The Hindu Review October 2022: Download Hindu Review PDF

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The Hindu Review October 2022: Download Hindu Review PDF

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In order to help applicants study for the General Awareness Section, which is significant in many competitive examinations, The Hindu Review compiles all the current events for a month and organises them by category. News from “The Hindu newspaper,” as well as from publications like Indian Express and Mint, as well as from websites like PIB and NewsOnAir, is covered by The Hindu Review.

What has changed in the Hindu Review?

The news is presented in The Hindu Review in a succinct and clear manner. We have included external links for each news item if you want to read the news in more depth.

Which examinations will Hindu review be helpful for?

NIACL PO Mains, LIC AAO Mains, EPFO SSA, FCI, various banks and SSC exams, SBI PO Mains, SBI Junior Associates, IBPS PO Mains, IBPS Clerk Mains, SSC CGL, SSC CHSL, RBI Grade B, NABARD Grade A, SEBI Grade A, and NIACL PO Mains. The general studies part of the State PCS will benefit from this pdf.

Hindu Review October 2022: Important News Updates

Nobel prize 2022
36th National Games 2022
Global Hunger Index 2022
Times Higher Education Rankings 2023
World Green City award 2022
Britain’s Booker Prize 2022
Sir Syed Excellence Award 2022
2022 Ballon d’Or awards
Rashtriya Ekta Diwas or National Unity Day 2022
ICC Player of the Month

How to Download The Hindu Review of October 2022?

i. Click on the Hindu Review link mentioned below.
ii. A ”form” by ADDA247 will open.
iii. Fill in your name, email, etc. in that form.
iv. Click on the Submit button.
v. You will get a link to download the Hindu Review PDF of October 2022.

Click Here to download The Hindu Review October 2022

You may also like to read:

Visit Bankersadda website and participate in discussions with other aspirants and achievers. Get answers to your queries and connect with others on Adda247 App

All the Best BA’ians for the Banks Exam

Success Story of Sandeep Mahato Selected As IBPS PO

The Hindu Review October 2022: Download Hindu Review PDF_6.1

Cracking the IBPS PO Exam is a dream for many but achievement for a selected few only. The path of becoming an IBPS PO Officer is paved with perseverance and strategic preparation. In the given post, we have discussed the inspiring story of Sandeep Mahato whose hard work and dedication helped him to achieve the coveted position of Probationary Officer. He has explained his preparation journey in his own words highlighting the challenges that he faced and the methods used by him to emerge victorious.

Success Story of Sandeep Mahato Selected As IBPS PO

I am from Delhi, and I recently had the privilege of undertaking a course with Adda247 to prepare for my banking examination. Thanks to the unwavering support and guidance of the faculties, I am thrilled to announce that I have successfully cleared my IBPS PO exam this year and have been selected to join the Bank of Maharashtra.

I cannot emphasize enough the instrumental role played by the faculties at Adda247 in helping me achieve this milestone. Their dedication, expertise, and encouragement have been invaluable throughout my journey.

With a deep sense of gratitude and a desire to inspire and motivate fellow banking exam aspirants, I would like to share my story. I believe that my experience can serve as a source of encouragement for those who are diligently working towards their dreams of securing government jobs.

Kindly guide me on the further process or any platforms available where I can share my story with the aspiring candidates. I am eager to contribute to the community and give back in any way possible.

Thank you once again for your support and for providing me with the tools and resources to succeed.

Sandeep Mahato’s Success Story serves as a road map for IBPS PO aspiring candidates. By learning from his strategies and experiences, candidates can significantly boost their chances of achieving the dream job.

NPS Trust Result 2024 Out, Download Phase I Result PDF_70.1

SBI SO 2024 Notification, Exam Date, Eligibility and Syllabus

Table of Contents

SBI SO 2024 Notification

Every year SBI conducts an examination for the recruitment of Specialist Officers (SO) for various positions of Assistant Managers, General Managers, Deputy Managers & Chief Managers across different disciplines/streams in India. The SBI will issue the official SBI SO 2024 Notification on its official website i.e. www.sbi.co.in. The recruitment shall be completed via a selection process of Written Test-cum-Interaction. The SBI SO Examination offers a promising career in the banking sector, providing candidates with opportunities for professional growth, job security, and stability.

SBI SO Recruitment 2024

SBI conducts recruitment for specialist officers (SO) through a two-stage selection process, comprising a Written Test-cum-Interaction method for all proposed regular positions of JMGS-I / MMGS-II. However, if there are fewer applications received for the positions of JMGS-I / MMGS-II, the selection process is based on shortlisting-cum-interaction. The notification for SBI SO 2024 is anticipated to be released in August/September 2024. Candidates can refer to this article for comprehensive details regarding the recruitment process.

SBI SO 2024: Summary

Here’s a brief overview of the key points regarding the SBI SO 2024 Notification, intended to remind aspiring candidates of the important details.

SBI Specialist Officers (SO) 2024
Organization	State Bank of India
Exam Name	SBI SO 2024
Post	Assistant Manager, Assistant General Manager, Deputy Manager, etc
Vacancy	To be notified
Category	Bank Job
Application Mode	Online
Educational Qualification	B.E, B. Tech, MCA or M. Tech
Age Limit	32-45 Years
Selection Process	Online Test & Interview
SBI SO Exam Date 2024	–
Medium of Exam	English
Job Location	Pan India
Number of Question	Online Test- 195
Total Marks	Online Test- 270
Official Website	www.sbi.co.in
WhatsApp Official Channel	Join WhatsApp Channel
Telegram Official Channel	Join Telegram Channel

SBI SO 2024 Important Dates

After the notification is issued in August/September 2024, crucial dates such as the examination date, notification release date, and application form availability for SBI SO notification 2024 will be announced. Candidates are encouraged to save the post to remain informed about updates concerning the SBI SO Exam Date 2024.

SBI SO Notification 2024 PDF Link

The State Bank of India (SBI) will publish the notification document for its Specialist Officer (SO) recruitment drive for the year 2024 on its official website. This comprehensive notification will provide all the necessary details about the available job vacancies, candidate eligibility requirements, the selection process, exam pattern, salary, and other relevant information. Aspiring candidates are recommended to bookmark the relevant page on SBI’s website to ensure they remain updated about the release date of the SBI SO Notification 2024 as well as any other important announcements related to this recruitment process.

SBI SO Notification 2024 [Link is Inactive]

SBI SO Notification [Last Year’s Notification PDF]

SBI SO Vacancy 2024

The official notification for SBI SO 2024 will provide details about the vacancies, outlining the total number of vacancies categorized according to different criteria. Considering the high level of competition among candidates aspiring for SO positions in banks, it is essential to be informed about the total vacancies and their distribution. Below, we have presented a table featuring the vacancy details for the Previous Year.

SBI SO Vacancy (Regular Basis) (Previous Year)
Posts	Vacancy
Assistant Manager (UI Developer)	20
Assistant Manager (Backend Developer)	18
Assistant Manager (Integration Developer)	17
Assistant Manager (Web and Content Management)	14
Assistant Manager (Data & Reporting)	25
Assistant Manager (Automation Engineer)	2
Assistant Manager (Manual SIT Tester)	14
Assistant Manager (Automated SIT Tester)	8
Assistant Manager (UX Designer & VD)	6
Assistant Manager (DevOps Engineer)	4
Deputy Manager (Business Analyst)	6
Deputy Manager (Solution Architect)	5
Assistant Manager (Software Developer)	174
Deputy Manager (Software Developer)	40
Assistant Manager (Cloud Operations)	2
Assistant Manager (Containerization Engineer)	2
Assistant Manager (Public Cloud Engineer)	2
Deputy Manager (Data Centre Operations)	6
Chief Manager (Cloud Operations)	1
Interaction Assistant General Manager (Data Centre Operations)	1
Assistant Manager (Kubernetes Administrator)	1
Assistant Manager (System Administrator Linux)	6
Assistant Manager (Database Administrator)	8
Assistant Manager (Middleware Administrator WebLogic)	3
Assistant Manager (Infrastructure Engineer)	1
Assistant Manager (Java Developer)	6
Assistant Manager (Spring Boot Developer)	1
Assistant Manager (Network Engineer)	1
Deputy Manager (System Administrator Linux)	3
Deputy Manager (Database Administrator)	2
Deputy Manager (Middleware Administrator WebLogic)	2
Deputy Manager (Windows Administrator)	1
Deputy Manager (Network Engineer)	1
Deputy Manager (Dot Net Developer)	1
Deputy Manager (Java Developer)	11
Deputy Manager (Software Engineer)	2
Project Manager	6
Manager (DB2 Database Administrator)	1
Manager (Network Engineer)	1
Manager (Windows Administrator)	1
Manager (Tech Lead)	2
Senior Project Manager	7
Manager (Network Security Specialist)	1
Manager (Application Architect)	2
Chief Manager (Application Architect)	1
Total	439

SBI SO 2024 Application Fee

The SBI SO 2024 application fee is an essential aspect of the recruitment process. Candidates are typically required to pay the application fee while submitting their application forms. Candidates must pay an application fee to have their applications approved, and the payment methods accepted include debit card, credit card, net banking, UPI, and other fee payment methods. Below is the category-wise application fees based on the previous year’s have been mentioned below

Category	Fee
General, EWS, OBC	Rs 750/-
SC/ ST/ PWD	0

SBI SO Eligibility Criteria 2024

Individuals interested in applying for the regular positions in the SBI Specialist Officer (SO) recruitment are advised to thoroughly review the eligibility criteria outlined in the previous year’s notification. The eligibility requirements, including educational qualifications, age limits, and requisite experience, will be applicable as per the date mentioned in the official notification. In this context, we have provided a comprehensive analysis of the eligibility parameters specified in the SBI SO Notification, encompassing the necessary educational background, permissible age range, and mandatory experience criteria for the various roles on offer.

SBI SO Educational Qualification

The previous year’s notification from SBI for Specialist Officer (SO) recruitment outlined the essential educational qualifications required for the various positions on offer. The official notification PDF comprehensively detailed the mandatory academic credentials for each role. Candidates must meet the stipulated educational criteria as per the cutoff date specified in the notification. To facilitate your understanding, we have compiled a concise list of the educational qualifications mandated for the different SO positions, allowing you to conveniently assess your eligibility based on the specified requirements.

B.E/B. Tech in (Computer Science/ Computer Science & Engineering/ Information Technology / Electronics/ Electronics & Communications Engineering/ Software Engineering or equivalent degree in above specified discipline) or MCA or M. Tech/ M.Sc. in (Computer Science/ Computer Science & Engineering/ Information Technology/ Electronics/ Electronic & Communications Engineering or equivalent degree in above specified discipline) from a University/ Institution/ Board recognized by Govt of India/ approved by Govt Regulatory Bodies.

SBI SO Age Limit

As per the previous year’s notification, there are varying age limits for different positions. However, the organization has specified the minimum and maximum age limits for regular vacancies, as indicated in the table below.

SBI SO 2024 Age Limit
Minimum Age Limit	32 Years
Maximum Age Limit	45 Years

SBI SO 2024 Exam Pattern

According to SBI, SO previous year’s notification SBI SO exam pattern comprises of a written test and interview for the regular basis posts. The Previous year’s notification PDF consists of all the details regarding the posts. Candidates will be selected for the interview round after cracking the written test. Here, we have mentioned the exam pattern for your convenience.

SBI SO Exam Pattern 2024
Post	Test		No. Of Questions	Marks	Time
JMGS-I and MMGS-II	General Aptitude	Test of Reasoning	50	50*	90 min
		Quantitative Aptitude	35	35*
		English Language	35	35*
	Professional Knowledge	General IT Knowledge	25	50	70 min
	Professional Knowledge	Role Based Knowledge**	50	100	70 min

SBI SO 2024 Salary

According to the SBI SO’s previous year’s notification salary structure has been enlisted by the organization for various posts. Here we have mentioned a table in which the salary structure for various posts regularly has been mentioned. Selected candidates who will be involved in the post regularly will be awarded DA, HRA, PF CCA, and much more.

