Name: Balaji P
Interview Venue: Indian Overseas bank, Central Office, Chennai.
Interview Date: 31/01/2020
Interview Time: Afternoon Batch
Interview Panel: 3
My name is Balaji P. I am from Chennai and I am going to share my experience which i had on 31/01/2020 at Indian Overseas bank, Central office in Chennai.
I was allotted under Panel 3 during afternoon batch and i was the 13th Candidate in that panel. The interviewer called me inside.
There were 5 members in the panel, 4 were men and 1 lady interviewer. My interview experience begin now:
Me: May I come in sir?
Panel member 1: Yes please
Me: Greeted every panel member
Panel member 1: Please sit down
Panel member 1: Please tell me about yourself
Me: I told them about where I came from, my schooling, my college and my work experience which I had for 1.5 years in IT Sector
Panel Member 1: Tell me what types of work did u perform in the company?
Me: I told them about my work (I worked under an Telecom client)
Panel member 1: Why the number of telecom players have reduced now comparing to previous years? ( As i said i worked for Telecom client, he has asked this question)
Me: Told about the large Capital bases of new telecom players which attract a lot customers and added some points, after which panel member jumped to next question)
Panel member 1: Why BSNL being a govt owned company not up to mark?
Me: Told some reforms are not implemented by govt which BSNL had suggested to govt.
(Panel member was ok with the answer. He asked other panel member to continue)
Panel member 2: How many nominees can be added in an account?
Me: More than 1 (Panel member asked whether I was sure. I said “I am sure”)
Panel member 2: No, its wrong. Only one nominee can be added. (Me: Ok sir)
Panel member 2: So, when an account holder dies whether the responsibility of a bank gets finished when it settles the amount to the nominee or whether bank plays a part in dividing it among the nominees
Me: (I had some doubt) Sir, Can i take a minute to think and tell?
Panel member 2: (Laughs) Sure..you can take a minute but not more than that as others are waiting( When he told like this,every panel member laughed and i also laughed gently)
Me:(After some Seconds) I told bank has the responsibility to divide the amount among nominees.
Panel member 2: No, bank only settles the amount to the 1st nominee.There itself,bank’s responsibility will be finished(Me: Ok sir, noted)
( He asked other panel member to continue)
Panel Member 3: Recently, banking has gone digital. But still some services are availed only if you go to bank.What are those?
Me: Loan,drawing cheque amount,Demand draft
(He was ok with the answer and asked other panel member to continue)
Panel member 4 (Lady): What are your personal qualities?
Me: I told Honesty and giving respect to everyone.( I elaborated about respecting people)
Panel member 4 (Lady): She asked what do u mean by honesty?
Panel member 4 (Lady): Which thing gave you the utmost satisfaction in life?
Me: I told that the smile of children in orphanage when we help them gave the utmost satisfaction in my life.
(She smiled and asked other member to continue)
Panel Member 5: Who is the finance minister of India?
Me: Nirmala Sitharaman
Panel Member 5: Who is the finance minister of state?
Me:(I thought he is asking our Tamilnadu’s State finance minister) I replied with Tamilnadu’s finance minister
(Panel member clarified it and asked again)
Me: Oh Sorry sir, its Anurag Thakur.
(Panel member 1 said Thank you and I also Thanked them with a smile and went out)
Overall it was a good experience. I kept smiling and maintained my composure throughout. Panel members were also very cool and calm.
All The Best Balaji P For Future Endeavours!