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Daily Current Affairs Quiz 20th October, 2026 for Banking & Competitive Exams

Daily Current Affairs: 20 October 2026

Q1. Raksha Mantri Rajnath Singh represented India at the 25th Meeting of the Council of Heads of Government (CHG) of the Shanghai Cooperation Organisation (SCO) in Dushanbe, Tajikistan. In which year did India officially become a full member state of the SCO?

(a) 2001

(b) 2015

(c) 2016

(d) 2017

(e) 2023

Answer: d

Solution:

  • Defence Minister Rajnath Singh visit Dushanbe, Tajikistan, to represent India at the 25th Meeting of the Council of Heads of Government (CHG) of the Shanghai Cooperation Organisation (SCO), scheduled for 19–20 October 2026.
  • The previous CHG meeting was held in Moscow, Russia, on 18 November 2025, where India was represented by External Affairs Minister Dr. S. Jaishankar.
  • The Shanghai Cooperation Organisation (SCO) is a permanent regional intergovernmental organisation officially established on 15 June 2001 in Shanghai, China.
  • The SCO was founded by China, Russia, Kazakhstan, Kyrgyzstan, Tajikistan and Uzbekistan, evolving from the earlier Shanghai Five framework.
  • The SCO Charter was adopted in 2002 at a meeting of the Council of Heads of State in St. Petersburg, Russia, and came into force on 19 September 2003.
  • The organisation expanded with the admission of India and Pakistan in 2017, Iran in 2023 and Belarus in 2024, strengthening its presence across Eurasia.
  • The SCO follows the principle of the Shanghai Spirit, which emphasises mutual trust, mutual benefit, equality, respect for cultural diversity and common development.
  • The official working languages of the SCO Secretariat are Russian and Chinese.
  • The permanent Secretariat of the SCO is located in Beijing, China, while the Executive Committee of the Regional Anti-Terrorist Structure (RATS) is headquartered in Tashkent, Uzbekistan.
  • The SCO’s principal decision-making body is the Council of Heads of State (CHS), which meets annually to determine the organisation’s priorities and address major issues.
  • According to the supplied source, as of August 2025, the SCO had 10 permanent member states and 17 SCO partners. At the 2025 SCO Summit, the earlier categories of observer states and dialogue partners were merged into a single category called SCO Partners, with Laos becoming the latest partner.

Q2. Ekta Vishnoi won three gold medals in the 57kg category at the World Masters Classic and Equipped Powerlifting Championships in Nevada, USA. Which civil service cadre does she belong to?

(a) Indian Administrative Service (IAS)

(b) Indian Foreign Service (IFS)

(c) Indian Revenue Service (IRS)

(d) Indian Police Service (IPS)

(e) Indian Audit and Accounts Service (IA&AS)

Answer: c

Solution:

  • Indian Revenue Service officer Ekta Vishnoi won three gold medals at the World Masters Classic and Equipped Powerlifting Championships held in Nevada, United States.
  • Competing in the 57 kg category, she recorded a combined lift of 362.5 kg, finishing ahead of competitors from Canada and Japan.
  • Vishnoi lifted 130 kg in the squat, 72.5 kg in the bench press and 160 kg in the deadlift.
  • She won gold medals in the squat, deadlift and overall total categories.
  • Vishnoi has previously led the Fit India Mission and served as Deputy Director General of the Sports Authority of India (SAI).

Q3. Indian para shooter Mona Agarwal won the gold medal in the women’s 10m Air Rifle Standing SH1 event at the 2026 Asian Para Games. What was her winning score, setting a new Asian Para Games record?

(a) 249.6 points

(b) 250.0 points

(c) 250.8 points

(d) 251.2 points

(e) 252.4 points

Answer: b

Solution:

  • Indian para-shooters Mona Agarwal and Avani Lekhara won gold and silver medals, respectively, in the women’s 10m Air Rifle Standing SH1 event at the 2026 Asian Para Games in Aichi-Nagoya, Japan.
  • Mona Agarwal won the gold medal with a score of 250 points, setting a new Asian Para Games record.
  • Agarwal surpassed the previous record of 249.6 points, established by Avani Lekhara at the 2023 Hangzhou Asian Para Games.
  • Avani Lekhara secured the silver medal with 249.6 points, giving India a one-two finish in the event.

Q4. The Delhi Government approved the setting up of the ‘Go-Delhi Foundation’ to promote innovation, startups, and entrepreneurship in the capital. What is the initial budgetary outlay allocated for this foundation?

(a) ₹25 crore

(b) ₹50 crore

(c) ₹100 crore

(d) ₹150 crore

(e) ₹200 crore

Answer:  b

Solution:

  • The Delhi government has approved the establishment of the Go-Delhi Foundation to promote startups, innovation and entrepreneurship in the national capital.
  • The foundation aims to provide integrated support to young people, researchers and entrepreneurs to help transform their ideas into practical products and successful businesses.
  • The initiative will have an initial budgetary allocation of ₹50 crore.

Q5. Dr. Dhal Singh Bisen took the oath of office as the new Governor of which of the following State on 19 October 2026?

  • Uttar Pradesh
  • West Bengal
  • Uttarakhand
  • Odisha
  • Andhra Pradesh

Answer: c

Solution:

  • Dr. Dhal Singh Bisen took the oath of office and secrecy as the new Governor of Uttarakhand on 19 October 2026 at Lok Bhawan in Dehradun.
  • The oath was administered by the Chief Justice of the Uttarakhand High Court.

Q6. Maharashtra’s first automated ‘Annapurti Grain ATM’ was inaugurated to provide 24/7 subsidized food grain distribution under the Public Distribution System (PDS). In which district of Maharashtra was this first grain ATM launched?

(a) Pune

(b) Nagpur

(c) Thane

(d) Nashik

(e) Chhatrapati Sambhajinagar

Answer: d

Solution:

  • Maharashtra’s first advanced Annapurti Grain ATM was inaugurated in Nashik by State Food, Civil Supplies and Consumer Protection Minister Chhagan Bhujbal.
  • The initiative aims to provide eligible beneficiaries with convenient access to food grains beyond the fixed operating hours of fair-price shops under the Public Distribution System (PDS).
  • The government aims to improve transparency in food-grain distribution, eliminate procedural errors and ensure that eligible beneficiaries receive their entitled rations.
  • The Grain ATM is particularly beneficial for people who cannot collect their rations during regular shop hours because of work commitments.
  • Of the three Grain ATMs planned across Maharashtra, the first has been launched in Nashik, while the other two are proposed for Nagpur and Thane.

Q7. Chief Justice of India Justice Surya Kant inaugurated the Ladakh Bench of the High Court of Jammu & Kashmir and Ladakh. In which city is this new permanent sitting bench located?

(a) Kargil

(b) Leh

(c) Dras

(d) Diskit

(e) Nyoma

Answer: b

Solution:

  • Chief Justice of India Justice Surya Kant inaugurated the Ladakh Bench of the High Court of Jammu and Kashmir and Ladakh in Leh.
  • The Central Government approved the establishment of the Ladakh Bench in August 2026.
  • Following this approval, the High Court selected Leh on 5 October 2026 as the location for holding court sittings in the Union Territory of Ladakh.
  • Before this development, the High Court had two benches, located in Srinagar and Jammu.

Q8. The BCCI’s Cricket Advisory Committee (CAC) appointed former Indian cricketer Ramesh Powar to the Men’s Selection Committee. Who will chair this 5-member selection panel based on Test match seniority following Ajit Agarkar’s tenure?

(a) Shiv Sundar Das

(b) Jatin Paranjape

(c) RP Singh

(d) Ajay Ratra

(e) Pragyan Ojha

Answer: e

Solution:

  • The Board of Control for Cricket in India (BCCI) has appointed former Indian cricketer Ramesh Powar to the Men’s Selection Committee following a unanimous recommendation by its Cricket Advisory Committee (CAC).
  • The CAC comprised Ashok Malhotra and Jatin Paranjape.
  • Pragyan Ojha is set to chair the Men’s Selection Committee based on seniority, determined by the number of Test matches played, as Ajit Agarkar’s tenure as chairman comes to an end.
  • The five-member selection committee comprises Pragyan Ojha, Shiv Sundar Das, R. P. Singh, Ajay Ratra and Ramesh Powar.
  • The committee is responsible for selecting India’s men’s cricket team.

Q9. Dushyant Kumar Gautam took the oath of office as the Governor of Sikkim at Lok Bhavan on 19 October 2026. Whom did he succeed as the 19th Governor of the state?

(a) Ganga Prasad

(b) Lakshman Prasad Acharya

(c) Om Prakash Mathur

(d) Gurmit Singh

(e) Banwarilal Purohit

Answer: c

Solution:

  • Dushyant Kumar Gautam took the oath of office as the Governor of Sikkim on 19 October 2026 at Lok Bhawan.
  • He succeeds Om Prakash Mathur as the 19th Governor of Sikkim.

Q10. India’s Paralympic medallist Nishad Kumar won the gold medal in the men’s long jump event at the 2026 Asian Para Games with a jump of 7.11m. In which classification category did he compete?

(a) T12

(b) T38

(c) T47

(d) T63

(e) F46

Answer: c

Solution:

  • India’s two-time Paralympic silver medallist Nishad Kumar won gold in the men’s T47 long jump event at the 2026 Asian Para Games.
  • He secured victory with a best jump of 7.11 metres, achieved on his first attempt.
  • The event marked his first international appearance in the long jump discipline, as he primarily competes in the high jump.
  • His victory secured India’s second gold medal at the 2026 Asian Para Games, according to the supplied report.

SBI Clerk Syllabus 2026 (Prelims and Mains), Check Exam Pattern & Section Wise Topics

The SBI Clerk Syllabus 2026 is important for candidates preparing for the upcoming SBI Clerk Mains Examination. With the Mains exam approaching, candidates should revise the complete syllabus, understand the exam pattern and prioritise important topics from General/Financial Awareness, General English, Quantitative Aptitude and Reasoning Ability & Computer Aptitude. A clear understanding of the section-wise topics will help aspirants plan their revision, practise mock tests and focus on improving accuracy and time management before the examination.

SBI Clerk Syllabus 2026

SBI Clerk preparation becomes much easier when you know exactly what is going to be asked in the exam. If you’re preparing for the SBI Clerk 2026 exam, the syllabus should be your first roadmap for deciding what to study, what to revise, and where to spend more time. The exam covers Prelims and Mains, with separate sections testing your English, Numerical Ability, Reasoning, General/Financial Awareness, and other relevant areas. The SBI Clerk 2026 notification has been released, so it is the right time to align your preparation with the prescribed exam pattern and syllabus.

Also read, SBI Clerk Backlog Mains Admit Card 2026

SBI Clerk Syllabus Overview

 Below, we have given an overview of the SBI Clerk Syllabus & Exam Pattern 2026.

Particulars Details
Organization State Bank of India (SBI)
Post Name Junior Associate (Customer Support & Sales)
Exam Name SBI Clerk 2026
Exam Mode Online (Computer-Based Test)
Stages of Exam Prelims, Mains, Language Proficiency Test (LPT)
Prelims Exam Duration 1 hour
Mains Exam Duration 2 hours 40 minutes
Prelims Total Questions 100
Mains Total Questions 190
Negative Marking 0.25 mark deducted for each wrong answer
Selection Process Prelims → Mains → LPT
Official Website www.sbi.co.in

SBI Clerk Prelims Exam Pattern 2026

The SBI Clerk Prelims Exam 2026 is the first stage of the selection process and consists of 100 objective-type questions carrying 100 marks. The exam is conducted for 1 hour, with separate sectional timings for each subject. Candidates must qualify the Prelims to become eligible for the Mains examination.

SBI Clerk Exam Pattern For Prelims Exam
S. No. Name of Tests (Objective) No. of Questions Maximum Marks Duration
1 English Language 30 30 20 minutes
2 Numerical Ability 35 35 20 minutes
3 Reasoning Ability 35 35 20 minutes
Total 100 100 1 Hour

SBI Clerk Prelims Syllabus 2026

Cracking SBI Clerk Prelims 2026 isn’t about studying more, it’s about studying smart. With such a wide syllabus, a clear strategy is your biggest advantage. To make things easier, we have added a detailed topic-wise table so you can clearly understand what to study and how to plan your preparation.

Quantitative Aptitude

The expected topic-wise distribution of questions in the Quantitative Aptitude section helps aspirants understand the weightage and plan their preparation effectively.

Quantitative Aptitude
Topic Number Of Question (Expected)
Simplification/Approximation 10
Data Interpretation (Bar/Line/Pie/Tabular) 5
Quadratic Equation 5
Missing/Wrong Series 5
Arithmetic (Average, Ratio, P&L, Ages, SI/CI, T&W, Pipes, Partnership, Mixture, Mensuration, Speed/D/T, Boat/Stream, P&C, Probability) 10
Total 35

Reasoning Ability

The table below highlights the expected distribution of questions in the Reasoning Ability section, giving aspirants a clear idea of important topics and their weightage for better preparation.