SBI SO Salary
JMGS I	Basic Pay: 36000-1490/7-46430-1740/2-49910-1990/7/-63840
MMGS II	Basic Pay: 48170-1740/1-49910-1990/10-69810
MMGS III	Basic Pay: 63840-1990/5-73790-2220/2-78230
SMGS IV	Basic Pay: 76010-2220/4-84890-2500/2-89890
SMGS V	Basic Pay: 89890-2500/2-94890-2730/2-100350

SBI SO Salary 2024- Click To Read More

Related Posts
SBI SO Syllabus

SBI PO 2024 Notification, Exam Date, Eligibility & Vacancy

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SBI PO Exam Date 2024

SBI PO is one of India’s most in-demand examinations because of its job security, career growth, and handsome salary package. Candidates have to appear in the three examinations (i.e. Preliminary, Mains & Interview) to be a PO in the SBI. The SBI PO Exam Date 2024 for the prelims will be announced in August 2024 (Expected) and the anticipated date for the Prelims exam is October 2024. Candidates can go through this post to get all the information on SBI PO 2024.

SBI PO 2024: Summary

To hire potential applicants who want to work as probationary officers in the State Bank of India, the bank is anticipated to announce more than 2000 vacancies for this position. SBI PO is one of the best opportunities for job seekers with a graduation degree. A complete overview of the SBI PO Exam Date 2024 is included in the table below.

SBI PO 2024
Organization	State Bank of India
Exam Name	SBI PO Recruitment
Post	Probationary Officers
Vacancy	–
Category	Bank Job
Job Location	All over India
Educational Qualification	Graduation
Application Mode	Online
Age Limit	21-30 Years
Selection Process	Prelims, Mains, Interview
SBI PO Exam Date 2024	To Be Announced
Medium of Exam	13 languages
Number of Question	Prelims- 100, Mains+ Descriptive- 155+2
Total Marks	Prelims- 100, Mains- 250
Official Website	www.sbi.co.in
WhatsApp Official Channel	Join WhatsApp Channel
Telegram Official Channel	Join Telegram Channel

SBI PO 2024: Important Date

Along with the SBI PO Notification PDF, the SBI PO Exam Date 2024 will be notified to the candidates aspiring to join the State Bank of India as Probationary Officers. Aspirants need not be required to wait for the SBI PO Exam Schedule 2024, instead initiate their preparation in a full-fledged manner. Candidates must bookmark the post as we will provide the latest updates related to SBI PO Exam Date 2024 once made available on the official portal.

SBI PO 2024 Notification PDF

SBI PO 2024 Notification PDF will be made available on the official portal, www.sbi.co.in. Through the PDF, candidates will get to know in detail about the vacancies, eligibility criteria, selection process, exam pattern, salary, etc. To provide easy reference to aspirants and get in-depth information we have attached the previous year Notification PDF.

SBI PO Notification PDF (Previous Year)-Click Here to Download

SBI PO Vacancy 2024

The vacancies for SBI PO 2024 will be notified along with the Notification PDF. Candidates will get to know the total vacancies distributed in a category-wise format. A large number of bank exam aspiring candidates compete for the vacancies of Probationary Officers so there is cut-throat competition. Here, we have provided in the below table SBI PO Vacancy for the Previous Year.

SBI PO Vacancy (Previous Year’s)
Categories	No. of Vacancies
SC	300
ST	150
OBC	540
EWS	200
General	810
Total	2000

SBI PO Eligibility Criteria 2024

According to the SBI, candidates aiming to be considered for the SBI PO 2024 exam must adhere to specific eligibility requirements including a bachelor’s degree from a recognized university, along with age limit usually between 21 to 30 years, and holding Indian citizenship or meeting the nationality criteria specified by the government. It’s essential for candidates to thoroughly review and ensure compliance with these criteria to participate in the examination process.

SBI PO Educational Qualification

A candidate must be a graduate in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government. Final Year/Semester candidates can also apply only if they provide proof of their graduation on the date of the interview.

SBI PO Age Limit

The minimum age limit for a candidate to apply for the SBI PO Recruitment is 21 years and not more than 30 years old at the time of registration. Besides this, there is age relaxation relevant to category-wise candidates as per the government norms for SBI PO.

SBI PO: Age Relaxation
Category	Age Relaxation
Scheduled Castes/ Scheduled Tribes	5
Other Backward Classes (Non-Creamy Layer)	3
Persons with Benchmark Disabilities (PwBD) (SC/ ST)	15
Persons with Benchmark Disabilities (PwBD) (OBC)	13
Persons with Benchmark Disabilities (PwBD) (Gen/EWS)	10
Ex-servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered 5 years of military service and have been released on completion of assignment (including those whose assignment is due to be completed within 6 months from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalided.	5

SBI PO Nationality

The candidates must hold Indian Citizenship.
A Subject of Nepal or Bhutan.
A Tibetan Refugee who came to India before 1st January 1962 with the intention of permanent settlement.
A Person of Indian Origin (PIO) who has migrated from Burma, Pakistan, Sri Lanka, Vietnam, or East African countries of Zaire, Kenya, Tanzania, Uganda, Zambia, Ethiopia, and Malawi, with the intention of permanent settlement in India

Note: Candidates belonging to the category 2, 3, and 4 must have a certificate of eligibility issued by the Govt of India in their favour if willing to apply for SBI PO.

SBI PO 2024 Application Fees

Once paid, Fees/Intimation charges are non-refundable and cannot be saved for use toward another examination or selection. The table below discusses the SBI PO category-specific application fee according to the previous year’s notification.

SBI PO 2024 Application Fees
S.NO.	Category	Application Fees
1	SC/ST/PWD	Nil
2	General/EWS/OBC	Rs. 750/- (Including GST)

SBI PO 2024 Selection Process

The SBI PO 2024 includes the various stages of the selection process which are as follows:

Prelims (Phase I): The first stage of SBI PO 2024 is the preliminary examination. The questions asked in Phase I are objective type and candidates 10 times the number of vacancies are shortlisted for mains exam.
Mains (Phase II): The second stage of SBI PO 2024 is the main examination. The questions asked in Phase II are objective as well as descriptive type and candidates 3 times the number of vacancies is shortlisted for the Psychometric Test, Interview & Group Exercise.
Psychometric Test, Interview & Group Exercise(Phase III): The third stage of SBI PO 2024 include Psychometric Test, Interview and Group Exercise. Those who score the minimum qualifying marks will be called for the final selection as Probationary Officers in SBI.

Candidates should qualify for both Phase II and Phase III independently. The scores achieved in the Main Examination (Phase II), including both the Objective Test and the Descriptive Test, will be combined with the scores from Phase III to determine the final merit list. Scores from the Preliminary Examination (Phase I) will not be considered while preparing the final merit list for selection.

SBI PO 2024 Syllabus

SBI PO 2024 Syllabus covers the same subjects that were asked in the other banking examination, i.e. Reasoning Ability, Quantitative Aptitude, English Language, and General/Financial Awareness, only the level of questions is on the higher side. Candidates aspiring to be Probationary Officers at the State Bank of India need to prepare according to the SBI PO Syllabus as it will help them plan out their preparation strategy and will also ensure that all the topics are covered.

SBI PO 2024 Exam Pattern

SBI PO will be conducted in two phases of online exam i.e. Prelims and Main Exam. The exam pattern for both phases is discussed below in detail.

SBI PO 2024 Prelims Exam Pattern

This is the first round of the SBI PO Exam.
This will have 3 sections and each section will have to be completed in 20 Minutes.
The total marks of the SBI PO Prelims Exam are 100 Marks while the duration of the exam is 1 Hour.
One (1) mark is awarded for every correct answer.
There will be a penalty of 0.25 Marks for every incorrect answer marked by the candidate.

SBI PO 2024 Mains Exam Pattern

The Main Examination will be conducted online and will consist of Objective Tests for 200 marks and Descriptive Tests for 50 marks.
There will be four sections and a descriptive section.
The Descriptive Test will be administered immediately after the conclusion of the Objective Test and candidates will have to type their Descriptive Test answers on the computer.
There will be a penalty for every incorrect answer marked by the candidate. For each question for which a wrong answer has been given by the candidate, 1/4th of the marks assigned to that question will be deducted as a penalty to arrive at a corrected score
If a question is left blank, i.e. if no answer is marked by the candidate, there will be no penalty for that question.

Descriptive Paper

Name of the Test	No. of Questions	Maximum Marks	Duration
English Language(Letter Writing & Essay)	2	50	30 minutes

SBI PO 2024 Salary

According to the Official notification PDF of last year of SBI PO, SBI offers a great salary and profile to candidates in public sector banks. Now, a Probationary officer is a job that has entry pay, which is higher than almost all jobs at any other govt bank job. The basic pay of SBI PO is Rs 41,960. The increments will be 41960-980 (7) – 48820 – 1145 (2) – 51110 – 1310 (7) – 60280. Candidates can check SBI PO Salary to boost their motivation for preparing for this exam.

With the signing of the 12^th Bipartite Settlement, the Gross Salary of SBI PO is expected to increase up to around Rs. 88,000/- per month excluding allowances.

SBI PO 2024: Number of Attempts

State Bank of India has specified the number of attempts for the candidates applying for the position of Probationary Officers. The number of attempts depends on the category of the aspirant, which we have mentioned in the below table.

SBI PO 2024: Number of Attempts
Category	No. of Attempts
General/EWS	04
OBC	07
PwBD (General/EWS/OBC)	07
SC/SC(PwBD), ST/ST(PwBD)	No Restrictions

SBI PO 2024 Exam Centre

SBI PO 2024 exam shall be conducted in numerous centres all over India. The table below shows the exam centres for prelims and mains exams of each State and Union Territory.

