List Of Bank Holidays In Punjab 2020– Banks in India observes different types of holidays in India. There are National holiday, Saturday holidays and State specific holiday. In this space we will be preparing the list of holidays in Punjab 2020. This list is prepared from the official website of RBI. If you wish to check the list of holidays of other region as well, Click here. This list can be very handy for those of you, who are planing to visit any of the bank branch in Punjab. National Holidays includes: Republic day, Independence, Gandhi Jayanti etc. while the Saturday bank holiday refers to the holiday observe in banks every second and fourth Saturday. If you wish to check that complete list, Click here.
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Bank Holidays In Punjab 2020
Given below is the complete list of the “Bank Holidays In Punjab 2020”
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|2/01/2020||Year Celebration/Guru Govind Singh Ji Birthday||Holiday under Negotiable Instruments Act|
|21/02/2020||Mahashivratri||Holiday under Negotiable Instruments Act|
|10/03/2020||Holi (Second Day)/Dol Jatra/Dhuleti/Yaosang 2nd Day||Holiday under Negotiable Instruments Act|
|1/04/2020||Annual closing of banks||Banks’ Closing of Accounts|
|2/04/2020||Ram Navami||Holiday under Negotiable Instruments Act|
|6/04/2020||Mahavir Jayanti||Holiday under Negotiable Instruments Act|
|10/04/2020||Good Friday||Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday|
|7/05/2020||Buddha Pournima||Holiday under Negotiable Instruments Act|
|25/05/2020||Ramzan Id (Id-Ul-Fitr) (Shawal-1)||Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday|
|12/08/2020||Janmashtami||Holiday under Negotiable Instruments Act|
|15/08/2020||Independence Day||Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday|
|2/10/2020||Mahatma Gandhi Jayanti||Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday|
|14/11/2020||Diwali Amavasaya (Laxmi Pujan)/Kali Puja||Holiday under Negotiable Instruments Act|
|30/11/2020||Guru Nanak Jayanti/Kartika Purnima/Rahasa Purnima||Holiday under Negotiable Instruments Act|
|25/12/2020||Christmas||Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday|
These three categories of holidays can be explained as given below:
Holiday under Negotiable Instruments Act- Banks observe holidays on those days that comes under this category as it simply means that if the maturity of an instrument is on the date of the holidays under negotiable instrument, the date preceding it will be considered the date of maturity in that case.
Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday- This simply refers to the days on which the service of RTGs is not available.
Banks’ Closing of Accounts- On, 1st April banks observe the Annual Bank’s closing of Accounts and hence banks observe holiday on this day.
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