LIC HFL Information Handout 2026, Download PDF

The LIC Housing Finance Limited has officially released the LIC HFL Information Handout 2026 for the Junior Assistant Online Examination 2026. Candidates who are preparing for the exam should carefully go through the handout because it explains the complete exam pattern, marking scheme, online test instructions, and important guidelines for exam day. This document is highly useful for understanding the structure of the examination before appearing for the test.

LIC HFL Information Handout 2026

The LIC HFL Information Handout 2026 also provides sample questions from all sections including English Language, Logical Reasoning, Numerical Ability, General Awareness, and Computer Skill. Apart from preparation guidance, it contains important instructions regarding biometric verification, required documents, reporting time, prohibited items, and the online examination process. Candidates are advised to read every instruction properly to avoid mistakes during the examination.

LIC HFL Information Handout 2026 Download PDF

LIC HFL Junior Assistant Information Handout 2026 Important Highlights

The LIC HFL Information Handout 2026 contains the detailed online examination pattern, sample questions, exam instructions, and important examination guidelines for candidates appearing for the LIC HFL Exam 2026

Exam Pattern Instructions:

• The exam will be conducted in online mode with objective-type questions.
• A total of 200 questions will be asked for 200 marks.
• Candidates will get 120 minutes to complete the examination.
• All questions will be available only in English language.
• Candidates can attempt any section at any time during the exam.
• Each question will have five options with only one correct answer.
• 1/4th mark will be deducted for every wrong answer.
• Sectional and overall cut-offs may be applied.

Online Examination Instructions:

• Candidates must select answers using the mouse.
• Answers will be saved only after clicking “Save & Next”.
• “Mark for Review & Next” can be used to revisit questions later.
• The screen will display attempted and unattempted question status.
• A countdown timer will show the remaining exam time.
• The exam will close automatically after the time limit ends.
• Avoid pressing unnecessary keyboard keys during the exam.
• Reviewed questions with selected answers will be considered for evaluation.

Biometric Verification Instructions

• Biometric thumb impression and photograph verification will be done at the exam centre.
• Verification will take place before and after the examination.
• Candidates refusing biometric verification may face cancellation.
• Fingers should be clean, dry, and free from ink or dust.
• Candidates with injured thumbs must inform the authorities immediately.
• Failure to follow biometric rules may lead to non-admittance.

General Instructions

• Candidates should check reporting time and exam venue carefully.
• Visiting the exam centre beforehand is advisable to avoid delays.
• Latecomers will not be allowed inside the examination hall.
• Carry the call letter with a passport-size photograph attached.
• Original photo ID proof along with a photocopy is mandatory.
• The name on the ID proof and call letter must match exactly.
• Candidates must follow all instructions given by the Test Administrator.
• Misconduct or rule violations may lead to disqualification.
• Carry a ball-point pen and blue ink stamp pad to the centre.

Prohibited Items at Exam Centre

• Mobile phones and smart watches are not allowed.
• Calculators, books, notes, and notebooks are prohibited.
• Any electronic gadget inside the exam hall is strictly banned.
• Unauthorized items may lead to cancellation of candidature.

Unfair Means & Misconduct Rules

• Copying or sharing answers during the exam is strictly prohibited.
• Candidates using unfair means may be permanently disqualified.
• Sharing or reproducing exam content is not allowed.
• LIC HFL can take disciplinary or legal action against violators.
• Candidates should follow “The Public Examinations (Prevention of Unfair Means) Act, 2024.”

Why LIC HFL Information Handout 2026 is Important?

• Helps candidates understand the complete exam pattern, marking scheme, and duration before the examination.
• Provides sample questions from all sections to improve preparation strategy.
• Explains important online exam features like “Save & Next” and question navigation process.
• Contains essential exam-day guidelines related to reporting time, ID proof, and biometric verification.
• Informs candidates about prohibited items and important rules to avoid disqualification.
• Clarifies negative marking, cut-off criteria, and score normalization procedure used in the recruitment process.