SBI PO Salary 2025, Revised Salary Structure, Job Profile, Perks And Benefits

State Bank of India has introduced a revised salary structure for Probationary Officers in 2025, making the role more rewarding than ever. Apart from the attractive basic salary, SBI POs are entitled to a variety of perks, allowances, and benefits that collectively enhance their in-hand salary. With financial security, professional growth, and real-time experience across departments, becoming an SBI PO in 2025 is truly a career-defining move. We will discuss all these facts about SBI PO Salary 2025.

SBI PO Salary 2025

SBI has taken a major step towards attracting top talent by revising the salaries of its Probationary Officers under the 12th Bipartite Agreement. With the new basic pay set at ₹48,480, the financial rewards have reached impressive levels, with the total cost to company (CTC) reaching ₹18.67 lakh per annum. In the sections that follow, we break down the updated salary structure, including detailed information on perks, benefits, key responsibilities, and long-term growth opportunities for interested candidates.

Also Read, SBI PO Mains Admit Card 2025

SBI PO Salary Overview

The SBI PO Salary 2025 is determined based on the bipartite agreement between banks and their employees. The salary structure for SBI Probationary Officers undergoes regular revisions to ensure competitive pay.

SBI PO Salary Structure 2025

Looking for a stable yet financially rewarding career in banking? The SBI PO 2025 pay structure offers just that. With the newly revised salary slab of ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920, candidates start their journey with a solid basic pay of ₹48,480. But that’s just the beginning SBI POs also enjoy a variety of financial perks, including Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowances. After standard deductions, the in-hand salary is an attractive ₹84,000 per month, making this role one of the most rewarding opportunities in the banking sector.

SBI PO Salary 2025 Deductions

SBI POs receive various perks with the deductions they can claim while filling out their ITR and figuring out their tax obligations. All of the allowable deductions from the SBI PO salary structure 2025 are listed in the table below.

SBI PO Salary Slip 2025

Through the SBI PO Salary Slip, candidates get to know the authentic details such as the basic pay, amount for the various allowances, deductions, etc. Here, we have provided the SBI PO Salary Slip of a Probationary Officer.

SBI PO Training Period Salary

For those embarking on their journey as SBI Probationary Officers, the training period offers a highly competitive salary. New recruits begin with a basic pay of ₹48,480, which includes four advance increments, as part of the Junior Management Grade Scale-I pay structure (₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920). In addition to the basic pay, trainees enjoy a range of allowances, including Dearness Allowance (DA), House Rent Allowance (HRA) or Lease Rental, City Compensatory Allowance (CCA), medical benefits, and other perks, all as per the prevailing guidelines.

• Dearness Allowance, which amounts to 15.97% of the Basic Pay
• City Compensatory Allowance, ranging from 3% to 4% depending on the employee’s location
• House Rent Allowance, ranging from 7% to 9% depending on the place of posting
• Medical Insurance, with 100% coverage for the employee and 75% coverage for the dependent family
• Travelling Allowance, which reimburses the employee for AC 2-tier fare during official travels
• Additional allowances like Newspaper Allowance, Entertainment Allowance, and Books Allowance, vary based on the place of posting.
• Cashless treatment in selected medical facilities around the country
• Concessionary interest rates for House Loan, Car Loans, and Personal Loan
• New pension scheme contribution
• Leave Travel Concessions (LTC).

Here are the details on allowances in amounts and percentages as per the structure for SBI PO Salary:

SBI PO Job Profile & Promotion

The role of a Probationary Officer (PO) at SBI is dynamic and filled with learning opportunities. During their initial years, POs are trained and groomed for higher managerial responsibilities. Their daily tasks involve handling core banking activities, supervising operations, managing customer service, and helping the bank grow its business. Training is provided both on-the-job and at SBI’s designated training institutes to prepare officers for future leadership roles.

Key Responsibilities of an SBI PO:

• Overseeing administrative tasks, loan processing, account opening, and overall branch operations.
• Promoting and implementing new schemes launched by the bank.
• Acquiring new customers and expanding the bank’s client base.
• Providing efficient customer service and addressing customer grievances.
• Carrying out any additional duties as assigned by the bank from time to time.
• Undergoing structured training programs at SBI training centers to develop managerial and leadership skills.

SBI PO Mains Exam Analysis 2025, 05th May 2025

SBI PO Promotion Hierarchy

The SBI offers a well-defined promotion hierarchy for the Probationary Officers The promotion hierarchy for the SBI POs typically follows a structured path, allowing employees to progress based on their performance, experience & merit. The SBI PO Promotion Hierarchy is mentioned below.

• Assistant Manager
• Deputy Manager
• Manager
• Senior Manager
• Chief Manager
• Assistant General Manager (AGM)
• Deputy General Manager (DGM)
• General Manager (GM)
• Chief General Manager
• Deputy Managing Director
• Managing Director
• Chairman

SBI PO Salary 2025 Annual Package

The SBI Salary Annual Package is structured to provide attractive benefits to its employees. The annual package includes various components like basic pay, allowances, and perks, which collectively contribute to the overall remuneration. To calculate the SBI Salary Annual Package, the sum of Basic Pay, Dearness Allowances, HRA, City Compensatory Allowances, and other benefits is considered. The total annual package may vary depending on various factors such as location (City X, Y & Z), experience, etc. The minimum Gross compensation is expected to be approximately Rs. 9.50 lakhs per annum, while the maximum gross compensation shall be around Rs. 11 lakhs per annum.