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SBI Clerk & IBPS Clerk Mains 2026: Check These Repeated GA Topics from PO Mains Exams

With the SBI Clerk and IBPS Clerk Mains examinations approaching, candidates should not limit their General Awareness preparation to monthly current affairs PDFs and recent news. Previous years’ and recently conducted SBI PO and IBPS PO Mains examinations can also provide useful insights into the topics that may be relevant for Clerk Mains 2026.

PO Mains GA Question Analysis for SBI Clerk & IBPS Clerk Mains 2026

The General Awareness section plays an important role in the IBPS Clerk Mains and SBI Clerk Mains examinations. Based on the analysis of two sets of memory-based questions, several topics have emerged as important areas for preparation. The questions indicate a noticeable focus on Banking Awareness, RBI-related developments, Digital Banking, Government Schemes, Financial Awareness, and National and International Current Affairs.

1. Overlapping Topics in Both Question Sets

Some topics appeared in both sets of questions, indicating their relevance for banking examinations. Candidates should give additional attention to these areas while revising.

Topics Areas Covered in Questions Priority
Central Bank Digital Currency (CBDC) e-Rupee, participating banks and CBDC services Very High
UPI and Digital Payments UPI International, BHIM UPI languages, international acceptance Very High
RBI Liquidity Management SDF rate, liquidity absorption and SDF tenure Very High
Renewable Energy Renewable Energy Ministry and floating solar scheme High
UNESCO World Heritage Sites Total number of Indian sites and 45th World Heritage Site High
Film Awards 72nd Film Festival and National Film Awards High
Windfall Tax Recent changes and concerned sectors High
DigiLocker Digital storage and verification of government documents High
Self-Help Groups Minimum number of members and formation High
Banking Regulations PSL, LCR, SLR and NPA-related concepts Very High

2. Most Important Areas for Banking Awareness

Banking Awareness is one of the most relevant sections for IBPS and SBI Clerk Mains. The two question sets contain several questions related to RBI policies, banking operations, financial regulations, and digital banking initiatives.

Candidates should cover the following topics:

  • RBI and Monetary Policy: Standing Deposit Facility (SDF), liquidity absorption, liquidity injection tools, and RBI monetary policy instruments.
  • Digital Currency: Central Bank Digital Currency (CBDC), e-Rupee, its features, and banks offering CBDC services.
  • Banking Platforms: NDS-OM, Unified Lending Interface (ULI), and their ownership and functions.
  • Banking Regulations: Priority Sector Lending (PSL), Liquidity Coverage Ratio (LCR), Statutory Liquidity Ratio (SLR), and Basel III norms.
  • Banking Operations: RTGS, UTR number, Currency Chest, ATM withdrawal limits, and Non-Performing Assets (NPA).
  • Financial Protection: RBI Integrated Ombudsman Scheme and Depositor Education and Awareness Fund (DEAF).
  • Other Important Concepts: C-KYC, FEMA Act, 1999, and banking-related digital initiatives.

3. Digital Banking and Financial Technology

Questions were asked about UPI, BHIM, CBDC, DigiLocker, Blockchain, FASTag Annual Pass, and digital fraud.

Important topics to prepare include:

  • UPI and its international expansion.
  • BHIM UPI features and supported languages.
  • CBDC and its participating banks.
  • DigiLocker and its functions.
  • Unified Lending Interface (ULI).
  • UL-PIN and the 14-digit BHU-Aadhaar code.
  • Blockchain technology and its applications.
  • FASTag Annual Pass – validity, charges, and eligibility.
  • Digital Arrest and cyber fraud.
  • RTGS and other digital payment systems.

4. Government Schemes and Important Initiatives

Questions were based on financial inclusion, renewable energy, environmental protection, and infrastructure development.

The following initiatives deserve attention:

Scheme/Initiative Important Areas to Prepare
PM-MUDRA Yojana Loan categories, eligibility and objectives
NITI Aayog E-FAST Purpose and objectives
Swachh Sagar Programme Implementing authority and objectives
Swachh Vayu Survekshan Purpose and participating cities
SHATAYU Full form and objectives
Bharat Buildathon Organising bodies and purpose
BHAVYA Rasayan Full form and objectives
PM Surya Sarovar Yojana Purpose and related ministry
Trishna Project Participating organisations and objectives
Self-Help Groups Formation and minimum membership

5. National and International Current Affairs

Questions related to international organisations, agreements, reports, summits, and important locations were also included in the analysed sets. Candidates should revise the following areas:

International Organisations and Reports

  • Headquarters of UN Women.
  • World Bank and its Global Economic Prospects report.
  • UNESCO and World Heritage Sites.
  • India’s Executive Director at the World Bank.
  • Sustainable Development rankings and related reports.

International Agreements and Summits

  • India–European Union Free Trade Agreement (FTA).
  • Paris Agreement and climate targets.
  • BRICS Summit and its host country.

International financial and economic developments.

  • Important Places and Headquarters
  • Headquarters of BNP Paribas.
  • Country associated with Mitsui Bank.
  • UN Women headquarters.
  • Important airports, dams, and infrastructure projects.

6. Economy and Financial Awareness

Economic and financial developments are another important area for Clerk Mains. The questions included GST, TDS, windfall tax, carbon credits, currency, and financial transactions.

The important topics are:

  • GST rates and products attracting different tax slabs.
  • TDS applicability on different payments and transactions.
  • Windfall tax and recent changes in its applicability.
  • Carbon credits and their certification.
  • Indian currency and legal tender.
  • LIC’s proposed stake acquisition in ICICI Bank.
  • RTGS transactions and UTR numbers.
  • ATM cash withdrawal limits.
  • DEAF Fund and its transfer mechanism.

7. Important Awards, Appointments, Sports and Static GK

Apart from banking and economic awareness, candidates should not overlook miscellaneous current affairs. Several questions in the two sets covered awards, sports, appointments, books, and important national and international events.

Important areas include:

  • National Film Awards and major film festivals.
  • Nobel Prize categories and recent winners.
  • Important national and international awards.
  • Recent appointments in banking and government organisations.
  • Navratna and Maharatna companies.
  • Major sports tournaments and medal tallies.
  • Archery World Cup winners.
  • Asian U20 Athletics Championships.
  • Commonwealth Games and related events.
  • Important books and authors.
  • Important days and their dates.
  • UNESCO World Heritage Sites in India.

8. Top 25 Topics to Prioritise Before IBPS/SBI Clerk Mains 2026

For candidates with limited preparation time, the following shortlist can help organise revision according to the importance of the topics identified in the analysis.

Rank Topic Priority
1 RBI Monetary Policy and Liquidity Management Very High
2 CBDC and e-Rupee Very High
3 UPI and BHIM UPI Very High
4 Banking Regulations – PSL, SLR and LCR Very High
5 Digital Banking – DigiLocker, ULI and NDS-OM Very High
6 RBI Integrated Ombudsman Scheme Very High
7 Government Schemes – PM-MUDRA and Others Very High
8 UNESCO World Heritage Sites High
9 International Organisations and Headquarters High
10 Renewable Energy Initiatives High
11 GST and TDS High
12 Windfall Tax and Economic Updates High
13 Self-Help Groups and Financial Inclusion High
14 Important Banking Appointments High
15 National Film Awards and Other Awards High
16 NPA and Banking Concepts High
17 RTGS, NEFT and IMPS High
18 International Agreements and Summits High
19 Government Digital Initiatives High
20 Important Days and Themes Moderate-High
21 Sports Tournaments and Medal Tallies Moderate-High
22 Navratna and Maharatna Companies Moderate-High
23 Environment and Climate Initiatives Moderate-High
24 Important Reports and Rankings Moderate-High
25 Cybersecurity and Digital Fraud Moderate-High

How to Prepare General Awareness for IBPS/SBI Clerk Mains?

Based on the question analysis, candidates should follow a balanced revision strategy covering current affairs, static banking awareness, and financial concepts.

  • Prioritise Banking Awareness: Revise RBI-related developments, banking regulations, payment systems, and financial institutions.
  • Cover Recent Current Affairs: Focus on the last six months of current affairs, with additional attention to important banking and economic updates.
  • Revise Government Schemes: Learn their objectives, launch years, ministries, implementing agencies, and beneficiaries.
  • Prepare Static GK Alongside Current Affairs: Cover headquarters, important days, international organisations, national parks, and UNESCO sites.
  • Practise Memory-Based Questions: Solve previous exam questions and statement-based quizzes to understand how topics are tested.
  • Revise Important Numbers: Pay special attention to interest rates, financial limits, percentages, dates, rankings, and the number of participating countries or institutions.

IBPS RRB PO Exam Date 2026 Out, Check Officer Scale 1 Prelims and Mains Dates

The IBPS RRB PO Exam Date 2026 has been announced for candidates preparing for the Officer Scale 1 recruitment. The Preliminary Examination is scheduled to be held on 21 and 22 November 2026. Candidates appearing for the exam should now focus on their final revision, mock tests and time management. The examination is the first stage of the selection process for the post of Probationary Officer in Regional Rural Banks.

IBPS RRB PO Exam Date 2026 Out

The Institute of Banking Personnel Selection (IBPS) has announced the examination schedule for IBPS RRB PO 2026 recruitment, covering 4,256 vacancies for Officer Scale 1 posts. The Prelims Examination will be conducted on 21 and 22 November 2026, while the Mains Examination is scheduled for 20 December 2026. The IBPS RRB PO Prelims Admit Card 2026 has also been released, allowing candidates to check their exam date, shift timing and examination centre details.