SBI PO 2024 Exam Centre
State/UT	Prelims Exam Centre	Mains Exam Centre
Andaman & Nicobar	Port Blair	Port Blair
Andhra Pradesh	Chirala, Chittoor, Eluru, Guntur, Kadapa, Kakinada, Kurnool, Nellore, Ongole, Rajahmundhry, Srikakulam, Tirupati, Vijaywada, Vishakhapatnam, Vizianagaram	Guntur, Kurnool, Vijayawada, Vishakhapatnam
Arunachal Pradesh	Naharlagun	Naharlagun
Assam	Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur	Guwahati
Bihar	Arrah, Aurangabad (Bihar), Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea	Arrah, Patna, Muzaffarpur
Chandigarh	Chandigarh/ Mohali	Chandigarh/ Mohali
Chhattisgarh	Bhilai, Bilaspur, Raipur	Raipur
Goa	Panaji	Panaji
Gujarat	Ahmedabad/ Gandhinagar, Anand, Himmatnagar, Jamnagar, Mehsana, Rajkot, Surat, Vadodara	Ahmedabad/ Gandhinagar
Haryana	Ambala, Faridabad, Gurugram, Ambala, Faridabad, Gurugram	Ambala, Faridabad, Gurugram
Himachal Pradesh	Bilaspur, Hamirpur, Kangra, Kullu, Mandi, Shimla, Solan, Una	Shimla, Solan
Jammu & Kashmir	Jammu, Samba, Srinagar	Jammu, Srinagar
Jharkhand	Bokaro, Dhanbad, Hazaribag, Jamshedpur, Ranchi	Jamshedpur, Ranchi
Karnataka	Belgaum, Bengaluru, Bidar, Davangere, Dharwad, Gulbarga, Hassan, Hubli, Mandya, Mangalore, Mysore, Shimoga, Udupi	Bengaluru
Kerala	Alappuzha, Kannur, Kochi, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thrichur, Thiruvananthapuram	Kochi, Thiruvananthapuram
Ladakh	Leh	Leh
Lakshwadeep	Kavarrati	Kavarrati
Madhya Pradesh	Bhopal, Gwalior, Indore, Jabalpur, Satna, Sagar, Ujjain	Bhopal, Indore
Maharashtra	Amaravati, Chhatrapati Sambhaji Nagar (Aurangabad, Maharashtra), Chandrapur, Dhule, Jalgaon, Kolhapur, Latur, Mumbai/ Thane/ Navi Mumbai, Nagpur, Nanded, Nasik, Pune, Ratnagiri, Solapur	Aurangabad, Nagpur, Pune, Mumbai/ Thane/ Navi Mumbai
Manipur	Imphal	Imphal
Meghalaya	Shillong	Shillong
Mizoram	Aizawl	Aizawl
Nagaland	Kohima	Kohima
Delhi -NCR	Delhi & New Delhi (All NCR cities)	Delhi & New Delhi
Odisha	Balasore, Berhampur (Ganjam), Bhubaneswar, Cuttack, Dhenkanal, Rourkela, Sambalpur	Bhubaneswar
Puducherry	Puducherry	Puducherry
Punjab	Amritsar, Bhatinda, Fatehgarh Sahib, Jalandhar, Ludhiana, Mohali, Pathankot, Patiala, Sangrur	Bhatinda, Jalandhar, Ludhiana, Mohali, Patiala
Rajasthan	Ajmer, Alwar, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur	Jaipur
Sikkim	Bardang – Gangtok	Bardang – Gangtok
Tamilnadu	Chennai, Coimbatore, Erode, Madurai, Nagercoil, Salem, Thanjavur, Thiruchirapalli, Tirunelveli, Vellore, Virudhunagar	Chennai, Madurai, Tirunelveli
Telangana	Hyderabad, Karimnagar, Khammam, Warangal	Hyderabad
Tripura	Agartala	Agartala
Uttar Pradesh	Agra, Aligarh, Prayagraj (Allahabad), Bareilly, Banda, Faizabad, Ghaziabad, Gonda, Gorakhpur, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Noida/ Greater Noida, Sitapur, Varanasi.	Agra, Prayagraj (Allahabad), Ghaziabad, Noida/ Greater Noida, Kanpur, Lucknow, Meerut, Varanasi
Uttarakhand	Dehradun, Haldwani, Roorkee	Dehradun
West Bengal	Asansol, Durgapur, Hooghly, Kalyani, Kolkata, Siliguri	Hooghly, Kalyani, Kolkata

Related Posts
SBI PO Previous Year Papers	SBI PO Cut Off

CAIIB ABM 2024 Exam Readiness Test: Register Now

Table of Contents

CAIIB Registration 2024 has begun for the examination scheduled in July 2024. The ongoing months are the best time for the aspiring candidates which must be utilized in the most effective manner. The team of Adda247 is always along with the aspirants in their preparation phase and so we are organizing the CAIIB ABM 2024 Exam Readiness Test. Earlier CAIIB ABM 2024 ERT was conducted from 19-23 April 2024, the registration link of which has been activated again. Those who could not avail the chance at that time have the opportunity to analyze their performance now.

Schedule of CAIIB ABM 2024 Exam Readiness Test

The schedule of CAIIB ABM 2024 Exam Readiness Test including the test duration, attempt window and result declaration date has been discussed in the given section.

CAIIB ABM 2024 Exam Readiness Test Duration: 2 Hours

CAIIB ABM 2024 Exam Readiness Test Attempt Window: 17 May 2024(06:00 PM) to 19 May 2024(11:55 PM)

CAIIB 2024 Exam Readiness Test Result Declaration: 20 May 2024(03:00 PM)

CAIIB ABM 2024 Exam Readiness Test: Register Now

The direct link to register for the CAIIB ABM 2024 Exam Readiness Test has been provided in the given section.

CAIIB ABM Exam Readiness Test 2024: Register Now
Test	Link
CAIIB ABM 2024 Exam Readiness Test	Register Now

Guidelines for Attempting the All India Mock

All the banking and financial sector employees who have qualified JAIIB and are preparing to avail the next increment through CAIIB should attempt the CAIIB ABM 2024 Exam Readiness Test. The specific guidelines that candidates need to follow while attempting the CAIIB 2024 ERT has been outlined below.

There’s only one opportunity to attempt the CAIIB ABM 2024 Exam Readiness Test. Once started, it cannot be paused or restarted.
The test must be completed in a single attempt since the timer will continue running even if the test window is closed or paused.
Submission of the CAIIB ABM 2024 Exam Readiness Test must be made before the designated deadline.
It is crucial to have a stable internet connection to ensure a seamless experience during the CAIIB ABM 2024 Exam Readiness Test.

CAIIB Syllabus & Exam Pattern 2024, Download Syllabus PDF

Table of Contents

CAIIB Syllabus

The Banking and financial sector employees planning to take up the CAIIB (Certified Associate of the Indian Institute of Bankers) Certification must be acquainted with the CAIIB Syllabus 2024. This exam aims to enhance the knowledge and skills of banking professionals. The IIBF (Institute of Banking & Finance) commenced the registration process for the CAIIB 2024 on 07 May 2024 for the July Session examination. Candidates have to appear in the 5 papers (4 Compulsory + 1 Elective paper) and the detailed syllabus for the same is discussed in the column below.

CAIIB Syllabus 2024: Overview

This table provides an overview of the CAIIB Syllabus 2024, highlighting key aspects such as the conducting body, exam name, mode of exam, types of questions, number of papers, and the official website where candidates can find more information.

Aspect	Details
CAIIB Syllabus 2024: Overview
Exam Conducting Body	Indian Institute of Banking and Finance (IIBF)
Exam Name	CAIIB 2024
Category	Syllabus
Exam Level	National Level
Mode of Exam	Online
Types of Questions	Multiple Choice Type
Number of Papers	5 Papers
Official Website	www.iibf.org.in

CAIIB Exam Pattern 2024

CAIIB 2024 Exam will be conducted on four compulsory papers and one elective paper. The 4 compulsory papers are Advanced Bank Management(ABM), Bank Financial Management(BFM), Advanced Business and Financial Management (ABFM), and Banking Regulations and Business Laws (BRBL). In the elective paper, aspirants have to choose among the options provided and specialize themselves in the subject chosen. CAIIB Elective Subjects include: Rural Banking, Human Resources Management, Risk Management, Central Banking, and Information Technology and Digital Banking Each Paper of CAIIB is further divided into different modules and candidates have to cover each module to qualify for the Exam. At the time of registration of the application, candidates have to choose the medium in which they will attempt the paper which can be either in Hindi or English. CAIIB 2024 Exam will be in online medium and each of the papers will consist of 100 questions of 100 marks. To complete each paper of the CAIIB Exam the time allotted will be 2 Hours.

CAIIB Exam Pattern 2024
Papers	No. of Qs.	Total Marks	Duration
Advanced Bank Management	100	100	2 Hours
Bank Financial Management	100	100	2 Hours
Advanced Business and Financial Management	100	100	2 Hours
Banking Regulations and Business Laws	100	100	2 Hours
Elective Paper	100	100	2 Hours

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IIBF CAIIB Syllabus 2024

In the CAIIB Syllabus 2024, there are four mandatory subjects and five Elective Papers. Among the five Elective Papers, candidates are required to select one according to their preference. Below, we have provided a list of both the Compulsory and Elective Subjects for CAIIB.

CAIIB Syllabus 2024: CAIIB Compulsory Subjects:

Paper 1: Advanced Bank Management(ABM)
Paper 2: Bank Financial Management(BFM)
Paper 3: Advanced Business and Financial Management (ABFM)
Paper 4: Banking Regulations and Business Laws (BRBL)

CAIIB Syllabus 2024: CAIIB Elective Subjects:

Rural Banking
Human Resources Management
Risk Management
Central Banking
Information Technology and Digital Banking

CAIIB Syllabus 2024: Compulsory Papers

The CAIIB Syllabus comprises four mandatory papers: Advanced Bank Management (ABM), Bank Financial Management (BFM), Advanced Business and Financial Management (ABFM), and Banking Regulations and Business Laws (BRBL). Each of these papers is subdivided into multiple modules, comprising various topics and their corresponding sub-topics.

Paper 1: Advanced Bank Management (ABM)

CAIIB Syllabus Paper 1 Advance Bank Management (ABM) includes 4 modules. Statistics, Human Resource Management, Credit Management & Compliance in Banks & Corporate Governance. The detailed syllabus is mentioned below

Module A: Statistics

Paper 1- Module A: Statistics
Topic	Subtopics
Definition of Statistics, Importance & Limitations, Data Collection, Classification & Tabulation	Importance of Statistics – Functions of Statistics – Limitations or Demerits of Statistics – Definitions – Collection of Data – Classification & Tabulation – Frequency Distribution
Sampling Techniques	Random Sampling – Sampling Distributions – Sampling from Normal Populations – Sampling from Non-Normal Populations – Central Limit Theorem – Finite Population Multiplier
Measures of Central Tendency & Dispersion, Skewness and Kurtosis	Arithmetic Mean – Combined Arithmetic Mean – Geometric Mean – Harmonic Mean – Median and Quartiles – Mode – Introduction to Measures of Dispersion – Range and Coefficient of Range – Quartile Deviation and Coefficient of Quartile Deviation – Standard Deviation and Coefficient of Variation – Skewness and Kurtosis
Correlation and Regression	Scatter Diagrams – Correlation – Regression – Standard Error of Estimate
Time Series	Variations in Time Series – Trend Analysis – Cyclical Variation – Seasonal Variation – Irregular Variation – Forecasting Techniques
Theory of Probability	Mathematical Definition of Probability – Conditional Probability – Random Variable – Probability Distribution of Random Variable – Expectation and Standard Deviation – Binomial Distribution – Poisson Distribution – Normal Distribution – Credit Risk – Value at Risk – Option Valuation
Estimation	Estimates – Estimator and Estimates – Point Estimates – Interval Estimates – Interval Estimates and Confidence Intervals – Interval Estimates of the Mean from Large Samples – Interval Estimates of the Proportion from Large Samples
Linear Programming	Graphic Approach – Simplex Method
Simulation	Simulation Exercise – Simulation Methodology

Module B: Human Resource Management

Paper 1- Module B: Human Resource Management
Topic	Subtopics
Fundamentals of Human Resource Management	The Perspective – Relationship between HRM & HRD and their Structure and Functions – Role of HR Professionals – Strategic HRM – Development of HR Functions in India
Development of Human Resources	HRD and its Subsystems – Learning and Development – Role and Impact of Learning – Attitude Development – Career Path Planning – Self-Development – Talent Management – Succession Planning
Human Implications of Organisations	Human Behaviour and Individual Differences – Employees Behaviour at Work – Diversity at Workplace and Gender Issues – Theories of Motivation and their Practical Implications – ‘Role’: Its Concept & Analysis
Employees’ Feedback and Reward System	Employees’ Feedback – Reward and Compensation System
Performance Management	Appraisal Systems – Performance Review and Feedback – Counselling – Competency Mapping and Assessment of Competencies – Assessment Centres – Behavioural Event Interview (BEI)
Conflict Management and Negotiation	Conflict: Concept & Definition – Characteristics of Conflict – Types of Conflicts – Reasons for Conflict – Different Phases of Conflict – Conflict Resolution – Conflict Management – Negotiation Skills for Resolution of Conflicts
HRM and Information Technology	Role of Information Technology in HRM – HR Information and Database Management – Human Resource Information System (HRIS) – Human Resource Management System (HRMS) – e–HRM – HR Research – Knowledge Management – Technology in Training – HR Analytics

