Bank of India Credit Officer Notification 2026 Out 779 Posts, Official PDF Available

The Bank of India (BOI) has released the Credit Officer Recruitment Notification 2026 under Project No. 2026-27/01 for the recruitment of 779 Credit Officers in the General Banking Officer (GBO) stream. The vacancies are available across MMGS-II, MMGS-III, and SMGS-IV scales. Interested and eligible candidates can submit their online applications from 30 June 2026 to 20 July 2026 through the official website of Bank of India.

Bank of India Credit Officer Notification 2026 Out

The recruitment offers an excellent opportunity for experienced banking professionals looking to join one of India’s leading Public Sector Banks. The official notification includes complete details regarding vacancies, eligibility, salary, selection process, application fee, and the online application procedure. The online examination date will be announced separately by the Bank.

Bank of India Credit Officer Notification 2026: Download PDF

Are You Preparing For Bank of India Credit Officer Exam 2026?

BOI Credit Officer Notification 2026: Overview

Particular	Details
Organization	Bank of India
Recruitment	Credit Officer Recruitment 2026
Project No.	2026-27/01
Post	Credit Officer (GBO Stream)
Total Vacancies	779
Scales	MMGS-II, MMGS-III & SMGS-IV
Application Mode	Online
Registration Starts	30 June 2026
Last Date to Apply	20 July 2026
Online Exam	To be notified
Official Website	www.bankofindia.co.in

Bank of India Credit Officer Important Dates

Event	Date
Notification Release	29 June 2026
Online Application Begins	30 June 2026
Last Date to Apply	20 July 2026
Last Date for Fee Payment	20 July 2026
Online Examination	To be announced

Bank of India General Banking Officer Vacancy 2026

A total of 779 vacancies have been announced across three officer scales.

Scale	UR	EWS	OBC	SC	ST	Total
MMGS-II	274	69	180	102	52	677
MMGS-III	22	8	16	10	5	61
SMGS-IV	21	3	9	6	2	41
Total	317	80	205	118	59	779

Bank of India CO Eligibility Criteria 2026

Candidates must fulfil the prescribed nationality, age, educational qualification, and work experience requirements as of 01 June 2026.

Nationality

Candidates must be:

Citizen of India
Subject of Nepal or Bhutan
Tibetan Refugee (subject to eligibility conditions)
Person of Indian Origin from specified countries with Government of India eligibility certificate

Age Limit

MMGS-II: 25–32 Years
MMGS-III: 28–38 Years
SMGS-IV: 32–45 Years

Educational Qualification & Experience

Post	Educational Qualification	Preferred Qualification	Experience
Credit Officer (MMGS-II)	Graduation (60% marks, 55% for SC/ ST/ OBC/ PwBD) or CA/ CMA-ICWA/ CS/ CFA	PG in Commerce/ Banking/ Finance/ Management/ Marketing/ Credit-related field, MBA/ PGDBM, or Certified Credit Professional (IIBF/ Moody’s/ Govt.-approved)	3 years as Officer, including 2 years in MSME/ Commercial Credit, Project Finance, or Mid & Large Credit in SCBs/ FIs/ NBFCs
Credit Officer (MMGS-III)			5 years as Officer, including 3 years in MSME/ Commercial Credit, Project Finance, or Mid & Large Credit in SCBs/ FIs/ NBFCs
Credit Officer (SMGS-IV)			7 years as Officer, including 4 years in MSME/ Commercial Credit, Project Finance, or Mid & Large Credit in SCBs/ FIs/ NBFCs

Bank of India GBO Application Fee

The application fee must be paid online using Debit Card, Credit Card, Internet Banking, UPI, QR, or Mobile Wallet.

SC/ST/PwBD: ₹175
General/OBC/EWS: ₹850

Bank of India Credit Officer Selection Process

The recruitment process may consist of:

Online Examination
Personal Interview
Document Verification
Final Merit List

Note: The final merit will be prepared with 70% weightage to the Online Examination and 30% to the Interview.