Reasoning Ability
Topic / Sub-Type Expected Number of Questions
Puzzles (Box/ Floor/ Comparison/ Categorized/ Uncertain/ Day-Month-Age) 10
Seating Arrangement (Circular/ Triangular/ Square/ Rectangular/ Linear/ Double Row) 5
Coding-Decoding/ Alphanumeric Series 5
Syllogism/ Inequality 5
Blood Relation/ Direction & Distance/ Order & Ranking 3
Input-Output/Misc (Word Formation) 1
Data Interpretation (part of the section) 6
Total 35

General English

The table below outlines the expected topic-wise weightage in the General English section, helping candidates identify key areas and prioritize their preparation effectively.

General English 
Topic Expected Number of Questions
Reading Comprehension/ Inference/ Sentence Completion 10
Cloze Test/ Phrase Replacement/ Fillers 5
Error Detection/ Sentence Improvement/ Error Correction/ Sentence-based Error 5
Para Jumbled/ Odd Sentence/ Word Rearrangement/ Column-based 5
Paragraph Conclusion 5
Total 30

SBI Clerk Mains Exam Pattern 2026

The SBI Clerk Mains Exam carries a total of 200 marks, with each section having a specific time limit. The complete exam pattern is provided in the table below.

SBI Clerk Exam Pattern For Mains Exam
S. No. Name of Tests (Objective) No. of Questions Maximum Marks Duration
1 Reasoning Ability & Computer Aptitude 50 60 45 mins
2 General English 40 40 35 mins
3 Quantitative Aptitude 50 50 45 mins
4 General/Financial Awareness 50 50 35 mins
Total 190 200 2 Hrs 40 mins
  • Note 1: Trained apprentices of SBI may be given weightage in the Main Examination by awarding 2.5% of the maximum marks (i.e. 5 marks out of 200 marks) as bonus marks. The bonus marks will be added to the aggregate score of the candidate to arrive at the final aggregate score.
  • Note 2: There will be negative marks of 1/4th in both prelims as well as the mains exam. Also, there is sectional timing in both phases of the SBI Clerk Exam.
  • The merit list will be framed as per the main stage marks, but it is important to go through the specified opted language.

SBI Clerk Mains Syllabus 2026

With the SBI Clerk Mains 2026 exam just days away, candidates should focus on strengthening their core skills for the Junior Associate role. Success now depends on smart revision, prioritizing high-frequency topics, and ensuring a clear understanding of key concepts rather than memorizing. Here are the detailed SBI Clerk Mains Syllabus 2026.

Reasoning Ability

Below are the topics of Reasoning Ability that are going to be asked in the Exam as per the SBI Clerk Syllabus.

Topics Expected No. of Questions
Seating Arrangement & Puzzle (All Types) 18
Machine Input Output 5
Logical Reasoning (Assumption, Conclusion) 6
Coding-Decoding (New Pattern) 4
Data Sufficiency 3
Coded Inequality 4
Direction & Distance 3
Blood Relation 3
Syllogism 2
Alphanumeric Series 1
Word Formation / Meaningful Word 1
Total 50 Questions

General Awareness

Below are the topics of General Awareness that are going to come in the Exam as per the SBI Clerk Syllabus.

Topic
National Current Affairs
International Current Affairs
State Current Affairs
Sports News
Central Govt Schemes
Agreements/MoU
Books & Authors
Summits & Conferences
Defense News
Science & Tech News
Banking & Insurance News
Static GK
Ranks/Reports/Indexes
Business & Economy
Important Days
Obituaries
Appointments
Awards & Honors
Union Budget
Current Static
Apps & Portals
Static Banking
Committees/Councils
RBI In News
International Loans
Abbreviation

English Language

Below are the topics of English Language, which are the important topics in the Exam as per the SBI Clerk Syllabus.

Topic Avg. Questions/Year
Reading Comprehension 15
New Pattern Cloze Test 5
Phrase Replacement 4
Odd Sentence/Para Jumbles 6
Sentence Completion 3
Connectors 3
Column Based 2
Word Rearrangement 2
Total 40

Quantitative Aptitude

Below are the topics of Quantitative Aptitude that are important from an exam point of view as per the SBI Clerk Syllabus.

Topic Expected Number of Questions
Data Interpretation (Bar, Line, Pie, Tabular, Caselet) 20
Arithmetic (Profit & Loss, SI/CI, Time & Work, Speed, etc.) 10
Quantity Comparison (Q1 & Q2) 5
Data Sufficiency 5
Approximation 3
Quadratic Equation 2
Number Series (Missing/Wrong) 2
Miscellaneous (Statement-based, Caselet variations) 3
Total 50 Questions

SBI Clerk Language Proficiency Test

The Language Proficiency Test (LPT) is conducted only after candidates qualify the SBI Clerk Mains Examination. Those who have not studied the local language must qualify the LPT to be considered for final appointment.

  • Candidates who have studied the local language in Class 10th or 12th do not need to appear for the LPT.
  • They can show their 10th/12th mark sheet or certificate as proof.
  • Candidates who have not studied the local language must take the Language Proficiency Test (LPT).
  • The LPT is conducted:
    After clearing the Prelims and Mains Exam
    Before final joining
  • The test is qualifying in nature (marks are not added in merit).
  • Candidates must pass the LPT to get final selection.
  • If a candidate fails the LPT, they will be disqualified.
S.No Test Type Section No. of Passages No. of Questions Marks
1 Non-Verbal Objective 3 15 15
Subjective 3 15 15
2 Verbal — — 20 20

Preparation Tips for the SBI Clerk 2026

With the SBI Clerk 2026 notification expected to be announced soon, now is the ideal time to build a strong preparation strategy instead of waiting for the application process to begin.

  • Understand the complete Prelims and Mains syllabus before starting your preparation.
  • Create a daily study timetable covering all sections.
  • Strengthen your basics in Quantitative Aptitude, Reasoning Ability, and English Language.
  • Read current affairs and banking awareness regularly for the Mains examination.
  • Solve previous years’ SBI Clerk question papers to understand the exam trend.
  • Attempt sectional and full-length mock tests every week.
  • Analyse every mock test and work on weak areas.
  • Improve calculation speed using short tricks and regular practice.
  • Revise important formulas, vocabulary, and reasoning concepts frequently.
  • Stay consistent with your preparation and avoid waiting for the notification before starting.
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SBI Clerk Previous Year Question Paper with Solution, Download PDF

The SBI Clerk Previous Year Question Papers with Solutions are an essential resource for candidates preparing for the upcoming SBI Clerk Mains Examination 2026. With the Mains exam approaching, practising previous years’ papers can help aspirants understand the exam pattern, identify frequently asked topics, assess the difficulty level and improve speed and accuracy.

SBI Clerk Previous Year Papers With Solutions

Solving SBI Clerk Previous Year Question Papers gives candidates an opportunity to evaluate their preparation through questions based on the actual recruitment exams. It also helps in identifying frequently tested concepts, managing time across sections, and improving question selection. Aspirants can use the available year-wise PDFs with solutions to strengthen their preparation for the SBI Clerk.

Candidates can download the question paper PDFs with solutions to practise section-wise questions from General/Financial Awareness, General English, Quantitative Aptitude and Reasoning Ability & Computer Aptitude, analyse their performance and strengthen their preparation before the examination.

Also read, SBI Clerk Backlog Mains Admit Card 2026

SBI Clerk PYP Start Your Preparation Now

Meanwhile, SBI has released the SBI Clerk Special Drive Recruitment for 1,538 backlog vacancies, with the online application process from 07 August to 27 August 2026, making this the perfect time to strengthen your preparation with memory-based papers.

Avail Previous Year Papers for Free from Adda247 App

SBI Clerk Previous Year Question Paper 2025

The SBI Clerk Previous Year Question Papers are an essential resource for candidates preparing for the upcoming exam. These papers let you revise quickly, identify and improve weak areas, and step into the exam hall with greater confidence.

SBI Clerk Previous Year Question Paper 2025
SBI Clerk Previous Year Paper, 20 Sep, Shift 1 Download Now
SBI Clerk Previous Year Paper, 20 Sep, Shift 2 Download Now

SBI Clerk Previous Year Question Paper 2024

To make your preparation easier, we have compiled the SBI Clerk 2024 question papers below, so you can practice and boost your confidence before the exam.

SBI Clerk Prelims Previous Year Paper 2024
SBI Clerk Prelims Previous Year Paper 2024 (Mock 1) Download PDF 
SBI Clerk Prelims Previous Year Paper 2024 (Mock 2) Download PDF
SBI Clerk Prelims Previous Year Paper 2024 (Mock 3) Download PDF
SBI Clerk Prelims Previous Year Paper 2024 (Mock 4) Download PDF
SBI Clerk Prelims Previous Year Paper 2024 (Mock 5) Download PDF
SBI Clerk Prelims Previous Year Paper 2024 (Mock 6) Download PDF
SBI Clerk Prelims Previous Year Paper 2024 (Mock 7) Download PDF
SBI Clerk Prelims Previous Year Paper 2024 (Mock 8) Download PDF
SBI Clerk Prelims Previous Year Paper 2024 (Mock 9) Download PDF

SBI Clerk Previous Year Question Paper 2023

The SBI Clerk Previous Year Question Paper 2023 has been provided in the given section for the Prelims exam.

SBI Clerk Previous Year Paper 2023
SBI Clerk Prelims Previous Year Paper 2023 (Mock 1) Download PDF
SBI Clerk Prelims Previous Year Paper 2023 (Mock 2) Download PDF
SBI Clerk Prelims Previous Year Paper 2023 (Mock 3) Download PDF
SBI Clerk Previous Year Paper in Hindi Download PDF

SBI Clerk Previous Year Question Paper 2022

From the given table, candidates can attempt the shift-wise SBI Clerk Previous Year Paper 2022 for Prelims and SBI Clerk Mains Previous Year Paper 2022.

SBI Clerk Previous Year Paper 2022
Previous Year Paper PDF (English) PDF (Hindi)
SBI Clerk Prelims Previous Year Paper 2022 (Mock 1) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 2) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 3) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 4) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 5) Download PDF will be uploaded soon
SBI Clerk Prelims Previous Year Paper 2022 (Mock 6) Download PDF will be uploaded soon
SBI Clerk Prelims Previous Year Paper 2022 (Mock 7) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 8) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 9) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 10) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 11) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 12) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 13) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 14) Download PDF Download PDF
SBI Clerk Prelims Previous Year Paper 2022 (Mock 15) will be uploaded soon Download PDF

SBI Clerk Previous Year Question Paper 2021

The PDFs of the SBI Clerk Previous Year Paper 2021 for Prelims and Mains have been provided in the given section.

SBI Clerk Previous Year Paper 2021
SBI Clerk Prelims Previous Year Paper 2021 Download PDF

SBI Clerk Previous Year Question Paper 2020

The section-wise SBI Clerk Previous Year Paper 2020 for Prelims and a full-length question paper for Mains have been listed below.

SBI Clerk Previous Year Paper 2020
SBI Clerk Prelims Previous Year Paper 2020- Reasoning Ability Download Questions PDF

Download Solutions PDF
SBI Clerk Prelims Previous Year Paper 2020- Quantitative Aptitude Download Questions PDF

Download Solutions PDF
SBI Clerk Prelims Previous Year Paper 2020- English Language Download Questions PDF

Download Solutions PDF

SBI Clerk Previous Year Question Paper 2019

SBI Clerk Previous Year Paper 2019, along with the solution PDF for Prelims and Mains, have been given in the table below.

SBI Clerk Previous Year Paper 2019
SBI Clerk Prelims Previous Year Paper 2019- Reasoning Ability Download Questions PDF

Download Solutions PDF
SBI Clerk Prelims Previous Year Paper 2019- Quantitative Aptitude Download Questions PDF

Download Solutions PDF
SBI Clerk Prelims Previous Year Paper 2019- English Language Download Questions PDF

Download Solutions PDF

SBI Clerk Previous Year Question Paper 2018

Candidates preparing for the SBI Clerk can attempt the SBI Clerk Previous Year Paper 2018 for both Prelims and Mains.

SBI Clerk Previous Year Paper 2018
SBI Clerk Prelims Previous Year Paper 2018- Reasoning Ability Download Questions PDF

Download Solutions PDF
SBI Clerk Prelims Previous Year Paper 2018- Quantitative Aptitude Download Questions PDF

Download Solutions PDF
SBI Clerk Prelims Previous Year Paper 2018- English Language Download Questions PDF

Download Solutions PDF

SBI Clerk Previous Year Question Paper 2016

Aspiring candidates are advised to attempt the SBI Clerk Previous Year Paper 2016 and get an insight into the questions asked in the examination.

SBI Clerk Previous Year Paper 2016
SBI Clerk Prelims Previous Year Paper 2016- Reasoning Ability Download Questions PDF

Download Solutions PDF
SBI Clerk Prelims Previous Year Paper 2016- Quantitative Aptitude Download Questions PDF

Download Solutions PDF
SBI Clerk Prelims Previous Year Paper 2016- English Language Download Questions PDF

Download Solutions PDF

SBI Clerk Mains Previous Year Question Papers

In the table below, we bring the SBI Clerk Mains Previous Year Question Papers. Practising these previous year papers will surely help candidates to boost their scores for the upcoming exam.

