JAIIB Exam 2025, Registration, Exam Date(Out), Eligibility & Exam Pattern

The Indian Institute of Banking & Finance (IIBF) conducts the Junior Associate of Indian Institute of Bankers (JAIIB) exam to enhance the banking knowledge and professional competence of banking employees. JAIIB is a flagship certification that plays a vital role in career progression, salary increments, and departmental promotions. The JAIIB Exam 2025 are conducted in two cycles: May and November. It is essential for eligible candidates working in banks to be aware of the registration process, exam dates, eligibility criteria, and exam pattern.

JAIIB 2025

The JAIIB Exam 2025 is structured to test the conceptual clarity and practical knowledge of banking professionals in areas like the Indian economy, accounting, legal frameworks, and customer-centric banking practices. The May cycle of the exam has already been conducted, and now all eyes are on the November cycle, which will be the second and final opportunity for 2025. Candidates planning to take the exam should begin preparation early to cover the syllabus thoroughly and strengthen their command over all four papers.

IIBF (Indian Institute of Banking and Finance)

IIBF is an educational institute that offers learning programs mainly in banking and finance for those working in the industry who want to grow in their careers. It works with institutions across India and other countries to conduct different exams that help bank employees move forward professionally. The institute is managed by a Governing Council made up of experienced people from the banking and finance world, as well as experts from academia and related fields.

JAIIB Exam 2025: Summary

An overview of the JAIIB Exam 2025 highlighting the important points has been discussed in the given snippet. Banking and financial sector employees need to have a brief idea of all the below-given parameters.

IIBF Exams

IIBF conducts various exams such as Flagship Courses, Diploma Courses, Blended Courses, and Certifications. The complete list of IIBF Exams has been mentioned here.

• Flagship courses: The IIBF Exams under this course are JAIIB, CAIIB, CAIIB Elective Subjects as Separate Certificate Examination, Diploma in Banking & Finance
• Diploma Courses: The IIBF Exams under this course are Diploma in Banking Technology, Diploma in Treasury Investment & Risk Management, Diploma in International banking & finance, Diploma in Commodity Derivatives for Bankers, Advanced Wealth Management, Diploma in Home loan advising, Diploma in Retail Banking, Urban Co-Operative Banking
• Blended Courses: IIBF also conducts exams for the blended courses it offer such as Bank trainers, Compliance Professional, Credit Professional, Treasury Professional, Risk & Financial Services, And Certified Accounting & Audit Professional
• Certifications: Some IIBF Exams are meant for certification purpose only. Do check the website about these certifications

JAIIB Full Form

JAIIB stands for Junior Associate of the Indian Institute of Bankers. It is a certification course offered by the Indian Institute of Banking and Finance (IIBF). The goal of this course is to help banking professionals understand the basics of banking operations, financial management, and customer service. Earning the JAIIB certificate improves knowledge and skills and can lead to better job opportunities, promotions, and higher pay in the banking sector.

JAIIB 2025 Online Registration

For the November 2025 cycle, the JAIIB online registration will begin in August 2025 through the official IIBF website. Candidates working in banks and meeting the eligibility criteria will be able to apply by filling out the form and paying the prescribed exam fees. It is important to keep scanned documents and other necessary details ready before registration opens. Interested candidates must stay alert for official announcements and complete the registration within the given window to avoid late fees.

JAIIB 2025 Exam Date Out

The banking and financial sector employees aspiring to appear for the JAIIB need to be familiar with the JAIIB Exam Date 2025. Following the previous trend, the JAIIB Exam will be conducted twice in 2025, i.e. in May and November. To participate in each of the recruitment cycles, candidates will have to first ensure that they have a membership of IIBF and also have completed the JAIIB Registration.

JAIIB 2025 Eligibility Criteria

The JAIIB course is available for individuals employed in the banking sector. Regardless of their length of service or age, banking professionals can enroll in JAIIB to enhance both their personal and professional development.

• JAIIB Exam is open for ordinary members of IIBF. Employees of banking and financial sector that are institutional members can apply for membership.
• Candidates must have passed the 12th standard or equivalent.
• Clerical/Supervisory Staff may appear with their manager’s recommendation, even without meeting the given requirement.
• Subordinate Staff of recognized banking/financial institutions who are IIBF members and have passed the 12th standard or equivalent are eligible.

JAIIB 2025 Exam Pattern

Candidates should familiarize themselves with the JAIIB Exam Pattern. Understanding the exam pattern provides insights into the number of questions, maximum marks, and time duration. Each paper will consist of a total of 100 questions, with a maximum score of 100 marks. There is no provision for negative marking for the JAIIB Exam. The duration of the examination is set at 2 hours for each of the compulsory papers.

JAIIB Exam 2025 Passing Criteria

To successfully qualify for the exam, candidates must attain a minimum of 50 marks out of 100. Those who achieve at least 45 marks in each subject and maintain an overall aggregate of 50% marks across all subjects in a single attempt will be recognized as having completed the examination. Candidates are permitted to retain the credits for the subjects they have passed in an attempt until the expiration of the time limit for clearing the examination.

Medium Of JAIIB Exam

Candidates have the option to choose their preferred language, either Hindi or English, for the JAIIB 2025 Exam. It is essential for candidates to fill out the application form, specifying their chosen language, as changes will not be considered later.

JAIIB Exam 2025 Time Limit

Candidates are allowed up to five attempts to clear the JAIIB Exam within a span of three years from the date they first register. This three-year countdown or five-attempt limit whichever comes first starts from the registration date of the first exam. These attempts don’t have to be in a row. If a candidate is unable to pass the exam within this period, they will need to register again.

The three-year period or five attempts begin as soon as the candidate registers for the first time. Even if a candidate does not appear for the exam after applying, it will still be counted as an attempt. Within the three years, candidates can appear in any five out of the six scheduled JAIIB exams. If they use all five attempts before three years are over, they must re-register. Similarly, if three years pass without using all five chances, they will still need to re-enroll to continue.

JAIIB Exam 2025 Application Fees

The application fee for the JAIIB Exam entirely depends upon the attempt of a candidate. The given table provides the JAIIB Application Fees attempt-wise.

Preparation Tips for JAIIB Exam 2025

To prepare well for the JAIIB Exam 2025, start by watching YouTube videos from trusted platforms like Bankersadda, which explain important concepts in detail. Take notes while watching to make revision easier. Focus on understanding the basics of each subject, as this will help you answer questions more confidently. Practice with the JAIIB Previous Year’s Questions Paper to get familiar with the exam pattern and difficulty level. Make sure to take regular mock tests to improve your speed and accuracy. Combine video lessons with books for better learning. Stay consistent with your study routine, and keep a positive attitude.

JAIIB 2025 Syllabus

As mentioned on the official website of IIBF, www.iibf.org.in, there are 4 compulsory papers for the JAIIB Exam. Each of the listed down papers has been further divided module-wise.

Paper 1: Indian Economy and Indian Financial System (IE & IFS)
Paper 2: Principles and Practices of Banking (PPB)
Paper 3: Accounting and Financial Management for Bankers (AFM)
Paper 4: Retail Banking and Wealth Management (RBWM)

Check Module-Wise JAIIB Syllabus