Particulars Details
Organisation Institute of Banking Personnel Selection (IBPS)
Exam Name IBPS RRB PO 2026
Recruitment Process CRP RRBs-XV
Post Name Officer Scale I (Assistant Manager)
Total Vacancies 4,256
Participating Banks Regional Rural Banks (RRBs) across India
Application Mode Online
Registration Dates 1 September to 21 September 2026
Selection Process Prelims, Mains and Interview
IBPS RRB PO Prelims Exam Date 21 & 22 November 2026
IBPS RRB PO Mains Exam Date 20 December 2026
Age Limit Above 18 years and below 30 years
Educational Qualification Bachelor’s Degree in any discipline from a recognised University
Application Fee ₹175 for SC/ST/PwBD; ₹850 for Other Candidates
Starting Basic Pay ₹48,480
Job Location Across India
Official Website www.ibps.in
Notification PDF Download Now

IBPS RRB PO Vacancy 2026: State-Wise and Bank-Wise Vacancies

Total RRB PO vacancies: 4,256

State Bank SC ST OBC (NCL) EWS GENERAL TOTAL HI OC VI ID
Andhra Pradesh ANDHRA PRADESH GRAMEENA BANK 60 30 108 40 162 400 4 4 4 4
Arunachal Pradesh ARUNACHAL PRADESH RURAL BANK 3 0 5 1 6 15 0 0 0 0
Assam ASSAM GRAMIN BANK 25 13 46 17 68 169 2 2 2 1
Bihar BIHAR GRAMIN BANK 59 30 106 39 160 394 4 4 4 4
Chhattisgarh CHHATTISGARH GRAMIN BANK 15 8 26 9 41 99 1 1 1 0
Gujarat GUJARAT GRAMIN BANK 90 45 162 60 243 600 8 6 8 8
Haryana HARYANA GRAMIN BANK 14 7 25 9 39 94 1 2 2 2
Himachal Pradesh HIMACHAL PRADESH GRAMIN BANK 4 2 8 3 13 30 0 1 0 0
Jammu & Kashmir JAMMU AND KASHMIR GRAMEEN BANK 2 3 11 6 10 32 1 1 0 0
Jharkhand JHARKHAND GRAMIN BANK 12 5 21 7 35 80 1 1 1 0
Karnataka KARNATAKA GRAMEENA BANK 45 22 81 30 122 300 3 3 3 3
Kerala KERALA GRAMEENA BANK 8 4 15 6 22 55 0 0 1 1
Madhya Pradesh MADHYA PRADESH GRAMIN BANK 38 19 68 25 102 252 3 2 3 2
Maharashtra MAHARASHTRA GRAMIN BANK 22 11 41 15 61 150 2 2 1 1
Manipur MANIPUR RURAL BANK 0 0 0 0 0 0 0 0 0 0
Meghalaya MEGHALAYA RURAL BANK 3 1 7 2 13 26 0 1 0 0
Mizoram MIZORAM RURAL BANK 3 2 5 2 13 25 1 1 0 0
Nagaland NAGALAND RURAL BANK 0 2 0 0 0 2 0 0 0 0
Odisha ODISHA GRAMEEN BANK 56 28 101 37 153 375 4 4 4 3
Puducherry PUDUCHERRY GRAMA BANK 1 2 2 0 4 9 1 0 0 0
Punjab PUNJAB GRAMIN BANK 11 6 20 7 31 75 1 1 1 0
Rajasthan RAJASTHAN GRAMIN BANK 33 16 59 22 120 250 13 2 7 16
Tamil Nadu TAMIL NADU GRAMA BANK 13 6 24 9 38 90 1 1 1 0
Telangana TELANGANA GRAMEENA BANK 24 12 43 16 65 160 2 2 1 1
Tripura TRIPURA GRAMIN BANK NR NR NR NR NR 0 NR NR NR NR
Uttar Pradesh UTTAR PRADESH GRAMIN BANK 64 32 115 43 171 425 5 5 5 5
Uttarakhand UTTARAKHAND GRAMIN BANK 11 6 20 8 30 75 1 1 1 0
West Bengal WEST BENGAL GRAMIN BANK 11 6 20 7 30 74 1 1 1 0
TOTAL 627 318 1139 420 1752 4256 60 48 51 51

IBPS RRB PO 2026: State-Wise Local Language

Candidates applying for Officer Scale I must have proficiency in the local language prescribed by the participating RRB. The required language varies by State/UT and RRB. Candidates should check the prescribed local language before selecting their preferred RRB.

IBPS RRB PO Eligibility Criteria 2026

Candidates must fulfil the prescribed educational qualification, age limit, local language and other eligibility requirements to apply for the IBPS RRB PO Officer Scale I post.

Eligibility Criteria Details
Post Officer Scale I (Assistant Manager)
Educational Qualification Candidates must have a Bachelor’s degree in any discipline from a recognised university or equivalent institution.
Local Language Candidates must have proficiency in the local language of the State/UT for which they are applying.
Computer Knowledge Working knowledge of computers is desirable for Officer Scale I candidates.
Age Limit Candidates must be above 18 years and below 30 years of age.
Age Relaxation Relaxation in the upper age limit is applicable to eligible reserved categories as per Government of India guidelines.
Nationality Indian citizens and other categories permitted by the Government of India, subject to required eligibility certification.
Number of Attempts There is no fixed limit on the number of attempts, subject to fulfilling the prescribed age and other eligibility conditions.

Educational Qualification Preference: While a Bachelor’s degree in any discipline is required, preference is given to candidates having a degree in Agriculture, Horticulture, Forestry, Animal Husbandry, Veterinary Science, Agricultural Engineering, Pisciculture, Agricultural Marketing and Cooperation, Information Technology, Management, Law, Economics or Accountancy.

Application form of IBPS RRB PO 2026

Particulars Details
Application Mode Online
Application Fee ₹175 for SC/ST/PwBD; ₹850 for all other candidates
Official Website www.ibps.in
Direct Application Link Apply Online Link (Over)

How can Candidates Apply?

Step Action
1 Visit the official IBPS website.
2 Open the CRP RRBs-XV registration link.
3 Select the Officer Scale I application.
4 Complete the registration process.
5 Upload the required documents.
6 Enter personal and educational details.
7 Pay the applicable application fee.
8 Submit the form and download the application for future reference.

What Is the IBPS RRB PO In-Hand Salary 2026?

Salary Head Amount (₹)
Basic Pay 48,480
Total Allowances 31,957
Gross Salary 80,437
Net In-Hand Salary 74,561

How Can You Get Selected as an IBPS RRB PO?

Stage Selection Details
Prelims Exam Candidates must qualify in the Prelims to become eligible for the next stage.
Mains Exam Candidates shortlisted from Prelims appear for the Mains examination.
Interview Candidates qualifying for Mains are shortlisted for the Interview.
Final Selection Final merit is prepared based on Mains and Interview performance, subject to document verification and other eligibility conditions.

IBPS RRB PO Interview and Final Merit

The IBPS RRB PO Interview carries 100 marks. Candidates must secure the prescribed minimum qualifying marks to be considered for final selection. For the Officers cadre, the Online Main Examination and Interview have a relative weightage of 80:20 in the final score.

What Happens After the IBPS RRB PO Prelims Exam?

After completing the IBPS RRB PO Prelims 2026, candidates will have to wait for the preliminary examination result. Candidates who meet the required sectional and overall cut-off marks will be shortlisted for the IBPS RRB PO Mains Examination, scheduled for 20 December 2026.

The selection process will continue through the following stages:

  • 1. Prelims Result: IBPS will declare the result and shortlist eligible candidates for the Mains examination.
  • 2. Mains Examination: Qualified candidates will appear for the Mains exam, which carries 200 marks.
  • 3. Interview: Candidates shortlisted based on their Mains performance will be called for the interview round.
  • 4. Final Merit List: The final selection will be based on the Mains and Interview scores, with an 80:20 weightage, respectively.

What Is the IBPS RRB PO Exam Pattern for Prelims and Mains 2026?

Exam Section Questions Maximum Marks Duration
Prelims Reasoning 40 40 25 minutes
Quantitative Aptitude 40 40 20 minutes
Prelims Total 80 80 45 minutes
Mains Reasoning 40 50 30 minutes
Computer Knowledge 40 20 15 minutes
General Awareness 40 40 15 minutes
English/Hindi Language 40 40 30 minutes
Quantitative Aptitude & Data Interpretation 40 50 30 minutes
Mains Total 200 200 120 minutes

Negative Marking: Candidates will be penalised for incorrect answers in the objective tests. A penalty of one-fourth or 0.25 of the marks assigned to the question will be deducted for each wrong answer.

IBPS RRB PO Prelims Exam Important Instructions

Candidates appearing for the IBPS RRB PO Preliminary Examination 2026 must follow the examination guidelines issued by the Institute of Banking Personnel Selection (IBPS). These instructions are important for completing the entry and verification process smoothly and avoiding any last-minute issues at the examination centre. Candidates should keep the following points in mind:

  • Download Admit Card: Carry a printed copy of the IBPS RRB PO Prelims Admit Card 2026 to the examination centre.
  • Valid Photo ID Proof: Bring an original photo identity proof, such as an Aadhaar Card, PAN Card, Passport, Voter ID or Driving Licence, along with its photocopy.
  • Passport-Size Photograph: Carry an additional recent passport-size photograph matching the one uploaded during registration. Paste a photograph on the admit card wherever instructed.
  • Check Examination Details: Verify the exam date, shift, reporting time, gate-closing time and examination centre address mentioned on the call letter.
  • Reach the Centre on Time: Report to the examination venue well before the prescribed reporting time. Late entry may not be permitted.
  • Biometric Verification: Cooperate with the examination staff during the identity and biometric verification process.
  • Follow Examination Rules: Read the instructions displayed on the computer screen and follow the invigilator’s directions throughout the examination.
  • Avoid Unfair Practices: Do not communicate with other candidates, use unauthorised materials or attempt any unfair means during the examination.
  • Preserve Your Admit Card: Keep the authenticated Prelims call letter and photocopy of the identity proof safely, as these may be required during the Mains examination.

IBPS PO Prelims Final Days Prep Tips

Candidates should use the final days before the IBPS PO Prelims to revise important topics, improve accuracy and avoid starting anything entirely new.

