IBPS PO Interview Experience 2017 (Bhopal) – 24

8.30 am panel3
there were 5 members (1F&4M)
after documentation & biometric my term came around 1 pm

me- may I come in please?
m1(chairman)- haanji ayiIe 
I entered in the room & greeted them good afternoon mam & good afternoon sir

m2&,m1 – please have a seat
me-thanku sir
m1-kya naam h apka
me-tinu singh rajput
m1-kaha se ho aap?
me- sarangpur,rajgarh district
m1&m2- to sarangpur rahte h aap?
me- no sir currently me indore rhta hu
m1-waha kyu rhte h
me-told(study vgera wahi se cmplt ki )
m1-pitaji kya krte h
me- farmer he
m1- kitni jaamin he
me- 20 acre 
m1- kcc konsi bank ka he
me- njgb
m1-ye konsi bank h
m1- to isko sirf rrb na bolkr njgb kyu bolte h
me-told tht various rrbs r working in each state .etc ( they seems almost satisfied)
m1- kcc me interest rate kya h
me- srry sir i dnt knw
m2- nabard kya h ?
m1-rrb ka regulator kon h rbi ya nabard
then m3 – why you have chosen bank as a career
me- told

then m2 & m3 asked me some more qouestions related to PSB , nationalisation of bank NPA & Sarfaesi Act 
then again m1- sarfaesi act me max. recovery kitni ki ja skti h
me- 10 lakhs
m1- in which bank do u have acc.?
me- sbi
m1- in which branch?
m1-why sarangpur ..not in indore?
me- told tht i opened my acc in my hometown branch bcz my mnthly pocket money comes from home so…& I use the sbi net banking so i dont need to visit bank branch for any fund transfer.(they all seems satisfied with this)

m2- is there new bank of india exist now?
me- no sir, it has been merged in PNB
m1- when?
me- i dnt knw exact year, but it happened aftr 1990
then F1 -tell me any 4 functions of rbi 
me-told &lastone i  told was lender of last resort
F1- why it is called lender of last resort
me- told

(They all seems very satisfied with my answer & way of communicating with confidence ,they all were very frank so i mentained my confidence all the time, many time they tried to confuse me but they didn’t get success .during all the interview m-4 was silent & didn’t ask me any question he was just observing me all the time)

then m1- thnku mr.rajput u can go now

me-thnku sir ,have nice day sir ..have a nice day mam
then m2- well done beta,all the best for ur career & they all were smiling .

ALL THE BEST GUYS  for ur upcoming interview( keep in mind only one thing that answers r not important,but the way of answering question is important & overall ur confidence is the main key of the interview.)

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