CAIIB Previous Year Question Papers, Download Free PDF

The CAIIB (Certified Associate of Indian Institute of Bankers) exam is set to commence from 01 June 2025, and referring to previous year question papers is one of the smartest ways to prepare effectively. These papers provide a real-time understanding of the exam pattern, question trends, and topic-wise weightage. Solving past questions not only improves accuracy and speed but also builds confidence for the actual exam. To help candidates in their final revision phase, we’ve provided free downloadable PDFs of CAIIB Previous Year Papers for all key subjects.

CAIIB Previous Year Question Papers

First-time candidates appearing for the CAIIB Exam 2025 can greatly benefit from practicing previous year question papers to improve their chances of clearing the exam on the first attempt. These papers provide a clear understanding of the exam pattern, marking scheme, and types of questions asked in both compulsory and elective subjects. To assist in effective preparation, Adda247 offers a free, well-curated PDF of past year papers, giving aspirants valuable insights into the exam’s difficulty level and structure.

Also Read, CAIIB Admit Card 2025

CAIIB Previous Year Question Papers Overview

CAIIB Previous Year Question Papers are essential guide for understanding the exam’s structure, manage time management and identifying important topics. These Previous Year Question Papers include questions from past exams and memory-based papers. Below we have given the details of CAIIB 2025 exam.

CAIIB Previous Year Questions, Download PDF

The CAIIB Previous Year Questions PDF includes all four compulsory papers Advanced Bank Management (ABM), Bank Financial Management (BFM), Advanced Business and Financial Management (ABFM), and Banking Regulations and Business Laws (BRBL) along with one elective paper from options like Rural Banking, Human Resource Management, Risk Management, Central Banking, and Information Technology & Digital Banking. Candidates can access the PDF through the links given below to boost their preparation with real exam-based practice.

Paper I- Advanced Bank Management (ABM)

Advanced Bank Management focuses on economic analysis, financial management, HRM, and credit management in banks. Practising previous year papers helps in understanding the level of analytical questions and theoretical concepts frequently asked in this paper.

CAIIB ABM Previous Year Question Paper: Download PDF

Paper II– Bank Financial Management (BFM)

Bank Financial Management covers topics like international banking, risk management, treasury operations, and balance sheet analysis. Going through past year papers gives insight into the case-based questions and calculations that often appear in this paper.

CAIIB BFM Previous Year Question Paper: Download PDF

Paper III– Advanced Business and Financial Management (ABFM)

ABFM includes business strategy, leadership, corporate finance, and financial statement analysis. Previous year papers are useful in identifying the practical application areas and conceptual mix that form the basis of most exam questions.

CAIIB ABFM Previous Year Question Paper: Download PDF

Paper IV– Banking Regulations and Business Laws (BRBL)

This paper deals with regulatory guidelines, banking laws, and compliance-related topics. Reviewing previous year papers helps candidates understand the law-based MCQs and practical scenario-based questions often asked in the exam.

CAIIB BRBL Previous Year Question Paper: Download PDF

Paper V– Elective Papers (Various Options)

The elective paper includes options like Rural Banking, Human Resources Management, Information Technology & Digital Banking, Risk Management, and Central Banking. Referring to previous year papers for your chosen elective is essential to grasp the structure, topic depth, and expected questions.

CAIIB Elective Paper Previous Year Question Paper: Download PDF

Also Read, CAIIB Exam Date 2025

CAIIB Previous Year Questions: Benefits

There are various benefits of solving CAIIB Previous Year Question Papers, some of which have been listed down below.