Module C: Credit Management

Paper 1- Module C: Credit Management
Topic	Subtopics
Overview of Credit Management	Importance of Credit – Historical Background of Credit in India – Principles of Credit – Types of Borrowers – Types of Credit – Components of Credit Management – Role of RBI Guidelines in Bank’s Credit Management
Analysis of Financial Statements	Which are the Financial Statements – Users of Financial Statements – Basic Concepts Used in Preparation of Financial Statements – Accounting Standards (AS) – Legal Position Regarding Financial Statements – Balance Sheet – Profit and Loss Account – Cash Flow Statement – Funds Flow Statement – Projected Financial Statements – Purpose of Analysis of Financial Statements by Bankers – Rearranging the Financial Statements for Analysis – Techniques used in Analysis of Financial Statements – Creative Accounting – Related Party Transactions
Working Capital Finance	Concept of Working Capital – Working Capital Cycle – Importance of Liquidity Ratios – Methods of Assessment of Bank Finance – Working Capital Finance to Information Technology and Software Industry – Bills/Receivables Finance by the Banks – Guidelines of RBI for Discounting/Rediscounting of Bills by Banks – Trade Receivables Discounting System (TReDS) – Non-Fund Based Working Capital Limits – Other Issues Related to Working Capital Finance
Term Loans	Important Points about Term Loans – Deferred Payment Guarantees (DPGs) – Difference between Term Loan Appraisal and Project Appraisal – Project Appraisal – Appraisal and Financing of Infrastructure Projects
Credit Delivery and Straight Through Processing	Documentation – Third-Party Guarantees – Charge over Securities – Possession of Security – Disbursal of Loans – Lending under Consortium/Multiple Banking Arrangements – Syndication of Loans – Straight-Through Loan Processing or Credit Underwriting Engines
Credit Control and Monitoring	Importance and Purpose – Available Tools for Credit Monitoring/Loan Review Mechanism (LRM)
Risk Management and Credit Rating	– Meaning of Credit Risk – Factors Affecting Credit Risk – Steps Taken to Mitigate Credit Risks – Credit Ratings – Internal and External Ratings – Methodology of Credit Rating – Use of Credit Derivatives for Risk Management – RBI guidelines on Credit Risk Management – Credit Information System
Restructuring/Rehabilitation and Recovery	Credit Default/Stressed Assets/NPAs – Wilful Defaulters – Non-cooperative borrowers – Options Available to Banks for Stressed Assets – RBI Guidelines on Restructuring of Advances by Banks – Available Frameworks for Restructuring of Assets – Sale of Financial Assets
Resolution of Stressed Assets under Insolvency and Bankruptcy Code 2016	Definition of Insolvency and Bankruptcy – To Whom the Code is Applicable – Legal Elements of the Code – Paradigm Shift – Corporate Insolvency Resolution Process – Liquidation process – Pre-packed Insolvency Resolution Process for stressed MSMEs

Module D: Compliance in Banks & Corporate Governance

Paper 1- Module D: Compliance in Banks & Corporate Governance
Topic	Subtopics
Compliance Function in Banks	Compliance Policy – Compliance Principles, Process and Procedures – Compliance Programme – Scope of Compliance Function – Role & Responsibilities of Chief Compliance Officer (CCO)
Compliance Audit	Role of Risk Based Internal Audit and Inspection – Reporting Framework and Monitoring Compliance – Disclosure Requirements – Accounting Standards – Disclosures under Listing Regulations of SEBI
Compliance Governance Structure	Organisational Structure – Responsibility of the Board and Senior Management – Compliance Structure at the Corporate Office – Functional Departments – Compliance Structure at Field Levels – Internal Controls and its Importance
Framework for Identification of Compliance Issues and Compliance Risks	Compliance Issues – Compliance Risk – Inherent Risk and Control Risk – Independent Testing and Effective Audit Programme – Reporting Framework and Monitoring Compliance – Role of Inspection and Audit – Loan Review Mechanism/Credit Audit – What is Good Compliance
Compliance Culture and GRC Framework	How to Create Compliance Culture Across the Organisation – Governance, Risk and Compliance – GRC Framework – Benefits of an Integrated GRC Approach – Whistle-blower Policy – The Components of a Whistle-blower Policy – Reasons for Compliance Failures
Compliance Function and Role of Chief Compliance Officer in NBFCs	Framework for Scale-Based Regulation for Non-Banking Financial Companies – Transition Path – Framework for Compliance Function and Role of Chief Compliance Officer in Non-Banking Financial Companies in Upper Layer and Middle Layer (NBFC-UL & NBFC-ML)
Fraud and Vigilance in Banks	Definition of Fraud – Definition of Forgery – Areas in which Frauds are committed in Banks – Banking and Cyber Frauds – Fraud Reporting and Monitoring System – Vigilance Function in Banks – RBI Guidelines for Private Sector and Foreign Banks

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Paper 2: Bank Financial Management (BFM)

IIBF CAIIB Syllabus Paper 2 Bank Financial Management (BFM) includes the four modules:

Module A: International Banking

Paper 2- Module A: International Banking
Topic	Subtopics
Exchange Rates and Forex Business	Foreign Exchange – Definition and Markets – Factors Determining Exchange Rates – Exchange Rate Mechanism – Foreign Exchange Dealing Room Operations – Derivative Products – RBI / FEDAI Guidelines – Foreign Exchange Arithmetic – Concepts and Examples
Liberalised Remittance Scheme (LRS) and other Remittance Facilities for Residents	Capital Account Transactions and Current Account Transactions – Key Sections under FEMA vis-à-vis Liberalized Remittance Scheme – Permissible/Non-permissible Remittances under LRS – Operational Guidelines – Remittances under LRS for Current Account Transactions – Tax Collected at Source (TCS) – LRS vis-à-vis Capital Account Transactions – Reporting Requirements under LRS
Correspondent Banking and NRI Accounts	Correspondent Banking – Accounts and other Services – Nostro, Vostro and Loro Accounts – Electronic Modes of Transmission/Payment Gateways – SWIFT, CHIPS, CHAPS, RTGS, etc. – NRI Banking – NRI accounts – Rupee and Foreign Currency Accounts – Facilities to NRIs – Advances to Non-Residents against Non-Resident Deposits – Housing Loans to Non-Resident Indians
Documentary Letters of Credit	Definition of Letter of Credit – Types of Letters of Credit – Operations of Letter of Credit – UCP 600 and Important Articles – Liabilities, Responsibilities and Rights of the Parties – Documents under LC – Scrutiny, Crystallization, Follow-up for Bills under LC and Safeguards for Banks – Risks Relating to LC Transactions – Standby Letter of Credit (Similar to Guarantees) – Uniform Rules for Bank-to-Bank Reimbursements (URR–725) – International Standard Banking Practice – 745 (ISBP 745) – Incoterms – Case Studies
Facilities for Exporters and Importers	Exchange and Trade Control Guidelines for Exporters – Facilities for Exporters – Export Finance – Gold Card Scheme for Exporters – Export Data Processing and Monitoring System (EDPMS) – Factoring and Forfaiting – Exchange and Trade Control Guidelines for Importers – Import Finance – Import Data Processing and Monitoring System (IDPMS) – Trade Credit – Supplier’s Credit and Buyer’s Credit – Case Study on Export Finance
External Commercial Borrowings and Foreign Investments in India	External Commercial Borrowings – Concepts – ECBs – Other Operational Concepts – Reporting Requirements – Conversion of ECB into Equity – Foreign Investments – Key Concepts – Eligible Foreign Investors – Eligible Investee Entities – Eligible Investment Instruments – Prohibited Sectors – Rules Governing Pledge of Shares – Operational Guidelines – Snap Shot of Non-Debt Instruments (NDI) Rules – List of Documents for Obtention of Foreign Investments – List of Documents for Refund of Foreign Investments
Risks in Foreign Trade – Role of ECGC	Definition of Risk and Risks in International Trade – Country Risk – Export Credit Insurance in International Trade – ECGC Role and Products – ECGC Policies – ECGC’s Products for Banks – Other Aspects Relating to ECGC Policies and Guarantees – Some of the Common “To Do Points” under ECGC Policies – Claims
Role of EXIM Bank, Reserve Bank of India, Exchange Control in India – FEMA, FEDAI and Others	EXIM Bank – Role, Functions and Facilities – Reserve Bank of India – Role and Exchange Control Regulations in India – Foreign Exchange Management Act (FEMA) 1999 – Role of FEDAI and FEDAI Rules – Short Notes on Other Topics: ECB and ADR/GDRs and FCCB;
International Financial Service Centres (IFSC), GIFTCity	Scope of IFSC in India – Opportunities at Gift City – Guidelines relating to setting up of IFSC Banking Units (IBUs) – Role of IFSCA – Regulatory Framework – Permissible Activities at IBUs – Relaxations for the FPI (Foreign Portfolio Investors) Entities at GIFT City
Technology in International Banking	Introduction to Digitization in International Banking – An Overview – Evolution of Technology in International Banking – Benefits and Limitations of Technology in International Banking – Digital Platforms in International Banking – FINTECH and Evolution of FINTECH in International Banking – Delivery channels under FINTECH in International Banking – Sample process of International Trade Using Blockchain Technology – Challenges in FINTECH

Module B: Risk Management

Paper 2- Module B: Risk Management
Topic	Subtopics
Risk and Basic Risk Management Framework	What is Risk? – Linkages among Risk, Capital and Return – Why Risk Management? – Basic Risk Management Framework
Risks in Banking Business	Risk Identification in Banking Business – The Banking Book – The Trading Book – Off-Balance Sheet Exposures – Banking Risks – Definitions
Risk Regulations in the Banking Industry	Regulation of Banking Industries – Necessities and Goals – The Need for Risk-based Regulation in a Changed World Environment – Basel I: The Basel Capital Accord – 1996 Amendment to Include Market Risk – Basel II Accord – Need and Goals – Basel II Accord – Towards Basel III – Capital Charge for Credit Risk – Credit Risk Mitigation – Capital Charge for Market Risk – Capital Charge for Operational Risk – Pillar 2 – Supervisory Review Process – Pillar 3 – Market Discipline – Capital Conservation Buffer – Leverage Ratio – Countercyclical Capital Buffer – Systemically Important Financial Institutions (SIFIs) – Risk Based Supervision (RBS)
Market Risk	Market Risk – Concept – Market Risk in Banks – Market Risk Management Framework – Organisation Structure – Risk Identification – Risk Measurement – Risk Monitoring and Control – Risk Reporting – Managing Trading Liquidity – Risk Mitigation
Credit Risk	General – Credit Risk Management Framework – Organisation Structure – Risk Identification – Risk Measurement – Credit Risk Control and Monitoring – Credit Risk Policies and Guidelines at Transaction Level – Credit Control and Monitoring at Portfolio Level – Active Credit Portfolio Management – Controlling Credit Risk through Loan Review Mechanism (LRM) – Credit Risk Mitigation – Securitisation – Credit Derivatives (CDs)
Operational Risk and Integrated Risk Management	Operational Risk – General – Operational Risk – Classification – Operational Risk Classification by Event Type – Definitions – Operational Risk Management Practices – Management Overview and Organisational Structure – Processes and Framework – Risk Monitoring and Control Practices – Operational Risk Qualification – Operational Risk Mitigation – Scenario Analysis – Integrated Risk Management – The Necessity of Integrated Risk Management – Integrated Risk Management – Challenges – Integrated Risk Management – Approach
Liquidity Risk Management	Liquidity Risk Management – Need & Importance – Potential Liquidity Risk Drivers – Types of Liquidity Risk – Principles for Sound Liquidity Risk Management – Governance of Liquidity Risk Management – Liquidity Risk Management Policy, Strategies and Practices – Management of Liquidity Risk – Ratios in respect of Liquidity Risk Management – Stress Testing – Contingency Funding Plan – Overseas Operations of the Indian Banks’ Branches and Subsidiaries and Branches of Foreign Banks in India – Broad Norms in Respect Of Liquidity Management – Liquidity Across Currencies – Management Information System – Reporting to the Reserve Bank of India – Internal Controls
Basel III Framework on Liquidity Standards	Liquidity Coverage Ratio – Liquidity Risk Monitoring Tools – Net Stable Funding Ratio

