TRIPURA 46.25 38.13 NA NA 45.50
UTTAR PRADESH 44.50 52.75 47.63 45.13 57.75
UTTRAKHAND 38.63 39.88 39.88 41.88 52.25
WEST BENGAL 47.25 40.13 46.88 45.75 58.50

Bank Mahapack

IBPS Clerk Cut Off 2021

Every year, the competition for IBPS Clerk intensifies as more candidates apply for a limited number of vacancies. The IBPS Clerk Cut-Off 2021 was influenced by several factors, including exam difficulty, the total number of test-takers, and the average attempts made by aspirants. In the section below, we present the minimum qualifying marks for both Prelims and Mains.

IBPS Clerk Prelims Cut Off 2021

For each of the states, the IBPS Clerk Prelims Cut Off varies category-wise. When analyzed from the previous year’s cut off, IBPS Clerk Prelims Cut Off 2021 has either increased, decreased, or has remained approximately the same. 

IBPS Clerk Prelims Cut Off 2021
S. No. Name of the State & UT UR OBC EWS
1 ANDAMAN & NICOBAR
2 ANDHRA PRADESH 71 71
3 ARUNACHAL PRADESH
4 ASSAM 68 65.75
5 BIHAR 76 76
6 CHANDIGARH 62.75 62.75
7 CHHATTISGARH 74 74
8 DADRA & NAGAR HAVELI DAMAN & DIU
9 DELHI (NCT) 77.25
10 GOA 62.5
11 GUJARAT 72
12 HARYANA 78.5
13 HIMACHAL PRADESH 78.5
14 JAMMU & KASHMIR 72
15 JHARKHAND 79.25
16 KARNATAKA 67.25 67.25
17 KERALA 78
18 LADAKH
19 LAKSHADWEEP
20 MADHYA PRADESH 77
21 MAHARASHTRA 70.25
22 MANIPUR
23 MEGHALAYA
24 MIZORAM
25 NAGALAND
26 ODISHA 77
27 PUDUCHERRY
28 PUNJAB 74
29 RAJASTHAN 81.5
30 SIKKIM 59.25 59.25
31 TAMIL NADU 67.75 67.75 59.75
32 TELANGANA 65.75 65.75
33 TRIPURA
34 UTTAR PRADESH 77 74 76.25
35 UTTRAKHAND 81.25 81.25
36 WEST BENGAL 79

IBPS Clerk Mains Cut off 2021

IBPS has released the IBPS Clerk Mains Cut Off along with the final result of the IBPS Clerk. Here, we are providing the IBPS Clerk Mains Cut Off 2021 in given below table.

IBPS Clerk Mains Cut Off [Minimum Scores] Out of 100
States/ UT SC ST OBC EWS UR
Andaman & Nicobar NA NA 32.88 NA 30.75
Andhra Pradesh 29.38 21.38 35.38 31.13 35.63
Arunachal Pradesh NA 17.63 NA 26.25 30.75
Assam 26.88 23.13 26.13 28.38 32
Bihar 22.38 27.38 33.88 36.68 37.63
Chandigarh 28.25 NA 32.50 35.63 38.63
Chattisgarh 23 16.25 33.63 29 33.50
Dadar & Nagar Haweli NA NA NA NA 30
Delhi 27.63 24.38 31.88 35.50 38.88
Daman & Diu NA NA NA NA 30
Goa NA 20.13 31.25 30.38 32.13
Gujarat 26.63 19.50 29.38 31.75 35
Haryana 28.50 NA 31.38 35.75 39
Himachal Pradesh 27.50 30.13 30.25 37.63 40
Jammu & Kashmir 27.50 14 22.63 23.13 32
Jharkhand 20.38 18.13 32.38 30.88 35.88
Karnataka 27.88 20.88 32.88 30 33.50
Kerala 24.13 19.88 35.25 28.88 37.50
Ladakh NA 29.88 NA NA 24.50
Lakshadweep NA 11 NA NA 23.50
Madhya Pradesh 23.13 19.75 29.75 29.63 35.63
Maharashtra 31.13 20.25 33.13 31.50 34.38
Manipur 31.63 32.38 NA NA 35.25
Meghalaya NA 27.25 31.25 32 30.38
Mizoram NA 23.13 NA NA 19.50
Nagaland NA 25.63 NA 24.13 29.38
Odisha 21.25 14.63 34.13 33.13 36.88
Puducherry 19.50 NA 30.88 23 30.75
Punjab 25 NA 30.25 34.13 38.50
Rajasthan 26.50 24.88 36.88 35.25 40
Sikkim 19.50 16.75 25.38 22.88 31
Tamil Nadu 25.13 14.38 36 19.88 36
Telangana 30.38 28.25 34.88 29.75 34.88
Tripura 26.13 14.75 NA 26.13 32.38
Uttar Pradesh 23.38 24.75 30.38 33.25 36.63
Uttarakhand 29.25 26.88 34.50 36.63 39.25
West Bengal 27 23.13 29.13 29.88 37.75