SBI Clerk Mains Previous Year Question Papers
SBI Clerk Mains Previous Year Paper 2024 Download PDF
SBI Clerk Mains Previous Year Paper 2023 Download PDF
SBI Clerk Mains Previous Year Paper 2022 Download PDF
SBI Clerk Mains Previous Year Paper 2021 Download PDF
SBI Clerk Mains Previous Year Paper 2020 Download PDF
SBI Clerk Mains Previous Year Paper 2019

Download Questions PDF 

Download Solutions PDF
SBI Clerk Mains Previous Year Paper 2018

Download Questions PDF

Download Solutions PDF
SBI Clerk Mains Previous Year Paper 2016

Download Questions PDF

Download Solutions PDF

How To Attempt the SBI Clerk Memory-Based Question Paper?

To strengthen your preparation, candidates can access memory-based SBI Clerk Prelims and Mains question papers from 2016 to 2022. To make the most of them, follow these tips:

  • Choose a distraction-free space: Ensure you solve the paper in a quiet environment for better concentration.
  • Replicate exam conditions: Use a timer and attempt the paper seriously as if sitting for the actual exam.
  • Focus on speed with accuracy: Aim to solve faster while keeping mistakes minimal.
  • Review thoroughly: Analyse every attempt, understand errors, and work on weak areas.
  • Track performance: Keep a record of scores and time taken to measure consistent progress.
  • Practice regularly: Frequent practice with past papers will sharpen your speed, precision, and confidence for the real exam.

Benefits of Preparing with SBI Clerk Previous Year Question Papers

Instead of using previous year papers only for practice, candidates can use them to make their SBI Clerk preparation more targeted and exam-oriented. Some specific advantages are:

  • Spot Repeated Concepts: Previous papers can reveal topics and concepts that appear regularly, helping candidates prioritise their revision.
  • Understand Question Framing: Candidates can observe how SBI frames questions from familiar concepts and prepare accordingly.
  • Set Section-Wise Targets: Solving past papers helps determine how many questions can realistically be attempted from each section within the given time.
  • Find Time-Consuming Areas: Candidates can identify questions that take longer to solve and develop quicker approaches for them.
  • Compare Difficulty Across Years: Reviewing multiple papers helps candidates understand how the level and question mix have changed over time.
  • Create a Personal Error List: Recording mistakes from each paper allows candidates to identify recurring errors instead of repeating them in future attempts.
  • Practise Under Real Pressure: Attempting complete previous papers with a timer helps develop the habit of making quick decisions when the clock is running.

Most Repeated Questions in SBI Clerk Previous Year Papers

One of the biggest advantages of solving SBI Clerk Previous Year Question Papers is identifying the topics that appear consistently every year. Although the exact questions rarely repeat, the question patterns, concepts, and topic distribution remain largely similar. Candidates who master these high-frequency topics can significantly improve their scores in both the Prelims and Mains examinations.

Reasoning Ability

The following topics are among the most frequently asked in SBI Clerk Prelims:

  • Seating Arrangement (Linear & Circular)
  • Floor-Based and Box-Based Puzzles
  • Month/Day-Based Puzzles
  • Syllogism
  • Inequality
  • Blood Relations
  • Direction & Distance
  • Alphanumeric Series
  • Coding-Decoding

Quantitative Aptitude

These topics consistently carry the highest weightage:

  • Simplification & Approximation
  • Missing/Wrong Number Series
  • Quadratic Equations
  • Data Interpretation (Bar, Line, Pie & Caselet)
  • Percentage
  • Profit & Loss
  • Time & Work
  • Time, Speed & Distance
  • Ratio & Proportion
  • Simple & Compound Interest
  • Average
  • Partnership
  • Mixture & Alligation

English Language

The English section generally includes questions from these recurring topics:

  • Reading Comprehension
  • Cloze Test
  • Error Detection
  • Word Swap
  • Sentence Rearrangement (Para Jumbles)
  • Phrase Replacement
  • Fill in the Blanks
  • Sentence Improvement
  • Misspelled Words
  • Vocabulary-based Questions
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Daily Current Affairs and GK Updates (19th October, 2026)

National News

PM-VBRY Offers Up to ₹15,000 Incentive to First-Time Employees

  • The Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY) promotes formal employment and expands social security coverage in India.

  • The scheme is administered through the Employees’ Provident Fund Organisation (EPFO).

  • Eligible first-time employees can receive an incentive of up to ₹15,000.

  • Applicants must fulfil eligibility conditions related to previous EPF membership, joining dates, monthly gross salary and Aadhaar-linked bank accounts.

  • The incentive is paid in two instalments, subject to prescribed service requirements.

  • The second instalment requires 12 months of continuous service and completion of a financial literacy course. Eligible employers also receive incentives for creating additional formal jobs.

Global Hunger Index 2026 Ranks India 100th Among 122 Countries

  • India ranked 100th among 122 countries in the Global Hunger Index (GHI) 2026.

  • India recorded a score of 24.1, placing it in the serious hunger category.

  • Pakistan ranked 106th with a score of 25.5.

  • The report was published under the theme “No Security Without Food Security”.

  • India’s child stunting rate stood at 29.3%, while child wasting remained a major concern.

  • The global hunger score was 18.1, indicating moderate hunger worldwide. Conflict, climate shocks and rising food prices continue to hinder progress towards the Sustainable Development Goal of Zero Hunger by 2030.

State News

Telangana Celebrates Saddula Bathukamma, Concluding Nine-Day Floral Festival

  • Telangana celebrated Saddula Bathukamma on 18 October 2026, marking the conclusion of its nine-day floral festival.

  • Thousands of women gathered at Hyderabad’s Tank Bund near Hussain Sagar Lake.

  • The celebrations featured traditional songs, cultural performances, processions and floral immersion rituals.

  • Bathukamma is celebrated during the Hindu month of Ashwayuja and reflects Telangana’s cultural identity.

  • Women prepare colourful, layered floral arrangements using locally available flowers, including Tangedu and Gunuka.

  • The festival highlights the connection between nature, seasonal flower traditions, community participation and Telangana’s cultural heritage.

Delhi Establishes DITI to Advance Vision Delhi 2047 Development Strategy

  • The Delhi government established the Delhi Institute for Transformation and Innovation (DITI) as its premier policy advisory body.

  • Modelled on NITI Aayog, DITI replaces the Dialogue and Development Commission.

  • Its objective is to support the vision of “Viksit Dilli by 2047”.

  • DITI will prepare long-term development frameworks, evaluate government programmes and improve coordination among departments.

  • The Chief Minister of Delhi will chair its Governing Board, while the Chief Secretary will head the Executive Committee.

  • DITI will help prepare Vision Delhi 2047, focusing on inclusive, sustainable and globally competitive urban development.

Dhal Singh Bisen Takes Oath as Uttarakhand Governor in Dehradun

  • Dhal Singh Bisen took oath as Uttarakhand Governor on 19 October 2026 at Lok Bhavan in Dehradun.

  • Acting Chief Justice Manoj Kumar Tiwari of the Uttarakhand High Court administered the oath.

  • The oath was administered under Article 159 of the Indian Constitution.

  • Bisen succeeded Lieutenant General Gurmit Singh (Retd.), who served as Governor for more than five years.

  • President Droupadi Murmu announced Bisen’s appointment on 12 October 2026.

  • Bisen is a four-time Madhya Pradesh MLA and former Cabinet Minister. Article 155 concerns the appointment of Governors, while Article 156 governs their tenure.

International News

Rajnath Singh to Represent India at 25th SCO Government Meeting

  • Defence Minister Rajnath Singh was scheduled to represent India at the 25th Meeting of the Council of Heads of Government (CHG) of the Shanghai Cooperation Organisation (SCO).

  • The meeting was scheduled for 19–20 October 2026 in Dushanbe, Tajikistan.

  • Discussions were expected to cover trade, investment, connectivity, innovation and cultural exchanges.

  • The meeting would also review ongoing initiatives and the organisation’s financial and institutional functioning.

  • India was expected to highlight cooperation in start-ups, digital public infrastructure and people-to-people exchanges.

  • Established on 15 June 2001, the SCO promotes regional cooperation in security, economic development, science, technology and culture.

Delhi Approves Go-Delhi Foundation with ₹50 Crore Initial Budget

  • The Delhi Cabinet approved the Go-Delhi Foundation on 18 October 2026 with an initial budget of ₹50 crore.

  • The foundation aims to strengthen Delhi’s start-up and innovation ecosystem.

  • It will operate as a not-for-profit company under Section 8 of the Companies Act, 2013, under the Department of Industries.

  • It will connect entrepreneurs with laboratories, prototyping facilities, incubation, mentorship, investors and intellectual property support.

  • Its hub-and-spoke model will use existing institutions and partner facilities.

  • The foundation will facilitate pilot projects for government departments and complement Delhi’s ₹400-crore Start-up and Incubation Policy.

North Korea Claims Successful Test of AI-Guided Zam-2.0 Torpedo

  • North Korea claimed to have successfully tested the Zam-2.0 torpedo on 15 October 2026.

  • The weapon was reportedly equipped with artificial intelligence (AI) for target detection and guidance.

  • According to the Korean Central News Agency (KCNA), the test assessed the torpedo’s propulsion system.

  • Pyongyang stated that more than 180 related tests had been conducted over five years.

  • The announcement followed reports of submarine-launched cruise missile tests and hypersonic missile demonstrations.

  • North Korea has not disclosed detailed technical specifications, and independent verification of the test results remains unavailable.

Pakistan Named Incoming Chair of IMF and World Bank Boards for 2027

  • Pakistan was reportedly designated incoming Chair of the Boards of Governors of the World Bank Group (WBG) and International Monetary Fund (IMF) for 2027.

  • The announcement was reported on 16 October 2026 during the institutions’ Annual Meetings in Bangkok, Thailand.

  • Pakistan’s Minister for Economic Affairs, Ahad Khan Cheema, was named incoming chair.

  • According to the report, Pakistan would assume the position for the first time since 1953.

  • The chairmanship facilitates discussions among member countries but does not provide additional voting power or independent control over lending decisions.

  • Established following the 1944 Bretton Woods Conference, the IMF promotes monetary stability, while the World Bank Group focuses on development and poverty reduction.

Banking News

Kaizad Bharucha to Leave HDFC Bank After Three Decades

  • Kaizad Bharucha, Deputy Managing Director of HDFC Bank, is scheduled to leave the bank on 31 December 2026, subject to RBI approval.

  • He joined HDFC Bank in October 1995.

  • He became a whole-time director in June 2014 and Deputy Managing Director in April 2023.

  • Bharucha contributed to the development of the bank’s credit architecture, corporate lending and wholesale banking operations.

  • The bank’s board had recommended him for the Managing Director and Chief Executive Officer position.

  • The RBI approved Anup Bagchi for a three-year MD and CEO term beginning 27 October 2026.

Awards News

Sangeet Natak Akademi Selects 106 Young Artists for Yuva Puraskar

  • The Sangeet Natak Akademi selected 106 young artists for the Ustad Bismillah Khan Yuva Puraskar for 2024 and 2025.

  • The selections were made by its General Council during a meeting in New Delhi from 22–26 March 2026.

  • The awards recognise emerging talent in music, dance, theatre, folk and traditional arts, puppetry and related performing arts.

  • The award ceremony was scheduled for 19 October 2026 at Meghdoot Complex, Rabindra Bhavan, New Delhi.

  • Instituted in 2006, the award honours outstanding young practitioners of performing arts.

  • Each recipient receives ₹25,000, a Tamrapatra and an Angavastram. The Akademi operates under the Ministry of Culture.

Defense News

DRDO Develops Lightweight Armour for Future Indian Army Combat Vehicles

  • The Defence Research and Development Organisation (DRDO) developed indigenous armour panels that are 20% lighter than existing systems.

  • The panels were developed by the Research and Development Establishment (Engineers), Pune.

  • They are designed to withstand 30 mm armour-piercing ammunition.

  • The armour meets the STANAG 4569 Level 6 protection standard.

  • The technology has completed in-house testing and has been offered for transfer to industry.

  • The panels are intended for main battle tanks, light tanks and Future Infantry Combat Vehicles, supporting domestic defence manufacturing and technological self-reliance.

Indian Army Conducts Akhand Prahar-II Exercise in Jaisalmer

  • The Indian Army conducted Exercise Akhand Prahar-II in Jaisalmer, Rajasthan, around 18 October 2026.

  • The exercise assessed combat readiness and operational coordination.

  • The participating formations included the Black Mace Brigade and Battle Axe Division.

  • The drills focused on integrating modern military technology with conventional combat capabilities.

  • The exercise tested rapid and precise responses in a multidimensional operational environment.

  • Lieutenant General AVS Rathi, General Officer Commanding of the Konark Corps, commended the participating formations. Jaisalmer’s desert terrain provides suitable conditions for military training in India’s western sector.

Science & Technology News

NASA’s PUFFINS Mission Studies Cosmic Dust to Explore Origins of Life

  • NASA selected Indian-origin scientist Dr Ramya Manjunath Anche of the University of Arizona’s Steward Observatory to lead the PUFFINS mission.

  • The mission will study tiny interstellar dust grains.

  • It received $20 million in funding under NASA’s Astrophysics Pioneers programme.

  • The mission is targeted for launch in 2030.

  • A small satellite will use ultraviolet polarimetry to observe light from around 70 stars.

  • The findings could improve understanding of dust composition, star and planet formation, planetary systems and the search for life beyond Earth.