BOI Credit Officer Exam Pattern 2026

Total Duration: 120 Minutes
English Language is a qualifying in nature.
Only Professional Knowledge marks are considered for merit.
There is a negative marking of 0.25 marks for every incorrect answer.

Test	Questions	Marks	Duration
English Language	25	25	120 minutes
Professional Knowledge	100	100
Total	125	125

How to Apply for Bank of India Credit Officer Recruitment 2026?

Candidates can apply online by following these steps:

Visit the official BOI website.
Open the Career section.
Click on Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.
Complete the registration process.
Fill in the online application form.
Upload the required documents.
Pay the application fee.
Submit the application and download the confirmation page for future reference.

Bank of India CO Salary 2026

Selected candidates will receive salary as per the applicable officer scale.

MMGS-II: ₹64,820 – ₹93,960
MMGS-III: ₹85,920 – ₹1,05,280
SMGS-IV: ₹1,02,300 – ₹1,20,940

Apart from the basic pay, officers will also receive Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, Medical Benefits, Leave Travel Concession, and other admissible benefits as per Bank rules.

BOI GBO Exam Centres list

The online exam will be conducted at the following centres:

Ahmedabad / Gandhinagar
Bengaluru
Hubballi (Hubli) / Dharwad
Bhopal, Indore, Ujjain
Bhubaneswar
Mohali
Chennai, Coimbatore
Dehradun
Delhi / Delhi NCR
Guwahati
Hyderabad
Vijayawada / Guntur
Visakhapatnam
Jaipur
Jammu
Kolkata
Lucknow, Agra, Kanpur
Mumbai / Thane / Navi Mumbai / MMR
Panaji
Patna
Raipur
Ranchi
Shimla, Bilaspur
Thiruvananthapuram, Ernakulum

FAQs

How many vacancies have been announced under the Bank of India Credit Officer Recruitment 2026?

A total of 779 vacancies have been announced for Credit Officer posts in the GBO Stream across MMGS-II, MMGS-III, and SMGS-IV scales.

What are the online application dates for BOI Credit Officer Recruitment 2026?

The online application process will commence on 30 June 2026 and remain open until 20 July 2026.

What is the selection process for Bank of India Credit Officer 2026?

The selection process may include an Online Examination and/or Personal Interview, followed by document verification. If both stages are conducted, the final merit will be prepared with 70% weightage to the online test and 30% to the interview.

What is the age limit for BOI Credit Officer Recruitment 2026?

The age limit is 25–32 years for MMGS-II, 28–38 years for MMGS-III, and 32–45 years for SMGS-IV. Age relaxation is applicable for reserved categories as per Government norms.

What educational qualification is required for the BOI Credit Officer post?

Candidates must possess a Graduation degree with at least 60% marks (55% for SC/ST/OBC/PwBD) or a professional qualification such as CA, CMA-ICWA, CS, or CFA, along with the prescribed work experience

How much work experience is required for the Credit Officer posts?

Candidates need 3 years (MMGS-II), 5 years (MMGS-III), or 7 years (SMGS-IV) of post-qualification experience, including relevant experience in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit.

What is the salary of a Bank of India Credit Officer?

The basic pay ranges from ₹64,820 to ₹1,20,940, depending on the scale, along with Dearness Allowance, HRA, Special Allowance, medical benefits, and other admissible perks.

What is the exam pattern for BOI Credit Officer Recruitment 2026?

The online examination consists of 125 objective-type questions carrying 125 marks. The English Language section is qualifying in nature, while Professional Knowledge determines the merit.

Is there any negative marking in the BOI Credit Officer Exam 2026?

Yes, 0.25 marks will be deducted for every incorrect answer in the online examination.

What is the application fee for General and SC/ST categories?

The application fee is ₹175 for SC/ST/PwBD candidates and ₹850 for General, OBC, and EWS candidates.

Can a fresh graduate apply for these 779 Credit Officer posts?

No. Fresh graduates are not eligible for the Bank of India Credit Officer Recruitment 2026. Along with the prescribed educational qualification, candidates must have relevant post-qualification work experience ranging from 3 to 7 years, depending on the scale applied for.