  • Revise Important Topics: Focus on high-weightage topics from Quantitative Aptitude, Reasoning Ability and English Language.
  • Attempt Mock Tests: Take full-length mock tests to practise the actual exam pattern and improve speed.
  • Analyse Mock Performance: Identify mistakes, weak areas and questions taking too much time.
  • Practise Question Selection: Learn to skip lengthy or confusing questions instead of wasting time on them.
  • Revise Formulas and Shortcuts: Go through calculation techniques, arithmetic formulas, grammar rules and vocabulary.
  • Work on Accuracy: Avoid random guessing, as incorrect answers attract negative marking.
  • Follow Sectional Time Management: Practise completing each section within the allotted time.
  • Avoid New Topics: Use the remaining time to strengthen familiar concepts rather than starting difficult chapters.
  • Stay Calm and Rest Well: Maintain a proper sleep schedule and avoid excessive study on the night before the examination.
  • Check Exam Essentials: Download the admit card, verify the exam centre and keep the required documents ready.

PNB Local Bank Officer Result 2026 OUT at pnb.bank.in, Direct PDF Download Link

Punjab National Bank (PNB) has released the PNB Local Bank Officer (LBO) Result 2026 on its official website, pnb.bank.in. Candidates who appeared in the online examination can now check their qualifying status through the result PDF and search for their roll numbers in the list of shortlisted candidates. Those who qualify will proceed to the LPT & Interview stage as part of the selection process.

PNB Local Bank Officer Result 2026 Out

The Punjab National Bank (PNB) conducted the PNB LBO Online Written Examination on 6 September 2026 for the recruitment of Local Bank Officers (LBO). The PNB LBO Result 2026 will contain the roll numbers of candidates shortlisted for the next stage of the recruitment process. Candidates should download the result PDF from the official website, pnb.bank.in, and search for their roll numbers to confirm their selection status.

PNB Local Bank Officer Result 2026: Overview

The PNB Local Bank Officer Result 2026 PDF is now available on the official website of Punjab National Bank.

Particulars Details
Organisation Punjab National Bank (PNB)
Post Name Local Bank Officer (LBO)
Recruitment Year HR Plan 2026–27
Total Vacancies 545
Status Released
Scale Scale I
Exam Date 6 September 2026
Result Release Date 11 November 2026
Result Mode PDF
Selection Procces Online Written Test, LLPT & Personal Interview
Official Website pnb.bank.in

PNB Local Bank Officer Result 2026 Download PDF

Candidates who appeared for the examination can download the result PDF through the direct link provided below. The PDF contains the roll numbers of candidates shortlisted for the next stage of the selection process. Candidates can use the Ctrl + F shortcut to search for their roll number and check their qualifying status without going through the entire document.

PNB LBO Result 2026 Download PDF

Have You Qaulify PNB LBO Exam??

How to Download PNB LBO Result 2026?

Follow these steps to check the result:

  1. Visit the official Punjab National Bank website.
  2. Navigate to the Recruitments section.
  3. Find the Local Bank Officer Recruitment 2026 notification.
  4. Click on the PNB LBO Result 2026 link.
  5. Open the result PDF.
  6. Search for your roll number using the PDF search function.
  7. Download and save the result for future reference.

What After PNB LBO Result 2026?

Candidates shortlisted in the written examination should prepare for the subsequent stages specified in the official recruitment notification.

  • Application Screening: PNB may verify candidates’ eligibility, qualifications and supporting documents.
  • Language Proficiency Test: Candidates may need to demonstrate proficiency in the applicable local language, subject to the official requirements and exemptions.
  • Personal Interview: Candidates called for an interview should prepare banking awareness, current affairs, professional experience and questions related to the Local Bank Officer role.
  • Document Verification: Shortlisted candidates must follow the bank’s instructions regarding document submission and verification.

How to Prepare for the Local Language Proficiency Test (LLPT)?

Candidates shortlisted for the PNB LBO Local Language Proficiency Test (LLPT) should focus on developing their reading, writing, speaking and understanding skills in the applicable local language. Regular practice can help candidates perform confidently in the test. Here are some useful preparation tips:

  • Practise Reading: Read newspapers, short stories and simple passages in the required local language to improve reading speed and accuracy.
  • Improve Writing Skills: Practise writing short paragraphs, sentences and applications in the local language to avoid spelling and grammatical mistakes.
  • Focus on Speaking: Communicate with native speakers or family members in the required language to improve fluency and pronunciation.
  • Build Vocabulary: Learn commonly used words, phrases and everyday expressions to understand the language more effectively.
  • Practise Listening: Listen to local news, conversations and audio content to improve your understanding of spoken language.
  • Understand Basic Grammar: Revise sentence formation, commonly used words and basic grammar rules to communicate correctly.

PNB LBO Local Language Proficiency Test and Interview Schedule

PNB has clarified that the schedules for the Local Language Proficiency Test (LLPT), wherever applicable, and Personal Interview will be displayed separately. Candidates should note the following:

  • LLPT Schedule: Will be announced separately for applicable candidates.
  • Interview Schedule: Dates and details will be displayed separately by PNB.
  • Official Updates: Candidates should regularly visit pnb.bank.in for the latest notifications.
  • Preparation: Shortlisted candidates should keep their required documents ready for the next stages.

How to Prepare for PNB LBO Interview?

Candidates shortlisted for the PNB LBO Interview 2026 should focus on banking knowledge, local awareness, professional experience and communication skills to perform confidently in the final selection stage.

  • Revise Banking Awareness: Prepare questions related to RBI, monetary policy, banking regulations, financial inclusion, priority sector lending and recent developments in the banking industry.
  • Understand PNB: Learn about Punjab National Bank’s history, headquarters, recent initiatives, digital banking services, products and important milestones.
  • Focus on Local Banking Knowledge: Since the LBO position involves working in a specific state, prepare information about the local economy, agriculture, industries, regional businesses and banking requirements.
  • Prepare Current Affairs: Revise important national and international events, particularly banking, finance, economy and government schemes from the recent months.
  • Understand Your Work Experience: Be prepared to discuss your previous banking experience, responsibilities, achievements, customer handling and knowledge of banking operations.
  • Practise Situational Questions: Prepare for questions related to customer complaints, loan recovery, NPA management, cross-selling, branch operations and handling difficult banking situations.
  • Improve Communication Skills: Practise answering questions clearly and confidently, especially those related to your assigned state and local language proficiency.
  • Prepare Personal Questions: Revise your educational background, career objectives, strengths, weaknesses and reasons for choosing PNB and the Local Bank Officer position.
  • Attempt Mock Interviews: Participate in mock interview sessions to improve confidence, answer structure and overall presentation.

NICL AO 2025 Phase II & Interview Score Card 2025, Check Your Score

The National Insurance Company Limited (NICL) has completed the selection process for the Administrative Officer (AO) 2025 recruitment, including the Phase II (Mains) examination and Interview. Candidates who appeared in the recruitment process can check their performance through the NICL AO 2025 Phase II and Interview Score Card.

NICL AO 2025 Phase II & Interview Score Card

The NICL AO Scorecard provides details of the marks obtained by candidates in the selection stages and helps them understand their overall performance. Candidates should visit the official NICL website to check the availability of their individual marks and other recruitment-related updates.

NICL AO 2025 Phase II & Interview Score Card 2025

The important details regarding the NICL Administrative Officer Score Card 2025 are provided below.

Particulars Details
Organisation National Insurance Company Limited
Exam Name NICL AO 2025
Post Name Administrative Officer (Scale I)
Total Vacancies 266 Posts
Generalist Vacancies 170
Specialist Vacancies 96
Phase I (Prelims) Exam Date 20 July 2025
Phase II (Mains) Exam Date 31 August 2025
Interview Commencement 26 November 2025
Score Card Phase II & Interview
Official Website nationalinsurance.nic.co.in

NICL AO 2025 Phase II & Interview Score Card Download Link

Candidates can access their marks through the official website of National Insurance Company Limited. The detailed marks were to be provided after the publication of the final selection list, as stated in the Phase II result notice. Candidates can use the direct website link below to visit the recruitment page and look for the relevant scorecard notification.

NICL AO 2025 Phase II & Interview Score Card 2025

How to Download NICL AO 2025 Phase II & Interview Score Card?

Candidates can follow the steps given below to check and download their NICL AO Phase II and Interview Score Card:

1. Visit the official website of National Insurance Company Limited.
2. Navigate to the Recruitment section on the homepage.
3. Search for the recruitment notification for 266 Administrative Officers (Generalists & Specialists).
4. Click on the link for Phase II and Interview marks, if available.
5. Enter the required login credentials, such as Registration Number/Roll Number and Password/Date of Birth.
6. Submit the details to view the scorecard.
7. Check the marks displayed on the screen.
8. Download and save the scorecard for future reference.

Details Mentioned on NICL AO Score Card 2025

The NICL AO Score Card is useful for understanding a candidate’s performance in the recruitment examination. Depending on the marks statement released by NICL, candidates can check the following details:

  • Candidate’s Name
  • Roll Number/Registration Number
  • Post and Discipline
  • Category
  • Phase II Examination Marks
  • Interview Marks
  • Overall Marks
  • Qualifying Status, wherever mentioned

IBPS RRB PO Prelims Admit Card 2026 Out, Download Hall Ticket

The IBPS RRB PO Prelims Admit Card 2026 has been released for candidates appearing in the Officer Scale I examination. Registered candidates can download their call letters from the official IBPS website using their login credentials. The admit card contains essential examination details, including the exam date, shift, reporting time and allotted centre.

IBPS RRB PO Prelims Admit Card 2026 Out

The IBPS RRB PO Preliminary Examination is scheduled for 21 and 22 November 2026. Candidates should download their admit cards and verify all the details mentioned on them, particularly the exam centre, reporting time and shift. To access the call letter, visit www.ibps.in and log in using your Registration Number or Roll Number along with your Password or Date of Birth.

Note: Candidates are advised to download their call letters before the examination date and carefully check all the details printed on them. They should also read the examination instructions mentioned on the admit card to avoid any last-minute inconvenience.

IBPS RRB PO Admit Card 2026: Overview

Candidates can check the important details regarding the IBPS RRB PO Admit Card 2026 in the table below.