IBPS Clerk Final Cut Off [Maximum Scores] Out of 100

IBPS Clerk Mains Cut Off [Maximum Scores] Out of 100
States/ UT SC ST OBC EWS UR
Andaman & Nicobar NA NA 32.88 NA 37.13
Andhra Pradesh 35.13 35.63 45.25 39.63 54.38
Arunachal Pradesh NA 40.88 NA 26.25 36.63
Assam 35.13 33.88 42.50 35.13 44.88
Bihar 36.38 33.63 42.38 42 49.88
Chandigarh 33.63 NA 39.75 35.63 52.88
Chattisgarh 36.50 33.38 39.38 37.50 52
Dadar & Nagar Haweli, Daman & Diu NA NA NA NA 38.50
Delhi 41.50 38.25 47.13 46.75 56.63
Goa NA 28.38 33 32.50 47.50
Gujarat 38.38 34 41.63 40.50 48.50
Haryana 43.50 NA 44 45.13 56.88
Himachal Pradesh 39.75 41.75 42.25 44.88 51.50
Jammu & Kashmir 35 26.13 32.50 30.25 48.13
Jharkhand 34 38 43.38 45.50 50.25
Karnataka 37.38 33.50 40.13 35.75 52.88
Kerala 34.25 21.75 43.38 43.13 51.88
Ladakh NA 31.25 NA NA 36.13
Lakshadweep NA 17.13 NA NA 28.75
Madhya Pradesh 43.25 40.88 43.38 44.75 52.75
Maharashtra 43.50 35 46.63 44 54.50
Manipur 31.63 34 NA NA 40.38
Meghalaya NA 31.63 31.25 32 38.63
Mizoram NA 31.38 NA NA 28.13
Nagaland NA 32.38 NA 26.50 33.25
Odisha 36.75 36.50 45 44.88 50.38
Puducherry 33.13 NA 35.25 30.50 44.88
Punjab 45 NA 45.38 50.75 55.13
Rajasthan 45.75 35 43.75 41.75 49.75
Sikkim 23.50 24.50 33.88 28.25 40.25
Tamil Nadu 41.38 32.75 47.63 40 54.13
Telangana 38.25 35.63 41.50 38.50 53.38
Tripura 31.50 27.25 NA 33.38 42.25
Uttar Pradesh 44.25 37.88 44.13 47.38 54.38
Uttarakhand 42.13 38.38 41.63 44.25 48.88
West Bengal 43 36.50 42.88 47.13 55.13

IBPS Clerk Prelims Cut Off 2020

Candidates can check the state-wise cut-off of IBPS Clerk Prelims 2020 from the table mentioned below:

IBPS Clerk Prelims Cut Off 2020
State IBPS Clerk Cut-off
General OBC EWS
Uttar Pradesh 73.5 69.75 –
Haryana 76.75 – –
Madhya Pradesh 77.75 77.75 77.75
Karnataka – 65.75 –
Gujarat 72 72 72
Telangana – 74.25 –
Bihar 71.25 – –
Andhra Pradesh 78 – –
Uttarakhand 78.5 – –
Odisha 75 74.25 –
Himachal Pradesh 72 – 69.25
Tamil Nadu – 71 –
Rajasthan 78.25 – –
West Bengal 61.5 – –
Punjab 75.25 – –
Assam – – –
Chhattisgarh 72.25 – –
Jammu & Kashmir 77.5 – –
Kerala 77.25 – –
Maharashtra 69.75 69.75 –
Jharkhand – – –
Delhi 77.5 – –
Chandigarh 79 – –
Goa 53.75 – –

IBPS Clerk Final Cut Off 2020

Candidates can check the state-wise cut off of IBPS Clerk Mains 2020 from the table mentioned below:

IBPS Clerk Mains Cut Off 2020: Minimum Scores Out of 100
State SC ST OBC EWS UR
ANDAMAN & NICOBAR NA NA NA NA 23.25
ANDHRA PRADESH 32 27 41.63 40.88 44.13
ARUNACHAL PRADESH NA 16.63 NA NA 21.88
ASSAM 30.75 23.38 28.63 28.13 37.75
BIHAR 27.38 33.38 39.13 40.88 44
CHANDIGARH 29.25 NA 31.63 34.5 34.5
CHHATTISGARH 29.5 16.5 39.5 30.25 41.38
DADRA NAGAR HAVELI AND DAMAN & DIU NA 31.5 NA NA 37.88
DELHI 33.75 26.88 36.38 36.5 44
GOA NA 16.5 32.25 29.63 30.5
GUJARAT 29.88 25.63 33.63 34 39.38
HARYANA 30.38 NA 40.38 42.88 44.75
HIMACHAL PRADESH 34.13 36.63 37.75 40 44.75
JAMMU & KASHMIR 42.63 31.63 37.25 42.25 45.38
JHARKHAND 17.5 20.63 37.75 34.25 39.25
KARNATAKA 29 26.13 37.63 36.13 37.63
KERALA 26.5 NA 39.88 27.75 42.13
LADAKH NA 31.88 NA NA 24.38
LAKSHADWEEP NA 12.38 NA NA 35.25
MADHYA PRADESH 16 17.5 17.88 24.5 36.38
MAHARASHTRA 32.88 22.88 33.88 22.88 38
MANIPUR 34.13 33.63 38 28.5 34.38
MEGHALAYA NA 26 NA NA 29.88
MIZORAM NA 24.13 NA NA 27
NAGALAND NA 28.75 NA NA 29.5
ODISHA 26.25 22.13 40.5 34.63 43.25
PUDUCHERRY 36.13 NA NA NA 41.5
PUNJAB 28.88 NA 35.38 39.88 45.75
RAJASTHAN 25.38 17.5 36.88 29.13 41.5
SIKKIM NA NA 39.38 NA 33.38
TAMIL NADU 33.75 28 44 32.63 44
TELANGANA 32.88 35.75 40.63 39.88 41.13
TRIPURA 27.88 16.5 NA 26.75 36.75
UTTAR PRADESH 28.75 19.25 35.38 37.63 42
UTTARAKHAND 34.38 NA 32.88 39.88 46.13
WEST BENGAL 27.25 22.25 29.13 21.5 39.13

IBPS Clerk Prelims Cut-Off 2019

Let us look at the State-Wise IBPS Clerk Prelims Cut-Off 2019 from the table mentioned below:

IBPS Clerk Prelims Cut Off 2019
State Name IBPS Clerk Cut-Off for General Category
Andhra Pradesh 66.25
Assam 63
Bihar 65
Delhi 71.75
Gujarat 67
Haryana 68.5
Himachal Pradesh 41.25 (OBC), 62.25  (General)
Jammu & Kashmir –
Jharkhand 73 (OBC, General)
Karnataka 53.25 (EWS)
Kerala 73.5
Madhya Pradesh 70
Maharashtra 61.50
Odisha 71.50
Punjab 66.25
Rajasthan 71.25
Tamil Nadu 57.75
Telangana 61
Uttar Pradesh 68.25
Uttarakhand 76
West Bengal 70.75

