SBI Clerk Salary 2025, Rs. 46,000 Monthly Salary as SBI Clerk

The SBI Clerk Salary 2025 offers an attractive monthly package, with initial earnings of approximately ₹46,000. This amount includes the basic pay along with various allowances like Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits. The position ensures financial stability with additional perks such as medical coverage and leave benefits. Moreover, the SBI Clerk exam 2025 does not have a time limit, making it an accessible option for aspirants seeking a secure and rewarding career in banking.

SBI Clerk Salary Structure 2025

The in-hand salary of an SBI Clerk is the amount received after deductions such as Union/ Associate Membership and contributions to the National Pension System (NPS). This take-home salary varies based on individual deductions, applicable allowances, and the candidate’s posting location. The detailed breakdown of the SBI Clerk 2025 salary, including all components of the total compensation, is provided in the table below. Additionally, for aspirants preparing for the role, the SBI Clerk Prelims Exam 2025 is scheduled to be conducted on 22, 27, 28 February, and 1 March 2025.

Also Read, SBI Clerk Prelims Exam Date 2025

SBI Clerk In Hand Salary

SBI Clerk’s In-Hand Salary will be approximately Rs. 46,000/- per month inclusive of DA and other allowances at the current rate and two additional increments in metropolitan cities like Mumbai. The pay scale for SBI Clerk 2025 Salary is Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 Years).

The in-hand salary of an SBI Clerk in 2025 will be around ₹46,000 per month, including Dearness Allowance (DA) and other allowances at the current rate. In metropolitan cities like Mumbai, employees will receive two additional increments. The SBI Clerk 2025 salary follows the pay scale structure: ₹24,050-1340/3-₹28,070-1650/3-₹33,020-2000/4-₹41,020-2340/7-₹57,400-4400/1-₹61,800-2680/1-₹64,480 over a span of 20 years.

SBI Clerk Salary Deductions 2025

There are various deductions that SBI deducts from the Gross Pay of its employees like Union/ Associate Membership & NPS. The deductions are mainly statutory and considered for income tax calculations. Candidates can check the deductions listed below.

SBI Clerk Salary Slip 2025

The SBI Clerk salary slip for 2025 outlines the various components of an employee’s earnings and deductions. It includes the basic pay, along with additional allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowance. The allowances are adjusted based on factors like location and inflation, ensuring that the salary is in line with the cost of living. In addition, there are deductions for contributions like Union/ Associate Membership, NPS, and income tax, which are subtracted from the gross salary. The net salary, after deductions, is credited to the employee’s account. The latest salary slip is given below.

SBI Clerk Salary Increments 2025

The employees of SBI are entitled to annual increments as per the pay scale provided by SBI. Candidates should note that there shall be notable revisions to the salary structure for SBI Clerk positions from time to time. These revisions aim to ensure competitive compensation for employees while aligning with prevailing market standards and internal policies.

SBI Clerk Salary After 5 Years

After 5 years of service as an SBI Clerk, there will be a significant increase in salary. Starting with a basic pay of ₹24,050, employees will receive an annual increment of ₹1,340 for the first 3 years, bringing the salary to ₹28,070 by the end of the third year. In the subsequent 3 years, the increment will rise to ₹1,650 annually, resulting in a salary of ₹33,020 by the end of the sixth year. After completing 5 years as an SBI Clerk, the employee’s salary will increase to ₹31,370, reflecting substantial growth and competitive compensation throughout their tenure.

SBI Clerk Training Period Salary 2025

During the training period in 2025, the salary for an SBI Clerk will be ₹26,730, which consists of a basic pay of ₹24,050 along with two additional increments for graduates. This amount will be paid throughout the training phase, which lasts until the completion of the six-month probation period. The probation period may be extended at the bank’s discretion if required.

SBI Clerk Perks & Allowances 2025

The allowances provided to Junior Associates may vary based on their place of posting. They will have the opportunity to receive reimbursement for various benefits and perquisites such as provident fund, Pension under the New Pension Scheme (Defined Contribution Benefit), Medical benefits, leave fare, and other facilities. These reimbursements and facilities will be granted by the instructions issued by the Bank from time to time.

Conveyance Allowance

The table provides details of the monthly reimbursement for conveyance allowances granted to a candidate appointed for the post of junior associate.

Provision Of Newspapers

The category-wise amount for the provision of newspapers to an SBI Junior Associate is mentioned in the below table.

Medical Facilities

The medical benefits that an SBI Clerk gets are as follows:

1. Annual Medical Aid: Employees are eligible for an annual medical aid benefit.
2. Improved Medical Aid (Specified Serious Disease): Enhanced medical aid coverage is provided specifically for specified serious diseases.
3. Hospitalization Scheme: A scheme is in place to cover hospitalization expenses.
4. Other Medical Benefits: Additional medical benefits include coverage for vaccinations.

SBI Clerk Job Profile & Promotion

The Junior Associates at the State Bank of India manage various day-to-day banking operations. Along with SBI Clerk Salary, candidates should also be familiar with the job profile.

• Cash handling at counters
• Interacting with customers and resolving their queries
• Assisting customers with documentation requirements
• Account opening procedures
• Conducting RTGS/NEFT transactions
• Managing chequebook requests
• Issuing demand drafts

SBI Clerk Career Growth

The State Bank of India provides excellent career advancement opportunities for its employees, ensuring substantial growth. Candidates who join SBI at a young age have the potential to progress to the position of General Manager. The promotions for SBI Clerks primarily occur through two ways:

• In-cadre promotion: Employees have the opportunity to receive promotions within their existing cadre or position, based on their performance, experience, and eligibility criteria.
• Promotion to the office cadre: Employees may also be promoted to higher cadres, such as Officer positions, through a structured promotion process that considers their skills, qualifications, and performance.

In Cadre Promotion

The category of In Cadre Promotion for an SBI Clerk employee is time-bound and based on home posting.

• Apart from the total salary, employees are entitled to receive a special allowance of 1800 rupees per month. It is important to note that this allowance is not included in the calculation of the basic pay. Upon completing 10 years of service, an Associate is promoted to the position of Senior Associate.
• After serving for twenty years, an Associate becomes a Special Associate. At this stage, a special allowance of 2500 rupees is provided every month. It is significant to mention that after reaching this stage, the allowance is considered in the calculation of the basic pay.
• Upon completing 30 years of service, an associate is promoted to the position of Chief Associate. At this stage, a special allowance of 3500 rupees is paid, and this amount is taken into account when calculating the basic pay.

Promotion To The Office Cadre

After completing three years of service, an Associate has the opportunity to become a Trainee Officer. To progress to the Officer level, candidates must qualify in the JAIIB (Junior Associate of the Indian Institute of Bankers) and CAIIB (Certified Associate of the Indian Institute of Bankers) examinations, which are conducted by the Indian Institute of Banking & Finance. In addition to clearing the JAIIB and CAIIB exams, candidates are required to pass an internal written test and interview. Upon successfully clearing the written test, candidates must serve a two-year probation period. After completing the probation period, candidates will undergo an interview. Those who pass the interview will be promoted to the Middle Management grade (Scale 2). The remaining candidates who do not clear the interview will continue in the clerical grade.

SBI Clerk Salary Annual Package

The annual package of SBI Clerk Salary 2025 includes basic pay, various allowances and additional perks. In addition to the fixed components, SBI Clerks may also be eligible for performance-based incentives and bonuses, further enhancing their earnings potential. The comprehensive salary package is complemented by a range of benefits, including healthcare, retirement plans, and other perks, making SBI an employer of choice in the banking sector. The annual package of the SBI Clerk shall be around ₹ 4.92 lakhs.