Particulars Details
Exam Conducting Body Institute of Banking Personnel Selection (IBPS)
Exam Name IBPS RRB PO 2026
Recruitment Process CRP RRBs XV
Post Officer Scale I
Category Admit Card
Total Vacancy 4,256
Admit Card Release Date 9 November 2026 (Released)
Prelims Exam Date 21 and 22 November 2026
Mains Exam Date 20 December 2026
Selection Process Prelims, Mains and Interview
Login Credentials Registration Number/Roll Number and Password/Date of Birth
Mode of Download Online
Official Website www.ibps.in

IBPS RRB PO Admit Card 2026 Download Link

The IBPS RRB PO Admit Card 2026 download link is now available on the official website of the Institute of Banking Personnel Selection (IBPS). Candidates who have registered for the RRB Officer Scale 1 Preliminary Examination can access their call letters by entering their registration number or roll number along with their password or date of birth.

IBPS RRB PO Admit Card 2026 Download Link

Are You Appearing For the IBPS RRB PO Prelims Exam 2026??

How to Download IBPS RRB PO Call Letter 2026?

Candidates can follow the steps given below to download their IBPS RRB PO Prelims Admit Card 2026:

  1. Visit the official website of IBPS at www.ibps.in.
  2. Navigate to the CRP RRBs section on the homepage.
  3. Select the link for CRP RRBs XV Officer Scale I Prelims Exam Call Letter.
  4. Enter your Registration Number or Roll Number.
  5. Enter your Password or Date of Birth.
  6. Fill in the captcha code displayed on the screen.
  7. Click on the Login or Submit button.
  8. Your IBPS RRB PO Admit Card 2026 will appear on the screen.
  9. Download the call letter and save it as a PDF.
  10. Take a clear printout for the examination day.

Details Mentioned on IBPS RRB PO Admit Card 2026

The IBPS RRB PO Admit Card contains important information related to the candidate and the examination. Candidates should verify these details to avoid any inconvenience on the examination day. The following details are generally mentioned on the call letter:

  • Candidate’s Name
  • Roll Number
  • Registration Number
  • Photograph and Signature
  • Examination Name
  • Examination Date
  • Reporting Time
  • Exam Centre Name and Address
  • Exam Shift Details
  • Important Examination Instructions

Documents Required for IBPS RRB PO Exam 2026

Candidates appearing for the IBPS RRB PO Preliminary Examination must carry the documents mentioned in their call letter. The important documents generally include:

  1. A printed copy of the IBPS RRB PO Admit Card 2026.
  2. An original valid photo identity proof, such as Aadhaar Card, PAN Card, Voter ID, Passport or Driving Licence, as permitted by the examination instructions.
  3. A photocopy of the same photo identity proof, if required.
  4. Recent passport-size photographs, if specified in the call letter.

Important Instructions for IBPS RRB PO Exam Day 2026

Candidates should carefully read the instructions mentioned on their admit cards before visiting the examination centre. Some important points to remember are:

  • Download and print the admit card well before the examination.
  • Check the examination date, shift and reporting time carefully.
  • Reach the examination centre according to the reporting time mentioned on the call letter.
  • Carry the required original photo identity proof and other documents specified by IBPS.
  • Do not carry prohibited electronic gadgets or unauthorised materials inside the examination hall.
  • Follow the instructions given by the examination authorities.
  • Preserve the admit card and other relevant documents for future recruitment stages.

Topic-Wise Weightage of Reasoning and Quantitative Aptitude for IBPS RRB PO Prelims

The IBPS RRB PO Prelims consists of 80 questions, with 40 questions each from Reasoning Ability and Quantitative Aptitude. The following table highlights the most important topics and their expected weightage based on previous years’ exam trends.

Section High-Weightage Topics Expected Questions
Reasoning Ability Puzzles & Seating Arrangement 20–25
Coding-Decoding 5–6
Inequality 3–5
Syllogism 3–5
Blood Relation 3–4
Direction Sense 3–4
Quantitative Aptitude Data Interpretation 10–17
Arithmetic 12–15
Number Series 5–6
Simplification & Approximation 4–6
Quadratic Equation 2–5

IBPS RRB PO Exam Centre 2026

State/UT Preliminary Exam Centres
Andhra Pradesh Ananthapur, Chirala, Guntur, Kakinada, Kadapa, Kurnool, Nellore, Ongole, Rajahmundry, Tirupati, Vijayawada, Vishakhapatnam, Vizianagaram
Arunachal Pradesh Naharlagun
Assam Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur
Bihar Arrah, Aurangabad, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea
Chhattisgarh Bhilai Nagar, Bilaspur, Raipur
Gujarat Ahmedabad, Bardoli, Anand, Gandhinagar, Mehsana, Rajkot, Surat, Vadodara
Haryana Ambala, Faridabad, Gurugram, Kurukshetra
Himachal Pradesh Bilaspur, Hamirpur, Kangra, Kullu, Mandi, Solan, Una
Jammu & Kashmir Jammu, Samba, Srinagar
Jharkhand Bokaro, Dhanbad, Hazaribagh, Jamshedpur, Ranchi
Karnataka Bengaluru, Belagavi, Dharwad, Hubballi, Kalaburagi, Mangaluru, Mysuru, Shivamogga, Udupi
Kerala Alappuzha, Ernakulum, Kannur, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur
Madhya Pradesh Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain
Maharashtra Amravati, Chhatrapati Sambhaji Nagar, Chandrapur, Dhule, Jalgaon, Kolhapur, Latur, Mumbai, Nagpur, Nanded, Nashik, Navi Mumbai, Parbhani, Pune, Raigad, Sangli, Satara, Solapur, Thane
Manipur Churachandpur, Imphal, Kakching, Thoubal
Meghalaya Shillong, Tura
Mizoram Aizawl
Nagaland Dimapur, Kohima
Odisha Balasore, Berhampur, Bhubaneswar, Cuttack, Dhenkanal, Rourkela, Sambalpur
Puducherry Puducherry
Punjab Amritsar, Bhatinda, Mohali, Patiala, Phagwara
Rajasthan Ajmer, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur
Tamil Nadu Chennai, Coimbatore, Cuddalore, Erode, Madurai, Kanchipuram, Kanyakumari, Nagercoil, Namakkal, Salem, Thanjavur, Tiruchirappalli, Tirunelvelli, Tirupur, Vellore, Virudhunagar
Telangana Hyderabad, Karimnagar, Khammam, Warangal
Tripura Agartala
Uttar Pradesh Agra, Aligarh, Ayodhya, Bareilly, Ghaziabad, Gorakhpur, Greater Noida, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Noida, Prayagraj, Varanasi
Uttarakhand Dehradun, Haldwani, Roorkee
West Bengal Asansol, Burdwan, Durgapur, Hooghly, Kalyani, Kolkata, Siliguri

IBPS RRB PO Prelims Exam 2026: Items Allowed and Prohibited

Candidates are generally allowed to carry their admit card, a valid photo identity proof, and other documents specified in the call letter. Electronic gadgets, study materials, and other restricted belongings are not permitted inside the examination hall.

Items Allowed in the IBPS RRB PO Exam Centre

Candidates should carry the following essential items while reporting to the examination centre:

  • Admit Card: A printed copy of the IBPS RRB PO Prelims Admit Card 2026.
  • Photo Identity Proof: Original and valid ID proof such as Aadhaar Card, PAN Card, Voter ID, Passport, or Driving Licence.
  • Photocopy of ID Proof: A photocopy of the same identity document, if required by the instructions.
  • Photograph: Recent passport-size photographs, preferably the same as uploaded in the application form, as specified in the call letter.
  • Additional Documents: Any undertaking, declaration, or other document specifically mentioned in the admit card instructions.

Items Prohibited in the IBPS RRB PO Exam Centre

Candidates should avoid carrying the following items to the examination venue:

  • Mobile phones, smartphones, and smartwatches.
  • Bluetooth devices, earphones, headphones, and other communication gadgets.
  • Calculators, digital watches, and electronic accessories.
  • Books, notes, study materials, loose papers, and written documents.
  • Bags, purses, wallets, and other personal belongings, unless permitted by the examination centre.
  • Cameras, recording devices, and other electronic equipment.
  • Any unauthorised stationery or communication devices.

Last Days Preparation Tips for IBPS RRB PO Prelims

With the IBPS RRB PO Prelims 2026 scheduled for 21 and 22 November, candidates should use the remaining days for focused revision, mock test practice and improving question selection.

  • Revise Important Topics: Focus on frequently asked topics such as Puzzles, Seating Arrangement, Syllogism, Inequality, Simplification, Number Series and Data Interpretation.
  • Attempt Full-Length Mock Tests: Practise under the actual 45-minute examination duration to improve speed and time management.
  • Analyse Mock Test Performance: Identify mistakes, check accuracy and work on topics where you are losing marks.
  • Practise Sectional Tests: Give equal attention to Reasoning Ability and Quantitative Aptitude to maintain a balance between both sections.
  • Improve Question Selection: Attempt familiar and manageable questions first instead of spending too much time on lengthy puzzles or calculations.
  • Revise Calculation Tricks: Practise squares, cubes, percentage conversions, fraction values and basic arithmetic calculations.
  • Avoid Blind Guessing: Remember that one-fourth of the marks assigned to a question are deducted for every incorrect answer.
  • Do Not Start New Topics: Concentrate on strengthening already prepared topics rather than learning lengthy concepts at the last moment.
  • Prepare an Exam-Day Strategy: Decide the order of attempting questions and practise completing both sections within their allotted time.
  • Take Proper Rest: Avoid excessive last-minute study and maintain a healthy sleep schedule before the examination.

PFRDA Grade A Mains Admit Card 2026 Out, Download Phase 2 Call Letter

The PFRDA Grade A Mains Admit Card 2026 is now available for candidates who have successfully cleared the Phase 1 examination. Released on 12 November 2026, the call letter allows shortlisted aspirants to access their Phase 2 examination details. Candidates can download the hall ticket through the official PFRDA website using their registration credentials and verify the information mentioned on it.

PFRDA Grade A Mains Admit Card 2026 Out

The next stage of the PFRDA Grade A Recruitment 2026 will be held on 20 November 2026 for 30 Assistant Manager vacancies across various streams. With the Mains examination approaching, candidates should keep their admit cards ready and carefully check the exam venue, reporting time and other instructions. It is advisable to take a printout of the call letter in advance to avoid any last-minute issues.

