NICL AO Cut Off 2025 has been released by the National Insurance Company Limited (NICL) on 13th November 2025 for the Phase 1 (Prelims) exam. The cut-off marks represent the minimum scores candidates need to qualify for the next stage of the selection process. These marks vary based on category, section, and post. Candidates can check the detailed category-wise and section-wise cut-off marks on the official website at nationalinsurance.nic.co.in.
NICL AO Cut Off 2025
NICL AO Cut Off 2025 has been released for the Prelims exam along with the NICL AO Score Card 2025. The National Insurance Company Limited (NICL) is hiring 266 Administrative Officers (AO) in Generalist and Specialist posts. The cut-off marks show the minimum score needed to qualify for the next stage. These marks depend on factors like the number of applicants, exam difficulty, and category (General, OBC, SC, ST). Candidates can check the category-wise cut-off on the official website at nationalinsurance.nic.co.in.
Also Read, NICL AO Interview Call Letter 2025 Out
NICL AO Prelims Cut Off 2025
The NICL AO Prelims Cut Off 2025 has been officially released on the NICL website. It includes category-wise and section-wise marks for different posts such as Generalist, Legal, Finance, IT, Doctors, and Automobile Engineers. These cut-off marks show the minimum scores required in each section to qualify for the next stage. The cut-off varies based on the exam’s difficulty level and the candidate’s category.
NICL AO Category Wise Cut Off 2025
Below, we have given the NICL AO Category-wise cut-off 2025 Marks.
| Post | UR | EWS | OBC | SC | ST | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D & E) |
| Generalist | 70.75 | 69.5 | 70.5 | 64.75 | 58.25 | 58.25 | 38 | – | – |
| Finance | 66 | 66 | 65 | 56.25 | 53.25 | – | – | – | – |
| Information Technology | 58.75 | 56 | 56.75 | 56 | 46.75 | – | – | – | – |
| Legal | 52 | 46.75 | 43 | 46.25 | 40.75 | 28.75 | 15.00* | 38.25 | 23.75 |
| Doctors (MBBS) | 17.50* | 17.50* | 17.50$ | 9.75* | 15.25* | – | – | – | – |
| Automobile Engineers | 20.00* | 20.00% | 20.00$ | 20.00$ | 20.00$ | – | – | – | – |
NICL AO Prelims Cut Off 2025 [Section Wise]
Below, we have given the NICL AO Prelims sectional cut off of the 2025 recruitment cycle.
| Post | Category | English Language (30 Marks) | Reasoning Ability (35 Marks) |
Quantitative Aptitude (35 Marks)
|
| Generalist | SC, ST, OBC & PwBD | 13.25 | 6.75 | 7.25 |
| EWS & UR | 16.25 | 11 | 10.5 | |
| Doctors (MBBS), Legal, Finance, IT, Automobile Engineers | SC, ST, OBC, PwBD | 7 | 1 | 1 |
| EWS & UR | 10 | 2 | 3.75 |
NICL AO Previous Year Cut Off Marks
Reviewing the NICL AO cut-off marks of previous years can be extremely beneficial for candidates aspiring to clear the exam. For example, the preliminary exam cut-off for the general category increased from 65.50 in 2016 to 79.5 for generalist posts in 2024. Similarly, the main exam cut-off for unreserved (UR) candidates reached 141 in 2024, indicating the increasing level of competition.
NICL AO Cut Off 2024 For Prelims
The NICL AO Prelims Cut-Off 2024 was determined based on factors like the total number of candidates, exam difficulty level, and the number of vacancies. The Prelims exam consists of three sections: English Language, Reasoning Ability, and Quantitative Aptitude. Candidates needed to meet both the sectional and overall cut-off marks to qualify for the Mains examination.
| NICL AO Phase I Cut Off 2024 | |||||||||
| Post | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D & E) |
| Generalist | 74.5 | 66.75 | 79.5 | 79.5 | 79.5 | 69.75 | 37.25 | 61.25 | 30.5 |
| Doctors (MBBS) | 15 | 13.25 | 13.5 | 20.75 | 20.75 | 21.75 | 34 | 29 | 30.25 |
| Legal | 37.25 | 26.25 | 37.25 | 37.25 | 37.25 | ||||
| Finance | 59 | 43.75 | 65.75 | 65.75 | 65.75 | ||||
| Actuarial | – | – | 65.5 | – | 65.5 | ||||
| Information Technology | 61 | 55.5 | 63.75 | 61.75 | 63.75 | ||||
| Automobile Engineers | 21 | 19.25 | 21 | 19.5 | 21 | ||||
NICL AO Prelims Cut Off 2024 Section-Wise
The section-wise NICL AO Phase I Cut Off 2024 for each of the categories has been discussed in the given section. The English Language section is out of 30, whereas Reasoning Ability and Quantitative Aptitude is out of 35.
| NICL AO Prelims Section-Wise Cut Off 2024 | ||||
| Post | Category | English Language | Reasoning Ability |
Quantitative Aptitude
|
| Legal, Finance, IT, Generalist | SC, ST, OBC, PwBD | 12.75 | 5.25 | 4.25 |
| EWS, UR | 16 | 10.5 | 8.25 | |
| Actuarial | OBC, PwBD | 12.75 | 5.25 | 4.25 |
| SC, ST, EWS, UR | 16 | 10.5 | 8.25 | |
| Doctors (MBBS), Automobile Engineers | SC, ST, OBC, PwBD | 7.75 | 1 | 1 |
| EWS, UR | 11 | 2.75 | 2.5 | |
NICL AO Cut Off 2024 For Mains
The NICL AO Cut Off 2024 for Mains is the deciding factor for selecting candidates for the final interview. The Mains exam typically consists of multiple sections, both for Generalists and Specialists. Each section in the Mains exam has its own cut off, and candidates have to clear the overall cut off score in addition to the section-wise cut off to qualify for the interview stage.