Sports News

Mona Agarwal Wins Gold as India Opens Para Asian Games Medal Account

  • India opened its medal account at the 2026 Para Asian Games in Aichi-Nagoya, Japan, with a one-two finish in women’s 10m air rifle.

  • Mona Agarwal won gold with 250 points.

  • Mona set a new Asian Para Games final record.

  • Avani Lekhara won silver with 249.6 points.

  • Mona also established a qualification record with 629.1 points.

  • Avani’s performance secured a quota place for India at the Los Angeles 2028 Paralympic Games.

Sheetal Devi Equals World Record with 704 Points in Para-Archery

  • Indian para-archer Sheetal Devi scored 704 out of 720 points in the women’s compound qualification round at the 2026 Para Asian Games.

  • Her score equalled the world record.

  • She established a new Asian record, surpassing the previous mark of 698 points by six points.

  • Indian archer Payal Nag scored 675 points and finished joint fifth in the qualification standings.

  • Both Indian athletes advanced towards the elimination rounds.

  • Sheetal’s international achievements include medals at the 2023 Asian Para Games and the 2024 Paris Paralympics.

Amruta Pujari Wins Silver at U-23 World Wrestling Championships 2026

  • Indian wrestler Amruta Pujari won silver in the women’s 72 kg category at the 2026 U-23 World Wrestling Championships in Las Vegas, United States.

  • She reached the final after securing two consecutive victories by pinfall.

  • Pujari lost the gold-medal bout to Ukraine’s Iryna Zablotska, who won while leading 6–0.

  • India finished the championships with three medals: two silver and one bronze.

  • Vishvajit More won silver in the men’s Greco-Roman 55 kg category, becoming the first Indian wrestler to reach a final and win silver in this discipline at the U-23 World Championships.

  • Komal secured bronze in the women’s 59 kg category.

Obituaries News

Fisheries Scientist B. Madhusoodana Kurup Dies at 71 in Kochi

  • Indian fisheries scientist B. Madhusoodana Kurup died in Kochi, Kerala, on 18 October 2026, aged 71.

  • He was the founding Vice-Chancellor of the Kerala University of Fisheries and Ocean Studies (KUFOS), India’s first university dedicated to fisheries and ocean studies.

  • His contributions included freshwater fish research in the Western Ghats, aquaculture development and fisheries education.

  • He served for over 18 years as Director and Professor at CUSAT’s School of Industrial Fisheries.

  • Kurup guided 22 doctoral scholars and published more than 250 research papers.

  • He also edited 11 books and held academic leadership positions at several institutions.

Current Affairs Today | 18-19 October 2026 | Daily Current Affairs | By Ashish Gautam

SBI Clerk Backlog Mains Exam Date 2026 Out, Check Schedule & Shift Timing

The State Bank of India (SBI) has scheduled the SBI Clerk Backlog Mains Exam 2026 and they inform the candidates by publish notice on official website. The examination will be conducted for the recruitment of Junior Associates (Customer Support & Sales) against 1,538 backlog vacancies. Candidates who qualified in the preliminary examination should now focus on their Mains preparation and make the necessary arrangements to appear for the examination.

SBI Clerk Backlog Mains Exam Date 2026 Out

The SBI Clerk Mains exam for the backlog exam, scheduled for 29 October 2026 is the next stage for candidates who qualified the prelims exam. The SBI Clerk Backlog Mains Admit Card 2026 has been announced, and candidates should check their exam details before appearing for the test. This article provides the SBI Clerk Backlog Mains exam date 2026, admit card, exam schedule, shift timings, and important instructions for candidates.

SBI Clerk Mains Exam Date 2026 Out

The examination is part of SBI’s recruitment process for Junior Associate posts under the backlog recruitment drive.

Particulars Details
Exam Conducting Body State Bank of India (SBI)
Exam Name SBI Clerk Backlog Recruitment 2026
Post Name Junior Associate (Customer Support & Sales)
Total Backlog Vacancies 1,538
Prelims Exam Date 16 September 2026
Mains Exam Date 29 October 2026
SBI Clerk Backlog Mains Admit Card 2026 Released
Selection Process Prelims and Mains, as applicable
Official Website sbi.co.in

SBI Clerk Mains Exam Pattern 2026

Candidates should understand the Mains examination pattern to organise their revision and practise according to the time limit.

Section Number of Questions Marks Duration
General / Financial Awareness 50 50 35 minutes
General English 40 40 35 minutes
Quantitative Aptitude 50 50 45 minutes
Reasoning Ability & Computer Aptitude 50 60 45 minutes
Total 190 200 2 Hours 40 Minutes

Preparation Tips for SBI Clerk Backlog Mains Exam 2026

With the examination approaching, candidates should focus on revision and timed practice rather than starting multiple new topics.

  • Revise General and Financial Awareness: Cover recent current affairs, banking awareness, and important financial updates.
  • Practise Quantitative Aptitude: Work on arithmetic, data interpretation, and calculation speed.
  • Strengthen Reasoning Ability: Revise puzzles, seating arrangements, syllogism, inequalities, and other important topics.
  • Improve English Language Skills: Practise reading comprehension, grammar, vocabulary, and sentence-based questions.
  • Attempt Mock Tests: Take full-length tests under timed conditions and analyse mistakes after each attempt.
  • Check Exam-Day Requirements: Keep the admit card and valid identity proof ready and follow the instructions mentioned by SBI.

Important Instructions for SBI Clerk Backlog Exam 2026

Candidates appearing for the SBI Clerk Backlog Mains Exam 2026 on 29 October should follow the examination guidelines to avoid any last-minute issues. The important instructions are given below:

  • Carry Admit Card: Bring a printed copy of the SBI Clerk Backlog Mains Admit Card 2026 to the examination centre.
  • Valid Photo ID Proof: Carry an original, valid photo identity document as specified in the admit card instructions.
  • Reach on Time: Report to the examination centre according to the reporting time mentioned on the admit card.
  • Check Exam Centre Details: Verify the examination venue and address in advance to avoid delays on exam day.
  • Follow Dress Code Instructions: Read the admit card carefully for any dress code or security-related requirements.
  • Avoid Prohibited Items: Do not carry mobile phones, smartwatches, calculators, or other restricted electronic devices into the examination hall.
  • Follow Exam Hall Rules: Listen to the invigilators and follow all instructions before starting the computer-based test.
  • Manage Time Carefully: Each section has a fixed time limit, so candidates should attempt questions strategically and avoid spending too long on a single question.
  • Check Documents in Advance: Keep all required documents ready the night before the examination to prevent last-minute confusion.

SBI Clerk Backlog Mains Admit Card 2026 Out at sbi.bank.in, Download Call Letter

The SBI Clerk Backlog Mains Admit Card 2026 has been released on 19 October 2026 on the official website of the State Bank of India (SBI), sbi.bank.in. Candidates appearing for the backlog recruitment Mains examination can download their hall tickets online using their registration number/roll number and password or date of birth, as required on the login page.

SBI Clerk Backlog Mains Admit Card 2026 Out

The SBI Clerk Backlog Mains Exam 2026 is scheduled to be conducted on 29 October 2026. Candidates should download their admit cards well before the examination date and check the exam centre, reporting time and other instructions mentioned on the hall ticket. The admit card is an important document for entry into the examination hall.

SBI Clerk Backlog Mains Admit Card 2026: Overview

Particulars Details
Organisation State Bank of India (SBI)
Post Clerk (Junior Associate)
Recruitment Backlog Recruitment 2026
Admit Card Release Date 19 October 2026
Exam Stage Mains Examination
Mains Exam Date 29 October 2026
Admit Card Mode Online
Login Credentials
Registration/Roll Number and Password/Date of Birth
Official Website sbi.bank.in

SBI Clerk Backlog Mains Admit Card 2026 Download Link

The SBI Clerk Backlog Mains Admit Card 2026 is available through the official SBI recruitment portal. Candidates should access the admit card link under the Current Openings section and enter the required credentials to download their hall ticket.

SBI Clerk Backlog Mains Admit Card 2026: Click here to Download

How to Download SBI Clerk Backlog Mains Admit Card 2026?

Candidates can follow the steps below to download their SBI Clerk Backlog Mains hall ticket.

  • Visit the official SBI website at sbi.bank.in.
  • Open the Careers section and navigate to Current Openings.
  • Find the link for the SBI Clerk Backlog Recruitment 2026 Mains Admit Card.
  • Click the admit card download link.
  • Enter your registration number/roll number and password or date of birth, as requested.
  • Submit the login details to view the admit card.
  • Download the hall ticket and take a clear printout for the examination.

Details Mentioned on SBI Clerk Backlog Mains Admit Card 2026

After downloading the hall ticket, candidates should verify the details printed on it. The admit card generally contains the following information:

  • Candidate’s name
  • Roll number or registration number
  • Photograph and signature
  • Examination name and stage
  • Examination date
  • Reporting time
  • Examination centre name and address
  • Examination-day instructions

Documents Required for SBI Clerk Backlog Mains Exam 2026

Candidates should carry the documents specified in their admit card and the official examination instructions.

  • Printed admit card: Carry a clear printout of the SBI Clerk Backlog Mains hall ticket.
  • Valid photo identity proof: Carry an original identity document accepted under the examination instructions.
  • Photograph: Carry a recent passport-size photograph if required by the admit card instructions.
  • Additional documents: Carry any other certificate or document specifically mentioned in the official instructions.

SCI Senior Personal Assistant Previous Year Papers, Download PDF

SCI Senior Personal Assistant Previous Year Papers help candidates understand the nature of questions asked in the Supreme Court of India SPA examination. By solving these papers, aspirants can familiarise themselves with the exam pattern, assess their preparation, recognise important question types, and improve their speed and accuracy before the actual examination.

SCI Senior Personal Assistant Previous Year Papers

Along with solving sample papers, candidates should follow a balanced preparation routine covering the subjects and skill tests required for the SCI SPA recruitment. Regular revision of English, practice of computer-related topics as prescribed, and consistent work on typing and shorthand can help candidates strengthen their performance across the selection stages.

SCI SPA Previous Year Question Papers PDF

Candidates can use previous year papers to become familiar with the types of questions asked in the written examination. The Supreme Court of India recruitment portal provides access to previous recruitment notices and examination-related documents, including answer-key notices for the Senior Personal Assistant examination.

Previous Year Papers Download Links
SCI Senior Personal Assistant Sample Paper. Download Now
SCI Personal Assistant PYP (01 December 2019) Download Now

Benefits of Solving SCI Senior Personal Assistant Previous Year Papers

Solving previous year question papers offers several benefits during exam preparation:

  • Understand the exam pattern: Learn about the structure and format of the examination.
  • Identify important topics: Recognise recurring question types and prioritise relevant subjects.
  • Improve time management: Practise completing questions within the allotted time.
  • Evaluate preparation: Identify strengths and areas that require more practice.
  • Build confidence: Become familiar with the examination format before the actual test.

How to Prepare Using SCI Senior Personal Assistant Previous Year Papers

Candidates can follow these steps to use previous year papers effectively:

  • 1. Review the syllabus: Understand the prescribed topics and selection stages before starting practice.
  • 2. Solve papers independently: Attempt available question papers without checking the answers during the test.
  • 3. Analyse your performance: Review incorrect answers and identify topics that need improvement.
  • 4. Practise typing and shorthand: Work on typing accuracy and English shorthand transcription alongside written-test preparation.
  • 5. Revise regularly: Revisit difficult questions and practise similar questions to improve speed and accuracy.

SCI Senior Personal Assistant Exam Preparation Tips

  • Give regular attention to English grammar, vocabulary, and comprehension.
  • Practise computer knowledge and general awareness according to the applicable examination pattern.
  • Improve typing speed while maintaining accuracy.
  • Practise English shorthand at the prescribed speed and focus on accurate transcription.
  • Take timed mock tests to monitor progress and improve exam readiness.

How to Improve Typing Speed and Shorthand for SCI SPA

Candidates preparing for the SCI Senior Personal Assistant (SPA) examination should practise typing and English shorthand regularly to improve speed, accuracy, and overall performance in the skill tests. The following tips can help candidates prepare effectively:

  • Practise Typing Daily: Spend at least 20–30 minutes typing English passages to improve speed and accuracy.
  • Focus on Accuracy First: Avoid frequent spelling, punctuation, and formatting errors before trying to increase typing speed.
  • Practise English Shorthand: Build familiarity with shorthand outlines, common phrases, and frequently used words.
  • Improve Transcription Skills: Regularly convert shorthand notes into typed passages while maintaining accuracy.
  • Use Timed Practice Sessions: Simulate the actual test conditions to become comfortable with time limits and performance requirements.
  • Review Mistakes: Identify missed words, spelling errors, and transcription mistakes after each practice session.
  • Track Your Progress: Maintain a record of typing speed, accuracy, and shorthand performance to measure improvement.
  • Practise with Mock Tests: Attempt skill-test exercises based on the applicable SCI SPA recruitment requirements.

Most Scoring Topics in UIIC AO Prelims Exam 2026, Check High Weightage Topics

The UIIC AO Prelims Exam 2026 requires candidates to manage their time effectively across English Language, Reasoning Ability, and Quantitative Aptitude. With only 20 minutes available for each section, identifying high-scoring topics can help candidates improve their attempts and maintain accuracy.

