The RBI Grade B Phase 2 Exam 2025 was conducted on 6 December, and thousands of aspiring candidates appeared for the second stage of the prestigious recruitment. This phase tested a deeper understanding of Economics, Finance, Management, and English writing skills. Overall, the exam was moderate to difficult, with a strong focus on conceptual clarity, analytical thinking, and real-world examples. Descriptive questions in both ESI and FM required well-structured answers, while the English paper checked clarity, coherence, and writing ability.
RBI Grade B Phase 2 Exam Analysis 2025
The RBI Grade B Phase 2 Exam 2025, held on 6 December, was overall moderate to difficult, with a strong focus on conceptual clarity and analytical writing. The ESI paper included both objective and descriptive questions based on economic policies, social issues, and current affairs, while the FM paper tested financial concepts, management theories, and practical applications through mixed-format questions. Candidates who had a strong grasp of economic updates, financial systems, and practised descriptive writing found the exam manageable.
RBI Grade B Phase 2 Exam 2025: Difficulty Level
The overall difficulty level of the RBI Grade B Phase 2 Exam 2025 was observed to be Moderate to Difficult, with a strong emphasis on conceptual understanding. Candidates noted that some questions required detailed knowledge of financial regulations, government policies, and economic frameworks rather than simple recall.
- Finance & Management
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- Objective: Moderate to Difficult
- Descriptive: Moderate
RBI Grade B Phase 2 Exam Analysis 2025: Paper-Wise Exam Analysis
The Phase 2 exam consisted of multiple papers aimed at evaluating domain knowledge, analytical skills, and writing ability. Paper I (Economic and Social Issues) included both objective and descriptive questions focused on recent government schemes, development indicators, and policy reforms. Paper II (Finance and Management) tested understanding of financial systems, leadership theories, risk management, and corporate governance. Paper III featured descriptive answer writing, requiring structured responses, clarity of thought, and relevant examples.
FM (Finance & Management)
The Finance and Management section was moderately tough and featured more application-based questions than direct theory. Many questions required practical knowledge of financial markets, management principles, and RBI-related provisions.
Descriptive
- Capital Market Role & SEBI’s role in developing it (15 Marks)
- Non-Verbal Communication (15 Marks)
- Organisational Change- Resistance (15 Marks)
- Union Budget (10 Marks)
- RBI Functions (10 Marks)
- Risk & Challenges of AI (10 Marks)
Objective
- Financial Ratios (Equity, Reserve & Surplus, Debt/Net worth)- 3 Questions
- Contingency
- QIB- 3-4 Questions
- Ethics
- Personality
- Emotional Intelligence
RBI Grade B Phase 2 Exam Analysis 2025: Video Link
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