PFRDA Grade A Phase 2 Admit Card 2026 Overview

The PFRDA Grade A Mains Admit Card 2026 is an important document for candidates appearing in the second stage of the recruitment process. It contains essential information, including the candidate’s name, roll number, examination date, reporting time, and examination centre.

Particulars Details
Organisation Pension Fund Regulatory and Development Authority
Exam Name PFRDA Grade A Recruitment 2026
Post Name Assistant Manager (Grade A)
Advertisement Number 03/2026
Total Vacancies 30
Admit Card Status Released
Admit Card Release Date 12 November 2026
Phase 2 Exam Date 20 November 2026
Exam Mode Online
Selection Process Phase 1, Phase 2 and Interview
Official Website pfrda.org.in

PFRDA Grade A Mains Admit Card 2026 Download Link

The PFRDA Grade A Mains Admit Card 2026 download link is available through the official website. Candidates shortlisted in Phase 1 can access their call letters by entering their login credentials. Candidates should download the admit card well before the examination date to avoid last-minute technical difficulties. The official website link is provided below.

PFRDA Grade A Mains Admit Card 2026: Download Link

Are You Preparing for PFRDA Assistant Manager Phase 2 Exam 2026??

How to Download PFRDA Grade A Mains Admit Card 2026?

Candidates can follow the steps given below to download their PFRDA Grade A Phase 2 Call Letter 2026:

  • Visit the official website of PFRDA at pfrda.org.in.
  • Navigate to the Careers or What’s New section.
  • Find the link and click on ‘Recruitment of Grade A (Assistant Manager) 2026 – Download of Call Letter for Phase II’.
  • Enter your Registration Number/Roll Number and Password/Date of Birth.
  • Fill in the captcha code, if required.
  • Click on the Login or Submit button.
  • Your Mains admit card will appear on the screen.
  • Download the call letter and take a clear printout for examination day.

Login Credentials Required for PFRDA Grade A Mains Admit Card 2026

To download the PFRDA Grade A Mains Admit Card 2026, candidates must enter their login credentials on the official IBPS registration portal. The required details include:

  • Registration Number/Roll Number: Enter the registration number or roll number received during the application process.
  • Password/Date of Birth: Enter the password or date of birth in the prescribed DD-MM-YY format.
  • Captcha Code: Enter the captcha displayed on the login screen to complete the verification process.

Details Mentioned on PFRDA Grade A Mains Call Letter 2026

After downloading the admit card, candidates should carefully verify all the information printed on it. The following details are generally mentioned on the PFRDA Grade A Mains Call Letter:

  • Candidate’s Full Name
  • Roll Number and Registration Number
  • Photograph and Signature
  • Examination Name
  • Examination Date
  • Reporting Time
  • Exam Centre Name and Address
  • Exam Duration
  • Important Examination Instructions

PFRDA Grade A Mains Exam: Documents Required at the Exam Centre

Candidates appearing for the PFRDA Grade A Phase 2 Examination 2026 must carry the necessary documents for verification at the examination centre. Without the required documents, candidates may not be allowed to enter the examination hall. The important documents to carry include:

  • PFRDA Grade A Mains Admit Card 2026: A printed copy of the downloaded Phase 2 call letter.
  • Original Photo Identity Proof: Aadhaar Card, PAN Card, Voter ID, Passport or Driving Licence.
  • Photocopy of Identity Proof: Carry a photocopy of the same ID proof, if required by the examination instructions.
  • Passport-Size Photograph: Carry recent photographs as specified in the admit card.
  • Additional Documents: Any other documents specifically mentioned in the call letter

NICL AO Admit Card 2026 Out, Download Administrative Officer Hall Ticket for 321 Posts at

The NICL AO Prelims Admit Card 2026 has been released on 10 November 2026 by the National Insurance Company Limited (NICL) on its official website. Candidates who applied for the Administrative Officer (Scale-I) can download their Phase 1 call letters using their registration number or roll number and password or date of birth. The preliminary examination is scheduled for 17 November 2026.

NICL AO Prelims Admit Card 2026

The NICL AO Hall Ticket 2026 contains important details regarding the examination, including the candidate’s name, roll number, exam date, reporting time, shift and examination centre. Candidates were advised to download their admit cards before the examination and verify all the details mentioned on the call letter. The direct download link and instructions to access the hall ticket are provided below.

NICL AO Prelims Admit Card 2026: Overview

Candidates can check the important details of the NICL Administrative Officer Admit Card 2026 in the table below.

Particulars Details
Organisation National Insurance Company Limited
Exam Name NICL AO Exam 2026
Post Name Administrative Officer (Scale-I)
Total Vacancies 321
Admit Card Status Released
Admit Card Release Date 10 November 2026
Prelims Exam Date 17 November 2026
Exam Mode Online
Login Credentials Registration Number/Roll Number and Password/Date of Birth
Selection Process Prelims, Mains and Interview
Official Website nationalinsurance.nic.co.in

NICL AO Prelims Admit Card 2026 Download Link

The National Insurance Company Limited has activated the NICL AO Prelims Admit Card 2026 download link on its official website. Candidates who successfully submitted their application forms can access their hall tickets by entering the required login credentials.

NICL AO Prelims Call letter 2026 download link

NICL AO Prelims Information Hangout 2026

Are You Appearing For the NICL AO Prelims Exam 2026??

How to Download NICL AO Admit Card 2026?

Candidates can follow the steps given below to download the NICL AO Prelims Hall Ticket 2026 from the official website:

  1. Visit the official website of National Insurance Company Limited at nationalinsurance.nic.co.in.
  2. Go to the Recruitment or Careers section on the homepage.
  3. Search for the link titled NICL Administrative Officer (Scale-I) Preliminary Examination Admit Card 2026.
  4. Click on the admit card download link.
  5. Enter your Registration Number/Roll Number and Password/Date of Birth.
  6. Enter the captcha code, if required.
  7. Click on the Login or Submit button.
  8. Your NICL AO Prelims Admit Card 2026 will appear on the screen.
  9. Download the hall ticket and take a clear printout for the examination day.

Details Mentioned on NICL AO Prelims Admit Card 2026

After downloading the NICL AO Admit Card 2026, candidates should carefully verify all the information printed on it. The following details are generally mentioned on the call letter:

  • Candidate’s Name
  • Roll Number
  • Registration Number
  • Candidate’s Photograph
  • Candidate’s Signature
  • Examination Name
  • Examination Date
  • Shift and Examination Timing
  • Reporting Time
  • Examination Centre Name
  • Complete Examination Centre Address
  • Important Examination Instructions

Documents Required Along with NICL AO Admit Card 2026

Candidates must carry the required documents to the examination centre for identity verification. Entry to the examination hall may be denied if the mandatory documents are missing. The documents required on the examination day include:

  1. NICL AO Admit Card 2026: A printed copy of the downloaded preliminary examination call letter.
  2. Valid Photo Identity Proof: An original Aadhaar Card, PAN Card, Voter ID, Passport or Driving Licence, as permitted by the examination instructions.
  3. Passport-Size Photograph: A recent photograph, if required as per the instructions mentioned on the admit card.
  4. Additional Documents: Any other document specifically mentioned in the examination instructions.

NICL AO Admit Card 2026: Login Credentials Required

To download the NICL AO Prelims Admit Card 2026, candidates must enter their login details on the official download portal. The following credentials are required to access the call letter:

  • Registration Number/Roll Number: The registration number generated during the online application or the roll number, as applicable.
  • Password/Date of Birth: The password created during registration or date of birth in the prescribed format.

NICL AO Prelims Exam 2026: Items Allowed and Prohibited

Candidates appearing for the NICL AO Preliminary Examination 2026 must follow the examination-day instructions issued by the National Insurance Company Limited. The list of important items is given below.

Items Allowed at the Examination Centre

Candidates should carry the following items on the examination day:

  • Printed Admit Card: A clear printout of the NICL AO Prelims Admit Card 2026 with a recent passport-size photograph affixed, if instructed.
  • Photo Identity Proof: Original Aadhaar Card, PAN Card, Voter ID, Passport or Driving Licence, as accepted under the examination instructions.
  • Photocopy of ID Proof: A photocopy of the same identity document, if required.
  • Passport-Size Photograph: Recent photographs as specified in the call letter.
  • Ballpoint Pen: Carry a pen if permitted or instructed in the examination guidelines.

Items Prohibited at the Examination Centre

The following items are generally prohibited inside the examination hall:

  • Mobile phones and smartphones
  • Smartwatches and digital watches
  • Bluetooth devices and earphones
  • Calculators and electronic gadgets
  • Books, notes and study materials
  • Bags and other unauthorised personal belongings
  • Any communication or electronic device

NICL AO Prelims Exam Pattern 2026

The NICL AO Preliminary Examination 2026 will be conducted online for a total of 100 marks. The exam consists of three sections: English Language, Reasoning Ability, and Quantitative Aptitude. Candidates will get 60 minutes to complete the examination, with a separate time limit of 20 minutes for each section.

Section Questions Marks Duration
English Language 30 30 20 Minutes
Reasoning Ability 35 35.00 20 Minutes
Quantitative Aptitude 35 35 20 Minutes
Total 100 100 60 Minutes

What to Do If Unable to Download NICL AO Admit Card 2026?

Candidates may sometimes face technical issues while downloading the NICL AO Admit Card 2026. These problems can occur due to incorrect login details, server errors or internet connectivity issues. In such cases, candidates can try the following solutions:

  • Incorrect Login Credentials: Recheck your Registration Number/Roll Number and Password/Date of Birth before submitting the details.
  • Forgotten Password: Use the available password recovery option on the login page, if provided.
  • Website Not Loading: Try accessing the official website after some time, as heavy traffic may cause temporary server issues.
  • Slow Internet Connection: Ensure a stable internet connection and refresh the page before attempting to log in again.
  • Browser Issues: Clear your browser cache and cookies or try downloading the admit card using another browser.
  • Admit Card Not Displaying: Log out, reopen the official download link and enter your credentials again.