Most Scoring Topics in UIIC AO Prelims Exam 2026

Topics such as Simplification, Inequality, Syllogism, Cloze Test, and Error Detection can be prioritised before moving to lengthy questions like complex puzzles and Data Interpretation sets. Candidates should focus on topics that are comparatively quick to solve and offer a good chance of answering correctly. The following subject-wise list highlights the important areas to practise first.

UIIC AO Admit Card 2026: Check Now

1. Most Scoring Topics in Quantitative Aptitude

The Quantitative Aptitude section carries 35 marks. Candidates should begin with calculation-based questions before attempting lengthy Data Interpretation sets and arithmetic problems.

High-Scoring Topics to Attempt First

  • Simplification and Approximation: Practise BODMAS, percentages, squares, cubes, powers and square roots to improve calculation speed.
  • Quadratic Equations: Focus on factorisation and comparing the roots of two equations.
  • Number Series: Practise missing-number and wrong-number series based on differences, squares, cubes, and other common patterns.

Topics Requiring Moderate Time

  • Data Interpretation: Practise tabular, bar graph, line graph and pie chart questions. Begin with direct ratio, percentage and comparison-based calculations.
  • Arithmetic Word Problems: Give priority to percentages, profit and loss, ratio and proportion, ages and simple and compound interest.
  • Questions involving mixtures and alligation, probability and other calculation-heavy concepts can be attempted later if time permits.
  • Preparation tip: Build speed in basic calculations and practise selecting manageable DI sets. Do not spend too much time on a single question when other questions are still pending.

2. Most Scoring Topics in Reasoning Ability

Reasoning Ability carries 35 marks and includes both standalone questions and multi-question puzzle sets. Candidates should secure marks from familiar miscellaneous topics before moving to lengthy arrangements.

High-Scoring Topics to Attempt First

  • Inequality: Practise direct and coded inequalities, including questions involving chained relationships.
  • Syllogism: Learn standard conclusions and practise Venn diagrams and other commonly used solving methods.
  • Coding-Decoding: Focus on letter-based, number-based, and substitutional coding patterns.
  • Direction and Distance: Practise questions involving turns, distances, and final directions.
  • Blood Relations: Learn family relationships and solve short family-tree problems.
  • Alphanumeric and Symbol Series: Focus on position-based questions, symbol arrangements, and sequence patterns.

High-Weightage Topics to Attempt Selectively

Start with a familiar puzzle that has a clear set of conditions. Avoid beginning with a complex, variable-heavy arrangement if it is likely to consume several minutes without producing useful progress. Important puzzle types include:

  • Linear seating arrangement
  • Circular and square seating arrangement
  • Floor and flat-based puzzles
  • Month- and date-based puzzles
  • Designation-based puzzles

Preparation tip: Practise standalone reasoning questions first, but do not ignore puzzles completely. Regular set-based practice is essential for improving performance in this section.

3. Most Scoring Topics in English Language

The English Language section carries 30 marks. Candidates with a strong understanding of grammar, vocabulary, and sentence structure can improve their scores by attempting familiar question types first.

High-Scoring Topics to Attempt First

  • Cloze Test: Use the context of the passage, grammar, and vocabulary to identify suitable words.
  • Error Detection: Revise subject-verb agreement, tenses, articles, prepositions, and pronoun usage.
  • Sentence Improvement: Identify grammatical errors and choose the most appropriate correction.
  • Word Swap: Check whether words have been placed in the correct positions according to the meaning of the sentence.
  • Misspelt Words: Revise common spelling patterns and frequently confused words.
  • Single Fillers: Use grammatical structure and sentence context to select the correct option.
  • Sentence Rearrangement: Identify the opening sentence, logical connections, and the correct sequence of ideas.

Topics Requiring Moderate Time

Reading Comprehension can offer several marks from a single passage, but the time required depends on its length and difficulty. Begin with direct, fact-based questions and vocabulary questions before attempting inference-based questions.

Preparation tip: Revise grammar rules regularly and practise short sectional tests. Avoid spending too long on an unfamiliar passage or a question with confusing options.

Important Exam Strategy for UIIC AO Prelims 2026

Candidates should follow a practical approach to make the most of the 20-minute sectional time limit.

  • Prioritise familiar questions: Start with topics where you can answer accurately without lengthy calculations or repeated analysis.
  • Use the first 7–8 minutes strategically: Aim to complete a useful portion of standalone questions early, depending on the paper’s difficulty. Do not treat a fixed number of attempts as compulsory.
  • Choose puzzle and DI sets carefully: Read the conditions and estimate the difficulty before committing to a complete set.
  • Keep accuracy in focus: The examination has negative marking of one-fourth of the marks assigned to a question for each incorrect answer, as specified in the applicable notification.
  • Practise within sectional limits: Take mock tests with separate 20-minute timers and analyse your speed, accuracy, and question selection afterwards.
  • Prepare for sectional cut-offs: Give adequate attention to all three sections rather than relying entirely on one strong subject. Verify the applicable qualifying requirements in the official notification.

SBI Clerk Prelims Cut Off 2026 Out For Backlog Vacancies, Check Category-Wise Cut Off Marks

The State Bank of India (SBI) released the SBI Clerk Prelims Cut Off 2026 for 1,538 backlog vacancies on 17 October 2026, along with the preliminary examination result. The Junior Associate (Customer Support & Sales) Prelims examination was conducted on 16 September 2026. Candidates can check the category-wise qualifying marks to determine whether they have cleared the preliminary stage.

SBI Clerk Prelims Cut Off 2026 Released for Backlog Recruitment

The cut-off marks help candidates assess their eligibility for the SBI Clerk Mains Exam 2026. Applicants who appeared in the exam held on 16 September can check the official cut-off and result details through SBI’s recruitment portal. This recruitment drive covers 1,538 backlog posts, and candidates should refer specifically to the cut-off applicable to this special recruitment rather than the regular SBI Clerk recruitment.

Also Check, SBI Clerk Prelims Result 2026 Out for Backlog Vacancies

SBI Clerk Prelims Cut Off For Backlog Vacancies

The SBI Clerk Prelims Cut Off 2026 for Backlog Vacancies can be checked state-wise and category-wise below, based on the cut-off marks.

State/UT SC ST OBC
Andhra Pradesh — —
Assam — 62.25 —
Bihar 73.50 — —
Chandigarh — — 87.25
Chhattisgarh — —
Delhi — — 86.25
Gujarat — —
Himachal Pradesh 84.50 — —
Jammu & Kashmir — —
Jharkhand 76.25 —
Karnataka 74 —
Madhya Pradesh — 59.25 —
Maharashtra — —
Odisha — 35.5 —
Punjab — — 82.25
Rajasthan 82.75 47.75 —
Tamil Nadu 76 — —
Telangana — 68.75 —
Tripura — —
Uttar Pradesh — —
West Bengal — — 78.50

SBI Clerk Previous Year Cut Off

The previous years’ SBI Clerk cut-off marks offer candidates a useful reference for understanding state-wise competition and setting realistic score targets. By comparing the qualifying marks from 2019 to 2025, aspirants can identify differences across states and get a clearer idea of the scores needed to progress through the selection stages.

SBI Clerk Prelims Cut Off 2025

The SBI Clerk Cut Off 2025 serves as a useful benchmark for candidates to assess the expected qualifying marks for the SBI Clerk 2026 examination and understand the competition across different states and categories.

SBI Clerk Prelims Cut Off 2025
State/UT SC ST OBC EWS General
Andaman & Nicobar 67.5 41.25 67.5 63 67.5
Andhra Pradesh 60.75 60.75 60.75 60.75 60.75
Arunachal Pradesh 66.5 57.75 66.5 50 66.5
Assam 73.75 52 74 69.75 76
Bihar 66 59.25 74 74 74
Chhattisgarh 68 62.25 72.25 72.25 72.25
Delhi 72 56 76 78.25 78.25
Goa 55.75 31.25 55.75 47 55.75
Gujarat 72.5 61 72.5 72.5 72.5
Haryana 66.5 76.5 75.75 76.5 76.5
Himachal Pradesh 74.75 78.5 76.25 81.25 81.25
Jammu & Kashmir 77 69 75 73 81.75
Jharkhand 65 65.25 75.25 75.25 75.25
Karnataka 61 61 61 61 61
Kerala 63.5 47.5 74 36.5 74
Ladakh 0.25 0.25 0.25 0.25 0.25
Madhya Pradesh 73 54 81 81 81
Maharashtra 65.5 55 65.5 65.5 65.5
Manipur 61.75 61.75 61.75 27 61.75
Meghalaya 44.25 67 57 54.75 67
Nagaland 64.25 64.25 64.25 64.25 64.25
Odisha 66.5 54.25 75.5 75 75.5
Punjab 70.25 80.75 76.25 80.75 80.75
Rajasthan 69.75 65 77 77 77
Sikkim 69.25 62.75 75.25 71.5 77.5
Tamil Nadu 52 52 52 42.75 52
Telangana 52.5 52.5 52.5 52.5 52.5
Uttar Pradesh 72 61.75 79.25 79.5 79.5
Uttarakhand 66.75 66.5 74.25 77 79.5
West Bengal 74 67.75 74.75 65.75 81.5

SBI Clerk Mains Cut Off 2025

States UR SC ST OBC EWS
Andaman & Nicobar 79.50
Andhra Pradesh 94.50 80.25 75.75 91.25 85.50
Arunachal Pradesh
Assam 79
Bihar 87 63.25 81.75
Chhattisgarh 82 66.25 61 80.25 76.25
Delhi 90
Goa
Gujarat 83.50 74.25 81.75 78.25 77
Haryana 89.25
Himachal Pradesh 88.50 74.25 81.75 78.50 81.50
Jammu & Kashmir 90
Jharkhand 83
Karnataka 78.50
Kerala 84.75
Ladakh
Lakshadweep
Madhya Pradesh 90 69.50 60 83.50 82.75
Maharashtra 82
Manipur 89.75
Meghalaya 76.75
Mizoram 70
Nagaland
Odisha 85.75
Punjab 93.50
Rajasthan 88.25 69.75 65.75 82.75 83
Sikkim 85.75
Tamil Nadu 97.75 79.50 71.50 95.25 71
Telangana 84
Tripura 80.75 60 70
Uttar Pradesh 88.25 68.25 60 78.75 82.50
Uttarakhand 86.25 63.50 70 76.50 80.00
West Bengal 86.75 72.50

SBI Clerk Cut Off 2024

The SBI Clerk Cut Off 2024 provides valuable insight into the competition level and expected qualifying scores for the upcoming recruitment cycle, helping candidates set realistic target marks by analyzing the state-wise and category-wise cut-off trends from the previous year.

SBI Clerk Prelims Cut Off 2024

States/UT General  SC ST OBC EWS
Andaman & Nicobar
Andhra Pradesh 68.75 68.75 56.5 68.75 68.75
Arunachal Pradesh 68.75 68.75 56.5 68.75 68.75
Assam 60.75 58.25 40.25 58 30.75
Bihar 47.25 44.75 39.25 47.25 47.25
Chhattisgarh 29.5 29.5 29.5 29.5 0.00
Chandigarh 65.25 60 65.25 55.25 45.25
Delhi 67 62 49.50 60.75 56.75
Gujarat 47 47 25.75 47 47
Haryana 64 53.5 64 64 64
Himachal Pradesh 68.50 60.75 66.75 61.25 66.5
Jammu 66.50 51.75 26.25
Jharkhand 42.25 39.25 42.25 42.25 38.5
Karnataka 72.5 70.5 62.25 72.5 72.5
Kerala 64 53.75 39.75 64 2.50
Madhya Pradesh 49.25 49.25 49.25 49.25 49.25
Maharashtra 44.75 44.75 40 44.75 44.75
Meghalaya 54.75 54.75 53.5 54.75 54.75
Manipur 37 37 37 37 5.25
Odisha 64.25 55 41.5 64.25 52
Punjab 60.25 49.75 60.25 57 55
Rajasthan 59.5 57 47 59.5 59.5
Sikkim 39.75 39.75 38.5 39.75  3.5
Tamil Nadu 55.50 55.50 55.50 55.50 36.75
Telangana 60 60 60 60 60
Tripura 64
Uttar Pradesh 61.75 56 45.75 61.75 61.75
Uttarakhand 64.75 51.25 53.75 63.75 55.75
West Bengal 61.25 51.75 42.75 45.75 0.00

SBI Clerk Mains Cut Off 2024

State/UT General EWS OBC SC ST
Andaman & Nicobar 71 70 68 — 60
Andhra Pradesh 90.25 — — — —
Arunachal Pradesh 70 70 — — 60
Assam 77.5 70 69 66.25 60
Bihar 80.5 76.5 75 60 60
Chandigarh 89.5 66.75 69.5 66.75 —
Chhattisgarh 75 — 73.25 — —
Delhi 87 — 76.5 60 60
Gujarat 77 70 60 67.5 60
Haryana 87.5 80 77.5 — 64.75
Himachal Pradesh 85.5 76.25 71.5 68.75 66.5
Jammu 84 70 68 67 63.75
Jharkhand 77.25 70 71.5 60 60
Karnataka 83 — 75.75 67 63.25
Kerala 84.25 70 79.75 60.75 60
Ladakh 70 60 60 60 65.5
Madhya Pradesh 80.5 73.5 75.5 — 60
Maharashtra 82 — 77.5 73.5 60
Manipur 76.5 76.25 70 72.25 64
Meghalaya 74.5 — 72 — —
Mizoram 71 — 60 62.25 —
Nagaland 70 70 — — 61.25
Odisha 85.25 74.75 79.75 61.75 60
Punjab 74.5 70 72 — 61
Rajasthan 85 76 80.25 65 60
Sikkim 71.5 70 70.5 62 60
Tamil Nadu 89 86.25 70 74 84.25
Telangana 81.25 — 81.25 74 66.5
Tripura 79.5 — — — —
Uttar Pradesh 82.75 75.75 74 63 63
Uttarakhand 84.5 76.5 70.75 64.75 62.75
West Bengal 82 70 69 65 60

SBI Clerk Cut Off 2023

To get a job at the State Bank of India as a Clerk in 2026, candidates need to meet or score above the SBI Clerk Cut Off. The SBI Clerk Cut Off 2023 for Prelims and Mains was different for each state and category. Candidates had to score at least the minimum qualifying marks to move to the next stage of the selection process. The exact minimum qualifying marks for each state and category are available in the given section.

