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IBPS SO 2026, Exam Date, Selection Process, Exam Pattern & Eligibility

The Institute of Banking Personnel Selection (IBPS) is expected to release the IBPS SO 2026 recruitment notification soon. This year, a fresh set of Specialist Officer (SO) vacancies will be announced across various Public Sector Banks, providing an excellent opportunity for banking aspirants. The selection process will comprise Prelims, Mains, and an Interview round.

IBPS SO 2026

The IBPS SO 2026 recruitment is eagerly awaited by banking aspirants across the country. The notification is expected to be released soon, announcing Specialist Officer vacancies in various Public Sector Banks. The selection process will include Prelims, Mains, and Interview rounds. Candidates should keep a close watch on the official updates to know about eligibility, important dates, and the list of SO posts available.

IBPS SO 2026 Exam: Summary

The Institute of Banking Personnel Selection (IBPS) organizes the annual recruitment exam for Specialist Officer (SO) roles across public sector banks. To help candidates get ready for the IBPS SO 2026 Exam, detailed information about the recruitment process is provided below.

IBPS SO 2026
Conducting Body Institute of Banking Personnel Selection
Exam Name Specialist Officer
No. of Vacancies Announced soon
Category Recruitment
Participating Banks 11
Selection Process Preliminary, Mains & Interview
Medium of Exam English & Hindi
Application Mode Online (Only)
Official Website www.ibps.in
WhatsApp Channel Join WhatsApp Channel

IBPS SO 2026 Notification

This notification outlines the Common Recruitment Process for filling Specialist Officer vacancies in various participating banks  For now, candidates can refer to this detailed PDF of 2025 as a reference to understand the exam pattern, eligibility, and selection process. Once the IBPS SO 2026 notification is released, we will update all the details accordingly.

IBPS SO Notification PDF: (Previous Year Notification)

IBPS SO Vacancy

The upcoming IBPS SO 2026 recruitment is expected to include vacancies for roles such as IT Officer, Agriculture Field Officer, Law Officer, HR/Personnel Officer, Rajbhasha Officer, and Marketing Officer. These positions offer excellent opportunities for career growth and skill development, providing a strong pathway for advancement within the organization.

IBPS SO 2026 Application Fees

As per the IBPS, the expected application fee for IBPS SO 2026 is Rs. 850 for General and OBC candidates and Rs. 175 for SC/ST/PWD candidates. The payment of application fees will be done through online mode. Candidates should refer to the official notification once released for the exact category-wise fee details.

IBPS SO 2026 Application Fee
SC/ST/PBS candidates Rs. 175/- (including GST)
For all other Candidates Rs. 850/- (including GST)

IBPS SO 2026 Eligibility Criteria

Candidates interested in IBPS SO 2026 must check the eligibility criteria, which include several factors such as age, educational qualifications, and other requirements. The exact cut-off date for eligibility will be mentioned in the official IBPS SO 2026 notification once it is released.

IBPS SO Educational Qualification

The minimum Education Qualification required to apply for the IBPS SO Exam are given below. As specified in the PDF educational qualification will be considered as on the last date to apply online for IBPS SO.

IBPS SO Educational Qualification
Name of Post (From a University/ Institution/ Board recognized by Govt. Of India/ approved by Govt. Regulatory Bodies)
I.T. Officer (Scale-I)

a) 4-year Engineering/ Technology Degree in Computer Science/ Computer Applications/ Information Technology/ Electronics/ Electronics & Telecommunications/ Electronics & Communication/ Electronics & Instrumentation

OR

b) Post Graduate Degree in Electronics/ Electronics & Tele Communication/ Electronics & Communication/ Electronics & Instrumentation/ Computer Science/ Information Technology/ Computer Applications

OR

Graduate having passed DOEACC ‘B’ level

Agricultural Field Officer (Scale I) 4-year Degree (graduation) in Agriculture/ Horticulture/Animal Husbandry/ Veterinary Science/ Dairy Science/ Fishery Science/ Pisciculture/ Agri. Marketing & Cooperation/ Co-operation & Banking/ Agro-Forestry/Forestry/ Agricultural Biotechnology/ Food Science/ Agriculture Business Management/ Food Technology/ Dairy Technology/ Agricultural Engineering/ Sericulture / Fisheries Engineering
Rajbhasha Adhikari (Scale I)

Post Graduate Degree in Hindi with English as a subject at the degree (graduation) level

OR

Postgraduate degree in Sanskrit with English and Hindi as subjects at the degree (graduation) level.

Law Officer (Scale I) A Bachelor’s Degree in Law (LLB) and enrolled as an advocate with the Bar Council
HR/Personnel Officer (Scale I) Graduate and Two Years Full-time Post Graduate degree or Two Years Full-time Post Graduate diploma in Personnel Management / Industrial Relations/ HR / HRD/ Social Work / Labour Law.
Marketing Officer (Scale I) Graduate and Two Years Full-time MMS (Marketing)/ Two Years Full-time MBA (Marketing)/ Two Years Full-time PGDBA / PGDBM/ PGPM/ PGDM with specialization in Marketing

Important Note:

For posts other than IT Officer Scale I: Candidates should have a Certificate/Diploma/Degree in computer operations/ Language/ should have studied Computer / Information Technology as one of the subjects in the High School/ College/ Institute.