NICL AO Prelims Exam Day Guidelines 2026

Candidates appearing for the NICL AO Preliminary Examination should follow all the instructions mentioned on their admit cards. Some important examination-day guidelines are given below:

  • Carry a printed copy of the NICL AO Prelims Admit Card 2026.
  • Bring an original and valid photo identity proof.
  • Reach the examination centre before the reporting time.
  • Verify the examination centre address in advance.
  • Do not carry mobile phones, smartwatches, calculators or other prohibited electronic devices.
  • Avoid carrying unauthorised study materials inside the examination hall.
  • Follow the instructions provided by the examination staff.
  • Read all the guidelines mentioned on the call letter carefully.

How to Prepare for NICL AO Prelims 2026 in the Last Few Days?

The NICL AO Prelims 2026 is scheduled for 17 November 2026. With limited time remaining, candidates should focus on revising important topics, practising mock tests and improving speed and accuracy. Instead of starting new chapters, strengthen the topics you have already prepared.

1. Revise Important Topics

Focus on scoring topics from all three sections and practise questions regularly.

  • English Language: Reading Comprehension, Cloze Test, Error Detection, Fillers and Para Jumbles.
  • Reasoning Ability: Puzzles, Seating Arrangement, Syllogism, Inequality, Blood Relations and Coding-Decoding.
  • Quantitative Aptitude: Simplification, Number Series, Quadratic Equations, Data Interpretation and Arithmetic.

2. Practise Mock Tests Daily

Mock tests help candidates understand their preparation level and improve time management.

  • Attempt 1–2 full-length mock tests daily.
  • Practise each section within its 20-minute time limit.
  • Analyse incorrect answers after every mock test.
  • Identify weak topics and revise them.
  • Avoid spending too much time on a single question.

3. Improve Speed and Accuracy

Since each section has a fixed time limit, candidates must learn to solve questions quickly without compromising accuracy.

  • Attempt easy questions before lengthy ones.
  • Avoid unnecessary calculations wherever shortcuts are applicable.
  • Practise mental calculations and approximation.
  • Do not make random guesses because of negative marking.
  • Maintain a balance between attempts and accuracy.

4. Follow a Short Revision Strategy

Use the remaining days wisely by dividing preparation into revision and practice.

  • First Day: Revise important topics from English, Reasoning and Quantitative Aptitude.
  • Second Day: Practise sectional tests and work on weaker areas.
  • Third Day: Attempt full-length mock tests and analyse performance.
  • Last Day: Revise formulas, shortcuts and important concepts. Avoid lengthy practice sessions.

5. Follow Important Exam Day Tips

  • Download and print the NICL AO Admit Card 2026.
  • Carry an original valid photo identity proof.
  • Check the examination centre and reporting time.
  • Avoid carrying mobile phones and other prohibited electronic devices.
  • Reach the examination centre before the reporting time.
  • Take proper rest before the examination.
Related Articles
NICL AO Syllabus NICL AO Salary
NICL AO Previous Year Papers NICL AO Cut Off

Exim Bank Recruitment 2026 Out for Management Trainee and Manager Posts

The Export-Import Bank of India (Exim Bank) has released the official Exim Bank Recruitment 2026 Notification on 12 November 2026, announcing 120 vacancies for Management Trainee (MT) and Manager posts across multiple specialisations. The recruitment includes 90 Management Trainee vacancies and 30 Manager vacancies. Eligible candidates can apply online from 27 November 2026.

Exim Bank Recruitment 2026 Out

The Exim Bank Recruitment 2026 application window will remain open until 11 December 2026. The written examination is tentatively scheduled for December 2026. Candidates should check the specialisation-wise eligibility criteria and required work experience in the official notification before applying.

Exim Bank Recruitment 2026 Notification PDF

Are You Preparing For Exim Bank Management Trainee & Manager 2026??

Exim Bank Recruitment 2026: Overview

The detailed notification containing complete information about vacancies, eligibility criteria, age limits, salary, and the selection process will be announced soon by Exim Bank.

Exim Bank Recruitment 2026
Organization
Export-Import Bank of India (Exim Bank)
Recruitment Name
Exim Bank Recruitment 2026
Posts Management Trainee and Manager Posts
Total Vacancies 120
Application Mode Online
Notification Date 27 November 2026
Last Date to Apply 11 December 2026
Selection Process
Written Test and Personal Interview
Official Website www.eximbankindia.in

Exim Bank Vacancy 2026

The Export-Import Bank of India (Exim Bank) has announced a total of 120 vacancies under Exim Bank Recruitment 2026 for Management Trainee and Manager posts. Out of the total vacancies, 90 positions are available for Management Trainees, while 30 positions have been announced for Managers. Candidates can check the post-wise vacancy distribution in the table below.

Positions Number of Vacancies
Management Trainee 90
Manager 30
Total 120

Exim Bank Recruitment 2026 Apply Online

The online application process for Exim Bank Recruitment 2026 will begin on 27 November 2026 and continue until 11 December 2026. Candidates who meet the prescribed eligibility criteria can submit their applications through the official Exim Bank website. Applications will be accepted online only; no other mode of submission is available.

Steps to Apply Online for Exim Bank Recruitment 2026

Candidates can follow these steps to complete the application process:

  1. Visit the official website of Exim Bank at www.eximbankindia.in.
  2. Open the Careers section and click on the Exim Bank Recruitment 2026 application link.
  3. Select Apply Online and choose Click Here for New Registration.
  4. Enter your name, contact details and email ID to complete the initial registration.
  5. Note down the provisional registration number and password generated by the system.
  6. Fill in the application form with the required personal, educational and professional details.
  7. Upload your photograph, signature, left thumb impression and handwritten declaration in the prescribed format.
  8. Preview the application form and verify all the information before clicking on Complete Registration.
  9. Pay the applicable application fee or intimation charges through the online payment gateway.
  10. Submit the application form and download the e-receipt and completed application form for future reference.

Documents Required for Online Application

Candidates should keep the following documents ready before starting the registration process:

  • Recent passport-size photograph (4.5 cm × 3.5 cm)
  • Signature in black ink
  • Left thumb impression on white paper using black or blue ink
  • Handwritten declaration in English using black ink
  • Valid personal email ID and mobile number
  • Educational qualification and other relevant details

Exim Bank Deputy Manager Eligibility Criteria 2026

Candidates applying for Exim Bank Recruitment 2026 must meet the required educational qualifications, age limits, and work experience criteria for their respective posts. The post-wise eligibility details for Management Trainee and Manager positions are given below.

1. Management Trainee (MT) Eligibility Criteria

Nationality: Must be an Indian citizen.

  • Age Limit: 21 to 28 years.
  • Educational Qualification: 3-year graduation with at least 60% marks, along with a 2-year full-time MBA/PGDBA/PGDBM/MMS in Finance, International Business or Foreign Trade with 60% marks, OR CA membership from ICAI.
  • Work Experience: No prior experience required.

Age Relaxation:

Category Relaxation
OBC (NCL) 3 years
SC/ST 5 years
PwBD 10 years
Ex-Servicemen As per rules

2. Manager Eligibility Criteria

  • Nationality: Must be an Indian citizen.
  • Educational Qualification: Relevant graduation, post-graduation, or professional qualification as prescribed for the Manager post.
  • Work Experience: Relevant post-qualification work experience is required. The detailed requirements will be provided in the official notification.
  • Age Limit: Candidates must fulfil the prescribed age criteria mentioned in the detailed notification.
  • Note: Candidates should refer to the detailed Exim Bank notification for the exact Manager eligibility requirements and applicable age relaxations.

Exim Bank Recruitment Application Fee 2026

Candidates must pay the prescribed application fee while completing their online registration.

  • OBC: ₹600
  • SC/ST/PwBD/Female Candidates: ₹100

Exim Bank Selection Process 2026

The selection process for Exim Bank Deputy Manager and Manager posts consists of two major stages. Candidates must first appear for the Written Test, and those shortlisted based on their performance will subsequently be called for the Personal Interview.

Stage 1: Written Test

The Written Test will assess candidates through a Professional Knowledge subjective examination. The examination will have a total duration of 2 hours and 30 minutes.

Test Marks Duration
Financial Statement (Compulsory Question) – Part I 40 Marks 2 Hours 30 Minutes
Professional Knowledge – Part II 60 Marks
Total 100 Marks 2 Hours 30 Minutes

Stage 2: Personal Interview

Candidates will be shortlisted for the Personal Interview based on their performance in the Written Test. The Personal Interviews will be conducted in Mumbai and New Delhi.

There will be no sectional cut-off in the Written Test, and the shortlist for the Interview will be prepared based on candidates’ overall performance.

Final Selection Process

The final selection will be based on the combined performance of candidates in the Written Examination and Personal Interview.

  • Written Examination: 70%
  • Personal Interview: 30%

Exim Bank Recruitment 2026 Salary

The salary offered under Exim Bank Recruitment 2026 differs for Management Trainee and Manager posts. Management Trainees will receive a monthly stipend during their one-year training period. After successfully completing the training, they will be absorbed as Deputy Managers in Junior Management Grade/Scale-I (JM-I). Candidates selected for Manager posts will be appointed in Middle Management Grade/Scale-II (MM-II). The post-wise stipend, pay scale and approximate annual Cost to Company (CTC) are given below.

Post Monthly Stipend / Pay Scale Approximate Annual CTC
Management Trainee ₹65,000 per month during training —
Deputy Manager (JM-I), after MT training ₹48,480–₹85,920 ₹25 lakh
Manager (MM-II) ₹64,820–₹93,960 ₹30 lakh

Exim Bank Recruitment 2026 Service Bond

Selected candidates must execute a personal bond of ₹3 lakh at the time of joining. The service commitment differs for Management Trainees and Managers.

Post Bond Amount Service Requirement
Management Trainee ₹3 lakh One year as Management Trainee and a minimum of five years as Deputy Manager after absorption
Manager (MM-II) ₹3 lakh Minimum three years from the date of joining

 

UIIC AO Result 2026 Out, Download Prelims Result PDF

The United India Insurance Company Limited (UIIC) has announced the result of the Administrative Officer (AO) Scale I Preliminary Examination on 11 November 2026. Aspirants can access the result in PDF format through the official website and check their selection status by locating their roll numbers in the shortlisted candidates’ list. The preliminary result determines which candidates can move forward in the recruitment process.