Module C: Treasury Management

Paper 2- Module C: Treasury Management
Topic	Subtopics
Introduction to Treasury Management	The Concept – Functions of Integrated Treasury – The Process of Globalisation – Evolving Role of Treasury as Profit Centre – Organisation of Treasury
Treasury Products	Products of Foreign Exchange Markets – Money Market Products – Securities Market Products – Domestic and Global Markets
International Equity and Debt Products	Regulatory Environment – Global Depository Receipts – Indian Depository Receipts – External Commercial Borrowings – Trade Credits – Rupee Denominated Bonds
Funding and Regulatory Aspects	Reserve Assets: CRR and SLR – The Liquidity Adjustment Facility (LAF) – Payment and Settlement Systems
Treasury Risk Management	Supervision and Control of Treasury – Market Risk and Credit Risk – Risk Measures: VaR and Duration – Use of Derivatives in Risk Management
Derivative Products	Derivatives and the Treasury – OTC and Exchange Traded Products – Forwards, Options, Futures and Swaps – Interest Rate and Currency Swaps
Treasury and Asset-Liability Management	Meaning of Asset-Liability Management (ALM), Liquidity Risk and Interest Rate Risk, Role of treasury in ALM, Use of derivatives in ALM, Credit risks and Credit Derivatives, Transfer pricing, Policy Environment

Module D: Balance Sheet Management

Paper 2- Module D: Balance Sheet Management
Topic	Subtopics
Components of Assets and Liabilities	Components of a Bank’s Balance Sheet – What is Asset Liability Management? – Significance of Asset Liability Management – Purpose and Objectives of Asset Liability Management – ALM as Co-ordinated Balance Sheet Management
Capital Adequacy – Basel Norms	Scope of Application – Pillar-1 – Minimum Capital Requirements – Pillar 2- Supervisory Review Process – Pillar 3 – Market Discipline
Asset Classification and Provisioning Norms	Asset Classification – Provisioning Norms
Liquidity Management	Definition – Dimensions and Role of Liquidity Risk Management – Measuring and Managing Liquidity Risk
Interest Rate Risk Management	Essentials of Interest Rate Risk – Sources of Interest Rate Risk – Effects of Interest Rate Risk – Measurement of Interest Rate Risk – Interest Rate Risk Measurement Techniques – Strategies for Controlling Interest Rate Risk – Controls and Supervision of Interest Rate Risk Management – Sound Interest Rate Risk Management Practices – RBI’s Draft Guidelines on Interest Rate Risk in Banking Book
RAROC and Profit Planning	Profit Planning – Risk Aggregation and Capital Allocation – Economic Capital and RAROC

Paper 3: Advanced Business and Financial Management (ABFM)

CAIIB Paper 3 Advanced Business and Financial Management also contains four vast modules, the topics and sub-topics of which has been discussed below.

Module A: The Management Process

Paper 3- Module A: The Management Process
Topic	Subtopics
Basics of Management	Definition of Management – The Management Process – Functions of Management – Importance of Management – Management Thoughts & Approaches – Management Challenges & Opportunities – Introduction to Strategic Management – Business Environment Analysis
Planning	Fundamentals of Planning – Steps in Planning – Importance of Planning – Advantages and disadvantages of planning – Management by Objectives – Plan Components – Contingency planning – Forecasting & Decision Making
Organizing	Introduction and Fundamentals of Organizing – Importance of Organisation – Stages in Organising Process – The Organising Process – Principles of organizing – Types of Organisations – Organisation structure – Organisation charts and manuals – The Organisation culture – Authority & Responsibility – Key Issues in Organisation Structure – Organisational Change – Conflict Dynamics
Staffing	Functions of Staffing – Objectives of staffing – Nature of staffing – Facets of staffing – Significance of staffing – System approach to staffing – Recruitment – Selection – Training – Retention and development – Knowledge and learning management – Performance Appraisal – Human Resource Development
Directing	Characteristics of directing – Importance of directing – Elements of directing – Leadership – Motivation – Communication – Supervision
Controlling	Basics of Controlling – Characteristics of controlling – Advantages of controlling – Limitations of controlling – Types of control management – Control process – Relation between planning and control – Control Techniques – Control technique and Information Technology

Module B: Advanced Concepts of Financial Management

Paper 3- Module B: Advanced Concepts Of Financial Management
Topic	Subtopics
Sources of Finance and Financial Strategies	Equity Capital – Internal Accruals – Preference Capital – Term Loans – Debentures – Alternative Financing Strategies in the Context of Regulatory Requirements
Financial and Operating Leverages	Financial Leverage – Degree of Financial Leverage and its Behaviour – Operating Leverage – Degree of Operating Leverage and its Behaviour – Combined or Total Leverage
Capital Investment Decisions	Objective of capital investment decisions – Estimation of project cash flows – Forecasting and its relation to regulation of capital for short, medium and long-term periods – Relationship between sales, production and other functional budgets – Cash Forecasts – Cost analysis for projects – Methods of Investment appraisal – Social Cost Benefit Analysis
Capital Budgeting for International Project Investment Decisions	Foreign Investment Analysis – Special Considerations-Foreign & Home Currency Cash Flows – Foreign Currency Discount Rates Computation – International Portfolio Investment – Institutional Constraints – Direct and Indirect Channels for International Portfolio Investment – Exchange and Country Risk – Return and Risk of Foreign Investment – Capital Asset Pricing model – Arbitrage pricing theory – International Capital Budgeting Issues involved in overseas projects – Approaches for evaluation of overseas projects – Evaluation methods – Impact of transfer pricing
Adjustment of Risk and Uncertainty in Capital Budgeting Decision	– Sources & Perspectives on Risk – Sensitivity Analysis – Scenario Analysis – Hillier Model – Simulation Analysis – Decision Tree Analysis – Corporate Risk Analysis – Managing Risk – Project Selection Under Risk – Risk Analysis in Practice
Decision Making	Decision Making using Cost-Volume-Profit (CVP) Analysis – Decision Making using Relevant Cost Concepts – Decision Making using Activity Based Costing – Ethical and Non-Financial Considerations Relevant to Decision Making

Module C: Valuation, Mergers & Acquisitions

Paper 3- Module C: Valuation, Mergers & Acquisitions
Topic	Subtopics
Corporate Valuations	Approaches to Corporate Valuation – Adjusted Book Value Approach – Stock and Debt Approach – Direct Comparison Approach – Discounted Cash Flow Approach – Steps involved in valuation using DCF Approach
Discounted Cash Flow Valuation	Estimating Inputs – Approaches to Discounted Cash Flow Models – Various Discounted Cash Flow Models – Dividend Discount Model – Applicability of the Dividend Discount Model
Other Non-DCF valuation models	Relative valuation model – Equity Valuation Multiples Model – Enterprise value multiples Model – Choosing the right multiples – Book value approach Model – Stock and debt approach
Special cases of valuation	Intangibles –Brand, Human valuation etc. – Real estate Firms – Start-up firms – Firms with negative or low earnings – Financial Service companies – Distressed firms – Valuation of cash and cross holdings – Warrants and convertibles – Cyclical & non-cyclical companies – Holding companies – E-commerce firms
Mergers, Acquisitions and Restructuring	Types of Transactions – Reasons for Merger – Mechanics of a Merger – Costs and Benefits of a Merger – Exchange Ratio in a Merger – Purchase of a Division / Plant – Takeovers – Leveraged Buyouts – Acquisition Financing – Business Alliances – Managing Acquisitions – Divestitures – Holding Company – Demergers
Deal structuring and financial strategies	– Negotiations – Payment and legal considerations – Tax and accounting considerations – Tax reliefs and benefits in case of Amalgamation in India – Financial reporting of business combinations – Deal Financing – Financing of cross-border acquisitions in India

Module D: Emerging Business Solutions

Paper 3- Module D: Emerging Business Solutions
Topic	Subtopics
Hybrid Finance	Advantages and disadvantages of Hybrid securities – Types of hybrid securities – Preference Share Capital – Features of Warrants – Features of Convertible Debentures – Differences between Warrants and Convertible debentures – Valuation of Warrants – Valuation of Compulsorily Convertible (Partly or fully) Debentures – Objective of issuing Warrants and Convertible debentures – Features of Foreign Currency Convertible Bond (FCCB) – Mezzanine Financing – Innovative Hybrids
Start-up Finance	– Benefits to startup under the Startup Plan – Startup definition in India – Challenges faced by Startups – State Startup Policy – Pitch Presentation – Programmes and competitions for startups – Tax exemptions – Funding – Investor’s outlook in Startups – Funding schemes and programmes – International challenges and bridges
Private Equity and Venture Capital	– Characteristics of Venture Capital Investments – Characteristics shared by Private Equity and Venture Capital as well as their key distinctions – Financing options available through Venture Capital – Investment in Private Equity – Benefits obtained through private equity – Drawbacks to the practice of private equity – Due diligence – Exit Strategies
Artificial Intelligence	– History of Artificial Intelligence – Applicability of Artificial Intelligence – Artificial Intelligence in Banking and Finance – The future scope of Artificial Intelligence – Neural Networks – Control Theory and Cybernetics – Rational Agents – Motion and Manipulation – Tools and Techniques of Artificial Intelligence – Artificial Intelligence and Morality
Business Analytics as Management Tool	– Essentials of Business Analytics – Types of Analytics – Elements of Business Analytics – Big Data Analytics – Web and Mobile Analytics – Comparing web vs. mobile Analytics – Importance of Business Analytics
Green and Sustainable Financing	– ISO Standards for Green Finance – Building Green Finance – International Best Practices towards Green Finance – Public Policy in India – Progress of Green Finance in India – Challenges and way forward – Growth of Regulatory Framework – National Efforts towards Green and Sustainable Financing – RBI Views on Climate Risk and Sustainable Finance
Special Purpose Acquisition Company	– Advantages of SPAC – Disadvantages of SPAC – SPAC Formation and Timelines – The SPAC Merger – Stakeholders – Characteristics of SPACs – Process – SPAC Capital Structure – Trust Account – Warrants – Forward Purchase – IPO Agreements – De-SPAC Process

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Paper 4: Banking Regulations and Business Laws (BRBL)

CAIIB Syllabus Paper 4 of Banking Regulations & Business Laws (BRBL) has four modules, which has been explained in detail below.