IBPS Clerk Mains Cut Off 2019

Let us look at the State-Wise IBPS Clerk Mains Cut Off 2019 from the table mentioned below:

IBPS Clerk Mains Cut Off 2019
State IBPS Clerk Cut Off (General) 2019-2020
Uttar Pradesh 45.13
Delhi 49.63
Madhya Pradesh 44
Gujarat 42.25
Goa 35
Bihar 45.38
Chattisgarh 43.63
Tamil Nadu 47
Odisha 46.13
Rajasthan 47.38
Haryana 48.63
Andhra Pradesh 45.13
Telangana 43.88
Tripura 40.13
Karnataka 40.38
Kerala 49.63
Himachal Pradesh 47.13
Jammu & Kashmir 49.25
Maharashtra 42.88
Jharkhand 43.38
Assam 41.88
West Bengal 47.38
Punjab 48.88
Chandigarh 47.25
Arunachal Pradesh 41.50
Daman & Diu 38.13
Sikkim 42.13
Uttarakhand 49.88

IBPS Clerk Prelims Cut Off 2018

The State-wise cut off for IBPS Clerk 2018 Prelims is given in the table below:

IBPS Clerk Prelims Cut Off 2018
State IBPS Clerk Cut-Off (Gen)
Uttar Pradesh 74.00
Haryana 73.00
Madhya Pradesh 71.25
Himachal Pradesh 73.00
Punjab 73.25
Rajasthan 73.00
Bihar 73.50
Odisha 72.75
Gujarat 67.75
Andhra Pradesh 75.75
West Bengal 73.50
Chattisgarh 66.75
Tripura 48.75
Maharashtra 63.25
Kerala 73.50
Telangana 58.25
Karnataka 66.25
Delhi 71.75
Assam 67.25
Jharkhand 74.00
Tamil Nadu 57.75

IBPS Clerk Mains Cut Off 2018

The State-wise cut off for IBPS Clerk 2018 Mains is given in the table below:

IBPS Clerk Mains Cut Off 2018
States Total Number of Vacancies UR OBC
Andaman & Nicobar 02 NA NA
Andhra Pradesh 759 50.98 48.1
Arunachal Pradesh 18 40.03 NA
Assam 111 49.83 44.2
Bihar 351 51.78 49.1
Chandigarh 41 55.18 48.38
Chhattisgarh 202 49.88 48.05
Dadara & Nagar Haveli 05 44.25 NA
Daman & Diu 06 37.93 37.8
Delhi 418 55.83 50.6
Goa 44 48.93 48.1
Gujarat 1235 48.45 42.3
Haryana 167 56.43 50.03
Himachal Pradesh 188 53.05 45.15
Jammu & Kashmir 94 54.93 44
Jharkhand 352 50.63 46.03
Karnataka 967 51.95 49.8
Kerala 439 53.58 51.5
Lakshadweep 01 46.45 NA
Madhya Pradesh 745 51.18 47.05
Maharashtra 1480 50.08 48.2
Manipur 11 49.05 NA
Meghalaya 17 39.7 NA
Mizoram 06 54.73 NA
Nagaland 06 45.45 NA
Odisha 471 51.28 49.78
Puducherry 30 51.25 51.25
Punjab 550 56.58 48.45
Rajasthan 376 53.18 51.23
Sikkim 14 45.78 45.78
Tamil Nadu 1314 52.43 52.35
Telangana 582 51.75 49.5
Tripura 25 50.33 NA
Uttar Pradesh 2270 51.45 44.88
Uttarakhand 185 52.5 44.55
West Bengal 724 53.28 44.2
Overall Vacancies 14206

IBPS Clerk Prelims Cut Off 2017

The State-wise IBPS Clerk Prelims Cut-Off 2017 is listed in the table below:

IBPS Clerk Prelims Cut Off 2017
State IBPS Clerk Cut-Off (Gen)
Madhya Pradesh 74.25
Himachal Pradesh 75.00
Punjab 74.00
Odhisa 76.50
Jharkhand 74.25
Telangana 70.00
Rajasthan 73.25
Maharashtra 64.50
Chattisgarh 70.25
Gujarat 67.00
Uttar Pradesh 76.25
West Bengal 77.25
Bihar 74.75
Uttarakhand 78.75
Haryana 76.00
Karnataka 61.25
Tamil Nadu 53.00
Andhra Pradesh 73.50
Assam 70.75
Kerala 77.00
Delhi 76.75
Daman & Diu 70.75
Goa 67.75

IBPS Clerk Mains Cut-Off 2017

The State-wise IBPS Clerk Mains Cut-Off 2017 is listed in the table below:

IBPS Clerk Mains Cut Off 2017
State/ UT SC ST OBC UR
Andaman & Nicobar NA NA NA NA
Andhra Pradesh 40.27 31.84 48.31 50.78
Arunachal Pradesh NA 41.49 NA 46.43
Assam 40.79 36.16 43.43 47.17
Bihar 38.86 37.27 50.95 53.43
Chandigarh 46.39 NA 47.95 54.07
Chattisgarh 39.46 24.49 50.34 50.43
Dadar & Nagar Haweli NA NA NA 39.02
Daman & Diu NA NA 36.91 45.92
Delhi 42.58 38.03 47.81 53.82
Goa NA 24.43 44.07 44.70
Gujarat 39.95 23.62 44.04 47.53
Haryana 39.21 NA 46.81 52.72
Himachal Pradesh 43.91 40.74 43.17 52.88
Jammu & Kashmir NA 35.74 42.71 52.31
Jharkhand 34.24 31.02 46.21 47.29
Karnataka 36.77 31.41 43.67 44.56
Kerala 40.68 30.85 50.52 52.32
Lakshadweep NA NA NA NA
Madhya Pradesh 36.43 26.63 45.03 48.89
Maharashtra 42.91 26.32 43.93 45.95
Manipur 45.77 41.74 62.36 44.21
Meghalaya NA 38.31 37.82 39.09
Mizoram NA NA NA 40.79
Nagaland NA 39.74 NA 40.45
Odisha 37.07 31.32 50.64 51.22
Puducherry 41.27 NA 47.47 48.06
Punjab 37.88 NA 45.22 53.16
Rajasthan 38.28 34.70 48.17 52.93
Sikkim NA NA 47.21 49.67
Tamil Nadu 39.39 35.29 48.27 48.49
Telangana 40.18 34.17 48.72 49.97
Tripura 45.68 28.50 NA 48.86
Uttar Pradesh 37.20 33.53 44.24 51.13
Uttarakhand 40.16 38.11 47.11 53.16
West Bengal 42.14 35.95 45.06 54.47

Factors Determining IBPS Clerk Cut-off

Several Factors discussed below are responsible for determining the IBPS Clerk Cut Off.

  • Number of vacancies
  • The number of candidates who appeared in the exam
  • The difficulty level of the exam

Why the IBPS Clerk Cut Off Matters More Than Ever

The IBPS Clerk cut-off isn’t just a number it’s a roadmap for aspirants. It reflects the competition, highlights which sections of the exam were toughest, and shows the benchmark needed to move forward. For 2026 aspirants, understanding the cut-off is crucial, especially with limited time before the mains exam. It helps candidates:

  • Gauge Competition: See how other aspirants performed and where they stand.
  • Plan Strategy: Focus on high-weightage areas and improve weak sections.
  • Set Realistic Goals: Avoid guessing and aim for marks that truly ensure qualification.
  • Boost Confidence: Knowing the cut-off trends reduces anxiety and allows smarter preparation.
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IBPS Clerk Salary 2026, Allowances, Job Profile & Promotion

The IBPS Clerk Salary 2026 is one of the main reasons why so many candidates apply for this exam every year. Along with a decent starting pay, the job offers stability, regular promotions, and a balanced work schedule. Understanding the updated salary structure, job role, and growth opportunities in 2026 helps aspirants know exactly what they can expect after selection through the IBPS.