SBI Clerk Prelims Cut Off 2023

Aspirants should be well acquainted with the SBI Clerk Cut Off for Prelims which has been published in a category-wise and state-wise manner along with the SBI Clerk Result and Score Card. As per the cut off marks, West Bengal has the highest cut off, i.e. 80 (UR category).

SBI Clerk Prelims Cut Off 2023
State Vacancies Category
General EWS OBC SC ST
Andaman & Nicobar 20 – – – – –
Andhra Pradesh 50 56.5 56.5 56.5 56.5 54
Arunachal Pradesh 69 41 – – – –
Assam 430 65 68.5 61.25 65 43.75
Bihar 415 51 51 51 47.5 44
Chhattisgarh 212 62.5 59.5 62.5 59 51.75
Delhi 437 57.25 45 54 56 39.5
Gujarat 820 51.50 51.5 51.5 51.5 37.5
Haryana 267 58 – – – –
Himachal Pradesh 180 64 55.5 52 55.25 62.75
Jammu & Kashmir 88 66 – – – –
Jharkhand 165 56.50 – – – –
Karnataka 450 56 – – – –
Kerala 47 76.25 – – – –
Ladakh 50 – – – – –
Lakshadweep 3 – – – – –
Madhya Pradesh 288 67.50 67.50 67.50 63.25 48.50
Maharashtra 100 71.75 71.75 71.75 – 63.25
Manipur 26 – – – – –
Meghalaya 77 34.25 – – – –
Mizoram 17 – – – – –
Nagaland 40 – – – – –
Odisha 72 77 73.25 77 65.25 57
Puducherry 4 – – – – –
Punjab 180 68.5 – – – –
Rajasthan 940 57.25 57.25 57.25 56 50
Sikkim 4 58.50 – – – –
Tamil Nadu 171 65.5 56.25 65.5 65.5 65.5
Telangana 525 42.5 42.5 42.5 42.5 42.5
Tripura 26 61 – – – –
Uttar Pradesh 1781 60.50 60.50 60.50 53.50 43.50
Uttarakhand 215 63.50 – – – –
West Bengal 114 80 70.5 73.5 71.75 66

SBI Clerk Mains Cut Off 2023

The SBI Clerk Mains Cut Off 2023 has been provided below category-wise as well as state-wise. The Mains cut off for SBI Clerk 2023 depends on factors such as job openings, exam difficulty, and the number of candidates.

SBI Clerk Mains Cut off 2023
State/UT General OBC SC ST EWS
Andaman & Nicobar Islands 74.75
Andhra Pradesh 78.75 73.50 66.75 60.00 70.25
Assam 76.75 67.25 68.75 60 70
Bihar 78 73 60 60 73.75
Delhi 81.75 71.25 67.25 60 73.25
Gujarat 76.75 70.75 68.50 60 71.50
Haryana 80.75 70.75 61.25 # 72.75
Himachal Pradesh 80.75 67.75 65 68.25 73.25
Jammu & Kashmir 79.5 63.5 72.75 60 70
Jharkhand 78.25 73.50
Karnataka 75.25 70.75 61 60 70
Ladakh 70 60 60 60.75 70
Madhya Pradesh 80.75 75.25 68.25 60 75.25
Maharashtra 86.50 83.25 76.75 67.75 81.75
Manipur # 70 65 74.25 75
Odisha 85.25
Punjab 81.75 70 65.75 71.75
Rajasthan 80 75 60 64 73.25
Tamil Nadu 84.25 82.50 68.50 72.25 70
Telangana 76.75 73.25 65.75 61.25 70
Tripura 77.75 # 68.25 60 70
Uttar Pradesh 80.75 71.25 63.25 60 73.75
Uttarakhand 80.75 69.50 61.50 67.50 73.50
West Bengal 86.50 75.75 70.50 66.75 74.75

SBI Clerk Cut Off 2022

In 2022, the SBI Clerk Cut Off varied on how tough the exam was and how many candidates appeared. The Prelims cut-off was higher than in previous years because there were more vacancies and candidates performed well. The Mains cut-off was based on the total marks from all sections, and only those who scored above it were considered for the final selection.

SBI Clerk Prelims Cut Off 2022

SBI Clerk Prelims Cut Off 2022

State/UT

General (Out of 100)

OBC

SC

ST

EWS
Andaman & Nicobar 67 67 67 52 67
Daman & Diu 55.5 55.5 55.5 55.5 55.5
Arunachal Pradesh 48 48 48 48 48
Goa 45 45 45 45 45
Assam 69.25 69.25 68.5 58 69.25
Chhattisgarh 72.75 72.75 66.25 56.5 70.25
Delhi 82.75 78.5 77.75 65.75 80.5
Gujarat 72.25 72.25 71 50.25 72.25
Haryana 82.5 80 74.5 82.5  82.5 
Himachal Pradesh 79.5 71.75   71.75  75.25  78.75
Jammu & Kashmir 77.25 69.25 71.75 56.25 72
Karnataka 64.50 64.5 64.5 62 64.5
Kerala 68 68 56 35 38.25
Madhya Pradesh 74.75 74.75 66.5 57.5 74.75
Maharashtra 65.5 65.5 65.5 58 65.5
Manipur 49 49 49 49 40.75
Meghalaya 64.75 64.75 64.75 59 64.75
Odisha 77 77   66.25  56.5 76.75 
Punjab 80.75 75.5 70.5 80.75 80.75
Rajasthan 75 75 67.75 53.25 75
Tamil Nadu 62.25 62.25 62.25 62.25 61.25
Telangana 69 69 69 69 69
Tripura 74.5 74.5 71.5 66 66.5
Sikkim 66.5 66.5 57.5 49.5 66.5
Uttar Pradesh 77.5 76.5 68.25 62.75 77.5
Uttarakhand 78.75 74.5 67 62 76.75
West Bengal 78.5 72.25 71 60.75 71.5

SBI Clerk Mains Cut Off 2022

SBI Clerk Mains Cut Off 2022
State/UT General
Arunachal Pradesh 70
Assam 72
Chhattisgarh 77.25
Goa 70
Gujarat 74.5
Haryana 85.5
Himachal Pradesh 85.75
Jammu & Kashmir 77
Delhi 89.75
Karnataka 70.75
Madhya Pradesh 78.25
Maharashtra 76
Manipur 70
Odisha 78.75
Puducherry 72
Punjab 84.25
Rajasthan 80.5
Tamil Nadu 78
Telangana 78.25
Uttar Pradesh 82.75
Uttarakhand 83
West Bengal 80.5

SBI Clerk Cut Off 2021

In 2021, the SBI Clerk Cut Off showcased a competitive trend, for each state and category. The Prelims Cut Off was state-specific, requiring candidates to perform well across all sections to secure a spot in the Mains. The Mains Cut Off decided the performance of candidates for the final selection.

SBI Clerk Prelims Cut Off 2021

SBI Clerk Prelims Cut Off 2021 

State/UT

General

OBC

SC

ST

EWS
Andaman & Nicobar 66.25
Arunachal Pradesh 69.25 69.25 69.25 55.75 69.25
Assam 68.5 67.75 67.50 60 67.25
Chandigarh 76.5 76.50 64 62.75 73
Delhi 83        
Gujarat 64.5 64.5 63.50 49 64.50
Haryana 79.75 76      
Himachal Pradesh 80.25        
Jharkhand 69.25
Karnataka 64.25        
Kerala 69
Madhya Pradesh 81.25
Maharashtra 66.25 66.25   56 66.25
Odisha 82        
Punjab 75.5
Rajasthan 77.75        
Tamil Nadu 61.75        
Telangana 73.75        
Uttar Pradesh 81.25 78 70 55.25 81.25
Uttarakhand 81.75 73 66.75 66.75 75.25
West Bengal 79.5 76 64.75 79.75 79.75

SBI Clerk Mains Cut Off 2021

SBI Clerk Mains Cut Off 2021
State/UT General OBC
Andaman & Nicobar Islands 86.25
Assam 88 77.25
Bihar 85.5
Chhattisgarh 94.75
Delhi 99
Gujarat 87 78.25
Haryana 99.5 87
Himachal Pradesh 99.5 85.75
Karnataka 86 80.25
Kerala 95 88.75
Madhya Pradesh 97.75
Maharashtra 88.25 81
Odisha 95.5
Punjab 94.5
Rajasthan 94.25
Tamil Nadu 90.5 87.5
Telangana 94 87.25
Uttar Pradesh 95.75
Uttarakhand 96.25
West Bengal 95.25

SBI Clerk Cut Off 2020

The SBI Clerk Cut Off 2020 has been released separately for Prelims and Mains. Candidates who scored the minimum qualifying marks in Prelims were shortlisted for Mains. Those who met or exceeded the cut off in Mains were finally selected. The given section provides details on the SBI Clerk Cut Off 2020 for both Prelims and Mains.

SBI Clerk Prelims Cut Off 2020

SBI Clerk Prelims Cut Off 2020
State General
Uttarakhand 69.75
Gujarat 56.75
Madhya Pradesh 68.75
Jharkhand 68.25
Uttar Pradesh 71
Punjab 77.50
Tamil Nadu 62
Rajasthan 68.75
Delhi 76.25
Chandigarh 76
Andhra Pradesh 68
West Bengal 67.50
Odisha 68.25
Karnataka 58.75
Himachal Pradesh 66
Telangana 66
Maharashtra 59.75
Bihar 68.75
Kerala 69.75

SBI Clerk Mains Cut Off 2020

SBI Clerk Mains Cut Off 2020
State/UT Name General OBC EWS SC ST
Punjab 96.25 78.75 88 69.25
Delhi 98.75 83 87.5 73.5 62.25
Chandigarh 96.75 81.75 94.75 77.25
Madhya Pradesh 89.25 81.5
Karnataka 80.5 75.25 74.25 64.25 60
Tamil Nadu 92.75 89.75 72.25 74.75 60.75
Rajasthan 90.25 82.75 80.75 66.5 60
Uttarakhand 91
Andhra Pradesh 88.75 83.75
West Bengal 86.75 69.25 70.75 65.5 60
Gujarat 82.75 73 74.5 66 60
Maharashtra 84 77.5 76.5 75.5 60
Telangana 86.75 81.75 81.5 69.25 60.75
Uttar Pradesh 90.25 78 82.25 64.25 60
Himachal Pradesh 87.25 72

SBI Clerk Cut Off 2019

The SBI Clerk Cut Off in 2019 had been decided based on the exam’s difficulty level and the number of vacancies. The minimum qualifying marks for Prelims and Mains were important and depended on how well candidates performed in different sections. The cut off for both stages was out of 100 and varied based on the candidate’s state and category.

SBI Clerk Prelims Cut Off 2019

SBI Clerk Prelims Cut Off 2019
State General
Uttar Pradesh 72.25
Uttarakhand 75.25
Chhattisgarh 57.50
Bihar 76.25
Jharkhand 75
Assam 57
Maharashtra 62.50
Madhya Pradesh 73.50
J & K 81.75
Karnataka 48.50
Kerala 78
Odisha 73.5
Delhi 71.25
Chandigarh 77.25
West Bengal 73.25
Rajasthan 71
Telangana 68.50
Punjab 76.25
Haryana 75.25
Gujarat  65.5
Andhra Pradesh 74.75
Tamil Nadu 61.25
Himachal Pradesh 71.75

SBI Clerk Mains Cut Off 2019

SBI Clerk Mains Cut Off 2019
State General 
Bihar 76.25
Maharashtra 62.25
Kerala 70.25
Telangana 68.50
Assam 57.00
Jammu & Kashmir 81.75
Himachal Pradesh 71.75
Karnataka 48.50
West Bengal 73.25
Odisha 73.50
Andhra Pradesh 74.75
Rajasthan 71.00
Delhi 71.25
Chandigarh 77.25
Uttarakhand 75.25
Gujarat 65.50
Madhya Pradesh 73.50
Jharkhand 75.00
Uttar Pradesh 72.25
Punjab 76.25
Tamil Nadu 61.25

SBI Clerk Cut Off Comparison of Last 5 Years

Below is a compilation of the SBI Clerk cut-off marks from the past five years, offering candidates a clear view of the minimum scores required to move forward in the selection process. The cut-off marks vary each year, influenced by factors such as the total number of vacancies, the difficulty level of the exam, and the overall candidate performance.