Module A: Regulations & Compliance

Paper 4- Module A: Regulations & Compliance
Topic	Subtopics
Legal Framework of Regulation of Banks	Business of Banking – Constitution of Banks – Reserve Bank of India Act, 1934 – Banking Regulation Act, 1949 – Reserve Bank as a Central Bank and Regulator of Non-Banking Financial Institutions/Banks – Government as a Regulator of Banks – Control over Co-operative Banks – Regulation by Other Authorities
Control over Organisation of Banks	Licensing of Banking Companies including RBI Licensing Policy for Universal Banks and Small Finance Banks/Branch Licensing – Paid-up Capital and Reserves – Shareholding in Banking Companies – Subsidiaries of Banking Companies – Board of Directors – Chairman of Banking Company – Appointment of Additional Directors – Restrictions on Employment – Controls over Management – Corporate Governance – Directors and Corporate Governance
Regulation of Banking Business	Power to Issue Directions – Acceptance of Deposits – Nomination – Loans and Advances – Regulation of Interest Rates – Regulation of Payment Systems – Internet Banking Guidelines – Regulation of Money Market Instruments – Banking Ombudsman – Regulation to Strengthen Financial Stability
Returns, Inspection, Winding Up, Mergers & Acquisitions	Annual Accounts and Balance Sheet – Audit and Auditors – Submission of Returns – Preservation of Records and Return of Paid Instruments – Special Audit – Inspection and Scrutiny – Board for Financial Supervision – Acquisition of Undertakings – Amalgamation of Banks – Winding up of Banks – Penalties for Offences
Non-Banking Financial Companies (NBFCs)	Regulators of NBFCs – Role of NBFC in promoting Inclusive Growth – Registration – Revised Scale Based Regulatory Structure – Nomenclature and Regulatory Norms – Capital Guidelines – Prudential Guidelines – Corporate Governance – Fair Practices Code for applicable NBFC – Bank Finance to NBFCs registered/not requiring registration with RBI – Co-Lending by banks and NBFCs to PSA

Module B: Important Laws/Acts & Legal Aspects of Banking Operations- Part A

Paper 4- Module B: Important Laws/Acts & Legal Aspects of Banking Operations- Part A
Topic	Subtopics
The Prevention of Money Laundering Act, 2002	Offence of Money Laundering – Punishment for Money Laundering – Obligations of Banking Companies, Financial Institutions and Intermediaries – Enhanced Due Diligence – Rules Framed – Records to be Maintained – Information Contained in the Records – Procedure for Maintaining Information – Procedure for Furnishing Information to the Director – Verification of Records of the Identity of Clients – Maintenance of Records of Identity of Clients – Some Cases pertaining to the Act
Negotiable Instruments Act, 1881	Negotiable Instruments, Types and Characteristics – Drawer/Acceptor – Payment of Cheques – Protection to Bankers’ /Customers’ – Material Alteration – Where Alteration is not apparent – Protection to the Collecting Banker
Foreign Exchange Management Act, 1999	Meaning of Certain Important Terms Used in FEMA – Regulation and Management of Foreign Exchange – Powers of RBI with Respect to Authorized Persons – Contravention, Penalties, Adjudication and Appeals – Directorate of Enforcement – Special Provisions relating to Assets held outside India
Payment & Settlement Systems Act, 2007	Definitions – Designated Authority/Authorization – Regulation and Supervision by the RBI – Settlement and Netting – Power of RBI to make regulations
Law Relating to Securities and Modes of Charge – I	Mortgage – Document of Title to Immoveable Property – Meaning – Copy of Document of Title to Immoveable Property Where Acceptable
Law Relating to Securities and Modes of Charge – II	Appropriation – Assignment – Pledge – Hypothecation – Bankers lien – Set-off
Creation/Registration and Satisfaction of Charges	What is a Charge? – Procedure for Registration of Charge – Effect of Registration of Charges – Effect of Non-registration of Charges – Provisions of Companies Act 2013 Relating to Registration of Charges

Module C: Important Laws/Acts & Legal Aspects of Banking Operations- Part B

Paper 4- Module C: Important Laws/Acts & Legal Aspects of Banking Operations- Part B
Topic	Subtopics
Reserve Bank – Integrated Ombudsman Scheme, 2021	Coverage and Definitions – Ombudsman–Appointment/Location of Offices/Establishment of a Centralized Receipt and Processing Centre – Procedure for Redressal of Grievance – Procedure for Filing a Complaint / its Initial Scrutiny and Resolution – Passing of an Award and Right to Prefer to Appeal – Suspension of the Scheme
The Micro, Small and Medium Enterprises Development Act, 2006	Coverage and Definitions – Summary of Regulation – National Board for Micro, Small and Medium Enterprises (NBMSME)/Advisory Committee – Memorandum of Micro, Small and Medium Enterprises – Delayed Payments to Micro and Small Enterprises – Micro and Small Enterprises Facilitation Council and Reference to the Council in case of Disputes – Disclosures and Penalty for Contravention of the Provisions of the Statute
Introduction to Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act, 2002)	Constitutional Validity of the Act – Definitions Under SARFAESI Act, 2002 – Preamble, Appellate Tribunal, Asset Reconstruction, Bank, Board, Borrower, Central Registry, Debt Recovery Tribunal, Default, Financial Assistance, Financial Asset, Financial Institution, Hypothecation, Non-performing Asset, Originator, Obligor, Property, Qualified Institutional Buyer, Scheme, Securitization, Security Agreement, Secured Asset, Secured Creditor, Secured Debt, Security Interest, Security Receipt, Sponsor
Regulation of Securitisation and Reconstruction of Financial Assets of Banks and Financial Institutions	Registration of Asset Reconstruction Company, Cancellation of Certificate of Registration, Acquisition of Rights of Interest in Financial Assets, Notices to Obligor and Discharge of Obligation of Such Obligor, Issue of Security Receipts and Raising of Funds by Securitization or Reconstruction Company, Exemption from Registration of Security Receipt, Measures of Assets Reconstruction, Other Functions of the Securitization Company or Reconstruction Company, Resolution of Dispute, Powers Available with RBI
Enforcement of Security Interest	Enforcement of Security Interest, Chief Metropolitan Magistrate or District Magistrate’s Assistance for Taking Possession of Secured Asset, Manner and Effect of Takeover of Management, No Compensation to Directors for Loss of Office, Application against Measures to Recover Secured Debt, Appeal to Appellate Authority, Right of the Borrower for Compensation and Costs
Central Registry	Central Registry, Central Registrar, Register of Securitization, Reconstruction and Security Interest Transactions, Filing of Transactions of Securitization, Reconstruction and Creation of Security Interest, Modification of Security Interest Registered, Satisfaction of Security Interest, Right to Inspect Particulars of Securitization, Reconstruction of Security Interest Transactions
Offences and Penalties	Penalties, Penalties for Non-compliance of Directions of Reserve Bank of India, Offences, Cognizance of Offences, Power of Adjudicating Authority to Impose Penalty/Appeals against Penalty and Adjudicating Appellate Authority
Miscellaneous Provisions	Non-Applicability of the Provisions of the SARFAESI Act in Certain Cases, Exemption of Certain Classes of Banks /Financial Institutions, Protection of Action Taken in Good Faith, Offences by Companies, Civil Court not to have Jurisdiction, Overriding Effect on Other Laws, Limitation, Power of the Central Government to Make Rules, Amendments to Certain Other Enactments
Registration of Security Interest by Secured Creditors and Other Creditors/ Rectification by Central Government in Some Cases	Registration by Secured Creditors and Other Creditors, Rectification by Central Government in Matters of Registration, Effect of the Registration of Transactions, Right of Enforcement of Securities and Priority Allowed to Secured Creditors
The Recovery of Debts and Bankruptcy Act, 1993	Constitutional Validity of the Act, Extent, Commencement, Application and Definitions – Establishment of Tribunal and Appellate Tribunal – Jurisdiction, Powers & Authority of Tribunals – Procedure of Tribunals – Recovery of Debts Determined by Tribunal and Miscellaneous Provisions
Introduction to the Insolvency and Bankruptcy Code, 2016	Definitions, Coverage, Pillars of IBC, 2016, The Insolvency Resolution Process for Companies and Limited Liability Entities, Corporate Insolvency Resolution Process (CIRP), Initiation of Corporate Insolvency Resolution Process by a Financial Creditor, Suspension of Initiation of CIRP, Persons not Entitled to Make Application, Time – Limit for completion of Insolvency Resolution Process and withdrawal of application admitted under the Code, Declaration of Moratorium and Public Announcement by the Adjudicating Authority, Appointment/Tenure of the Interim Resolution Professional, Committee of Creditors, Appointment of Resolution Professional, Liquidation, Order of Priority of Payment of Debts, Fast Track Insolvency Resolution Process, Voluntary Liquidation of Corporate Person
The Bankers’ Books Evidence Act, 1891	Applicability and Definitions, Conditions in the Printout, Mode of Proof of Certain Entries in Bankers’ Books, Case in which Officer of Bank not Compellable to Produce Books, Inspection of Books by Order of Court or Judge, Costs of Application
The Legal Services Authorities Act, 1987: Lok Adalats	Organization of Lok Adalats, Jurisdiction of Lok Adalats, Cognizance of Cases by Lok Adalats, Disposal of Cases by Lok Adalats, Nature of Award of the Lok Adalats and Powers
The Consumer Protection Act, 2019	Definitions, Unfair Contract and Unfair Trade Practice, Central, State and District Consumer Protection Councils, Central Consumer Protection Authority, District, State and National Consumer Disputes Redressal Commission, Ministry of Consumer Affairs, Food and Public Distribution (Department of Consumer Affairs) Notification dated 30th December, 2021, Finality of Orders and Limitation Period, Consumer Mediation Cell
The Law of Limitation	Definitions, Limitation and Its Computation, Computation of the Period of Limitation, Acts Giving Rise to Fresh Period of Limitation, Certain Important Provisions in Schedule to the Limitation Act
Tax Laws	Income Tax, Commodity Transaction Tax, Goods and Services Tax

Module D: Commercial & Other Laws with Reference to Banking Operations

Paper 4- Module D: Commercial & Other Laws with Reference to Banking Operations
Topic	Subtopics
Meaning and Essentials of a Contract	Meaning of Contract, Key Components to Form a Contract, Essentials of a Valid Contract, Contract Act and Banking
Contracts of Indemnity	Rights of Indemnity Holder, Implied Indemnity, Enforceability of Contract of Indemnity
Contracts of Guarantee	Parties to the Contract, Basic Principles of Contract, Consideration, The Liability of the Surety, Continuing Guarantee, Death of Surety, Variance in Terms, Discharge of Principal Debtor, Forbearance to Sue, Release of Co-surety, Surety’s Dues, Security, Misrepresentation, Implied Promise, Co-sureties, Revocation
Contract of Bailment	Meaning, Essential Features, Bailor’s Disclosure, Bailee’s Care of Goods, Mixing of Goods, Duties of Bailee, Bailee’s Lien
Contract of Pledge	Ingredients, Nature, Pledge by Way of Hypothecation, Pledge by Pledgee
Contract of Agency	Definition, Essential Characteristics, Rules, Types of Agents, Rights and Duties of the Agent and Principal
Meaning & Essentials of a Contract of Sale	Important Terms Defined, Features, Sale vs Agreement to Sell, Distinction
Conditions and Warranties	Meaning, Implied Conditions and Warranties
Unpaid Seller	Rights of an Unpaid Seller
Definition, Meaning and Nature of a Partnership	Meaning, Essential Characteristics, Types, Limited Liability Partnership (LLP)
Relations of Partners	General Duties, Duty to Indemnify, Rights and Duties by Contract, Conduct of Business, Mutual Rights and Liabilities, Property of the Firm, Profits, Rights and Duties
Relations of Partners to Third Parties	Partner as Agent, Implied Authority, Extension and Restriction of Authority, Partner’s Liability, Firm’s Liability, Firm’s Misapplication, Holding Out, Rights of Transferee
Minor Admitted to the Benefit of a Partnership	Legal Position, Retirement, Insolvency
Dissolution of a Firm	Causes, Modes, Liabilities
Effect of Non-Registration	Registration
Definition and Features of a Company	Features, Distinction from Partnership
Types of Companies	Mode of Incorporation, Liability, Public Interest, Holding and Subsidiary
Memorandum of Association and Articles of Association	Definitions, Effect, Distinction
Doctrines of Ultra Vires/Constructive Notice/Indoor Management	Definitions, Effects, Constructive Notice, Indoor Management
Membership of Company	Who is a Member, Modes of Becoming Member, Cessation, Register, Rights and Duties
Prospectus	Definition, Compliance, Mis-statements, Remedies
Directors	Minimum Number, Appointment, Retirement, Rights, Duties, Powers, Compensation
Limited Liability Partnership Act, 2008	Definitions, Incorporation, Partners and Relations, Conversion
Transfer of Property Act, 1882	Sale of Immovable Property, Mortgage, Leases, Actionable Claims
The Right to Information Act, 2005	Applicability, Definitions
Right to Information & Obligations of Public Authorities	Obligations of Public Authorities, Procedure, Disposal of Request, Appeal, Penalties
Information Technology Act, 2000	Definitions, Electronic Governance, Certifying Authorities, Digital Signature, Certificates, Penalties, Appeal, Investigation, Critical Information Infrastructure –Protected System, Application to Electronic Cheque and Truncated Cheque
Prevention of Corruption Act, 1988	Definitions, Special Judges, Offences, Penalties, Fixing of Fines, Persons authorized to investigate, Powers to inspect ‘Bankers Books’, Appeal and Revision Investigation, Powers, Appeal

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JK Bank Apprentice Recruitment 2024 Out, Apply Online Starts

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JK Bank Apprentice Recruitment 2024 Out

The Jammu & Kashmir Bank invited young graduates to participate in their Apprentice programme for the period of 01 year. This recruitment aims to recruit 276 candidates under the Apprentices Act, 1961. The online application was commenced on 14 May 2024. The selected candidates shall be appointed in the branch they apply for. The candidates shall be selected based on a single online Written Test. Candidates can check this column for the JK Bank Apprentice Recruitment 2024.