IBPS Clerk Salary 2026

For IBPS Clerk 2026, the pay structure is designed to offer steady financial growth right from the start. Selected candidates enter the system at a basic pay of ₹24,050, which gradually increases through periodic increments as per the banking pay scale. In addition to the core salary, multiple allowances such as DA, HRA, and transport benefits enhance the overall earnings.

Also Read, IBPS Clerk Mains Result 2025-26 Out

IBPS Clerk Salary 2026 Overview

Here’s an overview of IBPS Clerk Salary 2026 that summarises the key details regarding the IBPS Clerk salary 2026, including basic pay, allowances, language of exam and other important information.

IBPS Clerk Salary 2026
Organization Institute of Banking Personnel Selection (IBPS)
Exam Name IBPS Clerk Exam 2026
Post Clerk
Category Salary
Basic Pay Rs. 24050 per month
Pay Scale Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480(20 Years)
Allowances Dearness Allowance, House Rent Allowance, Special Allowance, Transport Allowance
Language of Exam English & Hindi
IBPS Clerk Mains Cut Off 2026 2nd March 2026
Official Website www.ibps.in
WhatsApp Official Channel Join WhatsApp Channel

IBPS Clerk Salary Structure 2026

According to the 12th Bipartite Settlement, clerks receive fixed annual increments during their service. Starting at a basic pay of ₹24,050, this can rise up to ₹64,480 over 20 years, based on tenure and performance. Below is a detailed breakdown of the IBPS Clerk salary structure, covering all allowances and increment stages.

IBPS Clerk Salary Structure 2026
Particulars Amount
Basic Pay 24050.00
Dearness Allowance (19.83% revised Nov. 2024) 4769.12
Special Allowance 7083.45
SPL DA 1114.23
House Rent Allowance 2739.83
Transport Allowance 850.00
TA DA 133.71
Gross Salary 40720.34

IBPS Clerk Salary Basic Pay

The IBPS Clerk pay scale follows a structured growth pattern. The initial basic pay is ₹24,050 per month, and it increases gradually through scheduled increments over the years. After the first few years of service, the basic pay rises significantly and continues to grow at different stages of the pay scale. With long-term service, the basic salary can reach up to approximately ₹64,480, reflecting steady financial progression and career stability under the recruitment process conducted by the Institute of Banking Personnel Selection.

Is IBPS Clerk salary enough in metro cities?

Yes, the salary is generally manageable in metro cities. Higher HRA and allowances help balance the higher living costs under recruitment by the Institute of Banking Personnel Selection.

IBPS Clerk In Hand Salary

An IBPS Clerk usually receives a gross monthly salary of around ₹42,855, which includes basic pay along with allowances such as DA, HRA, and transport allowance. After deductions such as PF and professional tax, the in-hand salary comes to approximately ₹39,412 per month. Even after these deductions, the starting salary remains quite attractive and offers a stable financial beginning for candidates selected through the Institute of Banking Personnel Selection.

What is the IBPS Clerk salary during the probation period?

During probation, clerks receive the regular basic pay and allowances as per the pay scale. There is no major reduction in salary during this period.

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IBPS Clerk Salary Slip

The salary slip of an IBPS Clerk provides newly appointed candidates with a clear breakdown of their earnings, including allowances and deductions. By analysing the deductions from the gross salary comprising basic pay and various benefits, candidates can determine their net in-hand salary.

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IBPS Clerk Training Period Salary 2026

Newly selected candidates for the IBPS Clerk post will undergo a six-month training period, which may be extended as needed based on performance or departmental requirements. During this initial phase, candidates will receive a stipend equal to the starting basic pay, which is ₹24,050 per month.

