Venue: IOB Head Office, Chennai
Reached the venue at 12.30pm. They called us for biometric verification followed by document verification. Then waited for my turn for interview. At 3.30pm I went in.
5 members; F1, M1, M2, M3, M4
Entered in.. Greeted them.. Sat down..
M1: Prasanna, tell me about yourself
M1: Why did u quit your job? ( I have work experience)
Me: To prepare for civil services
M2: Then why IBPS now?
Me: Already given few attempts, no success; financial constraints (married), age (29) (explained)
M1: Is this your 4th attempt?
Me: yes sir.
M1: Why took so long being an engineering graduate (NIT alumni)
Me: I have cleared in the first attempt itself sir, was preparing for CSE, so didn’t join
M1: So, u must regret your decision now
Me: no sir. Not even 1%
M1, M2, M3: there must be some regret about joining in the first attempt itself
Me: No sir. When I turn 50 or 55, looking back, I would consider myself that at least I have given a try. Had I joined bank, then only I would regret that I didn’t even give a try.
M1: positive way of looking.. good
M1: why tomorrow is a big day?
Me: The budget day
M1: Tell me few points in the economic survey
Me: Explained about GST stabilization, Air India privatisation, Focus on agriculture and job creation
M2: what is start up India scheme?
M2: Why this scheme was launched?
M2: Why start-ups getting failed?
Me: explained about need should trigger the idea, financial constraints, strategies etc
M2 to M1: Ask about banking
M1: What is DRT
Me: don’t know sir
M1: D for debt
Me: is it debt recovery tribunal?
M1: yes. Explain about it?
Me: I don’t know sir, but can I try a guess?
M1: yes. Go ahead
Me: tribunal means judicial authority, so a legal system to recover loans
M1: good.. you can go.. good luck..
Me: Thank you sir. Have a nice day.
Overall it was a good experience, 3 members were completely silent.. still I made eye contact with everyone. They were friendly and helpful. Good luck for everyone
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