The New India Assurance Company Limited (NIACL) conducts the Administrative Officer (AO) Scale-I exam to select talented candidates across multiple disciplines. For aspirants aiming to crack this competitive exam, clearly understanding the NIACL AO Syllabus 2025 and the latest exam pattern is crucial. In this post, we bring you a detailed, topic-wise breakdown of the NIACL AO Syllabus 2025 along with the updated exam pattern.
NIACL AO Syllabus and Exam Pattern 2025
The NIACL AO recruitment process is conducted in three stages: the Preliminary Exam, the Main Exam, and the Interview. Striking the right balance between speed and accuracy is key to performing well in the objective tests, while giving equal attention to the descriptive section can significantly enhance overall scores.
| NIACL AO Syllabus and Exam Pattern 2025 | |
| Organization | New India Assurance Company Limited |
| Post | Administrative Officer |
| Category | Syllabus and Exam Pattern |
| Selection Process | Phase 1, Phase 2, and Interview |
| NIACL AO Recruitment 2025 | 7th August 2025 |
| Marks | 1 mark for each correct answer |
| Negative Marks | 1/4 mark for each wrong answer |
| Official Website | www.newindia.co.in |
NIACL AO Exam Pattern 2025
Aspirants aiming for success must have a clear understanding of the exam pattern, marking scheme, and other essential guidelines before starting their preparation. Below, we have provided the complete NIACL AO Exam Pattern 2025 to help you navigate each stage with confidence.
NIACL AO Prelims Exam Pattern 2025
The NIACL AO exam pattern 2025 for the Prelims exam comprises three sections: Quantitative Aptitude, Reasoning Ability, and English Language. Here is the detailed exam pattern for the prelims stage of the examination.
- NIACL AO Prelims Exam Pattern 2025 will have a total of 100 marks with 100 Multiple Choice Questions.
- The examination will be conducted in online mode, and candidates will have a time duration of 1 hour to complete the entire exam.
- The exam will be divided into three sections, and each section will have a time limit of 20 minutes.
- For every wrong answer, there will be a negative marking of 1/4th mark, i.e., 0.25 marks deducted from the total score.
| NIACL AO Prelims Exam Pattern 2025 | ||||
|---|---|---|---|---|
| Name of Test | Type | No. of Qs. | Max. Marks | Duration |
| English Language | Objective | 30 | 30 | 20 minutes |
| Reasoning Ability | Objective | 35 | 35 | 20 minutes |
| Quantitative Aptitude | Objective | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 minutes | |
NIACL AO Mains Exam Pattern 2025
The NIACL AO Mains Exam Pattern 2025 is different for Generalists and Specialists. Candidates appearing for the Phase 2 Exam Of Generalists will have to attempt the questions from the given sections: Reasoning Ability, Quantitative Aptitude, English language, and General Awareness. Here is the detailed NIACL AO Generalists Mains Exam Pattern 2025.
- The total duration of the exam is 150 Minutes.
- There are 4 sections and there is a sectional time for each section.
- NIACL AO Mains Examination will consist of four sections having Objective Type Questions for 200 marks.
| NIACL AO Mains Exam Pattern 2025 For Generalists |
|||
|---|---|---|---|
| Name of the Test | No. of Qs. | Max Marks | Duration |
| Test Of Reasoning | 50 | 50 | 40 Minutes |
| Test Of English Language | 50 | 50 | 40 Minutes |
| Test Of General Awareness | 50 | 50 | 30 Minutes |
| Test Of Quantitative Aptitude | 50 | 50 | 40 Minutes |
| Total | 200 | 200 | 150 Minutes |
The subjects asked in the NIACL AO Specialists Mains Exam 2025 are Reasoning, English Language, General Awareness, Quantitative Aptitude, and Technical & Professional Knowledge in the relevant discipline. NIACL AO Mains Exam Pattern For Specialists has been discussed below in the table.
| NIACL AO Mains Exam Pattern 2025 For Specialists |
|||
|---|---|---|---|
| Name of the Test | No. of Qs. | Maximum Marks | Duration |
| Test Of Reasoning | 40 | 40 | 30 Minutes |
| Test Of English Language | 40 | 40 | 30 Minutes |
| Test Of General Awareness | 40 | 40 | 25 Minutes |
| Test Of Quantitative Aptitude | 40 | 40 | 30 Minutes |
| Technical and Professional Knowledge In The Relevant Discipline |
40 | 40 | 35 Minutes |
| Total | 200 | 200 | 150 Minutes |
NIACL AO Mains Descriptive Exam
As a part of the main exam, there will be a descriptive test of 30 marks and the duration of the exam is 30 minutes. The NIACL AO descriptive exam will be conducted online only.
