The Junior Associate of the Indian Institute of Bankers (JAIIB) is one of the most popular certification examinations conducted by the Indian Institute of Banking and Finance for banking professionals. Every year, thousands of candidates appear for the examination to enhance their banking knowledge, improve their professional skills, and become eligible for career advancement and financial benefits. One of the most common questions among aspirants is “How many times is the JAIIB exam conducted in a year?”
How Many Times JAIIB Exam Is Conducted In A Year?
The JAIIB examination is conducted twice every year by the Indian Institute of Banking & Finance (IIBF). The two examination cycles are held in May and November, giving banking professionals two opportunities each year to complete the certification or improve their performance.
- May Session
- November Session
Schedule for Upcoming JAIIB Exam
The November 2026 JAIIB examination schedule has been announced by IIBF, and candidates should complete their registration within the prescribed dates while planning their preparation according to the paper-wise exam schedule.
| Activity/Paper | For Nov. 2026 | For May 2027 |
| Registration Starts | 01 August 2026 | February 2027 (Expected) |
| Last Date to Register | 21 August 2026 | |
| Indian Economy & Indian Financial System (IE & IFS) | 01 November 2026 | May 2027 (Expected) |
| Principles & Practices of Banking (PPB) | 22 November 2026 | |
| Accounting & Financial Management for Bankers (AFM) | 28 November 2026 | |
| Retail Banking & Wealth Management (RBWM) | 29 November 2026 |
JAIIB Exam Pattern
The JAIIB examination consists of four compulsory papers.
| Subject | Questions | Marks | Duration |
| Indian Economy & Indian Financial System (IE & IFS) | 100 | 100 | 2 hours |
| Principles & Practices of Banking (PPB) | 100 | 100 | 2 hours |
| Accounting & Financial Management for Bankers (AFM) | 100 | 100 | 2 hours |
| Retail Banking & Wealth Management (RBWM) | 100 | 100 | 2 hours |
Passing Criteria
To clear the JAIIB exam, candidates must meet the following criteria:
- Score 50% or more (50 out of 100) in each subject OR
- Score 45% or more in each subject and achieve an aggregate of 50% across all subjects in a single attempt
- Credits for passed subjects are retained until the time limit expires.
Who Can Apply for JAIIB?
The examination is open to eligible members of IIBF working in the banking and financial services sector.
- Employees of member banks and financial institutions.
- Ordinary members of IIBF.
- Candidates who have passed Class 12th or equivalent from a recognised board
- Clerical or supervisory staff (may be allowed on the recommendation of the bank manager, even without Class 12th)
- Subordinate staff of recognised banking or financial institutions in India
Benefits of Qualifying JAIIB
Passing the JAIIB examination offers several professional advantages.
- Better understanding of banking concepts.
- Enhanced career growth opportunities.
- Eligibility for increments and benefits as per bank policies.
- Strong foundation for the CAIIB examination.
- Improved prospects for internal promotions.
| Related Posts | |
| JAIIB Syllabus | |
| JAIIB Salary | JAIIB Study Material |
| JAIIB Previous Year Papers | JAIIB Exam Preparation Tips |
| JAIIB Mock Test | JAIIB Online Course |









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