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GA Topper Series: 22nd July 2022

GA Topper Series: 22th July 2022: Hello Students, all those students who have cleared their prelims exams in the banking sector must be prepared with every topic in the General Awareness Section for the mains examinations. Bankersadda team has brought you up a new series in which we will come up with 10 questions with the correct answer and the detailed solution to the question.

Q1. Karnataka , Manipur and Chandigarh topped the 3rd edition of NITI Aayog’s India Innovation Index. Who is the Chairman of NITI Aayog ?

(a) Parameswaran Iyer

(b) Suman Berry

(c) V K Saraswat

(d) Neeraj Sinha

Q2. Who is the chairperson of IBBI?

(a) Jayanti Prasad

(b) Ravi Mittal

(c) S Somnath

(d) None of these

Q3. Narsinbhai Patel , a freedom fighter passed away. He participated in which movement?

(a) Battle of Plassey

(b) RIN revolt

(c) Dandi March

(d) Satyagraha Movement

Q4. Who is appointed as Managing Director of Rattan India Power?

(a) Sini Shetty

(b) Brijesh Gupta

(c) JRD Tata

(d) Avinash Kulkarni

Q5. ISRO is in the process of developing indigenous capabilities towards space tourism through the demonstration of human space flight capability to which Orbit?

(a) Geosynchronous Earth Orbit

(b) Middle Earth Orbit

(c) Low Earth Orbit

(d) Polar Synchronous Orbit

Q6.  Himachal Pradesh(HP) has become the first Indian state to connect all registered commercial vehicles equipped with Vehicle Location Tracking Device (VLTD) with ERSS. What R stands n ERSS?

(a) Reaction

(b) Right

(c) Road

(d) Response

Q7. Who made BioEconomy Report 2022?

(a) NITI Aayog



(d) CSIR

Q8- 10 are related Question

Q8. RBI Has formulated a regulatory structure for UCBs to strengthen their financial resilience. It is of how many tiers ?

(a) 3

(b) 4

(c) 5


Q9. As there are 4 tier in UCB Regulatory Mechanism. What is the range of tier III for deposits with UCB?

(a) Upto 100 cr

(b) 100 cr to 1000cr

(c) 1,000 cr to 10,000cr

(d) Above 10,000cr

Q10. The differentiated regulatory approach was mainly recommended for key parameters. Choose the key parameters from the below

  1. Net worth
  2. CRAR
  3. Branch expansion
  4. Exposure Limit



(c) 1,2,4



22nd July, 2022 Quiz को हिंदी में हल करें




Karnataka, Manipur and Chandigarh topped the third edition of NITI Aayog’s India Innovation Index, which ranks the states and the union territories on their innovation performance. NITI Aayog Vice Chairman Suman Bery released the India Innovation Index 2021 in presence of apex public policy think tank member Dr VK Saraswat, CEO Parameswaran Iyer and senior adviser Neeraj Sinha.


IBBI Chairperson : Ravi Mittal

Recent news:

Central Government has appointed, Jayanti Prasad as a Whole-time Member of the Insolvency and Bankruptcy Board of India (IBBI) for five years. This period of five years will be counted from the date of assumption of charge of the post i.e July 5, 2022, or up to the age of 65 years, whichever is the earliest, according to an executive order issued by the Ministry of Corporate Affairs (MCA).


Freedom fighter and the only last witness of Dandi Kutch Narsinhbhai Patel has passed away at the age of 102.


RattanIndia Power announced hiring Brijesh Gupta as its new managing director.

Avinash Kulkarni, has been chosen to head the India Debt Decision Firm (IDRCL).


ISRO is in the process of developing indigenous capabilities towards space tourism through the demonstration of human space flight capability to Low Earth Orbit (LEO).


Emergency Response Support System (ERSS): It is a Government of India (GoI) initiative to integrate an emergency response system with a single emergency number 112, to address different emergencies of citizens. ERSS address all emergency signals received from citizens through voice call, SMS, e-mail, panic SOS signal, ERSS web portal etc. A mobile App called ‘112 India’ is introduced by Govt. of India, to quickly raise a request for help when a person is in emergency, by pressing a button to send alert messages with location data and make emergency call to 112. Previous emergency numbers like 100 (police), 101 (Fire and Rescue) and 108 (ambulance), 181 (Woman and Child Care) etc. are integrated with the unified number 112.


According to the Biotechnology Industry Research Assistance Council’s (BIRAC) report titled, India BioEconomy Report 2022, India’s bioeconomy is likely to touch USD 150 billion by 2025 and over USD 300 billion by 2030


Reserve Bank of India (RBI) prescribed the following four-tier regulatory structure with differentiated regulatory prescriptions for urban cooperative banks (UCBs) to strengthen their financial resilience, and to enhance their ability to fund their growth


Tier-I: All unit UCBs and salary earners’ UCBs, irrespective of deposit size, and all other UCBs with deposits of up to Rs100 crore

Tier-II: UCBs with deposits of more than Rs 100 crore and up to Rs 1,000 crore

Tier III: UCBs with deposits of over Rs 1,000 crore and up to Rs 10,000 crore

Tier-IV: UCBs with deposits of over Rs 10,000 crore


The differentiated regulatory approach was mainly recommended for key parameters such as net worth, Capital to Risk-weighted Assets Ratio (CRAR), branch expansion and exposure limits.

Net Worth: RBI has stipulated a minimum net worth of Rs 2 crore for Tier-I UCBs operating in a single district and Rs 5 crore for all other UCBs of all tiers.

Capital-to-Risk Weighted Assets Ratio (CRAR)/Capital Adequacy Ratio:

  • RBI retained the minimum CRAR requirement for Tier-I UCBs at the present level of 9%.
  • For UCBs of all other tiers, RBI revised the minimum capital adequacy ratio to 12% to strengthen their capital structure.
  • 1,274 UCBs of the total 1,534, have a capital adequacy ratio of over 12% as on March 1, 2021.
  • UCBs that do not meet the revised capital adequacy requirements can do it in tranches over three years. Accordingly, these banks will have to achieve a CRAR of 10% by the financial year ended March 31, 2024, 11% by March 31, 2025; and 12% by March 31, 2026.

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