| NICL AO Mains Cut Off 2024 |
|||||||||
| Post | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D & E) |
| Generalist | 128.25 | 116.25 | 141 | 138 | 141 | 157.5 | 96.25 | 120.75 | 87.25 |
| Doctors (MBBS) | 59.75 | 58 | 56.75 | – | 65 | 71.25 | – | 88 | 115 |
| Legal | 109 | 91 | 123 | 109.75 | 123 | ||||
| Finance | 103.75 | 99.5 | 120.5 | 118 | 120.5 | ||||
| Actuarial | – | – | 90.25 | – | 90.25 | ||||
| Information Technology | 109.5 | 90.75 | 122 | 120 | 124 | ||||
| Automobile Engineers | 96.5 | 75 | 96.5 | 94.5 | 96.5 | ||||
| Hindi(Rajbhasa) Officers | 89.50 | 50.50 | 90 | 90 | 90 | ||||
NICL AO Mains Cut Off 2024 Section-Wise
The given table provides the NICL AO Phase II Section-Wise Cut Off for Generalist, the minimum qualifying mark is out of 50 for each of the sections.
|
NICL AO Mains Section-Wise Cut Off For Generalist
|
|||||
| Category | Reasoning Ability (Out of 50) | English Language (Out of 50) | General Awareness (Out of 50) | Computer Knowledge (Out of 50) |
Quantitative Aptitude (Out of 50)
|
| SC, ST, OBC, EWS, UR, PwBD | 1 | 1 | 1 | 1 | 1 |
Aspirants can refer to the below table for the section-wise minimum qualifying marks for various posts such as Doctors (MBBS), Legal, Finance, Actuarial, Information Technology, Automobile Engineers.
| NICL AO Mains Section-Wise Cut Off For Other Posts | |||||||
| Posts | Category | Reasoning Ability (Out of 40) | English Language (Out of 40) | General Awareness (Out of 40) | Computer Knowledge (Out of 40) | Quantitative Aptitude (Out of 40) |
Professional Knowledge (Out of 40)
|
| Doctors (MBBS), Legal, Finance, Actuarial, Information Technology, Automobile Engineers | SC, ST, OBC, EWS, UR, PwBD | 1 | 1 | 1 | 1 | 1 | 1 |
NICL AO Mains Descriptive Cut Off 2024
The NICL AO Mains Descriptive Cut Off 2024 for Generalists, and other posts(Doctors (MBBS), Legal, Finance, Actuarial, Information Technology, Automobile Engineers) varies category-wise, for SC, ST, OBC & PwBD the minimum qualifying marks is 7.50 and that for EWS and UR is 10.50.
| NICL AO Mains Descriptive Cut Off 2024 | ||
| Posts | Category | Cut Offs |
| Doctors (MBBS), Legal, Finance, Actuarial, Information Technology, Automobile Engineers, Generalists | SC, ST, OBC & PwBD | 7.50 |
| EWS & UR | 10.50 | |
| Hindi (Rajbhasa Officers) | SC, ST, OBC & PwBD | 12.50 |
| EWS & UR | 17.50 | |
NICL AO Previous Year Cut Off
If you are planning to apply for the NICL AO Recruitment, analyzing the NICL AO Previous Year Cut Off is a smart move. By studying these cut off trends, you can better prepare yourself for what lies ahead in both the Prelims and Mains phases. To make your preparation more targeted, we have provided a detailed breakdown of the NICL AO Previous Year Cut Offs, including both sectional and overall cut offs for Prelims and Mains separately.
NICL AO Prelims Sectional Cut Off 2016
| NICL AO Prelims Sectional Cut Off 2016 | |||
| Sections | UR | PWD (HI) | SC, ST,OBC,PWD (VI,OC) |
| English Language | 9.75 | 5.75 | 7.00 |
| Quantitative Aptitude | 10.75 | 6.25 | 7.75 |
| Reasoning Ability | 16.00 | 9.75 | 12.00 |
NICL AO Prelims Overall Cut Off 2016
| NICL AO Prelims Overall Cut Off 2016 | |
| Category | Cut Offs |
| UR | 65.50 |
| SC | 57.25 |
| ST | 51.25 |
| OBC | 59.75 |
| HI | 26.50 |
| OC | 52.25 |
| VI | 55.50 |
NICL AO Mains Sectional Cut Off 2016
| NICL AO Mains Sectional Cut Off 2016 | ||
| Section | UR | SC/ST/OBC/PWD |
| English Language | 12.25 | 8.00 |
| Reasoning Ability | 20.50 | 16.75 |
| Quantitative Aptitude | 9.75 | 7.25 |
| General Awareness | 13.25 | 10 |
NICL AO Mains Overall Cut Off 2016
| NICL AO Mains Overall Cut Off 2016 | |
| Category | Cut Offs |
| UR | 99.25 |
| OBC | 88.25 |
| SC | 81.25 |
| ST | 72.25 |
| HI | 67.50 |
| OC | 75.45 |
| VI | 84.75 |
NICL AO Mains Descriptive Cut Off 2016
| NICL AO Mains Descriptive Cut Off 2016 | |
| Category | Cut Offs |
| UR | 15 |
| OBC | 15 |
| SC | 13.5 |
| ST | 13.5 |
| HI | 13.5 |
| OC | 13.5 |
| VI | 13.5 |
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