JK Bank Recruitment 2024 Notification PDF

The J&K Bank has released the detailed notification PDF for the recruitment of individuals as an Apprentice on 09 May 2024. The notification for the Apprentices scheme is issued on its official website i.e. www.jkbank.com. The Notification PDF contains all the relevant details that a candidate must know of. So, it is advised to the candidates to go through the PDF to acquaint themselves with the examination and recruitment process. The Detailed Notification PDF is provided below to download and review it

J&K Apprentice 2024 Notification PDF: Download Now

JK Bank Recruitment 2024: Overview

An overview has been tabulated below for the JK Bank Recruitment 2024, providing a glance at the apprentice programme for JK Bank

JK Bank Recruitment 2024
Organisation	JK Bank (Jammu & Kashmir Bank)
Exam Name	JK Bank Apprentice Recruitment 2024
Post	Apprentices
Vacancies	276
Category	Recruitment
Application Dates	14 May – 28 May 2024
Exam Date	To be Notified
Selection Process	Online Written Test
Stipend	Rs. 10,500/-
Official Website	www.jkbank.com
WhatsApp Official Channel	Join WhatsApp Channel
Telegram Official Channel	Join Telegram Channel

JK Bank Recruitment 2024: Important Dates

Interested candidates should know the important dates relating to the JK Bank Apprentice Recruitment 2024. The online form-filling dates are 14 May – 28 May 2024 (both dates inclusive). The other important dates are tabulated below.

JK Bank Recruitment 2024: Important Dates
Event	Date
Notification Date	09 May 2024
Online Application Start Date	14 May 2024
Online Application End Date	28 May 2024
Online Written Exam Date	To be Notified

JK Bank Apprentice Recruitment 2024 Apply Online Link

The organising body has activated the application link for interested candidates to apply online. Candidates can easily access the apply online link from the link provided below. Before applying candidates must ensure that they fulfil the eligibility criteria set by the JK Bank. Candidates must fill out their application forms on or before 28 May 2024. The direct link to apply online is:

JK Bank Apprentice Recruitment 2024 Apply Online Link

JK Bank Recruitment 2024 Vacancy

There are a total of 276 vacancies under the JK Bank Apprentice Recruitment 2024. The city/ district-wise vacancies are shown in the table below.

JK Bank Recruitment 2024 Vacancy
State	City/ District	Vacancy
Jammu & Kashmir	Srinagar	28
	Ganderbal	10
	Baramulla	13
	Bandipora	5
	Anantnag	14
	Kulgam	8
	Pulwama	11
	Shopian	8
	Budgam	10
	Kupwara	8
	Poonch	6
	Rajouri	8
	Jammu	31
	Samba	8
	Udhampur	7
	Reasi	5
	Kathua	9
	Doda	6
	Ramban	5
	Kishtwar	6
	Kargil	5
Ladakh	Leh	7
Delhi	Delhi	13
Maharashtra	Mumbai	16
Maharashtra	Pune	5
Uttar Pradesh	Lucknow	6
Karnataka	Bangalore	12
Tamil Nadu	Chennai	2
Punjab	Mohali	4
Total		276

JK Bank Apprentice Syllabus 2024

JK Bank Recruitment 2024 Eligibility Criteria

Applicants first check the eligibility criteria, only then do they fill out the application forms. The conditions for the eligibility criteria set by JK Bank are

Educational Qualification
Age Limit

JK Bank Educational Qualification

The candidate must pass the following degree before the last date of the registration i.e. 28 May 2024.

Graduation degree from a recognised University/Institution
Proficient in the local language of the respective region/area

JK Bank Age Limit

The applicants must fall under the prescribed age limit of the organisation and the age relaxation shall be provided as per the government norms. The age limit is calculated from the 01 January 2024 (Cut-off date).

JK Bank Age Limit
Condition	Minimum Age	Maximum Age
Age Limit	20 years	28 years

JK Bank Selection Process 2024

The recruitment of Apprentices for JK Bank is to be completed in 1 stage only.

Online Written Test

The candidates shall be selected based on the marks obtained in the Online Written Test. i.e. merit list shall be created based on the marks obtained in the Online Written Test.

JK Bank 2024 Exam Pattern

The online written test shall be divided into two sections i.e. Reasoning Ability & Quantitative Aptitude and English Comprehension & General Awareness.

JK Bank 2024 Exam Pattern
Section	No. of Qs.	Marks	Duration
Reasoning Ability & Quantitative Aptitude	50	50	30 minutes
English Comprehension & General Awareness	50	50	30 minutes
Total	100	100	60 minutes

Note: There shall be a negative marking of one-fourth (1/4) for each answer marked wrong.

Union Bank of India Recruitment 2024 Out for Financial Literacy Credit Counselor Post

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Union Bank of India has released an advertisement for the recruitment of candidates for the post of Financial Literacy Credit Counselor. The appointment of candidates shall be on a contract basis at the Tohana Centre for a period of one year. Interested candidates can apply by submitting a non-refundable fee of Rs 1000/- in favor of “Regional Head, Union Bank of India, Regional Office Hissar,” payable at Hissar (DD from any nationalized bank is accepted). Applications should include a complete bio-data and details of any relevant experience. Additionally, photocopies of the Aadhaar card, educational qualifications, and any experience certificates must be enclosed. Here, we have provided the snippet of the Union Bank Of India Recruitment 2024.

Union Bank of India Recruitment 2024: Summary

Candidates interested and eligible for the Union Bank of India Recruitment 2024 will get the important highlights in the below table.

Union Bank of India Recruitment 2024
Organization	Union Bank of India
Exam Name	Union Bank of India 2024
Post	Financial Literacy Credit Counselor
Application Mode	Offline
Age Limit	Above 35 Years and Up To 64 Years
Educational Qualification	Graduation
Application Fee	Rs. 1000
Selection Process	Interview
Job Location	Tohana Centre
Official Website	www.unionbankofindia.co.in
Official WhatsApp Channel	Join WhatsApp Channel
Official Telegram Channel	Join Telegram Channel

Union Bank of India Eligibility Criteria 2024

The specific highlights of Union Bank of India Eligibility Criteria 2024 are as follows:

Age Limit: Above 35 Years and Up To 64 Years
Educational Qualification: Graduation
Preference shall be given to Retired or Bank Employees who have opted VRS.
A special consideration shall be for candidates having banking knowledge/financial services or have completed IIBF Certification.
Interested candidates should know computer basics and the Internet.
The applicant should be a resident of the Tohana District and must know the local language.

Union Bank Of India 2024 Application Fees

To apply for the Union Bank of India Recruitment 2024, candidates have to pay an application fees of Rs. 1000 which is non-refundable. Candidates have to pay the amount in in favor of “Regional Head, Union Bank of India, Regional Office Hissar,” payable at Hissar. As specified in the advertisement, the DD(Demand Draft) of any nationalized bank will be accepted.

Union Bank of India Selection Process 2024

Candidates who submit the application form within 7 days of the release of the advertisement and fulfill the eligibility criteria shall be called for an Interview.

Union Bank Of India Salary 2024

A fixed remuneration of Rs. 20000 per month shall be given to candidates recruited for the post of Financial Literacy Credit Counselor in Union Bank of India.

World AIDS Vaccine Day 2024, History and Significance

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World AIDS Vaccine Day 2024

World AIDS Vaccine Day, also referred to as HIV Vaccine Awareness Day, is an annual observance held on May 18th. It commemorates the progress made in the pursuit of developing a vaccine against HIV/AIDS. The inaugural observance of this day took place in 1998, marking the anniversary of the first international AIDS vaccine trial, which was initiated in 1997.

Since its inception, World AIDS Vaccine Day has served as a platform to raise awareness about the critical importance of continued research and development efforts towards creating a vaccine for HIV/AIDS. The day provides an opportunity to acknowledge and honor the scientists, researchers, healthcare professionals, and advocates who are tirelessly working towards this goal.

The primary objective of World AIDS Vaccine Day is to heighten public awareness about the ongoing endeavors to develop an HIV/AIDS vaccine and to emphasize the significance of sustained investment in research and development initiatives. This annual observance engages policymakers, scientific communities, and the general public, encouraging them to lend their support to the efforts aimed at finding a vaccine solution.

By fostering widespread awareness and garnering collective support, World AIDS Vaccine Day aims to accelerate the progress towards developing a safe and effective vaccine against HIV/AIDS, ultimately contributing to the global fight against this persistent health challenge.

World AIDS Vaccine Day 2024: Theme

As part of the global effort to raise awareness and promote the development of an HIV/AIDS vaccine, an annual theme is designated for World AIDS Vaccine Day. This initiative is spearheaded by a dedicated organization that coordinates the worldwide campaign.

For the upcoming World AIDS Vaccine Day in 2024, the specific theme has not yet been unveiled to the public. The organization responsible for this global campaign typically unveils the theme closer to the observance date, allowing for a focused and relevant message to be disseminated across various platforms and regions. Once the theme for World AIDS Vaccine Day 2024 is officially announced, it will be updated here.

Important Days in May 2024: List of National & International Days

World AIDS Vaccine Day 2024: History

World AIDS Vaccine Day, also known as HIV Vaccine Awareness Day, was first celebrated on May 18, 1998, marking the anniversary of the first international AIDS vaccine trial conducted in 1997. This trial, called RV144, took place in Thailand and included over 16,000 participants. It demonstrated that a combination of two vaccines could reduce the risk of HIV infection by 31%, making it the first trial to show any protective effect against HIV.

World AIDS Vaccine Day was established following a resolution at the 1997 World AIDS Vaccine Conference in Paris, which advocated for an annual day to support the ongoing development of an HIV/AIDS vaccine. Initially organized by the National Institute of Allergy and Infectious Diseases (NIAID), part of the United States National Institutes of Health (NIH), and other organizations committed to creating an HIV/AIDS vaccine, this day aims to promote and accelerate vaccine research and development.

World AIDS Vaccine Day 2024: Significance

World AIDS Vaccine Day is crucial as it emphasizes the persistent efforts to develop a vaccine for HIV/AIDS, a disease responsible for millions of deaths and still impacting communities worldwide. This day underscores the critical need for a vaccine, which could offer a long-term solution to the HIV/AIDS epidemic.

Creating an HIV/AIDS vaccine is vital for ending the epidemic, as it would offer a sustainable, cost-effective, and scalable method to prevent new infections. Vaccines have been instrumental in controlling and eradicating other infectious diseases such as polio, smallpox, and measles. Thus, a safe and effective HIV/AIDS vaccine would represent a significant breakthrough in the global battle against HIV/AIDS.