SBI Clerk Prelims Cut Off Trend of Last 5 Years

To succeed in the SBI Clerk exam, candidates should be aware of the SBI Clerk Prelims Cut Off for the Last 5 Years, as it reflects the difficulty level of the exam over the past few years. By analyzing the cut-off trend, candidates can get a better idea of the expected difficulty for the upcoming examination. The table below shows the state-wise cut-off for the SBI Clerk Prelims exam from 2018 to 2023.

SBI Clerk Cut Off Trend (Prelims)
States 2023 2022 2021 2020 2019
Uttarakhand 63.50 78.75 81.75 69.75 75.25
Gujarat 51.50 72.25 64.5 56.75 65.5
Madhya Pradesh 67.50 74.75 81.25 68.75 73.50
Assam 65 69.25 68.5 68.25 57
Uttar Pradesh 60.50 77.5 81.25 71.00 72.25
Punjab 68.50 80.75 75.5 77.50 76.25
Tami Nadu 65.50 62.25 61.75 62 61.25
Rajasthan 57.25 75 77.75 68.75 71
Delhi 57.25 82.75 83 76.25 71.25
Chandigarh – – 76.5 76 77.25
Arunachal Pradesh 41 48 69.25 68 –
West Bengal 80 78.5 79.5 67.5 73.25
Andaman & Nicobar – 67 66.25 68.25 –
Daman & Diu – 55.5 – – –
Odisha 77 77 82 58.75 73.5
Karnataka 56 64.50 64.25 66 48.50
Goa – 45 – – –
Himachal Pradesh 64 79.5 80 69.75 71.75
Kerala 76.25 68 80.25 72.75 78
Haryana 58 82.5 79.75 66 75.25
Telangana 42.50 69 73.75 59.75 68.50
Maharashtra 71.75 65.5 66.25 68.75 62.50
Tripura 61 74.5 – – –
Bihar 51 – – 68.75 76.25
Manipur – 49
Chhattisgarh 62.5 72.75 – – 57.50
Sikkim 58.50 66.5 – – –
Jharkhand 56.50 – – – 75
Andhra Pradesh 56.5 – – – 74.75
Meghalaya 34.25 64.75 – – –
Nagaland – – – – –
J&K 66 77.25 – – 81.75

SBI Clerk Mains Cut Off Trend of Last 5 Years

The table below provides the State Bank of India Clerk Mains Exam Cut Off Trend for various states and UTs. This state-wise cut-off analysis helps candidates understand the different levels of competition in each region, enabling them to prepare more effectively for the SBI Clerk examination.

SBI Clerk Cut Off Trend State-Wise (Mains)
State/ UT 2023 2022 2021 2020 2019
Andaman & Nicobar Islands 74.75 70 86.25 – –
Andhra Pradesh 78.75 – – 88.75 74.75
Assam 76.75 72 88 – 57.00
Bihar 78 – – – 76.25
Chandigarh – – – 96.75 77.25
Chhattisgarh – 77.25 94.75 – –
Delhi 81.75 89.75 99 98.75 71.25
Goa – 70 – – –
Gujarat 76.75 74.5 87 82.75 65.50
Haryana 80.75 85.5 99.5 – –
Himachal Pradesh 80.75 85.75 99.5 87.25 71.75
Jammu & Kashmir 79.50 77 – 81.75 –
Jharkhand 78.25 – – – 75.00
Karnataka 75.25 70.75 86 80.5 48.50
Kerala – – 95 – 70.25
Madhya Pradesh 80.75 78.25 97.75 89.25 73.50
Maharashtra 86.50 76 88.25 84 62.25
Manipur – 70 – – –
Meghalaya – – – – –
Mizoram – – – – –
Nagaland – – – – –
Odisha 85.25 78.75 95.5 – 73.50
Puducherry – 72 – – –
Punjab 81.75 84.25 94.5 96.25 76.25
Rajasthan 80 80.5 94.25 90.25 71.00
Tamil Nadu 84.25 78 90.5 92.75 61.25
Telangana 76.75 78.25 94 86.75 68.50
Tripura 77.75 – – – –
Uttar Pradesh 80.75 82.75 95.75 90.25 72.25
Uttarakhand 80.75 83 96.25 91 75.25
West Bengal 86.50 80.5 95.25 86.75 73.25

Top Performing States and Competition in SBI Clerk Exams

Analyzing the SBI Clerk Prelims and Mains cut-off trends over the past five years reveals which states have historically exhibited the highest competition. States like Delhi, West Bengal, Punjab, Kerala, and Karnataka consistently show higher cut-off scores, reflecting a larger number of aspirants and intense competition.

Key Insights:

  • Delhi: Maintained one of the highest cut-offs across multiple years, indicating a highly competitive environment for aspirants.
  • West Bengal: Consistently among the top-performing states, with cut-offs often above 78 in the Prelims.
  • Karnataka: Emerging as a competitive state in recent years, especially in 2024, with a cut-off of 72.5.
  • Punjab & Kerala: Regularly report high cut-offs, reflecting the need for precision and strong preparation.
  • Competition Patterns: Aspirants from these states must focus on accuracy, time management, and consistent practice to secure a place in the Mains.

Tie-breaking Policy in SBI Clerk

State Bank of India has implemented a Tie-Breaking Policy, i.e. used when two or more candidates achieve the same score in the examination. The SBI Clerk Tie-Breaking Policy has been mentioned below:

  1. Category Preference: Priority will first be given to candidates from the SC, ST, OBC, and PH categories.
  2. Fewer Incorrect Answers: Candidates with fewer incorrect answers across all subjects will be given the next level of preference.
  3. Age Consideration: Finally, if necessary, preference will be given to older candidates based on age.
Related Posts
SBI Clerk Previous Year Papers SBI Clerk Salary
SBI Clerk Syllabus SBI Clerk Mock Test

NICL AO Notification 2026 Out for 321 Administrative Officer Post, Apply Online Start on 8 October

The NICL AO Recruitment 2026 notification has been released by the National Insurance Company Limited (NICL) for 321 Administrative Officer (AO) Scale-I vacancies, including 200 Generalist and 121 Specialist posts. The online application process started on 8 October 2026, and eligible candidates can apply online till 28 October 2026. The NICL AO Prelims Exam 2026 is scheduled for 17 November 2026, while the Mains Exam will be held on 22 December 2026.

NICL AO Notification 2026 Out

The NICL AO Recruitment 2026 involves a three-stage selection process comprising the Preliminary Examination, Main Examination, and Interview. Applicants are advised to read the official notification carefully before registering to understand the discipline-wise vacancies, eligibility requirements, prescribed age limit, application charges, and recruitment guidelines.

Are You Preparing For NICL AO 2026??

Note: In a major update this year, AO in NICL starting basic pay has been increased to Rs. 82,485, making the revised salary structure more attractive for candidates. The total monthly emoluments are approximately Rs. 1,14,000 in Metropolitan Centres, subject to the rules applicable from time to time.

NICL Administrative Officer Recruitment 2026: Overview

The Prelims will take place on 17 November 2026, while the Mains is scheduled for 22 December 2026.

Particulars Details
Organisation National Insurance Company Limited (NICL)
Post Name Administrative Officer (AO) Scale-I
Recruitment NICL AO Recruitment 2026
Total Vacancies 321
Specialist Disciplines Finance, Legal, Information Technology, Automobile Engineering, Risk Engineering, Company Secretary, Agriculture
Application Mode Online
Age Limit 21 to 30 years
Age As On 1 October 2026
Educational Qualification Graduation/discipline-specific qualification as prescribed for the respective post
Selection Process Phase-I Online Examination → Phase-II Online Examination → Interview
Salary ₹1,14,000 per month (approximately)
Job Location All India
Official Website nationalinsurance.nic.co.in/

NICL AO 2026: Important Dates

Candidates should keep track of the following important dates for the recruitment process.

Events Dates
NICL AO Notification 2026 7 October 2026
Online Registration Begins 8 October 2026
Last Date to Apply Online 28 October 2026
Phase-I Online Examination 17 November 2026
Phase-II Online Examination 22 December 2026

NICL AO Notification PDF

The NICL AO Notification 2026 has been released by the National Insurance Company Limited (NICL) for 321 Administrative Officer (Generalist and Specialist) Scale-I vacancies. Candidates can download the official notification PDF to check complete details about vacancies, eligibility criteria, application dates, exam pattern, selection process, salary, and other important instructions.

NICL AO Recruitment 2026: Notification PDF

NICL AO Vacancy 2026 Out

NICL has announced a total of 321 vacancies for Administrative Officer Scale-I posts. Out of these, 200 vacancies are for Generalist officers, while 121 vacancies are available for various specialist disciplines.

Discipline Vacancies
Finance (CA & CMA) 20
Legal 20
Information Technology 11 (including backlog)
Automobile Engineers 20
Risk Engineers 28
Company Secretaries 2
Agriculture 20
Total Specialist 121
Generalist 200
Total Vacancies 321

Note: Candidates must note that they can apply for only one discipline. If multiple applications are submitted, only the latest valid completed application will be retained, while the fee paid for other registrations will be forfeited.

NICL AO 2026: Who Should Apply?

The recruitment provides opportunities for candidates from both general and specialized academic backgrounds. Candidates with the required qualifications can consider the post based on their discipline.

  • Generalist candidates can apply for the 200 Generalist vacancies if they meet the prescribed eligibility conditions
  • Finance professionals with the required CA/CMA qualification can apply for Finance posts.
  • Candidates from Law, IT, Automobile Engineering, Risk Engineering, Company Secretary, and Agriculture backgrounds can apply for the respective specialist posts.
  • Candidates should check the detailed eligibility criteria before selecting a discipline.

NICL AO Eligibility Criteria 2026

Candidates must fulfill the prescribed age limit and educational qualification to apply for the NICL AO Recruitment 2026. The eligibility criteria differ for the Generalist and Specialist posts. The key details are given below.

Educational Qualification

The educational qualification for NICL AO Recruitment 2026 varies by discipline. Candidates must possess the prescribed qualification from a recognised university or institution, and the result must have been declared on or before 1 October 2026.

Discipline Required Qualification
Generalist Graduation or post-graduation in any discipline with the prescribed minimum marks
Finance (CA & CMA) CA from ICAI or CMA from the Institute of Cost Accountants of India, along with graduation/post-graduation in any discipline as prescribed
Legal Graduation or post-graduation in Law
Information Technology B.E./B.Tech./M.E./M.Tech. in Computer Science or Information Technology, or MCA
Automobile Engineer Degree in Automobile Engineering, or an engineering degree with a diploma of at least one year in Automobile Engineering
Risk Engineer Engineering graduation or post-graduation in a discipline other than the specified IT and Automobile Engineering disciplines
Company Secretary ACS/FCS from ICSI, along with graduation/post-graduation in any discipline
Agriculture Four-year graduation or a relevant postgraduate qualification in Agriculture, Agricultural Biotechnology or Agricultural Engineering

Note: For most disciplines, candidates must have secured 60% marks, with a relaxation to 55% for SC/ST/PwBD candidate

Age Limit

Particulars Details
Minimum Age 21 years
Maximum Age 30 years
Age Cut-off Date 1 October 2026

Age Relaxation

Category Age Relaxation
SC/ST 5 years
OBC (Non-Creamy Layer) 3 years
PwBD – Gen/EWS 10 years
PwBD – SC/ST 15 years
PwBD – OBC 13 years
Eligible Ex-Servicemen 5 years
Defence personnel disabled in operations 3 years
Existing confirmed employees of Public Sector General Insurance Companies 8 years

Nationality and Other Conditions

Candidates applying for NICL AO 2026 must satisfy the nationality conditions specified in the official notification. Eligible categories include:

  • Citizens of India.
  • Subjects of Nepal or Bhutan.
  • Tibetan refugees who came to India before 1 January 1962 with the intention of permanently settling in India.
  • Persons of Indian origin who migrated from the countries specified in the notification with the intention of permanently settling in India.

Is There Experience Required for NICL AO Recruitment 2026?

No, prior work experience is not mentioned as a mandatory requirement for the NICL AO Recruitment 2026 in the available recruitment notice. Candidates who meet the prescribed educational qualification and age limit can apply for the respective Generalist or Specialist post.

NICL AO Application Fee 2026

The application fee varies according to the candidate’s category. The fee is non-refundable, and applicable bank transaction charges are to be borne by the candidate.

  • SC/ST/PwBD: Rs. 250
  • All Others: Rs. 1,000

NICL AO Apply Online 2026

Candidates interested in the NICL AO Recruitment 2026 can now apply online through the official website of the National Insurance Company Limited. The NICL AO Apply Online 2026 link has been activated and will remain active till 28 October 2026. Candidates should complete the application process before the deadline and keep a copy of the submitted form for future reference.

NICL AO Apply Online 2026: Active 

How to Apply for NICL AO Recruitment 2026?

