If you’re aiming for the LIC AAO 2025 exam, one thing you cannot ignore is the cut-off. It decides the lowest score you need to move ahead in each stage of the recruitment process. Instead of just studying blindly, smart candidates always check how the cut offs looked in the past. When you know the expected range in advance, it becomes easier to plan your preparation, set a target score, and work towards crossing that safe line with confidence.
LIC AAO Cut Off 2025
In the LIC AAO exam, the cut off marks act as the qualifying line that every candidate must cross. They reflect the overall competition and indicate the level of preparation needed to move forward. These marks are not the same for everyone, as LIC publishes both category-wise and section-wise cut offs. Only those who meet or exceed the prescribed marks become eligible to appear in the next stage of the selection process, and the official cut off list is always released on LIC’s website.
Also Read, LIC AAO Notification 2025 Out for 841 Posts
LIC AAO Previous Year Cut Off Marks
Over the years, the LIC AAO cut off marks have not remained constant they shift depending on factors like how many candidates applied, the actual turnout on exam day, the number of available posts, and even the overall difficulty level of the paper. Looking at the previous year’s cut offs can be a big help for aspirants. It gives a sense of what a safe score might look like and highlights the competition level and trends from earlier exams.
LIC AAO Cut Off 2023
Below we have mentioned the detailed LIC AAO Cut Off 2023 including the prelims cut off, mains cut off and the final cut off,
LIC AAO Prelims Cut Off 2023
The section-wise and category-wise cut offs of the LIC AAO Prelims Exam 2023 are mentioned below, These cut off marks were calculated out of a total of 70 marks. Lets take a look at the section-wise cut offs first,
LIC AAO Prelims Cut Off 2023 (section-wise) | ||
LIC AAO Prelims Sections | Cut Off Marks For SC, ST, PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
English Language | 09 | 10 |
Quantitative Aptitude | 16 | 18 |
Reasoning Ability | 16 | 18 |
Below is the table of the category-wise LIC AAO Prelims Cut Off 2023,
LIC AAO Prelims Cut Off 2023 (category-wise) | |
Category | Cut Off Marks |
SC | 48 |
ST | 45 |
OBC | 52 |
UR | 55 |
EWS | 52 |
VI | 46 |
HI | 32 |
LD | 44 |
ID/MD | 32 |
LIC AAO Mains Cut Off 2023
The detailed category-wise and section-wise cut offs of the LIC AAO Mains Exam 2023 have been provided below,
LIC AAO Mains Cut Off 2023 (section-wise) | ||
LIC AAO Mains Sections | Cut Off Marks For SC, ST, PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
Reasoning Ability | 40 | 45 |
Data Analysis and Interpretation | 40 | 45 |
General Knowledge and Current Affairs | 27 | 30 |
Insurance and Financial Market Awareness | 27 | 30 |
Knowledge of Language and English Language (Letter Writing and Essay) | 09 | 10 |
Check the category-wise LIC AAO Mains Cut Off 2023 in the table below,
LIC AAO Mains Cut Off 2023 (category-wise) | |
Category | Cut Off Marks |
SC | 164 |
ST | 164 |
OBC | 164 |
EWS | 198 |
UR | 223 |
LD | 156 |
VI | 187 |
HI | 172 |
ID/MD | 221 |
LIC AAO Final Cut Off 2023
The LIC AAO Final Cut Off 2023 is mentioned below,
LIC AAO Final Cut Off 2023 | |
Category | Cut Off Marks |
SC | 244 |
ST | 205 |
OBC | 266 |
EWS | 272 |
UR | 281 |
LD | 231 |
VI | 264 |
HI | 205 |
ID/MD | 257 |
LIC AAO Cut Off 2021
The detailed cut off of the LIC AAO Recruitment 2021 have been provided below,
LIC AAO Prelims Cut Off 2021
The LIC AAO Prelims Cut Off 2021 consists of the minimum scores required to clear the LIC AAO Prelims 2023 Exam,
LIC AAO Prelims Cut Off 2021 | ||
LIC AAO Prelims Sections | Cut Off Marks For SC, ST, PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
English Language | 09 | 10 |
Quantitative Aptitude | 16 | 18 |
Reasoning Ability | 16 | 18 |
LIC AAO Mains Cutoff 2021
Category-wise Cut Off of the LIC AAO Mains 2021 Exam,
LIC AAO Mains Cut Off 2021 | ||
LIC AAO Mains Sections | Cut Off Marks For SC, ST, PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
Reasoning Ability | 40 | 45 |
For Generalist: Data Analysis and Interpretation
For Others: Professional Knowledge |
40 | 45 |
General Knowledge and Current Affairs | 27 | 30 |
Insurance and Financial Market Awareness | 27 | 30 |
For Rajbhasha: Knowledge of Language
For Others: English Language (Letter Writing and Essay) |
09 | 10 |
LIC AAO Interview Cut Off 2021 contains the category-wise minimum qualifying marks in the interview round,
LIC AAO Interview Cut Off 2021 | |
Category | Cut Off Marks |
Unreserved, EWS, OBC, PwBD | 30 |
SC/ST | 27 |
LIC AAO Cut Off 2019
The LIC AAO Cut Off 2019 has slight change from the 2023 cut of f and it also comprise of the overall cut off.