IBPS Clerk Salary Deductions 2026

An IBPS clerk’s salary is determined by deducting various mandatory contributions from his gross monthly salary. The major deductions include statutory funds like Provident Fund (PF) and National Pension System (NPS), which play a vital role in securing the employee’s financial future. After these deductions, the remaining amount is the net salary which is credited to the clerk’s bank account every month.

IBPS Clerk Salary 2026: Deductions
Particulars  Amount
Pension Fund Contribution 2886
Death Relief Fund 40
Professional Tax 60
Total 2986

IBPS Clerk Salary Increments

The IBPS Clerk salary framework offers annual increments, providing consistent financial growth throughout the career. The table below presents the pay scale for IBPS Clerks in 2026, highlighting the gradual increase in basic pay over the years. The starting basic salary for an IBPS Clerk is ₹24,050, with yearly hikes.

IBPS Clerk Pay Scale 2026
Basic Pay Amount
Initial Basic Pay Rs 24050 with a yearly increment of Rs 1340
Basic Pay after 3 years Rs 28070 with a yearly increment of Rs 1650 for the next three years.
Basic Pay after the next 3 years Rs 33020 with a yearly increment of Rs 2000 for the next four years.
Basic Pay after the next 4 years Rs 41020 with a yearly increment of Rs 2340 for the next 7 years.
Basic Pay after the next 7 years Rs 57400 with a yearly increment of Rs 4400 for the next one year.
Basic Pay after the next 1 year Rs 61800 with a yearly increment of Rs 2680 for the next one year.
Basic Pay after next year Rs 64480(Maximum Basic Pay).

IBPS Clerk Salary After 12th Bipartite Settlement

After the 12th Bipartite Settlement, the IBPS Clerk salary saw a significant enhancement, ensuring better pay parity and employee satisfaction across public sector banks. The revision introduced an increase in basic pay, improved Dearness Allowance (DA), and additional benefits under various heads like HRA, medical, and special allowances.

As signified in the 12th BPS, there is a 17% hike in the salary of employees working in public sector banks. In the below table, we have highlighted the pay scale of IBPS Clerks before and after the 12th Bilateral Agreement.

IBPS Clerk Pay Scale
Before 12th BPS After 12th BPS
Rs.19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920 Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480(20 Years).

IBPS Clerk Allowances

In addition to their basic salary, IBPS Clerks receive extra benefits based on their posting location. These additional allowances include TA, DA, and HRA. These allowances are added to the salary to calculate the total amount received by IBPS Clerks.

IBPS Clerk Allowances
Special Allowance 7.5% of the basic pay, after completion of 1 year it may increase from 400 to 500
Dearness Allowance It is 19.83% of the basic pay, which is revised quarterly
House rent allowance It depends on the posting of the location. It is highest at 8.5%in the metropolitan cities.
Travel Allowance These expenses are reimbursed by the banks(on official tours and travels only)
Medical Allowance It is 2000/per year.

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IBPS Clerk Job Profile

An IBPS clerk plays a vital role in the daily operations of a bank. They are the first point of contact for customers and assist with tasks such as cash deposits, withdrawals, passbook updates, and document verification. Also known as single window operators, clerks help ensure smooth and efficient customer service.

Key Responsibilities of an IBPS Clerk:

  • Document Verification: Verify documents and statements submitted by customers.
  • Passbook Updates: Regularly update customers’ bank passbooks.
  • Cash Handling & Banking Records: Manage bank cash, essential documents, and financial statements like balance sheets and ledgers.
  • Transaction Processing: Sanction customer withdrawals and oversee cash deposits/distribution.
  • Customer Assistance: Provide details on government schemes and resolve customer queries.
  • Treasury Work: Assist in handling treasury operations and other banking transactions.
  • Multiple Roles: Work as a Loan Clerk, Account Clerk, Data Entry Clerk, and Office Clerk, performing diverse banking functions.

IBPS Clerk Promotion

IBPS Clerk provides ample ways for personal and professional growth. When a person works as a bank clerk, they learns the different ways a bank functions and have chances to prove their potential and merit. A clerk has to serve for a minimum period of 3 years before he can apply for the promotion. After that, he gets a chance to grow himself.