| NIACL AO Descriptive Exam 2025 | |
| Essay | 20 marks |
| Letter Writing | 10 marks |
NIACL AO Syllabus 2025
Aspirants aiming to crack the NIACL AO 2025 exam must have a thorough understanding of both the syllabus and the exam pattern. The syllabus acts as a roadmap, outlining all the topics that need to be covered for effective preparation. Since the NIACL AO Syllabus 2025 is largely aligned with other one-day competitive exams, candidates can plan their study schedule accordingly. With the detailed, section-wise syllabus at hand, you can focus your efforts smartly and work towards maximizing your score. Here’s the complete NIACL AO Syllabus 2025 for your reference.
NIACL AO Prelims Syllabus 2025
There are three sections in the Prelims exam for NIACL AO. The details on all the sections and topics in those sections are listed below.
| NIACL AO Prelims Syllabus 2025 | |
| Sections | Topics |
| English Language | Reading Comprehension, Cloze Test, Fill in the blanks, Multiple Meaning, Error Spotting, Paragraph Complete, Sentence Correction, Para Jumbles, Sentence rearrangement, Phrase Replacement, Column Based, Word Swap, Spelling Errors |
| Quantitative Aptitude | Simplification & Approximation: BODMAS, Square & Cube, Square & cube root, Indices, fraction, percentage etc.
Number Series: Missing Number series, Wrong number series Inequality: Linear equation, Quadratic equation, Quantity comparison Arithmetic: Ratio and Proportion, Percentage, Number System and HCF and LCM, Average, Age, Partnership, Mixture and Allegation, Simple Interest, Compound Interest, Time and Work, Pipe and Cistern, Profit & Loss and Discount, Speed Time Distance, Boat And stream, Train, Mensuration 2D and 3D, Probability, Permutation and combination etc. Data Interpretation: Table DI, Missing Table DI, Pie chart DI, Line chart DI, Bar chart DI, Mixed DI, Caselet DI Data Sufficiency: Two Statement |
| Reasoning Ability | Inequalities, Seating Arrangement, Puzzle Tabulation, Logical Reasoning, Ranking/Direction/Alphabet Test, Data Sufficiency, Syllogism, Blood Relations, Input-Output, Coding-Decoding, Alphanumeric Series |
NIACL AO Mains Syllabus 2025
The candidates who pass the prelims exam as per the NIACL AO Result 2025, will appear for the mains examination. There are 4/5 sections asked in the main examination. Here is a detailed list of NIACL AO Syllabus 2025 for the main exam.
| NIACL AO Mains Syllabus 2025 For Generalists | |
| Sections | Topics |
| Reasoning Ability | Coded Inequalities, Seating Arrangement, Puzzle, Logical Reasoning, Ranking/Direction/Alphabet Test, Data Sufficiency, Syllogism, Blood Relations, Input-Output, Coding-Decoding, Alphanumeric Series |
| English Language | Reading Comprehension, Cloze Test, Fill in the blanks, Multiple Meaning / Error Spotting, Paragraph Complete / Sentence Correction, Para jumbles, Miscellaneous |
| Quantitative Aptitude | Approximation: BODMAS, Square & Cube, Square & cube root, Indices, fraction, percentage etc.