IBPS SO Age limit

Applicants can refer below to the minimum and maximum age limit that one should possess at the cut-off date.

  • Minimum age limit: 20 years
  • Maximum age limit: 30 years

Age Relaxation of Upper Age Limit:

IBPS SO Age Relaxation
Category Age Relaxation
SCs/STs 5 years
OBCs 3 years
PwBD 10 years
Ex-Serviceman 5 years
Persons affected by the 1984 riots 5 years

IBPS SO Nationality

A candidate must be either –

  1. a Citizen of India or
  2. a subject of Nepal or Bhutan or
  3. a Tibetan Refugee who came over to India before 1st January 1962 to permanently settle in India or
  4. a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam.

IBPS SO 2026 Selection Process

The IBPS SO 2026 selection process will be conducted to recruit Specialist Officers for various posts in participating banks. The process is expected to have three main stages. First, candidates will appear for the Online Preliminary Exam, which assesses their skills in areas like Reasoning, English, and Quantitative Aptitude.

Those who qualify in the prelims will move on to the Online Mains Exam, which tests job-specific knowledge related to roles such as IT, Marketing, HR, or other specialist positions. Finally, candidates who perform well in the Mains will be called for an Interview.

IBPS SO 2026 Exam Pattern

The IBPS SO 2026 exam pattern is structured to assess candidates’ aptitude and professional knowledge for various Specialist Officer roles in participating banks. The Preliminary Exam evaluates candidates on general aptitude and reasoning skills, while the Mains Exam focuses on role-specific professional knowledge. Finally, shortlisted candidates will be called for an Interview, which carries significant weight in the final selection.

a) Preliminary Exam (Phase I):

For the post of Law Officer and Rajbhasha Adhikari:

IBPS SO Prelims Exam Pattern For Law Officer and Rajbhasa Adhikari
Subject No. of Questions Maximum Marks Duration
English 50 25 40 minutes
Reasoning 50 50 40 minutes
General Awareness with special reference to the Banking Industry 50 50 40 minutes
Total 150 125

For the post of IT Officer, Agriculture Field Officer, HR/Personnel Officer, and Marketing Officer:

IBPS SO Prelims Exam Pattern 2026 For IT Officer, Agriculture Field Officer, HR/Personnel Officer, and Marketing Officer
Subject No. of Questions Maximum Marks Duration
English 50 25 40 minutes
Reasoning 50 50 40 minutes
Quantitative Aptitude 50 50 40 minutes
Total 150 125

b) Mains Examination (Phase II):

For the post of Law Office, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer:

IBPS SO Mains Exam Pattern 2026 For Law Office, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer
Subject No. of Questions Maximum Marks Duration
Professional Knowledge 60 60 45 minutes

 

Total 60 60

For the post of Rajbhasha Adhikari:

IBPS SO Mains Exam Pattern 2026 For Rajbhasa Adhikari
Subject No. of Questions Maximum Marks Duration
Professional Knowledge (Objective) 45 60 30 minutes
Professional Knowledge (Descriptive) 2 30 minutes

Note – There will be a negative mark of 0.25 for each question marked wrongly (in both Pre & Mains Examination)

c) Interview:

The total marks allotted for the Interview are 100.

Candidates who will be shortlisted in the Online Main Examination will subsequently be called for an Interview to be conducted by the Participating Banks and coordinated by the Nodal Banks in each State/ UT with the help of IBPS.

IBPS SO 2026 Syllabus

To start preparation on the right track, candidates should first be familiar with the IBPS SO 2026 Syllabus and Exam Pattern. For the Preliminary Exam, aspirants are expected to prepare for subjects such as Reasoning Ability, English Language, General Awareness, and Quantitative Aptitude. In the Mains Exam, candidates’ professional knowledge will be assessed based on their specific Specialist Officer stream. The detailed IBPS SO Syllabus 2026 for all stages is provided in the table below.

IBPS SO Syllabus 2026
English Reasoning Quantitative Aptitude General Awareness
Cloze Test

Reading Comprehension

Spotting Errors

Sentence Improvement

Sentence Correction

Para Jumbles

Fill in the Blanks

Para/Sentence Completion

 

Seating Arrangements

Puzzles

Inequalities

Syllogism

Input-Output

Data Sufficiency

Blood Relations

Order and Ranking

Alphanumeric Series

Distance and Direction

Verbal Reasoning

 

Number Series

Data Interpretation

Simplification/ Approximation

Quadratic Equation

Data Sufficiency

Mensuration

Average

Profit and Loss

Ratio and Proportion

Work, Time and Energy

Time and Distance

Probability

Relations

Simple and Compound Interest

Permutation and Combination

 

Current Affairs

Banking Awareness

GK Updates

Currencies

Important Places

Books and Authors

Awards

Headquarters

Prime Minister Schemes

Important Days

 

Apart from these subjects, the candidate is required to have professional knowledge in his/her area of expertise as well. The detailed syllabus is discussed below:

IBPS SO Syllabus For Professional Knowledge
Post Subjects / Topics
IT officer Database Management System

Data Communication and Networking

Operating System

Software Engineering

Data Structure

Computer Organization and Microprocessor

Object-Oriented Programming

Agriculture Field Officer

Basics of Crop Production

Horticulture

Seed Science

Agronomy and Irrigation

Agricultural Economics

Agricultural Practices

Soil resources

Animal Husbandry

Agroforestry

Ecology

Government Schemes

Marketing Officer

Basics of Marketing Management

Brand Management

Advertising

PR

Sales

Retail

Business Ethics

Market Segmentation

Market research and forecasting demand

Product Life Cycle

Corporate Social Responsibility

Service Marketing

Marketing Strategies

Law Officer Banking Regulations

Compliance and Legal Aspects

Relevant Laws and Orders related to negotiable instruments, securities, foreign exchange

Prevention of Money-laundering, Limitation Act

Consumer Protection Act

SARFAESI Act

Banking Ombudsman Scheme

Laws and Actions in the direct link to Banking Sector

Bankers Book Evidence Act

DRT Act

HR / Personnel Officer Human Resource Development

Business policy and strategic analysis

Transnational Analysis

Training and Development

Recruitment and Selection

Rewards and Recognition

Industrial Relations

Business Policy and Strategic Analysis

Grievance and Conflict Management

Performance Management and Appraisal

IBPS SO 2026 Salary

Public Sector Banks offer an attractive salary to candidates selected for the Specialist Officer positions. The overall IBPS SO salary includes basic pay, allowances, and other perks. While the exact pay scale for 2026 will be confirmed in the official notification, the current structure provides a net salary of approximately Rs. 55,000–Rs. 60,000 per month.

IBPS SO 2025 Cut Off

Institute of Banking Personnel Selection releases the IBPS SO Cut off after each phase to let candidates sit in the phase phase. Cut Off is the minimum mark to clear the exam.

IBPS SO: Prelims Cut Off (Last Year)
POST SC ST OBC EWS UR HI OC VI ID
IT Officer 52.75 42.25 54.38 49.75 54.38 14.63 37.88 23.88 21.38
Agricultural Field Officer 36.88 34.13 36.88 36.88 36.88 20.13 33.88 31.75 22.38
Rajbhasha Adhikari 12.63 8.88 12.63 12.63 12.63 NA 12.25 11.13 NA
Law Officer 31.63 35.63 32.5 31.88 35.63 15.5 24.75 13.88 NA
HR/ Personnel Officer 39.38 39.38 39.38 39.38 39.38 24.38 26.63 22.63 47
Marketing Officer 10.13 9.88 9.38 19.75 20.13 16.75 9.13 14.88 52.75

IBPS SO 2026 Participating Banks

A total of 11 public sector banks are expected to participate in the IBPS SO 2026 Common Recruitment Process for Specialist Officers. While some banks will announce vacancies for various posts immediately, others may release their vacancy details in the coming weeks. The list of participating banks for IBPS SO 2026 will be updated once the official notification is released.

IBPS SO Participating Banks
Bank of Baroda Bank of India Bank of Maharashtra
Canara Bank Central Bank of India Indian Bank
Indian Overseas Bank Punjab National Bank Punjab & Sind Bank
UCO Bank Union Bank of India
Related Posts
IBPS SO Marketing Officer Syllabus IBPS SO Previous Year Papers
IBPS AFO Syllabus IBPS SO Vacancy
IBPS SO Law Officer Syllabus IBPS SO Eligibility

 

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FAQs

When will the IBPS SO 2026 Exam Date be released?

IBPS SO Exam Date 2026 will be release along with the IBPS Calendar 2026.

What is the total number of vacancies for IBPS SO 2026?

The total number of vacancies for IBPS SO 2026 has not been released yet. The official notification will provide the exact number of Specialist Officer vacancies across various public sector banks once it is announced.

Is there Any Negative Marking in IBPS SO 2026 Exam?

Yes, there is negative marking in the IBPS SO 2026 exam. For every wrong answer you choose, one-fourth (0.25) of the marks assigned to that question will be deducted. However, there is no penalty for unanswered questions, so it's better to skip if you're unsure.

Is IBPS SO difficult?

The IBPS SO exam is considered difficult by many candidates. It requires strong knowledge in specific subjects related to the job, along with good skills in reasoning, English, and math. Because many people apply for a limited number of positions, thorough preparation is essential to do well in the exam.

What is the syllabus for reasoning section in IBPS SO exam?

The syllabus for the Reasoning section in the IBPS SO exam covers several important topics. These include Alphanumeric Series, Data Sufficiency, Coded Inequalities, Seating Arrangements, Ranking and Direction Tests, Puzzles, Syllogism, Coding-Decoding, Blood Relations, and Input-Output. Candidates should study these areas to perform well in the exam.

How many attempts for IBPS SO?

There is no limit on the number of attempts for the IBPS Specialist Officer (SO) exam. You can appear for the exam as many times as you want, as long as you meet the age criteria and other eligibility requirements. The age limit for IBPS SO is usually between 20 to 30 years, with relaxation for reserved categories.

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