World AIDS Vaccine Day also aims to increase awareness about the ongoing research and development of an HIV/AIDS vaccine. It fosters scientific innovation, community participation, and global collaboration to speed up the progress toward vaccine development. The day encourages policymakers, researchers, healthcare professionals, and the public to support continuous efforts in finding a vaccine.

Daily Current Affairs 16th May 2024, Important News Headlines (Daily GK Update)

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National News

Bharat Pavilion Unveiled at the 77th Cannes Film Festival

Inauguration of the Bharat Pavilion, formerly known as the India Pavilion, marked a significant moment at the 77th Cannes Film Festival. The renaming reflects India’s commitment to traditional storytelling while seeking global collaborations.

Special Commemorative Coin Released on MDL Shipyard 250th Anniversary

Defence Secretary Giridhar Aramane unveiled a commemorative Rs 250 coin during the celebration of the 250th anniversary of Mazagon Dock Limited (MDL) in New Delhi on May 14, 2024. The event, hosted by MDL, commemorated its evolution from a dry dock in 1774 to a premier naval shipyard under the Ministry of Defence.

IndiaSkills 2024: Unveiling India’s Premier Skill Competition

The grand commencement of IndiaSkills 2024 took place at Yashobhoomi, Dwarka, New Delhi on 15 May 2024. Over the span of four days, this esteemed competition will assess the proficiency of students across 61 diverse categories, providing a platform for showcasing talent at both national and international levels.

Defence News

Indian Air Force Tests BHISHM Portable Hospital for Airdrop in Agra

The Indian Air Force recently conducted a test in Agra for the BHISHM portable hospital, a crucial component of “Project BHISHM” aimed at providing rapid and comprehensive medical assistance during emergencies. These portable cubes, part of a broader initiative, can cater to up to 200 casualties, emphasizing swift response and extensive care.

Economy News

India’s Urban Unemployment Rate Declines to 6.7% in March Quarter

The 22nd Periodic Labour Force Survey (PLFS) conducted by the National Sample Survey Office (NSSO) revealed that the unemployment rate among individuals aged 15 years and above in urban areas of India decreased to 6.7% in the January-March 2024 period. The survey offers insights into various labor force indicators, including unemployment rate, worker population ratio (WPR), and labor force participation rate (LFPR) based on the Current Weekly Status (CWS) approach.

LIC Granted 3-Year Extension by Sebi to Achieve 10% Public Shareholding

In a move aimed at granting additional time to Life Insurance Corporation (LIC) of India to meet regulatory requirements, the Securities and Exchange Board of India (Sebi) has extended LIC’s deadline to achieve a minimum 10% public shareholding. LIC, a state-owned insurance giant, now has until May 16, 2027, to fulfill this obligation.

Agreements News

PhonePe Launches UPI in Sri Lanka in Partnership with LankaPay

In a significant move, PhonePe has joined forces with LankaPay to introduce UPI payments in Sri Lanka. This collaboration allows PhonePe users to seamlessly utilize UPI for transactions across LankaPay QR merchants, providing them with familiarity and security while traveling. The partnership aims to enhance the payment experience for Indian tourists and business travelers in Sri Lanka, while also offering a cost-effective solution for merchants. The initiative received commendation from key figures including PhonePe’s CEO, Ritesh Pai, LankaPay CEO Channa de Silva, and Sri Lankan Central Bank Governor Nandalal Weerasinghe.

Awards News

Ruskin Bond Awarded Prestigious Sahitya Akademi Fellowship

In a momentous occasion, the eminent author Ruskin Bond has been bestowed with the Sahitya Akademi Fellowship, the highest honour conferred by India’s premier literary organization, the Sahitya Akademi. Due to Bond’s ill health, the prestigious award was presented to him at his Mussoorie home by Sahitya Akademi President Madhav Kaushik and Secretary K. Sreenivasarao, in the presence of his son.

Science and Technology News

NASA Appoints New Chief for Artificial Intelligence

NASA has given a new role to David Salvagnini as the agency’s Chief Artificial Intelligence (AI) Officer. This is an addition to his current job as Chief Data Officer. The appointment shows NASA’s commitment to using AI technology responsibly.

Sports News

Sunil Chhetri Announces Retirement from International Football

Sunil Chhetri, India’s most decorated footballer, has announced his retirement from international football. The FIFA World Cup Qualifier game against Kuwait in Kolkata on June 6 will be his last appearance for the national team.

Important Days

International Day of Living Together in Peace 2024

The International Day of Living Together in Peace is an annual observance held on 16 May every year. Established by the United Nations General Assembly, this day aims to support global efforts in promoting peace, unity, and solidarity among nations and individuals.

International Day of Light 2024: Celebrating the Power of Light

The International Day of Light is an annual celebration established by UNESCO to recognize the significance of light and light-based technologies in revolutionizing our society and various aspects of our daily lives.

Obituaries News

Veteran Congress Leader and Former Governor Kamla Beniwal Passes Away at 97

The Indian political landscape mourns the loss of a pioneering figure, Kamla Beniwal, who breathed her last on Wednesday, May 15, 2024, at the age of 97. Beniwal, a veteran Congress leader and former governor of Gujarat, Tripura, and Mizoram, left an indelible mark on the nation’s political arena with her unwavering commitment and decades-long service.

Former Indian Army Officer Killed in Gaza Attack

The ongoing conflict in Gaza has claimed the life of Colonel (Retd.) Waibhav Anil Kale, a former Indian Army officer who was serving as a staff member of the United Nations Department of Safety and Security (DSS) in the region. The tragic incident occurred on May 13, 2024, when Kale’s vehicle came under attack in Rafah, Gaza, marking the first international casualty since the latest escalation of hostilities between Israel and Hamas.

Important Days in May 2024, List of National and International Days

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Important Days in May 2024

May is a significant month filled with various important days that hold relevance from a general awareness perspective. As the examination season for 2024 approaches, candidates aspiring for regulatory, banking and SSC exams should be well-versed in the notable days observed in May. To aid aspirants in their preparation, a comprehensive list of important days to be commemorated in May 2024 has been curated.

This compilation serves as a valuable resource for candidates, enabling them to broaden their knowledge and stay informed about the diverse occasions celebrated during this month. Possessing an understanding of these significant days can potentially benefit candidates in various competitive government examinations, where questions related to general awareness are frequently encountered.

List of Important Days in May 2024

In May, the fifth month of the year with a span of 31 days, it’s crucial for candidates gearing up for competitive exams to be acquainted with significant dates. May 2024 in India is marked by a plethora of cultural celebrations and special occasions. Here, we offer an elaborate insight into the notable days of this month in the table below:

Important Days in May 2024
Date	Event	Theme
1st May	International Labour Day	–
3rd May	World Press Freedom Day	A Press for the Planet: Journalism in the face of the environmental crisis
4th May	Coal Miners Day	–
5th May	World Laughter Day (1st Sunday of May)	–
7th May	World Asthma Day (First Tuesday of May)	Asthma Education Empowers
8th May	World Red Cross & Red Crescent Day	Keeping Humanity Alive
8th May	International Thalassemia Day	Empowering Lives, Embracing Progress: Equitable and Accessible Thalassaemia Treatment for All
11th May	National Technology Day	–
12th May	National Nurses Day	Our Nurses. Our Future. The economic power of care.
12th May	Mother’s Day	–
15th May	International Day of Families	Families & Climate Change: International Year of the Family + 30
17th May	World Telecommunication and Information Society Day	Digital Innovation for Sustainable Development
17th May	World Hypertension Day	Measure Your Blood Pressure Accurately, Control It, Live Longer
18th May	World AIDS Vaccine Day	–
20th May	World Metrology Day	Sustainability
21st May	Anti-Terrorism Day	–
22nd May	International Day for Biological Diversity	Be Part of the Plan
24th May	Commonwealth Day	–
29th May	International Day of United Nations Peacekeepers	–
29th May	International Everest Day	–
31st May	World No Tobacco Day	Protecting children from tobacco industry interference.

Important Days in May 2024: Details

Recognizing the importance of global festivals and events holds great value, especially for those undertaking government exam preparation. Below, we’ve provided detailed information on several key days scheduled for May 2024. Find below comprehensive insights into the significance of these important dates.

1st May: International Labour Day

May 1st marks International Labor Day, also known as May Day, an annual celebration dedicated to highlighting the struggles and achievements of labourers. It holds significant importance as the foremost event in May observed globally. People worldwide commemorate this day by organizing marches and protests advocating for workers’ rights.

3rd May: Press Freedom Day

On the 3rd of May, Press Freedom Day is observed, aiming to recognize the endeavours of journalists in delivering pertinent information to the public. Established by the United Nations, this day advocates for democracy, access to accurate information, and the freedom of speech. It serves as a tribute to journalists who sacrificed their lives in the pursuit of serving society through their duties.

4th May: Coal Miners Day

May 4th annually marks Coal Miner’s Day, a celebration dedicated to honouring coal miners. Coal, a significant fossil fuel abundant in carbon, is central to this commemoration. However, miners often encounter respiratory ailments as a consequence of coal inhalation and pollution exposure.

7th May: World Asthma Day

Every year, World Asthma Day falls on the first Tuesday of May. This year, it’s observed on May 7th to increase awareness about asthma, a condition that impacts the lungs and leads to respiratory issues such as shortness of breath, chest tightness, and persistent coughing. The theme for World Asthma Day 2024 will be announced at a later date.

8th May: World Thalassemia Day

Every year on May 8th, World Thalassemia Day is observed to highlight the challenges faced by individuals affected by genetic disorders and to promote awareness about thalassemia.

20th May: Metrology Day

Each year on May 20th, World Metrology Day is celebrated globally. The theme for World Metrology Day 2024 will be disclosed at a later time. This occasion is dedicated to emphasizing the significance of metrology, spurred by the Measurements Standards Laboratory (MSL).

17th May: World Hypertension Day

Every year on May 17th, World Hypertension Day is observed worldwide, initiated by the World Hypertension League (WHL). The theme for World Hypertension Day 2024 will be announced at a later date.

31st May: World No Tobacco Day

Every year on May 31st, World No Tobacco Day, also recognized as World Anti-Tobacco Day, is commemorated globally. This initiative, led by the World Health Organization, aims to raise awareness among individuals about the detrimental impacts of tobacco, including its association with cancer, respiratory illnesses, and more.

Importance of Important Days

By diligently studying and familiarizing themselves with the important days in May, aspirants can enhance their overall preparedness and increase their chances of excelling in the forthcoming examinations. This carefully crafted list not only highlights the dates but also provides insights into the significance and historical context of each occasion, ensuring that candidates gain a holistic understanding of the subject matter.

Preparing for competitive exams requires a multifaceted approach, and being well-versed in important days is an essential component. By dedicating time and effort to grasp the relevance of these occasions, candidates can demonstrate their comprehensive knowledge, which is highly valued in the competitive examination landscape.

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CAIIB Exam Pattern 2024

IIBF CAIIB Syllabus 2024

CAIIB Syllabus 2024: Compulsory Papers

Paper 1: Advanced Bank Management (ABM)

Module A: Statistics

Module B: Human Resource Management

Module C: Credit Management

Module D: Compliance in Banks & Corporate Governance

Paper 2: Bank Financial Management (BFM)

Module A: International Banking

Module B: Risk Management

Module C: Treasury Management

Module D: Balance Sheet Management

Paper 3: Advanced Business and Financial Management (ABFM)

Module A: The Management Process

Module B: Advanced Concepts of Financial Management

Module C: Valuation, Mergers & Acquisitions

Module D: Emerging Business Solutions

Paper 4: Banking Regulations and Business Laws (BRBL)

Module A: Regulations & Compliance

Module B: Important Laws/Acts & Legal Aspects of Banking Operations- Part A

Module C: Important Laws/Acts & Legal Aspects of Banking Operations- Part B

Module D: Commercial & Other Laws with Reference to Banking Operations

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