IBPS Clerk promotion based on experience and seniority. They have to clear a written exam, which is conducted internally. The clerk gets a chance to become a trainee officer and then a Probationary officer. He doesn’t need to apply for JAIIB and CAIIB.

If a candidate is applying through JAIIB and CAIIB, then he must possess a diploma from the Indian Institute of Banking and Finance.

Now that you have an idea about the IBPS Clerk exam pattern, IBPS Clerk Syllabus, and IBPS Clerk job profile and growth, there is no need to wait to start your preparation. Start them right away.

IBPS Clerk Career Growth

A clerk plays a very important role in a bank. He is the face of the bank as he deals with the customer directly and manages all the cash. Apart from all the IBPS Clerk salary and benefits, he has an opportunity to learn a lot about banking functions.

  • Bank Clerk
  • Officer/Assistant Manager
  • Manager
  • Senior Manager
  • Chief Manager
  • Asst. General Manager
  • Deputy General Manager
  • General Manager

IBPS Clerk Salary: Know the Annual Package

The salary structure for IBPS Clerk is designed to be competitive, providing financial security along with various perks and benefits. With the latest salary revisions, clerks receive a combination of Basic Pay, Allowances, and Perks, making it a lucrative career option.

  • The starting annual salary package for an IBPS Clerk falls between ₹4.40 lakh to ₹4.60 lakh.
  • The exact salary may differ based on the bank’s policies and the posting location.
  • In addition to the Basic Pay, clerks receive various allowances like Dearness Allowance (DA), House Rent Allowance (HRA), and Travel Allowance (TA).

City-Wise IBPS Clerk Salary Comparison (Metro vs Urban vs Rural)

The IBPS Clerk salary varies slightly depending on the city of posting, mainly due to differences in House Rent Allowance (HRA) and certain location-based benefits. While the basic pay remains the same across India, the overall gross and in-hand salary can differ based on whether the posting is in a metro, urban, or rural area under recruitment conducted by the Institute of Banking Personnel Selection.

Component Metro Cities Urban Cities Rural / Semi-Urban Areas
Basic Pay ₹24,050 ₹24,050 ₹24,050
HRA Higher (Approx. 8–9% of Basic Pay) Moderate (Approx. 7–8%) Lower (Approx. 6–7%)
Gross Salary (Approx.) ₹42,000 – ₹43,000 ₹40,000 – ₹42,000 ₹38,000 – ₹40,000
In-Hand Salary (Approx.) ₹38,000 – ₹40,000 ₹36,000 – ₹38,000 ₹34,000 – ₹36,000
Cost of Living High Moderate Low
Savings Potential Moderate Good Higher

Why choose IBPS Clerk as a Career option

Choosing IBPS Clerk as a career path is a smart decision for candidates looking for job security, steady growth, and a balanced work-life environment. As a clerical employee in a Public Sector Bank, you become a part of India’s robust banking infrastructure with guaranteed pay, perks, and promotion opportunities. IBPS Clerk jobs are ideal for those who want a respectable government job without the high-pressure environment of higher posts. It offers you the chance to grow within the organisation with departmental exams and regular appraisals. Key reasons to choose IBPS Clerk as a career:

  • Job Security: Public sector bank jobs are among the most stable and recession-proof jobs in India.
  • Fixed Working Hours: Compared to many private jobs, clerks enjoy fixed timings and a better work-life balance.
  • Salary with Benefits: Along with a decent in-hand salary, clerks receive DA, HRA, TA, and medical benefits.
  • Career Growth: Clear promotional channels are available through internal exams for becoming an Officer.
  • Nationwide Posting: Opportunities to work in different parts of the country and explore diverse regions.
  • Respectable Job Role: As the first point of contact in banks, clerks play a key role in handling customer services and daily operations.
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IBPS Clerk Eligibility IBPS Clerk Selection Process
IBPS Clerk Mock Test IBPS Clerk Preparation Strategy

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