JAIIB Exam 2026, Registration Soon, Exam Date, Selection Process & Exam Pattern

The Indian Institute of Banking & Finance (IIBF) conducts the JAIIB Exam to help banking professionals improve their knowledge, skills, and career prospects. JAIIB stands for Junior Associate of the Indian Institute of Bankers. This certification helps candidates gain promotions, salary increments, and better growth opportunities in the banking sector. In 2026, the JAIIB Exam is expected to be conducted twice in a year, most likely in May 2026 and November 2026, as per previous exam trends.

IIBF (Indian Institute of Banking and Finance)

The Indian Institute of Banking and Finance (IIBF) is a professional body that provides education and certifications in banking and finance. It works with national and international institutions to conduct examinations that help banking employees upgrade their professional skills. The institute is governed by a council consisting of experienced bankers, finance professionals, and academic experts.

JAIIB Exam 2026: Summary

An overview of the JAIIB Exam 2026 highlighting the important points has been discussed in the given snippet. Banking and financial sector employees need to have a brief idea of all the below-given parameters.

IIBF Exams

IIBF offers a wide range of exams designed to enhance the skills and knowledge of banking and finance professionals. These exams are structured across different categories, including flagship courses, diploma programs, blended courses, and certifications, each catering to specific areas of expertise.

• Flagship courses: The IIBF Exams under this course are JAIIB, CAIIB, CAIIB Elective Subjects as Separate Certificate Examination, Diploma in Banking & Finance
• Diploma Courses: The IIBF Exams under this course are Diploma in Banking Technology, Diploma in Treasury Investment & Risk Management, Diploma in International banking & finance, Diploma in Commodity Derivatives for Bankers, Advanced Wealth Management, Diploma in Home loan advising, Diploma in Retail Banking, Urban Co-Operative Banking
• Blended Courses: IIBF also conducts exams for the blended courses it offer such as Bank trainers, Compliance Professional, Credit Professional, Treasury Professional, Risk & Financial Services, And Certified Accounting & Audit Professional
• Certifications: Some IIBF Exams are meant for certification purpose only. Do check the website about these certifications

JAIIB Full Form

JAIIB stands for Junior Associate of the Indian Institute of Bankers. It is a certification course offered by the Indian Institute of Banking and Finance (IIBF). The goal of this course is to help banking professionals understand the basics of banking operations, financial management, and customer service. Earning the JAIIB certificate improves knowledge and skills and can lead to better job opportunities, promotions, and higher pay in the banking sector.

JAIIB Exam 2026 Registration (Expected Soon)

The JAIIB 2026 registration is expected to start soon on the official website of IIBF, www.iibf.org.in. As per previous years’ trends, IIBF conducts the JAIIB exam twice a year, and registrations are usually opened separately for each cycle.

• May 2026 Cycle: Registration expected in February–March 2026
• November 2026 Cycle: Registration expected in August 2026

Candidates are advised to complete the registration early to avoid late fees or technical issues.

JAIIB 2026 Online Registration

Candidates appearing for the JAIIB Exam 2026 can apply online by filling out the registration form on the official IIBF website and paying the exam fee. Applicants should keep scanned documents and personal details ready before starting the registration process.

Key Details:

• Registration Start Date: February 2026
• Registration Deadline: Soon
• Eligibility: Bank employees who meet IIBF criteria
• Required: Scanned documents and other necessary details
• Tip: Complete registration early to avoid late fees or technical issues

JAIIB 2026 Exam Date

The JAIIB 2026 Exam is conducted by the Indian Institute of Banking and Finance (IIBF) for banking and financial sector employees. As per previous years’ trends, the JAIIB exam is usually held twice in a year. In 2026, the exam is expected to be conducted in May 2026 and November 2026. The exact JAIIB 2026 exam dates will be officially announced by IIBF on its website, www.iibf.org.in . Candidates who wish to appear for the exam must complete the online registration within the given timeline and ensure they are active IIBF members. Each paper is conducted on a separate day, and candidates should regularly check the official website for updates related to the exam schedule, admit card, and exam instructions.

JAIIB 2026 Eligibility Criteria

The JAIIB course is available for individuals employed in the banking sector. Regardless of their length of service or age, banking professionals can enroll in JAIIB to enhance both their personal and professional development.

• JAIIB Exam is open for ordinary members of IIBF. Employees of banking and financial sector that are institutional members can apply for membership.
• Candidates must have passed the 12th standard or equivalent.
• Clerical/Supervisory Staff may appear with their manager’s recommendation, even without meeting the given requirement.
• Subordinate Staff of recognized banking/financial institutions who are IIBF members and have passed the 12th standard or equivalent are eligible.

JAIIB 2026 Exam Pattern

It is important for candidates to understand the JAIIB exam pattern before appearing for the exam. Each paper consists of 100 questions, totalling 100 marks, and candidates are given 2 hours to complete each paper. There is no negative marking, making it easier to solve all the questions without worrying about penalties. Knowing the exam structure helps candidates plan their time and approach.

JAIIB Exam 2026 Passing Criteria

To successfully qualify for the exam, candidates must attain a minimum of 50 marks out of 100. Those who achieve at least 45 marks in each subject and maintain an overall aggregate of 50% marks across all subjects in a single attempt will be recognized as having completed the examination. Candidates are permitted to retain the credits for the subjects they have passed in an attempt until the expiration of the time limit for clearing the examination.

Medium Of JAIIB Exam

Candidates have the option to choose their preferred language, either Hindi or English, for the JAIIB 2026 Exam. It is essential for candidates to fill out the application form, specifying their chosen language, as changes will not be considered later.

JAIIB Exam 2026 Time Limit

Candidates appearing for the JAIIB Exam 2026 have a limited number of attempts and a time frame to clear the exam. Understanding these rules helps in planning attempts strategically.

Key Points:

• Maximum Attempts: 5 attempts to clear the exam
• Time Limit: 3 years from the date of first registration
• Start of Count: Begins from the first registration date
• Non-Consecutive Attempts: Attempts do not need to be in a row
• Counting Attempts: Even if a candidate registers but doesn’t appear, it counts as an attempt
• Exam Opportunities: Candidates can appear in any five out of six scheduled exams within three years

JAIIB Exam 2026 Application Fees

The application fee for the JAIIB Exam entirely depends upon the attempt of a candidate. The given table provides the JAIIB Application Fees attempt-wise.

Preparation Tips for JAIIB Exam 2026

To prepare well for the JAIIB Exam 2026, start by watching YouTube videos from trusted platforms like Bankersadda, which explain important concepts in detail. Take notes while watching to make revision easier. Focus on understanding the basics of each subject, as this will help you answer questions more confidently. Practice with the JAIIB Previous Year’s Questions Paper to get familiar with the exam pattern and difficulty level. Make sure to take regular mock tests to improve your speed and accuracy. Combine video lessons with books for better learning. Stay consistent with your study routine, and keep a positive attitude.

JAIIB 2026 Syllabus

As mentioned on the official website of IIBF, www.iibf.org.in, there are 4 compulsory papers for the JAIIB Exam. Each of the listed down papers has been further divided module-wise.

Paper 1: Indian Economy and Indian Financial System (IE & IFS)
Paper 2: Principles and Practices of Banking (PPB)
Paper 3: Accounting and Financial Management for Bankers (AFM)
Paper 4: Retail Banking and Wealth Management (RBWM)

Check Module-Wise JAIIB Syllabus