Number Series: Missing Number series, Wrong number series, Double Pattern series, Statement based series Inequality: Quadratic equation, Quantity comparison, Statement based Quadratic equation Arithmetic: Ratio and Proportion, Percentage, Number System and HCF and LCM, Basic of Algebra Average, Age, Partnership, Mixture and Allegation, Simple Interest, Compound Interest, Time and Work, Pipe and Cistern, Profit & Loss and Discount, Speed Time Distance, Boat And stream, Train, Mensuration 2D and 3D, Probability, Permutation and combination etc. Data Interpretation: Table DI, Missing Table DI, Pie chart DI, Line chart DI, Bar chart DI, Mixed DI, Caselet, Radar DI, Arithmetic DI Data Sufficiency: Two Statement and Three statements |
| General Awareness | Current Affairs, Summits, Books & Authors, Awards, Sports, Defence, National Appointment, International Obituary, Banking Awareness, Indian Financial System, History of Indian Banking Industry, Regulatory Bodies Monetary & Credit Policies, Budget Basics and Current Union Budget, International Organization / Financial Institutions, Capital Market & Money Market, Government Schemes, Abbreviations, Economic Terminologies Other Important Concepts |
Syllabus for Professional Knowledge
1. Risk Engineers
Educational Background: Graduation/Post-grad in any Engineering discipline. Indicative Syllabus:
- Basics of Risk Assessment & Management
- Engineering Fundamentals (Mechanical, Civil, Electrical basics)
- Industrial Safety Standards
- Insurance Risk Evaluation Techniques
- Project Management Principles
- Probability & Statistics
- Environment, Health & Safety (EHS) Norms
- Current affairs related to Infrastructure and Engineering Sector
2. Automobile Engineers
Educational Background: B.E./B.Tech/M.E./M.Tech in Automobile Engineering OR Any Engineering + Diploma in Automobile Engg. Indicative Syllabus:
- Vehicle Dynamics & Design
- Automobile Systems: Engine, Transmission, Braking, Suspension
- Automotive Materials & Manufacturing
- Fuel Systems & Emissions
- Basic Thermodynamics and Fluid Mechanics
- Insurance Survey Practices for Motor Claims
- Motor Vehicles Act & Motor Insurance Basics
- Accident Analysis and Estimation
3. Legal Specialists
Educational Background: LLB or LLM. Indicative Syllabus:
- Indian Constitution & Legal Framework
- Contract Act, Company Law, Insurance Laws
- Law of Torts & Consumer Protection Act
- Civil and Criminal Procedures
- Legal Drafting & Interpretation
- Labour & Industrial Laws
- IRDAI Guidelines and Insurance Regulations
- Case Law Analysis
4. Accounts Specialists
Educational Background: CA/ICWA/MBA Finance/PGDM Finance/M.Com. Indicative Syllabus:
- Accounting Principles & Standards (AS, Ind-AS)
- Cost Accounting and Management Accounting
- Auditing Practices
- Financial Management & Ratios
- Direct and Indirect Taxes
- Financial Reporting and Analysis
- IFRS and Corporate Governance
- Basics of Insurance Accounting
5. AO (Health)
Educational Background: MBBS/MD/MS/BDS/MDS/BAMS/BHMS. Indicative Syllabus:
- Human Anatomy & Physiology
- General Medicine & Surgery (Basics)
- Pharmacology & Pathology
- AYUSH System (for BAMS/BHMS)
- Medical Terminologies
- Health Insurance Products & Terminologies
- IRDAI Regulations in the Health Sector
- Underwriting & Claims in Health Insurance
6. IT Specialists
Educational Background: B.E./B.Tech/M.E./M.Tech in IT/Computer Science OR MCA. Indicative Syllabus:
- Computer Networks & DBMS
- Software Engineering & SDLC
- Programming Languages (C++, Java, Python Basics)
- Operating Systems
- Data Structures & Algorithms
- Cyber Security & Cryptography
- Cloud Computing & Web Technologies
- Basics of Insurance IT Systems
7. Business Analysts
Educational Background: Statistics, Mathematics, Actuarial Science, Data Science, or Business Analytics. Indicative Syllabus:
- Probability & Statistical Methods
- Regression Analysis, Hypothesis Testing
- Data Interpretation & Visualisation
- Basics of Data Science (ML/AI Concepts)
- Business Forecasting Techniques
- Actuarial Modelling Basics
- Insurance Data Metrics
- SQL & Excel Analytics Basics
8. Company Secretary
Educational Background: ACS/FCS + Graduation/Post-grad. Indicative Syllabus:
- Company Law & Corporate Governance
- SEBI Laws and Listing Regulations
- Secretarial Standards and Compliance
- Mergers, Acquisitions & Restructuring
- Corporate Filing, Reporting, and ROC Requirements
- IRDAI Corporate Governance Guidelines
- Legal Drafting and Ethics
- Insurance Company Board Regulations
9. Actuarial Specialists
Educational Background: Graduate/Post-grad + 4 Papers Cleared from IAI or IFoA (including CM1). Indicative Syllabus:
- Actuarial Mathematics
- Financial Mathematics (CM1)
- Probability and Statistical Techniques
- Life and General Insurance Principles
- Risk Modelling and Evaluation
- Insurance Product Pricing
- Reserving and Solvency Concepts
- Excel/Actuarial Tools Usage (R, Excel, Prophet basics)
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