UIIC AO Result 2026 Out

With the preliminary results declared, the focus now shifts to the next stage of recruitment. The UIIC AO Mains Exam will take place on 30 November 2026, giving shortlisted candidates limited time to strengthen their preparation. Candidates should verify their roll numbers in the result PDF and begin revising the Mains syllabus without delay.

UIIC AO Prelims Result 2026: Overview

Candidates can refer to the table below for the important details related to the UIIC Administrative Officer Recruitment 2026. Qualified candidates should now focus on their preparation for the upcoming Tier II examination. It covers the examination dates, result status and other key information.

Particulars Details
Organisation United India Insurance Company Limited (UIIC)
Exam Name UIIC Administrative Officer Recruitment 2026
Post Administrative Officer (Scale I)
Posts Generalist and Hindi Officer
Total Vacancies 225
Prelims Exam Date 22 October 2026
Prelims Result Released
Prelims Result Release Date 11 November 2026
Mains Exam Date (Tier II) 30 November 2026
Result Mode Online (PDF)
Selection Process
Prelims, Mains and Interview
Official Website www.uiic.co.in

UIIC AO Prelims Result 2026 Download Link

UIIC has activated the result link for candidates who appeared in the Preliminary Examination. Candidates can access the result PDF through the official recruitment website and check whether their roll numbers appear in the list of shortlisted candidates.

UIIC AO Prelims Result 2026: Download PDF

Have You qualified for the UIIC AO Mains Exam 2026?

How to Check UIIC AO Phase I Result 2026?

Candidates can follow the steps below to download the UIIC AO Prelims Result 2026 from the official website. The result is available in PDF format, allowing candidates to search for their roll numbers directly.

  • Visit the official website of United India Insurance Company Limited at www.uiic.co.in.
  • Navigate to the Careers or Recruitment section.
  • Look for the notification titled UIIC Administrative Officer Recruitment 2026 Result.
  • Click on the Prelims Result PDF link.
  • Open the result PDF and press Ctrl + F.
  • Enter your roll number in the search box.
  • Check whether your roll number appears in the shortlisted candidates’ list.
  • Download and save the result PDF for future reference.

Details Mentioned on UIIC AO Prelims Result 2026

The result PDF contains the details of candidates shortlisted for the next stage of the recruitment process. Candidates should carefully check the information provided in the official document.

  • Name of the recruiting organisation
  • Name of the recruitment examination
  • Post applied for
  • Roll numbers of shortlisted candidates
  • Details regarding the next selection stage
  • Important instructions for qualified candidates

How Many Candidates Are Shortlisted for UIIC AO Mains 2026?

A total of 5,806 candidates have been shortlisted for the UIIC AO Mains Examination 2026 after qualifying in the Preliminary Examination. The shortlisted candidates should check their roll numbers in the official result PDF and begin preparing for the Mains Examination scheduled for 30 November 2026.

Particulars Details
Total Vacancies 225
Candidates Shortlisted for Mains 5,806
Mains Exam Date 30 November 2026
Next Selection Stage Mains Examination

What After UIIC AO Prelims Result 2026?

Candidates whose roll numbers appear in the result PDF should immediately shift their focus to the Mains Examination. With the Tier II exam scheduled for 30 November 2026, effective use of the remaining preparation time is important.

The following steps can help shortlisted candidates prepare for the next stage:

  • Check the Mains Exam Schedule: Keep track of the examination date and admit card announcement.
  • Revise the Syllabus: Focus on important topics and areas requiring additional practice.
  • Practise Mock Tests: Attempt full-length tests to improve speed, accuracy and time management.
  • Solve Previous Year Papers: Understand the question types and difficulty level of the examination.
  • Prepare for the Interview: Stay updated with insurance awareness, banking and financial news, and current affairs.

How to Prepare for UIIC AO Mains 2026?

The UIIC AO Mains Exam 2026 is scheduled for 30 November 2026. Candidates should focus on revision, mock tests and important topics to maximise their scores. With limited preparation time, follow these simple tips:

1. Understand the Exam Pattern: Check the section-wise marks, questions and time limit.

2. Focus on Important Topics: Practise puzzles, DI, arithmetic, reading comprehension and other frequently asked topics.

3. Prepare Insurance Awareness: Cover IRDAI, insurance terms, policies and recent insurance-sector updates.

4. Revise Current Affairs: Focus on the last 4–6 months of banking, financial and national news.

5. Attempt Mock Tests: Take regular mock tests and analyse mistakes to improve speed and accuracy.

6. Practise Descriptive English: Prepare essays and letters on financial, insurance and current topics.

7. Revise Computer Knowledge: Cover basic computer concepts, MS Office, internet and networking.

UIIC AO Selection Process 2026

The UIIC AO Selection Process 2026 consists of three stages: Preliminary Examination, Mains Examination and Interview. Candidates must qualify at each stage to proceed further in the recruitment process.

  • 1. Preliminary Examination: Candidates must clear the online objective test to qualify for the Mains examination.
  • 2. Mains Examination: Shortlisted candidates appear for the Objective and Descriptive Tests as per their respective posts.
  • 3. Interview: Candidates qualifying in Mains are called for the interview round to assess their knowledge and suitability for the post.

UIIC AO Mains Exam Pattern 2026

The UIIC AO Mains Examination 2026 will consist of an Objective Test followed by a Descriptive Test. The objective section carries 250 marks, while the descriptive section carries 30 marks.

UIIC AO Mains Objective Exam Pattern 2026 (Generalist)

Sections Questions Marks Duration
English Language 40 50.00 30 minutes
Reasoning 50 60 40 minutes
Quantitative Aptitude 50 60 40 minutes
General Awareness 40 60 30 minutes
Computer Knowledge 20 20 10 minutes
Total 200 250 150 minutes

UIIC AO Mains Descriptive Test 2026

Topics Marks
Letter Writing 10
Essay Writing 20
Total 30
Related Posts
UIIC AO Syllabus
UIIC AO Salary UIIC AO Cut Off

Daily Current Affairs and GK Updates (12th November, 2026)

National News

Cabinet Approves ₹3,230 Crore Yuge Yugeen Bharat Museum Project

  • The Cabinet Committee on Economic Affairs (CCEA), chaired by Prime Minister Narendra Modi, approved the ₹3,230 crore Yuge Yugeen Bharat Museum project in New Delhi.

  • The museum will be established at the historic North and South Block Complex under the Ministry of Culture.

  • The project will be implemented from FY 2026–27 to FY 2030–31 through the adaptive reuse of heritage buildings.

  • Spread across approximately 1,78,509 square metres, it will showcase India’s civilizational heritage through galleries on architecture, mathematics, astronomy, languages, spirituality and trade.

  • Its first gallery, Adornment, is expected to open in late 2027, with the museum targeting one crore visitors annually.

Government Simplifies Visa Framework, Reduces Categories to Nine

  • The Ministry of Home Affairs (MHA) rationalised India’s visa framework, reducing main categories from 13 to 9 and sub-categories from 49 to 23.

  • The revised framework was introduced on 27 August 2026 and covers tourism, medical treatment, education, research and business activities.

  • The Tourist Visa has been renamed the Visitor Visa, while Medical, Student and Business Visas have been reorganised.

  • Visa application form fields have been reduced by 65–70% to simplify the application process.

  • India’s e-Visa facility currently covers nationals of 172 countries, and the revised visa-processing system is expected to become operational by the end of 2026.

Cabinet Approves ₹62,370 Crore Fertiliser Subsidy for Rabi

  • The Union Cabinet approved Nutrient Based Subsidy (NBS) rates for 28 grades of phosphatic and potassic (P&K) fertilisers for the Rabi 2026–27 season.

  • The tentative budgetary requirement is ₹62,370.02 crore, covering fertilisers such as Di-Ammonium Phosphate (DAP).

  • The subsidy will remain applicable from 1 October 2026 to 31 March 2027.

  • The allocation is ₹24,417.73 crore higher than the previous Rabi season’s ₹37,952.29 crore, representing an increase of approximately 64.3%.

  • Implemented on 1 April 2010, the NBS scheme provides nutrient-based subsidies to fertiliser manufacturers and importers to ensure affordable fertiliser availability for farmers.

State News

Odisha Cabinet Approves Bovine Breeding Regulation Bill, 2026

  • The Odisha Cabinet, chaired by Chief Minister Mohan Charan Majhi, approved the draft Odisha Bovine Breeding (Regulation) Bill, 2026, on 9 November 2026.

  • The Bill aims to improve cattle and buffalo productivity through scientific breeding practices.

  • It proposes the Odisha Bovine Breeding Regulatory Authority, mandatory registration of breeding service providers and a State Digital Livestock Breeding Registry.

  • The framework will regulate artificial insemination, semen quality, IVF, embryo transfer and genomic selection.

  • It also provides for the Odisha Bovine Genetic Improvement Fund to conserve indigenous breeds, protect farmers and increase milk production.

  • The Bill is proposed for introduction during the Odisha Assembly’s Winter Session beginning 18 November 2026.

Cabinet Approves 8.449-km Noida Metro Aqua Line Extension

  • The Union Cabinet approved an 8.449-km extension of the Noida Metro Aqua Line from Noida Sector-51 to Greater Noida Sector-4 in Uttar Pradesh.

  • The elevated corridor will cost ₹2,390 crore and include five stations.

  • The project is expected to be completed within three years.

  • It will provide an interchange with the Delhi Metro Blue Line at Noida Sector-61.

  • The extension will improve connectivity to residential, commercial, educational and healthcare centres across Noida and Greater Noida.

  • After its operationalisation, the combined active Metro network in both cities will reach 71.878 km.

MoEFCC Proposes One-Kilometre ESZ Around Assam Sanctuary

  • The Ministry of Environment, Forest and Climate Change (MoEFCC) proposed a uniform one-kilometre Eco-Sensitive Zone (ESZ) around the Bherjan-Borajan-Padumoni Wildlife Sanctuary in Assam’s Tinsukia district.

  • The proposed ESZ covers 32.01 sq. km around the sanctuary’s three forest patches: Bherjan, Borajan and Padumoni.

  • Notified in 1999, the sanctuary covers 7.21 sq. km and is known for its primate diversity, particularly the western hoolock gibbon.

