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The IBPS RRB PO Salary 2025 offers a rewarding pay scale and attractive in-hand salary, making it a popular choice among banking aspirants. With a starting basic pay of ₹48,480, candidates selected as Probationary Officers in Regional Rural Banks also receive various allowances such as DA, HRA, and special pay. The overall salary package, along with the opportunity to serve in rural banking operations, provides both financial stability and meaningful career growth. In this article, we break down the in-hand salary, pay structure, benefits, and job profile of an RRB PO.
IBPS RRB PO Salary Structure
A newly selected IBPS RRB PO gets the initial basic pay of ₹48480. In the table given below, we have covered the basic pay and the allowances that are added to the IBPS RRB PO Salary.
IBPS RRB PO Salary Structure | |
Components | Amount |
Basic Salary | 48,480.00 |
SPL Allowance | 5,904.00 |
DA (19.83% revised Nov. 2024) | 9613.58 |
HRA | 2,520.00 |
CCA | – |
HFA/BFA | – |
NPSE | 5,346.00 |
Gross Pay | 71863.58 |
Deductions | 10,692.00 |
Net Pay | 61171.58 |
IBPS RRB PO Salary Deductions
There are certain kinds of amounts that are deducted from the gross salary of IBPS RRB PO, like provident fund, national pension scheme, etc. The amount is deducted from the retirement benefits of the probationary officers. Candidates can check the deductions made from the IBPS RRB PO Salary 2025.
IBPS RRB PO Salary Deductions | |
Deductions | Amount |
NPS | 5,346 |
NPS EE | 5,346 |
PT | – |
PF | – |
Total Deductions | 10,692 |
IBPS RRB PO Perks & Benefits
The regional rural banks offer various kinds of perks and allowances to the probationary officer, along with basic pay. The complete list of perks and allowances is given below in the tabulated form
IBPS RRB PO Perks & Allowances | |
Dearness Allowance | 19.83% of the basic pay. |
House Rent Allowance | For Rural Areas: 5% of the basic pay for Semi-urban Areas: 7.5% of the basic pay
For Urban Areas: 10% of the basic pay |
Special Allowances | 7.75% of the basic pay. |
Apart from the allowances given above, there are also the following perks that are given to RRB PO.
- City Compensatory Allowance
- Travel Allowances: Banks fully compensate their employees for the amount spent on travelling for official work, or they reimburse the petrol/Diesel expenses
- Leased Accommodation: Banks mostly provide their employees either a bank quarter to stay in or an option to lease a house, for which the bank is responsible for providing the rent.
- Pension scheme
- Medical Reimbursement
- Newspaper Allowance
- Overtime Allowance
IBPS RRB PO Salary: Job Profile & Promotion
Along with IBPS RRB PO Salary 2025, we have also covered the job profile of RRB PO. When a candidate is appointed for the post of IBPS RRB PO he/she undergoes training or is under probation of 2 years. During the probationary period, the candidate receives a fixed amount that is usually less than the normal pay scale. The kind of work that an RRB PO is required to do is generally given below.
- To manage the day-to-day banking operations.
- Loan disbursement & credit portfolio rating.
- To take care of single window operations or to be a teller.
- Focus on the agricultural schemes and policies for the rural market.
- Preparing audit reports and NPA recovery is also a major job task.
Apart from the tasks mentioned here, one also has to take care of the in-house staff and manage the clerical staff. The running and operations of banks also rely on the Probationary Officer.
IBPS RRB PO Career Growth
The promotional hierarchy for IBPS RRB PO is given below.
- IBPS RRB PO
- Assistant Manager
- Deputy Manager
- Branch Manager
- Senior Branch Manager
- Chief Manager
- Assistant General Manager
- Deputy General Manager
- General Manager
IBPS RRB PO Salary: Know the Annual Package
The IBPS PO annual salary package offers substantial compensation, comprising various components tailored to ensure financial security and stability. The IBPS RRB PO salary structure comprises various components, ensuring a competitive compensation package for successful candidates. The net monthly salary shall be around ₹61,000 (approx.), including various perks and allowances. The IBPS PO salary offers a lucrative annual package along with opportunities for career growth and development. The annual package of IBPS RRB shall be around ₹7.3 lakhs.
Related Posts | |
IBPS RRB Previous Year Papers | IBPS RRB PO Eligibility |
IBPS RRB PO Syllabus | IBPS RRB PO Cut Off |
How to prepare for IBPS RRB PO Interview |