LIC AAO Prelims Cut Off 2019
LIC AAO Prelims Cut Off 2019 contains category-wise, section-wise and the overall cut off,
LIC AAO Prelims Cut Off 2019 | ||||
Category | Reasoning Ability | Quantitative Aptitude | English Language | Overall Cut Off |
General | 18 | 18 | 10 | 58 |
SC | 16 | 16 | 9 | 50 |
ST | 16 | 16 | 9 | 44 |
OBC | 18 | 18 | 10 | 54 |
EWS | 18 | 18 | 10 | 53 |
LD | 16 | 16 | 9 | 53 |
VI | 16 | 16 | 9 | 53 |
HI | 16 | 16 | 9 | 32 |
ID/MD | 16 | 16 | 9 | 32 |
LIC AAO Mains Cut Off 2019
Check the section-wise and category-wise LIC AAO Mains Cut Off 2019 along with over all cut off in the table below,
LIC AAO Mains Cut Off 2019 | ||||||
Category | Reasoning Ability | General Knowledge, Current Affairs | Professional Knowledge | Insurance and Financial Market Awareness | English Language | Overall Cut Off |
General | 45 | 30 | 45 | 30 | 10 | 203 |
SC | 40 | 27 | 40 | 27 | 9 | 153 |
ST | 40 | 27 | 40 | 27 | 9 | 156 |
OBC | 45 | 30 | 45 | 30 | 10 | 164 |
EWS | 45 | 30 | 45 | 30 | 10 | 166 |
LD | 40 | 27 | 40 | 27 | 9 | 172 |
VI | 40 | 27 | 40 | 27 | 9 | 180 |
HI | 40 | 27 | 40 | 27 | 9 | 167 |
ID/MD | 40 | 27 | 40 | 27 | 9 | 185 |
LIC AAO Final Cut Off 2019
The final category-wise cut off of the LIC AAO 2019 Exam has been given below,
LIC AAO Final Cut Off 2019 | ||
Category and Overall Cut Off | Interview | Final Cut Off(Mains and Interview) |
General | 30 | 258 |
SC | 27 | 219 |
ST | 27 | 190 |
OBC | 30 | 246 |
EWS | 30 | 248 |
LD | – | 203 |
VI | – | 233 |
HI | – | 218 |
ID/MD | – | 237 |
LIC AAO Cut Off 2016
The table below has the detailed Cut Off of LIC AAO Exam for the year 2016,
LIC AAO Cut Off 2016 | ||||||
Section | General | OBC | SC | ST | OH | VI |
Reasoning Ability | 31.25 | 19.25 | 19.25 | 19.25 | 19.25 | 19.25 |
GK and Current Affairs | 10.25 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
Computer Knowledge | 36.25 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 |
Quantitative Aptitude | 33.00 | 21.75 | 21.75 | 21.75 | 21.75 | 21.75 |
English Language | 9.50 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
Total Weighted Score | 255.75 | 250.50 | 233.00 | 203.50 | 226.75 | 211.75 |
Interview- Qualifying Marks | 30 | 30 | 27 | 27 | – | – |
Cut Off – Final Selection(Online Test + Interview) | 306.00 | 290.75 | 276.00 | 246.00 | 274.75 | 255.25 |
Why LIC AAO Cut Off is Important?
The LIC AAO Cut Off is important because it acts as a benchmark for selection. It shows the minimum marks you must score to move to the next stage of the exam. By knowing the cut off, candidates can:
- Understand the level of competition and set realistic preparation goals.
- Identify a safe target score instead of preparing without direction.
- Analyze previous year trends to predict the expected range for the upcoming exam.
- Plan their strategy to not just clear the cut off but score well above it for a stronger chance of selection.
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