The Indian Institute of Banking & Finance (IIBF) organizes the JAIIB exam to help banking employees improve their knowledge and skills. This important certification, called Junior Associate of Indian Institute of Bankers (JAIIB), can boost career growth, increase salary, and open up promotion opportunities. In 2025, the JAIIB exam will be held twice once in May and again in November.
IIBF (Indian Institute of Banking and Finance)
IIBF is an educational institute that offers courses and programs in banking and finance for professionals seeking to advance in their careers. It collaborates with institutes in India and abroad to conduct examinations that help bank employees advance professionally. The institute is governed by a governing council, which comprises experienced banking and finance professionals as well as experts from academia and related fields.
JAIIB Exam 2025: Summary
An overview of the JAIIB Exam 2025 highlighting the important points has been discussed in the given snippet. Banking and financial sector employees need to have a brief idea of all the below-given parameters.
IIBF Exams
IIBF offers a wide range of exams designed to enhance the skills and knowledge of banking and finance professionals. These exams are structured across different categories, including flagship courses, diploma programs, blended courses, and certifications, each catering to specific areas of expertise.
- Flagship courses: The IIBF Exams under this course are JAIIB, CAIIB, CAIIB Elective Subjects as Separate Certificate Examination, Diploma in Banking & Finance
- Diploma Courses: The IIBF Exams under this course are Diploma in Banking Technology, Diploma in Treasury Investment & Risk Management, Diploma in International banking & finance, Diploma in Commodity Derivatives for Bankers, Advanced Wealth Management, Diploma in Home loan advising, Diploma in Retail Banking, Urban Co-Operative Banking
- Blended Courses: IIBF also conducts exams for the blended courses it offer such as Bank trainers, Compliance Professional, Credit Professional, Treasury Professional, Risk & Financial Services, And Certified Accounting & Audit Professional
- Certifications: Some IIBF Exams are meant for certification purpose only. Do check the website about these certifications
JAIIB 2025 Registration Starts
The JAIIB 2025 registration for the November cycle has officially opened on 1 August 2025, as announced by IIBF. Eligible banking professionals who are IIBF members can apply online through the official website, www.iibf.org.in. It is recommended to complete the registration early to avoid late fees or last-minute technical problems.
Also Read, JAIIB Registration 2025 Starts for November Cycle
JAIIB Full Form
JAIIB stands for Junior Associate of the Indian Institute of Bankers. It is a certification course offered by the Indian Institute of Banking and Finance (IIBF). The goal of this course is to help banking professionals understand the basics of banking operations, financial management, and customer service. Earning the JAIIB certificate improves knowledge and skills and can lead to better job opportunities, promotions, and higher pay in the banking sector.
JAIIB 2025 Online Registration
The JAIIB 2025 registration for the November cycle is now open. Eligible bank employees can apply online via the official IIBF website by filling out the form and paying the exam fee. To avoid delays, keep your documents ready and complete the process before the deadline.
Key Details:
- Registration Start Date: 1st August 2025
- Registration Deadline: 21st August 2025
- Eligibility: Bank employees who meet IIBF criteria
- Required: Scanned documents and other necessary details
- Tip: Complete registration early to avoid late fees or technical issues
JAIIB 2025 Exam Date Out
Banking and finance professionals aiming to enhance their careers often take the JAIIB Exam Date 2025. The June 2025 cycle has now concluded, and the November 2025 exam is scheduled to be held on various dates. Candidates who wish to appear must ensure they are IIBF members and have completed the JAIIB registration process.
JAIIB Exam Date 2025 | |
Subject | November Cycle |
Indian Economy and Indian Financial System | 02 November 2025 |
Principles and Practices of Banking | 08 November 2025 |
Accounting and Financial Management for Bankers | 09 November 2025 |
Retail Banking and Wealth Management | 16 November 2025 |
JAIIB 2025 Eligibility Criteria
The JAIIB course is available for individuals employed in the banking sector. Regardless of their length of service or age, banking professionals can enroll in JAIIB to enhance both their personal and professional development.
- JAIIB Exam is open for ordinary members of IIBF. Employees of banking and financial sector that are institutional members can apply for membership.
- Candidates must have passed the 12th standard or equivalent.
- Clerical/Supervisory Staff may appear with their manager’s recommendation, even without meeting the given requirement.
- Subordinate Staff of recognized banking/financial institutions who are IIBF members and have passed the 12th standard or equivalent are eligible.
JAIIB 2025 Exam Pattern
It is important for candidates to understand the JAIIB exam pattern before appearing for the exam. Each paper consists of 100 questions, totalling 100 marks, and candidates are given 2 hours to complete each paper. There is no negative marking, making it easier to solve all the questions without worrying about penalties. Knowing the exam structure helps candidates plan their time and approach.
JAIIB Exam 2025 Passing Criteria
To successfully qualify for the exam, candidates must attain a minimum of 50 marks out of 100. Those who achieve at least 45 marks in each subject and maintain an overall aggregate of 50% marks across all subjects in a single attempt will be recognized as having completed the examination. Candidates are permitted to retain the credits for the subjects they have passed in an attempt until the expiration of the time limit for clearing the examination.
Medium Of JAIIB Exam
Candidates have the option to choose their preferred language, either Hindi or English, for the JAIIB 2025 Exam. It is essential for candidates to fill out the application form, specifying their chosen language, as changes will not be considered later.
JAIIB Exam 2025 Time Limit
Candidates appearing for the JAIIB Exam 2025 have a limited number of attempts and a time frame to clear the exam. Understanding these rules helps in planning attempts strategically.
Key Points:
- Maximum Attempts: 5 attempts to clear the exam
- Time Limit: 3 years from the date of first registration
- Start of Count: Begins from the first registration date
- Non-Consecutive Attempts: Attempts do not need to be in a row
- Counting Attempts: Even if a candidate registers but doesn’t appear, it counts as an attempt
- Exam Opportunities: Candidates can appear in any five out of six scheduled exams within three years
JAIIB Exam 2025 Application Fees
The application fee for the JAIIB Exam entirely depends upon the attempt of a candidate. The given table provides the JAIIB Application Fees attempt-wise.
JAIIB Exam Application Fees |
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S.No. | Name of the Exam | Attempts | Application fee |
1 | JAIIB Exam | 1st attempt | Rs. 4000 |
2 | 2nd attempt | Rs. 1300 | |
3 | 3rd attempt | Rs. 1300 | |
4 | 4th attempt | Rs. 1300 | |
5 | 5th attempt | Rs. 1300 |
Preparation Tips for JAIIB Exam 2025
To prepare well for the JAIIB Exam 2025, start by watching YouTube videos from trusted platforms like Bankersadda, which explain important concepts in detail. Take notes while watching to make revision easier. Focus on understanding the basics of each subject, as this will help you answer questions more confidently. Practice with the JAIIB Previous Year’s Questions Paper to get familiar with the exam pattern and difficulty level. Make sure to take regular mock tests to improve your speed and accuracy. Combine video lessons with books for better learning. Stay consistent with your study routine, and keep a positive attitude.
JAIIB 2025 Syllabus
As mentioned on the official website of IIBF, www.iibf.org.in, there are 4 compulsory papers for the JAIIB Exam. Each of the listed down papers has been further divided module-wise.
Paper 1: Indian Economy and Indian Financial System (IE & IFS)
Paper 2: Principles and Practices of Banking (PPB)
Paper 3: Accounting and Financial Management for Bankers (AFM)
Paper 4: Retail Banking and Wealth Management (RBWM)
Check Module-Wise JAIIB Syllabus
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