• Exam Pattern Familiarity: Solving CAIIB Previous Year Questions helps aspirants grasp the exam structure, question types, and mark distribution across various topics.
• Understanding Key Topics: CAIIB Previous Year Paper helps in identifying frequently tested topics and concepts, enabling banking and financial sector employees to prioritize their study focus.
• Practice and Time Management: Regular practice enhances speed, accuracy, and time management skills, crucial for performing well in the CAIIB exam.
• Weak Area Identification: Analyzing performance in CAIIB’s previous year’s question papers helps candidates pinpoint weak areas allowing for targeted improvement strategies.
• Confidence Boost: Increasing familiarity with CAIIB questions boosts confidence, vital for success on exam day.
• Concept Revision: Solving CAIIB Previous Year Paper serves as a revision tool reinforcing understanding and retention of important concepts.
• Predicting Question Trends: Familiarity with asked questions helps in predicting potential question trends ultimately leading in better preparation.
• Simulating Exam Conditions: Practicing under timed conditions replicates the exam environment, reducing anxiety and increasing comfort during the actual CAIIB exam.

Which type of Questions are asked in CAIIB Exam?

The CAIIB exam consists mainly of multiple-choice questions (MCQs) that evaluate a candidate’s grasp of key banking and financial concepts. Covering areas like risk management, banking regulations, financial and advanced bank management, along with the chosen elective subject, the questions are structured to test both conceptual clarity and practical application in real-world banking situations.

Here are some sample questions from previous years (PYQs) of the CAIIB exam:

Advanced Bank Management (ABM)
1.  What is the primary objective of monetary policy?
a) To control inflation
b) To increase employment
c) To manage the exchange rate
d) All of the above

Ans: a) To control inflation

2. What does the term ‘Capital Adequacy Ratio’ (CAR) refer to in banking?
a) The ratio of a bank’s capital to its assets
b) The ratio of a bank’s capital to its liabilities
c) The ratio of a bank’s capital to its risk-weighted assets
d) The ratio of a bank’s capital to its deposits

Ans: c) The ratio of a bank’s capital to its risk-weighted assets

Bank Financial Management (BFM)
1. Which of the following is a derivative instrument?
a) Fixed Deposit
b) Savings Account
c) Options Contract
d) Current Account

Ans: c) Options Contract

2. What is ‘Liquidity Risk’ in banking?
a) The risk that a bank will not have sufficient cash to meet its obligations
b) The risk that a bank will make a loss
c) The risk that a bank’s assets will depreciate
d) The risk that a bank will earn less profit

Ans: a) The risk that a bank will not have sufficient cash to meet its obligations

Advanced Business and Financial Management (ABFM)
1. What is the purpose of a company’s financial statements?
a) To provide information about the company’s performance
b) To satisfy legal requirements
c) To make managerial decisions
d) All of the above

Ans: d) All of the above

2. What is ‘Economic Value Added’ (EVA)?
a) The net profit after taxes
b) The value generated by the company for its shareholders
c) The revenue minus expenses
d) The total assets minus liabilities

Ans: b) The value generated by the company for its shareholders

Banking Regulations and Business Laws (BRBL)
1. Which Act governs the functioning of the Reserve Bank of India?
a) Banking Regulation Act, 1949
b) Reserve Bank of India Act, 1934
c) Companies Act, 2013
d) Negotiable Instruments Act, 1881

Ans: b) Reserve Bank of India Act, 1934

2. Under the Banking Ombudsman Scheme, what is the maximum amount of compensation that can be awarded?
a) ₹1 lakh
b) ₹5 lakh
c) ₹10 lakh
d) ₹20 lakh

Ans: d) ₹20 lakh

Elective: Risk Management
1. What does ‘Credit Risk’ refer to in banking?
a) The risk of a decline in the value of a bank’s assets
b) The risk of default by a borrower
c) The risk of fluctuations in interest rates
d) The risk of operational failures

Ans: b) The risk of default by a borrower

2. What is ‘Operational Risk’?
a) The risk of loss due to market fluctuations
b) The risk of loss due to inadequate or failed internal processes, people, and systems
c) The risk of a borrower defaulting on a loan
d) The risk of changes in government policies

Ans: b) The risk of loss due to inadequate or failed internal processes, people, and systems

Practicing these types of questions will help candidates familiarize themselves with the format and complexity of the CAIIB exam.