  • The draft notification was issued on 29 October 2026 under the Environment (Protection) Act, 1986.

  • It classifies activities within the proposed zone as prohibited, regulated or permitted.

  • The proposal aims to balance wildlife conservation with the livelihoods of local communities.

Meghalaya Celebrates Golden Jubilee of Hundred Drums Wangala Festival

  • Meghalaya is celebrating the 50th Hundred Drums Wangala Festival from 11 to 14 November 2026 at Garo Heritage Village, Chibagre, West Garo Hills.

  • Organised since 1976, Wangala is a post-harvest thanksgiving festival of the Garo community dedicated to Misi Saljong, the Sun God of fertility.

  • The 2026 theme is “Rhythm of 1,000 Drums”, featuring 1,000 drummers and 3,000 dancers.

  • Chief Minister Conrad K. Sangma inaugurated the celebrations on 11 November 2026.

  • The festival includes a Guinness World Records attempt and a 300-stall handloom and handicrafts exhibition.

  • The government allocated ₹20 crore for venue development and announced ₹6 crore for organising the festival.

Banking News

RBI Consolidates Domestic Money Transfer Rules, Retains Limits

  • The Reserve Bank of India (RBI) issued consolidated Domestic Money Transfer (DMT) directions on 11 November 2026, retaining existing transaction limits.

  • Walk-in customers can remit up to ₹50,000 through NEFT at bank branches.

  • Cash deposits through Business Correspondents (BCs), ATMs and other permitted channels are capped at ₹5,000 per transaction and ₹25,000 monthly per remitter.

  • Cash pay-outs are limited to ₹10,000 per transaction and ₹25,000 monthly per beneficiary.

  • The directions require verified mobile numbers, Officially Valid Documents (OVDs) and Additional Factor of Authentication (AFA).

  • Banks must strengthen transaction monitoring, customer alerts and fraud prevention to ensure secure and traceable remittances.

Business News

Noel Tata Retires as Chairman; Bahram Vakil Takes Over

  • Noel N. Tata retired as Chairman and Director of Tata Investment Corporation Limited on 11 November 2026 after reaching the prescribed retirement age of 70 years.

  • He will serve as Chairman Emeritus from 12 November 2026.

  • Noel joined the company’s board in 2004 and became its Chairman in 2010.

  • The board appointed Bahram Vakil, co-founder of AZB & Partners and the company’s Vice Chairman since March 2026, as his successor.

  • It also approved Abizer Shabbir Diwanji’s appointment as an Independent Director for five years, subject to shareholder approval.

  • Established in 1937, Tata Investment Corporation is an RBI-registered Non-Banking Financial Company (NBFC).

Economy News

Net Direct Tax Collections Rise 11.76% to ₹14.42 Lakh Crore

  • India’s net direct tax collections increased 11.76% year-on-year to ₹14.42 lakh crore as of 10 November 2026 in FY 2026–27.

  • Gross direct tax collections rose 14.02% to ₹17.50 lakh crore before refunds.

  • Net corporate tax collections increased 17.84% to ₹6.32 lakh crore, while non-corporate tax collections grew 5.30% to ₹7.56 lakh crore.

  • Securities Transaction Tax (STT) collections increased 51.56% to ₹54,077.90 crore.

  • Refunds rose 25.91% to ₹3.08 lakh crore.

  • The government has set a direct tax collection target of ₹26.97 lakh crore for FY27, of which approximately 53.5% had been achieved.

Awards News

President Murmu Presents Swachh Survekshan Awards 2025–26

  • President Droupadi Murmu presented the 10th Swachh Survekshan Awards 2025–26 at Vigyan Bhawan, New Delhi.

  • Organised by the Department of Urban Development under the Ministry of Housing and Urban Affairs (MoHUA), the survey covered 4,751 cities.

  • It received feedback from 2.70 crore citizens and assessed 43 indicators through more than 3,000 trained assessors.

  • Navi Mumbai, Surat and Vijayawada featured among the major winners in the Super Swachh League, while Visakhapatnam topped the million-plus population category.

  • The assessment covered waste management, sanitation, citizen participation and sanitation worker welfare.

  • It also highlighted improvements in waste processing and door-to-door waste collection under the Swachh Bharat Mission.

Infosys Science Foundation Announces Six Infosys Prize 2026 Winners

  • The Infosys Science Foundation (ISF) announced six winners of the Infosys Prize 2026 across six categories.

  • The winners are Karthik Sastry (Economics), Swarun Kumar (Engineering and Computer Science) and Gautam Bhatia (Humanities and Social Sciences).

  • The other winners are Isha Jain (Life Sciences), Riddhipratim Basu (Mathematical Sciences) and Manoj Kumar Joshi (Physical Sciences).

  • Each winner will receive a gold medal, citation and USD 100,000 or its equivalent in Indian currency.

  • Established in 2009, the Infosys Prize recognises outstanding contributions to research.

  • Since 2024, the award has focused on researchers below 40 years of age to encourage early-career excellence.

Defence News

India and Myanmar Conduct 8th IMNEX Naval Exercise 2026

  • The 8th India–Myanmar Naval Exercise (IMNEX-26) is being conducted at Visakhapatnam, Andhra Pradesh, from 10 to 14 November 2026.

  • The Indian Navy is participating with INS Rana, a guided-missile destroyer, and INS Sumedha, an offshore patrol vessel.

  • Myanmar Navy ship UMS King Sin Phyu Shin is also participating in the exercise.

  • The opening ceremony was held onboard INS Rana on 10 November 2026.

  • The exercise includes Harbour and Sea phases, featuring professional exchanges, cross-deck visits, tactical manoeuvres and coordinated maritime operations.

  • It aims to strengthen bilateral naval cooperation, operational interoperability and regional maritime security in support of India’s MAHASAGAR vision.

India and Oman Conduct 15th Naseem Al Bahr Naval Exercise

  • The Indian Navy and Royal Navy of Oman conducted the 15th edition of the bilateral maritime exercise Naseem Al Bahr, meaning Sea Breeze.

  • The exercise comprised Harbour and Sea phases to strengthen naval cooperation and operational interoperability.

  • The Harbour phase included professional exchanges on Explosive Ordnance Disposal, Mine Countermeasure Operations and Hydrography.

  • The Sea phase featured joint Visit, Board, Search and Seizure (VBSS) drills and cross-deck operations.

  • INS Surat and Oman’s Al-Mu’azzar participated in the sea-phase activities.

  • INS Surat is a Visakhapatnam-class guided-missile destroyer under Project 15B, commissioned on 15 January 2025; the exercise supports India’s MAHASAGAR vision.

Indian Navy Conducts Fifth Sea Vigil Coastal Exercise

  • The Indian Navy is coordinating the fifth edition of the pan-India coastal defence exercise Sea Vigil-26 from 11 to 19 November 2026.

  • The exercise will assess maritime security and coastal defence preparedness across India’s coastline and Exclusive Economic Zone (EEZ).

  • Participants include the Navy, Coast Guard, Coastal Security Police, Customs, coastal States and Union Territories, and fishing communities.

  • Conceptualised in 2018 following the 2008 Mumbai terror attacks, Sea Vigil aims to strengthen coastal security.

  • The exercise has two phases: Coastal Defence and Security Readiness Evaluation from 11–17 November and sea operations from 18–19 November.

  • It also serves as a build-up exercise for TROPEX.

Schemes News

Cabinet Extends Stand-Up India Scheme Until March 2031

  • The Union Cabinet approved the continuation of the Stand-Up India Scheme for five years, until 31 March 2031.

  • The scheme aims to support an additional 2.5 lakh women and SC/ST entrepreneurs through institutional credit for greenfield enterprises.

  • A Credit Guarantee Corpus of ₹4,111 crore has been approved to support lending.

  • Launched in April 2016, the scheme provides loans above ₹10 lakh and up to ₹1 crore.

  • Eligible activities include manufacturing, services, trading and agri-allied businesses.

  • Since its launch, the scheme has facilitated loans to more than 2.75 lakh entrepreneurs.

Cabinet Extends Credit Guarantee Fund for Micro Units Till 2031

  • The Union Cabinet approved the continuation of the Credit Guarantee Fund for Micro Units (CGFMU) for five years, until 31 March 2031.

  • The fund has a corpus of ₹5,000 crore and is expected to facilitate ₹12.6 lakh crore in loans during FY 2026–27 to FY 2030–31.

  • It is managed by the National Credit Guarantee Trustee Company Limited (NCGTC).

  • CGFMU provides guarantee coverage to lending institutions against defaults on eligible loans under PMMY, PMJDY overdrafts and Self-Help Groups.

  • The annual guarantee fee for applicable non-SHG loans has been reduced from 1% to 0.75%.

  • The extension aims to support affordable credit access for micro enterprises.

Important Days News

Public Service Broadcasting Day 2026 Commemorates Gandhi’s Historic Radio Address

  • Public Service Broadcasting Day, also known as Jan Prasaran Divas, is observed annually on 12 November.

  • The day commemorates Mahatma Gandhi’s historic radio address broadcast by All India Radio (AIR) on 12 November 1947.

  • Gandhi addressed more than two lakh Partition-displaced refugees at a camp in Kurukshetra, Haryana.

  • The observance was announced in 2000 by then Information and Broadcasting Minister Sushma Swaraj and formally declared in 2001.

  • AIR, also known as Akashvani, operates under Prasar Bharati.

  • In 2023, the historic broadcasting studio associated with the address was dedicated as Bapu Studio.

World Pneumonia Day 2026 Observed on 12 November

  • World Pneumonia Day is observed annually on 12 November to promote awareness about pneumonia prevention, early diagnosis and treatment.

  • It was first observed in 2009 under the Stop Pneumonia Initiative.

  • The theme for 2026 is “A New Era of Pneumonia Control.”

  • Pneumonia is a lung infection that causes inflammation in the alveoli, which may fill with fluid or pus.

  • Children under five and older adults are particularly vulnerable; 2023 estimates recorded approximately 2.5 million global deaths, including 610,000 children under five.

  • India launched the SAANS initiative in November 2019 to reduce childhood pneumonia deaths.

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