Candidates can apply for the NICL Administrative Officer 2026 recruitment through the official NICL website. Follow the steps given below to complete the application form:

  • Visit the official NICL website: https://nationalinsurance.nic.co.in.
  • Go to the Recruitment section and click on the NICL AO Recruitment 2026 application link.
  • Click on “Apply Online” and complete the New Registration process.
  • Enter your basic details, mobile number, and email ID to register.
  • Note down the generated Registration Number and Password for future reference.
  • Fill in the application form with the required personal, educational, and other details.
  • Select the appropriate Generalist or Specialist discipline carefully.
  • Upload the required photograph, signature, and other documents in the prescribed format.
  • Preview the application form and verify all details carefully before final submission.
  • Pay the applicable application fee through the available online payment modes.
  • Submit the application form and download/save the final application form and payment receipt for future reference.

Documents Required for NICL AO Application

Candidates should keep the following documents and details ready before starting the NICL AO application process:

  • Recent passport-size photograph meeting the prescribed specifications.
  • Signature on white paper using black ink; the signature must not be written in capital letters.
  • Left thumb impression in the prescribed format.
  • Handwritten declaration in English, written by the candidate and not in capital letters.
  • Valid email ID and mobile number.
  • Educational qualification details and supporting certificates.
  • Category and disability certificates, wherever applicable.
  • Professional qualification documents for the relevant Specialist post.

Handwritten declaration in English

“I, ___________ (Name of the candidate), hereby declare that all information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

How to Choose Between Generalist and Specialist Posts?

NICL has announced 200 Generalist vacancies and 121 Specialist vacancies across Finance, Legal, Information Technology, Automobile Engineering, Risk Engineering, Company Secretary and Agriculture.

  • Choose Generalist if you have a graduation or post-graduation qualification in any stream and meet the prescribed eligibility criteria.
  • Choose Specialist if you possess the required professional or technical qualification for one of the notified specialist disciplines.
  • Consider the Mains pattern: Generalist candidates appear for five common sections, while Specialist candidates also have a separate Technical/Professional Knowledge section.
  • Check your educational background: Specialist applicants must have the specific qualification prescribed for their discipline, whereas Generalist applicants can apply with a degree or postgraduate qualification in any stream.
  • Compare the vacancies: Generalist posts account for 200 vacancies, while 121 vacancies are available across the specialist disciplines.
  • Select carefully: Candidates can apply for only one discipline, so the choice should be made after checking the eligibility criteria and understanding the examination requirements.

NICL AO Selection Process 2026

The NICL AO Recruitment 2026 selection process consists of three stages. Candidates have to qualify in each stage to move ahead in the recruitment process.

Stage Selection Process
Phase-I Online Examination
Phase-II Online Examination
Final Stage Interview

Note: The final selection is based on the marks obtained in the Main Examination and Interview, with an 80:20 weightage respectively.

NICL AO Prelims Exam Pattern 2026

The Preliminary Examination is common to all disciplines and carries 100 marks. It has a total duration of 60 minutes, with separate timings for each section.

Section Questions Marks Duration
English Language 30 30 20 minutes
Reasoning Ability 35 35 20 minutes
Quantitative Aptitude 35 35 20 minutes
Total 100 100 60 minutes

NICL AO Phase II Exam Pattern

The Main Examination consists of an Objective Test of 250 marks and a Descriptive Test of 30 marks. The objective test has separate sectional timings.

Generalist Officers

Section Questions Marks Time
Reasoning 50 50 40 minutes
General Awareness 50 50 30 minutes
Quantitative Aptitude 50 50 40 minutes
English Language 50 50 40 minutes
Computer Knowledge 50 50 30 minutes
Total 250 250 180 minutes

Specialist Officers

For Specialist Officers, the Main Examination contains the five common sections along with an additional test covering technical and professional knowledge of the relevant discipline. The total objective test carries 250 marks.

Section Questions Marks Time
Reasoning 40 40 35 minutes
General Awareness 40 40 20 minutes
Quantitative Aptitude 40 40 35 minutes
English Language 40 40 30 minutes
Computer Knowledge 40 40 25 minutes
Technical/Professional Knowledge 50 50 35 minutes
Total 250 250 180 minutes

Descriptive Test

The NICL AO Descriptive Test evaluates candidates’ English writing and comprehension skills. The test details are as follows:

  • Total Marks: 30
  • Duration: 30 minutes
  • Essay Writing: 10 marks
  • Précis Writing: 10 marks
  • Comprehension: 10 marks
  • Nature of Test: Qualifying
  • Evaluation: Marks are not considered for Interview shortlisting or final selection.

Negative Marking
There is a penalty for wrong answers in the objective tests of both Phase I and Phase II. One-fourth of the marks assigned to a question will be deducted for every incorrect answer, while no penalty is imposed for an unanswered question.

NICL AO Syllabus 2026

The NICL AO Syllabus 2026 covers subjects such as Reasoning Ability, Quantitative Aptitude, English Language, General Awareness and Computer Knowledge. Candidates applying for Specialist posts must also prepare for the Technical/Professional Knowledge section related to their respective disciplines.

NICL AO Prelims Syllabus 2026

The Preliminary Examination consists of three sections: English Language, Reasoning Ability and Quantitative Aptitude. Candidates should focus on the following important topics.

Subject Important Topics
English Language Reading Comprehension, Cloze Test, Error Detection, Fill in the Blanks, Para Jumbles, Sentence Improvement, Vocabulary
Reasoning Ability Puzzles, Seating Arrangement, Syllogism, Inequality, Coding-Decoding, Blood Relations, Direction Sense, Alphanumeric Series
Quantitative Aptitude Simplification, Number Series, Data Interpretation, Percentage, Ratio and Proportion, Profit and Loss, Time and Work, Time and Distance, Simple and Compound Interest

NICL AO Mains Syllabus 2026 for Generalists

The Generalist Mains examination includes five objective sections. Candidates should prepare both conceptual topics and current affairs to improve their performance.

Subject Important Topics
Reasoning Ability Puzzles, Seating Arrangement, Input-Output, Syllogism, Logical Reasoning, Data Sufficiency
General Awareness Current Affairs, Insurance Awareness, Financial Awareness, Government Schemes, Banking and Economic Updates, Static GK
Quantitative Aptitude Data Interpretation, Arithmetic, Probability, Permutation and Combination, Quadratic Equations, Number Series
English Language Reading Comprehension, Para Jumbles, Sentence Rearrangement, Error Detection, Vocabulary, Grammar
Computer Knowledge Computer Fundamentals, Hardware, Software, Operating Systems, Internet, Networking, MS Office, Cybersecurity

NICL AO Mains Syllabus 2026 for Specialists

Specialist candidates must prepare the common objective sections along with a separate Technical/Professional Knowledge paper based on their selected discipline.

Discipline Preparation Areas
Finance (CA/CMA) Accounting, Financial Management, Cost Accounting and relevant professional subjects
Legal Law subjects and legal principles relevant to the prescribed qualification
Information Technology Computer Science, Programming, Databases, Networking, Operating Systems and Cybersecurity
Automobile Engineering Automobile systems, Vehicle Technology and relevant engineering subjects
Risk Engineering Engineering fundamentals, Risk Assessment and relevant technical subjects
Company Secretary Company Law, Corporate Governance, Securities Regulations and Secretarial Practice
Agriculture Agronomy, Soil Science, Plant Breeding, Agricultural Economics and related subjects

NICL AO Descriptive Test Syllabus 2026

The Descriptive Test evaluates candidates’ English writing and comprehension skills. It is qualifying in nature, and its marks are not included in the final selection.

Component Marks
Essay Writing 10
Précis Writing 10
Comprehension 10
Total 30

NICL AO 2026: Can Candidates Apply for Multiple Disciplines?

No, candidates can apply for only one discipline under NICL AO Recruitment 2026. Applicants must select their preferred post carefully based on their educational qualifications, professional background, and eligibility requirements. The recruitment includes Generalist and Specialist positions across different disciplines.

Before submitting the application, candidates should keep the following points in mind:

  • Choose One Discipline: Candidates are not permitted to apply for multiple disciplines under the same recruitment.
  • Check Eligibility: Review the educational qualification and other eligibility conditions for the selected post before completing the application.
  • Select the Right Specialisation: Candidates applying for Specialist posts must possess the required qualification for their chosen discipline.
  • Avoid Multiple Registrations: If multiple applications are submitted, only the latest valid and complete application will be considered. The application fee paid for other registrations will not be refunded.
  • Verify Details Before Submission: Check all personal, educational, and professional details carefully before paying the application fee and submitting the form.

NICL AO Salary

The salary offered to Administrative Officers under NICL AO Recruitment 2026 includes an attractive basic pay along with various allowances and employee benefits. The starting basic salary is Rs. 82,485 per month, and the pay increases with regular increments as per the prescribed pay structure.

Key Highlights of NICL AO Salary 2026:

  • Post: Administrative Officer (Scale I)
  • Initial Basic Pay: Rs. 82,485 per month
  • Pay Scale: Rs. 82,485-4,050(14)-1,39,185-4,390(4)-1,56,745
  • Approximate Monthly Emoluments: Rs. 1,14,000 in metropolitan centres
  • Additional Benefits: Allowances and other benefits as applicable under company rules

NICL AO Probation Period and Service Bond

  • Candidates selected for the Administrative Officer post will be placed on probation for one year. The probation period may be extended twice, by six months on each occasion, subject to the conditions specified by NICL. Officers are required to pass the Insurance Institute of India’s non-life Licentiate Examination to qualify for confirmation.
  • Selected candidates must also comply with the minimum service bond and posting conditions mentioned in the official recruitment notification. The minimum service period is four years, including probation, and specified financial liabilities may apply in cases of resignation or termination covered by the bond conditions.
  • The initial posting is subject to a minimum stay of five years. Specialist Officers may also be required, at the company’s discretion, to continue in their respective specialisation for at least ten years. Candidates should read the notification carefully to understand the applicable bond and service obligations before accepting an offer.

NICL AO Previous Year Question Papers

Practising NICL AO Previous Year Question Papers helps candidates understand the question pattern, difficulty level and important topics. Candidates should solve previous papers for both Phase I and Phase II to improve speed, accuracy and time management before the NICL AO 2026 examination.

NICL AO Exam Centres 2026

The NICL AO Exam Centres 2026 are spread across various states and Union Territories to provide candidates with convenient examination locations. Applicants can check the available exam cities before filling out the application form and select their preferred centres as per the instructions in the official notification. The final examination centre will be mentioned on the admit card.

State/UT Exam City
Andhra Pradesh Vijayawada, Visakhapatnam, Ongole
Assam Guwahati, Dibrugarh, Silchar, Jorhat
Arunachal Pradesh Naharlagun
Bihar Patna, Gaya, Bhagalpur
Chandigarh Chandigarh/Mohali
Chhattisgarh Raipur, Bilaspur
Delhi-NCR Delhi-NCR
Goa Panaji
Gujarat / Dadra & Nagar Haveli / Daman & Diu Ahmedabad/Gandhinagar, Vadodara, Surat, Rajkot
Haryana Hisar, Faridabad, Gurgaon
Himachal Pradesh Shimla, Mandi
Jammu & Kashmir / Ladakh Srinagar, Jammu, Leh
Jharkhand Ranchi, Jamshedpur
Karnataka Bengaluru, Hubli/Dharwad, Mangalore, Mysore
Kerala Ernakulam/Kochi, Thiruvananthapuram, Kozhikode
Madhya Pradesh Bhopal, Indore, Gwalior, Jabalpur
Maharashtra Mumbai/Navi Mumbai/Thane/MMR, Nagpur, Pune, Chhatrapati Sambhaji Nagar, Nashik
Manipur Imphal
Meghalaya Shillong
Mizoram Aizawl
Nagaland Kohima, Dimapur
Odisha Bhubaneswar, Cuttack, Rourkela, Berhampur
Puducherry Puducherry
Punjab Amritsar, Ludhiana, Bathinda
Rajasthan Jaipur, Jodhpur, Bikaner
Sikkim Gangtok
Tamil Nadu Chennai, Coimbatore, Madurai
Telangana Hyderabad/Rangareddy, Warangal
Tripura Agartala
Uttar Pradesh Lucknow, Allahabad, Kanpur, Noida/Greater Noida
Uttarakhand Dehradun, Haridwar, Haldwani
West Bengal Kolkata/Greater Kolkata, Siliguri, Asansol
Andaman & Nicobar Islands Port Blair

NICL AO Job Profile and Responsibilities

The NICL Administrative Officer (AO) Scale I is an entry-level officer position that involves administrative work, insurance operations, policy management, and customer service. The responsibilities of an officer depend on the department, branch, and whether the candidate is appointed as a Generalist or Specialist.

Key Responsibilities of NICL AO

  • Insurance Policy Management: Handling insurance proposals, checking documents, processing policy-related requests, and ensuring compliance with company guidelines.
  • Claims Processing: Examining claim documents, verifying details, coordinating with relevant departments, and assisting in claim settlement as per applicable rules.
  • Underwriting and Risk Assessment: Evaluating insurance applications, assessing potential risks, and supporting decisions related to policy acceptance and terms.
  • Customer Service: Addressing policyholders’ queries, providing information about insurance products, and helping resolve service-related issues.
  • Administrative Work: Maintaining official records, preparing reports, managing correspondence, and completing branch-level operational tasks.
  • Business Development: Supporting insurance business growth, coordinating with agents and intermediaries, and helping achieve organisational targets where assigned.
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